<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE SEC FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

<S>                                                            <C>
<PERIOD-TYPE>                                                         6-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  MAR-01-1999
<PERIOD-END>                                                    JUN-30-1999
<CASH>                                                              579,107
<INT-BEARING-DEPOSITS>                                                  102
<FED-FUNDS-SOLD>                                                     13,325
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                       2,481,185
<INVESTMENTS-CARRYING>                                              742,308
<INVESTMENTS-MARKET>                                                      0
<LOANS>                                                          11,201,317
<ALLOWANCE>                                                         169,391
<TOTAL-ASSETS>                                                   15,928,590
<DEPOSITS>                                                       12,363,340
<SHORT-TERM>                                                      2,046,711
<LIABILITIES-OTHER>                                                 246,208
<LONG-TERM>                                                         200,000
<COMMON>                                                            107,558
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                          964,773
<TOTAL-LIABILITIES-AND-EQUITY>                                   15,928,590
<INTEREST-LOAN>                                                     450,703
<INTEREST-INVEST>                                                    26,259
<INTEREST-OTHER>                                                      2,039
<INTEREST-TOTAL>                                                    567,696
<INTEREST-DEPOSIT>                                                  212,995
<INTEREST-EXPENSE>                                                  266,020
<INTEREST-INCOME-NET>                                               301,676
<LOAN-LOSSES>                                                        11,660
<SECURITIES-GAINS>                                                      316
<EXPENSE-OTHER>                                                     303,835
<INCOME-PRETAX>                                                     184,058
<INCOME-PRE-EXTRAORDINARY>                                          184,058
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                        120,643
<EPS-BASIC>                                                          1.11
<EPS-DILUTED>                                                          1.10
<YIELD-ACTUAL>                                                         4.18
<LOANS-NON>                                                          47,832
<LOANS-PAST>                                                         13,657
<LOANS-TROUBLED>                                                      2,502
<LOANS-PROBLEM>                                                      50,334
<ALLOWANCE-OPEN>                                                    167,665
<CHARGE-OFFS>                                                        19,313
<RECOVERIES>                                                          9,259
<ALLOWANCE-CLOSE>                                                   169,391
<ALLOWANCE-DOMESTIC>                                                169,391
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0



</TABLE>