|  Name of      Subsidiary                           | State      or Other Jurisdictionof      Incorporation  |
|---------------------------------------------------------|-------------------------------------------------------------|
| Consolidated      Subsidiaries:                    |                                                        |
| Ann      Arbor Commerce Bank                            | Michigan                                                    |
| Arrowhead      Community Bank                           | Arizona                                                     |
| Bank      of Auburn Hills (51% owned)                   | Michigan                                                    |
| Bank      of Belleville (51% owned)                     | Illinois                                                    |
| Bank      of Bellevue (51% owned)                       | Washington                                                  |
| Bank      of Escondido                                  | California                                                  |
| Bank      of Las Vegas                                  | Nevada                                                      |
| Bank      of Michigan (51% owned)                       | Michigan                                                    |
| Bank      of San Francisco (51% owned)                  | California                                                  |
| Bank      of Tucson                                     | Arizona                                                     |
| Black      Mountain Community Bank                      | Nevada                                                      |
| Brighton      Commerce Bank                             | Michigan                                                    |
| Camelback      Community Bank                           | Arizona                                                     |
| Capitol      National Bank                              | United      States (national bank)                          |
| Desert      Community Bank                              | Nevada                                                      |
| Detroit      Commerce Bank                              | Michigan                                                    |
| Elkhart      Community Bank                             | Indiana                                                     |
| First      Carolina State Bank                          | North      Carolina                                         |
| Goshen      Community Bank                              | Indiana                                                     |
| Grand      Haven Bank                                   | Michigan                                                    |
| Kent      Commerce Bank                                 | Michigan                                                    |
| Macomb      Community Bank                              | Michigan                                                    |
| Mesa      Bank                                          | Arizona                                                     |
| Muskegon      Commerce Bank                             | Michigan                                                    |
| Napa      Community Bank (87% owned)                    | California                                                  |
| Oakland      Commerce Bank                              | Michigan                                                    |
| Paragon      Bank & Trust                           | Michigan                                                    |
| Capitol      Wealth Insurance Agency, Inc. (100% owned) | Michigan                                                    |
| BAIA      Acquisition Company, LLC (100% owned)         | Michigan                                                    |
| Peoples      State Bank                                 | Georgia                                                     |
| Point      Loma Community Bank (51% owned)              | California                                                  |
| Portage      Commerce Bank                              | Michigan                                                    |
| Red      Rock Community Bank                            | Nevada                                                      |
| Southern      Arizona Community Bank                    | Arizona                                                     |
| Sunrise      Bank of Albuquerque                        | New      Mexico                                             |
| Sunrise      Bank of Arizona                            | Arizona                                                     |
| Sunrise      Bank of San Diego                          | California                                                  |
| Valley      First Community Bank                        | Arizona                                                     |
| Yuma      Community Bank                           | Arizona                                                     |
| Capitol      Trust I                                    | Delaware                                                    |
| Capitol      Trust II                                   | Delaware                                                    |
| Capitol      Statutory Trust III                        | Connecticut                                                 |
| Capitol      Trust IV                                   | Delaware                                                    |
| Capitol      Trust VI                                   | Delaware                                                    |

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|  Name of      Subsidiary                                  | State      or Other Jurisdictionof      Incorporation  |
|----------------------------------------------------------------|-------------------------------------------------------------|
| Consolidated      Subsidiaries—continued:           |                                                        |
| Capitol      Trust VII                                         | Delaware                                                    |
| Capitol      Statutory Trust VIII                              | Connecticut                                                 |
| Capitol      Trust IX                                          | Delaware                                                    |
| Capitol      Trust X                                           | Delaware                                                    |
| Capitol      Trust XI                                          | Delaware                                                    |
|                                                           |                                                        |
| Capitol      Bancorp Colorado Ltd. (100% owned)                | Michigan                                                    |
| Fort      Collins Commerce Bank (51% owned)                    | Colorado                                                    |
|                                                           |                                                        |
| Capitol      Bancorp Colorado Ltd. II (100% owned)             | Michigan                                                    |
| Larimer      Bank of Commerce (51% owned)                      | Colorado                                                    |
| Loveland      Bank of Commerce (51% owned)                     | Colorado                                                    |
|                                                           |                                                        |
| Capitol      Development Bancorp Limited III (6% owned)        | Michigan                                                    |
| Bank      of Santa Barbara (51% owned by CDBL-III)             | California                                                  |
| Community      Bank of Rowan (51% owned by CDBL-III)           | North      Carolina                                         |
| Summit      Bank of Kansas City (55% owned by CDBL-III)        | Missouri                                                    |
|                                                           |                                                        |
| Capitol      Development Bancorp Limited IV (7% owned)         | Michigan                                                    |
| Capitol      Wealth, Inc. (100% owned by CDBL-IV)              | Michigan                                                    |
| Clemson      Holding, LLC (100% owned by Capitol Wealth, Inc.) | Michigan                                                    |
| Asian      Bank of Arizona (51% owned by CDBL-IV)              | Arizona                                                     |
| Bank      of Valdosta (56% owned by CDBL-IV)                   | Georgia                                                     |
| Evansville      Commerce Bank (51% owned by CDBL-IV)           | Indiana                                                     |
| Sunrise      Bank of Atlanta (51% owned by CDBL-IV)            | Georgia                                                     |
|                                                           |                                                        |
| Capitol      Development Bancorp Limited V (6% owned)          | Michigan                                                    |
| 1st      Commerce Bank (51% owned by CDBL-V)                   | Nevada                                                      |
| Bank      of Everett (51% owned by CDBL-V)                     | Washington                                                  |
| Bank      of Feather River (51% owned by CDBL-V)               | California                                                  |
| Bank      of Maumee (51% owned by CDBL-V)                      | United      States (federal savings bank)                   |
| Ohio      Commerce Bank (51% owned by CDBL-V)                  | United      States (federal savings bank)                   |
|                                                           |                                                        |
| Capitol      Development Bancorp Limited VI (6% owned)         | Michigan                                                    |
| Bank      of Tacoma (51% owned by CDBL-VI)                     | Washington                                                  |
| Sunrise      Community Bank (51% owned by CDBL-VI)             | California                                                  |
| Issaquah      Community Bank (51% owned by CDBL-VI)            | Washington                                                  |
| USNY      Bank (51% owned by CDBL-VI)                          | New      York                                               |
| High      Desert Bank (55% owned by CDBL-VI)                   | United      States (federal savings bank)                   |
| Bank      of Fort Bend (51% owned by CDBL-VI)                  | United      States (federal savings bank)                   |
| Bank      of Las Colinas (51% owned by CDBL-VI)                | United      States (federal savings bank)                   |
|                                                           |                                                        |
| Capitol      Development Bancorp Limited VII (7% owned)        | Michigan                                                    |
| Community      Bank of Lincoln (51% owned by CDBL-VII)         | United      States (federal savings bank)                   |
|                                                           |                                                        |
| Capitol      Bean Counter, LLC                                 | Michigan                                                    |

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|  Name of      Subsidiary                                                             | State      or Other Jurisdictionof      Incorporation  |
|-------------------------------------------------------------------------------------------|-------------------------------------------------------------|
| Consolidated      Subsidiaries—continued:                                      |                                                        |
| Capitol      Capital, LLC                                                                 | Michigan                                                    |
|                                                                                      |                                                        |
| Capitol      Bancorp Leasing, Inc.                                                        | Michigan                                                    |
|                                                                                      |                                                        |
| Unconsolidated      Subsidiary:                                                           |                                                        |
|                                                                                      |                                                        |
| Amera      Mortgage Corporation, Inc.(less      than 50% owned by equity method investee) | Michigan                                                    |
|                                                                                      |                                                        |
| Inactive      Subsidiaries:                                                               |                                                        |
|                                                                                      |                                                        |
| MOI,      Inc.(wholly-owned      subsidiary of Oakland Commerce Bank)                     | Michigan                                                    |
|                                                                                      |                                                        |
| Financial      Center Corporation                                                         | Michigan                                                    |

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