EXHIBIT
12





West
Bancorporation, Inc.


Ratios of
Earnings to Fixed Charges and Preferred Dividends





Three Months Ended
                  
                  
                  Year Ended December 31(dollars in thousands)
                  
                  March 31, 2009
                  
                  
                  2008
                  
                  
                  2007
                  
                  
                  2006
                  
                  
                  2005
                  
                  
                  2004Excluding
      Interest on Deposits:Income
      before income taxes
                  
                  $
                  3,361
                  
                  
                  $
                  9,260
                  
                  
                  $
                  27,396
                  
                  
                  $
                  28,535
                  
                  
                  $
                  29,470
                  
                  
                  $
                  28,185Fixed
      charges:Interest
      expense
                  
                  
                  1,760
                  
                  
                  
                  9,910
                  
                  
                  
                  13,672
                  
                  
                  
                  9,200
                  
                  
                  
                  9,161
                  
                  
                  
                  6,5101/3
      of net rent expense
                  
                  
                  141
                  
                  
                  
                  525
                  
                  
                  
                  542
                  
                  
                  
                  498
                  
                  
                  
                  331
                  
                  
                  
                  294Total
      fixed charges
                  
                  
                  1,901
                  
                  
                  
                  10,435
                  
                  
                  
                  14,214
                  
                  
                  
                  9,698
                  
                  
                  
                  9,492
                  
                  
                  
                  6,804Preferred
      dividend requirement
                  
                  
                  450
                  
                  
                  
                  -
                  
                  
                  
                  -
                  
                  
                  
                  -
                  
                  
                  
                  -
                  
                  
                  
                  -Fixed
      charges and preferred dividends
                  
                  $
                  2,351
                  
                  
                  $
                  10,435
                  
                  
                  $
                  14,214
                  
                  
                  $
                  9,698
                  
                  
                  $
                  9,492
                  
                  
                  $
                  6,804Earnings
                  
                  $
                  5,262
                  
                  
                  $
                  19,695
                  
                  
                  $
                  41,610
                  
                  
                  $
                  38,233
                  
                  
                  $
                  38,962
                  
                  
                  $
                  34,989Ratio
      of earnings to fixed charges
                  
                  
                  2.77
                  
                  
                  
                  1.89
                  
                  
                  
                  2.93
                  
                  
                  
                  3.94
                  
                  
                  
                  4.10
                  
                  
                  
                  5.14Ratio
      of earnings to fixed charges and preferred dividends
                  
                  
                  2.24
                  
                  
                  
                  1.89
                  
                  
                  
                  2.93
                  
                  
                  
                  3.94
                  
                  
                  
                  4.10
                  
                  
                  
                  5.14Including
      Interest on Deposits:Income
      before income taxes
                  
                  $
                  3,361
                  
                  
                  $
                  9,260
                  
                  
                  $
                  27,396
                  
                  
                  $
                  28,535
                  
                  
                  $
                  29,470
                  
                  
                  $
                  28,185Fixed
      charges:Interest
      expense
                  
                  
                  7,025
                  
                  
                  
                  31,431
                  
                  
                  
                  43,823
                  
                  
                  
                  40,669
                  
                  
                  
                  25,102
                  
                  
                  
                  13,9521/3
      of net rent expense
                  
                  
                  141
                  
                  
                  
                  525
                  
                  
                  
                  542
                  
                  
                  
                  498
                  
                  
                  
                  331
                  
                  
                  
                  294Total
      fixed charges
                  
                  
                  7,166
                  
                  
                  
                  31,956
                  
                  
                  
                  44,365
                  
                  
                  
                  41,167
                  
                  
                  
                  25,433
                  
                  
                  
                  14,246Preferred
      dividend requirement
                  
                  
                  450
                  
                  
                  
                  -
                  
                  
                  
                  -
                  
                  
                  
                  -
                  
                  
                  
                  -
                  
                  
                  
                  -Fixed
      charges and preferred dividends
                  
                  $
                  7,616
                  
                  
                  $
                  31,956
                  
                  
                  $
                  44,365
                  
                  
                  $
                  41,167
                  
                  
                  $
                  25,433
                  
                  
                  $
                  14,246Earnings
                  
                  $
                  10,527
                  
                  
                  $
                  41,216
                  
                  
                  $
                  71,761
                  
                  
                  $
                  69,702
                  
                  
                  $
                  54,903
                  
                  
                  $
                  42,431Ratio
      of earnings to fixed charges
                  
                  
                  1.47
                  
                  
                  
                  1.29
                  
                  
                  
                  1.62
                  
                  
                  
                  1.69
                  
                  
                  
                  2.16
                  
                  
                  
                  2.98Ratio
      of earnings to fixed charges and preferred dividends
                  
                  
                  1.38
                  
                  
                  
                  1.29
                  
                  
                  
                  1.62
                  
                  
                  
                  1.69
                  
                  
                  
                  2.16
                  
                  
                  
                  2.98


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