<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               JUN-30-1997             JUN-30-1996
<CASH>                                          18,694                  17,314
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                  12,200
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     30,998                   6,068
<INVESTMENTS-CARRYING>                          34,119                  43,838
<INVESTMENTS-MARKET>                            34,291                  44,092
<LOANS>                                        214,276                 162,625
<ALLOWANCE>                                      4,791                   5,050
<TOTAL-ASSETS>                                 302,001                 244,376
<DEPOSITS>                                     261,148                 211,611
<SHORT-TERM>                                     2,300                       0
<LIABILITIES-OTHER>                              2,816                   1,409
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        31,220                  36,918
<OTHER-SE>                                       4,517                 (5,562)
<TOTAL-LIABILITIES-AND-EQUITY>                 302,001                 244,376
<INTEREST-LOAN>                                  9,994                   8,185
<INTEREST-INVEST>                                2,327                   1,935
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                12,321                  10,120
<INTEREST-DEPOSIT>                               3,394                   2,237
<INTEREST-EXPENSE>                               3,426                   2,268
<INTEREST-INCOME-NET>                            8,895                   7,852
<LOAN-LOSSES>                                       50                     450
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  5,851                   5,459
<INCOME-PRETAX>                                  3,435                   2,300
<INCOME-PRE-EXTRAORDINARY>                       3,435                   2,300
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     2,175                   1,910
<EPS-PRIMARY>                                      .47                     .41
<EPS-DILUTED>                                      .47                     .41
<YIELD-ACTUAL>                                    6.70                    7.27
<LOANS-NON>                                      4,378                   2,620
<LOANS-PAST>                                       467                     518
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 4,969                   4,960
<CHARGE-OFFS>                                      332                     626
<RECOVERIES>                                       104                     266
<ALLOWANCE-CLOSE>                                4,791                   5,050
<ALLOWANCE-DOMESTIC>                             4,791                   5,050
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          1,139                   1,909
        

</TABLE>