Exhibit 10.37



 Exhibit 10.37 
 GENWORTH FINANCIAL, INC. 
 RETIREMENT AND SAVINGS
RESTORATION PLAN 
 (As Amended and Restated Effective January 1, 2010) 







 INTRODUCTION 
 Effective September 27, 2005, Genworth Financial, Inc. established the Genworth Financial, Inc. Retirement and Savings Restoration Plan as a non-qualified deferred compensation plan established and
maintained solely for the purpose of providing a select group of highly-compensated and management employees with Company Contribution Credits that they are precluded from receiving under the Genworth Financial, Inc. Retirement and Savings Plan as a
result of limitations imposed under Internal Revenue Code Sections 401(a)(17) and 415. The Plan has been amended from time to time and was most recently amended and restated effective as of January 1, 2009 (the “Prior Plan”) to comply
with Code Section 409A and for certain other purposes. Effective January 1, 2010 (except for certain specific effective dates contained herein), the Prior Plan is amended and restated as set forth in this document. 
 The Genworth Financial, Inc. Board of Directors has determined that the benefits to be paid under this Plan constitute reasonable
compensation for the services rendered and to be rendered by eligible employees. 
 The Plan shall be unfunded for tax purposes
and for purposes of Title I of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). The Plan is intended to comply with the requirements of Section 409A of the Internal Revenue Code of 1986, as amended (the
“Code”). The Plan is intended to be a “top-hat” plan within the meaning of ERISA Sections 201(2), 301(a)(3) and 401(a)(l) and shall be administered and interpreted to the extent possible in a manner consistent with that intent.

 SECTION I 
 DEFINITIONS 
 Whenever used in the Plan, the following terms shall have the meanings set forth below unless otherwise
expressly provided. Wherever used, the masculine pronoun shall be deemed to refer either to a male or female, and the singular shall be deemed to refer to the singular or plural, as appropriate by context. 
 1.1 Account. The bookkeeping account maintained under the Plan for each Participant by the Company to record his Company Contribution
Credits plus earnings and losses thereon. 
 1.2 Beneficiary. The person(s) or entity designated by the Participant to
receive his benefits under the Plan in the event of his death. 
 1.3 Code. Internal Revenue Code of 1986, as amended. A
reference to a particular Code Section shall include a reference to any regulation issued under the Section. 
  

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 1.4 Committee. The Benefits Committee appointed by the Board to be responsible for
the Plan and its administration. 
 1.5 Company. Genworth Financial, Inc. 
 1.6 Company Contribution Credits. Contribution amounts credited to a Participant’s Account pursuant to Section 3.1.

 1.7 Compensation. Eligible Pay as defined in the Qualified Plan in excess of the Code Section 401(a)(17) limits
paid to an Eligible Employee by the Company during each calendar year. 
 1.8 Effective Date. January 1, 2010, the
date of the Plan’s amendment and restatement. 
 1.9 Employee. A person receiving eligible pay from the Company or
an affiliate that participates in the Plan. 
 1.10 Participant. An executive Employee who: 
  

	 	(i)	is assigned to salary band 1 by the Company; and 

  

	 	(ii)	has contributions under the Qualified Plan limited because of Code Section 401(a)(17) or Code Section 415, as adjusted from time to time.


 1.11 Plan. The Genworth Financial, Inc. Retirement and Savings Restoration Plan. 
 1.12 Plan Year. The calendar year. 
 1.13 Qualified Plan. The Genworth Financial, Inc. Retirement and Savings Plan, as amended from time to time. 
 SECTION II 
 ELIGIBILITY/PARTICIPATION 
 2.1 In General. An eligible executive Employee shall become a Participant in the Plan as of the date he has contributions under the
Qualified Plan limited because of Code Section 401(a)(17) or Code Section 415. The Committee shall have sole discretion in determining an Employee’s eligibility for and inclusion in this Plan. Notwithstanding anything to the contrary
in this Plan, Participants who are currently employed in the Genworth Financial Asset Management

  

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business segment (“GFAM”) or the Quantuvis Consulting business (“Quantuvis”) and new hires who begin their employment with GFAM or Quantuvis are not eligible to participate in
this Plan. Participants who were employed by the Company or an affiliate and working in a business unit other than GFAM or Quantuvis and are subsequently transferred to GFAM or Quantuvis will retain their eligibility to Participate in this Plan,
subject to the Committee’s discretion. 
 2.2 Termination of Participation. Contributions shall cease upon a
Participant’s separation from service or if the Participant ceases to be an eligible Employee. Notwithstanding the foregoing, a vested Participant who has separated from service remains a Participant until all of his Plan benefits have been
paid. 
 2.3 Change in Status. If a Participant ceases to be an eligible Employee but continues to be employed by the
Company, then Company Contribution Credits on his behalf under this Plan shall be suspended. 
 SECTION III 
 RESTORATION AND SUPPLEMENTAL BENEFITS 
 3.1 Company Contribution Credits. 
 (a) 401(k)
Restoration. Each Participant shall be credited for each Plan Year with a 401(k) Restoration contribution equal to four percent (4%) of such Participant’s Compensation for the Plan Year 
 (b) Retirement contribution Restoration. Each Participant who is not eligible to participate in the Genworth
Financial, Inc. Supplemental Executive Retirement Plan and either (i) is hired or rehired on or after January 1, 2010, or (ii) is promoted to salary band 1 by the Company on or after January 1, 2010, shall be credited for each Plan
Year with the amount of company retirement contributions under Section 3.6 of the Qualified Plan that were reduced due to the Code 401(a)(17) or 415 limits. 
 (c) Supplemental Benefits. Each Participant who (i) is not eligible to participate in the Genworth Financial,
Inc. Supplemental Executive Retirement Plan and (ii) is considered an appointed officer of the Company on or after January 1, 2010 and is either (A) hired or rehired on or after January 1, 2010, or (B) promoted to salary
band 1 by the Company on or after January 1, 2010 shall be credited for each Plan Year with a supplemental benefit contribution equal to three percent (3%) of such Participant’s Compensation for the Plan Year. For purposes of these
Supplemental Benefits only, the term Compensation shall be based on all Eligible Pay as defined in the Qualified Plan (i.e. not limited to just Eligible Pay above the Code Section 401(a)(17) limits). 
 Each Participant shall become 100% vested in his Supplemental Benefits under this sub-section (c) upon the attainment of age 60 and 5
years of Vesting Service, or upon the Participant’s death, disability or executive separations as approved by the Company’s

  

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Management Development and Compensation Committee (“MDCC”). For purposes of this Section, disability will be determined in accordance with the Company’s long-term disability plan
and, subject to the Committee’s discretion, full vesting shall occur upon a Participant’s separation from service as a result of exceeding “Protected Service” as defined in the Company’s long-term disability plan.
Notwithstanding the foregoing, a Participant shall become 100% vested in his Supplemental Benefits (as described in this sub-section (c) upon a “Qualified Termination” following a Change of Control, as defined in the Genworth
Financial, Inc. 2005 Change of Control Plan (or any successor plan), as may be amended from time to time. In the event of a business disposition, as determined by the Committee, the Committee may provide that any Participant terminated due to a
given disposition shall become 100% vested, notwithstanding the Participant’s age and Vesting Service, provided he or she was an eligible Employee with a minimum of ten years of Vesting Service as of the preceding December 31 and satisfies
any other conditions established by the Committee with respect to a given business disposition. 
 3.2 Timing of Company
Contribution Credits. Within 90 days following the end of the Plan Year, each Participant’s Account will be credited with Company Contribution Credits as provided in Section 3.1 above. Company Contribution Credits will be discontinued
while a Participant is on long-term disability or if a Participant is receiving severance payments. 
 3.3 Participant
Contributions. A Participant is not required or permitted to make contributions to the Plan. 
 3.4 Vesting. Each
Participant shall become 100% vested in his Account upon the attainment of age 60, disability, death or executive separations as approved by the Company’s Management Development and Compensation Committee (“MDCC”). If the Participant
terminates employment with the Company or an affiliate before age 60 for any reason other than death, disability or executive separations as approved by the Company’s MDCC, his Account will be forfeited. For purposes of this Plan, disability
will be determined in accordance with the Company’s long-term disability plan, and, subject to the Committee’s discretion, full vesting shall occur upon a Participant’s separation from service as a result of exceeding “Protected
Service” as defined in the Company’s long-term disability plan. Notwithstanding the foregoing, a Participant shall become 100% vested in his Account upon a “Qualified Termination” following a Change of Control, as defined in the
Genworth Financial, Inc. 2005 Change of Control Plan (or its successors), as may be amended from time to time. In the event of a business disposition, as determined by the Committee, the Committee may provide that any Participant terminated due to a
given disposition shall become 100% vested, notwithstanding the Participant’s age, provided he or she was an eligible Employee with a minimum of ten years of service as of the preceding December 31 and satisfies any other conditions
established by the Committee with respect to a given business disposition. 
 3.5 Earnings on Accounts. The rate of
return credited to each Participant’s Account will be reasonable and shall minor the rate of return based on one or more of the investment options offered under the Qualified Plan, as determined by the Committee. Effective as soon as
administratively feasible following a Participant’s separation from service, no additional earnings (or losses) will accrue with respect to each Participant’s Account. 
  

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 3.6 Benefits to Minors and Incompetents. 
 (a) If any person entitled to receive payment under the Plan is a minor, the Company shall pay the amount directly to the
minor, to a guardian of the minor, or to a custodian selected by the Company under the appropriate Uniform Transfers to Minors Act. 
 (b) If a person who is entitled to receive payment under the Plan is physically or mentally incapable of personally receiving and giving a valid receipt for any payment due (unless a previous claim has
been made by a duly qualified committee or other legal representative), the payment may be made to the person’s spouse, son, daughter, parent, brother, sister or other person deemed by the Company to have incurred expense for the person
otherwise entitled to payment. The Company may not be compelled to select any method that it does not deem to be in the best interest of the distributees. 
 SECTION IV 
 PARTICIPANT ACCOUNTS 
 4.1 Participant Accounts. The Company shall maintain, or cause to be maintained, records for each Participant showing the amounts
credited from time to time to his Account. 
 SECTION V 
 PAYMENT OF RESTORATION BENEFITS 
 5.1 Commencement of
Benefits. 
 (a) Benefits under this Plan shall commence within 90 days following the later of the
Participant’s attainment of age 60 or separation from service with the Company or an affiliate, but for “specified employees” as defined under Code Section 409A, in no event shall benefits commence earlier than six months
following such Participant’s separation from service date. 
 (b) If, prior to the commencement of benefits
under (a) above, a Participant dies, the Participant’s benefits shall be paid to the Participant’s Beneficiary within 90 days following the Participant’s death. The six-month delay period for “specified employees” as
described in (a) above will not apply in the event of death of the Participant. 
  

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 (c) If, prior to the commencement of benefits under (a) above, a
Participant becomes disabled, determined in accordance with the Company’s long-term disability plan, the Participant’s benefits shall commence upon separation from service as a result of exceeding Protected Service as defined in the
Company’s Long Term Disability Plan. 
 5.2 Method of Payment. 
 (a) Subject to (b) below, the Participant’s Account shall be distributed to him (or his Beneficiary, if applicable) in
substantially equivalent annual installment payments over a ten-year period. The Participant’s Account balance will not remain subject to market risk associated with the mirrored investment options as described in Section 3.5 during the
ten-year installment payment period. 
 (b) If, as of the day following the annual Company Contribution Credits
described in Section III immediately preceding his separation from service date, the Participant’s Account balance is less than $50,000, his benefit shall be distributed to him (or his beneficiary, if applicable) in a lump sum in cash. Subject
to the provisions of this Section, the Participant will receive an initial distribution of his Account balance within 90 days following his separation from service date on or after attaining age 60, based upon his Account balance as of the most
recent annual Company Contribution Credits described in Section III and then a subsequent final distribution within 90 days following the final Company Contribution Credit for the Participant’s partial year of employment up to his separation
from service date (final eligibility period). 
 SECTION VI 
 BENEFICIARY 
 6.1 Designation of Beneficiary. A
Participant may, in the manner determined by the Committee, designate a Beneficiary and one or more contingent Beneficiaries to receive any benefits which may be payable under the Plan upon his death. A Participant may revoke or change any
designation made under this Section 6.1 in the manner determined by the Committee. If a Participant fails to designate a Beneficiary, the payment of benefits under the Plan on account of his death shall be governed by the beneficiary elections
designated by the Participant under the Qualified Plan. If no designation has been made under the Qualified Plan, benefits will be paid to the Participant’s spouse, if married, or to his estate, if single. 
  

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 SECTION VII 
 TAXES 
 7.1 Withholding Taxes. Benefits paid under the Plan may be subject
to federal, state and local income and payroll taxes. The Committee shall arrange for all such taxes to be paid in the manner required by law. The Participant’s share of Social Security and Medicare (“FICA”) taxes will be calculated
proximate to the separation from service date and paid by deducting such amounts from a Participant’s regular pay, if any. If no regular pay is available to pay FICA taxes due, such taxes will be deducted from any payments made under the Plan.
If no payments are being made from which FICA taxes may be deducted, the Participant agrees to remit such taxes to the Company upon request. The company reserves the right to offset all unpaid taxes against the interest of a Participant under the
Plan. 
 SECTION VIII 
 ADMINISTRATION 
 8.1 Administration. This Plan shall be administered by the
Committee, which shall have complete authority in its sole discretion to make, amend, interpret and enforce rules and regulations for the administration of this Plan and decide or resolve in its sole discretion any and all questions which may arise
in connection with this Plan. The Committee may delegate certain of its duties to one or more Employees or to a separate committee appointed by the Committee. 
 8.2 Employment of Agents. In the administration of this Plan, the Committee may, from time to time, employ agents and delegate to them such administrative duties as it sees fit and may, from time
to time, consult with counsel, including counsel to the Company. 
 8.3 Decisions. The decision or action of the
Committee in respect of any question arising out of or in connection with the administration, interpretation and application of this Plan and the rules and regulations hereunder shall be final and conclusive and binding upon all persons having any
interest in this Plan. 
 SECTION IX 
 AMENDMENT AND TERMINATION 
 9.1 Amendment or Termination. The Committee
reserves the right, by written resolution, to amend, modify or terminate, either retroactively or prospectively, any or all of the provisions of this Plan, provided such amendment or termination complies with Code Section 409A; provided,
however, that no such action on its part shall adversely affect the rights of a Participant, or beneficiaries without the consent of such Participant (or beneficiaries, if the Participant is deceased) with respect to any benefits accrued under this
Plan prior to the date of such amendment, modification or termination of the Plan if the Participant has at that time a non-forfeitable right to benefits under Section 3.3 of this Plan. 
  

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 SECTION X 
 GENERAL CONDITIONS 
 10.1 Funding. The benefits payable under this Plan
shall be paid by the Company out of its general assets and shall not be funded in any manner. The obligations that the Company incurs under this Plan shall be subject to the claims of the Company’s other creditors having priority as to the
Company’s assets. 
 10.2 Assignment. Except as to withholding of any tax under the laws of the United States or any
state or locality, no benefit payable at any time hereunder shall be subject in any manner to alienation, sale, transfer, assignment, pledge, attachment or other legal process, or encumbrance of any kind. Any attempt to alienate, sell, transfer,
assign, pledge or otherwise encumber any such benefit, whether currently or thereafter payable hereunder, shall be void. 
 10.3
No Contract of Employment. No employee and no other person shall have any legal or equitable rights or interest in this Plan that are not expressly granted in this Plan. Participation in this Plan does not give any person any right to be
retained in the employment of the Company. The right and power of the Company to dismiss or discharge any employee is expressly reserved. 
 10.4 Terms. All terms used in this Plan which are defined in the Qualified Plan shall have the same meaning herein as therein, unless otherwise expressly provided in this Plan. 
 10.5 Plan Provisions Govern. The rights under this Plan of a Participant who leaves the employment of the Company at any time and the
rights of anyone entitled to receive any payments under this Plan by reason of the death of such Participant, shall be governed by the provisions of this Plan in effect on the date such Participant leaves the employment of the Company, except as
otherwise specifically provided in this Plan. 
 10.6 Governing Law. The law of the Commonwealth of Virginia shall govern
the construction and administration of this Plan, to the extent not pre-empted by federal law. 
 10.7 Compliance with Code
Section 409A. To the extent applicable, this Plan is intended to comply with Section 409A of the Code, and the Committee shall interpret and administer the Plan in accordance therewith. In addition, any provision, including, without
limitation, any definition, in this Plan document that is determined to violate the requirements of Section 409A of the Code shall be void and without effect and any provision, including, without limitation, any definition, that is required to
appear in this Plan document under Section 409A of the Code that is not expressly set forth shall be deemed to be set forth herein, and the Plan shall be administered in all respects as if such provisions were expressly set forth. In addition,
the timing of certain payment of benefits provided for under this Plan shall be revised as necessary for compliance with Section 409A of the Code. 
  

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 SIGNATURE PAGE 
 As evidence of its adoption of the Genworth Financial, Inc. Retirement and Savings Restoration Plan, the Committee, as authorized by the
Board of Directors of the Company, has caused this document to be executed by a duly authorized officer as of December 22, 2009. 
  

			
	GENWORTH FINANCIAL, INC.
		
	By:	 	 /s/ Michael S. Laming

	Michael S. Laming
	Senior Vice President – Human Resources


  

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