Exhibit 10.7

FOURTH AMENDMENT TO THIRD AMENDED AND RESTATED  BUSINESS LOAN AGREEMENT

This Fourth Amendment to Third Amended and Restated Business Loan Agreement ("Amendment') is made as of January 31, 2002 by and between Bank of America,
N.A. ("Bank") and TRM Corporation ("Borrower").

RECITALS

A.    Borrower
and Bank are parties to that Third Amended and Restated Business Loan Agreement dated as of July 21, 2000.

B.    Borrower
and Bank executed the First Amendment to Third Amended and Restated Business Loan Agreement as of February 14, 2001, and executed the Second Amendment to
Third Amended and Restated Business Loan Agreement as of April 1, 2001, and executed the Third Amendment to Third Amended and Restated Business Loan Agreement as of August 9, 2001. In
addition the Third Amended and Restated Business Loan Agreement has been amended by letter dated December 26, 2001 which extended the Expiration Date from January 4, 2002 to
January 31, 2002. The Third Amended and Restated Business Loan Agreement dated as of July 21, 2000 as so amended is referred to herein as the "Agreement."

C.    Borrower
has requested that Bank extend the Expiration Date to June 30, 2003 and to maintain the Commitment at the reducing levels set forth below.

D.    Bank
has agreed to the extension requested upon the condition that the amendments to the Agreement and the other terms set forth below are agreed to. Borrower has agreed
to such amendments and terms.

THEREFORE,
the parties agree as follows:

AGREEMENT

1.Definitions.Capitalized terms used herein and not otherwise defined shall have the meaning given in the
Agreement.

2.Release of Bank.Borrower hereby releases Bank and it's officers, agents, successors and assigns from all
claims of every nature known or unknown arising out of or related to the Agreement or line of credit provided for therein which now exists, or but for the passage of time, could be asserted, as of the
date Borrower signs this Amendment.

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3.Amendment to Section 1.1(a).Section 1.1(a) of the Agreement is amended in its entirety to read
as follows:



Period

AmountFrom January 1, 2002 through March 31, 2002

$
22,490,000From April 1, 2002 through June 30, 2002

$
22,290,000From July 1, 2002 through September 30, 2002

$
22,090,000From October 1, 2002 through December 31, 2002

$
21,090,000From January 1, 2003 through March 31, 2003

$
20,090,000From April 1, 2003 through June 30, 2003

$
19,090,000After June 30, 2003

$
-0-




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4.Amendment to Section 1.2.Section 1.2 of the Agreement is amended by changing the Expiration
Date from January 4, 2002 to June 30, 2003.

5.Deletion of Section 1.4(c).Section 1.4(c) of the Agreement is deleted.

6.Change in Applicable Margin.Section 1.5 of the Agreement is amended in its entirety to read as
follows:



7.Substitution of New Section 8.3.Section 8.3 of the Agreement is amended in its entirety to
read as follows:



8.Substitution of New Section 8.4.Section 8.4 of the Agreement is amended in its entirety to
read as follows:



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9.Amendment to Section 8.6.Section 8.6 of the Agreement is amended in its entirety to read:



10.Addition of New Section 8.22.Section 8.22 of the Agreement is added as follows:



11.Addition of New Section 8.23.Section 8.23 of the Agreement is added as follows:



12.No Further Amendment.Except as expressly modified by this Amendment, the Agreement shall remain unmodified
and in full force and effect, and the parties hereby ratify their respective obligations thereunder. Without limiting the foregoing, the Borrower expressly reaffirms and ratifies its obligations to
pay or reimburse Bank on request for all reasonable expenses, including legal fees,

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actually incurred by Bank in connection with the preparation of this Amendment, any other amendment documents and the closing of the transactions contemplated hereby and thereby.

13.Miscellaneous



This
Agreement is executed as of the date stated at the top of the first page.

|Bank of America                                                                          |  | TRM Corporation                             
|---------------------------------------------------------------------------------------- |  | --------------------------------------------
|By:                                                                                      |  | /s/JANET SLEEPER                            
|                                                                                         |  | Typed Name:                                 
|                                                                                         |  | Title:                                      
|Address where notices to Bank are to be sent.                                            |  | Address for Notices:                        
|Janet Sleeper
Senior Vice President
Bank of America, N.A.
PO Box 34401
Seattle, WA 98124 |  | 5209 NE 122nd Avenue
Portland, OR 97230-1074

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AGREEMENTS OF TRM COPY CENTERS (USA) CORP., FPC FRANCE LTD., AND  TRM ATM CORPORATION

TRM CopyCenters (USA) Corp., FPC France Ltd., and TRM ATM Corporation agree as follows:



|TRM CopyCenters (USA) Corp. |  |                      
|--------------------------- |  | ---------------------
|By:                         |  | /s/DANIEL L. SPALDING
|                            |  | Typed Name:          
|                            |  | Title:               
|FPC France Ltd.             |  |                      
|By:                         |  | /s/DANIEL L. SPALDING
|                            |  | Typed Name:          
|                            |  | Title:               
|TRM ATM Corporation         |  |                      
|By:                         |  | /s/DANIEL L. SPALDING
|                            |  | Typed Name:          
|                            |  | Title:               

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