|        |
|--------|
|        |
|   |

|            |
|------------|
|            |  |
| (Mark One) |
| ý     | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |

|        |
|--------|
|        |  |
|  ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |

|                                                                |
|----------------------------------------------------------------|
|                                                                |  |
| Ohio                                                           | 34-1194858 |
| (State or other jurisdiction of incorporation or organization) | (I.R.S. Employer Identification Number) |
|                                                           |   |
| 9190 Priority Way West Drive, Suite 300 Indianapolis, Indiana  | 46240 |
| (Address of principal executive offices)                       | (Zip Code) |

|                               |
|-------------------------------|
|                               |  |  |
| Title of Each Class           |   | Name of each exchange on which registered |
| Common Stock, $0.01 par value |   | New York Stock Exchange |

|                                   |
|-----------------------------------|
|                                   |  |  |  |  |
| Large accelerated filer |  ̈ |   | Accelerated filer | ý |
|                              |   |   |   |   |
| Non-accelerated filer             |  ̈ |   (Do not check if a smaller reporting company) | Smaller reporting company |  ̈ |
|                              |   |   |   |   |
| Emerging growth company           | ý |   |   |   |

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|                   |
|-------------------|
|                   |  |  |
|              |   | Page |
| PART III          |   |
|              |   |   |
| ITEM 10.     | DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE | 4 |
| ITEM 11.     | EXECUTIVE COMPENSATION | 9 |
| ITEM 12.     | SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS | 14 |
| ITEM 13.     | CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE | 17 |
| ITEM 14.     | PRINCIPAL ACCOUNTANT FEES AND SERVICES | 19 |
|              |   |
| SIGNATURES        | 21 |
|              |   |
| INDEX TO EXHIBITS | 22 |

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|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |  |  |
| James V. Smith                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   | Carrie Preston |
| Chief Executive Officer and President                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | Chief Financial Officer |
| Age: 59                                                                           Executive since: 2015                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | Age: 46                                                                            Executive since: 2014 |
|                                                                                           Director since: 2016                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   |
| Mr. Smith  joined Stonegate Mortgage in September 2015 as President and Chief Operating Officer and was appointed Chief Executive Officer  and President effective April 18, 2016.  Effective November 4, 2016, Mr. Smith was appointed to serve as a member of the Board of Directors. Mr. Smith has over 25 years’ experience in the mortgage and consumer finance industry primarily focused on building and leading loan origination, operations and servicing platforms. Prior to joining Stonegate Mortgage, he served as Director of US Mortgage Operations for Wipro Limited. Prior to his role at Wipro, Mr. Smith served as Senior Vice President with Bank of America Corporation where he was responsible for leading centralized loan operations centers located throughout the eastern and central United States. Prior to Bank of America, Mr. Smith held several executive leadership roles with Saxon Capital, Inc., including Senior Vice President of Mortgage Operations, Executive Vice President of National Production and President of Saxon Mortgage, Inc., where he led all US mortgage lending activities including Retail, Wholesale and Correspondent business channels. Mr. Smith received his Bachelor of Business Administration degree in Finance from Georgia State University in Atlanta, Georgia. |   | Ms. Preston joined Stonegate in October 2014 as the Chief Accounting Officer, leading our accounting and SEC reporting teams. Ms. Preston was appointed as  the Chief Financial Officer effective March 4, 2016.  Prior to joining Stonegate, Ms. Preston consulted with Stonegate Mortgage for Sarbanes-Oxley and financial reporting.  She brings over twenty years of experience in accounting, auditing and financial reporting for publicly-traded companies, primarily in financial services and mortgage banking sector.  She served as Chief Financial Officer of Union Mortgage Group, Inc. and Senior Vice President and Controller of Saxon Capital, Inc.  She began her career at KPMG, assisting financial services and mortgage banking clients.  Ms. Preston holds a Bachelor of Business Administration degree, with a concentration in accounting, from the College of William and Mary. |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |   |
| David Dill                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | Kelly Henry |
| Executive Vice President of Loan Servicing                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | Chief Risk Officer |
| Age: 53                                                                           Executive since: 2015                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | Age: 40                                                                            Executive since: 2015 |
| Mr. Dill joined Stonegate in October 2015 as Executive Vice President of Loan Servicing. From 2013 to 2015, Mr. Dill was Chief Operating Officer for Supreme Lending, where he provided daily oversight of the organization at the executive level. From 2011 to 2013, Mr. Dill was Senior Managing Director at Newbold Advisors and from 2009 to 2011, he was Executive Vice President at Guardian Resolution Services, LLC. In all, Mr. Dill brings nearly 20 years of experience in mortgage servicing, building infrastructure, providing continuous process improvement procedures, and establishing a culture of accountability and cost management to his current position.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | Ms. Henry joined Stonegate  in February 2014 as SVP, Credit Administration from Flagstar Bank where she served as SVP, Director of Mortgage Underwriting Operations since 2008. Prior to that, she was Assistant Vice President, Government Loan Operations for CitiMortgage since 2004. Ms. Henry was appointed Chief Risk Officer effective December 15, 2015.  As Chief Risk Officer, she has full responsibility for leadership of the company’s risk and compliance functions and provides executive direction for implementation and execution of the organization’s operational risk and quality control functions. She holds an MBA from Michigan State University and has over 20 years industry experience. |

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |  |  |
| John F. Macke                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | R. Douglas Gilmore |
| Executive Vice President of Capital Markets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   | Chief Information Officer |
| Age: 51                                                                            Executive since: 2012                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | Age: 49                                                                           Executive since: 2015 |
| Mr. Macke joined Stonegate in January 2012 as Executive Vice President of Capital Markets. Mr. Macke served as our Chief Financial Officer from April 2013 to May 2014 at which time he returned to his current position of Executive Vice President of Capital Markets. From May 2010 to December 2011, Mr. Macke was the Executive Vice President and Chief Financial Officer of Americare Ambulance Service, a provider of emergent and non-emergent ambulance transportation. Prior to that, from May 2008 to January 2010, Mr. Macke was the Chief Financial Officer and Founder of Automated Call Technologies, a telecommunications transaction processing business. Additionally, from 1987 to 2006, Mr. Macke was with Irwin Mortgage, a residential mortgage lending company, where he was the senior vice president responsible for capital markets, strategy and business development. Mr. Macke was also the Chief Operating Officer of Freedom Mortgage after its acquisition of Irwin Mortgage. He holds an MBA from the Kelley School of Business at Indiana University and a BS degree in finance from the University of Dayton. |   | Mr. Gilmore joined Stonegate in January 2015 as Chief Information Officer responsible for leading the organization’s IT and technology efforts. Mr. Gilmore brings over 20 years of experience in information security, network architecture and systems engineering to the company. Prior to joining Stonegate Mortgage, he held a number of senior technology executive positions with companies. Most recently, he served as Chief Information Officer at ChaCha Search Inc. from November 2010 to January 2015 where he oversaw the 24/7/365 infrastructure and applications that serviced ChaCha’s 40+ million users, 60+ thousand guides. |

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  |  |
| Steve Landes                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | David E. Kress |
| Executive Vice President & Director of National Sales                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   | General Counsel and Secretary |
| Age: 48                                                                            Executive since: 2008                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   | Age: 48                                                                            Executive since: 2016 |
| Mr. Landes joined Stonegate in February 2008 as Executive Vice President of Loan Origination, overseeing the company’s retail, wholesale and correspondent lending channels. In February 2014, Mr. Landes became President of NattyMac, LLC, Stonegate’s wholly-owned warehouse lending subsidiary, and in November 2015 he also assumed responsibility for Stonegate’s distributed retail, wholesale and correspondent sales channels as Director of National Sales. Mr. Landes’ experience in mortgage lending encompasses 22 years, including positions as Senior Vice President of Retail Lending at Novastar Mortgage from April 2000 to February 2006, where he was responsible for 4,500 employees in over 400 retail offices throughout the Unites States; CEO of Ampro Financial Services, a national title company, from March 2002 to August 2003 and Regional President for IndyMac Bank from February 2006 to January 2008, with responsibility for sales and operations of the wholesale and correspondent lending channels throughout the central United States. Mr. Landes holds a BS degree in finance from the University of Central Missouri. |   | Mr. Kress was named General Counsel and Secretary on November 4, 2016. Prior to that, he served as Associate General Counsel beginning in February 2014 and served as interim General Counsel since August 1, 2016. Prior to joining Stonegate, Mr. Kress worked in private practice for 15 years representing a variety of lenders and public companies in litigation and regulatory matters. Prior to joining Stonegate, Mr. Kress was a Partner at Benesch Friedlander Coplan and Aranoff LLP since 2010; prior to that, he was an Equity Partner, Litigation and Employment Law with Dann Pecar Newman & Kleiman PC from 2000 until its merger with Benesch in March 2010.   Mr. Kress holds a Bachelor of Arts in Journalism and Criminal Justice from Indiana University, and a Juris Doctor from the Indiana University Robert H. McKinney School of Law. |

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|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |  |
| James G. Brown                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   | Richard A. Mirro |
| Age: 52                                                                                      Director since: 2012                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | Age: 65                                                                    Director since: 2012 |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   | Committees Served: Audit (Chair), Compensation, Nominating and Corporate Governance |
| Mr. Brown is the co-founder and Managing Partner of Long Ridge Equity Partners, a private investment firm focused on the financial services industry and that is an affiliate of Stonegate, which he founded in July 2007. He is also a Managing Director of TH Lee Putnam Ventures, a technology-focused private equity firm, which he co-founded in August 1999. Mr. Brown has served as a director for Liquidnet’s Board of Directors since March 2000 and as a director for FXCM’s Board of Directors since January 2008. Mr. Brown graduated from New York University with a B.S. and graduated with honors from Wharton Business School of the University of Pennsylvania with a Masters of Business Administration. We believe Mr. Brown is qualified to serve on our Board because of his extensive experience investing in and serving on the boards of growth companies, and because of his deep understanding of our business. Mr. Brown was designated as a director nominee by Stonegate Investors Holdings, LLC pursuant to the Shareholders' Agreement (see below under "Other Information Regarding the Board").                                                                                                                                                                                                                         |   | Mr. Mirro brings over 35 years of industry experience to Stonegate’s Board. For six years, he served North American Mortgage Corporation as President and Chief Operating Officer (1996-1999) and then as Chairman and Chief Executive Officer (1999-2002). Prior to that, he spent a decade from February 1986 to August 1996, with Chase Manhattan Mortgage where he held a variety of titles, including Chief Operations Officer, Chairman and Chief Executive Officer. Mr. Mirro also served as the CEO of Fleet Mortgage from August 1996 to December 1996. Mr. Mirro earned his B.A. in economics from St. Vincent College and a Master of Arts in mathematical economics from Duquesne University. We believe Mr. Mirro is qualified to serve on our Board because he is an accomplished financial services executive with more than 30 years of experience in the mortgage banking arena. Mr. Mirro was initially designated as a director nominee by Stonegate Investors Holdings, LLC pursuant to the Shareholders' Agreement (see below under "Other Information Regarding the Board"). |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |
| Sam D. Levinson                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | Kevin Bhatt |
| Age: 43                                                                                    Director since: 2013                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | Age: 37                                                                      Director since: 2012 |
| Committees Served: Audit, Compensation (Chair) and Nominating and Corporate Governance                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |   |
| Since 2004 Mr. Levinson has been a principal and managing partner at Glick Family Investments, a private family office located in New York, New York where he oversees private equity investments. Mr. Levinson has experience serving as a member on several boards and as a Chairman of the Audit Committee for Canary Wharf Group. Mr. Levinson has served as a director of Canary Wharf Group in London, a U.K. property developer and manager of office and retail space, since 2004; of Songbird Estates, Canary Wharf Group’s holding company, since 2004; of Coleman Cable Inc., a manufacturer of wire and cable, since 2005; of American European Group Insurance Company since 2006 and of Dynasty Financial Partners, LLC, which provides investment and technology platforms for independent financial, investment, and wealth management advisors, since 2011. Additionally, Mr. Levinson served as a director of West Coast Bancorp of Portland, Oregon from February 2011 until its sale in April 2013. Mr. Levinson is also the founder, president and controlling shareholder of Trapeze Inc., a real estate investment company, where he has served since 2002. We believe Mr. Levinson is qualified to serve on our Board because he is an experienced executive and director with numerous years of experience in the financial industry. |   | Mr. Bhatt is a partner of Long Ridge Equity Partners, a private investment firm focused on the financial services industry that is an affiliate of ours. Prior to joining Long Ridge in February 2010, he was a Vice President of AEA Investors, a leading middle market private equity firm, from July 2006 to February 2010. Mr. Bhatt earned his B.A. degree in economics with honors from Princeton University and his Master of Business Administration degree from Harvard Business School. We believe Mr. Bhatt is qualified to serve on our Board because of his numerous years of experience in the financial industry and deep understanding of our business. Mr. Bhatt was designated as a director nominee by Stonegate Investors Holdings, LLC pursuant to the Shareholders' Agreement (see below under "Other Information Regarding the Board"). |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |
| J. Scott Mumphrey                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | Richard A. Kraemer |
| Age: 65                                                                                    Director since: 2010                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | Age: 72                                                                      Director since: 2013 |
| Committees Served: Audit, Compensation, Nominating and Corporate Governance (Chair)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   | Chairman of the Board |
| Mr. Mumphrey brings with him over 35 years of executive management experience which includes extensive expertise in long and short range strategic planning, development, operations and property management. He is currently a principal at Second Curve Partners, LLC, a private equity and advisory services firm he co-founded in 2009 focused on small to moderate sized companies. Additionally, Mr. Mumphrey has served as an organizational consultant to Beijing Hualian Group, a leading Chinese retail enterprise, from October 2012 until January 2015. Prior to founding Second Curve Partners, LLC, he worked for Simon Property Group, the largest real estate company in the world, as President of Simon Management Group from 2002 to 2009. He was also Executive Vice President of Property Management for Simon Property Group, Inc. from 1992 to 1999. Mr. Mumphrey joined Simon Property Group and Melvin Simon & Associates, Inc. in 1974. Mr. Mumphrey earned his B.S. degree in Business Administration from Louisiana State University. We believe Mr. Mumphrey is qualified to serve on our Board because of his extensive executive management experience, his advisory work with multiple startup companies, and his investment background.                                                                                         |   | Mr. Kraemer served as interim Chief Executive Officer of Stonegate from September 10, 2015 until April 18, 2016. Mr. Kraemer has over 35 years of experience from holding several senior executive positions at multiple banks and public companies as well as taking positions on several boards. Mr. Kraemer is a retired investor. Mr. Kraemer served as Chairman of the Board of Directors of Saxon Capital Inc., a publicly-traded mortgage real estate investment trust (“REIT”), from 2001 through 2006. Mr. Kraemer is a member of the Board of Directors of FBR Capital Markets. Mr. Kraemer also served as a trustee and member of the audit committee of American Financial Realty Trust (NYSE: AFR), a publicly-traded REIT, from 2002 to 2008, and he served as a director of Urban Financial Group, Inc. from 2001 to 2013. From 1996 to 1999, Mr. Kraemer was Vice Chairman of Republic New York Corporation, a publicly-traded holding company for Republic National Bank. From 1993 to 1996, Mr. Kraemer was Chairman and Chief Executive Officer of Brooklyn Bancorp, a publicly-traded holding company for Crossland Federal Savings Bank. Mr. Kraemer earned his Bachelor of Science degree in Business Administration with a major in Real Estate from Pace University, New York. We believe Mr. Kraemer is qualified to serve on our Board because of his executive expertise with financial institutions and his extensive board service of several publicly-traded companies. |

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|                    |
|--------------------|
|                    |  |
| Class I            | Class II |
| Kevin Bhatt        | James G. Brown |
| J. Scott Mumphrey  | Sam D. Levinson |
| Richard A. Kraemer | Richard A. Mirro |
|               | James V. Smith |

|                   |
|-------------------|
|                   |  |  |  |  |  |  |
| Director          |    | Audit Committee |    | CompensationCommittee |    | CorporateGovernance andNominatingCommittee |
| Sam  D. Levinson  |    | Member |    | Chair |    | Member |
| Richard A. Mirro  |    | Chair |    | Member |    | Member |
| J. Scott Mumphrey |    | Member |    | Member |    | Chair |

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|                                                                    |
|--------------------------------------------------------------------|
|                                                                    |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Name & Principal Position                                      |   | Year |   | Salary ($) |   | Bonus ($)(1) |   | Equity Awards ($)(2) |   | All Other Compensation ($)(3) |   | Total ($) |
| James V. Smith              Chief Executive Officer and Director   |   | 2016 | (4)  | 418,125 |  |   | 335,000 |  |   | 392,000 |  |   | 34,934 |  |   | 1,180,059 |  |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |
| Richard A. Kraemer            Chief Executive Officer and Director |   | 2016 | (5)  | 182,000 |  |   | — |  |   | 1,088,567 |  |   | 81,370 |  |   | 1,351,937 |  |
|                                                               | 2015 | (5)  | 184,100 |  |   | — |  |   | 230,013 |  |   | 114,948 |  |   | 529,061 |  |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |
| John F. Macke           Executive Vice President                   |   | 2016 |   | 316,194 |  |   | 224,041 |  |   | 116,800 |  |   | 21,530 |  |   | 678,565 |  |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |
| Steve Landes             Director of National Sales           |   | 2016 |   | 300,000 |  |   | 242,631 |  |   | — |  |   | 32,605 |  |   | 575,236 |  |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | See “Executive Compensation-Bonuses” below and the description of the applicable employment or severance arrangements of Messrs. Kraemer, Smith, Macke and Landes under “Executive Compensation-Employment Arrangements” below for a description of the bonus eligibility of our named executive officers.The amount reported in this column for Mr. Landes represents his annual bonus for 2016 of $70,509 and his quarterly sales bonuses totaling $172,122. |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Based on the grant-date fair value of the restricted stock units awarded to each named executive officer determined in accordance with FASB ASC Topic 718. See “Notes to the Consolidated Financial Statements-20 Stock-Based Compensation” in the Company’s Annual Reports on Form 10-K for the fiscal years ended December 31, 2016, for additional information. The amounts reported in this column for fiscal year 2016 for Mr. Smith represent a grant of 100,000 restricted stock units on August 15, 2016.  The amounts reported in this column for Mr. Kraemer represents a grant of 178,891 restricted stock units on April 27, 2016 and his board retainer grant of 15,748 shares on August 15, 2016. The amounts reported in this column for Mr. Macke represent a grant of 20,000 restricted stock units on April 19, 2016. |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (3) | All Other Compensation includes: for each named executive officer, company matching 401(k) contributions and disability insurance premiums; for Mr. Smith, HSA contributions, monthly automobile expenses, and  rental and utilities costs for an apartment in Indianapolis, Indiana; for Mr. Kraemer, fees for his service as a director ($69,532) and rental and utilities costs for an apartment in Indianapolis, Indiana; for Mr. Macke, HSA contributions, monthly automobile expenses; and for Mr. Landes,  HSA contributions, benefit allowance, and monthly automobile expenses. |

|     |                                                                                   |
|-----|-----------------------------------------------------------------------------------|
| (4) | Mr. Smith became Chief Executive Officer of the Company effective April 18, 2016. |

|     |                                                                                                                          |
|-----|--------------------------------------------------------------------------------------------------------------------------|
| (5) | Mr. Kraemer became the interim Chief Executive Officer of the Company effective September 10, 2015 until April 18, 2016. |

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|                    |
|--------------------|
|                    |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|               |   |   |   | Option Awards |   | Stock Awards |   |
| Name               |   | Grant Date |   | Number of Securities Underlying Unexercised Options (#) Exercisable |   | Number of Securities Underlying Unexercised Options (#) Unexercisable (1) |   | Option Exercise Price ($/sh) |   | Option Expiration Date |   | Number of Shares of or Units of Stock Granted That Have Not Vested (#) |   | Market Value of Shares or Units of Stock Granted That Have Not Vested ($)(2) |
| James V. Smith     |   | 8/15/2016 |   | — |  |   | — |  |   | — |  |   |   |   | 100,000 |  | (6) | 597,000 |  |
|               | 9/3/2015 |   |   |   |   |   |   |   |   |   | 20,000 |  | (7) | 119,400 |  |
| Richard A. Kraemer |   | 5/15/2013 |   | 13,458 |  |   | 4,486 |  |   | 18.00 |  |   | 5/15/2023 |   | — |  |   | — |  |
|               | 8/15/2016 |   | — |  |   | — |  |   | — |  |   |   |   | 7,874 |  | (3) | 47,008 |  |
|               | 4/27/2016 |   | — |  |   | — |  |   | — |  |   |   |   | 178,891 |  | (4) | 1,067,979 |  |
| John F. Macke      |   | 5/15/2013 |   | 60,563 |  |   | 20,187 |  |   | 18.00 |  |   | 5/15/2023 |   | — |  |   | — |  |
|               | 4/19/2016 |   |   |   |   |   |   |   |   |   | 13,333 |  | (5) | 79,598 |  |
| Steve Landes       |   | 5/15/2013 |   | 67,292 |  |   | 22,430 |  |   | 18.00 |  |   | 5/15/2023 |   | — |  |   | — |  |

|     |                                                                                                                                                                                                                                                                                                                     |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | These stock options will vest on May 15, 2017, the fourth anniversary of grant, subject to the recipient's continued service through such date.  This represents the fourth installment of these stock option grants; the other installments vested on the first through the third anniversaries of the grant date. |

|     |                                                                                                                                   |
|-----|-----------------------------------------------------------------------------------------------------------------------------------|
| (2) | Based on the closing share price of the Company’s common stock of $5.97 on December 30, 2016, the last trading day of 2016. |

|     |                                                                     |
|-----|---------------------------------------------------------------------|
| (3) | Restricted stock units are scheduled to cliff vest on May 27, 2017. |

|     |                                                                       |
|-----|-----------------------------------------------------------------------|
| (4) | Restricted stock units are scheduled to cliff vest on April 27, 2019. |

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|         |                                                                                                                                           |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------|
| • | an annual base salary ($440,000 for Mr. Smith, $317,750 for Mr. Macke, and $300,000 for Mr. Landes), re-determined annually by the Board; |

|         |                                                                                                                                           |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------|
| • | eligibility for annual performance bonuses, as determined by the Board in its sole discretion and payable in cash or grants of stock; and |

|         |                                                                          |
|---------|--------------------------------------------------------------------------|
| • | participation in our benefit plans on the same basis as peer executives. |

----

|         |                                                                                                                                                                            |
|---------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | if a person, other than Long Ridge Equity Partners, becomes a beneficial owner of our capital stock representing 35% of the voting power of our outstanding capital stock; |

----

|         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|---------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | if we merge with another entity, unless (i) the business combination is with Long Ridge Equity Partners or (ii)(a) more than 50% of the combined voting power of the merged entity or its parent is represented by our voting securities that were outstanding immediately prior to the merger, (b) the Board prior to the merger constitutes at least a majority of the board of the merged entity or its parent following the merger and (c) no person is or becomes the beneficial owner of 35% or more of the combined voting power of the outstanding capital stock eligible to elect directors of the merged entity or its parent; |

|         |                                                                     |
|---------|---------------------------------------------------------------------|
| • | if we sell or dispose of all or substantially all of our assets; or |

|         |                                    |
|---------|------------------------------------|
| • | if we are liquidated or dissolved. |

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Executive Compensation-Equity Compensation and Equity Plans

|                   |
|-------------------|
|                   |  |  |  |  |  |  |  |  |  |  |
| Name (1)          |   | Fees earned or paid in cash ($) |    | Stock Awards ($)(2) |   | Total ($) |
| Kevin B. Bhatt    |   | 60,000 |  |    | 60,793 |  | (3  | )  | 120,793 |  |
| James G. Brown    |   | 60,000 |  |    | 60,793 |  | (3  | )  | 120,793 |  |
| Sam D. Levinson   |   | 70,000 |  |   | 60,793 |  |   | 130,793 |  |
| Richard A. Mirro  |   | 75,000 |  |   | 60,793 |  |   | 135,793 |  |
| J. Scott Mumphrey |   | 70,000 |  |   | 60,793 |  |   | 130,793 |  |

|     |                                                                                                                                                                                             |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | Mr. Kraemer is excluded from this table because he is a named executive officer for purposes of the Summary Compensation Table, above, which reflects all compensation he received in 2016. |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Represents the  FASB ASC 718 grant date fair value of the restricted stock awards to the directors. See “Notes to the Consolidated Financial Statements -20. Stock-Based Compensation” in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2016 for additional information. Restricted stock unit awards granted to directors must be held in the director deferred compensation account since each of the directors has deferred payment of these shares until after they are no longer a member of the Board. |

|     |                                                                                                                                                                                                |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (3) | Issued to Long Ridge Equity Partners, LP of which Long Ridge Equity Partners, LLC is the general partner over which Messrs. Kevin Bhatt and James Brown have voting and dispositive authority. |

----

|                    |
|--------------------|
|                    |  |  |  |  |  |
| Name of Director   |   | Number of Restricted Stock Units(1) | Number of Shares Underlying Outstanding Options (2) |
| Kevin B. Bhatt (1) |   | 28,354 |  |   |
| James G. Brown(1)  |   | 28,354 |  |   |
| Sam D. Levinson    |   | 28,354 |  | 17,944 |  |
| Richard A. Mirro   |   | 28,354 |  | 101,494 |  |
| J. Scott Mumphrey  |   | 28,354 |  |   |

|     |                                                                                                                                                                                                |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | Issued to Long Ridge Equity Partners, LP of which Long Ridge Equity Partners, LLC is the general partner over which Messrs. Kevin Bhatt and James Brown have voting and dispositive authority. |

|     |                                                                                                                                                                                                                                                                                                                                                                            |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Mr. Levinson’s outstanding options have an exercise price of $18 per share and he will receive no consideration for such shares in connection with the completion of the Merger.  Mr. Mirro’s outstanding options have an exercise price of $3.97 per share and he will receive consideration for such shares in connection with the completion of the Merger. |

----

----

|                                                           |
|-----------------------------------------------------------|
|                                                           |  |  |  |  |  |  |  |  |  |  |  |  |
| Plan Category                                             |   | (a)Number of Securities to be Issued Upon Exercise of Outstanding Options,  Warrants and Rights |   | (b)Weighted Average Exercise Price of Outstanding Options, Warrants and Rights |   | (c)Number of SecuritiesRemaining Available forFuture Issuance Under  Equity Compensation Plans(Excluding SecuritiesReflected in Column (a)) |   |
| Equity compensation plans approved by security holders    |   | 939,709 |   | (1)  | $ | 13.37 |  |   | 327,554 |  | (2)  |
| Equity compensation plan not approved by security holders |   | — |   |   | $ | — |  |   | — |  |   |
| Total                                                     |   | 939,709 |   |   | $ | 13.37 |  |   | 327,554 |  |   |

----

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | Consists of awards issued under the 2016 Omnibus Plan, 2013 Omnibus Plan, the 2011 Plan and the 2013 Director Plan. This amount includes 100,000 restricted stock units issued under the 2016 Omnibus Plan, 350,176 restricted stock units issued under the 2013 Omnibus Plan, 307,854 options issued under the 2011 Plan and 181,679 restricted stock units issued under the 2013 Director Plan. The weighted-average exercise price information in column (b) does not include restricted stock units. |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Consists of shares available for issuance under the 2016 Omnibus Plan, 2013 Omnibus Plan and the 2013 Director Plan, which may be subject to awards of stock options, stock appreciation rights, shares of restricted stock, restricted stock units and performance awards as determined by the Compensation Committee in its discretion. In addition, shares covered by outstanding awards become available for new awards if the award is forfeited or expires before delivery of the shares. No additional awards may be granted under the 2011 Plan |

----

|                                                        |
|--------------------------------------------------------|
|                                                        |  |  |  |  |  |  |
|                                                   |   | Common Stock Outstanding |
| Name of Beneficial Owner                               |   | Number of Shares Beneficially Owned |   | Percent of Class |
| 5% or Greater Shareholders:                            |   |   |   |   |
| Affiliates of Long Ridge Equity Partners, LLC(1)       |   | 7,460,000 |  |   | 28.85 | % |
| 1120 Avenue of the Americas, Suite 1807                |   |   |
| New York, NY 10036                                     |   |   |
| American Financial Group, Inc.(2)                      |   | 2,572,111 |  |   | 9.95 | % |
| Great American Insurance Tower, 301 East Fourth Street |   |   |
| Cincinnati, OH 45202                                   |   |   |
| Long Pond Capital GP, LLC (3)                          |   | 2,512,225 |  |   | 9.72 | % |
| 527 Madison Avenue, 15th Floor                         |   |   |
| New York, NY 10022                                     |   |   |
| Second Curve Capital, LLC(4)                           |   | 1,833,909 |  |   | 7.09 | % |
| 350 5th Ave., Suite 4730                               |   |   |
| New York, NY 10118                                     |   |   |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | Includes (a) 6,930,757 shares of Company common stock currently held of record by Stonegate Investors Holdings, LLC, (b) 91,984 shares of Company common stock currently held of record by Long Ridge Equity Partners, LLC, (c) 104,691 shares of Company common stock currently held of record by Long Ridge Equity Partners I, LP, (d) 33,239 shares of Company common stock currently held of record by Long Ridge Offshore Subsidiary Holdings, LLC, (e) 40,960 shares of Company common stock currently held of record by Long Ridge Capital Management, LP, (f) 15,748 restricted stock units granted to Long Ridge Capital Management, LP under the 2013 Non-Employee Plan that vest on May 27, 2017, (g) 238,715 shares of Company common stock available for immediate purchase at $18.00 per share by Stonegate Investors Holdings pursuant to a warrant agreement, dated as of March 29, 2013, with the Company, and (h) 3,906 shares of Company common stock available for immediate purchase at $18.00 per share by Long Ridge Equity Partners, LLC pursuant to the exercise of warrants described above. |

----

|     |                                                                                                                                                                                                                                                                                                                                      |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | American Financial Group Inc. is the parent company of the following subsidiaries which own 2,572,111 shares of Company common stock: (a) Great American Insurance Company, an Ohio corporation; (b) Great American Life Insurance Company, an Ohio corporation; and (c) National Interstate Insurance Company, an Ohio corporation. |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (3) | Long Pond Capital GP, LLC, as the general partner of Long Pond Capital, LP, may direct the vote and disposition of the 2,512,225 shares of Company common stock held by Long Pond Capital GP, LLC. As the principal of Long Pond Capital, LP Mr. John Khoury may also direct the vote and disposition of the 2,512,225 shares of Company common stock. Long Pond Capital, LP, Long Pond Capital GP, LLC and John Khoury each have shared voting and dispositive power with respect to such shares. |

|     |                                                                                                                                                                                      |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (4) | Second Curve Capital, LLC and Thomas K. Brown, its managing member, have shared voting power and shared power to direct the disposition of 1,833,909 shares of Company common stock. |

|                                                             |
|-------------------------------------------------------------|
|                                                             |  |  |  |  |  |  |
|                                                        |   | Common Stock Outstanding |
| Name of Beneficial Owner                                    |   | Number of Shares Beneficially Owned |   | Percent of Class |
| Named Executive Officers and Directors:                     |   |   |   |   |
| James V. Smith                                              |   | 50,000 |  |   | * |  |
| Richard A. Kraemer (5)                                 |   | 274,688 |  |   | 1.06 | % |
| Sam D. Levinson(6)                                          |   | 1,961,707 |  |   | 7.59 | % |
| J. Scott Mumphrey(7)                                        |   | 296,929 |  |   | 1.15 | % |
| Richard A. Mirro(8)                                         |   | 129,848 |  |   | * |  |
| Steve Landes (9)                                       |   | 365,813 |  |   | 1.41 | % |
| John Macke(10)                                              |   | 87,417 |  |   | * |  |
| David Kress                                                 |   | 1,250 |  |   | * |  |
| Kevin Bhatt(11)                                             |   | 7,460,000 |  |   | 28.85 | % |
| James G. Brown(11)                                          |   | 7,460,000 |  |   | 28.85 | % |
| All executive officers and director as a group (10 persons) |   | 10,627,652 |  |   | 41.11 | % |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (5) | Includes immediately exercisable options to purchase 17,944 shares of Company common stock with an exercise price of $18.00 per share granted under the 2013 Omnibus Plan, which vests in four equal installments beginning May 15, 2014 and ending May 15, 2017, 7,874 restricted stock units granted under the 2013 Non-Employee Plan that vest on May 27, 2017, and 178,891 restricted stock units granted under the 2013 Non-Employee Plan that become non-forfeitable on April 27, 2017. |

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (6) | Represents 694,567 shares of Company common stock owned by Diaco Investments LP, 1,042,140 shares of Company common stock currently held of record by Glick Pluchenik 2011 Trust, 35,156 shares of Company common stock available for immediate purchase at $18.00 per share by Glick Pluchenik 2011 Trust pursuant to a warrant agreement, dated as of March 29, 2013, with the Company, and 225,000 shares of Company common stock owned by Chichester Fund Limited. |

|     |                                                                                                           |
|-----|-----------------------------------------------------------------------------------------------------------|
| (7) | Includes 7,874 restricted stock units granted under the 2013 Non-Employee Plan that vest on May 27, 2017. |

|     |                                                                                                                                                                                                                                                                        |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (8) | Includes immediately exercisable options to purchase 101,494 shares of Company common stock with an exercise price of $3.97 per share granted under the 2011 Plan and 7,874 restricted stock units granted under the 2013 Non-Employee Plan that vest on May 27, 2017. |

|     |                                                                                                                                                                                                                                                       |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (9) | Includes exercisable options to purchase 89,722 shares of Company common stock with an exercise price of $18.00 per share granted under the 2013 Omnibus Plan, which vests in four equal installments beginning May 15, 2014 and ending May 15, 2017. |

|      |                                                                                                                                                                                                                                                       |
|------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (10) | Includes exercisable options to purchase 80,750 shares of Company common stock with an exercise price of $18.00 per share granted under the 2013 Omnibus Plan, which vests in four equal installments beginning May 15, 2014 and ending May 15, 2017. |

----

|      |                                                                                                                                                                                                                                                                                                                                                                 |
|------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (11) | Messrs. Bhatt and Brown are each principals and officers of certain affiliates of Long Ridge Equity Partners, LLC, whose ownership is detailed in footnote (1) above. Each of Messrs. Bhatt and Brown may be deemed to be the beneficial owner of, and have control over, the Company common stock owned by Long Ridge Equity Partners, LLC and its affiliates. |

----

----

|         |                                                                                                                                                                                                                                                                |
|---------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Stonegate Investors Holdings is permitted to designate two members to our Board so long as it owns at least 15% of the shares of Common Stock and one member to our Board so long as it owns at least 10% and not more than 15% of the shares of Common Stock. |

|         |                                                                                                                                                                                                                   |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Subject to the corporate governance rules of the NYSE, if shares of Common Stock are then admitted for trading, Stonegate Investors Holdings is permitted to designate one member to each committee of our Board. |

|         |                                                                                                                                                                                   |
|---------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | The Shareholders’ Agreement also provides that a majority of the members of our Board will be independent within the meaning of the corporate governance rules of the NYSE. |

----

----

|                       |
|-----------------------|
|                       |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|                  |   | KPMG |   | Ernst & Young |   | BKD |   | Other Firms |
| Fee Category          |   | 2015 |   |  2016 |   | 2015 |   | 2016 |   | 2015 |   | 2016 |   | 2015 |   | 2016 |
| Audit fees (1)        |   | $ | 878,417 |  |   | $ | 1,160,711 |  |   | $ | — |  |   | $ | — |  |   | $ | — |  |   | $ | — |  |   | $ | — |  |   | $ | — |  |
| Audit-related fees(2) |   | $ | 7,613 |  |   | $ | 41,000 |  |   | $ | 63,480 |  |   | $ | 90,007 |  |   | $ | 101,688 |  |   | $ | 86,764 |  |   | $ | 77,455 |  |   | $ | 55,535 |  |
| Tax fees(3)           |   | $ | — |  |   | $ | — |  |   | $ | 245,952 |  |   | $ | 403,895 |  |   | $ | — |  |   | $ | — |  |   | $ | 11,323 |  |   | $ | 5,968 |  |
| All other fees(4)     |   | $ | 3,531 |  |   | $ | 3,531 |  |   | $ | — |  |   | $ | — |  |   | $ | — |  |   | $ | — |  |   | $ | 4,866 |  |   | $ | 159,488 |  |
| Total fees            |   | $ | 889,561 |  |   | $ | 1,205,242 |  |   | $ | 309,432 |  |   | $ | 493,902 |  |   | $ | 101,688 |  |   | $ | 86,764 |  |   | $ | 93,644 |  |   | $ | 220,991 |  |

|     |                                                                                                                                                                                  |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | Audit fees consisted principally of fees for audit work performed on our consolidated financial statements, review of quarterly financial statements, and other required audits. |

|     |                                                                                                                                                                                                            |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Audit-related fees consisted principally of fees for comfort letter procedures, review of registration statements and periodic reports filed with the SEC and other accounting and reporting consultation. |

|     |                                                                           |
|-----|---------------------------------------------------------------------------|
| (3) | Tax fees consisted principally of fees for tax compliance and tax advice. |

|     |                                                                                                                                                                                                                                             |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (4) | All other fees represent fees for advisory services and implementation of a new general ledger system in 2016. Deloitte & Touche LLP represents $141,771 of the other fees in connection with the general ledger system implementation. |

----

----

|                      |
|----------------------|
|                      |  |  |  |
|                 | Stonegate Mortgage Corporation |
|                 | Registrant |
|                 |   |   |
| Date: April 17, 2017 | By: | /S/  James V. Smith |
|                 |   | James V. Smith |
|                 |   | President and Chief Executive Officer |
|                 |   |   |   |

----

|             |
|-------------|
|             |  |  |
| Exhibit No. |   | Description |
|        |   |   |
| 31.1        |   | Certification of the Company’s Chief Executive Officer pursuant to Exchange Act Rules 13a-14(a)/15d-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. |
| 31.2        |   | Certification of the Company’s Chief Financial Officer pursuant to Exchange Act Rules 13a-14(a)/15d-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. |
|        |   |   |