----

----

| x | QUARTERLY REPORT UNDER SECTION      13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF  1934 |
|---|-----------------------------------------------------------------------------------------|

|  ̈ | TRANSITION REPORT UNDER SECTION      13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF  1934 |
|--------|------------------------------------------------------------------------------------------|

----

----

| Nevada                                 |   | 91-2150635                             |
|----------------------------------------|--------|----------------------------------------|
| (State      or other jurisdiction      |   | (IRS      Employer Identification No.) |
| of      incorporation or organization) |   |                                   |

| Large      accelerated filer |  ̈ |     | Accelerated      filer         |  ̈ |
|------------------------------|--------|--------------------|--------------------------------|--------|
| Non-accelerated      filer   |  ̈ |               | Smaller      reporting company | x      |

----

----

----

| Part      I – Financial Information | Page                                                                                             |
|-------------------------------------------|--------------------------------------------------------------------------------------------------|
|                  |                                                                                             |   |
| Item 1.                                   | Financial Statements                                                                             | 4 |
|                  |                                                                                             |   |
|                                      | Consolidated Balance Sheets                                                                      | 4 |
|                  |                                                                                             |   |
|                                      | Consolidated Statements of Income                                                                | 5 |
|                                      |                                                                                             |   |
|                                      | Consolidated Statements of Changes in Stockholders’      Equity                            | 6 |
|                  |                                                                                             |   |
|                                      | Consolidated Statements of Cash Flows                                                            | 7 |
|                  |                                                                                             |   |
|                                      | Notes to Consolidated Financial    Statements                                                    | 8 –      13 |
|                  |                                                                                             |   |
| Item 2.                                   | Management’s Discussion and Analysis of Financial Condition      and Results of Operations | 14 |
|                  |                                                                                             |   |
| Item 3.                                   | Quantitative And Qualitative Disclosures About Market      Risk                                  | 18 |
|                                      |                                                                                             |   |
| Item 4(T).                                | Controls And Procedures                                                                          | 18 |
|                  |                                                                                             |   |
| Part      II – Other Information    |                                                                                             |
|                  |                                                                                             |   |
| Item 1.                                   | Legal Proceedings                                                                                | 19 |
|                                      |                                                                                             |   |
| Item 1A.                                  | Risk Factors                                                                                     | 20 |
|                  |                                                                                             |   |
| Item 2.                                   | Unregistered Sales of Equity Securities and Use of      Proceeds                                 | 20 |
|                  |                                                                                             |   |
| Item 3.                                   | Defaults Upon Senior Securities                                                                  | 20 |
|                  |                                                                                             |   |
| Item 4.                                   | Submission of Matters to a Vote of Security      Holders                                         | 20 |
|                  |                                                                                             |   |
| Item 5.                                   | Other Information                                                                                | 20 |
|                  |                                                                                             |   |
| Item 6.                                   | Exhibits                                                                                         | 20 |
|                  |                                                                                             |   |
|                                      | Signatures                                                                                       | 21 |

----

|   | · | general      economic and industry conditions; |
|--------|--------|------------------------------------------------|

|   | · | our      capital requirements and dependence on the sale of our equity      securities; |
|--------|--------|-----------------------------------------------------------------------------------------|

|   | · | the      liquidity of the Company’s common stock will be affected by the lack of a      trading market; |
|--------|--------|---------------------------------------------------------------------------------------------------------------|

|   | · | intense      industry competition; |
|--------|--------|------------------------------------|

|   | · | fluctuations      in the prevailing industry prices of check processing      services; |
|--------|--------|----------------------------------------------------------------------------------------|

|   | · | shortages      in availability of qualifiedpersonnel; |
|--------|--------|-------------------------------------------------------|

|   | · | legal      and financial implications of unexpected catastrophic    events; |
|--------|--------|-----------------------------------------------------------------------------|

|   | · | regulatory      or legislative changes effecting check processing operations;      and |
|--------|--------|----------------------------------------------------------------------------------------|

|   | · | reliance      on, and the ability to attract, keypersonnel. |
|--------|--------|-------------------------------------------------------------|

----

ITEM

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | March      31,2009,(Unaudited) |      |   | December      31,2008(Audited) |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------------|-----------|--------|--------------------------------|--------|
|                                                                                                                                                              |   |                           |      |   |                           |   |
| ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                           |      |   |                           |   |
| CURRENT      ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |                           |      |   |                           |   |
| Cash and Cash      Equivalents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | $                              | 398,739   |   |                           | $      | 366,844 |   |
| Restricted Cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                           | 75,192    |   |                           |   | 353,702 |   |
| Trade Receivables,      net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                           | 79,361    |   |                           |   | 84,581 |   |
| PrepaidInterest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                           | 96,000    |   |                           |   | 96,000 |   |
| PrepaidExpenses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                           | 39,854    |   |                           |   | 19,619 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| Total Current      Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                           | 689,146   |   |                           |   | 920,746 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| PROPERTY      AND EQUIPMENT, NET                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   |                           | 54,627    |   |                           |   | 57,882 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| OTHER      ASSETS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                           |      |   |                           |   |   |   |
| Intangible    Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           | 5,527,348 |   |                           |   | 5,661,916 |   |
| Prepaid Interest,      Non-current                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   |                           | 86,000    |   |                           |   | 110,000 |   |
| Deferred Tax    Asset                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |                           | 51,699    |   |                           |   | 50,307 |   |
| Other                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |                           | 63,315    |   |                           |   | 63,315 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| Total Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | $                              | 6,472,135 |   |                           | $      | 6,864,166 |   |
|                                                                                                                      |   |                           |      |   |                           |   |   |   |
| LIABILITIES      AND STOCKHOLDERS' EQUITY                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                           |      |   |                           |   |   |   |
| CURRENT      LIABILITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |                           |      |   |                           |   |   |   |
| ACH Settlements      Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | $                              | 61,887    |   |                           | $      | 336,597 |   |
| Current Portion Long-Term      Debt                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |                           | 393,250   |   |                           |   | 357,709 |   |
| Accounts Payable and Accrued      Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |                           | 31,967    |   |                           |   | 68,231 |   |
| Customers’    Deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   |                           | 13,305    |   |                           |   | 17,105 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| Total Current      Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   |                           | 500,409   |   |                           |   | 779,642 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| LONG      TERM LIABILITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |                           |      |   |                           |   |   |   |
| Notes Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |                           | 4,873,250 |   |                           |   | 4,977,949 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| Total    Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           | 5,373,659 |   |                           |   | 5,757,591 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| STOCKHOLDERS'      EQUITY                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                           |      |   |                           |   |   |   |
| Common Stock - $.001 Par Value;      75,000,000 Shares Authorized, 34,316,667      Shares Issued and Outstanding at March 31, 2009  and December 31,      2008                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |                           | 34,317    |   |                           |   | 34,317 |   |
| Additional Paid-In      Capital                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                           | 850,346   |   |                           |   | 850,346 |   |
| Retained    Earnings                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           | 213,813   |   |                           |   | 221,912 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
|    Total      Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |                           | 1,098,476 |   |                           |   | 1,106,575 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                           |      |   |                           |   |   |   |
| Total Liabilities and      Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | $                              | 6,472,135 |   |                           | $      | 6,864,166 |   |

----

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | Three      Months EndedMarch 31,                                                                                    |   |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | 2009                                                                                                                     |   |   |   | 2008 |   |
|    Revenues                                                                      |   |                      |   |     |   |                      |   |
|       ACH      Services                                                                                                                                                                                                                                                                                                                                                                                                    | $      | 245,847                                                                                                                  |   |   | $ | 249,459 |   |
|       Verification      Services                                                                                                                                                                                                                                                                                                                                                                                           |   | 66,860                                                                                                                   |   |   |   | 11,043 |   |
|       Credit      Card Services                                                                                                                                                                                                                                                                                                                                                                                            |   | 507,868                                                                                                                  |   |   |   | -- |   |
|         Total      Revenues                                                                                                                                                                                                                                                                                                                                                                                      |   | 820,575                                                                                                                  |   |   |   | 260,502 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Cost      of Revenues                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | 215,426                                                                                                                  |   |   |   | 118,744 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
|      Gross      Profit                                                                                                                                                                                                                                                                                                                                                                                                          |   | 605,149                                                                                                                  |   |   |   | 141,758 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Expenses:                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |                                                                                                                     |   |   |   |   |   |
|    Operating                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                                     |   |   |   |   |   |
|       Personnel      costs                                                                                                                                                                                                                                                                                                                                                                                                 |   | 28,516                                                                                                                   |   |   |   | 28,287 |   |
|       Travel      expense                                                                                                                                                                                                                                                                                                                                                                                                  |   | 22,671                                                                                                                   |   |   |   | 11,921 |   |
|       Amortization      expense                                                                                                                                                                                                                                                                                                                                                                                            |   | 134,568                                                                                                                  |   |   |   | -- |   |
|       Commissions      and fees expense                                                                                                                                                                                                                                                                                                                                                                                    |   | 51,423                                                                                                                   |   |   |   | 618 |   |
|       Other                                                                                                                                                                                                                                                                                                                                                                                                                |   | 60,270                                                                                                                   |   |   |   | 27,441 |   |
|         Total      Operating Expenses                                                                                                                                                                                                                                                                                                                                                                            |   | 297,448                                                                                                                  |   |   |   | 68,267 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
|    Selling,      General & Administrative                                                                                                                                                                                                                                                                                                                                                                                             |   |                                                                                                                     |   |   |   |   |   |
|       Personnel      costs                                                                                                                                                                                                                                                                                                                                                                                                 |   | 105,785                                                                                                                  |   |   |   | 16,731 |   |
|       Legal      and accounting expenses                                                                                                                                                                                                                                                                                                                                                                                   |   | 53,798                                                                                                                   |   |   |   | 9,710 |   |
|       Marketing                                                                                                                                                                                                                                                                                                                                                                                                            |   | 8,255                                                                                                                    |   |   |   | 11,700 |   |
|       Consulting                                                                                                                                                                                                                                                                                                                                                                                                           |   | --                                                                                                                       |   |   |   | 26,000 |   |
|       Other                                                                                                                                                                                                                                                                                                                                                                                                                |   | 5,026                                                                                                                    |   |   |   | 1,271 |   |
|         Total      Selling, General & Administrative                                                                                                                                                                                                                                                                                                                                                         |   | 172,864                                                                                                                  |   |   |   | 65,412 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
|      Total      Expenses                                                                                                                                                                                                                                                                                                                                                                                                        |   | 470,312                                                                                                                  |   |   |   | 133,679 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Income      from operations                                                                                                                                                                                                                                                                                                                                                                                                                              |   | 134,837                                                                                                                  |   |   |   | 8,079 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Other      Income (expense):                                                                                                                                                                                                                                                                                                                                                                                                                             |   |                                                                                                                     |   |   |   |   |   |
|       Interest      Income                                                                                                                                                                                                                                                                                                                                                                                                 |   | 463                                                                                                                      |   |   |   | -- |   |
|       Interest      Expense                                                                                                                                                                                                                                                                                                                                                                                                |   | (144,791                                                                                                                 | )      |   |   | (1,750 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Net      Income (Loss) before income taxes                                                                                                                                                                                                                                                                                                                                                                                                               |   | (9,491                                                                                                                   | )      |   |   | 6,329 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Income      tax benefit (expense)                                                                                                                                                                                                                                                                                                                                                                                                                        |   | 1,392                                                                                                                    |   |   |   | (1,580 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Net      Income (Loss)                                                                                                                                                                                                                                                                                                                                                                                                                                   | $      | (8,099                                                                                                                   | )      |   | $ | 4,749 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |                                                                                                                     |   |   |   |   |   |
| Net      Income per Share                                                                                                                                                                                                                                                                                                                                                                                                                                | $      | 0.00                                                                                                                     |   |   | $ | 0.00 |   |

----

UNITED

|                            |   | Common      Stock |       |   | AdditionalPaid-In |   |   | Retained |   |   | TotalStockholders' |   |
|---------------------------------|--------|-------------------|------------|--------|-------------------|--------|--------|----------|--------|--------|--------------------|--------|
|                            |   | Shares            |       |   | Amount            |   |   | Capital  |   |   | Earnings           |   |   | Equity |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |
| Balance      at January 1, 2008 |   |              | 18,291,667 |   |              | $      | 18,292 |     |   | $      | 49,440             |   |   | $ | 341,541 |   |   | $ | 409,273 |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Net      Income                 |   |              | -          |   |              |   | -      |     |   |   | -                  |   |   |   | 4,749 |   |   |   | 4,749 |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance      at March 31, 2008  |   |              | 18,291,667 |   |              | $      | 18,292 |     |   | $      | 49,440             |   |   | $ | 346,290 |   |   | $ | 414,022 |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance      at January 1, 2009 |   |              | 34,316,667 |   |              | $      | 34,317 |     |   | $      | 850,346            |   |   | $ | 221,912 |   |   | $ | 1,106,575 |   |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Net      Loss                   |   |              | -          |   |              |   | -      |     |   |   | -                  |   |   |   | (8,099 | ) |   |   | (8,099 | ) |
|                            |   |              |       |   |              |   |   |     |   |   |               |   |   |   |   |   |   |   |   |   |
| Balance      at March 31, 2009  |   |              | 34,316,667 |   |              | $      | 34,317 |     |   | $      | 850,346            |   |   | $ | 213,813 |   |   | $ | 1,098,476 |   |

----

UNITED

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | Three      Months EndedMarch 31,                                                                              |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | 2009                                                                                                               |   |   |   | 2008 |   |
|                                                                                                           |   |                     |   |       |   |                     |   |
| CASH      FLOWS FROM OPERATING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                               |   |   |   |   |   |
| Net Income    (Loss)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | $      | (8,099                                                                                                             | )      |   | $ | 4,749 |   |
| Adjustments to Reconcile Net      Income (Loss) to Net                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |                                                                                                               |   |   |   |   |   |
| Cash Provided by (Used in)      Operating Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| Depreciation and      Amortization                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   | 142,954                                                                                                            |   |   |   | 7,368 |   |
| Decrease (Increase) in Trade      Receivables                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | 5,220                                                                                                              |   |   |   | (17,176 | ) |
| (Increase) Decrease in Prepaid      Expenses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   | (20,235                                                                                                            | )      |   |   | 7,789 |   |
| Decrease in Prepaid      Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   | 24,000                                                                                                             |   |   |   | -- |   |
| Decrease in Restricted      Cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |   | 278,510                                                                                                            |   |   |   | (251,350 | ) |
| Increase in Deferred Tax      Asset                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | (1,392                                                                                                             | )      |   |   | -- |   |
| (Decrease) Increase in ACH      Settlements Payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   | (274,710                                                                                                           | )      |   |   | 231,321 |   |
| Decrease in Accounts Payable      and Accrued Liabilities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | (36,264                                                                                                            | )      |   |   | (10,588 | ) |
| (Decrease) Increase in      Customer Deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | (3,800                                                                                                             | )      |   |   | 20,030 |   |
| Net Cash Provided by (Used in)      Operating Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | 106,184                                                                                                            |   |   |   | (7,857 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH      FLOWS FROM INVESTING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                               |   |   |   |   |   |
| Acquisition of Property and      Equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | (5,131                                                                                                             | )      |   |   | (5,240 | ) |
| Increase in Other      Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | --                                                                                                                 |   |   |   | (12,168 | ) |
| Net Cash Used in Investing      Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | (5,131                                                                                                             | )      |   |   | (17,408 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH      FLOWS FROM FINANCING ACTIVITIES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |                                                                                                               |   |   |   |   |   |
| Principal paid on notes      payable                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   | (69,158                                                                                                            | )      |   |   | -- |   |
| Net Cash Used in Financing      Activities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | (69,158                                                                                                            | )      |   |   | -- |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| NET      INCREASE (DECREASE) IN CASH AND CASH      EQUIVALENTS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   | 31,895                                                                                                             |   |   |   | (25,265 | ) |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| CASH      AND CASH EQUIVALENTS – BEGINNING OF PERIOD                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |   | 366,844                                                                                                            |   |   |   | 283,988 |   |
| CASH      AND CASH EQUIVALENTS – END OF PERIOD                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | $      | 398,739                                                                                                            |   |   | $ | 258,723 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |                                                                                                               |   |   |   |   |   |
| SUPPLEMENTAL      DISCLOSURES                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   |                                                                                                               |   |   |   |   |   |
| Cash Paid During the Period for      Interest                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | $      | 120,791                                                                                                            |   |   | $ | 1,750 |   |

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UNITED

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| A      summary of the purchase price of NDS is as follows:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   |   |      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|-----------|
| Cash      paid to stockholders of NDS, net of cash acquired from NDS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   | $      | 272,099   |   |
| Direct      acquisition costs paid by the Company                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |   | 35,329    |   |
| Promissory      note issued to stockholders of NDS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |   |   | 2,720,000 |   |
| Fair      value of 7,800,000 shares of stock issued                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |   |   | 390,000   |   |
|                                                                                                        |   |   |      |   |
| Total      purchase price                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   | $      | 3,417,428 |   |

| Tangible      assets acquired and liabilities assumed                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   |      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|-----------|
| Property and      Equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |   | $      | 14,503    |   |
|                                                                                                        |   |   |      |   |
|   Net tangible assets      acquired                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |   | 14,503    |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |      |   |
| Identifiable      intangibles                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |   |   |      |   |
| Customer relationships and      contracts                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |   | 3,402,925 |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   |   |      |   |
| Total      purchase price                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   | $      | 3,417,428 |   |

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| Cost      of Revenue:                                                                                                                                                                                                    |               | Three      MonthsEndedMarch      31,2009 |                                                                                             | Percentage         |                                                                                             |   | Three      MonthsEndedMarch      31,2008 |   | Percentage                                                                                       |               |                                                                                             | VarianceDollars |               |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------|------------------------------------------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|--------|------------------------------------------|--------|--------------------------------------------------------------------------------------------------|--------------------|--------------------------------------------------------------------------------------------------|-----------------|--------------------|
|                                      |     |                                     |                  |     |                  |   |                           |   |                  |     |                  |            |     |   |                  |   |
|   ACH Services                                                                                                                                                                                            |               | $                                        | 45,963                                                                                           |               | 21.3                                                                                             | %      |                                     | $      | 110,638                                                                                          |               | 93.2                                                                                             | %               |               | $ | (64,675 | ) |
|                                                                                                                                                                                                                |               |                                     |                                                                                             |               |                                                                                             |   |                                     |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
|   Verification      Services                                                                                                                                                                                   |               |                                     | 41,268                                                                                           |               | 19.2                                                                                             | %      |                                     |   | 8,106                                                                                            |               | 6.8                                                                                              | %               |               |   |  33,162 |   |
|                                                                                                                                                                                                                |               |                                     |                                                                                             |               |                                                                                             |   |                                     |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
|   Credit      Card Services                                                                                                                                                                                    |               |                                     | 128,195                                                                                          |               | 59.5                                                                                             | %      |                                     |   | --                                                                                               |               | --                                                                                               |            |               |   | 128,195 |   |
|                                                                                                                                                                                                                     |               |                                     |                                                                                             |               |                                                                                             |   |                                     |   |                                                                                             |               |                                                                                             |            |               |   |   |   |
| Total Cost of Revenue                                                                                                                                                                                     |               | $                                        | 215,426                                                                                          |               | 100.0                                                                                            | %      |                                     | $      | 118,744                                                                                          |               | 100.0                                                                                            | %               |               | $ | 96,682 |   |

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|   | · | We      may experience reductions in the amount of payments we process for      merchants as a result of a downturn in consumer activity and consumer      confidence. |
|--------|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | We      may be negatively impacted in our credit card processing business if      consumers are unable to maintain existing credit card limits or have      credit card services terminated. |
|--------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | We      may experience difficulties in maintaining or re-financing our existing      credit facilities at either equivalent or more favorable      rates. |
|--------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | New      sources of borrowed capital may become more expensive or unavailable which      may inhibit our ability to grow. |
|--------|--------|---------------------------------------------------------------------------------------------------------------------------|

|   | · | Competition      may become more intense and we may be required to reduce pricing to      maintain the business we have and/or to obtain new business through our      existing sales force. |
|--------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|                        |   |                  |       |   |                 |   |   |   |
|-----------------------------|--------|-----------------------|------------|--------|----------------------|--------|--------|--------|
| Nominee                     |   | Shares      Voted For |       |   | Shares      Withheld |   |
| Walter      Reid Green, Jr. |   |                  | 20,533,167 |   |                 |   | 0      |   |
| Monica      B. Haab         |   |                  | 20,533,167 |   |                 |   | 0      |   |
| William      R. Plummer     |   |                  | 20,533,167 |   |                 |   | 0      |   |

|                                |   |                  |       |   |                      |   |   |                  |   |   |   |   |
|-------------------------------------|--------|-----------------------|------------|--------|---------------------------|--------|--------|-----------------------|--------|--------|--------|--------|
| Proposal                            |   | Shares      Voted For |       |   | Shares      Voted Against |   |   | Shares      Abstained |   |
| Laporte,      Sehrt, Romig and Hand |   |                  | 20,533,167 |   |                      |   | 0      |                  |   |   | 0      |   |

|                           |   |                  |       |   |                      |   |   |                  |   |   |   |   |
|--------------------------------|--------|-----------------------|------------|--------|---------------------------|--------|--------|-----------------------|--------|--------|--------|--------|
| Proposal                       |   | Shares      Voted For |       |   | Shares      Voted Against |   |   | Shares      Abstained |   |
| 2008      Incentive Stock Plan |   |                  | 20,533,167 |   |                      |   | 0      |                  |   |   | 0      |   |

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|                 |   |                                                                                                                                                                                                                      |   |
|--------------------------------------------------------------------------------------------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
| 10.1                                                                                       |   | Amendment      to Thermo Credit, LLC Loan, Pledge and Security Agreement and related      Promissory Note dated March 17, 2009 (incorporated by reference to Exhibit      10.16 to our Form 10-K filed on March 31,2009). |

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| 10.2 |   | Employment      Agreement between Netcom Data Southern Corp. and William R. Plummer dated      August 22, 2008. *                                                              |
|------|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 10.3 |   | Non-Competition,      Confidentiality, and Non-Solicitation Agreement between the Company,      Netcom Data Southern Corp. and William R. Plummer dated August 22,      2008.* |
| 31.1 |   | Certification      of Principal Executive Officer under Section 302 of the Sarbanes-Oxley Act      of 2002.*                                                                   |
| 31.2 |   | Certification      of Principal Financial Officer under Section 302 of the Sarbanes-Oxley Act      of 2002.*                                                                   |
| 32.1 |   | Certification      of Principal Executive Officer under Section 906 of the Sarbanes-Oxley Act      of 2002.*                                                                   |
| 32.2 |   | Certification      of Principal Financial Officer under Section 906 of the Sarbanes-Oxley Act      of 2002.*                                                                   |

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SIGNATURES

|                                                                                                                                                                                                                                                                                                                                                                                                         | UNITED      ESYSTEMS, INC.                                                                                                                      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                    |                                                                                                                   |
| Date:   May 15,      2009                                                                                                                                                                                                                                                                                                                                  | By:/s/      Walter Reid Green, Jr.                                                                                                              |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       Walter      Reid Green, Jr.                                                                                 |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       Chief      Executive Officer, President and      Chief      Financial Officer |
|                                                                                                                                                                                                                                                                                                                                                                                                         |       (Principal      Executive Officer and Principal Financial  Officer)                                         |