##### 



Exhibit
10.8
   Execution Copy
 Credit Agreement




---



##### 



ARTICLE I DEFINITIONS AND ACCOUNTING TERMS
    
    
    11.01 Defined Terms
    
    
    11.02 Other Interpretive Provisions
    
    
    261.03 Accounting Terms
    
    
    271.04 Times of Day
    
    
    271.05 Rounding
    
    
    27ARTICLE II THE COMMITMENTS AND CREDIT EXTENSIONS
    
    
    282.01 Revolving Loans; Term Loan; Increase of Aggregate Revolving Commitments
    
    
    282.02 Borrowings, Conversions and Continuations of Term Loans
    
    
    282.03 Revolving Loan Borrowing Procedures and Settlements
    
    
    292.05 Prepayments
    
    
    342.06 Termination or Reduction of Commitments
    
    
    362.07 Repayment of Loans
    
    
    372.08 Interest
    
    
    372.09 Fees
    
    
    382.10 Computation of Interest and Fees
    
    
    382.11 Evidence of Debt
    
    
    382.12 Payments Generally; Administrative Agents Clawback
    
    
    392.13 Sharing of Payments by Lenders
    
    
    40ARTICLE III TAXES, YIELD PROTECTION AND ILLEGALITY
    
    
    453.01 Taxes
    
    
    453.02 Illegality
    
    
    483.03 Inability to Determine Rates
    
    
    483.04 Increased Costs
    
    
    483.05 Compensation for Losses
    
    
    493.06 Mitigation Obligations; Replacement of Lenders
    
    
    503.07 Survival
    
    
    51ARTICLE IV GUARANTY
    
    
    514.01 The Guaranty
    
    
    514.02 Obligations Unconditional
    
    
    514.03 Reinstatement
    
    
    524.04 Certain Waivers
    
    
    524.05 Remedies
    
    
    534.06 Rights of Contribution
    
    
    534.07 Guaranty of Payment; Continuing Guarantee
    
    
    53ARTICLE V CONDITIONS PRECEDENT TO CREDIT EXTENSIONS
    
    
    545.01 Conditions of Initial Credit Extension
    
    
    545.02 Conditions to all Credit Extensions
    
    
    57ARTICLE VI REPRESENTATIONS AND WARRANTIES
    
    
    576.01 Existence, Qualification and Power
    
    
    576.02 Authorization; No Contravention
    
    
    586.03 Governmental Authorization; Other Consents
    
    
    586.04 Binding Effect
    
    
    58
 i




---



##### 



6.05 Financial Statements; No Material Adverse Effect
    
    
    586.06 Litigation
    
    
    596.07 No Default
    
    
    596.08 Ownership of Property; Liens
    
    
    606.09 Environmental Compliance
    
    
    606.10 Insurance
    
    
    606.11 Taxes
    
    
    616.12 ERISA Compliance
    
    
    616.13 Subsidiaries
    
    
    616.14 Margin Regulations; Investment Company Act
    
    
    626.15 Disclosure; Material Contracts
    
    
    626.16 Compliance with Laws
    
    
    626.17 Intellectual Property; Licenses, Etc
    
    
    636.18 Solvency
    
    
    636.19 Perfection of Security Interests in the Collateral
    
    
    636.20 Business Locations
    
    
    636.21 Labor Matters
    
    
    63ARTICLE VII AFFIRMATIVE COVENANTS
    
    
    647.01 Financial Statements
    
    
    647.02 Certificates; Other Information
    
    
    657.03 Notices
    
    
    667.04 Payment of Obligations
    
    
    677.05 Preservation of Existence, Etc
    
    
    677.06 Maintenance of Properties
    
    
    677.07 Maintenance of Insurance
    
    
    677.08 Compliance with Laws
    
    
    687.09 Books and Records
    
    
    687.10 Inspection Rights
    
    
    687.11 Use of Proceeds
    
    
    697.12 Additional Subsidiaries
    
    
    697.13 ERISA Compliance
    
    
    697.14 Pledged Assets
    
    
    697.15 Reserved
    
    
    707.16 Dormant Subsidiaries
    
    
    707.17 Miscellaneous Assurances
    
    
    70ARTICLE VIII NEGATIVE COVENANTS
    
    
    718.01 Liens
    
    
    718.02 Investments
    
    
    728.03 Indebtedness
    
    
    738.04 Fundamental Changes
    
    
    748.05 Dispositions
    
    
    748.06 Restricted Payments
    
    
    758.07 Change in Nature of Business
    
    
    758.08 Transactions with Affiliates and Insiders
    
    
    758.09 Burdensome Agreements
    
    
    758.10 Use of Proceeds
    
    
    76
 ii




---



##### 



8.11 Financial Covenants
    
    
    768.12 Prepayment of Other Indebtedness, Etc
    
    
    778.13 Organization Documents; Fiscal Year; Legal Name, State of Formation and Form of Entity
    
    
    778.14 Ownership of Subsidiaries
    
    
    788.15 Capital Expenditures
    
    
    78ARTICLE IX EVENTS OF DEFAULT AND REMEDIES
    
    
    789.01 Events of Default
    
    
    789.02 Remedies Upon Event of Default
    
    
    819.03 Application of Funds
    
    
    81ARTICLE X ADMINISTRATIVE AGENT
    
    
    8410.01 Appointment and Authority
    
    
    8410.02 Rights as a Lender
    
    
    8410.03 Exculpatory Provisions
    
    
    8410.04 Reliance by Administrative Agent
    
    
    8510.05 Delegation of Duties
    
    
    8610.06 Resignation of Administrative Agent
    
    
    8610.07 Non-Reliance on Administrative Agent and Other Lenders
    
    
    8710.08 No Other Duties; Etc
    
    
    8710.09 Administrative Agent May File Proofs of Claim
    
    
    8710.10 Collateral and Guaranty Matters
    
    
    88ARTICLE XI MISCELLANEOUS
    
    
    8811.01 Amendments, Etc
    
    
    8811.02 Notices and Other Communications; Facsimile Copies
    
    
    9011.03 No Waiver; Cumulative Remedies
    
    
    9211.04 Expenses; Indemnity; and Damage Waiver
    
    
    9211.05 Payments Set Aside
    
    
    9411.06 Successors and Assigns
    
    
    9411.07 Treatment of Certain Information; Confidentiality
    
    
    9711.08 Set-off
    
    
    9711.09 Interest Rate Limitation
    
    
    9811.10 Counterparts; Integration; Effectiveness
    
    
    9811.11 Survival of Representations and Warranties
    
    
    9811.12 Severability
    
    
    9911.13 Replacement of Lenders
    
    
    9911.14 Governing Law; Jurisdiction; Etc
    
    
    10111.15 Waiver of Right to Trial by Jury
    
    
    10111.16 USA PATRIOT Act Notice
    
    
    102
 iii




---



##### 



SCHEDULES2.01
    
    Commitments and Applicable Percentages6.10
    
    Insurance6.13
    
    Subsidiaries6.15
    
    Material Contracts6.17
    
    IP Rights6.20(a)
    
    Locations of Real Property6.20(b)
    
    Locations of Tangible Personal Property6.20(c)
    
    Location of Chief Executive Office, Etc.6.20(d)
    
    Changes in Legal Name, State of Formation and Structure8.01
    
    Liens Existing on the Closing Date8.02
    
    Investments Existing on the Closing Date8.03
    
    Indebtedness Existing on the Closing Date11.02
    
    Certain Addresses for NoticesEXHIBITS2.02
    
    Form of Loan Notice2.11(a)
    
    Form of Notes (Revolving Loan and Term Loan)7.02
    
    Form of Compliance Certificate7.12
    
    Form of Joinder Agreement11.06
    
    Form of Assignment and Assumption
 iv




---



##### 



TRM TRM ATM TRM CC Borrowers GSO
Fund WFF
     Defined Terms
  Acquisition
 Administrative Agent
 Administrative Agents Account Schedule 1.01-A
 Administrative Agents Office Schedule 11.02
 Affiliate
 Aggregate Revolving Commitments




---



##### 



Agreement
 Applicable Margin
 Applicable Percentage plus plus provided however plus plus plus Schedule 2.01
 Approved Fund
 Assignment and Assumption Section 11.06(b) Exhibit 11.06 Exhibit 11.06
 ATM
 Attributable Indebtedness
 2




---



##### 



Audited Financial Statements
 Authorized Person
 Availability Section 2.01
 Availability Period Section 2.06 Section 9.02
 Bank Product
 Bank Product Agreements
 Bank Product Obligations
 Bank Product Provider
 Bank Product Reserve
 Base Rate
 3




---



##### 



Base Rate Loan
 Borrower Representative
 Borrowers Borrower
 Borrowing Section 2.01
 Business Day
 Businesses
 CAN Vault Cash Agreement inter alia
 Canadian Security Agreement
 Capital Lease
 Cash Collateralize
 Cash Equivalents Approved Bank
 4




---



##### 



Approved Foreign Bank
 Change in Law
 Change of Control
 option right
  5




---



##### 



Closing Date
 Code
 Collateral
 Collateral Documents Section 7.14
 Collections
 Commitment
 Compliance Certificate Exhibit
7.02
 6




---



##### 



Consolidated Adjusted EBITDA minus
 Consolidated Capital Expenditures provided however Merchant Owned ATM Technology Upgrades
 Consolidated Cash Taxes
 Consolidated EBITDA plus
 Consolidated Excess Cash Flow minus , plus
 Consolidated First Lien Leverage Ratio Section 7.01(a) (b)
 Consolidated Fixed Charge Coverage Ratio Section 7.01(a) (b)
 7




---



##### 



Consolidated Fixed Charges plus plus
 Consolidated Funded Indebtedness
 Consolidated Interest Charges plus plus plus (or minus)
 Consolidated Leverage Ratio Section 7.01(a) (b)
 Consolidated Net Income
 Consolidated Scheduled Funded Debt Payments Section 2.05
 Contractual Obligation
 Control Controlling Controlled
 8




---



##### 



Credit Extension
 Debt Issuance Section 8.03
 Debtor Relief Laws
 Default
 Default Rate plus plus
 Defaulting Lender
 Defaulting Lender Rate
 Deposit Account
 Designated Account Schedule 1.01-B
 Designated Account Bank Schedule
1.01-C
 Disposition Dispose
 Dollar $
 Domestic Subsidiary
 Dormant Subsidiary
 9




---



##### 



Eligible Assets
 Eligible Assignee provided
 Environmental Laws
 Environmental Liability
 Equity Interests
 Equity Issuance
 ERISA
 10




---



##### 



ERISA Affiliate
 ERISA Event
 Eurocurrency Rate
 Eurocurrency Rate Loan
 Eurocurrency Rate Term Loan
 Event of Default Section 9.01
 Excluded Property
 Section 8.09 Section 8.01(i)
 11




---



##### 



Section 8.09 Section 8.01(i)
 Excluded Taxes Section 11.13 Section 3.01(e) Section 3.01(a)
 Existing BP Reserve inter alia
 Exposure plus
 12




---



##### 



Facilities
 Fee Letter
 Foreign Lender
 Foreign Subsidiary
 FRB
 Fund
 Funded Indebtedness
         13




---



##### 



Funding Date
 GAAP
 Governmental Authority
 Guarantee
 14




---



##### 



provided
 Guarantor Guarantors
 Guaranty Article IV
 Hazardous Materials
 Honor Date Section 2.03(c)
 Indebtedness
      Indemnified Taxes
 Indemnitees Section 11.04(b)
 Intercreditor Agreement
 15




---



##### 



Interest Payment Date provided however
 Interest Period provided
    Interim Financial Statements Section 5.01(c)
 Investment
 Involuntary Disposition
 IP Rights Section 6.17
 IRS
 ISP
 16




---



##### 



Issuer Documents
 Joinder Agreement Exhibit
7.12 Section
7.12
 Laws
 L/C
 L/C Credit Extension
 L/C Disbursement
 L/C Issuer
 L/C Obligations Section 1.08
 L/C Undertaking
 Lender Group
 Lenders
 Lending Office
 Letter of Credit
 Letter of Credit Application
 17




---



##### 



Letter of Credit Fee Section 2.03(i)
 Letter of Credit Sublimit
 Lien
 Loan Article II
 Loan Account Section 2.17
 Loan Documents
 Loan Notice Section 2.02(a) Exhibit 2.02
 Loan Parties
 Material Adverse Effect
 Material Contract
 18




---



##### 



Maturity Date
 Moodys
 Multiemployer Plan
 Net Cash Proceeds pari passu
 Note(s) Section 2.11(a)
 Obligations Section 8.03(d)
 Organization Documents
 Other Taxes
 19




---



##### 



Outstanding Amount
 Participant Section 11.06(d)
 PBGC
 Pension Plan
 Permitted Investments Section 8.02
 Permitted Liens Section
8.01
 Permitted Transfers provided Section 8.02
 Person
 Plan
 Pledge Agreements
 20




---



##### 



Processing Agreements
 Pro Forma Basis Section 8.11 Section 8.06(c) Section 7.01(a) (b) Section 1.01
 Pro Forma Compliance Certificate Section 8.11 Section 7.01(a) (b)
 Pro Forma Financial Statements Section 5.01(c)
 Property
 Register Section 11.06(c)
 Related Parties
 Reportable Event
 21




---



##### 



Request for Credit Extension
 Required Lenders
 Responsible Officer
 Restricted Payment
 Revolving Commitment Section 2.01 Schedule 2.01
 Revolving Lender
 Revolving Loan Section 2.01(a)
 Revolving Loan Borrowing
 Risk Participation Liability
 S&P
 Same Day Funds
 SEC
 Second Lien Indebtedness
 22




---



##### 



Second Lien Loan Documents
 Securitization Transaction
 Security Agreement
 Settlement Date Section 2.03(a)
 Solvent Solvency
 Specified Obligations
 Subsidiary
 Swap Contract
 23




---



##### 



Master Agreement
 Swap Termination Value
 Swing Line Lender
 Swing Line Loan Section 2.04(a)
 Synthetic Lease
 Taxes
 Term Loan Section 2.01(b)
 Term Loan Borrowing Section 2.02(a)
 Term Loan Commitment Section 2.01(b) Schedule 2.01
 Total Revolving Outstandings
 Tranche
 TRM CC
 TRM ATM
 24




---



##### 



TRM LTD
 Underlying Issuer
 Underlying Letter of Credit
 Unfunded Pension Liability
 UK Indebtedness
 UK Loan Parties
 UK Loan Documents GSO
Lux
 UK Pledge Agreement
 United Kingdom UK
 United States U.S.
 US Vault Cash Agreement inter alia
 Vault Cash Agreements
 Voting Stock
 Wells Fargo
 25




---



##### 



Wholly Owned Subsidiary
 Other Interpretive Provisions
  include includes including will shall herein hereof hereunder asset property
 from from and including to until to but excluding through to and including
  26




---



##### 



Accounting Terms
 Generally provided however
 Changes in GAAP Section 7.02(b) provided that
 Calculations Section 8.11
 Times of Day
  Rounding
  27




---



##### 



Revolving Loans; Term Loan; Increase of Aggregate Revolving Commitments
 Revolving Loans Revolving Loan provided however less less less plus plus Section
2.01 Section 2.05 Section 2.01 provided however
 Term Loan Term Loan provided however
 Reserves
 Borrowings, Conversions and Continuations of Term Loans
 Term Loan Borrowing Eurocurrency Rate Term
Loan
 28




---



##### 



Section 2.02(a)
 Section 5.02 Section 5.01
 Revolving Loan Borrowing Procedures and Settlements
 Procedure for Borrowing Revolving Loan Borrowing
 Making of Swing Line Loans Swing Line Loan Swing Line Loans
 29




---



##### 



Making of Loans
   30




---



##### 



Protective Revolving Loans
 31




---



##### 



provided less less less Protective Revolving Loans
  Settlement
 Settlement
 32




---



##### 



Notation
 33




---



##### 



Lenders Failure to Perform
 Continuations and Conversions of Loans
    Prepayments.
 Voluntary Prepayments of Loans provided Section 3.05
 Mandatory Prepayments of Loans
 Revolving Commitments provided however
 34




---



##### 



Section 2.05(b)(i)
 Release of Cash Collateral inter alia First second
 Dispositions and Involuntary Dispositions provided
 Consolidated Excess Cash Flow US Pro Rata Share
 Debt Issuances
 Equity Issuances
 Application of Mandatory Prepayments Section 2.05(b)
 35




---



##### 



Section 2.05(b)(i)
 Sections
2.05(b)(iii) (iv) (v) (vi)
 Section 2.05(b) Section
3.05
 Eurocurrency Prepayment Account Section 2.05(b)
 Termination or Reduction of Commitments
 provided
 36




---



##### 



Repayment of Loans
 Revolving Loans
 Swing Line Loans
 Term Loan Section 2.05 Section 9.02
 Interest
 plus plus plus plus
      37




---



##### 



Fees
 Section 2.03
 Commitment Fee  Revolving Commitments times Article V
  Fee Letter
 Computation of Interest and Fees
 provided Section 2.12(a)
 Evidence of Debt
 Exhibit 2.11(a) Note
 38




---



##### 



Payments Generally; Administrative Agents Clawback
 Payments by Borrowers; Presumptions by Administrative Agent
 Loan Account
 Failure to Satisfy Conditions Precedent Article II Article V
 Obligations of Lenders Several Section 11.04(c) Section 11.04(c)
 39




---



##### 



Section 11.04(c)
 Funding Source
 Sharing of Payments by Lenders
 pro rata provided
    Appointment of Borrower Representative
  40




---



##### 



Borrower Representative
       Crediting Payments
  41




---



##### 



Designated Account
  Maintenance of Loan Account; Statements of Obligations
 Loan Account
 Letters of Credit
 L/C L/C Undertaking
 42




---



##### 



less less less
    43




---



##### 



provided however
   44




---



##### 



Letter of Credit Fee
       Taxes
 Payments Free of Taxes provided
 45




---



##### 



Payment of Other Taxes by the Loan Parties
 Indemnification by the Loan Parties
 Evidence of Payments
 Status of Lenders
     46




---



##### 



Treatment of Certain Refunds provided
 47




---



##### 



Illegality
  Inability to Determine Rates
     Section 3.01
 48




---



##### 



Capital Requirements
 Certificates for Reimbursement
 Delay in Requests provided
 Compensation for Losses.
  49




---



##### 



Section 11.13
 Section 11.06(b) provided
  Section
3.05
 Mitigation Obligations; Replacement of Lenders.
 Designation of a Different Lending Office Section 3.04 Section 3.01 Section 3.02 Section 3.01 3.04 Section 3.02
 Replacement of Lenders Section
3.04 Section 3.01 Section 11.13
 50




---



##### 



Survival
 Article III
  GUARANTY
 The Guaranty
    Obligations Unconditional
 Section 4.01 Section 4.02 Article IV
  (a)
 51




---



##### 



Reinstatement
 Article IV
 Certain Waivers
  52




---



##### 



Section 4.02 Section 4.06
 Remedies
 Section 9.02 Section 9.02 Section 4.01 Section 4.01
 Rights of Contribution
  Guaranty of Payment; Continuing Guarantee
 Article IV
   53




---



##### 



Conditions of Initial Credit Extension
  Loan Documents
 Opinions of Counsel
 Financial Statements
  Interim Financial Statements
 Pro Forma
Financial Statements
  No Material Adverse Change Schedule 5.01(d)
 54




---



##### 



Litigation
 Organization Documents, Resolutions, Etc.
    Perfection and Priority of Liens
    55




---



##### 



Evidence of Insurance
 Government Consent
 UK Loan Documents
 Second Lien Loan Documents
 Minimum Availability
 Reserved
 Fees
 Attorney Costs
 56




---



##### 



Conditions to all Credit Extensions
  Article VI Section 5.02 Section 6.05 Section 7.01
   Schedule 5.01(d)
  Sections 5.02(a) (b) (c)
    Existence, Qualification and Power
  57




---



##### 



Authorization; No Contravention
  Governmental Authorization; Other Consents
  Binding Effect
  Financial Statements; No Material Adverse Effect
   58




---



##### 



Section 7.01(a) Section 7.01(a) (b) Section 7.01(a)
 Schedule 5.01(d)
 Litigation
  No Default
  59




---



##### 



Ownership of Property; Liens
          Insurance
  60




---



##### 



Schedule 6.10
 Taxes
  ERISA Compliance
    Subsidiaries
 Schedule 6.13
 S-3
 61




---



##### 



SSS Dormant Subsidiaries
 Margin Regulations; Investment Company Act
 Section 8.01 Section 8.05 Section 9.01(e)
  Disclosure; Material Contracts
 provided
 Schedule 6.15
 Compliance with Laws
  62




---



##### 



Intellectual Property; Licenses, Etc
 IP Rights Schedule 6.17 Schedule 6.17
 Solvency
  Perfection of Security Interests in the Collateral
  Business Locations
 Schedule 6.20(a) and Schedule
6.20(b) Schedule 6.20(c) Schedule 6.20(d)
 Labor Matters
  63




---



##### 



Financial Statements
     Section 7.02(d)
 64




---



##### 



Certificates; Other Information
  Section 7.01(a) Section 8.11
 Sections 7.01(a) (c)
 Exhibit 7.02(c)
 Sections 7.01(a) (c)
     Sections 7.01(a) (b)
 65




---



##### 



Section 7.01(a) (b) Section 7.02(d) Schedule 11.02 provided i.e. Section 7.02(b)
 Notices
     66




---



##### 



Section 7.03(a) (d) Section 7.03(a)
 Payment of Obligations
  Preservation of Existence, Etc.
 Section 8.04 8.05
    Maintenance of Properties
    Maintenance of Insurance
  67




---



##### 



Compliance with Laws
  Books and Records
   Inspection Rights
 provided however
   68




---



##### 



Use of Proceeds
 provided
 Additional Subsidiaries.
   Sections 5.01(f) (g)
 ERISA Compliance
  Pledged Assets
 Equity Interests
 69




---



##### 



Other Property Section 7.14(a)
 Reserved
 Dormant Subsidiaries
  Miscellaneous Assurances
 Borrowers
Operating Account
 Canadian Accounts
 70




---



##### 



Liens
   Schedule 8.01 provided Section
8.03(b)
  provided
   71




---



##### 



Section 9.01(h)
 Section 8.03(e) provided
   Section 8.02
       Investments
   72




---



##### 



Schedule 8.02
 Schedule
8.02 provided
  Section 8.03
 provided
    Schedule
8.03 provided
 Section 8.02
 provided
 73




---



##### 



provided
   Section 8.03
 Fundamental Changes
 Section 8.04 Sections 7.12 7.14
     74




---



##### 



Section 8.05
  Restricted Payments
    Change in Nature of Business
  Transactions with Affiliates and Insiders
 Section 8.02 Section 8.03 Section 8.04 Section 8.05 Section 8.06
 Burdensome Agreements
 Section 8.03(e) provided
 75




---



##### 



provided Section 8.05
 Section 8.03(e) provided provided Section
8.05
 Use of Proceeds
  Financial Covenants
 Minimum EBITDA
 Consolidated First Lien Leverage Ratio
 FiscalYear
    
    March 31
    
    June 30
    
    September 30
    
    December 312006
    
    
    n/a
    
    
    
    2.75
    
    
    
    2.25
    
    
    
    2.252007
    
    
    2.20
    
    
    
    2.10
    
    
    
    2.00
    
    
    
    1.902008
    
    
    1.80
    
    
    
    1.70
    
    
    
    1.60
    
    
    
    1.502009
    
    
    1.35
    
    
    
    1.35
    
    
    
    1.35
    
    
    
    1.35thereafter
    
    
    1.25
 Consolidated Leverage Ratio
 76




---



##### 



FiscalYear
    
    March 31
    
    June 30
    
    September 30
    
    December 312006
    
    
    n/a
    
    
    
    4.85
    
    
    
    4.35
    
    
    
    4.352007
    
    
    4.25
    
    
    
    4.05
    
    
    
    3.90
    
    
    
    3.702008
    
    
    3.50
    
    
    
    3.30
    
    
    
    3.10
    
    
    
    3.002009
    
    
    2.75
    
    
    
    2.75
    
    
    
    2.75
    
    
    
    2.75thereafter
    
    
    2.50
 Consolidated Fixed Charge Coverage Ratio
 FiscalYear
    
    March 31
    
    June 30
    
    September 30
    
    December 312006
    
    
    n/a
    
    
    
    1.25
    
    
    
    1.25
    
    
    
    1.252007
    
    
    1.25
    
    
    
    1.25
    
    
    
    1.25
    
    
    
    1.252008
    
    
    1.30
    
    
    
    1.30
    
    
    
    1.30
    
    
    
    1.30thereafter
    
    
    1.40
 Prepayment of Other Indebtedness, Etc.
    Organization Documents; Fiscal Year; Legal Name, State of Formation and Form of Entity
    77




---



##### 



Ownership of Subsidiaries
  Capital Expenditures
  ATM Technology Upgrades
    Events of Default.
  Non-Payment
 Specific Covenants Section 7.05 7.10 7.11 7.12 7.14 7.15 7.16 Article VIII
 Other Defaults Sections 7.01 7.02 7.03 provided however
 Representations and Warranties
 78




---



##### 



Cross-Defaults
 Insolvency Proceedings, Etc.
 Inability to Pay Debts; Attachment
 79




---



##### 



Judgments
 ERISA
 Invalidity of Loan Documents
 Change of Control
 Loss of Access to Cash
 Loss of Material Contracts
 Prevention of Business Affairs
 80




---



##### 



Invalid Liens
 Seizure of Assets
 Remedies Upon Event of Default
       provided however
 Application of Funds
 Section 9.02 Section 9.02
 81




---



##### 



First Article III
 Second Article III Second
 Third
 Fourth
 Fifth Fifth
 Sixth
 Seventh Seventh
 Eighth
 Ninth
 Tenth
 Last
 provided Section 2.03(c) Fifth
 82




---



##### 



Exercise of Remedies
 Revolver Enforcement Notice
 Term Loan
Enforcement Notice
 83




---



##### 



Appointment and Authority
 Section 10.06
 Rights as a Lender
  Exculpatory Provisions
   84




---



##### 



provided
  Sections 11.01 9.02
 Article V
 Reliance by Administrative Agent
  85




---



##### 



Delegation of Duties
  Resignation of Administrative Agent
 provided Section 11.04
  86




---



##### 



Non-Reliance on Administrative Agent and Other Lenders
  No Other Duties; Etc
  Administrative Agent May File Proofs of Claim
  Sections 2.03(i) (j) 2.09 11.04
  Sections 2.09 11.04
  87




---



##### 



Collateral and Guaranty Matters
  Section 11.01
 Section 8.01(i)
  Section 10.10
 Bank Product Providers
    Amendments, Etc
 provided further
 88




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##### 



Section 9.02 Section 5.02
  Section 11.01 provided however
 Section 2.13 Section 9.03
  Section 11.01(a)
 Section
8.05
 Section 8.04 Section 8.05
 Section 5.02(b) Sections
5.02 8.06 9.01 Section 8.03
 89




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##### 



Section 8.11 Section 11.01(b)
 Section 2.05(b)(vii) Section 2.05(b)(iii) (iv) (v) (vi) Section
11.01(c) Section 11.01(c)
    provided however
 Notices and Other Communications; Facsimile Copies
 Notices Generally
 Schedule 11.02
  90




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##### 



Electronic Communications provided Article II provided
 provided
 Change of Address, Etc
 Reliance by Administrative Agent, L/C Issuer and Lenders
 91




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##### 



Notice of Default or Event of Default provided however
 No Waiver; Cumulative Remedies
  Expenses; Indemnity; and Damage Waiver
 Costs and Expenses
 92




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##### 



Indemnification by the Loan Parties Indemnitee provided
 Reimbursement by Lenders provided Section 2.12(d)
 Waiver of Consequential Damages, Etc.
 93




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##### 



Payments
 Survival
 Payments Set Aside
  Successors and Assigns.
 Successors and Assigns Generally
 Assignments by Lenders provided
 94




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##### 



Sections 3.01 3.04 3.05 11.04
 Register Register
 95




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##### 



Participations Participant provided provided Section 11.01(a) Sections 3.01 3.04 3.05 Section 11.08 provided Section
2.13
 Limitation on Participant Rights Section 3.01 3.04 Section 3.01 Section 3.01(e)
 Certain Pledges provided
 Electronic Execution of Assignments
 Resignation as L/C Issuer or Swing Line Lender after Assignment provided however
 96




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##### 



Section 2.04(c)
 Treatment of Certain Information; Confidentiality
  Information provided
 Set-off
  97




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##### 



provided
 Interest Rate Limitation.
 Maximum Rate
 Counterparts; Integration; Effectiveness
 Section 5.01
 Survival of Representations and Warranties
  98




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##### 



Severability
  Replacement of Lenders
 By Borrower Section 3.04 Section 3.01 Section
11.06 provided
 Section 11.06(b)
 Section
3.05
 Section 3.04 Section 3.01
   By Lenders Non-Consenting
Lender
 99




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##### 



Assignee
 provided
  provided
 100




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##### 



Governing Law; Jurisdiction; Etc
 GOVERNING LAW
 SUBMISSION TO JURISDICTION
 WAIVER OF VENUE
 SERVICE OF PROCESS SECTION 11.02
 Waiver of Right to Trial by Jury
  101




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##### 



USA PATRIOT Act Notice
 Act
 Judgment Currency
 Judgment Currency Agreement Currency
 Matters Relating to Borrowers Joint and Several Liability
 Joint and Several Liability of the Borrowers
 102




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##### 



Rights of Contribution Excess Payment Pro Rata Share
 103




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##### 



Contribution Share
 Waivers by Borrowers
 Subordination of Subrogation, Etc
 Miscellaneous
 104




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##### 



Oral Agreements
 UNDER OREGON LAW, MOST AGREEMENTS, PROMISES AND COMMITMENTS MADE BY THE LENDERS AFTER OCTOBER
3, 1989, CONCERNING LOANS AND OTHER CREDIT EXTENSION WHICH ARE NOT FOR PERSONAL, FAMILY OR
HOUSEHOLD PURPOSES OR SECURED SOLELY BY THE BORROWERS RESIDENCE MUST BE IN WRITING, EXPRESS
CONSIDERATION, AND BE SIGNED BY THE LENDERS TO BE ENFORCEABLE.
 BALANCE OF PAGE INTENTIONALLY LEFT BLANK
SIGNATURE PAGES FOLLOW
 105




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##### 



,
 BORROWERS:
    
    TRM CORPORATION, 
an Oregon corporationBy:
    
    /s/ Daniel E. OBrienName:
    
    Daniel E. OBrienTitle:
    
    CFOTRM ATM CORPORATION, an Oregon
corporationBy:
    
    /s/ Daniel E. OBrienName:
    
    Daniel E. OBrienTitle:
    
    CFOTRM COPY CENTERS (USA) CORPORATION,
an Oregon corporationBy:
    
    /s/ Daniel E. OBrienName:
    
    Daniel E. OBrienTitle:
    
    CFOGUARANTORS:ACCESS CASH INTERNATIONAL L.L.C.,
a Delaware limited liability companyBy:
    
    TRM ATM Corporation, its sole memberBy:
    
    /s/ Daniel E. OBrienName:
    
    Daniel E. OBrienTitle:
    
    CFOTRM (CANADA) CORPORATION, a
corporation organized under the laws of CanadaBy:
    
    /s/ Daniel E. OBrienName:
    
    Daniel E. OBrienTitle:
    
    CFO




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##### 



ADMINISTRATIVE AGENT:
    
    WELLS FARGO FOOTHILL, INC.,
a California corporation, as Administrative AgentBy:
    
    /s/ Erik R. SawyerName:
    
    Erik R. SawyerTitle:
    
    SVP




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##### 



LENDERS:
    
    WELLS FARGO FOOTHILL, INC.,
a California corporation, as a Lender,
L/C Issuer and Swing Line LenderBy:
    
    /s/ Erik R. SawyerName:
    
    Erik R. SawyerTitle:
    
    SVP




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##### 



LENDERS:
    
    GSO ORIGINATION FUNDING PARTNERS,
LP, as a LenderBy:
    
    GSO Capital Partners, as Investment
AdvisorBy:
    
    /s/ George FanName:
    
    George FanTitle:
    
    Managing Director