<TABLE> <S> <C>

<ARTICLE>                                                                    9
<LEGEND>  This schedule contains summary financial information extracted from
          SEC Form 10-Q and is qualified in its entirety by reference to such
          financial statements.
</LEGEND>
<MULTIPLIER>                                                             1000
       
<S>                                                              <C>
<PERIOD-TYPE>                                                           9-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1998
<PERIOD-START>                                                    JAN-01-1998
<PERIOD-END>                                                      SEP-30-1998
<CASH>                                                                495,794
<INT-BEARING-DEPOSITS>                                                      2
<FED-FUNDS-SOLD>                                                       18,015
<TRADING-ASSETS>                                                            0
<INVESTMENTS-HELD-FOR-SALE>                                         2,154,957
<INVESTMENTS-CARRYING>                                                654,784
<INVESTMENTS-MARKET>                                                  662,026
<LOANS>                                                             8,190,260
<ALLOWANCE>                                                           164,357
<TOTAL-ASSETS>                                                     13,703,349
<DEPOSITS>                                                         10,423,572
<SHORT-TERM>                                                        1,868,087
<LIABILITIES-OTHER>                                                   240,601
<LONG-TERM>                                                           200,000
<COMMON>                                                               92,973
<PREFERRED-MANDATORY>                                                       0
<PREFERRED>                                                                 0
<OTHER-SE>                                                            878,116
<TOTAL-LIABILITIES-AND-EQUITY>                                     13,703,349
<INTEREST-LOAN>                                                       637,070
<INTEREST-INVEST>                                                     137,929
<INTEREST-OTHER>                                                        1,334
<INTEREST-TOTAL>                                                      776,333
<INTEREST-DEPOSIT>                                                    284,681
<INTEREST-EXPENSE>                                                    379,261
<INTEREST-INCOME-NET>                                                 397,072
<LOAN-LOSSES>                                                          33,923
<SECURITIES-GAINS>                                                      2,675
<EXPENSE-OTHER>                                                       399,545
<INCOME-PRETAX>                                                       222,357
<INCOME-PRE-EXTRAORDINARY>                                            222,357
<EXTRAORDINARY>                                                             0
<CHANGES>                                                                   0
<NET-INCOME>                                                          145,866
<EPS-PRIMARY>                                                            1.53
<EPS-DILUTED>                                                            1.52
<YIELD-ACTUAL>                                                           4.20
<LOANS-NON>                                                            50,147
<LOANS-PAST>                                                           14,921
<LOANS-TROUBLED>                                                        2,683
<LOANS-PROBLEM>                                                        52,830
<ALLOWANCE-OPEN>                                                      157,417
<CHARGE-OFFS>                                                          38,767
<RECOVERIES>                                                           12,259
<ALLOWANCE-CLOSE>                                                     164,357
<ALLOWANCE-DOMESTIC>                                                  164,357
<ALLOWANCE-FOREIGN>                                                         0
<ALLOWANCE-UNALLOCATED>                                                     0


</TABLE>