<TABLE> <S> <C>

<ARTICLE>                              9
<LEGEND>  This schedule contains summary financial information extracted from
              SEC Form 10-Q and is qualified in its entirety by reference to
              such financial statements.
</LEGEND>
<MULTIPLIER>                           1000
       
<S>                                         <C>
<PERIOD-TYPE>                                      9-MOS
<PERIOD-END>                                 SEP-30-1996
<FISCAL-YEAR-END>                            DEC-31-1996
<CASH>                                           541,047
<INT-BEARING-DEPOSITS>                               589
<FED-FUNDS-SOLD>                                  24,111
<TRADING-ASSETS>                                   5,403
<INVESTMENTS-HELD-FOR-SALE>                    2,073,156
<INVESTMENTS-CARRYING>                           954,278
<INVESTMENTS-MARKET>                             957,636
<LOANS>                                        8,428,723
<ALLOWANCE>                                      170,668
<TOTAL-ASSETS>                                12,466,573
<DEPOSITS>                                     9,975,429
<SHORT-TERM>                                   1,074,553
<LIABILITIES-OTHER>                              217,366
<LONG-TERM>                                      210,876
<COMMON>                                          45,585
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<OTHER-SE>                                       942,764
<TOTAL-LIABILITIES-AND-EQUITY>                12,466,573
<INTEREST-LOAN>                                  550,064
<INTEREST-INVEST>                                150,692
<INTEREST-OTHER>                                   4,507
<INTEREST-TOTAL>                                 705,263
<INTEREST-DEPOSIT>                               284,288
<INTEREST-EXPENSE>                               336,151
<INTEREST-INCOME-NET>                            369,112
<LOAN-LOSSES>                                     25,143
<SECURITIES-GAINS>                                   798
<EXPENSE-OTHER>                                  320,284
<INCOME-PRETAX>                                  176,310
<INCOME-PRE-EXTRAORDINARY>                       176,310
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     117,092
<EPS-PRIMARY>                                       2.48
<EPS-DILUTED>                                       2.48
<YIELD-ACTUAL>                                      4.42
<LOANS-NON>                                       42,272
<LOANS-PAST>                                      35,336
<LOANS-TROUBLED>                                     785
<LOANS-PROBLEM>                                   78,393
<ALLOWANCE-OPEN>                                 174,248
<CHARGE-OFFS>                                     36,006
<RECOVERIES>                                       8,423
<ALLOWANCE-CLOSE>                                170,668
<ALLOWANCE-DOMESTIC>                             170,668
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0
        

</TABLE>