<TABLE> <S> <C>

<ARTICLE>                                                                    9
<LEGEND>    THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
            THE SEC FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
            SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                             1,000
       
<S>                                                               <C>
<PERIOD-TYPE>                                                            3-MOS
<FISCAL-YEAR-END>                                                  DEC-31-1999
<PERIOD-START>                                                     JAN-01-1999
<PERIOD-END>                                                       MAR-31-1999
<CASH>                                                                 526,476
<INT-BEARING-DEPOSITS>                                                  14,155
<FED-FUNDS-SOLD>                                                        13,740
<TRADING-ASSETS>                                                           988
<INVESTMENTS-HELD-FOR-SALE>                                          2,899,000
<INVESTMENTS-CARRYING>                                                 775,152
<INVESTMENTS-MARKET>                                                   789,840
<LOANS>                                                             10,742,581
<ALLOWANCE>                                                            168,621
<TOTAL-ASSETS>                                                      15,911,816
<DEPOSITS>                                                          12,490,645
<SHORT-TERM>                                                         1,786,655
<LIABILITIES-OTHER>                                                    335,521
<LONG-TERM>                                                            200,000
<COMMON>                                                               103,208
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<OTHER-SE>                                                             995,788
<TOTAL-LIABILITIES-AND-EQUITY>                                      15,911,816
<INTEREST-LOAN>                                                        223,148
<INTEREST-INVEST>                                                       57,465
<INTEREST-OTHER>                                                         1,986
<INTEREST-TOTAL>                                                       282,599
<INTEREST-DEPOSIT>                                                     108,702
<INTEREST-EXPENSE>                                                     133,981
<INTEREST-INCOME-NET>                                                  148,618
<LOAN-LOSSES>                                                            6,866
<SECURITIES-GAINS>                                                         123
<EXPENSE-OTHER>                                                        148,821
<INCOME-PRETAX>                                                         88,813
<INCOME-PRE-EXTRAORDINARY>                                              88,813
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                            58,603
<EPS-PRIMARY>                                                             0.56
<EPS-DILUTED>                                                             0.56
<YIELD-ACTUAL>                                                            4.12
<LOANS-NON>                                                             58,050
<LOANS-PAST>                                                             8,472
<LOANS-TROUBLED>                                                         2,467
<LOANS-PROBLEM>                                                         60,517
<ALLOWANCE-OPEN>                                                       167,665
<CHARGE-OFFS>                                                           10,185
<RECOVERIES>                                                             4,155
<ALLOWANCE-CLOSE>                                                      168,621
<ALLOWANCE-DOMESTIC>                                                   168,621
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                      0
        


</TABLE>