<TABLE> <S> <C>

<ARTICLE>               9
<LEGEND>
This schedule contains summary information extracted from the Form 10-QSB and is
qualified in its entirety by refernce to the unaudited financial statements
contained herein.
</LEGEND>
<CIK>                   0001066170
<NAME>                  MASSACHUSETTS FINCORP, INC.
<MULTIPLIER>            1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                           1,499
<INT-BEARING-DEPOSITS>                              17
<FED-FUNDS-SOLD>                                 1,434
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     12,698
<INVESTMENTS-CARRYING>                             529
<INVESTMENTS-MARKET>                               521
<LOANS>                                         62,297
<ALLOWANCE>                                        565
<TOTAL-ASSETS>                                  84,256
<DEPOSITS>                                      57,371
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                845
<LONG-TERM>                                     16,434
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             5
<OTHER-SE>                                       9,600
<TOTAL-LIABILITIES-AND-EQUITY>                  84,256
<INTEREST-LOAN>                                  2,417
<INTEREST-INVEST>                                  335
<INTEREST-OTHER>                                    26
<INTEREST-TOTAL>                                 2,779
<INTEREST-DEPOSIT>                               1,054
<INTEREST-EXPENSE>                               1,290
<INTEREST-INCOME-NET>                            1,489
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   6
<EXPENSE-OTHER>                                  1,458
<INCOME-PRETAX>                                    366
<INCOME-PRE-EXTRAORDINARY>                         366
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       266
<EPS-BASIC>                                       0.52
<EPS-DILUTED>                                     0.52
<YIELD-ACTUAL>                                    7.75
<LOANS-NON>                                         64
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   525
<CHARGE-OFFS>                                        0
<RECOVERIES>                                        40
<ALLOWANCE-CLOSE>                                  565
<ALLOWANCE-DOMESTIC>                               565
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>