IB 

Union Calendar No. 155 

116TH CONGRESS 

1ST SESSION H. R. 3154 

[Report No. 116–197] 

To clarify that eligibility of certain mortgages with Federal credit enhancement may not be conditioned on the status of a mortgagor as a DACA 

recipient if all other eligibility criteria are satisfied, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

JUNE 6, 2019 

Mr. VARGAS (for himself, Ms. TLAIB, Ms. GARCIA of Texas, Mrs. CAROLYN

B. MALONEY of New York, Mr. GONZALEZ of Texas, Mr. ESPAILLAT, 

Mrs. NAPOLITANO, Mr. CARBAJAL, Mr. CORREA, Ms. PRESSLEY, Mr. 

FOSTER, Ms. LEE of California, Mr. HIMES, Mr. GRIJALVA, Ms. 

MUCARSEL-POWELL, Ms. OCASIO-CORTEZ, Mr. GARCI ́A of Illinois, Mr. 

SOTO, Ms. ESCOBAR, Mr. CISNEROS, Ms. ROYBAL-ALLARD, Mr. GOMEZ, 

Mr. CASTRO of Texas, and Mr. HECK) introduced the following bill; 

which was referred to the Committee on Financial Services 

SEPTEMBER 6, 2019 

Additional sponsors: Ms. BROWNLEY of California, Mr. CA ́RDENAS, Mr. 

PETERS, and Mr. MEEKS

SEPTEMBER 6, 2019 

Reported with an amendment, committed to the Committee of the Whole 

House on the State of the Union, and ordered to be printed 

[Strike out all after the enacting clause and insert the part printed in italic] 

[For text of introduced bill, see copy of bill as introduced on June 6, 2019] 


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•HR 3154 RH

A BILL 

To clarify that eligibility of certain mortgages with Federal 

credit enhancement may not be conditioned on the status 

of a mortgagor as a DACA recipient if all other eligibility 

criteria are satisfied, and for other purposes. 


pamtmann on DSKBC07HB2PROD with BILLS
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•HR 3154 RH

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Homeownership for 

5 DREAMers Act’’. 

6 SEC. 2. DACA RECIPIENT ELIGIBILITY. 

7 (a) FHA.—Section 203 of the National Housing Act 

8 (12 U.S.C. 1709) is amended by inserting after subsection 

9 (h) the following: 

10 ‘‘(i) DACA RECIPIENT ELIGIBILITY.— 

11 ‘‘(1) IN GENERAL.—The Secretary may not— 

12 ‘‘(A) prescribe terms that limit the eligi13 bility of a single family mortgage for insurance 

14 under this title because of the status of the mort15 gagor as a DACA recipient; or 

16 ‘‘(B) issue any limited denial of participa17 tion in the program for such insurance because 

18 of the status of the mortgagor as a DACA recipi19 ent. 

20 ‘‘(2) DACA RECIPIENT DEFINED.—For the pur21 poses of this subsection, the term ‘DACA recipient’ 

22 means an alien who, at any time before, on, or after 

23 the date of the enactment of this subsection, is or was 

24 in deferred action status pursuant to the Deferred Ac25 tion for Childhood Arrivals (‘DACA’) Program anVerDate Sep 11 2014 20:32 Sep 06, 2019 Jkt 089200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6203 E:\BILLS\H3154.RH H3154

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1 nounced by the Secretary of Homeland Security on 

2 June 15, 2012. 

3 ‘‘(3) EXEMPTION.— 

4 ‘‘(A) DENIAL FOR FAILURE TO SATISFY

5 VALID ELIGIBILITY REQUIREMENTS.—Nothing in 

6 this title prohibits the denial of insurance based 

7 on failure to satisfy valid eligibility require8 ments. 

9 ‘‘(B) INVALID ELIGIBILITY REQUIRE10 MENTS.—Valid eligibility requirements do not 

11 include criteria that were adopted with the pur12 pose of denying eligibility for insurance because 

13 of race, color, religion, sex, familial status, na14 tional origin, disability, or the status of a mort15 gagor as a DACA recipient.’’. 

16 (b) RURAL HOUSING SERVICE.—Section 501 of the 

17 Housing Act of 1949 (42 U.S.C. 1472) is amended by add18 ing at the end the following: 

19 ‘‘(k) DACA RECIPIENT ELIGIBILITY.— 

20 ‘‘(1) IN GENERAL.—The Secretary may not pre21 scribe terms that limit eligibility for a single family 

22 mortgage made, insured, or guaranteed under this 

23 title because of the status of the mortgagor as a DACA 

24 recipient. 


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•HR 3154 RH

1 ‘‘(2) DACA RECIPIENT DEFINED.—For the pur2 poses of this paragraph, the term ‘DACA recipient’ 

3 means an alien who, at any time before, on, or after 

4 the date of the enactment of this paragraph, is or was 

5 in deferred action status pursuant to the Deferred Ac6 tion for Childhood Arrivals (‘DACA’) Program an7 nounced by the Secretary of Homeland Security on 

8 June 15, 2012.’’. 

9 (c) FANNIE MAE.—Section 302(b) of the National 

10 Housing Act (12 U.S.C. 1717(b)) is amended by adding at 

11 the end the following: 

12 ‘‘(8) DACA RECIPIENT ELIGIBILITY.— 

13 ‘‘(A) IN GENERAL.—The corporation may 

14 not condition purchase of a single-family resi15 dence mortgage by the corporation under this 

16 subsection on the status of the borrower as a 

17 DACA recipient. 

18 ‘‘(B) DACA RECIPIENT DEFINED.—For the 

19 purposes of this paragraph, the term ‘DACA re20 cipient’ means an alien who, at any time before, 

21 on, or after the date of the enactment of this 

22 paragraph, is or was in deferred action status 

23 pursuant to the Deferred Action for Childhood 

24 Arrivals (‘DACA’) Program announced by the 


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•HR 3154 RH

1 Secretary of Homeland Security on June 15, 

2 2012.’’. 

3 (d) FREDDIE MAC.—Section 305(a) of the Federal 

4 Home Loan Mortgage Corporation Act (12 U.S.C. 1454) is 

5 amended by adding at the end the following: 

6 ‘‘(6) DACA RECIPIENT ELIGIBILITY.— 

7 ‘‘(A) IN GENERAL.—The Corporation may 

8 not condition purchase of a single-family resi9 dence mortgage by the corporation under this 

10 subsection on the status of the borrower as a 

11 DACA recipient. 

12 ‘‘(B) DACA RECIPIENT DEFINED.—For the 

13 purposes of this subsection, the term ‘DACA re14 cipient’ means an alien who, at any time before, 

15 on, or after the date of the enactment of this sub16 section, is or was in deferred action status pur17 suant to the Deferred Action for Childhood Ar18 rivals (‘DACA’) Program announced by the Sec19 retary of Homeland Security on June 15, 

20 2012.’’. 


pamtmann on DSKBC07HB2PROD with BILLS

pamtmann on DSKBC07HB2PROD with BILLS
Union Calendar No. 155 

116TH CONGRESS 

1ST SESSION H. R. 3154 

[Report No. 116–197] 

A BILL 

To clarify that eligibility of certain mortgages with 

fied, and for other purposes. recipient if all other eligibility criteria are satistioned on the status of a mortgagor as a DACA Federal credit enhancement may not be condiSEPTEMBER 6, 2019 

Reported with an amendment, committed to the Comand ordered to be printed mittee of the Whole House on the State of the Union, 


pamtmann on DSKBC07HB2PROD with BILLS