Exhibit
10(s)

    


    SUMMARY
SHEET

    OF

    2010
COMPENSATION

     

    Director
Compensation

     

    Employee
Directors

     

    Directors
who are employees of the Company receive no separate compensation for Board
service. Mr. Alley is the only director who is also an employee of the
Company.

     

    Non-Employee
Directors

     

    During
2010, each non-employee director is expected to receive:

     

    Annual
Retainer:

    
      	
               
      

            	
              ·

            	
              January
      2010 through June 2010:

            	 


    

    
      	
               
      

            	
              o

            	
              $6,000
      cash retainer, prorated for any partial year of
  service.

            


    

    
      	
               
      

            	
              ·

            	
              July
      2010 through December 2010:

            


    

    
      	
               
      

            	
              o

            	
              $12,000
      cash retainer, prorated for any partial year of
  service.

            


    

    


    Meeting
Fees:

    
      	
               
      

            	
              ·

            	
              January
      2010 through June 2010:

            


    

    
      	
               
      

            	
              o

            	
              $450
      cash fee for each Board of Directors meeting
  attended.

            


    

    
      	
               
      

            	
              o

            	
              $300
      cash fee for each committee meeting
attended.

            


    

    
      	
               
      

            	
              ·

            	
              July
      2010 through December 2010:

            


    

    
      	
               
      

            	
              o

            	
              $900
      cash fee for each Board of Directors meeting
  attended.

            


    

    
      	
               
      

            	
              o

            	
              $600
      cash fee for each committee meeting
attended.

            


    

    


    Presiding
Independent Director/Committee Chair Fees:

    
      	
               
      

            	
              ·

            	
              January
      2010 through June 2010:

            


    

    
      	
               
      

            	
              o

            	
              $500
      fee payable in two quarterly payments to committee
  chairs.

            


    

    
      	
               
      

            	
              ·

            	
              July
      2010 through December 2010:

            


    

    
      	
               
      

            	
              o

            	
              $1,000
      fee payable in two quarterly payments to committee
  chairs.

            


    

    


    Other:

    
      	
               
      

            	
              ·

            	
              January
      2010 through June 2010:

            


    

    
      	
               
      

            	
              o

            	
              $450
      additional fee for each full day spent in training at seminars or other
      training sessions approved in advance by the Chairman of the
      Board.

            


    

    
      	
               
      

            	
              ·

            	
              July
      2010 through December 2010:

            


    

    
      	
               
      

            	
              o

            	
              $900
      additional fee for each full day spent in training at seminars or other
      training sessions approved in advance by the Chairman of the
      Board.

            


    


    
      
         


      

      
         


        
          

        

      

      
         


      

    

    


    Compensation
of Named Executive Officers

     

    The
executive officers of the Company serve at the discretion of the Board of
Directors.  The following are the current base salaries effective
February 1, 2010, for the Company’s Chief Executive Officer, Chief Financial
Officer and its other most highly compensated current executive officers who
will be identified in the Company's proxy statement for the 2010 annual meeting
(the "named executive officers"):

     

    
      
        
          
            
              
                
                  	
                          Michael
      J. Alley, Chairman, and Chief Executive Officer

                        	 	$	300,000	 
	 
      	 	 	 	 
	
                          Michael
      B. Carroll, Executive Vice-President and Chief Financial Officer and
      Assistant Secretary

                        	 	$	225,000	 
	 
      	 	 	 	 
	
                          Roger
      M. Duncan, Executive Vice-President, Retail Manager and Community Markets
      Manager of Integra Bank N.A.;  President of Evansville
      Region

                        	 	$	235,000	 
	 
      	 	 	 	 
	
                          John
      W. Key, Executive Vice-President, Chief Credit and Risk
      Officer

                        	 	$	225,000	 


                

              

            

          

        

      

    

    


    The
Compensation Committee of the Board of Directors determines and approves the
compensation payable to the executive officers.  All of the executive
officers, except Mr. Alley, are parties to Change in Control Benefits
Agreements; however, as a participant in the Capital Purchase Program, we are
restricted in the form and type of compensation we may pay to the named
executive officers and our most highly compensated employees.


    
      
         


      

      
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