|   | EXHIBIT 12 |
|--------|------------|

| West Bancorporation, Inc. and Subsidiary                                                       |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |
|------------------------------------------------------------------------------------------------|--------|------------------|--------|--------|------------------------|--------|---------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|
| Ratios of Earnings (Loss) to Fixed Charges and Preferred Dividends                             |   |             |   |   |                   |   |    |   |   |   |   |   |   |
|                                                                                           |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                           |   | Six Months Ended |   |   | Year Ended December 31 |   |
| (dollars in thousands)                                                                         |   | June 30, 2010    |   |   | 2009                   |   |    | 2008   |   |   | 2007   |   |   | 2006   |   |   | 2005   |   |
| Excluding Interest on Deposits:                                                                |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) before income taxes                                                              |   | $                | 8,275  |   |                   | $      | (12,407 | )      |   | $      | 8,697  |   |   | $      | 26,414 |   |   | $      | 28,077 |   |   | $ | 28,806 |   |
| Fixed charges:                                                                                 |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                                                                               |   |             | 3,103  |   |                   |   | 7,088   |   |   |   | 9,910  |   |   |   | 13,672 |   |   |   | 9,170 |   |   |   | 9,101 |   |
| 1/3 of net rent expense                                                                        |   |             | 252    |   |                   |   | 571     |   |   |   | 435    |   |   |   | 455    |   |   |   | 379 |   |   |   | 295 |   |
| Total fixed charges                                                                            |   |             | 3,355  |   |                   |   | 7,659   |   |   |   | 10,345 |   |   |   | 14,127 |   |   |   | 9,549 |   |   |   | 9,396 |   |
| Preferred dividend requirement                                                                 |   |             | 900    |   |                   |   | 1,800   |   |   |   | -      |   |   |   | -      |   |   |   | - |   |   |   | - |   |
| Fixed charges and preferred dividends                                                          |   | $                | 4,255  |   |                   | $      | 9,459   |   |   | $      | 10,345 |   |   | $      | 14,127 |   |   | $      | 9,549 |   |   | $ | 9,396 |   |
| Earnings (loss)                                                                                |   | $                | 11,630 |   |                   | $      | (4,748  | )      |   | $      | 19,042 |   |   | $      | 40,541 |   |   | $      | 37,626 |   |   | $ | 38,202 |   |
| Ratio of earnings (loss) to fixed charges                                                      |   |             | 3.47   |   |                   |   | (0.62   | )      |   |   | 1.84   |   |   |   | 2.87   |   |   |   | 3.94 |   |   |   | 4.07 |   |
| Ratio of earnings (loss) to fixed charges and     preferred dividends |   |             | 2.73   |   |                   |   | (0.50   | )      |   |   | 1.84   |   |   |   | 2.87   |   |   |   | 3.94 |   |   |   | 4.07 |   |
|                                                                                           |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Including Interest on Deposits:                                                                |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) before income taxes                                                              |   | $                | 8,275  |   |                   | $      | (12,407 | )      |   | $      | 8,697  |   |   | $      | 26,414 |   |   | $      | 28,077 |   |   | $ | 28,806 |   |
| Fixed charges:                                                                                 |   |             |   |   |                   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                                                                               |   |             | 11,116 |   |                   |   | 26,636  |   |   |   | 31,431 |   |   |   | 43,823 |   |   |   | 40,639 |   |   |   | 25,042 |   |
| 1/3 of net rent expense                                                                        |   |             | 252    |   |                   |   | 571     |   |   |   | 435    |   |   |   | 455    |   |   |   | 379 |   |   |   | 295 |   |
| Total fixed charges                                                                            |   |             | 11,368 |   |                   |   | 27,207  |   |   |   | 31,866 |   |   |   | 44,278 |   |   |   | 41,018 |   |   |   | 25,337 |   |
| Preferred dividend requirement                                                                 |   |             | 900    |   |                   |   | 1,800   |   |   |   | -      |   |   |   | -      |   |   |   | - |   |   |   | - |   |
| Fixed charges and preferred dividends                                                          |   | $                | 12,268 |   |                   | $      | 29,007  |   |   | $      | 31,866 |   |   | $      | 44,278 |   |   | $      | 41,018 |   |   | $ | 25,337 |   |
| Earnings                                                                                       |   | $                | 19,643 |   |                   | $      | 14,800  |   |   | $      | 40,563 |   |   | $      | 70,692 |   |   | $      | 69,095 |   |   | $ | 54,143 |   |
| Ratio of earnings to fixed charges                                                             |   |             | 1.73   |   |                   |   | 0.54    |   |   |   | 1.27   |   |   |   | 1.60   |   |   |   | 1.68 |   |   |   | 2.14 |   |
| Ratio of earnings to fixed charges and     preferred dividends        |   |             | 1.60   |   |                   |   | 0.51    |   |   |   | 1.27   |   |   |   | 1.60   |   |   |   | 1.68 |   |   |   | 2.14 |   |

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