<TABLE> <S> <C>

<ARTICLE>              9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB and is qualified in its entirety by reference tot he unaudited financial
statements contained herein.
</LEGEND>
<CIK>                  0001066170
<NAME>                 MASSACHUSETTS FINCORP, INC.
<MULTIPLIER>           1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                           1,499
<INT-BEARING-DEPOSITS>                              17
<FED-FUNDS-SOLD>                                 2,941
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     12,418
<INVESTMENTS-CARRYING>                             527
<INVESTMENTS-MARKET>                               519
<LOANS>                                         71,273
<ALLOWANCE>                                        571
<TOTAL-ASSETS>                                  93,970
<DEPOSITS>                                      63,043
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,267
<LONG-TERM>                                     20,010
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             5
<OTHER-SE>                                       9,646
<TOTAL-LIABILITIES-AND-EQUITY>                  93,970
<INTEREST-LOAN>                                  3,756
<INTEREST-INVEST>                                  552
<INTEREST-OTHER>                                    40
<INTEREST-TOTAL>                                 4,348
<INTEREST-DEPOSIT>                               1,589
<INTEREST-EXPENSE>                               2,092
<INTEREST-INCOME-NET>                            2,257
<LOAN-LOSSES>                                     (13)
<SECURITIES-GAINS>                                   6
<EXPENSE-OTHER>                                  2,224
<INCOME-PRETAX>                                    484
<INCOME-PRE-EXTRAORDINARY>                         484
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       340
<EPS-BASIC>                                       0.67
<EPS-DILUTED>                                     0.67
<YIELD-ACTUAL>                                    7.68
<LOANS-NON>                                        109
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   571
<CHARGE-OFFS>                                        0
<RECOVERIES>                                        60
<ALLOWANCE-CLOSE>                                  571
<ALLOWANCE-DOMESTIC>                               571
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>