<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
         THE SCHEDULE CONTAINS SUMMARY FINANCIAL  INFORMATION EXTRACTED FROM 1ST
BANCORP  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY  REFERENCE  TO  SUCH  FINANCIAL
STATEMENTS.
</LEGEND>
<CIK>                         0000840458
<NAME>                        1ST BANCORP
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-START>                                 JUL-1-1996
<PERIOD-END>                                   JUN-30-1997
<EXCHANGE-RATE>                                1.000
<CASH>                                             523
<INT-BEARING-DEPOSITS>                          19,771
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     11,588
<INVESTMENTS-CARRYING>                          44,065
<INVESTMENTS-MARKET>                            43,556
<LOANS>                                        175,767
<ALLOWANCE>                                      1,158
<TOTAL-ASSETS>                                 270,490
<DEPOSITS>                                     144,316
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              3,545
<LONG-TERM>                                    100,296
<COMMON>                                           698
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      21,635
<TOTAL-LIABILITIES-AND-EQUITY>                 270,490
<INTEREST-LOAN>                                 15,147  
<INTEREST-INVEST>                                3,870  
<INTEREST-OTHER>                                   677  
<INTEREST-TOTAL>                                19,694  
<INTEREST-DEPOSIT>                               7,678  
<INTEREST-EXPENSE>                              13,292  
<INTEREST-INCOME-NET>                            6,402  
<LOAN-LOSSES>                                      373  
<SECURITIES-GAINS>                                 (29) 
<EXPENSE-OTHER>                                  8,555  
<INCOME-PRETAX>                                    572  
<INCOME-PRE-EXTRAORDINARY>                         572  
<EXTRAORDINARY>                                      0  
<CHANGES>                                            0  
<NET-INCOME>                                       821  
<EPS-PRIMARY>                                     1.17  
<EPS-DILUTED>                                     1.17  
<YIELD-ACTUAL>                                    7.77 
<LOANS-NON>                                      2,330  
<LOANS-PAST>                                         0  
<LOANS-TROUBLED>                                     0  
<LOANS-PROBLEM>                                  2,339  
<ALLOWANCE-OPEN>                                   896  
<CHARGE-OFFS>                                      119  
<RECOVERIES>                                         8  
<ALLOWANCE-CLOSE>                                1,158  
<ALLOWANCE-DOMESTIC>                               508  
<ALLOWANCE-FOREIGN>                                  0  
<ALLOWANCE-UNALLOCATED>                            650  
        


</TABLE>