<TABLE> <S> <C>

<ARTICLE>                                                                9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM SEC FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

<S>                                                            <C>
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-2000
<PERIOD-START>                                                  JAN-01-2000
<PERIOD-END>                                                    MAR-31-2000
<CASH>                                                              567,261
<INT-BEARING-DEPOSITS>                                                  404
<FED-FUNDS-SOLD>                                                     50,735
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                       2,770,837
<INVESTMENTS-CARRYING>                                              596,807
<INVESTMENTS-MARKET>                                                577,618
<LOANS>                                                          14,472,177
<ALLOWANCE>                                                         197,659
<TOTAL-ASSETS>                                                   19,664,874
<DEPOSITS>                                                       14,572,987
<SHORT-TERM>                                                      3,267,759
<LIABILITIES-OTHER>                                                 310,003
<LONG-TERM>                                                         200,000
<COMMON>                                                            121,578
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                        1,192,547
<TOTAL-LIABILITIES-AND-EQUITY>                                   19,664,874
<INTEREST-LOAN>                                                     298,470
<INTEREST-INVEST>                                                    51,389
<INTEREST-OTHER>                                                        638
<INTEREST-TOTAL>                                                    350,497
<INTEREST-DEPOSIT>                                                  131,826
<INTEREST-EXPENSE>                                                  175,389
<INTEREST-INCOME-NET>                                               175,108
<LOAN-LOSSES>                                                        10,372
<SECURITIES-GAINS>                                                  (3,979)
<EXPENSE-OTHER>                                                     185,518
<INCOME-PRETAX>                                                      82,855
<INCOME-PRE-EXTRAORDINARY>                                           82,855
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         56,996
<EPS-BASIC>                                                          0.47
<EPS-DILUTED>                                                          0.47
<YIELD-ACTUAL>                                                         4.14
<LOANS-NON>                                                          65,114
<LOANS-PAST>                                                         13,518
<LOANS-TROUBLED>                                                      1,851
<LOANS-PROBLEM>                                                      66,965
<ALLOWANCE-OPEN>                                                    192,805
<CHARGE-OFFS>                                                        11,745
<RECOVERIES>                                                          5,643
<ALLOWANCE-CLOSE>                                                   197,659
<ALLOWANCE-DOMESTIC>                                                197,659
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0



</TABLE>