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                                    EXHIBIT
                                     10.48


             Secured Promissory Note, dated January 9, 1998, in the
          original principal amount of $1,943,000, from Angeles Metal
             Trim Co. to Congress Financial Corporation (Western).
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                              TERM PROMISSORY NOTE

$1,943,000                                              LOS ANGELES, CALIFORNIA 
                                                        JANUARY 9, 1998

         FOR VALUE RECEIVED, ANGELES METAL TRIM CO., a California corporation
(the "Debtor"), hereby unconditionally promises to pay to the order of CONGRESS
FINANCIAL CORPORATION (WESTERN), a California corporation (the "Payee"), at the
offices of Payee at 225 South Lake Avenue, Suite 1000, Pasadena, California
91101, or at such other place as the Payee or any holder hereof may from time
to time designate, the principal sum of ONE MILLION NINE HUNDRED FORTY-THREE
THOUSAND DOLLARS ($1,943,000) in lawful money of the United States of America
and in immediately available funds, in sixty (60) consecutive monthly
installments (or earlier as hereinafter provided) on the first day of each
month commencing on the first day of the first month after the date the loan
evidenced by this Note is disbursed to the Debtor, of which the first
fifty-nine (59) installments shall each be in the amount of THIRTY-TWO THOUSAND
THREE HUNDRED EIGHTY-FOUR DOLLARS ($32,384), and the last installment shall be
in the amount of the entire unpaid balance of this Note.

         Debtor hereby further promises to pay interest to the order of Payee
on the unpaid principal balance hereof at the Interest Rate.  Such interest
shall be paid in like money at said office or place from the date hereof,
commencing on the first day of the first month after the date the loan
evidenced by this Note is disbursed to the Debtor and on the first day of each
month thereafter until the indebtedness evidenced by this Note is paid in full.
Interest payable upon and after an Event of Default which is continuing or
termination or non-renewal of the Loan Agreement shall be payable upon demand.

         (a)     the term "Interest Rate" shall mean, as to Prime Rate Loans, a
rate of 0.75% per annum in excess of the Prime Rate, and as to Eurodollar Rate
Loans, a rate of 2.75% per annum in excess of the Adjusted Eurodollar Rate;
provided, that, at Payee's option, the Interest Rate shall mean a rate of 2.75%
per annum in excess of the Prime Rate as to Prime Rate Loans and a rate of
4.75% percent per annum in excess of the Adjusted Eurodollar Rate as to
Eurodollar Rate Loans upon and after an Event of Default or termination or
non-renewal of the Loan Agreement, (b)  the term "Prime Rate" shall mean the
rate from time to time publicly announced by CoreStates Bank, N.A., or its
successors, at its office in Philadelphia, Pennsylvania, as its prime rate,
whether or not such announced rate is the best rate available at such bank, (c)
the term "Event of Default" shall mean an Event of Default as such term is
defined in the Loan Agreement, and (d)  the term "Loan Agreement" shall mean
the Loan and Security Agreement, dated JANUARY 9, 1998, between Debtor and
Payee, as the same now exists or may hereafter be amended, modified,
supplemented, extended, renewed, restated or replaced.  Unless otherwise
defined herein, all capitalized terms used herein shall have the meaning
assigned thereto in the Loan Agreement.  The right of the Borrower to request
that Prime Rate Loans be converted to Eurodollar Rate Loans is subject to the
restrictions set forth in the Loan Agreement.
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         The Interest Rate applicable to Prime Rate Loans payable hereunder
shall increase or decrease by an amount equal to each increase or decrease,
respectively, in the Prime Rate, effective on the first day of the month after
any change in the Prime Rate is announced.  The increase or decrease shall be
based on the Prime Rate in effect on the last day of the month in which any
such change occurs.  Interest shall be calculated on the basis of a three
hundred sixty (360) day year and actual days elapsed.  In no event shall the
interest charged hereunder exceed the maximum permitted under the laws of the
State of California or other applicable law.

         This Note is issued pursuant to the terms and provisions of the Loan
Agreement to evidence the Term Loan by Payee to Debtor.  This Note is secured
by the Collateral described in the Loan Agreement and all notes, guarantees,
security agreements and other agreements, documents and instrument now or at
any time hereafter executed and/or delivered by Debtor or any other party in
connection therewith (all of the foregoing, together with the Loan Agreement,
as the same now exist or may hereafter be amended, modified, supplemented,
renewed, extended, restated or replaced, being collectively referred to herein
as the "Financing Agreements"), and is entitled to all of the benefits and
rights thereof and of the other Financing Agreements.  At the time any payment
is due hereunder, at its option, Payee may charge the amount thereof to any
account of Debtor maintained by Payee.

         If any payment of principal or interest is not made when due
hereunder, or if any other Event of Default shall occur for any reason, or if
the Loan Agreement shall be terminated or not renewed for any reason
whatsoever, then and in any such event, in addition to all rights and remedies
of Payee under the Financing Agreements, applicable law or otherwise, all such
rights and remedies being cumulative, not exclusive and enforceable
alternatively, successively and concurrently, Payee may, at its option, declare
any or all of Debtor's obligations, liabilities and indebtedness owing to Payee
under the Loan Agreement and the other Financing Agreements (the
"Obligations"), including, without limitation, all amounts owing under this
Note, to be due and payable, whereupon the then unpaid balance hereof, together
with all interest accrued thereon, shall forthwith become due and payable,
together with interest accruing thereafter at the then applicable Interest Rate
stated above until the indebtedness evidenced by this Note is paid in full,
plus the costs and expenses of collection hereof, including, but not limited
to, reasonable attorneys' fees and legal expenses.

         Debtor (i) waives diligence, demand, presentment, protest and notice
of any kind, (ii)  agrees that it will not be necessary for Payee to first
institute suit in order to enforce payment of this Note and (iii) consents to
any one or more extensions or postponements of time of payment, release,
surrender or substitution of collateral security, or forbearance or other
indulgence, without notice or consent.  The pleading of any statute of
limitations as a defense to any demand against Debtor is expressly hereby
waived by Debtor.  Upon any Event of Default or termination or non-renewal of
the Loan Agreement, Payee shall have the right, but not the obligation to
setoff against this Note all money owed by Payee to Debtor.
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         Payee shall not be required to resort to any Collateral for payment,
but may proceed against Debtor and any guarantors or endorsers hereof in such
order and manner as Payee may choose.  None of the rights of Payee shall be
waived or diminished by any failure or delay in the exercise thereof.

         The validity, interpretation and enforcement of this Note and the
other Financing Agreements and any dispute arising in connection herewith or
therewith shall be governed by the internal laws of the State of California
(without giving effect to principles of conflicts of law).

         Debtor irrevocably consents and submits to the non-exclusive
jurisdiction of the Los Angeles County Superior Court and the United States
District Court for the Central District of California and waives any objection
based on venue or forum non conveniens with respect to any action instituted
therein arising under this Note or any of the other Financing Agreements or in
any way connection with or related or incidental to the dealings of Debtor and
Payee in respect of this Note or any of the other Financing Agreements or the
transactions related hereto or thereto, in each case whether now existing or
hereafter arising, and whether in contract, tort, equity or otherwise, and
agrees that any dispute arising out of the relationship between Debtor and
Payee or the conduct of such persons in connection with this Note or otherwise
shall be heard only in the courts described above (except that Payee shall have
the right to bring any action or proceeding against Debtor or its property in
the courts of any other jurisdiction which Payee deems necessary or appropriate
in order to realize on the Collateral or to otherwise enforce its rights
against Debtor or its property).

         Debtor hereby waives personal service of any and all process upon it
and consents that all such service of process may be made by certified mail
(return receipt requested) directed to it and service so made shall be deemed
to be completed five (5) days after the same shall have been so deposited in
the U.S. mails, or, at Payee's option, by service upon Debtor in any other
manner provided under the rules of any such courts.  Within thirty (30) days
after such service, Debtor shall appear in answer to such process, failing
which Debtor shall be deemed in default and judgment may be entered by Payee
against Debtor for the amount of the claim and other relief requested.

         DEBTOR WAIVES ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND, ACTION
OR CAUSE OF ACTION (I)  ARISING UNDER THIS NOTE OR (II)  IN ANY WAY CONNECTED
WITH OR RELATED OR INCIDENTAL TO THE DEALINGS BETWEEN DEBTOR AND PAYEE IN
RESPECT OF THIS NOTE OR ANY OF THE OTHER FINANCING AGREEMENTS OR THE
TRANSACTIONS RELATED HERETO OR THERETO IN EACH CASE WHETHER NOW EXISTING OR
HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE.  DEBTOR
AGREES AND CONSENTS THAT ANY SUCH CLAIM, DEMAND, ACTION OR CAUSE OF ACTION
SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY.
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         The execution and delivery of this Note has been authorized by the
Board of Directors and by any necessary vote or consent of the stockholders of
Debtor.  Debtor hereby authorizes Payee to complete this Note in any
particulars according to the terms of the loan evidenced hereby.

         This Note shall be binding upon the successors and assigns of Debtor
and inure to the benefit of Payee and its successors, endorsees and assigns.
Whenever used herein, the term "Debtor" shall be deemed to include its
successors and assigns and the term "Payee" shall be deemed to include its
successors, endorsees and assigns.  If any term or provision of this Note shall
be held invalid, illegal or unenforceable, the validity of all other terms and
provisions hereof shall in no way be affected thereby.

                                        ANGELES METAL TRIM CO.
ATTEST:


---------------------------             By /s/ Ronald F. Martin
Secretary                                  ------------------------------
                                        Title  President
                                              ---------------------------