----

----

| x | QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|---|-----------------------------------------------------------------------------------|

|  ̈ | TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|------------------------------------------------------------------------------------|

----

----

| Nevada                            |   | 91-2150635                        |
|-----------------------------------|--------|-----------------------------------|
| (State or other jurisdiction      |   | (IRS Employer Identification No.) |
| of incorporation or organization) |   |                              |

| Large accelerated filer |  ̈ |     | Accelerated filer         |  ̈ |
|-------------------------|--------|--------------------|---------------------------|--------|
| Non-accelerated filer   |  ̈ |               | Smaller reporting company | x      |

----

----

----

| Part I – Financial Information | Page                                                                                        |
|--------------------------------------|---------------------------------------------------------------------------------------------|
|             |                                                                                        |   |
| Item 1.                              | Financial Statements                                                                        | 4 |
|             |                                                                                        |   |
|                                 | Consolidated Balance Sheets                                                                 | 4 |
|             |                                                                                        |   |
|                                 | Consolidated Statements of Operations                                                       | 5 |
|                                 |                                                                                        |   |
|                                 | Consolidated Statements of Changes in Stockholders’ Equity                            | 6 |
|             |                                                                                        |   |
|                                 | Consolidated Statements of Cash Flows                                                       | 7 |
|             |                                                                                        |   |
|                                 | Notes to Consolidated Financial Statements                                                  | 8 – 14 |
|             |                                                                                        |   |
| Item 2.                              | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 15 |
|             |                                                                                        |   |
| Item 3.                              | Quantitative And Qualitative Disclosures About Market Risk                                  | 19 |
|                                 |                                                                                        |   |
| Item 4(T).                           | Controls And Procedures                                                                     | 19 |
|             |                                                                                        |   |
| Part II – Other Information    |                                                                                        |
|             |                                                                                        |   |
| Item 1.                              | Legal Proceedings                                                                           | 20 |
|                                 |                                                                                        |   |
| Item 1A.                             | Risk Factors                                                                                | 20 |
|             |                                                                                        |   |
| Item 2.                              | Unregistered Sales of Equity Securities and Use of Proceeds                                 | 20 |
|             |                                                                                        |   |
| Item 3.                              | Defaults Upon Senior Securities                                                             | 20 |
|             |                                                                                        |   |
| Item 4.                              | [Removed and Reserved]                                                                      | 20 |
|             |                                                                                        |   |
| Item 5.                              | Other Information                                                                           | 20 |
|             |                                                                                        |   |
| Item 6.                              | Exhibits                                                                                    | 21 |
|             |                                                                                        |   |
|                                 | Signatures                                                                                  | 22 |

----

|   | · | general economic and industry conditions; |
|--------|--------|-------------------------------------------|

|   | · | our capital requirements and dependence on the sale of our equity securities; |
|--------|--------|-------------------------------------------------------------------------------|

|   | · | the liquidity of the Company’s common stock will be affected by the lack of a trading market; |
|--------|--------|-----------------------------------------------------------------------------------------------------|

|   | · | intense industry competition; |
|--------|--------|-------------------------------|

|   | · | fluctuations in the prevailing industry prices of check processing services; |
|--------|--------|------------------------------------------------------------------------------|

|   | · | shortages in availability of qualified personnel; |
|--------|--------|---------------------------------------------------|

|   | · | legal and financial implications of unexpected catastrophic events; |
|--------|--------|---------------------------------------------------------------------|

|   | · | regulatory or legislative changes effecting check processing operations; and |
|--------|--------|------------------------------------------------------------------------------|

|   | · | reliance on, and the ability to attract, key personnel. |
|--------|--------|---------------------------------------------------------|

----

PART

ITEM

UNITED

| ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | March 31,2010(Unaudited) |      |   | December 31,2009(Audited) |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------|-----------|--------|---------------------------|--------|
|                                                                                                                                                                                            |   |                     |      |   |                      |   |
| CURRENT ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   |                     |      |   |                      |   |
| Cash and Cash Equivalents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   | $                        | 185,962   |   |                      | $      | 228,213 |   |
| Restricted Cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                     | 263,096   |   |                      |   | 271,624 |   |
| Trade Receivables, net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                     | 101,683   |   |                      |   | 93,021 |   |
|          Deferred Tax Asset, current                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                     | 240,506   |   |                      |   | 206,338 |   |
| Prepaid Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   |                     | 78,000    |   |                      |   | 104,000 |   |
| Prepaid Expenses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   |                     | 32,899    |   |                      |   | 30,584 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Total Current Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     | 902,146   |   |                      |   | 933,780 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| PROPERTY AND EQUIPMENT, NET                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                     | 41,860    |   |                      |   | 52,400 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| OTHER ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |                     |      |   |                      |   |   |   |
| Intangible Assets, net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                     | 4,880,251 |   |                      |   | 4,932,499 |   |
| Deferred Tax Asset, Non-current                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                     | 65,678    |   |                      |   | 65,678 |   |
| Other                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |                     | 61,631    |   |                      |   | 85,250 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Total Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | $                        | 5,951,566 |   |                      | $      | 6,069,607 |   |
|                                                                                                                      |   |                     |      |   |                      |   |   |   |
| LIABILITIES AND STOCKHOLDERS' EQUITY                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| CURRENT LIABILITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |                     |      |   |                      |   |   |   |
| ACH Settlements Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   | $                        | 238,490   |   |                      | $      | 258,019 |   |
| Current Portion Long-Term Debt                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   |                     | 1,434,600 |   |                      |   | 2,422,100 |   |
| Accounts Payable and Accrued Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |                     | 109,619   |   |                      |   | 63,022 |   |
| Customers’ Deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                     | 24,605    |   |                      |   | 13,605 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Total Current Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                     | 1,807,314 |   |                      |   | 2,756,746 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| LONG TERM LIABILITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |                     |      |   |                      |   |   |   |
| Notes Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |                     | 2,696,800 |   |                      |   | 2,610,325 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Total Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                     | 4,504,114 |   |                      |   | 5,367,071 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| STOCKHOLDERS' EQUITY                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Common Stock - $.001 Par Value; 75,000,000 Shares Authorized, 39,345,129 and 34,272,629     shares Issued and Outstanding at March 31, 2010 and December 31, 2009                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                     | 39,345    |   |                      |   | 34,272 |   |
| Additional Paid-In Capital                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                     | 1,740,861 |   |                      |   | 847,339 |   |
| Retained Earnings                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                     | (332,754  | )      |                      |   | (179,075 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Total Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                     | 1,447,452 |   |                      |   | 702,536 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                     |      |   |                      |   |   |   |
| Total Liabilities and Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | $                        | 5,951,566 |   |                      | $      | 6,069,607 |   |

----

UNITED

|                                        |   | Three Months EndedMarch 31,                                                                                         |   |
|---------------------------------------------|--------|--------------------------------------------------------------------------------------------------------------------------|--------|
|                                        |   | 2010                                                                                                                     |   |   |   | 2009 |   |
| Revenues                                    |   |                      |   |     |   |                      |   |
| ACH Services                                | $      | 273,037                                                                                                                  |   |   | $ | 245,847 |   |
| Verification Services                       |   | 20,318                                                                                                                   |   |   |   | 66,860 |   |
| Credit Card Services                        |   | 378,482                                                                                                                  |   |   |   | 507,868 |   |
| Total Revenues                              |   | 671,837                                                                                                                  |   |   |   | 820,575 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Cost of Revenues                            |   | 219,936                                                                                                                  |   |   |   | 215,426 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
|    Gross Profit              |   | 451,901                                                                                                                  |   |   |   | 605,149 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Expenses:                                   |   |                                                                                                                     |   |   |   |   |   |
| Operating                                   |   |                                                                                                                     |   |   |   |   |   |
| Personnel costs                             |   | 32,925                                                                                                                   |   |   |   | 28,516 |   |
| Travel expense                              |   | 12,756                                                                                                                   |   |   |   | 22,671 |   |
| Amortization expense                        |   | 146,328                                                                                                                  |   |   |   | 134,568 |   |
| Commissions and fees expense                |   | 46,384                                                                                                                   |   |   |   | 51,423 |   |
| Other                                       |   | 60,459                                                                                                                   |   |   |   | 60,270 |   |
| Total Operating Expenses                    |   | 298,852                                                                                                                  |   |   |   | 297,448 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Selling, General & Administrative       |   |                                                                                                                     |   |   |   |   |   |
| Personnel costs                             |   | 129,861                                                                                                                  |   |   |   | 105,785 |   |
| Legal and accounting expenses               |   | 29,268                                                                                                                   |   |   |   | 53,798 |   |
| Marketing                                   |   | 5,739                                                                                                                    |   |   |   | 8,255 |   |
| Consulting                                  |   | --                                                                                                                       |   |   |   | -- |   |
| Other                                       |   | 4,320                                                                                                                    |   |   |   | 5,026 |   |
| Total Selling, General & Administrative |   | 169,188                                                                                                                  |   |   |   | 172,864 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Total Expenses                              |   | 468,040                                                                                                                  |   |   |   | 470,312 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Income from operations                      |   | (16,139                                                                                                                  | )      |   |   | 134,837 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Other Income (expense):                     |   |                                                                                                                     |   |   |   |   |   |
| Interest Income                             |   | 461                                                                                                                      |   |   |   | 463 |   |
| Interest Expense                            |   | (172,129                                                                                                                 | )      |   |   | (144,791 | ) |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Net Income (Loss) before income taxes       |   | (187,847                                                                                                                 | )      |   |   | (9,491 | ) |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Income tax benefit (expense)                |   | 34,168                                                                                                                   |   |   |   | 1,392 |   |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Net Income (Loss)                           | $      | (153,679                                                                                                                 | )      |   | $ | (8,099 | ) |
|                                        |   |                                                                                                                     |   |   |   |   |   |
| Net Income per Share                        | $      | nm                                                                                                                       |   |   | $ | nm |   |

----

UNITED

|                              |   | Common Stock |       |   | AdditionalPaid-In |   |   | Retained |   |   | TotalStockholders' |   |
|-----------------------------------|--------|--------------|------------|--------|-------------------|--------|--------|----------|--------|--------|--------------------|--------|
|                              |   | Shares       |       |   | Amount            |   |   | Capital  |   |   | Earnings           |   |   | Equity |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |
| Balance at January 1, 2009        |   |         | 34,316,667 |   |              | $      | 34,317 |     |   | $      | 850,346            |   |   | $ | 221,912 |   |   | $ | 1,106,575 |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Net Loss                          |   |         | -          |   |              |   | -      |     |   |   | -                  |   |   |   | (8,099 | ) |   |   | (8,099 | ) |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance at March 31, 2009         |   |         | 34,316,667 |   |              | $      | 34,317 |     |   | $      | 850,346            |   |   | $ | 213,813 |   |   | $ | 1,098,476 |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance at January 1, 2010        |   |         | 34,272,629 |   |              | $      | 34,272 |     |   | $      | 847,339            |   |   | $ | (179,075 | ) |   | $ | 702,536 |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Private Placement Equity Offering |   |         | 5,072,500  |   |              |   | 5,073  |     |   |   | 893,522            |   |   |   | - |   |   |   | 898,595 |   |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Net Loss                          |   |         | -          |   |              |   | -      |     |   |   | -                  |   |   |   | (153,679 | ) |   |   | (153,679 | ) |
|                              |   |         |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance at March 31, 2010         |   |         | 39,345,129 |   |              | $      | 39,345 |     |   | $      | 1,740,861          |   |   | $ | (332,754 | ) |   | $ | 1,447,452 |   |

----

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | Three Months EndedMarch 31,                                                                                   |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | 2010                                                                                                               |   |   |   | 2009 |   |
|                                                                                                           |   |                     |   |       |   |                     |   |
| CASH FLOWS FROM OPERATING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| Net (Loss)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | $      | (153,679                                                                                                           | )      |   | $ | (8,099 | ) |
| Adjustments to Reconcile Net (Loss) to Net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |                                                                                                               |   |   |   |   |   |
| Cash Provided by Operating Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   |                                                                                                               |   |   |   |   |   |
| Depreciation and Amortization                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | 156,824                                                                                                            |   |   |   | 142,954 |   |
| (Increase) Decrease in Trade Receivables                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | (8,662                                                                                                             | )      |   |   | 5,220 |   |
| (Increase) Decrease in Prepaid Expenses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   | (2,315                                                                                                             | )      |   |   | (20,235 | ) |
| Decrease in Prepaid Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | 26,000                                                                                                             |   |   |   | 24,000 |   |
| Decrease in Restricted Cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   | 8,528                                                                                                              |   |   |   | 278,510 |   |
| Increase in Deferred Tax Asset                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | (34,168                                                                                                            | )      |   |   | (1,392 | ) |
| Decrease in ACH Settlements Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | (19,529                                                                                                            | )      |   |   | (274,710 | ) |
| Increase (Decrease) in Accounts Payable and Accrued Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | 46,597                                                                                                             |   |   |   | (36,264 | ) |
| Increase (Decrease) in Customer Deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | 11,000                                                                                                             |   |   |   | (3,800 | ) |
| Net Cash Provided by Operating Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | 30,596                                                                                                             |   |   |   | 106,184 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH FLOWS FROM INVESTING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| Acquisition of Property and Equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   | --                                                                                                                 |   |   |   | (5,131 | ) |
| Cash paid in Conjunction with acquisition of Portfolio Asset                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | (94,080                                                                                                            | )      |   |   | -- |   |
| Net Cash Used in Investing Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   | (94,080                                                                                                            | )      |   |   | (5,131 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH FLOWS FROM FINANCING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| Net Proceeds from Private Placement Stock Offering                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | 898,595                                                                                                            |   |   |   | -- |   |
| Proceeds from notes payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   | 94,000                                                                                                             |   |   |   | -- |   |
| Principal paid on notes payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   | (971,362                                                                                                           | )      |   |   | (69,158 | ) |
| Net Cash Provided by (Used in) Financing Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | 21,233                                                                                                             |   |   |   | (69,158 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | (42,251                                                                                                            | )      |   |   | 31,895 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH AND CASH EQUIVALENTS – BEGINNING OF PERIOD                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   | 228,213                                                                                                            |   |   |   | 366,844 |   |
| CASH AND CASH EQUIVALENTS – END OF PERIOD                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | $      | 185,962                                                                                                            |   |   | $ | 398,739 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| SUPPLEMENTAL DISCLOSURES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                                                                                               |   |   |   |   |   |
| Cash Paid During the Period for Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | $      | 146,129                                                                                                            |   |   | $ | 120,791 |   |

----

UNITED

----

| A summary of the purchase price of NDS is as follows:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   |      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|-----------|
| Cash paid to stockholders of NDS, net of cash acquired from NDS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | $      | 272,099   |   |
| Direct acquisition costs paid by the Company                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   |   | 35,329    |   |
| Promissory note issued to stockholders of NDS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |   | 2,720,000 |   |
| Fair value of 7,800,000 shares of stock issued                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   |   | 390,000   |   |
|                                                                                                        |   |   |      |   |
| Total purchase price                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   | $      | 3,417,428 |   |

| Tangible assets acquired and liabilities assumed                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |   |      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|-----------|
| Property and Equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | $      | 14,503    |   |
|                                                                                                        |   |   |      |   |
|   Net tangible assets acquired                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |   | 14,503    |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |      |   |
| Identifiable intangibles                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |   |      |   |
| Customer relationships and contracts                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   | 3,402,925 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |      |   |
| Total purchase price                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   | $      | 3,417,428 |   |

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| Cost of Revenue:                                                                                                                                                                                                         |               | Three MonthsEndedMarch 31,2010 |                                                                                             | Percentage         |                                                                                             |   |   | Three MonthsEndedMarch 31,2009 |                                                                                             | Percentage |                                                                                             |   | VarianceDollars    |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------|--------------------------------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|--------|--------|--------------------------------|--------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------------------------------------------|--------|--------------------|--------|
|                                      |     |                           |                  |     |                  |   |   |                           |                  |       |                  |   |     |   |                  |   |
|   ACH Services                                                                                                                                                                                            |               | $                              | 70,300                                                                                           |               | 32.0                                                                                             | %      |   | $                              | 45,963                                                                                           |       | 21.3                                                                                             | %      |               | $      | 24,337 |   |
|                                                                                                                                                                                                                |               |                           |                                                                                             |               |                                                                                             |   |   |                           |                                                                                             |       |                                                                                             |   |               |   |   |   |
|   Verification Services                                                                                                                                                                                        |               |                           | 7,362                                                                                            |               |  3.4                                                                                        | %      |   |                           | 41,268                                                                                           |       | 19.2                                                                                             | %      |               |   |  (33,906 | ) |
|                                                                                                                                                                                                                |               |                           |                                                                                             |               |                                                                                             |   |   |                           |                                                                                             |       |                                                                                             |   |               |   |   |   |
|   Credit Card Services                                                                                                                                                                                         |               |                           | 142,274                                                                                          |               | 64.6                                                                                             | %      |   |                           | 128,195                                                                                          |       | 59.5                                                                                             |   |               |   | 14,079 |   |
|                                                                                                                                                                                                                     |               |                           |                                                                                             |               |                                                                                             |   |   |                           |                                                                                             |       |                                                                                             |   |               |   |   |   |
| Total Cost of Revenue                                                                                                                                                                                     |               | $                              | 219,936                                                                                          |               | 100.0                                                                                            | %      |   | $                              | 215,426                                                                                          |       | 100.0                                                                                            | %      |               | $      | 4,510 |   |

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|   | · | We may experience reductions in the amount of payments we process for merchants as a result of a downturn in consumer activity and consumer confidence. |
|--------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | We may be negatively impacted in our credit card processing business if consumers are unable to maintain existing credit card limits or have credit card services terminated. |
|--------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | We may experience difficulties in maintaining or re-financing our existing credit facilities at either equivalent or more favorable rates. |
|--------|--------|--------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | New sources of borrowed capital may become more expensive or unavailable which may inhibit our ability to grow. |
|--------|--------|-----------------------------------------------------------------------------------------------------------------|

|   | · | Competition may become more intense and we may be required to reduce pricing to maintain the business we have and/or to obtain new business through our existing sales force. |
|--------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|                 |   |                                                                                                                                                                                                                                |
|--------------------------------------------------------------------------------------------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 10.1                                                                                       |   | Third Amendment to Agreements, dated March 31, 2010, to the Thermo Credit, LLC Loan, Pledge and Security Agreement and related Promissory Note (incorporated by reference to Exhibit 10.1 to our Form 8-K filed on April 19, 2010). |
| 31.1                                                                                       |   | Certification of Principal Executive Officer under Section 302 of the Sarbanes-Oxley Act of 2002.*                                                                                                                                  |
| 31.2                                                                                       |   | Certification of Principal Financial Officer under Section 302 of the Sarbanes-Oxley Act of 2002.*                                                                                                                                  |
| 32.1                                                                                       |   | Certification of Principal Executive Officer under Section 906 of the Sarbanes-Oxley Act of 2002.*                                                                                                                                  |
| 32.2                                                                                       |   | Certification of Principal Financial Officer under Section 906 of the Sarbanes-Oxley Act of 2002.*                                                                                                                                  |

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SIGNATURES

|                                                                                                                                                                                                                                                                                                                                                                                                         | UNITED ESYSTEMS, INC.                                                                                                                 |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------|
|                                                                    |                                                                                                         |
| Date:   May 24, 2010                                                                                                                                                                                                                                                                                                                                       | By:/s/ Walter Reid Green, Jr.                                                                                                         |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       Walter Reid Green, Jr.                                                                            |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       Chief Executive Officer, President and      Chief Financial Officer |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       (Principal Executive Officer and Principal Financial Officer)                                     |