Exhibit34.1

 

Report of Independent RegisteredPublic Accounting Firm

 

Boardof Directors of AmeriCredit Financial Services, Inc.

 

AmeriCreditFinancial Services, Inc.

 

Wehave examined management’s assertion, included in the accompanying Management’s Assertion Regarding Compliance withApplicable Servicing Criteria, that AmeriCredit Financial Services, Inc. (the Company) complied with the servicing criteria setforth in Item 1122 (d) of the Securities and Exchange Commission’s Regulation AB for the publicly issued auto loan asset-backedsecurities transactions for which the Company acted as servicer involving auto loans (the "Platform") as of and forthe year ended December 31, 2018, excluding criteria’s 1122(d)(1)(iii), 1122(d)(1)(iv), 1122(d)(2)(iii), 1122(d)(2)(vi),1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii), 1122(d)(4)(xiii), and 1122(d)(4)(xv) which the Company has determinedare not applicable to the activities performed by them with respect to the servicing platform covered by this report. See AppendixB of management’s assertion for the asset backed transactions covered by this platform. Management is responsible for theCompany’s compliance with those servicing criteria. Our responsibility is to express an opinion on management’s assertionabout the Company’s compliance with the servicing criteria based on our examination.

 

Ourexamination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountantsand the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidenceabout the Company’s compliance with the applicable servicing criteria and performing such other procedures as we considerednecessary in the circumstances. Our examination included testing of less than all of the individual asset backed transactionsand securities that comprise the platform, testing of less than all of the servicing activities related to the Platform and determiningwhether the Company processed those selected transactions and performed those selected activities in compliance with the servicingcriteria and as permitted by Regulation AB Compliance and Disclosure Interpretations of the Division of Corporation Finance, Section200.06, “Vendors Engaged by Servicers” (C&DI 200.06). Furthermore, our procedures were limited to the selectedtransactions and servicing activities performed by the Company during the period covered by this report. Our procedures were notdesigned to determine whether errors may have occurred either prior to or subsequent to our tests that may have affected the balancesor amounts calculated or reported by the Company during the period covered by this report for the selected transactions or anyother transactions. We believe that the evidence we obtained is sufficient and appropriate to provide a reasonable basis for ouropinion.

 

Ourexamination does not provide a legal determination on the Company’s compliance with the servicing criteria.

 

 

 

Asdescribed in management’s assertion, for servicing criteria 1122 (d)(2)(i), 1122(d)(4)(i), 1122(d)(4)(ii) and 1122 (d)(4)(iv),the Company has engaged various vendors to perform the activities required by these servicing criteria. The Company has determinedthat these vendors are not considered a “servicer” as defined in Item 1101(j) of Regulation AB, and the Company haselected to take responsibility for assessing compliance with the applicable servicing criteria applicable to each vendor as permittedby C&DI 200.06. As permitted by C&DI 200.06, the Company has asserted that it has policies and procedures in place designedto provide reasonable assurance that the vendors’ activities comply in all material respects with servicing criteria applicableto each vendor. The Company is solely responsible for determining that it meets the SEC requirements to apply C&DI 200.06for the vendors and related criteria as described in its assertion, and we performed no procedures with respect to the Company’seligibility to apply C&DI 200.06.

 

Inour opinion, management’s assertion that the Company complied with the servicing criteria set forth in Item 1122 (d) ofthe Securities and Exchange Commission’s Regulation AB, including servicing criteria 1122 (d)(2)(i), 1122(d)(4)(i), 1122(d)(4)(ii)and 1122(d)(4)(iv) for which compliance is determined based on C&DI 200.06 as described above, as of and for the year endedDecember 31, 2018 for the Platform, is fairly stated, in all material respects.

 

/s/Ernst & Young LLP

 

FortWorth, Texas 

March8, 2019