|  Name of Subsidiary                                | State      or Other Jurisdictionof Incorporation |
|---------------------------------------------------------|--------------------------------------------------|
|                                                    |                                             |
| Consolidated Subsidiaries:                         |                                             |
| Ann      Arbor Commerce Bank                            | Michigan                                         |
| Arrowhead      Community Bank                           | Arizona                                          |
| Bank      of Auburn Hills (51% owned)                   | Michigan                                         |
| Bank      of Belleville (51% owned)                     | Illinois                                         |
| Bank      of Bellevue (51% owned)                       | Washington                                       |
| Bank      of Escondido                                  | California                                       |
| Bank      of Las Vegas                                  | Nevada                                           |
| Bank      of Michigan (51% owned)                       | Michigan                                         |
| Bank      of San Francisco (51% owned)                  | California                                       |
| Bank      of Tucson                                     | Arizona                                          |
| Black      Mountain Community Bank                      | Nevada                                           |
| Brighton      Commerce Bank                             | Michigan                                         |
| Camelback      Community Bank                           | Arizona                                          |
| Capitol      National Bank                              | United      States (national bank)               |
| Central      Arizona Bank (73% owned)                   | Arizona                                          |
| Desert      Community Bank                              | Nevada                                           |
| Detroit      Commerce Bank                              | Michigan                                         |
| Elkhart      Community Bank                             | Indiana                                          |
| First      Carolina State Bank (89% owned)              | North      Carolina                              |
| Goshen      Community Bank                              | Indiana                                          |
| Grand      Haven Bank                                   | Michigan                                         |
| Kent      Commerce Bank                                 | Michigan                                         |
| Macomb      Community Bank                              | Michigan                                         |
| Mesa      Bank                                          | Arizona                                          |
| Muskegon      Commerce Bank                             | Michigan                                         |
| Napa      Community Bank (87% owned)                    | California                                       |
| Oakland      Commerce Bank                              | Michigan                                         |
| Paragon      Bank & Trust                           | Michigan                                         |
| Capitol      Wealth Insurance Agency, Inc. (100% owned) | Michigan                                         |
| BAIA      Acquisition Company, LLC (100% owned)         | Michigan                                         |
| Peoples      State Bank                                 | Georgia                                          |
| Point      Loma Community Bank (51% owned)              | California                                       |
| Portage      Commerce Bank                              | Michigan                                         |
| Red      Rock Community Bank                            | Nevada                                           |
| Southern      Arizona Community Bank                    | Arizona                                          |
| Sunrise      Bank of Albuquerque                        | New      Mexico                                  |
| Sunrise      Bank of Arizona                            | Arizona                                          |
| Sunrise      Bank of San Diego                          | California                                       |
| Yuma      Community Bank                                | Arizona                                          |
|                                                    |                                             |
| Capitol      Trust I                                    | Delaware                                         |
| Capitol      Trust II                                   | Delaware                                         |
| Capitol      Statutory Trust III                        | Connecticut                                      |
| Capitol      Trust IV                                   | Delaware                                         |
| Capitol      Trust VI                                   | Delaware                                         |
| Capitol      Trust VII                                  | Delaware                                         |
| Capitol      Statutory Trust VIII                       | Connecticut                                      |

----

|  Name of Subsidiary                                | State      or Other Jurisdictionof Incorporation |
|---------------------------------------------------------|--------------------------------------------------|
|                                                    |                                             |
| Consolidated      Subsidiaries—continued:    |                                             |
| Capitol      Trust IX                                   | Delaware                                         |
| Capitol      Trust X                                    | Delaware                                         |
| Capitol      Trust XI                                   | Delaware                                         |
| Capitol      Trust XII                                  | Delaware                                         |
|                                                    |                                             |
| Capitol      Bancorp Colorado Ltd. (100% owned)         | Colorado                                         |
| Fort      Collins Commerce Bank (51% owned)             | Colorado                                         |
|                                                    |                                             |
| Capitol      Bancorp Colorado Ltd. II (100% owned)      | Colorado                                         |
| Larimer      Bank of Commerce (51% owned)               | Colorado                                         |
| Loveland      Bank of Commerce (51% owned)              | Colorado                                         |
|                                                    |                                             |
| Capitol      Development Bancorp Limited III (6% owned) | Michigan                                         |
| Bank      of Santa Barbara (51% owned)                  | California                                       |
| Community      Bank of Rowan (51% owned)                | North      Carolina                              |
| Summit      Bank of Kansas City (55% owned)             | Missouri                                         |
|                                                    |                                             |
| Capitol      Development Bancorp Limited IV (7% owned)  | Michigan                                         |
| Capitol      Wealth, Inc. (100% owned)                  | Michigan                                         |
| Capitol      Wealth Asset Management, LLC (100% owned)  | Michigan                                         |
| Clemson      Holding, LLC (100% owned)                  | Michigan                                         |
| Ft.      Myers Holdings, LLC (51% owned)                | Michigan                                         |
| Asian      Bank of Arizona (51% owned)                  | Arizona                                          |
| Bank      of Valdosta (56% owned)                       | Georgia                                          |
| Evansville      Commerce Bank (51% owned)               | Indiana                                          |
| Sunrise      Bank of Atlanta (51% owned)                | Georgia                                          |
|                                                    |                                             |
| Capitol      Development Bancorp Limited V (6% owned)   | Michigan                                         |
| 1st      Commerce Bank (51% owned)                      | Nevada                                           |
| Adams      Dairy Bank (51% owned)                       | United      States (federal savings bank)        |
| Bank      of Everett (51% owned)                        | Washington                                       |
| Bank      of Feather River (51% owned)                  | California                                       |
| Bank      of Maumee (51% owned)                         | United      States (federal savings bank)        |
| Ohio      Commerce Bank (51% owned)                     | United      States (federal savings bank)        |
|                                                    |                                             |
| Capitol      Development Bancorp Limited VI (6% owned)  | Michigan                                         |
| Bank      of Fort Bend (51% owned)                      | United      States (federal savings bank)        |
| Bank      of Las Colinas (51% owned)                    | United      States (federal savings bank)        |
| Bank      of Tacoma (51% owned)                         | Washington                                       |
| High      Desert Bank (55% owned)                       | United      States (federal savings bank)        |
| Issaquah      Community Bank (51% owned)                | Washington                                       |
| Sunrise      Community Bank (51% owned)                 | California                                       |
| USNY      Bank (51% owned)                              | New      York                                    |

----

|  Name of Subsidiary                                                                  | State      or Other Jurisdictionof Incorporation |
|-------------------------------------------------------------------------------------------|--------------------------------------------------|
|                                                                                      |                                             |
| Consolidated      Subsidiaries—continued:                                      |                                             |
| Capitol      Development Bancorp Limited VII (7% owned)                                   | Michigan                                         |
| Capitol      Bancorp Colorado Ltd. III (100% owned)                                       | Colorado                                         |
| Mountain      View Bank of Commerce (51% owned)                                           | Colorado                                         |
| Colonia      Bank (51% owned by CDBL-VII))                                                | Arizona                                          |
| Community      Bank of Lincoln (51% owned)                                                | United      States (federal savings bank)        |
| Pisgah      Community Bank (51% owned)                                                    | North      Carolina                              |
|                                                                                      |                                             |
| Capitol      Development Bancorp Limited VIII (14% owned)                                 | Michigan                                         |
|                                                                                      |                                             |
| Capitol      Bean Counter, LLC                                                            | Michigan                                         |
|                                                                                      |                                             |
| Capitol      Capital, LLC                                                                 | Michigan                                         |
|                                                                                      |                                             |
| Capitol      Bancorp Leasing, Inc.                                                        | Michigan                                         |
|                                                                                      |                                             |
| CBL      Real Estate Holdings, LLC                                                        | Michigan                                         |
|                                                                                      |                                             |
| Financial      Center Corporation                                                         | Michigan                                         |
|                                                                                      |                                             |
| Unconsolidated Subsidiary:                                                                |                                             |
|                                                                                      |                                             |
| Amera      Mortgage Corporation, Inc.(less      than 50% owned by equity method investee) | Michigan                                         |
|                                                                                      |                                             |
| Inactive Subsidiaries:                                                                    |                                             |
|                                                                                      |                                             |
| CBL      Real Estate, LLC                                                                 | Michigan                                         |
|                                                                                      |                                             |
| CBL      R E Holdings, LLC                                                                | Michigan                                         |
|                                                                                      |                                             |
| MOI,      Inc.(wholly-owned      subsidiary of Oakland Commerce Bank)                     | Michigan                                         |
|                                                                                      |                                             |