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|EXHIBIT 32                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
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|CERTIFICATION
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies
in his capacity as an officer of Monarch Community Bancorp, Inc. (the Company) that the
Quarterly Report of the Company on Form 10-Q for the period ended September 30, 2006 fully complies
with the requirements of Section 13(a) of the Securities and Exchange Act of 1934, as amended, and
that the information contained in such report fairly presents, in all material respects, the financial
condition of the Company at the end of such period and results of operations of the Company for such
period.

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|Date: November 9, 2006
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|Date: November 9, 2006
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