22764 Federal Register / Vol. 77, No. 74 / Tuesday, April 17, 2012 / Notices 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0005, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC, 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office) 1700 G 

Street NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Secure and Fair Enforcement for 

Mortgage Licensing Act (Regulation G) 

12 CFR Part 1007. 

OMB Number: 3170–0005. 

Abstract: The information collection 

will improve the flow of information to 

and between regulators; provide 

accountability and tracking of mortgage 

loan originators (MLOs), enhance 

consumer protections, reduce fraud in 

the residential mortgage loan origination 

process and provide consumers with 

easily accessible information at no 

charge regarding the employment 

history of, and publicly adjudicated 

disciplinary and enforcement actions 

against, MLOs. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses or other 

for profits. 

Estimated Number of Responses: 

33,656. 

Estimated Time per Response: 27 

minutes. 

Estimated Total Annual Burden 

Hours: 15,183. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–9150 Filed 4–16–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3507(a)(1)(D)). The Bureau is soliciting 

comments regarding the information 

collection requirements relating to the 

Fair Credit Reporting Act regulations 

that have been submitted to the Office 

of Management and Budget for review 

and approval. A copy of the submission, 

including copies of the proposed 

collection and supporting 

documentation, may be obtained by 

contacting the agency contact listed 

below. 

DATES: Written comments are 

encouraged and must be received on or 

before May 17, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0002, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office) 1700 G 

Street, NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Fair Credit Reporting Act 

(Regulation V) 12 CFR 1022. 

OMB Control Number: 3170–0002. 

Abstract: The consumer disclosures 

included in Regulation V are designed 

to alert consumers that a financial 

institution furnished negative 

information about them to a consumer 

reporting agency, that they have a right 

to opt out of receiving marketing 

materials and credit or insurance offers, 

that their credit report was used in 

setting the material terms of credit that 

may be less favorable than the terms 

offered to consumers with better credit 

histories, that they maintain certain 

rights with respect to a theft of their 

identity that they reported to a 

consumer reporting agency, that they 

maintain rights with respect to knowing 

what is in their consumer reporting 

agency file, that they can request a free 

credit report, and that they can report a 

theft of their identity to the CFPB. 

Consumers then can use the information 

provided to consider how and when to 

check and use their credit reports. 

Type of Review: Revision of a 

currently approved collection. 

Affected Public: Businesses and other 

for-profit. 

Estimated Number of Responses: 

13,630,000. 

Estimated Time per Response: 21 

minutes. 

Estimated Total Annual Burden 

Hours: 4,736,000. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–9152 Filed 4–16–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3507(a)(1)(D)). The Bureau is soliciting 

comments regarding the information 

collection requirements relating to the 

Truth in Savings regulations that have 

been submitted to the Office of 

Management and Budget for review and 

approval. A copy of the submission may 

be obtained by contacting the agency 

contact listed below. 

DATES: Written comments are 

encouraged and must be received on or 

before May 17, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0004, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 


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