<TABLE> <S> <C>

<ARTICLE>             9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements contained in the Form 10-QSB and is qualified in its
entirety by reference to such financial statements.
</LEGEND>
<CIK>                 0001066170
<NAME>                MASSACHUSETTS FINCORP, INC.
<MULTIPLIER>          1,000
<CURRENCY>            U.S. DOLLAR

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           1,359
<INT-BEARING-DEPOSITS>                             166
<FED-FUNDS-SOLD>                                   670
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     12,523
<INVESTMENTS-CARRYING>                             521
<INVESTMENTS-MARKET>                               510
<LOANS>                                         85,344
<ALLOWANCE>                                        680
<TOTAL-ASSETS>                                 106,833
<DEPOSITS>                                      76,153
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                741
<LONG-TERM>                                     20,349
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             5
<OTHER-SE>                                       9,585
<TOTAL-LIABILITIES-AND-EQUITY>                 106,833
<INTEREST-LOAN>                                  1,599
<INTEREST-INVEST>                                  238
<INTEREST-OTHER>                                    26
<INTEREST-TOTAL>                                 1,862
<INTEREST-DEPOSIT>                                 697
<INTEREST-EXPENSE>                               1,022
<INTEREST-INCOME-NET>                              841
<LOAN-LOSSES>                                        4
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    878
<INCOME-PRETAX>                                     17
<INCOME-PRE-EXTRAORDINARY>                          17
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                         9
<EPS-BASIC>                                       0.02
<EPS-DILUTED>                                     0.02
<YIELD-ACTUAL>                                    7.68
<LOANS-NON>                                         92
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   596
<CHARGE-OFFS>                                        0
<RECOVERIES>                                        80
<ALLOWANCE-CLOSE>                                  680
<ALLOWANCE-DOMESTIC>                               680
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>