EXHIBIT
12





West
Bancorporation, Inc.


Ratios of
Earnings (Loss) to Fixed Charges and Preferred Dividends





Six Months Ended
                    
                    
                    Year
      Ended December 31(dollars
      in thousands)
                    
                    June
      30, 2009
                    
                    
                    2008
                    
                    
                    2007
                    
                    
                    2006
                    
                    
                    2005
                    
                    
                    2004Excluding
      Interest on Deposits:Income
      (loss) before income taxes
                    
                    $
                    (29,079
                    )
                    
                    $
                    9,260
                    
                    
                    $
                    27,396
                    
                    
                    $
                    28,535
                    
                    
                    $
                    29,470
                    
                    
                    $
                    28,185Fixed
      charges:Interest
      expense
                    
                    
                    3,531
                    
                    
                    
                    9,910
                    
                    
                    
                    13,672
                    
                    
                    
                    9,200
                    
                    
                    
                    9,161
                    
                    
                    
                    6,5101/3
      of net rent expense
                    
                    
                    364
                    
                    
                    
                    525
                    
                    
                    
                    542
                    
                    
                    
                    498
                    
                    
                    
                    331
                    
                    
                    
                    294Total
      fixed charges
                    
                    
                    3,895
                    
                    
                    
                    10,435
                    
                    
                    
                    14,214
                    
                    
                    
                    9,698
                    
                    
                    
                    9,492
                    
                    
                    
                    6,804Preferred
      dividend requirement
                    
                    
                    900
                    
                    
                    
                    -
                    
                    
                    
                    -
                    
                    
                    
                    -
                    
                    
                    
                    -
                    
                    
                    
                    -Fixed
      charges and preferred dividends
                    
                    $
                    4,795
                    
                    
                    $
                    10,435
                    
                    
                    $
                    14,214
                    
                    
                    $
                    9,698
                    
                    
                    $
                    9,492
                    
                    
                    $
                    6,804Earnings
      (loss)
                    
                    $
                    (25,184
                    )
                    
                    $
                    19,695
                    
                    
                    $
                    41,610
                    
                    
                    $
                    38,233
                    
                    
                    $
                    38,962
                    
                    
                    $
                    34,989Ratio
      of earnings (loss) to fixed charges
                    
                    
                    (6.47
                    )
                    
                    
                    1.89
                    
                    
                    
                    2.93
                    
                    
                    
                    3.94
                    
                    
                    
                    4.10
                    
                    
                    
                    5.14Ratio
      of earnings (loss) to fixed charges and preferred
dividends
                    
                    
                    (5.25
                    )
                    
                    
                    1.89
                    
                    
                    
                    2.93
                    
                    
                    
                    3.94
                    
                    
                    
                    4.10
                    
                    
                    
                    5.14Including
      Interest on Deposits:Income
      (loss) before income taxes
                    
                    $
                    (29,079
                    )
                    
                    $
                    9,260
                    
                    
                    $
                    27,396
                    
                    
                    $
                    28,535
                    
                    
                    $
                    29,470
                    
                    
                    $
                    28,185Fixed
      charges:Interest
      expense
                    
                    
                    14,101
                    
                    
                    
                    31,431
                    
                    
                    
                    43,823
                    
                    
                    
                    40,669
                    
                    
                    
                    25,102
                    
                    
                    
                    13,9521/3
      of net rent expense
                    
                    
                    364
                    
                    
                    
                    525
                    
                    
                    
                    542
                    
                    
                    
                    498
                    
                    
                    
                    331
                    
                    
                    
                    294Total
      fixed charges
                    
                    
                    14,465
                    
                    
                    
                    31,956
                    
                    
                    
                    44,365
                    
                    
                    
                    41,167
                    
                    
                    
                    25,433
                    
                    
                    
                    14,246Preferred
      dividend requirement
                    
                    
                    900
                    
                    
                    
                    -
                    
                    
                    
                    -
                    
                    
                    
                    -
                    
                    
                    
                    -
                    
                    
                    
                    -Fixed
      charges and preferred dividends
                    
                    $
                    15,365
                    
                    
                    $
                    31,956
                    
                    
                    $
                    44,365
                    
                    
                    $
                    41,167
                    
                    
                    $
                    25,433
                    
                    
                    $
                    14,246Earnings
                    
                    $
                    (14,614
                    )
                    
                    $
                    41,216
                    
                    
                    $
                    71,761
                    
                    
                    $
                    69,702
                    
                    
                    $
                    54,903
                    
                    
                    $
                    42,431Ratio
      of earnings to fixed charges
                    
                    
                    (1.01
                    )
                    
                    
                    1.29
                    
                    
                    
                    1.62
                    
                    
                    
                    1.69
                    
                    
                    
                    2.16
                    
                    
                    
                    2.98Ratio
      of earnings to fixed charges and preferred dividends
                    
                    
                    (0.95
                    )
                    
                    
                    1.29
                    
                    
                    
                    1.62
                    
                    
                    
                    1.69
                    
                    
                    
                    2.16
                    
                    
                    
                    2.98