|  Name of Subsidiary                           | State or Other Jurisdictionof Incorporation  |
|----------------------------------------------------|---------------------------------------------------|
| Consolidated Subsidiaries:                         |                                              |
|                                               |                                              |
| Bank of Las Vegas                                  | Nevada                                            |
| Bank of Michigan (51% owned)                       | Michigan                                          |
| Bank of the Northwest (15% owned)                  | Washington                                        |
| Bank of Tucson                                     | Arizona                                           |
| Capitol National Bank                              | United States (national bank)                     |
| Central Arizona Bank (86% owned)                   | Arizona                                           |
| Community Bank of Rowan (51% owned)                | North Carolina                                    |
| First Carolina State Bank (89% owned)              | North Carolina                                    |
| Indiana Community Bank                             | Indiana                                           |
| Michigan Commerce Bancorp Limited                  | Michigan                                          |
| Michigan Commerce Bank (55% owned)                 | Michigan                                          |
| Capitol Wealth Insurance Agency, Inc. (100% owned) | Michigan                                          |
| BAIA Acquisition Company, LLC (100% owned)         | Michigan                                          |
| Pisgah Community Bank (79% owned)                  | North Carolina                                    |
| Sunrise Bank of Albuquerque                        | New Mexico                                        |
| Sunrise Bank (80% owned)                           | California                                        |
| Sunrise Bank (65% owned)                           | Georgia                                           |
| Sunrise Bank of Arizona (99% owned)                | Arizona                                           |
|                                               |                                              |
| Capitol Trust I                                    | Delaware                                          |
| Capitol Trust II                                   | Delaware                                          |
| Capitol Statutory Trust III                        | Connecticut                                       |
| Capitol Trust IV                                   | Delaware                                          |
| Capitol Trust VI                                   | Delaware                                          |
| Capitol Trust VII                                  | Delaware                                          |
| Capitol Statutory Trust VIII                       | Connecticut                                       |
| Capitol Trust IX                                   | Delaware                                          |
| Capitol Trust X                                    | Delaware                                          |
| Capitol Trust XI                                   | Delaware                                          |
| Capitol Trust XII                                  | Delaware                                          |
|                                               |                                              |
| Capitol Bancorp Colorado Ltd. (100% owned)         | Colorado                                          |
|                                               |                                              |
| Capitol Bancorp Colorado Ltd. II (100% owned)      | Colorado                                          |
|                                               |                                              |
| Capitol Development Bancorp Limited IV (51% owned) | Michigan                                          |
| Capitol Wealth, Inc. (100% owned)                  | Michigan                                          |
| Capitol Wealth Asset Management, LLC (100% owned)  | Michigan                                          |
| Evansville Commerce Bank (50% owned)               | Indiana                                           |
|                                               |                                              |
| Capitol Development Bancorp Limited V (51% owned)  | Michigan                                          |
| 1st Commerce Bank (51% owned)                      | Nevada                                            |
| Bank of Feather River (51% owned)                  | California                                        |
| Bank of Maumee (51% owned)                         | United States (federal savings bank)              |

----

|  Name of Subsidiary                                                               | State or Other Jurisdictionof Incorporation  |
|----------------------------------------------------------------------------------------|---------------------------------------------------|
| Consolidated Subsidiaries—continued:                                             |                                              |
|                                                                                   |                                              |
| Capitol Development Bancorp Limited VI (51% owned)                                     | Michigan                                          |
| Bank of Fort Bend (51% owned)                                                          | United States (federal savings bank)              |
| Bank of Las Colinas (51% owned)                                                        | United States (federal savings bank)              |
| High Desert Bank (55% owned)                                                           | United States (federal savings bank)              |
|                                                                                   |                                              |
| Capitol Development Bancorp Limited VII (51% owned)                                    | Michigan                                          |
| Capitol Bancorp Colorado Ltd. III (100% owned)                                         | Colorado                                          |
| Mountain View Bank of Commerce (51% owned)                                             | Colorado                                          |
|                                                                                   |                                              |
| Capitol Development Bancorp Limited VIII (14% owned)                                   | Michigan                                          |
|                                                                                   |                                              |
| Capitol Bean Counter, LLC                                                              | Michigan                                          |
|                                                                                   |                                              |
| Capitol Capital, LLC                                                                   | Michigan                                          |
|                                                                                   |                                              |
| Capitol Bancorp Leasing, Inc.                                                          | Michigan                                          |
|                                                                                   |                                              |
| CBL Real Estate Holdings, LLC                                                          | Michigan                                          |
|                                                                                   |                                              |
| Unconsolidated Subsidiaries:                                                           |                                              |
|                                                                                   |                                              |
| Amera Mortgage Corporation, Inc.(less than 50% owned by equity method investee)        | Michigan                                          |
|                                                                                   |                                              |
| Capitol Development Bancorp Limited III(less than 50% owned by equity method investee) | Michigan                                          |
| Summit Bank of Kansas City (55% owned)                                                 | Missouri                                          |
|                                                                                   |                                              |
| Inactive Subsidiaries:                                                                 |                                              |
|                                                                                   |                                              |
| CBL R E Holdings, LLC                                                                  | Michigan                                          |
|                                                                                   |                                              |
| CBL R E Holdings II, LLC                                                               | Michigan                                          |
|                                                                                   |                                              |
| CBL R E Holdings III, LLC                                                              | Michigan                                          |
|                                                                                   |                                              |
| MOI, Inc.(wholly-owned subsidiary of Michigan Commerce Bank)                           | Michigan                                          |