<TABLE> <S> <C>

<ARTICLE>                              9
<LEGEND>  This schedule contains summary financial information extracted from
            SEC Form 10-Q and is qualified in its entirety by reference to
            such financial statements.
</LEGEND>
<MULTIPLIER>                           1000
       
<S>                                          <C>
<PERIOD-TYPE>                                      3-MOS
<PERIOD-END>                                 MAR-31-1998
<FISCAL-YEAR-END>                            DEC-31-1998
<CASH>                                           527,882
<INT-BEARING-DEPOSITS>                            10,972
<FED-FUNDS-SOLD>                                  46,500
<TRADING-ASSETS>                                   2,092
<INVESTMENTS-HELD-FOR-SALE>                    2,249,747
<INVESTMENTS-CARRYING>                           773,798
<INVESTMENTS-MARKET>                             778,600
<LOANS>                                        9,949,483
<ALLOWANCE>                                      162,206
<TOTAL-ASSETS>                                14,220,022
<DEPOSITS>                                    10,299,363
<SHORT-TERM>                                   2,450,200
<LIABILITIES-OTHER>                              261,364
<LONG-TERM>                                      200,776
<COMMON>                                          91,548
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<OTHER-SE>                                       916,771
<TOTAL-LIABILITIES-AND-EQUITY>                14,220,022
<INTEREST-LOAN>                                  214,961
<INTEREST-INVEST>                                 48,264
<INTEREST-OTHER>                                     266
<INTEREST-TOTAL>                                 263,666
<INTEREST-DEPOSIT>                                   175
<INTEREST-EXPENSE>                               129,411
<INTEREST-INCOME-NET>                            134,255
<LOAN-LOSSES>                                     15,081
<SECURITIES-GAINS>                                   105
<EXPENSE-OTHER>                                  130,922
<INCOME-PRETAX>                                   70,791
<INCOME-PRE-EXTRAORDINARY>                        70,791
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                      46,174
<EPS-PRIMARY>                                       0.50
<EPS-DILUTED>                                       0.50
<YIELD-ACTUAL>                                      4.26
<LOANS-NON>                                       65,324
<LOANS-PAST>                                      11,341
<LOANS-TROUBLED>                                   2,604
<LOANS-PROBLEM>                                   67,928
<ALLOWANCE-OPEN>                                 157,417
<CHARGE-OFFS>                                     13,937
<RECOVERIES>                                       4,120
<ALLOWANCE-CLOSE>                                162,206
<ALLOWANCE-DOMESTIC>                             162,206
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0
        

</TABLE>