----

----

| x | QUARTERLY REPORT UNDER SECTION      13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF  1934 |
|---|-----------------------------------------------------------------------------------------|

|  ̈ | TRANSITION REPORT UNDER SECTION      13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF  1934 |
|--------|------------------------------------------------------------------------------------------|

----

----

| Nevada                                 |   | 91-2150635                             |
|----------------------------------------|--------|----------------------------------------|
| (State      or other jurisdiction      |   | (IRS      Employer Identification No.) |
| of      incorporation or organization) |   |                                   |

| Large      accelerated filer |  ̈ |     | Accelerated      filer         |  ̈ |
|------------------------------|--------|--------------------|--------------------------------|--------|
| Non-accelerated      filer   |  ̈ |               | Smaller      reporting company | x      |

----

----

----

| Part      I – Financial Information | Page                                                                                             |
|-------------------------------------------|--------------------------------------------------------------------------------------------------|
|                  |                                                                                             |   |
| Item 1.                                   | Financial Statements                                                                             | 4 |
|                  |                                                                                             |   |
|                                      | Consolidated Balance Sheets                                                                      | 4 |
|                  |                                                                                             |   |
|                                      | Consolidated Statements of Income                                                                | 5 |
|                                      |                                                                                             |   |
|                                      | Consolidated Statements of Changes in Stockholders’      Equity                            | 6 |
|                  |                                                                                             |   |
|                                      | Consolidated Statements of Cash Flows                                                            | 7 |
|                  |                                                                                             |   |
|                                      | Notes to Consolidated Financial    Statements                                                    | 8      – 13 |
|                  |                                                                                             |   |
| Item 2.                                   | Management’s Discussion and Analysis of Financial Condition and      Results of Operations | 14 |
|                  |                                                                                             |   |
| Item 3.                                   | Quantitative And Qualitative Disclosures About Market      Risk                                  | 20 |
|                                      |                                                                                             |   |
| Item 4(T).                                | Controls And Procedures                                                                          | 20 |
|                  |                                                                                             |   |
| Part      II – Other Information    |                                                                                             |
|                  |                                                                                             |   |
| Item 1.                                   | Legal Proceedings                                                                                | 21 |
|                                      |                                                                                             |   |
| Item 1A.                                  | Risk Factors                                                                                     | 21 |
|                  |                                                                                             |   |
| Item 2.                                   | Unregistered Sales of Equity Securities and Use of      Proceeds                                 | 21 |
|                  |                                                                                             |   |
| Item 3.                                   | Defaults Upon Senior Securities                                                                  | 21 |
|                  |                                                                                             |   |
| Item 4.                                   | Submission of Matters to a Vote of Security      Holders                                         | 21 |
|                  |                                                                                             |   |
| Item 5.                                   | Other Information                                                                                | 21 |
|                  |                                                                                             |   |
| Item 6.                                   | Exhibits                                                                                         | 21 |
|                  |                                                                                             |   |
|                                      | Signatures                                                                                       | 22 |

----

|   | · | general      economic and industry conditions; |
|--------|--------|------------------------------------------------|

|   | · | our      capital requirements and dependence on the sale of our equity      securities; |
|--------|--------|-----------------------------------------------------------------------------------------|

|   | · | the      liquidity of the Company’s common stock will be affected by the lack of a      trading market; |
|--------|--------|---------------------------------------------------------------------------------------------------------------|

|   | · | intense      industry competition; |
|--------|--------|------------------------------------|

|   | · | fluctuations      in the prevailing industry prices of check processing      services; |
|--------|--------|----------------------------------------------------------------------------------------|

|   | · | shortages      in availability of qualifiedpersonnel; |
|--------|--------|-------------------------------------------------------|

|   | · | legal      and financial implications of unexpected catastrophic    events; |
|--------|--------|-----------------------------------------------------------------------------|

|   | · | regulatory      or legislative changes effecting check processing operations;      and |
|--------|--------|----------------------------------------------------------------------------------------|

|   | · | reliance      on, and the ability to attract, keypersonnel. |
|--------|--------|-------------------------------------------------------------|

----

ITEM

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | June      30,2009(Unaudited) |      |   | December      31,2008(Audited) |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|------------------------------|-----------|--------|--------------------------------|--------|
|                                                                                                                                                              |   |                         |      |   |                           |   |
| ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                         |      |   |                           |   |
| CURRENT      ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |                         |      |   |                           |   |
| Cash and Cash      Equivalents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | $                            | 420,808   |   |                           | $      | 366,844 |   |
| Restricted Cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                         | 100,171   |   |                           |   | 353,702 |   |
| Trade Receivables,      net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                         | 100,919   |   |                           |   | 84,581 |   |
| PrepaidInterest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                         | 70,000    |   |                           |   | 96,000 |   |
| PrepaidExpenses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                         | 24,059    |   |                           |   | 19,619 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| Total Current      Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                         | 715,957   |   |                           |   | 920,746 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| PROPERTY      AND EQUIPMENT, NET                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   |                         | 52,146    |   |                           |   | 57,882 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| OTHER      ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                         |      |   |                           |   |   |   |
| Intangible    Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         | 5,330,962 |   |                           |   | 5,661,916 |   |
| Prepaid Interest,      Non-current                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   |                         | 90,850    |   |                           |   | 110,000 |   |
| Deferred Tax    Asset                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |                         | 107,186   |   |                           |   | 50,307 |   |
| Other                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |                         | 63,315    |   |                           |   | 63,315 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| Total Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | $                            | 6,360,416 |   |                           | $      | 6,864,166 |   |
|                                                                                                                      |   |                         |      |   |                           |   |   |   |
| LIABILITIES      AND STOCKHOLDERS' EQUITY                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                         |      |   |                           |   |   |   |
| CURRENT      LIABILITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |                         |      |   |                           |   |   |   |
| ACH Settlements      Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | $                            | 85,865    |   |                           | $      | 336,597 |   |
| Current Portion Long-Term      Debt                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |                         | 2,262,100 |   |                           |   | 357,709 |   |
| Accounts Payable and Accrued      Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |                         | 43,787    |   |                           |   | 68,231 |   |
| Customers’    Deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |                         | 14,305    |   |                           |   | 17,105 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| Total Current      Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   |                         | 2,406,057 |   |                           |   | 779,642 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| LONG      TERM LIABILITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                         |      |   |                           |   |   |   |
| Notes Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |                         | 2,921,375 |   |                           |   | 4,977,949 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| Total    Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         | 5,327,432 |   |                           |   | 5,757,591 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| STOCKHOLDERS'      EQUITY                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                         |      |   |                           |   |   |   |
| Common Stock - $.001 Par Value;      75,000,000 Shares Authorized, 34,359,167      and 34,316,667 Shares Issued and Outstanding at June 30, 2009  and December 31,      2008, respectively                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                         | 34,359    |   |                           |   | 34,317 |   |
| Additional Paid-In      Capital                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                         | 851,579   |   |                           |   | 850,346 |   |
| Retained    Earnings                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         | 147,046   |   |                           |   | 221,912 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
|    Total      Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                         | 1,032,984 |   |                           |   | 1,106,575 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                         |      |   |                           |   |   |   |
| Total Liabilities and      Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | $                            | 6,360,416 |   |                           | $      | 6,864,166 |   |

----

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | Three      Months EndedJune 30, |   |   |   | Six      Months EndedJune 30, |   |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------|--------|--------|--------|------------------------------------|--------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | 2009                                 |   |   |   | 2008                               |   |   |   | 2009 |   |   |   | 2008 |   |
|    Revenues                                                                     |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|       ACH      Services                                                                                                                                                                                                                                                                                                                                                                                              | $      | 179,429                              |   |   | $      | 289,716                            |   |   | $ | 425,275 |   |   | $ | 539,175 |   |
|       Verification      Services                                                                                                                                                                                                                                                                                                                                                                                     |   | 62,482                               |   |   |   | 25,281                             |   |   |   | 129,343 |   |   |   | 36,324 |   |
|       Credit      Card Services                                                                                                                                                                                                                                                                                                                                                                                      |   | 450,501                              |   |   |   | --                                 |   |   |   | 958,368 |   |   |   | -- |   |
|         Total      Revenues                                                                                                                                                                                                                                                                                                                                                                                |   | 692,412                              |   |   |   | 314,996                            |   |   |   | 1,512,986 |   |   |   | 575,499 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Cost      of Revenues                                                                                                                                                                                                                                                                                                                                                                                                                              |   | 205,157                              |   |   |   | 184,406                            |   |   |   | 420,583 |   |   |   | 303,150 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|      Gross      Profit                                                                                                                                                                                                                                                                                                                                                                                                    |   | 487,255                              |   |   |   | 130,591                            |   |   |   | 1,092,403 |   |   |   | 272,349 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Expenses:                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|    Operating                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|       Personnel      costs                                                                                                                                                                                                                                                                                                                                                                                           |   | 37,047                               |   |   |   | 33,105                             |   |   |   | 65,562 |   |   |   | 61,392 |   |
|       Travel                                                                                                                                                                                                                                                                                                                                                                                                         |   | 18,290                               |   |   |   | 2,292                              |   |   |   | 40,961 |   |   |   | 14,214 |   |
|       Amortization      expense                                                                                                                                                                                                                                                                                                                                                                                      |   | 134,568                              |   |   |   | --                                 |   |   |   | 269,136 |   |   |   | -- |   |
|       Commissions      and fees expense                                                                                                                                                                                                                                                                                                                                                                              |   | 32,819                               |   |   |   | --                                 |   |   |   | 84,242 |   |   |   | -- |   |
|       Other                                                                                                                                                                                                                                                                                                                                                                                                          |   | 60,286                               |   |   |   | 25,706                             |   |   |   | 123,921 |   |   |   | 54,384 |   |
|         Total      Operating Expenses                                                                                                                                                                                                                                                                                                                                                                      |   | 283,010                              |   |   |   |  61,103                       |   |   |   | 583,822 |   |   |   | 129,990 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|    Selling,      General & Administrative                                                                                                                                                                                                                                                                                                                                                                                       |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|       Personnel      costs                                                                                                                                                                                                                                                                                                                                                                                           |   | 133,582                              |   |   |   | 18,750                             |   |   |   | 239,248 |   |   |   | 35,481 |   |
|       Legal      and accounting                                                                                                                                                                                                                                                                                                                                                                                      |   | 23,649                               |   |   |   | 26,127                             |   |   |   | 77,447 |   |   |   | 35,837 |   |
|       Marketing                                                                                                                                                                                                                                                                                                                                                                                                      |   | 8,993                                |   |   |   | 7,450                              |   |   |   | 17,249 |   |   |   | 19,150 |   |
|       Consulting                                                                                                                                                                                                                                                                                                                                                                                                     |   | --                                   |   |   |   | 6,500                              |   |   |   | -- |   |   |   | 32,500 |   |
|       Other                                                                                                                                                                                                                                                                                                                                                                                                          |   | 3,477                                |   |   |   | 3,569                              |   |   |   |  5,137 |   |   |   |  4,221 |   |
|         Total      Selling, General & Administrative                                                                                                                                                                                                                                                                                                                                                   |   | 169,701                              |   |   |   | 62,396                             |   |   |   |  339,081 |   |   |   |  127,189 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|      Total      Expenses                                                                                                                                                                                                                                                                                                                                                                                                  |   | 452,711                              |   |   |   | 123,499                            |   |   |   | 922,903 |   |   |   | 257,179 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Income      from operations                                                                                                                                                                                                                                                                                                                                                                                                                        |   |   34,544                   |   |   |   |   7,092                  |   |   |   |  169,500 |   |   |   |  15,170 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Other      Income (expense):                                                                                                                                                                                                                                                                                                                                                                                                                       |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
|       Interest      Income                                                                                                                                                                                                                                                                                                                                                                                           |   | 598                                  |   |   |   | --                                 |   |   |   | 1,060 |   |   |   | -- |   |
|       Interest      Expense                                                                                                                                                                                                                                                                                                                                                                                          |   | (157,515                             | )      |   |   | (1,786                             | )      |   |   | (302,305 | ) |   |   | (3,536 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Net      Income (loss) before income taxes                                                                                                                                                                                                                                                                                                                                                                                                         |   | (122,373                             | )      |   |   |  5,306                        |   |   |   | (131,745 | ) |   |   |  11,634 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Income      tax benefit (expense)                                                                                                                                                                                                                                                                                                                                                                                                                  |   | 53,755                               |   |   |   | (935                               | )      |   |   |  56,879 |   |   |   |  (2,514 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Net      (Loss) Income                                                                                                                                                                                                                                                                                                                                                                                                                             | $      |   (68,618                  | )      |   | $      |   4,371                  |   |   | $ |  (74,866 | ) |   | $ |   9,120 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                                 |   |   |   |                               |   |   |   |   |   |   |   |   |   |
| Net      Income per Share                                                                                                                                                                                                                                                                                                                                                                                                                          |   | NM                                   |   |   |   | NM                                 |   |   |   | NM |   |   |   |  NM |   |

----

UNITED

|                                            |   | Common      Stock |       |   | AdditionalPaid-In |   |   | Retained |   |   | TotalStockholders' |   |
|-------------------------------------------------|--------|-------------------|------------|--------|-------------------|--------|--------|----------|--------|--------|--------------------|--------|
|                                            |   | Shares            |       |   | Amount            |   |   | Capital  |   |   | Earnings           |   |   | Equity |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |
| Balance      at January 1, 2008                 |   |              | 18,291,667 |   |              | $      | 18,292 |     |   | $      | 49,440             |   |   | $ | 341,541 |   |   | $ | 409,273 |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Net      Income                                 |   |              | -          |   |              |   | -      |     |   |   | -                  |   |   |   | 9,119 |   |   |   | 9,119 |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance      at June 30, 2008                   |   |              | 18,291,667 |   |              | $      | 18,292 |     |   | $      | 49,440             |   |   | $ | 350,660 |   |   | $ | 418,392 |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance      at January 1, 2009                 |   |              | 34,316,667 |   |              | $      | 34,317 |     |   | $      | 850,346            |   |   | $ | 221,912 |   |   | $ | 1,106,575 |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Employees’      exercise of stock options |   |              | 42,500     |   |              |   | 42     |     |   |   | 1,233              |   |   |   | -- |   |   |   | 1,275 |   |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Net      Loss                                   |   |              | -          |   |              |   | -      |     |   |   | -                  |   |   |   | (74,866 | ) |   |   | (74,866 | ) |
|                                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance      at June 30, 2009                   |   |              | 34,359,167 |   |              | $      | 34,359 |     |   | $      | 851,579            |   |   | $ | 147,046 |   |   | $ | 1,032,984 |   |

----

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | Six      Months EndedJune 30,                                                                                 |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | 2009                                                                                                               |   |   |   | 2008 |   |
|                                                                                                           |   |                     |   |       |   |                     |   |
| CASH      FLOWS FROM OPERATING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                               |   |   |   |   |   |
| Net Income    (Loss)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | $      | (74,866                                                                                                            | )      |   | $ | 9,120 |   |
| Adjustments to Reconcile Net      Income (Loss) to Net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |                                                                                                               |   |   |   |   |   |
| Cash Provided by Operating      Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |                                                                                                               |   |   |   |   |   |
| Depreciation and      Amortization                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | 285,452                                                                                                            |   |   |   | 14,841 |   |
| Increase in Trade      Receivables                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | (16,338                                                                                                            | )      |   |   | (16,637 | ) |
| (Increase) Decrease in Prepaid      Expenses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | (4,440                                                                                                             | )      |   |   | 6,647 |   |
| Decrease in Prepaid      Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | 45,150                                                                                                             |   |   |   | -- |   |
| Decrease in Restricted      Cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   | 253,531                                                                                                            |   |   |   | 82,475 |   |
| Increase in Deferred Tax      Asset                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | (56,879                                                                                                            | )      |   |   | -- |   |
| Decrease in ACH Settlements      Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | (250,732                                                                                                           | )      |   |   | (114,189 | ) |
| (Decrease) Increase in      Accounts Payable and Accrued Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   | (24,444                                                                                                            | )      |   |   | 1,259 |   |
| (Decrease) Increase in      Customer Deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | (2,800                                                                                                             | )      |   |   | 31,713 |   |
| Net Cash Provided by Operating      Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | 153,634                                                                                                            |   |   |   | 15,229 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH      FLOWS FROM INVESTING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                               |   |   |   |   |   |
| Acquisition of Property and      Equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | (10,580                                                                                                            | )      |   |   | (6,832 | ) |
| Proceeds from Asset Purchase      Escrow                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | 61,818                                                                                                             |   |   |   | -- |   |
| Increase in Other      Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | --                                                                                                                 |   |   |   | (17,922 | ) |
| Net Cash Provided by (Used in)      Investing Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   | 51,238                                                                                                             |   |   |   | (24,754 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH      FLOWS FROM FINANCING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                               |   |   |   |   |   |
| Proceeds from Employees’      exercise of stock options                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | 1,275                                                                                                              |   |   |   | -- |   |
| Principal paid on notes      payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | (152,183                                                                                                           | )      |   |   | (46,000 | ) |
| Net Cash Used in Financing      Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | (150,908                                                                                                           | )      |   |   | (46,000 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| NET      INCREASE (DECREASE) IN CASH AND CASH      EQUIVALENTS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | 53,964                                                                                                             |   |   |   | (103,522 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH      AND CASH EQUIVALENTS – BEGINNING OF PERIOD                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | 366,844                                                                                                            |   |   |   | 384,830 |   |
| CASH      AND CASH EQUIVALENTS – END OF PERIOD                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | $      | 420,808                                                                                                            |   |   | $ | 281,308 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| SUPPLEMENTAL      DISCLOSURES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                                                                                                               |   |   |   |   |   |
| Cash Paid During the Period for      Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | $      | 257,155                                                                                                            |   |   | $ | 1,750 |   |
| Cash Paid During the Period for      Taxes                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | $      | 5,000                                                                                                              |   |   | $ | 25,822 |   |

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| A      summary of the purchase price of NDS is as follows:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   |   |      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|-----------|
| Cash      paid to stockholders of NDS, net of cash acquired from NDS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   | $      | 272,099   |   |
| Direct      acquisition costs paid by the Company                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |   | 35,329    |   |
| Promissory      note issued to stockholders of NDS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |   | 2,720,000 |   |
| Fair      value of 7,800,000 shares of stock issued                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   |   | 390,000   |   |
|                                                                                                        |   |   |      |   |
| Total      purchase price                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   | $      | 3,417,428 |   |

| Tangible      assets acquired and liabilities assumed                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   |      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|-----------|
| Property and      Equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | $      | 14,503    |   |
|                                                                                                        |   |   |      |   |
| Net tangible assets      acquired                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |   | 14,503    |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |      |   |
| Identifiable      intangibles                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |   |      |   |
| Customer relationships and      contracts                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |   | 3,402,925 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |      |   |
| Total      purchase price                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   | $      | 3,417,428 |   |

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| Cost      of Revenue:                                                                                                                                                                                                    |               | Three      MonthsEndedJune      30,2009 |                                                                                             | Percentage         |                                                                                             |   | Three      MonthsEndedJune      30,2008 |   | Percentage                                                                                       |               |                                                                                             | VarianceDollars |               |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------|-----------------------------------------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|--------|-----------------------------------------|--------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|-----------------|--------------------|
|                                      |     |                                    |                  |     |                  |   |                          |   |                  |     |                  |            |     |   |                  |   |
|   ACH Services                                                                                                                                                                                            |               | $                                       | 83,014                                                                                           |               | 40.5                                                                                             | %      |                                    | $      | 161,421                                                                                          |               | 87.5                                                                                             | %               |               | $ | (78,407 | ) |
|                                                                                                                                                                                                                |               |                                    |                                                                                             |               |                                                                                             |   |                                    |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
|   Verification      Services                                                                                                                                                                                   |               |                                    | 26,775                                                                                           |               | 13.1                                                                                             | %      |                                    |   | 22,985                                                                                           |               | 12.5                                                                                             | %               |               |   |  3,790 |   |
|                                                                                                                                                                                                                |               |                                    |                                                                                             |               |                                                                                             |   |                                    |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
|   Credit      Card Services                                                                                                                                                                                    |               |                                    | 95,368                                                                                           |               | 46.4                                                                                             | %      |                                    |   | --                                                                                               |               | --                                                                                               |            |               |   | 95,368 |   |
|                                                                                                                                                                                                                     |               |                                    |                                                                                             |               |                                                                                             |   |                                    |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
| Total Cost of Revenue                                                                                                                                                                                     |               | $                                       | 205,157                                                                                          |               | 100.0                                                                                            | %      |                                    | $      | 184,406                                                                                          |               | 100.0                                                                                            | %               |               | $ | 20,751 |   |

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| Cost      of Revenue:                                                                                                                                                                                                    |               | Six      MonthsEndedJune      30,2009 |                                                                                             | Percentage         |                                                                                             |   | Six      MonthsEndedJune      30,2008 |   | Percentage                                                                                       |               |                                                                                             | VarianceDollars |               |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------|---------------------------------------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|--------|---------------------------------------|--------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|-----------------|--------------------|
|                                      |     |                                  |                  |     |                  |   |                        |   |                  |     |                  |            |     |   |                  |   |
|   ACH Services                                                                                                                                                                                            |               | $                                     | 165,235                                                                                          |               | 39.3                                                                                             | %      |                                  | $      | 272,059                                                                                          |               | 89.7                                                                                             | %               |               | $ | (106,824 | ) |
|                                                                                                                                                                                                                |               |                                  |                                                                                             |               |                                                                                             |   |                                  |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
|   Verification      Services                                                                                                                                                                                   |               |                                  | 68,042                                                                                           |               | 16.2                                                                                             | %      |                                  |   | 31,091                                                                                           |               | 10.3                                                                                             | %               |               |   |  36,951 |   |
|                                                                                                                                                                                                                |               |                                  |                                                                                             |               |                                                                                             |   |                                  |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
|   Credit      Card Services                                                                                                                                                                                    |               |                                  | 187,306                                                                                          |               | 44.5                                                                                             | %      |                                  |   | --                                                                                               |               | --                                                                                               |            |               |   | 187,306 |   |
|                                                                                                                                                                                                                     |               |                                  |                                                                                             |               |                                                                                             |   |                                  |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
| Total Cost of Revenue                                                                                                                                                                                     |               | $                                     | 420,583                                                                                          |               | 100.0                                                                                            | %      |                                  | $      | 303,150                                                                                          |               | 100.0                                                                                            | %               |               | $ | 117,433 |   |

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|   | · | We      may experience reductions in the amount of payments we process for      merchants as a result of a downturn in consumer activity and consumer      confidence. |
|--------|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | We      may be negatively impacted in our credit card processing business if      consumers are unable to maintain existing credit card limits or have      credit card services terminated. |
|--------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | We      may experience difficulties in maintaining or re-financing our existing      credit facilities at either equivalent or more favorable      rates. |
|--------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | New      sources of borrowed capital may become more expensive or unavailable which      may inhibit our ability to grow. |
|--------|--------|---------------------------------------------------------------------------------------------------------------------------|

|   | · | Competition      may become more intense and we may be required to reduce pricing to      maintain the business we have and/or to obtain new business through our      existing sales force. |
|--------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|                 |   |                                                                                                                                      |
|--------------------------------------------------------------------------------------------|--------|-------------------------------------------------------------------------------------------------------------------------------------------|
| 10.1                                                                                       |   | Amendment      to Security Agreement and Promissory Note between Robert J. Sorrentino and      United eSystems, Inc. dated May 27, 2009.* |
| 31.1                                                                                       |   | Certification      of Principal Executive Officer under Section 302 of the Sarbanes-Oxley Act      of 2002.*                              |
| 31.2                                                                                       |   | Certification      of Principal Financial Officer under Section 302 of the Sarbanes-Oxley Act      of 2002.*                              |
| 32.1                                                                                       |   | Certification      of Principal Executive Officer under Section 906 of the Sarbanes-Oxley Act      of 2002.*                              |
| 32.2                                                                                       |   | Certification      of Principal Financial Officer under Section 906 of the Sarbanes-Oxley Act      of 2002.*                              |

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SIGNATURES

|                                                                                                                                                                                                                                                                                                                                                                                                         | UNITED      ESYSTEMS, INC.                                                                                                                      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                    |                                                                                                                   |
| Date:   August 14,      2009                                                                                                                                                                                                                                                                                                                               | By:      /s/ Walter Reid      Green, Jr.                                                                                                        |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       Walter      Reid Green, Jr.                                                                                 |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       Chief      Executive Officer, President and      Chief      Financial Officer |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       (Principal      Executive Officer and Principal Financial Officer)                      |