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U.S. SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549



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FORM 10-QSB



QUARTERLY REPORT FOR SMALL BUSINESS ISSUERS

SUBJECT TO THE 1934 ACT REPORTING REQUIREMENTS



|x |  | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ACT OF 1934.
|- |  | -------------------------------------------------------------------------------



| |  | For the quarterly period ended March 31, 2003
| |  | ---------------------------------------------



| ̈ |  | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ACT OF 1934.
|- |  | --------------------------------------------------------------------------------



| |  | For the Transition period from ________ to _________.
| |  | -----------------------------------------------------



Commission file number: 000-49729



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UHF
Incorporated

(Exact name of small business issuer as specified in its charter)



|Michigan                                                       |  | 38-1740889                             
|-------------------------------------------------------------- |  | ---------------------------------------
|(State or other jurisdiction of incorporation or organization) |  | (I.R.S. Employer Identification Number)



24001
Greater Mack Avenue

St. Clair Shores, Michigan 48080

(Address and zipcode of principal executive offices)



(586) 778-0900

(Issuers phone number including area code)



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Check whether the issuer (1) has filed all reports required to
be filed by Section 13 or 15(d) of the Securities and Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for
the past 90 days.  Yes  x;  No ̈



The number of shares of the issuers common stock
outstanding, as of April 18, 2003 was 9,480,754.



Transitional Small Business Disclosure Format:  Yes  x;  No ̈



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PART IFINANCIAL INFORMATION



ITEM 1



UHF INCORPORATED



BALANCE SHEETS



ASSETS



|                                                                                              |  | March 31, 2003 |        |   | December 31, 2002 |  
|--------------------------------------------------------------------------------------------- |  | -------------- | ------ | - | ----------------- | -
|                                                                                              |  | (Unaudited)    |        |   |                   |  
|CASH                                                                                          |  | $              |       |   |                   | $
|                                                                                              |  |                |        |   |                   |  
|ORGANIZATION COST                                                                             |  |                |       |   |                   |  
|                                                                                              |  |                |        |   |                   |  
|TOTAL ASSETS                                                                                  |  | $              |       |   |                   | $
|                                                                                              |  |                |        |   |                   |  
|LIABILITIES AND STOCKHOLDERS
DEFICIT                                                         |  |                |        |   |                   |  
|                                                                                             
|ACCRUED EXPENSES                                                                              |  | $              | 4,000  |   |                   | $
|                                                                                              |  |                |        |   |                   |  
|Total liabilities                                                                             |  |                | 4,000  |   |                   |  
|                                                                                              |  |                |        |   |                   |  
|COMMITMENTS AND CONTINGENCIES                                                                 |  |                |       |   |                   |  
|                                                                                             
|STOCKHOLDERS DEFICIT                                                                         |  |                |        |   |                   |  
|Common stock, $.001 par value; 50,000,000 authorized shares, 9,480,754 issued and
outstanding |  |                | 9,481  |   |                   |  
|PAID IN CAPITAL                                                                               |  |                | (9,481 | ) |                   |  
|RETAINED DEFICIT                                                                              |  |                | (4,000 | ) |                   |  
|                                                                                              |  |                |        |   |                   |  
|Total stockholders deficit                                                                   |  |                | (4,000 | ) |                   |  
|                                                                                              |  |                |        |   |                   |  
|TOTAL LIABILITIES AND STOCKHOLDERS DEFICIT                                                   |  | $              |       |   |                   | $
|                                                                                              |  |                |        |   |                   |  



The
accompanying notes are an integral part of these financial statements.



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UHF INCORPORATED



STATEMENT OF OPERATIONS AND RETAINED DEFICIT



|                                   |  | Three Month Period Ended March 31, |       
|---------------------------------- |  | ---------------------------------- | ------
|                                   |  | 2001                               |       
|REVENUE                            |  | $                                  |      
|OPERATING EXPENSES                 |  |                                    |      
|                                   |  |                                    |       
|NET INCOME                         |  |                                    |      
|                                   |  |                                    |       
|Retained DeficitBeginning of Year |  |                                    | (4,000
|                                   |  |                                    |       
|RETAINED DEFICITEND OF YEAR       |  | $                                  | (4,000
|                                   |  |                                    |       



The
accompanying notes are an integral part of these financial statements.



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UHF INCORPORATED



STATEMENTS OF CASH FLOWS



|                                          |  | Three Month Period Ended March 31,
|----------------------------------------- |  | ----------------------------------
|                                          |  | 2003                              
|CASH FLOWS FROM OPERATING ACTIVITYNONE   |  | $                                 
|CASH FLOW FROM INVESTING ACTIVITIESNONE  |  |                                   
|CASH FLOWS FROM FINANCING ACTIVITIESNONE |  |                                   
|                                          |  |                                   
|Net change in cash                        |  |                                   
|CashBeginning of Year                    |  |                                   
|                                          |  |                                   
|CASHEND OF PERIOD                        |  | $                                 
|                                          |  |                                   



The
accompanying notes are an integral part of these financial statements.



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UHF
INCORPORATED



NOTES TO FINANCIAL
STATEMENTS



|1. |  | UNAUDITED INTERIM FINANCIAL STATEMENTS
|-- |  | --------------------------------------



In the opinion of management, the accompanying unaudited financial statements contain all adjustments necessary to present fairly the
Companys financial position as of March 31, 2003 and the results of its operations and its cash flows for the three month period ended March 31, 2003 and March 31, 2002.



The quarterly financial statements are presented in accordance with the requirements of the Form 10-SB and do
not include all of the disclosures required by accounting principles generally accepted in the United States of America. For additional information, reference is made to the Companys audited financial statements for the years ended December
31, 2002 and 2001 filed with Form 10-KSB. The results of operations for the three month period ended March 31, 2003 and March 31, 2002 are not necessarily indicative of operating results for the full year.





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PART II: OTHER
INFORMATION



Item 1. Legal
ProceedingsN/A



Item 2.
Changes in SecuritiesN/A



Item 3. Defaults Upon Senior SecuritiesN/A



Item 4. Submission of Matters to a Vote of Security HoldersN/A



Item 5. Other InformationN/A



Item 6. Exhibits and Reports on Form 8-K



| | (a) |  | Exhibits.
| | --- |  | ---------



Restated Articles of Incorporation and By-Laws, as amended to date, filed as Exhibit 2 to the Companys Registration Statement on
Form 10-SB, and incorporated herein by reference.



Exhibit 99.1Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, filed herewith.



| | (b) |  | Reports on Form 8-K.
| | --- |  | --------------------



None.



SIGNATURE



Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.



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|                     |  |  |  |    
|-------------------- |  |  |  | ---
|                    
|Date: April 18, 2003 |  |  |  | By:
|                     |  |  |  |    



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ITEM 3



CONTROLS AND PROCEDURES



|a) |  | The Companys President and Chief Financial Officer has reviewed the effectiveness of the Companys disclosure controls and procedures as defined in
Exchange Act Rules 13a-14(c) and 15d-14(c) within 90 days of the date of this report. This officer has concluded that the Companys disclosure controls and procedures were adequate and effective to ensure that material information relating to
the financial statements has been disclosed.
|-- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|b) |  | There were no significant changes in the Companys internal controls or in other factors that could significantly affect the Companys internal controls
and procedures subsequent to the review date, nor any significant deficiencies or material weaknesses in such internal controls and procedures requiring corrective actions.
|-- |  | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



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CERTIFICATIONS



I, Ronald C. Schmeiser, certify that:



|1. |  | I have reviewed this quarterly report on Form 10-QSB of UHF Incorporated;
|-- |  | -------------------------------------------------------------------------



|2. |  | Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;
|-- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|3. |  | Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the
financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;
|-- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|4. |  | The registrants other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-14 and 15d-14) for the registrant and have:
|-- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | a) |  | designed such disclosure controls and procedures to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made
known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;
| | -- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | b) |  | evaluated the effectiveness of the registrants disclosure controls and procedures as of a date within 90 days prior to the filing date of this quarterly report
(the Evaluation Date); and
| | -- |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | c) |  | presented in this quarterly report our conclusions about the effectiveness of the disclosure controls and procedures based on our evaluation as of the Evaluation
Date;
| | -- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------



|5. |  | The registrants other certifying officers and I have disclosed, based on our most recent evaluation, to the registrants auditors and the audit committee
of registrants board of directors (or persons performing the equivalent functions):
|-- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | a) |  | all significant deficiencies in the design or operation of internal controls which could adversely affect the registrants ability to record, process, summarize
and report financial data and have identified for the registrants auditors any material weaknesses in internal controls; and
| | -- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | b) |  | any fraud, whether or not material, that involves management or other employees who have a significant role in the registrants internal controls; and
| | -- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------



|6. |  | The registrants other certifying officers and I have indicated in this quarterly report whether or not there were significant changes in internal controls or
in other factors that could significantly affect internal controls subsequent to the date of our most recent evaluation, including any corrective actions with regard to significant deficiencies and material weaknesses.
|-- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



Date: April 18, 2003



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