| I,                      Barry Goldstein, certify that: |
|--------------------------------------------------------|
|                                                   |   |
| 1.                                                     | I                      have reviewed this Form 10-KSB of DCAP Group, Inc.; |
|                                                   |   |
| 2.                                                     | Based                      on my knowledge, this report does not contain any untrue statement                      of a                      material fact or omit to state a material fact necessary to                      make the                      statements made, in light of the circumstances under which                      such statements                      were made, not misleading with respect to the period covered                      by this                      report; |
|                                                   |   |
| 3.                                                     | Based                      on my knowledge, the financial statements, and other financial                      information                      included in this report, fairly present in all material respects                      the                      financial condition, results of operations and cash flows of                      the small                      business issuer as of, and for, the periods presented in this                      report; |
|                                                   |   |
| 4.                                                     | The                      small business issuer’s other certifying officers and I are responsible                      for establishing and maintaining disclosure controls and procedures                      (as                      defined in Exchange Act Rules 13a-15(e) and 15d-15-(e)) for                      the small                      business issuer and have: |
|                                                   |   |
|                                                   | a. | Designed                      such disclosure controls and procedures, or caused such disclosure                      controls and procedures to be designed under our supervision,                      to ensure                      that material information relating to the small business issuer,                      including                      its consolidated subsidiaries, is made known to us by others                      within those                      entities, particularly during the period in which this report                      is being                      prepared; |
|                                                   |   |   |
|                                                   | b. | Evaluated                      the effectiveness of the small business issuer’s disclosure controls and                      procedures and presented in this report our conclusions about                      the                      effectiveness of the disclosure controls and procedures, as                      of the end of                      the period covered by this report based on such evaluation;                      and |
|                                                   |   |   |
|                                                   | c. | Disclosed                      in this report any change in the small business issuer’s internal control                      over financial reporting that occurred during the small business                      issuer’s                      most recent fiscal quarter (the small business issuer’s fourth fiscal                      quarter in the case of an annual report) that has materially                      affected, or                      is reasonably likely to materially affect, the small business                      issuer’s                      internal control over financial reporting;                      and |

|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 5.     | The                      small business issuer’s other certifying officer(s) and I have disclosed,                      based on our most recent evaluation of internal control over                      financial                      reporting, to the small business issuer’s auditors and the audit committee                      of the small business issuer’s board of directors (or persons performing                      the equivalent functions): |

----

|   |        |                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|--------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   | a.     | All                      significant deficiencies and material weaknesses in the design                      or                      operation of internal control over financial reporting which                      are                      reasonably likely to adversely affect the small business issuer’s ability                      to record, process, summarize and report financial information;                      and |
|   |   |                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|   | b.     | Any                      fraud, whether or not material, that involves management or                      other                      employees who have a significant role in the small business                      issuer’s                      internal control over financial                      reporting.                                                                                                                     |

| Date:                      March 27, 2006 |                                                                                                                                |
|-------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|
|                                      | /s/                    Barry B.Goldstein                                                                                       |
|                                      | Barry                      B. GoldsteinChief                      Executive Officer andChief                      Financial Officer |