| Name      ofEmployer |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                 |   |               |   |                      |   |                      |
| Bank      of Tacoma  |   | Bank               |   | Washington                |   | 1/10/2007                 |

|    Dated:  January 10,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin Reid      English                                                                             Cristin Reid      EnglishCorporate    President |
|-----------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  January 10,      2007 | BANK      OF TACOMA  By:         /s/ Michael      Hansch                                                                               Michael HanschPresident |
|-----------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer       |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                       |   |               |   |                      |   |                      |
| SunriseCommunity      Bank |   | Bank               |   | California                |   | 2/27/2007                 |

|    Dated:  February 27,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin Reid      English                                                                               Cristin Reid      EnglishCorporate    President |
|------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  February 27,      2007 | SUNRISE      COMMUNITY BANK  By:         /s/ Stuart      Bailey                                                                                          Stuart BaileyPresident |
|------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer         |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|------------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                         |   |               |   |                      |   |                      |
| Larimer      Bank ofCommerce |   | Bank               |   | Colorado                  |   | 5/4/2007                  |

|    Dated:  May 4,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  May 4,      2007 | LARIMER      BANK OF COMMERCE  By:         /s/ Mark      Kross                                                                                       Mark KrossPresident |
|------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer               |   | Type      ofEntity      |   | State      ofOrganization |   | Date      ofParticipation |
|------------------------------------|--------|-------------------------|--------|---------------------------|--------|---------------------------|
|                               |   |                    |   |                      |   |                      |
| Capitol      BeanCounter,      LLC |   | LimitedLiabilityCompany |   | Michigan                  |   | 10/1/2007                 |

|    Dated:  October 1,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                                                                                       Cristin K. ReidCorporate    President |
|----------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                 |   |               |   |                      |   |                      |
| USNY      Bank       |   | Bank               |   | New      York             |   | 7/31/2007                 |

|    Dated:  July 31,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                               Cristin K. ReidCorporate    President |
|--------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  July 31,      2007 | USNY      BANK  By:         /s/ Michael      Briggs                        Michael BriggsPresident |
|--------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer        |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|-----------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                        |   |               |   |                      |   |                      |
| IssaquahCommunity      Bank |   | Bank               |   | Washington                |   | 7/16/2007                 |

|    Dated:  July 16,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|--------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  July 16,      2007 | ISSAQUAH      COMMUNITY BANK  By:         /s/ Robert      Ittes                                                                                      Robert IttesPresident |
|--------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer                   |   | Type      ofEntity      |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------------------------|--------|-------------------------|--------|---------------------------|--------|---------------------------|
|                                   |   |                    |   |                      |   |                      |
| BAIA      AcquisitionCompany,      LLC |   | LimitedLiabilityCompany |   | Michigan                  |   | 8/1/2007                  |

|    Dated:  August 1,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|---------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  August 1,      2007 | BAIA      ACQUISITION COMPANY  By:         /s/ Susan      Rossi                             Susan RossiVice  President |
|---------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  August 1,      2007 | BAIA      ACQUISITION COMPANY  By:         /s/ John      Henry                               John HenryVice  President |
|---------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer  |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|-----------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                  |   |               |   |                      |   |                      |
| High      Desert Bank |   | Bank               |   | Oregon                    |   | 9/26/2007                 |

|    Dated:  September 26,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|-------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  September 26,      2007 | HIGH      DESERT BANK  By:         /s/ Larry      Snyder                            Larry SnyderPresident |
|-------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer          |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|-------------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                          |   |               |   |                      |   |                      |
| Loveland      Bank ofCommerce |   | Bank               |   | Colorado                  |   | 10/5/2007                 |

|    Dated:  October 5,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|----------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  October 5,      2007 | LOVELAND      BANK OF COMMERCE  By:         /s/ John      Busby                              John BusbyPresident |
|----------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer      |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|---------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                      |   |               |   |                      |   |                      |
| Bank      of FeatherRiver |   | Bank               |   | California                |   | 11/6/2007                 |

|    Dated:  November 6,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|-----------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  November 6,      2007 | BANK      OF FEATHER RIVER  By:         /s/ Richard      Veale                           Richard VealePresident |
|-----------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer               |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|------------------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                               |   |               |   |                      |   |                      |
| Community      Bankof      Lincoln |   | Bank               |   | Nebraska                  |   | 12/3/2007                 |

|    Dated:  December 3,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|-----------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  December 3,      2007 | COMMUNITY      BANK OF LINCOLN  By:         /s/ Mary      Gerdes                            Mary GerdesPresident |
|-----------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer   |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                   |   |               |   |                      |   |                      |
| Bank      of Fort Bend |   | Bank               |   | Texas                     |   | 12/10/2007                |

|    Dated:  December 10,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  December 10,      2007 | BANK      OF FORT BEND  By:         /s/ Bruce      Mercer                           Bruce MercerPresident |
|------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer    |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|-------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                    |   |               |   |                      |   |                      |
| Bank      of LasColinas |   | Bank               |   | Texas                     |   | 12/13/2007                |

|    Dated:  December 13,      2007 | CAPITOL      BANCORP LIMITED  By:         /s/ Cristin K.      Reid                          Cristin K. ReidCorporate    President |
|------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  December 13,      2007 | BANK      OF LAS COLINAS  By:         /s/ Gerold      Hooker                          Gerold HookerPresident |
|------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|