EX-34.1
(logo) PRICEWATERHOUSECOOPERS


PricewaterhouseCoopers LLP
214 N. Tryon Street
Ste 3600
Charlotte NC 28202
Telephone (704) 344 7500
Facsimile (704) 344 4100


Report of Independent Registered Public Accounting Firm

To the Board of Directors of Bank of America, National Association,

We have examined Bank of America, National Association's (the "Company")
compliance with the servicing criteria set forth in Item 1122(d) of the
Securities and Exchange Commission's Regulation AB for the domestic asset-backed
securities transactions for which the Company acted as servicer involving
residential mortgage loans, other than government sponsored entities, or
transactions that do not have scheduled interest and/or scheduled principal
remittance schedules as outlined in their respective transaction agreements,
with the exception of certain non-registered transactions (the "Platform")
described in the accompanying Appendix A of the Certification Regarding
Compliance with Applicable Servicing Criteria, as of December 31, 2008 and for
the year then ended, excluding criterion 1122(d)(1)(iii) which the Company has
determined is not applicable to the servicing activities they perform with
respect to the Platform. As described in Appendix A, for servicing criteria 1122
(d)(2)(ii), 1122(d)(4)(iv), 1122(d)(4)(xi), 1122(d)(4)(xii) and
1122(d)(4)(xiii), the Company has engaged various vendors to perform the
activities required by these servicing criteria. The Company has determined that
these vendors are not considered "servicers" as defined in Item 1101(j) of
Regulation AB, and the Company has elected to take responsibility for assessing
compliance with the servicing criteria applicable to each vendor as permitted by
Interpretation 17.06 of the SEC Division of Corporation Finance Manual of
Publicly Available Telephone Interpretations ("Interpretation 17.06"). As
permitted by Interpretation 17.06, the Company has asserted that it has policies
and procedures in place designed to provide reasonable assurance that the
vendors' activities comply in all material respects with the servicing criteria
applicable to each vendor. The Company is solely responsible for determining
that it meets the SEC requirements to apply Interpretation 17.06 for the vendors
and related criteria as described in its assertion, and we performed no
procedures with respect to the Company's determination of its eligibility to use
Interpretation 17.06. Management is responsible for the Company's compliance
with the servicing criteria. Our responsibility is to express an opinion on the
Company's compliance with the servicing criteria based on our examination.

Our examination was conducted in accordance with standards of the Public Company
Accounting Oversight Board (United States) and, accordingly, included examining,
on a test basis, evidence about the Company's compliance with the applicable
servicing criteria and performing such other procedures as we considered
necessary in the circumstances. Our examination included testing of selected
asset-backed transactions and securities that comprise the Platform, testing of
selected servicing activities related to the Platform, and determining whether
the Company processed those selected transactions and performed those selected
activities in compliance with the applicable servicing criteria. Our procedures
were limited to the selected transactions and servicing activities performed by
the Company during the period covered by this report. Our procedures were not
designed to detect noncompliance arising from errors that may have occurred
prior to or subsequent to our tests that may have affected the balances or
amounts calculated or reported by the Company during the period covered by this
report. We believe that our examination provides a reasonable basis for our
opinion. Our examination does not provide a legal determination on the Company's
compliance with the servicing criteria.


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Our examination disclosed the following material noncompliance with the
servicing criteria set forth in Item 1122(d)(4)(vii) of Regulation AB
applicable to the Company during the year ended December 31. 2008. Certain
foreclosures were not initiated in accordance with the timeframes established by
the transaction agreements.

In our opinion, except for the material noncompliance described in the preceding
paragraph, Bank of America, National Association complied with the
aforementioned applicable servicing criteria as of and for the year ended
December 31, 2008 for the domestic asset-backed securities transactions for
which the Company acted as servicer involving residential mortgage loans, other
than government sponsored entities, or transactions that do not have scheduled
interest and/or scheduled principal remittance schedules as outlined in their
respective transaction agreements, with the exception of certain nonregistered
transactions, in all material respects.

/s/ PricewaterhouseCoopers LLP
February 26, 2009

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