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U.S. SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549



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FORM 10-QSB



|x | Quarterly report pursuant to section 13 or 15(d) of the Securities Act of 1934.
|- | -------------------------------------------------------------------------------



For the quarterly period ended September 30, 2003



| ̈ | Transition report pursuant to section 13 or 15(d) of the Securities Act of 1934.
|- | --------------------------------------------------------------------------------



For the Transition period from  to
.



Commission file number: 000-49729



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UHF Incorporated

(Exact name of small business issuer as specified in its charter)



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|Michigan                                                       |  | 38-1740889                              
|-------------------------------------------------------------- |  | ----------------------------------------
|(State or other jurisdiction of incorporation or organization) |  | ( I.R.S. Employer Identification Number)





24001 Greater Mack Avenue

St. Clair Shores, Michigan 48080

(Address and zipcode of principal executive offices)





(586) 778-0900

(Registrants phone number including area code)



Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities and Exchange Act of 1934 during the preceding 12 months (or for such shorter period
that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.



Yes    x;     No ̈



The number of shares of the issuers common stock outstanding, as of October 23, 2003 was 9,480,754.



Transitional Small Business Disclosure Format:     Yes    x;    
No ̈



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ITEM 1.    FINANCIAL STATEMENTS

UNF INCORPORATED



BALANCE SHEETS



ASSETS



|                                                                                              |  | September 30, 2003 |        |   | December 31,2002 |  
|--------------------------------------------------------------------------------------------- |  | ------------------ | ------ | - | ---------------- | -
|                                                                                              |  | (Unaudited)        |        |   |                  |  
|CASH                                                                                          |  | $                  |       |   |                  | $
|                                                                                              |  |                    |        |   |                  |  
|ORGANIZATION COST                                                                             |  |                    |       |   |                  |  
|                                                                                              |  |                    |        |   |                  |  
|TOTAL ASSETS                                                                                  |  | $                  |       |   |                  | $
|                                                                                              |  |                    |        |   |                  |  
|LIABILITIES AND STOCKHOLDERS DEFICIT                                                        
|ACCRUED EXPENSES                                                                              |  | $                  | 4,000  |   |                  | $
|                                                                                              |  |                    |        |   |                  |  
|Total liabilities                                                                             |  |                    | 4,000  |   |                  |  
|                                                                                              |  |                    |        |   |                  |  
|COMMITMENTS AND CONTINGENCIES                                                                 |  |                    |       |   |                  |  
|                                                                                              |  |                   
|STOCKHOLDERS DEFICIT                                                                         |  |                    |        |   |                  |  
|Common stock, $.001 par value; 50,000,000 authorized shares, 9,480,754 issued and outstanding |  |                    | 9,481  |   |                  |  
|PAID IN CAPITAL                                                                               |  |                    | (9,481 | ) |                  |  
|RETAINED DEFICIT                                                                              |  |                    | (4,000 | ) |                  |  
|                                                                                              |  |                    |        |   |                  |  
|Total stockholders deficit                                                                   |  |                    | (4,000 | ) |                  |  
|                                                                                              |  |                    |        |   |                  |  
|TOTAL LIABILITIES AND STOCKHOLDERS DEFICIT                                                   |  | $                  |       |   |                  | $
|                                                                                              |  |                    |        |   |                  |  







The accompanying notes are an integral part of these financial statements.







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UHF INCORPORATED



STATEMENTS OF OPERATIONS AND RETAINED DEFICIT



|                                     |  | Three Months EndedSeptember 30, |        |   | Nine Months EndedSeptember 30, |  
|------------------------------------ |  | ------------------------------- | ------ | - | ------------------------------ | -
|                                     |  | 2003                            |        |   | 2002                           |  
|REVENUE                              |  | $                               |       |   |                                | $
|OPERATING EXPENSES                   |  |                                 |       |   |                                |  
|                                     |  |                                 |        |   |                                |  
|NET INCOME                           |  |                                 |       |   |                                |  
|                                     |  |                                 |        |   |                                |  
|Retained Deficit  Beginning of Year |  |                                 | (4,000 | ) |                                |  
|                                     |  |                                 |        |   |                                |  
|RETAINED DEFICIT  END OF PERIOD     |  | $                               | (4,000 | ) |                                | $
|                                     |  |                                 |        |   |                                |  







The accompanying notes are an integral part of these financial statements.





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UHF INCORPORATED



STATEMENTS OF CASH FLOWS



|                                            |  | Nine Months Ended September 30,
|------------------------------------------- |  | -------------------------------
|                                            |  | 2003                           
|CASH FLOWS FROM OPERATING ACTIVITY  NONE   |  | $                              
|CASH FLOW FROM INVESTING ACTIVITIES  NONE  |  |                                
|CASH FLOWS FROM FINANCING ACTIVITIES  NONE |  |                                
|                                            |  |                                
|Net change in cash                          |  |                                
|Cash  Beginning of Year                    |  |                                
|                                            |  |                                
|CASH  END OF PERIOD                        |  | $                              
|                                            |  |                                







The accompanying notes are an integral part of these financial statements.





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UNF INCORPORATED



NOTES TO FINANCIAL STATEMENTS



|1. | UNAUDITED INTERIM FINANCIAL STATEMENTS
|-- | --------------------------------------



In the opinion of management, the accompanying unaudited financial statements contain all adjustments necessary to present fairly the Companys
financial position as of September 30, 2003 and the results of its operations and its cash flows for the three and nine month periods ended September 30, 2003 and September 30, 2002.



The quarterly financial statements are presented in accordance with the requirements of the Form 10-SB and do not include
all of the disclosures required by accounting principles generally accepted in the United States of America. For additional information, reference is made to the Companys audited financial statements for the years ended December 31, 2002 and
2001 filed with Form 10-SB. The results of operations for the nine month periods ended September 30, 2003 and September 30, 2002 are not necessarily indicative of operating results for the full year.







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UHF INCORPORATED

ITEM 3



CONTROLS AND PROCEDURES



|a) | The Companys President has reviewed the effectiveness of the Companys disclosure controls and procedures as defined in Exchange Act Rules 13a-14(c) and 15d-14(c) within
90 days of the date of this report. This officer has concluded that the Companys disclosure controls and procedures were adequate and effective to ensure that material information relating to the financial statements has been disclosed.
|-- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|b) | There were no significant changes in the Companys internal controls or in other factors that could significantly affect the Companys internal controls and procedures
subsequent to the review date, nor any significant deficiencies or material weaknesses in such internal controls and procedures requiring corrective actions.
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------





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PART II:    OTHER INFORMATION



Item 1.    Legal Proceedings  N/A



Item 2.    Changes in Securities  N/A



Item 3.    Defaults Upon Senior Securities  N/A



Item 4.    Submission of Matters to a Vote of Security Holders  N/A



Item 5.    Other Information  N/A



Item 6.    Exhibits and Reports on Form 8-K



| | (a) | Exhibits.
| | --- | ---------



None.



| | (b) | Reports on Form 8-K.
| | --- | --------------------



None.



SIGNATURE



Pursuant to the
requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.



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|Date: October 23, 2003 |  | By:
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