<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM SEC FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

<S>                                                            <C>
<PERIOD-TYPE>                                                         9-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    SEP-30-1999
<CASH>                                                              550,848
<INT-BEARING-DEPOSITS>                                                3,274
<FED-FUNDS-SOLD>                                                     71,905
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                       2,634,903
<INVESTMENTS-CARRYING>                                              694,562
<INVESTMENTS-MARKET>                                                682,865
<LOANS>                                                          11,250,260
<ALLOWANCE>                                                         185,969
<TOTAL-ASSETS>                                                   17,642,106
<DEPOSITS>                                                       13,571,445
<SHORT-TERM>                                                      2,330,514
<LIABILITIES-OTHER>                                                 302,015
<LONG-TERM>                                                         200,000
<COMMON>                                                            118,105
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                        1,120,027
<TOTAL-LIABILITIES-AND-EQUITY>                                   17,642,106
<INTEREST-LOAN>                                                     770,117
<INTEREST-INVEST>                                                   183,743
<INTEREST-OTHER>                                                      1,148
<INTEREST-TOTAL>                                                    956,618
<INTEREST-DEPOSIT>                                                  353,957
<INTEREST-EXPENSE>                                                  449,676
<INTEREST-INCOME-NET>                                               506,942
<LOAN-LOSSES>                                                        18,653
<SECURITIES-GAINS>                                                    7,925
<EXPENSE-OTHER>                                                     523,643
<INCOME-PRETAX>                                                     282,038
<INCOME-PRE-EXTRAORDINARY>                                          181,331
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                        181,331
<EPS-BASIC>                                                          1.52
<EPS-DILUTED>                                                          1.51
<YIELD-ACTUAL>                                                         4.17
<LOANS-NON>                                                          50,617
<LOANS-PAST>                                                         17,082
<LOANS-TROUBLED>                                                      1,876
<LOANS-PROBLEM>                                                      52,493
<ALLOWANCE-OPEN>                                                    179,605
<CHARGE-OFFS>                                                        28,653
<RECOVERIES>                                                         16,244
<ALLOWANCE-CLOSE>                                                   185,969
<ALLOWANCE-DOMESTIC>                                                185,969
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0



</TABLE>