I 

116TH CONGRESS 

1ST SESSION H. R. 3154 

To clarify that eligibility of certain mortgages with Federal credit enhancement may not be conditioned on the status of a mortgagor as a DACA 

recipient if all other eligibility criteria are satisfied, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

JUNE 6, 2019 

Mr. VARGAS (for himself, Ms. TLAIB, Ms. GARCIA of Texas, Mrs. CAROLYN

B. MALONEY of New York, Mr. GONZALEZ of Texas, Mr. ESPAILLAT, 

Mrs. NAPOLITANO, Mr. CARBAJAL, Mr. CORREA, Ms. PRESSLEY, Mr. 

FOSTER, Ms. LEE of California, Mr. HIMES, Mr. GRIJALVA, Ms. 

MUCARSEL-POWELL, Ms. OCASIO-CORTEZ, Mr. GARCI ́A of Illinois, Mr. 

SOTO, Ms. ESCOBAR, Mr. CISNEROS, Ms. ROYBAL-ALLARD, Mr. GOMEZ, 

Mr. CASTRO of Texas, and Mr. HECK) introduced the following bill; 

which was referred to the Committee on Financial Services 

A BILL 

To clarify that eligibility of certain mortgages with Federal 

credit enhancement may not be conditioned on the status 

of a mortgagor as a DACA recipient if all other eligibility 

criteria are satisfied, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Homeownership for 

5 Dreamers Act’’. 


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1 SEC. 2. DACA RECIPIENT ELIGIBILITY. 

2 (a) FHA.—Section 203 of the National Housing Act 

3 (12 U.S.C. 1709) is amended by inserting after subsection 

4 (h) the following: 

5 ‘‘(i) DACA RECIPIENT ELIGIBILITY.— 

6 ‘‘(1) IN GENERAL.—The Secretary may not— 

7 ‘‘(A) prescribe terms that limit the eligi8 bility of a single family mortgage for insurance 

9 under this title on the basis of the status of the 

10 mortgagor as a DACA recipient if all other eli11 gibility requirements are satisfied; or 

12 ‘‘(B) issue any limited denial of participa13 tion in the program for such insurance on the 

14 basis of the status of the mortgagor as a DACA 

15 recipient. 

16 ‘‘(2) DACA RECIPIENT DEFINED.—For the 

17 purposes of this subsection, the term ‘DACA recipi18 ent’ means an alien who, at any time before, on, or 

19 after the date of the enactment of this subsection, 

20 is or was in deferred action status pursuant to the 

21 Deferred Action for Childhood Arrivals (‘DACA’) 

22 Program announced by the Secretary of Homeland 

23 Security on June 15, 2012.’’. 

24 (b) RURAL HOUSING SERVICE.—Section 501 of the 

25 Housing Act of 1949 (42 U.S.C. 1472) is amended by 

26 adding at the end the following: 


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•HR 3154 IH

1 ‘‘(k) DACA RECIPIENT ELIGIBILITY.— 

2 ‘‘(1) IN GENERAL.—The Secretary may not 

3 prescribe terms that limit eligibility for a single fam4 ily mortgage made, insured, or guaranteed under 

5 this title on the basis of the status of the mortgagor 

6 as a DACA recipient if all other eligibility require7 ments are satisfied. 

8 ‘‘(2) DACA RECIPIENT DEFINED.—For the 

9 purposes of this paragraph, the term ‘DACA recipi10 ent’ means an alien who, at any time before, on, or 

11 after the date of the enactment of this paragraph, 

12 is or was in deferred action status pursuant to the 

13 Deferred Action for Childhood Arrivals (‘DACA’) 

14 Program announced by the Secretary of Homeland 

15 Security on June 15, 2012.’’. 

16 (c) FANNIE MAE.—Section 302(b) of the National 

17 Housing Act (12 U.S.C 1717(b)) is amended by adding 

18 at the end the following: 

19 ‘‘(8) DACA RECIPIENT ELIGIBILITY.— 

20 ‘‘(A) IN GENERAL.—The corporation may 

21 not condition purchase of a single-family resi22 dence mortgage by the corporation under this 

23 subsection on the status of the borrower as a 

24 DACA recipient if all other eligibility criteria 

25 are satisfied. 


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1 ‘‘(B) DACA RECIPIENT DEFINED.—For 

2 the purposes of this paragraph, the term 

3 ‘DACA recipient’ means an alien who, at any 

4 time before, on, or after the date of the enact5 ment of this paragraph, is or was in deferred 

6 action status pursuant to the Deferred Action 

7 for Childhood Arrivals (‘DACA’) Program an8 nounced by the Secretary of Homeland Security 

9 on June 15, 2012.’’. 

10 (d) FREDDIE MAC.—Section 305(a) of the Federal 

11 Home Loan Mortgage Corporation Act (12 U.S.C. 1454) 

12 is amended by adding at the end the following: 

13 ‘‘(6) DACA RECIPIENT ELIGIBILITY.— 

14 ‘‘(A) IN GENERAL.—The Corporation may 

15 not condition purchase of a single-family resi16 dence mortgage by the corporation under this 

17 subsection on the status of the borrower as a 

18 DACA recipient if all other eligibility criteria 

19 are satisfied. 

20 ‘‘(B) DACA RECIPIENT DEFINED.—For 

21 the purposes of this subsection, the term 

22 ‘DACA recipient’ means an alien who, at any 

23 time before, on, or after the date of the enact24 ment of this subsection, is or was in deferred 

25 action status pursuant to the Deferred Action 


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1 for Childhood Arrivals (‘DACA’) Program an2 nounced by the Secretary of Homeland Security 

3 on June 15, 2012.’’. 

Æ 


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