| Name      ofEmployer       |   | Type      ofEntity      |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------------|--------|-------------------------|--------|---------------------------|--------|---------------------------|
|                       |   |                    |   |                      |   |                      |
| Clemson      Holdings, LLC |   | LimitedLiabilityCompany |   | Michigan                  |   | 12/10/2007                |

|    Dated:  December 10,      2007 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                 Cristin K.      Reid  Corporate      President |
|------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  December 10,      2007 | CLEMSON      HOLDINGS LLC  By:  /s/ Robert      Hogan                                                                                             Robert      Hogan  Manager |
|------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer  |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|-----------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                  |   |               |   |                      |   |                      |
| Adams      Dairy Bank |   | Bank               |   | Missouri                  |   | 01/03/2008                |

|    Dated:  January 3,      2008 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                 Cristin K.      Reid  Corporate      President |
|----------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  January 3,      2008 | ADAMS      DAIRY BANK  By:  /s/ David C.      Chinnery                                                                                          David C.      Chinnery  President &      CEO |
|----------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer                    |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|-----------------------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                                    |   |               |   |                      |   |                      |
| Mountain      ViewBank      of Commerce |   | Bank               |   | Colorado                  |   | 2/8/2008                  |

|    Dated:  February 8,      2008 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                 Cristin K.      Reid  Corporate      President |
|-----------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  February 8,      2008 | MOUNTAIN      VIEW BANK OF COMMERCE  By:  /s/ John      Ellison                                                                                                     John      Ellison  President and      CEO |
|-----------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                 |   |               |   |                      |   |                      |
| Colonia      Bank    |   | Bank               |   | Arizona                   |   | 4/30/2008                 |

|    Dated:  April 30,      2008 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                 Cristin K.      Reid  Corporate      President |
|---------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  April 30,      2008 | COLONIA      BANK  By:  /s/ Gil      Jimenez                                                                                             Gil      Jimenez  President |
|---------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer      |   | Type      ofEntity |   | State      ofOrganization |   | Date      ofParticipation |
|---------------------------|--------|--------------------|--------|---------------------------|--------|---------------------------|
|                      |   |               |   |                      |   |                      |
| Pisgah      CommunityBank |   | Bank               |   | North      Carolina       |   | 5/15/2008                 |

|    Dated:  May 15,      2008 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                 Cristin K.      Reid  Corporate      President |
|-------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  May 15,      2008 | PISGAH      COMMUNITY BANK  By:  /s/ Ted      Durham                                                                                                     Ted      Durham  President |
|-------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Name      ofEmployer             |   | Type      ofEntity      |   | State      ofOrganization |   | Date      ofParticipation |
|----------------------------------|--------|-------------------------|--------|---------------------------|--------|---------------------------|
|                             |   |                    |   |                      |   |                      |
| Ft.      MyersHoldings,      LLC |   | LimitedLiabilityCompany |   | Michigan                  |   | 4/23/2008                 |

|    Dated:  April 23,      2008 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                                 Cristin K.      Reid  Corporate      President |
|---------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  April 23,      2008 | Ft.      Myers Holdings, LLC  By:  /s/ Len      Davenport                                                                                                Len      Davenport  Manager  |
|---------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |

----

| Name      ofEmployer     |   | Type      ofEntity      |   | State      ofOrganization |   | Date      ofParticipation |
|--------------------------|--------|-------------------------|--------|---------------------------|--------|---------------------------|
|                     |   |                    |   |                      |   |                      |
| Capitol      Capital,LLC |   | LimitedLiabilityCompany |   | Michigan                  |   | 5/18/2008                 |

|    Dated:  May 18,      2008 | CAPITOL      BANCORP LIMITED  By:  /s/ Cristin K.      Reid                                                                                                        Cristin K.      Reid  Corporate      President |
|-------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|    Dated:  May 18,      2008 | Capitol      Capital, LLC  By:       /s/ Joseph D.      Reid                                                                                             Joseph D. Reid       Capitol Bancorp Ltd.  (member) |
|-------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |