<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               JUN-30-1999             JUN-30-1998
<CASH>                                          21,328                  22,600
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                 6,400                  45,075
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     40,106                  30,922
<INVESTMENTS-CARRYING>                          42,084                  28,051
<INVESTMENTS-MARKET>                            41,671                  28,423
<LOANS>                                        261,646                 217,120
<ALLOWANCE>                                      4,383                   4,337
<TOTAL-ASSETS>                                 377,948                 349,479
<DEPOSITS>                                     329,183                 305,759
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              4,564                   3,592
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        35,752                  34,156
<OTHER-SE>                                       8,449                   5,972
<TOTAL-LIABILITIES-AND-EQUITY>                 377,948                 349,479
<INTEREST-LOAN>                                 11,226                  11,409
<INTEREST-INVEST>                                3,322                   2,511
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                14,548                  13,920
<INTEREST-DEPOSIT>                               4,181                   4,052
<INTEREST-EXPENSE>                               4,181                   4,052
<INTEREST-INCOME-NET>                           10,367                   9,868
<LOAN-LOSSES>                                       90                      75
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  6,540                   6,138
<INCOME-PRETAX>                                  4,290                   4,125
<INCOME-PRE-EXTRAORDINARY>                       4,290                   4,125
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     2,650                   2,450
<EPS-BASIC>                                      .56                     .51
<EPS-DILUTED>                                      .54                     .48
<YIELD-ACTUAL>                                    5.75                    6.54
<LOANS-NON>                                        594                   1,710
<LOANS-PAST>                                       554                     548
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 4,424                   4,351
<CHARGE-OFFS>                                      500                     528
<RECOVERIES>                                       369                     439
<ALLOWANCE-CLOSE>                                4,383                   4,337
<ALLOWANCE-DOMESTIC>                             4,383                   4,337
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            578                   2,143


</TABLE>