WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE>                              9
<LEGEND>  This schedule contains summary financial information extracted from SEC Form 
                        10-Q and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>                           1000
       
<S>                                          <C> 
<PERIOD-TYPE>                                      3-MOS
<PERIOD-END>                                   MAR-31-97
<FISCAL-YEAR-END>                              DEC-31-97
<CASH>                                           527,514
<INT-BEARING-DEPOSITS>                               394
<FED-FUNDS-SOLD>                                  26,622
<TRADING-ASSETS>                                  57,748
<INVESTMENTS-HELD-FOR-SALE>                    2,084,108
<INVESTMENTS-CARRYING>                           864,699
<INVESTMENTS-MARKET>                             866,045
<LOANS>                                        9,053,421
<ALLOWANCE>                                      168,323
<TOTAL-ASSETS>                                13,186,456
<DEPOSITS>                                    10,292,764
<SHORT-TERM>                                   1,397,608
<LIABILITIES-OTHER>                              294,306
<LONG-TERM>                                      200,000
<COMMON>                                          45,346
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<OTHER-SE>                                       956,432
<TOTAL-LIABILITIES-AND-EQUITY>                13,186,456
<INTEREST-LOAN>                                  197,672
<INTEREST-INVEST>                                 44,547
<INTEREST-OTHER>                                   2,889
<INTEREST-TOTAL>                                 245,108
<INTEREST-DEPOSIT>                                97,498
<INTEREST-EXPENSE>                               116,218
<INTEREST-INCOME-NET>                            128,890
<LOAN-LOSSES>                                     10,221
<SECURITIES-GAINS>                                  (637)
<EXPENSE-OTHER>                                  117,013
<INCOME-PRETAX>                                   61,644
<INCOME-PRE-EXTRAORDINARY>                        61,644
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                      41,004
<EPS-PRIMARY>                                       0.89
<EPS-DILUTED>                                       0.89
<YIELD-ACTUAL>                                      4.44
<LOANS-NON>                                       42,560
<LOANS-PAST>                                      30,825
<LOANS-TROUBLED>                                   3,644
<LOANS-PROBLEM>                                   77,029
<ALLOWANCE-OPEN>                                 165,928
<CHARGE-OFFS>                                     15,229
<RECOVERIES>                                       4,219
<ALLOWANCE-CLOSE>                                168,323
<ALLOWANCE-DOMESTIC>                             168,323
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0
        

</TABLE>