[Federal Register Volume 63, Number 133 (Monday, July 13, 1998)]
[Notices]
[Pages 37568-37580]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 98-18299]


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FEDERAL HOUSING FINANCE BOARD

[No. 98-N-5]


Federal Home Loan Bank Members Selected for Community Support 
Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Federal Housing Finance Board (Finance Board) is 
announcing the Federal Home Loan Bank (FHLBank) members it has selected 
for the 1998-99 second quarter review cycle under the Finance Board's 
community support requirement regulation. This notice also prescribes 
the deadline by which

[[Page 37569]]

FHLBank members selected for review must submit Community Support 
Statements to the Finance Board.

DATES: FHLBank members selected for the 1998-99 second quarter review 
cycle must submit completed Community Support Statements to the Finance 
Board on or before August 27, 1998.

ADDRESSES: FHLBank members selected for the 1998-99 second quarter 
review cycle must submit completed Community Support Statements to the 
Finance Board either by regular mail: Office of Policy, Compliance 
Assistance Division, Federal Housing Finance Board, 1777 F Street, 
N.W., Washington, D.C. 20006; or by electronic mail: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="6f2d2e3b2a3c3f2f2927292d4128203941">[email protected]</a>

FOR FURTHER INFORMATION CONTACT: Penny S. Bates, Program Analyst, 
Office of Policy, Compliance Assistance Division, by telephone at 202/
408-2574, by electronic mail at <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="2a686b7e6f797a6a6c626c68046d657c">[email protected]</a>, or by regular mail at 
the Federal Housing Finance Board, 1777 F Street, N.W., Washington, 
D.C. 20006. A telecommunications device for deaf persons (TDD) is 
available at 202/408-2579.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) 
requires the Finance Board to promulgate regulations establishing 
standards of community investment or service that FHLBank members must 
meet in order to maintain access to long-term advances. See 12 U.S.C. 
1430(g)(1). The regulations promulgated by the Finance Board must take 
into account factors such as the FHLBank member's performance under the 
Community Reinvestment Act of 1977 (CRA), id. 2901 et seq., and record 
of lending to first-time homebuyers. Id. 1430(g)(2).
    Pursuant to the requirements of section 10(g) of the Bank Act, the 
Finance Board has promulgated a community support requirement 
regulation that establishes standards a FHLBank member must meet in 
order to maintain access to long-term advances and review criteria the 
Finance Board must apply in evaluating a member's community support 
performance. See 12 CFR part 936. The regulation includes standards and 
criteria for the two statutory factors--CRA performance and record of 
lending to first-time homebuyers. Id. Sec. 936.3. Only members subject 
to the CRA must meet the CRA standard. Id. Sec. 936.3(b). All members, 
including those not subject to CRA, must meet the first-time homebuyer 
standard. Id. Sec. 936.3(c).
    Under the rule, the Finance Board selects approximately one-eighth 
of the members in each FHLBank district for community support review 
each calendar quarter. Id. Sec. 936.2(a). The Finance Board will not 
review an institution's community support performance until it has been 
a FHLBank member for at least one year. Selection for review is not, 
nor should it be construed as, any indication of either the financial 
condition or the community support performance of the member.
    Each FHLBank member selected for review must complete a Community 
Support Statement and submit it to the Finance Board by the August 27, 
1998 deadline prescribed in this notice. Id. Sec. 936.2(b)(1)(ii) and 
(c). On or before July 28, 1998, each FHLBank will notify the members 
in its district that have been selected for the 1998-99 second quarter 
community support review cycle that they must complete and submit to 
the Finance Board by the deadline a Community Support Statement. Id. 
Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank 
Community Support Statement Form, which also is available on the 
Finance Board's web site at WWW.FHFB.GOV. Upon request, the member's 
FHLBank also will provide assistance in completing the Community 
Support Statement.
    The Finance Board has selected the following members for the 1998-
99 second quarter community support review cycle:

------------------------------------------------------------------------
                                                                        
------------------------------------------------------------------------
              Federal Home Loan Bank of Boston--District 1              
------------------------------------------------------------------------
Branford Savings Bank............  Branford............  CT             
First FS&LA of East Hartford.....  East Hartford.......  CT             
Enfield Federal Savings and Loan   Enfield.............  CT             
 Association.                                                           
Essex Savings Bank...............  Essex...............  CT             
First National Bank of New         Hartford............  CT             
 England.                                                               
Citizens Bank of Connecticut.....  Middletown..........  CT             
First City Bank..................  New Britain.........  CT             
Cargill Bank.....................  Putnam..............  CT             
North Middlesex Savings Bank.....  Ayer................  MA             
Boston Private Bank & Trust        Boston..............  MA             
 Company.                                                               
First Federal Savings Bank of      Boston..............  MA             
 Boston.                                                                
First Trade Union Bank...........  Boston..............  MA             
Haymarket Co-operative Bank......  Boston..............  MA             
Hyde Park Savings Bank...........  Boston..............  MA             
Investors Bank and Trust Company.  Boston..............  MA             
Peoples Federal Savings Bank.....  Brighton............  MA             
Cambridge Savings Bank...........  Cambridge...........  MA             
East Cambridge Savings Bank......  Cambridge...........  MA             
Dedham Institution for Savings...  Dedham..............  MA             
Bank of Easthampton..............  Easthampton.........  MA             
Eagle Bank.......................  Everett.............  MA             
Citizens-Union Savings Bank......  Fall River..........  MA             
Foxboro Federal Savings and Loan   Foxboro.............  MA             
 Association.                                                           
Georgetown Savings Bank..........  Georgetown..........  MA             
First Essex Bank, FSB............  Lawrence............  MA             
Marblehead Savings Bank..........  Marblehead..........  MA             
Medford Co-operative Bank........  Medford.............  MA             
Plymouth Savings Bank............  Middleboro..........  MA             
Millbury Savings Bank............  Millbury............  MA             
Monson Savings Bank..............  Monson..............  MA             
Lawrence Savings Bank............  North Andover.......  MA             
Warren Five Cents Savings Bank...  Peabody.............  MA             

[[Page 37570]]

                                                                        
Saugus Co-operative Bank.........  Saugus..............  MA             
Scituate Federal Savings Bank....  Scituate............  MA             
Spencer Savings Bank.............  Spencer.............  MA             
Hampden Savings Bank.............  Springfield.........  MA             
Bristol County Bank..............  Taunton.............  MA             
Federal Savings Bank.............  Waltham.............  MA             
Middlesex Federal Savings........  West Somerville.....  MA             
Auburn Savings & Loan Association  Auburn..............  ME             
Augusta Federal Savings Bank.....  Augusta.............  ME             
First National Bank of Bar Harbor  Bar Harbor..........  ME             
First FS&LA of Bath..............  Bath................  ME             
Aroostook County FS&LA...........  Caribou.............  ME             
Kennebunk Savings Bank...........  Kennebunk...........  ME             
Skowhegan Savings Bank...........  Skowhegan...........  ME             
Kennebec Federal Savings & Loan    Waterville..........  ME             
 Association.                                                           
Federal Savings Bank of Dover....  Dover...............  NH             
Farmington National Bank.........  Farmington..........  NH             
Franklin Savings Bank............  Franklin............  NH             
Meredith Village Savings Bank....  Meredith............  NH             
Salem Co-operative Bank..........  Salem...............  NH             
First Brandon National Bank......  Brandon.............  VT             
Vermont National Bank............  Brattleboro.........  VT             
Howard Bank, N.A.................  Burlington..........  VT             
Woodstock National Bank..........  Woodstock...........  VT             
------------------------------------------------------------------------
             Federal Home Loan Bank of New York--District 2             
------------------------------------------------------------------------
Axia Federal Savings Bank........  Avenel..............  NJ             
Pamrapo Savings Bank, S.L.A......  Bayonne.............  NJ             
National Bank of Sussex County...  Branchville.........  NJ             
Ocean Federal Savings Bank.......  Brick...............  NJ             
Farmers & Mechanics Bank.........  Burlington..........  NJ             
Inter-Boro Savings and Loan        Cherry Hill.........  NJ             
 Association.                                                           
Freehold Savings and Loan          Freehold............  NJ             
 Association.                                                           
GSL Savings Bank.................  Guttenberg..........  NJ             
Oritani Savings Bank, SLA........  Hackensack..........  NJ             
Investors Savings Bank...........  Millburn............  NJ             
Millington Savings Bank..........  Millington..........  NJ             
Dollar Savings Bank, SLA.........  Newark..............  NJ             
Ocean City Home Savings and Loan   Ocean City..........  NJ             
 Association.                                                           
Amboy National Bank..............  Old Bridge..........  NJ             
First Savings Bank, SLA..........  Perth Amboy.........  NJ             
Ridgewood Savings Bank of New      Ridgewood...........  NJ             
 Jersey.                                                                
Lakeview Savings Bank............  West Paterson.......  NJ             
South Bergen Savings Bank........  Wood Ridge..........  NJ             
ALBANK, FSB......................  Albany..............  NY             
Amsterdam Federal Savings & Loan   Amsterdam...........  NY             
 Association.                                                           
Brooklyn Federal Savings Bank....  Brooklyn............  NY             
Canisteo Savings and Loan          Canisteo............  NY             
 Association.                                                           
Canton Federal Savings and Loan    Canton..............  NY             
 Association.                                                           
Home Federal Savings Bank........  Douglaston..........  NY             
Elmira Savings and Loan, F.A.....  Elmira..............  NY             
National Bank of Geneva..........  Geneva..............  NY             
Glens Falls National Bank and      Glens Falls.........  NY             
 Trust Company.                                                         
Gloversville Federal Savings.....  Gloversville........  NY             
Maple City Savings and Loan        Hornell.............  NY             
 Association.                                                           
Sunnyside FS&LA of Irvington.....  Irvington...........  NY             
First National Bank of Lisbon....  Lisbon..............  NY             
Lyons National Bank..............  Lyons...............  NY             
Maspeth Federal Savings & Loan     Maspeth.............  NY             
 Association.                                                           
Massena Savings and Loan           Massena.............  NY             
 Association.                                                           
Medina Savings and Loan..........  Medina..............  NY             
Long Island Savings Bank, FSB....  Melville............  NY             
Cross County Federal Savings Bank  Middle Village......  NY             
Provident Savings Bank, F.A......  Montebello..........  NY             
Carver Federal Savings Bank......  New York............  NY             
Dime Savings Bank of New York....  New York............  NY             
The Berkshire Bank...............  New York............  NY             
Ogdensburg Federal Savings & Loan  Ogdensburg..........  NY             
 Association.                                                           
Wilber National Bank.............  Oneonta.............  NY             
Union State Bank.................  Orangeburg..........  NY             
First Federal Savings Bank.......  Peekskill...........  NY             
First Tier Bank and Trust........  Salamanca...........  NY             
Saratoga National Bank and Trust.  Saratoga Springs....  NY             
Schenectady Federal Savings Bank.  Schenectady.........  NY             
Yonkers Savings and Loan           Yonkers.............  NY             
 Association, FA.                                                       
------------------------------------------------------------------------
 
[[Page 37571]]

                                                                        
            Federal Home Loan Bank of Pittsburgh--District 3            
------------------------------------------------------------------------
Delaware National Bank...........  Georgetown..........  DE             
The Travelers Bank...............  Newark..............  DE             
Artisans' Savings Bank...........  Wilmington..........  DE             
Laurel Savings Bank..............  Allison Park........  PA             
Investment Savings Bank..........  Altoona.............  PA             
Reliance Savings Bank............  Altoona.............  PA             
Peoples Home Savings Bank........  Beaver Falls........  PA             
Pennwood Savings Bank............  Bellevue............  PA             
Columbia County Farmers National   Bloomsburg..........  PA             
 Bank.                                                                  
Bryn Mawr Trust Company..........  Bryn Mawr...........  PA             
Community Bank, N.A..............  Carmichaels.........  PA             
Charleroi Federal Savings Bank...  Charleroi...........  PA             
Citizens National Bank of Evans    Evans City..........  PA             
 City.                                                                  
Armstrong County Building & Loan   Ford City...........  PA             
 Association.                                                           
Greenville Savings Bank..........  Greenville..........  PA             
Westmoreland FS&LA of Latrobe....  Latrobe.............  PA             
First National Bank of Leesport..  Leesport............  PA             
Keystone Savings Bank............  Lehigh Valley.......  PA             
Mifflin County Savings Bank......  Lewistown...........  PA             
First Citizens National Bank.....  Mansfield...........  PA             
First National Bank of             Mifflintown.........  PA             
 Mifflintown.                                                           
First Federal Savings Bank.......  Monessan............  PA             
Parkvale Savings Bank............  Monroeville.........  PA             
Community State Bank of Orbisonia  Orbisonia...........  PA             
Beneficial Mutual Savings Bank...  Philadelphia........  PA             
Firstrust Bank...................  Philadelphia........  PA             
Prudential Savings Bank..........  Philadelphia........  PA             
NorthSide Bank...................  Pittsburgh..........  PA             
Troy Hill Federal Savings & Loan   Pittsburgh..........  PA             
 Association.                                                           
West View Savings Bank...........  Pittsburgh..........  PA             
Workingmens Savings Bank, FSB....  Pittsburgh..........  PA             
Liberty Savings Bank, F.S.B......  Pottsville..........  PA             
Elk County Savings & Loan          Ridgway.............  PA             
 Association.                                                           
Sewickley Savings Bank...........  Sewickley...........  PA             
Keystone State Savings Bank......  Sharpsburg..........  PA             
First National Bank of Slippery    Slippery Rock.......  PA             
 Rock.                                                                  
Union National Bank..............  Souderton...........  PA             
First National Bank of Spring      Spring Mills........  PA             
 Mills.                                                                 
East Stroudsburg Savings           Stroudsburg.........  PA             
 Association.                                                           
Grange National Bank of Wyoming    Tunkhannock.........  PA             
 County.                                                                
Washington Federal Savings Bank..  Washington..........  PA             
First FS&LA of Greene County.....  Waynesburg..........  PA             
Citizens & Northern Bank.........  Wellsboro...........  PA             
First Century Bank, N.A..........  Bluefield...........  WV             
Huntington FS&LA.................  Huntington..........  WV             
First National Bank of Keystone..  Keystone............  WV             
Doolin Security Savings Bank FSB.  New Martinsville....  WV             
One Valley Bank of Oak Hill, Inc.  Oak Hill............  WV             
United National Bank.............  Parkersburg.........  WV             
One Valley Bank of Mercer County,  Princeton...........  WV             
 Inc.                                                                   
First FS&LA of Ravenswood........  Ravenswood..........  WV             
First Federal Savings and Loan     Sistersville........  WV             
 Association.                                                           
------------------------------------------------------------------------
              Federal Home Loan Bank of Atlanta--District 4             
------------------------------------------------------------------------
Brantley Bank and Trust Company..  Brantley............  AL             
Bank of Carbon Hill..............  Carbon Hill.........  AL             
Heritage Bank....................  Decatur.............  AL             
Robertson Banking Company........  Demopolis...........  AL             
The Citizens Bank................  Greensboro..........  AL             
City Bank of Hartford............  Hartford............  AL             
Security Federal Savings Bank....  Jasper..............  AL             
First Citizens Bank of             Monroeville.........  AL             
 Monroeville.                                                           
The Citizens Bank................  Moulton.............  AL             
Phenix-Girard Bank...............  Phenix City.........  AL             
Bank of Vernon...................  Vernon..............  AL             
Bank of Wedowee..................  Wedowee.............  AL             
Bank of Belle Glade..............  Belle Glade.........  FL             
Community Bank of Manatee........  Bradenton...........  FL             
Sun Bank and Trust Company.......  Brooksville.........  FL             
Citizens Bank of Clearwater......  Clearwater..........  FL             
Commercebank, N.A................  Coral Gables........  FL             
Peoples State Bank of Groveland..  Groveland...........  FL             
First State Bank of the Florida    Key West............  FL             
 Keys.                                                                  

[[Page 37572]]

                                                                        
International Finance Bank.......  Miami...............  FL             
Charlotte State Bank.............  Port Charlotte......  FL             
First American Bank of Walton      Santa Rosa Beach....  FL             
 County.                                                                
Central Bank of Tampa............  Tampa...............  FL             
First National Bank of Tampa.....  Tampa...............  FL             
Wauchula State Bank..............  Wauchula............  FL             
Alma Exchange Bank and Trust.....  Alma................  GA             
Bank of Early....................  Blakely.............  GA             
Colonial Bank Southeast..........  Broxton.............  GA             
Planters and Citizens Bank.......  Camilla.............  GA             
Claxton Bank.....................  Claxton.............  GA             
First Clayton Bank and Trust       Clayton.............  GA             
 Company.                                                               
Central Bank and Trust...........  Cordele.............  GA             
First Community Bank of            Dawsonville.........  GA             
 Dawsonville.                                                           
Bank Atlanta.....................  Decatur.............  GA             
Bank of Eastman..................  Eastman.............  GA             
Gilmer County Bank...............  Ellijay.............  GA             
Fairburn Banking Company.........  Fairburn............  GA             
Capital Bank.....................  Fort Oglethorpe.....  GA             
Bank of Hiawassee................  Hiawassee...........  GA             
Empire Banking Company...........  Homerville..........  GA             
Farmers State Bank...............  Lincolnton..........  GA             
Peoples Bank.....................  Lyons...............  GA             
Mount Vernon Bank................  Mt. Vernon..........  GA             
The Citizens Bank................  Nashville...........  GA             
Bank of Newnan...................  Newnan..............  GA             
Community Bank of Wilcox.........  Pitts...............  GA             
The Tattnall Bank................  Reidsville..........  GA             
Greater Rome Bank................  Rome................  GA             
Citizens Security Bank...........  Tifton..............  GA             
Bank of Georgia..................  Watkinsville........  GA             
Mercantile Safe Deposit and Trust  Baltimore...........  MD             
 Company.                                                               
Community Bank of Bowie..........  Bowie...............  MD             
Easton Bank and Trust Company....  Easton..............  MD             
Maryland Bank and Trust Company..  Lexington Park......  MD             
First National Bank of North East  North East..........  MD             
The East Carolina Bank...........  Engelhard...........  NC             
Catawba Valley Bank..............  Hickory.............  NC             
First Bank.......................  Troy................  NC             
Sandhills Bank...................  Bethune.............  SC             
The Peoples Bank of Iva..........  Iva.................  SC             
The Palmetto Bank................  Laurens.............  SC             
The Citizens Bank................  Olanta..............  SC             
First State Bank.................  Danville............  VA             
------------------------------------------------------------------------
            Federal Home Loan Bank of Cincinnati--District 5            
------------------------------------------------------------------------
First Federal Bank for Savings...  Ashland.............  KY             
Bank of Edmonson County..........  Brownsville.........  KY             
United Citizens Bank and Trust,    Campbellsburg.......  KY             
 Inc.                                                                   
Citizens Bank & Trust Company....  Campbellsville......  KY             
Farmers & Traders Bank...........  Campton.............  KY             
Carrollton FS&LA, Inc............  Carrollton..........  KY             
First National Bank of Central     Central City........  KY             
 City.                                                                  
Peoples Bank of Northern           Crestview Hills.....  KY             
 Kentucky, Inc.                                                         
Farmers National Bank............  Cynthiana...........  KY             
Central Kentucky Federal Savings   Danville............  KY             
 Bank.                                                                  
United Kentucky Bank.............  Falmouth............  KY             
Columbia Federal Savings Bank....  Ft. Mitchell........  KY             
Bank of Germantown...............  Germantown..........  KY             
HNB Bank, N.A....................  Harlan..............  KY             
First Federal Savings Bank of      Harrodsburg.........  KY             
 Harrodsburg.                                                           
State Bank and Trust Company.....  Harrodsburg.........  KY             
First Federal Savings and Loan     Hazard..............  KY             
 Association.                                                           
Bank of Magnolia.................  Hodgenville.........  KY             
MidAmerica Bank, FSB.............  LaGrange............  KY             
First Lancaster Federal Savings    Lancaster...........  KY             
 Bank.                                                                  
Citizens National Bank...........  Lebanon.............  KY             
First Federal Savings Bank.......  Leitchfield.........  KY             
Farmers Deposit Bank of            Middleburg..........  KY             
 Middleburg.                                                            
First State Bank of Pineville....  Middlesboro.........  KY             
Home Federal Bank................  Middlesboro.........  KY             
Middlesboro Federal Bank, F.S.B..  Middlesboro.........  KY             
Bank of Mt. Vernon...............  Mt. Vernon..........  KY             
Peoples Bank Mt. Washington......  Mt. Washington......  KY             
Banterra Bank, N.A...............  Paducah.............  KY             

[[Page 37573]]

                                                                        
Family Bank, FSB.................  Paintsville.........  KY             
Central Bank of North              Pleasureville.......  KY             
 Pleasureville.                                                         
First Bank and Trust Company.....  Princeton...........  KY             
Bullitt County Bank..............  Shepardsville.......  KY             
Liberty National Bank............  Ada.................  OH             
The Bartlett Farmers Bank........  Bartlett............  OH             
Industrial Savings and Loan        Bellevue............  OH             
 Association.                                                           
Bridgeport Savings and Loan        Bridgeport..........  OH             
 Association.                                                           
Peoples Savings and Loan Company.  Bucyrus.............  OH             
First National Bank of             Caldwell............  OH             
 Southeastern Ohio.                                                     
Clifton Heights Loan and Building  Cincinnati..........  OH             
 Company.                                                               
The Savings Bank.................  Circleville.........  OH             
The Peoples Bank Company.........  Coldwater...........  OH             
First City Bank..................  Columbus............  OH             
Valley Savings Bank..............  Cuyahoga Falls......  OH             
First Federal Savings and Loan...  Defiance............  OH             
Fidelity FS&LA of Delaware.......  Delaware............  OH             
The Peoples Banking Company......  Findlay.............  OH             
First FS&LA of Galion............  Galion..............  OH             
Peoples Bank of Gambier..........  Gambier.............  OH             
Home Building and Loan Company...  Greenfield..........  OH             
Greenville Federal Savings & Loan  Greenville..........  OH             
 Association.                                                           
Home Federal Bank, a FSB.........  Hamilton............  OH             
First Federal Savings Bank of      Ironton.............  OH             
 Ironton.                                                               
Lawrence Federal Savings Bank....  Ironton.............  OH             
Liberty Federal Savings and Loan   Ironton.............  OH             
 Association.                                                           
Ohio River Bank..................  Ironton.............  OH             
Kingston National Bank...........  Kingston............  OH             
Citizens Bank of Logan...........  Logan...............  OH             
Mechanics Savings Bank...........  Mansfield...........  OH             
Peoples FS&LA of Massillon.......  Massillon...........  OH             
Metropolitan Savings Bank of       Mayfield Heights....  OH             
 Cleveland.                                                             
Miami Savings and Loan Company...  Miamitown...........  OH             
The Middlefield Banking Company..  Middlefield.........  OH             
Security Savings Association.....  Milford.............  OH             
Nelsonville Home and Savings       Nelsonville.........  OH             
 Association.                                                           
First FS&LA of Newark............  Newark..............  OH             
Geauga Savings Bank..............  Newbury.............  OH             
Security Dollar Bank.............  Niles...............  OH             
National Bank of Oak Harbor......  Oak Harbor..........  OH             
Valley Central Savings Bank......  Reading.............  OH             
Citizens Banking Company.........  Sandusky............  OH             
Peoples Federal Savings & Loan     Sidney..............  OH             
 Association.                                                           
Commodore Bank...................  Somerset............  OH             
First Safety Bank................  St. Bernard.........  OH             
Monroe Federal Savings and Loan    Tipp City...........  OH             
 Association.                                                           
Van Wert Federal Savings Bank....  Van Wert............  OH             
Home Savings and Loan Association  Wapakoneta..........  OH             
The Waterford Commercial &         Waterford...........  OH             
 Savings.                                                               
Adams County Building and Loan     West Union..........  OH             
 Company.                                                               
Commerce National Bank...........  Worthington.........  OH             
First Federal Savings Bank of      Youngstown..........  OH             
 Youngstown.                                                            
Dollar Bank, FSB.................  Pittsburgh..........  PA             
Bank of Bartlett.................  Bartlett............  TN             
Bank of Bolivar..................  Bolivar.............  TN             
Farmers and Merchants Bank.......  Clarksville.........  TN             
Farmers and Merchants Bank.......  Dyer................  TN             
First Citizens National Bank.....  Dyersburg...........  TN             
Elizabethton Federal Savings Bank  Elizabethton........  TN             
Progressive Savings Bank, FSB....  Jamestown...........  TN             
Marion Trust & Banking Company...  Jasper..............  TN             
Home Federal Bank of Tennessee...  Knoxville...........  TN             
First Central Bank...............  Lenoir City.........  TN             
American Savings Bank............  Livingston..........  TN             
Volunteer FS&LA of Madisonville..  Madisonville........  TN             
First National Bank..............  McMinnville.........  TN             
Jefferson Federal Savings & Loan   Morristown..........  TN             
 Association.                                                           
TNBank...........................  Oak Ridge...........  TN             
Union Planters Bank of N.W.        Paris...............  TN             
 Tennessee, FSB.                                                        
Citizens State Bank..............  Parsons.............  TN             
Citizens Community Bank..........  Winchester..........  TN             
------------------------------------------------------------------------
           Federal Home Loan Bank of Indianapolis--District 6           
------------------------------------------------------------------------
First Federal Savings Bank of      Angola..............  IN             
 Angola.                                                                
Peoples Federal Savings Bank of    Auburn..............  IN             
 Dekalb County.                                                         

[[Page 37574]]

                                                                        
Peoples Federal Savings Bank.....  Aurora..............  IN             
Farmers and Mechanics FS&LA......  Bloomfield..........  IN             
First State Bank.................  Bourbon.............  IN             
Columbus Bank and Trust Company..  Columbus............  IN             
Peoples Trust Bank...............  Corydon.............  IN             
English State Bank...............  English.............  IN             
Home Loan Bank, FSB..............  Fort Wayne..........  IN             
Farmers Bank, Frankfort..........  Frankfort...........  IN             
Newton County Loan & Savings       Goodland............  IN             
 Association.                                                           
First Federal Savings & Loan.....  Greensburg..........  IN             
Lake FS&LA of Hammond............  Hammond.............  IN             
HFS Bank, F.S.B..................  Hobart..............  IN             
Security Federal Savings Bank....  Logansport..........  IN             
First Federal Savings Bank of      Marion..............  IN             
 Marion.                                                                
Michigan City Savings & Loan.....  Michigan City.......  IN             
First Merchants Bank, N.A........  Muncie..............  IN             
Mutual Federal Savings Bank......  Muncie..............  IN             
American Savings, FSB............  Munster.............  IN             
Community Bank...................  Noblesville.........  IN             
First National Bank of Odon......  Odon................  IN             
Pendleton Banking Company........  Pendleton...........  IN             
Lincoln Federal Savings Bank.....  Plainfield..........  IN             
Harrington Bank, FSB.............  Richmond............  IN             
First Parke State Bank...........  Rockville...........  IN             
Scottsburg Building & Loan.......  Scottsburg..........  IN             
Home Federal Savings Bank........  Seymour.............  IN             
Owen Community Bank, SB..........  Spencer.............  IN             
First Farmers State Bank.........  Sullivan............  IN             
Peoples Building and Loan          Tell City...........  IN             
 Association.                                                           
Terre Haute First National Bank..  Terre Haute.........  IN             
Union Trust Bank.................  Union City..........  IN             
First Federal Bank, a FSB........  Vincennes...........  IN             
First Federal Savings Bank of      Wabash..............  IN             
 Wabash.                                                                
First FS&LA of Washington........  Washington..........  IN             
Home Building Savings Bank, FSB..  Washington..........  IN             
Peoples National Bank & Trust....  Washington..........  IN             
Peoples Loan and Trust Bank......  Winchester..........  IN             
Bank of Wolcott..................  Wolcott.............  IN             
First Federal S&LA of Alpena.....  Alpena..............  MI             
Bank of Ann Arbor................  Ann Arbor...........  MI             
Bay Port State Bank..............  Bay Port............  MI             
Fidelity Bank....................  Birmingham..........  MI             
Eaton Federal Savings Bank.......  Charlotte...........  MI             
Hastings City Bank...............  Hastings............  MI             
Kalamazoo County State Bank......  Schoolcraft.........  MI             
Franklin Bank, N.A...............  Southfield..........  MI             
First National Bank of St. Ignace  St. Ignace..........  MI             
Northwestern Savings Bank and      Traverse City.......  MI             
 Trust.                                                                 
------------------------------------------------------------------------
                                                                        
Federal Home Loan Bank of Chicago--District 7...........................
------------------------------------------------------------------------
State Bank of Auburn.............  Auburn..............  IL             
West Pointe Bank and Trust         Belleville..........  IL             
 Company.                                                               
Belvidere National Bank and Trust  Belvidere...........  IL             
 Company.                                                               
First Federal Savings Bank of      Belvidere...........  IL             
 Belvidere.                                                             
American Enterprise Bank.........  Buffalo Grove.......  IL             
Farmers State Bank of Camp Point.  Camp Point..........  IL             
Greene County National Bank in     Carrollton..........  IL             
 Carrollton.                                                            
First Federal Savings Bank--       Champaign...........  IL             
 Champaign-Urbana.                                                      
Charleston Federal Savings & Loan  Charleston..........  IL             
 Association.                                                           
Broadway Bank....................  Chicago.............  IL             
Central FS&LA of Chicago.........  Chicago.............  IL             
Columbus Savings Bank............  Chicago.............  IL             
Fidelity Federal Savings Bank....  Chicago.............  IL             
First Security Federal Savings     Chicago.............  IL             
 Bank.                                                                  
Liberty Bank for Savings.........  Chicago.............  IL             
Lincoln Park Savings Bank........  Chicago.............  IL             
Mutual FS&LA of Chicago..........  Chicago.............  IL             
Universal Federal Savings Bank...  Chicago.............  IL             
Collinsville Building and Loan     Collinsville........  IL             
 Association.                                                           
Home FS&LA of Collinsville.......  Collinsville........  IL             
Covest Banc, NA..................  Des Plaines.........  IL             
Calumet Federal S&LA of Chicago..  Dolton..............  IL             
First Federal Savings and Loan     Edwardsville........  IL             
 Association.                                                           
Forreston State Bank.............  Forreston...........  IL             

[[Page 37575]]

                                                                        
Mercantile Bank of Northern        Freeport............  IL             
 Illinois.                                                              
Fulton State Bank................  Fulton..............  IL             
Glenview State Bank..............  Glenview............  IL             
Guardian Savings Bank FSB........  Granite City........  IL             
Herrin Security Bank.............  Herrin..............  IL             
South End Savings, s.b...........  Homewood............  IL             
First National Bank of Jonesboro.  Jonesboro...........  IL             
Eureka Savings Bank..............  La Salle............  IL             
First State Bank of Western        LaHarpe.............  IL             
 Illinois.                                                              
First National Bank of Illinois..  Lansing.............  IL             
Lisle Savings and Loan             Lisle...............  IL             
 Association.                                                           
West Suburban Bank...............  Lombard.............  IL             
First Security Bank..............  Macknaw.............  IL             
Milford Building and Loan          Milford.............  IL             
 Association.                                                           
Southeast National Bank of Moline  Moline..............  IL             
Nashville Savings Bank...........  Nashville...........  IL             
Central Illinois Bank McLean       Normal..............  IL             
 County.                                                                
Citizens Savings Bank, F.S.B.....  Normal..............  IL             
Northview Bank and Trust.........  Northfield..........  IL             
Illini State Bank................  Oglesby.............  IL             
Peoples Bank and Trust of Pana...  Pana................  IL             
Home Guaranty Bank...............  Piper City..........  IL             
Poplar Grove State Bank..........  Poplar Grove........  IL             
First Robinson Savings & Loan,     Robinson............  IL             
 F.A.                                                                   
Rock Island Bank.................  Rock Island.........  IL             
Alpine Bank of Illinois..........  Rockford............  IL             
Damen Federal Bank for Savings...  Schaumburg..........  IL             
First FS&LA of Shelbyville.......  Shelbyville.........  IL             
The Bank of Yorkville............  Yorkville...........  IL             
The International Bank of Amherst  Amherst.............  WI             
First National Bank of Bangor....  Bangor..............  WI             
Bank of Deerfield................  Deerfield...........  WI             
Bank of Edgar....................  Edgar...............  WI             
Fox Valley Savings and Loan        Fond du Lac.........  WI             
 Association.                                                           
National Exchange Bank and Trust.  Fond du Lac.........  WI             
First Northern Savings Bank, S.A.  Green Bay...........  WI             
Park Bank........................  Holmen..............  WI             
Ixonia State Bank................  Ixonia..............  WI             
M&I Bank FSB.....................  Kenosha.............  WI             
First Federal Savings Bank La      La Crosse...........  WI             
 Crosse-Madison.                                                        
Ladysmith Federal Savings & Loan   Ladysmith...........  WI             
 Association.                                                           
Markesan Bank....................  Markesan............  WI             
Fidelity National Bank...........  Medford.............  WI             
Merrill Federal Savings and Loan   Merrill.............  WI             
 Association.                                                           
Continental Savings Bank, S.A....  Milwaukee...........  WI             
Guaranty Bank, S.S.B.............  Milwaukee...........  WI             
Lincoln Community Bank...........  Milwaukee...........  WI             
M&I Bank SSB.....................  Sheboygan...........  WI             
Spencer State Bank...............  Spencer.............  WI             
First Bank of Tomah..............  Tomah...............  WI             
Farmers State Bank...............  Waupaca.............  WI             
Paper City Savings Association...  Wisconsin Rapids....  WI             
------------------------------------------------------------------------
            Federal Home Loan Bank of Des Moines--District 8            
------------------------------------------------------------------------
Brenton Savings Bank, FSB........  Ames................  IA             
First American Bank..............  Ames................  IA             
Citizens Savings Bank............  Anamosa.............  IA             
Community State Bank.............  Ankeny..............  IA             
Ashton State Bank................  Ashton..............  IA             
Atkins Savings Bank and Trust....  Atkins..............  IA             
Midwest FS&LA of Eastern Iowa....  Burlington..........  IA             
Iowa Trust and Savings Bank......  Centerville.........  IA             
First Security Bank and Trust      Charles City........  IA             
 Company.                                                               
Page County Federal Savings        Clarinda............  IA             
 Association.                                                           
First Federal Savings Bank of      Creston.............  IA             
 Creston, F.S.B.                                                        
State FS&LA of Des Moines........  Des Moines..........  IA             
Fidelity Bank and Trust..........  Dyersville..........  IA             
Community Savings Bank...........  Edgewood............  IA             
First American Bank..............  Fort Dodge..........  IA             
Security Bank Jasper-Poweshiek...  Grinnell............  IA             
Hampton State Bank...............  Hampton.............  IA             
Independence Federal Bank for      Independence........  IA             
 Savings.                                                               
Hawkeye State Bank...............  Iowa City...........  IA             
First Community Bank, a FSB......  Keokuk..............  IA             
Keokuk Savings Bank and Trust      Keokuk..............  IA             
 Company.                                                               

[[Page 37576]]

                                                                        
Iowa State Savings Bank..........  Knoxville...........  IA             
Cedar Valley Bank & Trust........  LaPorte City........  IA             
Farmers and Merchants Savings      Lone Tree...........  IA             
 Bank.                                                                  
Keystone Savings Bank............  Marengo.............  IA             
Interstate S&LA of McGregor......  McGregor............  IA             
United Community Bank............  Milford.............  IA             
New Albin Savings Bank...........  New Albin...........  IA             
Mid-Iowa Savings Bank, F.S.B.....  Newton..............  IA             
Norwalk-Cumming State Bank.......  Norwalk.............  IA             
Northwestern State Bank of Orange  Orange City.........  IA             
 City.                                                                  
Clarke County State Bank.........  Osceola.............  IA             
First Trust and Savings Bank.....  Oxford..............  IA             
Citizens State Bank..............  Pocahontas..........  IA             
Great River Bank and Trust.......  Princeton...........  IA             
Citizens Bank....................  Sac City............  IA             
American State Bank..............  Sioux Center........  IA             
Solon State Bank.................  Solon...............  IA             
Northwest Federal Savings Bank...  Spencer.............  IA             
First Federal Savings Bank of the  Storm Lake..........  IA             
 Midwest.                                                               
Randall-Story State Bank.........  Story City..........  IA             
Story County Bank & Trust........  Story City..........  IA             
Waukee State Bank................  Waukee..............  IA             
West Liberty State Bank..........  West Liberty........  IA             
The First National Bank of Aitkin  Aitkin..............  MN             
Viking Savings Association, F.A..  Alexandria..........  MN             
21st Century Bank................  Balaton.............  MN             
First State Bank of Bigfork......  Bigfork.............  MN             
Brainerd Savings and Loan          Brainerd............  MN             
 Association, a FSB.                                                    
The Oakley National Bank of        Buffalo.............  MN             
 Buffalo.                                                               
State Bank in Eden Valley........  Eden Valley.........  MN             
The State Bank of Faribault......  Faribault...........  MN             
State Bank of Kimball............  Kimball.............  MN             
TCF National Bank Minnesota......  Minneapolis.........  MN             
Merchants State Bank of North      North Branch........  MN             
 Branch.                                                                
The First National Bank of Osakis  Osakis..............  MN             
Valley State Bank of Oslo........  Oslo................  MN             
First National Bank..............  Plainview...........  MN             
Princeton Bank...................  Princeton...........  MN             
The Goodhue County National Bank.  Red Wing............  MN             
Norwest Bank Minnesota South, N.A  Rochester...........  MN             
Minnwest Bank South..............  Slayton.............  MN             
Citizens Independent Bank........  St. Louis Park......  MN             
The First National Bank of St.     St. Peter...........  MN             
 Peter.                                                                 
Tracy State Bank.................  Tracy...............  MN             
Queen City Federal Savings Bank..  Virginia............  MN             
Security State Bank of Wykoff....  Wykoff..............  MN             
Missouri Federal Savings Bank....  Cameron.............  MO             
Southwest Missouri Bank..........  Carthage............  MO             
First Bank.......................  Creve Couer.........  MO             
North American Savings Bank, FSB.  Grandview...........  MO             
MCM Savings Bank, FSB............  Hannibal............  MO             
Citizens Bank of Missouri........  Harrisonville.......  MO             
First Federal Bank, F.S.B........  Kansas City.........  MO             
Laclede County Bank..............  Lebanon.............  MO             
Clay County Savings and Loan       Liberty.............  MO             
 Association.                                                           
Liberty Savings Bank, F.S.B......  Liberty.............  MO             
Marceline Home Savings & Loan      Marceline...........  MO             
 Association.                                                           
First Home Savings Bank..........  Mountain Grove......  MO             
Home S&LA of Norborne, F.A.......  Norborne............  MO             
Southern Missouri Bank & Trust     Poplar Bluff........  MO             
 Company.                                                               
Central Federal Savings & Loan     Rolla...............  MO             
 Association.                                                           
The First National Bank of the     Sikeston............  MO             
 Mid-South.                                                             
Guaranty Federal Savings Bank....  Springfield.........  MO             
Midwest FS&LA of St. Joseph......  St. Joseph..........  MO             
Provident Bank, f.s.b............  St. Joseph..........  MO             
Bremen Bank and Trust Company....  St. Louis...........  MO             
BNC National Bank................  Bismarck............  ND             
First Southwest Bank.............  Bismarck............  ND             
Ramsey National Bank & Trust       Devils Lake.........  ND             
 Company.                                                               
American State Bank and Trust of   Dickinson...........  ND             
 Dickinson.                                                             
Security State Bank..............  Dunseith............  ND             
First National Bank North Dakota.  Grand Forks.........  ND             
The National Bank of Harvey......  Harvey..............  ND             
Walhalla State Bank..............  Walhalla............  ND             
First Federal Bank, a FSB........  Beresford...........  SD             
First Savings Bank...............  Beresford...........  SD             

[[Page 37577]]

                                                                        
Bryant State Bank................  Bryant..............  SD             
First Western Federal Savings      Rapid City..........  SD             
 Bank.                                                                  
------------------------------------------------------------------------
              Federal Home Loan Bank of Dallas--District 9              
------------------------------------------------------------------------
Horizon Bank.....................  Arkadelphia.........  AR             
First National Bank of Sharp       Ash Flat............  AR             
 County.                                                                
Arkansas National Bank...........  Bentonville.........  AR             
Heartland Community Bank.........  Camden..............  AR             
American State Bank..............  Charleston..........  AR             
First National Bank of Conway....  Conway..............  AR             
Corning Savings and Loan           Corning.............  AR             
 Association.                                                           
Bank of Glenwood.................  Glenwood............  AR             
First State Bank of Gurdon.......  Gurdon..............  AR             
First Jacksonville Bank and Trust  Jacksonville........  AR             
The Arkansas Bank................  Jonesboro...........  AR             
Arkansas Bankers' Bank...........  Little Rock.........  AR             
Bank of Lincoln..................  Little Rock.........  AR             
Diamond State Bank...............  Murfreesboro........  AR             
First National Bank..............  Paragould...........  AR             
Peoples Bank of Paragould........  Paragould...........  AR             
Pocahontas Federal Savings & Loan  Pocahontas..........  AR             
 Association.                                                           
Bank of Star City................  Star City...........  AR             
Bank of Waldron..................  Waldron.............  AR             
First National Bank of St.         Boutte..............  LA             
 Charles Parish.                                                        
Citizens Progressive Bank........  Columbia............  LA             
Beauregard Federal Savings Bank..  DeRidder............  LA             
Home Savings Bank, FSB...........  Lafayette...........  LA             
First Federal Savings and Loan     Lake Charles........  LA             
 Association.                                                           
Greater New Orleans Homestead,     Metairie............  LA             
 FSB.                                                                   
Minden Building and Loan           Minden..............  LA             
 Association.                                                           
Algiers Homestead Association....  New Orleans.........  LA             
Dryades Savings Bank, FSB........  New Orleans.........  LA             
Fifth District Savings & Loan      New Orleans.........  LA             
 Association.                                                           
Union Savings and Loan             New Orleans.........  LA             
 Association.                                                           
Plaquemine Bank and Trust Company  Plaquemine..........  LA             
Rayne Building and Loan            Rayne...............  LA             
 Association.                                                           
Citizens Bank and Trust Company..  Springhill..........  LA             
Meritrust Federal Savings Bank...  Thibodaux...........  LA             
Deposit Guaranty National Bank...  Jackson.............  MS             
Inter-City Federal Bank for        Louisville..........  MS             
 Savings.                                                               
First National Bank of Lucedale..  Lucedale............  MS             
First National Bank of Pontoc....   Pontotoc...........  MS             
Lamar Bank.......................  Purvis..............  MS             
North Central Bank For Savings...  Winona..............  MS             
Alamogordo Federal Savings & Loan  Alamogordo..........  NM             
 Association.                                                           
First National Bank of Artesia...  Artesia.............  NM             
First National Bank in Clayton...  Clayton.............  NM             
Matrix Capital Bank..............  Las Cruces..........  NM             
First Federal Savings Bank of New  Roswell.............  NM             
 Mexico.                                                                
Charter Bank For Savings, FSB....  Santa Fe............  NM             
Tucumcari Federal Savings & Loan   Tucumcari...........  NM             
 Association.                                                           
First Savings Bank, FSB..........  Arlington...........  TX             
Franklin Federal Bancorp, a FSB..  Austin..............  TX             
Hartland Bank, N.A...............  Austin..............  TX             
Hill Country Bank................  Austin..............  TX             
Citizens National Bank...........  BenBrook............  TX             
Mercantile Bank, N.A.............  Brownsville.........  TX             
Homestead Bank, SSB..............  College Station.....  TX             
First State Bank.................  Columbus............  TX             
First Bank of Conroe, N.A........  Conroe..............  TX             
First Commerce Bank..............  Corpus Christi......  TX             
Cuero Federal Savings and Loan     Cuero...............  TX             
 Association.                                                           
Dalhart Federal Savings and Loan   Dalhart.............  TX             
 Association.                                                           
Mercantile Bank & Trust, FSB.....  Dallas..............  TX             
Texas Bank and Trust, N.A........  Dallas..............  TX             
Texas Central Bank, N.A..........  Dallas..............  TX             
Union State Bank.................  Floresville.........  TX             
Colonial Savings, F.A............  Fort Worth..........  TX             
Guaranty National Bank...........  Gainesville.........  TX             
National Bank....................  Gatesville..........  TX             
Gilmer Savings Bank FSB..........  Gilmer..............  TX             
Gladewater National Bank.........  Gladewater..........  TX             
Houston Community Bank, N.A......  Houston.............  TX             
Langham Creek National Bank......  Houston.............  TX             
Justin State Bank................  Justin..............  TX             

[[Page 37578]]

                                                                        
Farmers and Merchants State Bank.  Krum................  TX             
Fayette Savings Association......   La Grange..........  TX             
Falcon National Bank.............  Laredo..............  TX             
Lubbock National Bank............  Lubbock.............  TX             
First National Bank of Mount       Mount Vernon........  TX             
 Vernon.                                                                
First National Bank in Munday....  Munday..............  TX             
Morris County National Bank of     Naples..............  TX             
 Naples.                                                                
First FS&LA of Paris.............  Paris...............  TX             
Peoples National Bank............  Paris...............  TX             
Firstbank Southwest NA...........  Perryton............  TX             
PointBank, N.A...................  Pilot Point.........  TX             
Citizens First Bank..............  Rusk................  TX             
Intercontinental National Bank...  San Antonio.........  TX             
First National Bank of San         San Augustine.......  TX             
 Augustine.                                                             
Balcones Bank, SSB...............  San Marcos..........  TX             
Citizens State Bank..............  Sealy...............  TX             
Southern National Bank of Texas..  Sugarland...........  TX             
American National Bank of Texas..  Terrell.............  TX             
Terrell Federal Savings and Loan.  Terrell.............  TX             
Texarkana National Bank..........  Texarkana...........  TX             
TexStar National Bank............  Universal City......  TX             
First Bank and Trust Company.....  White Deer..........  TX             
American National Bank...........  Wichita Falls.......  TX             
------------------------------------------------------------------------
              Federal Home Loan Bank of Topeka--District 10             
------------------------------------------------------------------------
San Luis Valley FS&LA of Alamosa.  Alamosa.............  CO             
Vectra Bank Colorado, N.A........  Alamosa.............  CO             
Collegiate Peaks Bank............  Buena Vista.........  CO             
Pikes Peak National Bank.........  Colorado Springs....  CO             
Community Banks of Colorado......  Cripple Creek.......  CO             
Rocky Mountain Bank and Trust....  Florence............  CO             
First National Bank..............  Fort Collins........  CO             
Gunnison Savings & Loan            Gunnison............  CO             
 Association.                                                           
First Federal Bank of Colorado...  Lakewood............  CO             
American Bank....................  Loveland............  CO             
Rio Grande Savings & Loan          Monte Vista.........  CO             
 Association.                                                           
Firstate Bank of Colorado........  Northglenn..........  CO             
First National Bank of Ordway....  Ordway..............  CO             
Paonia State Bank................  Paonia..............  CO             
Minnequa Bank of Pueblo..........  Pueblo..............  CO             
Rocky Ford FS&LA of Colorado.....  Rocky Ford..........  CO             
Century Savings and Loan           Trinidad............  CO             
 Association.                                                           
Park State Bank..................  Woodland Park.......  CO             
Prairie State Bank...............  Augusta.............  KS             
First National Bank in Cimarron..  Cimarron............  KS             
Golden Belt Bank, FSA............  Ellis...............  KS             
Farmers Bank and Trust, N.A......   Great Bend.........  KS             
Citizens National Bank...........  Independence........  KS             
Central National Bank............  Junction City.......  KS             
Argentine Federal Savings & Loan    Kansas City........  KS             
 Association.                                                           
Citizens Bank of Kansas, N.A.....  Kingman.............  KS             
University National Bank of        Lawrence............  KS             
 Lawrence.                                                              
Mutual Savings Association,        Leavenworth.........  KS             
 F.S.A..                                                                
The Citizens State Bank..........   Liberal............  KS             
The Citizens State Bank..........  Moundridge..........  KS             
Midland National Bank............  Newton..............  KS             
Bank of Blue Valley..............  Overland Park.......  KS             
Johnson County Bank..............  Overland Park.......  KS             
Mercantile Bank..................  Overland Park.......  KS             
Peabody State Bank...............  Peabody.............  KS             
The Bank of Perry................  Perry...............  KS             
The Plains State Bank............  Plains..............  KS             
Peoples Bank.....................  Pratt...............  KS             
First Bank Kansas................  Salina..............  KS             
Security Savings Bank, F.S.B.....  Salina..............  KS             
Stockton National Bank...........  Stockton............  KS             
First National Bank..............  Syracuse............  KS             
The Bank of Tescott..............  Tescott.............  KS             
Capitol Federal Savings and Loan   Topeka..............  KS             
 Association.                                                           
Silver Lake Bank.................  Topeka..............  KS             
Kendall State Bank...............  Valley Falls........  KS             
Bank of Commerce and Trust.......  Wellington..........  KS             
Garden Plain State Bank..........  Wichita.............  KS             
Community First National Bank....  Alliance............  NE             
Western Heritage Credit Union....  Alliance............  NE             

[[Page 37579]]

                                                                        
Farmers and Merchants National     Ashland.............  NE             
 Bank.                                                                  
Beatrice National Bank and Trust   Beatrice............  NE             
 Company.                                                               
Bank of Bellevue.................  Bellevue............  NE             
Clarkson Bank....................  Clarkson............  NE             
Nebraska Energy Federal Credit     Columbus............  NE             
 Union.                                                                 
American Interstate Bank.........  Elkhorn.............  NE             
Overland National Bank...........  Grand Island........  NE             
United Nebraska Bank.............  Grand Island........  NE             
First Federal Lincoln Bank.......  Lincoln.............  NE             
National Bank of Commerce Trust    Lincoln.............  NE             
 and S.A.                                                               
First National Bank of McCook....  McCook..............  NE             
Platte Valley National Bank......  Morrill.............  NE             
American National Bank...........  Nebraska City.......  NE             
Otoe County Bank and Trust         Nebraska City.......  NE             
 Company.                                                               
Nehawka Bank.....................  Nehawka.............  NE             
First National Bank in Ogallala..  Ogallala............  NE             
First National Bank..............  Osceola.............  NE             
Platte Valley National Bank......  Scottsbluff.........  NE             
First National Bank..............  Sidney..............  NE             
Wymore State Bank................  Wymore..............  NE             
Legacy Bank ACB..................  Binger..............  OK             
Community Bank...................  Bristow.............  OK             
Oklahoma Bank and Trust Company..  Clinton.............  OK             
United Bank......................  Del City............  OK             
Amquest Bank, NA.................  Duncan..............  OK             
Citizens Bank of Edmond..........  Edmond..............  OK             
First National Bank and Trust....  Elk City............  OK             
Guthrie Federal Savings Bank.....  Guthrie.............  OK             
Bank of the Panhandle............  Guymon..............  OK             
Legacy Bank......................  Hinton..............  OK             
First State Bank.................  Hobart..............  OK             
First State Bank.................  Keyes...............  OK             
City National Bank & Trust         Lawton..............  OK             
 Company.                                                               
First National Bank..............  Marlow..............  OK             
Community Bank...................  Okarche.............  OK             
First National Bank in Okeene....  Okeene..............  OK             
BancFirst........................  Oklahoma City.......  OK             
Bankers Bank.....................  Oklahoma City.......  OK             
Local Federal Bank, F.S.B........  Oklahoma City.......  OK             
National Bank of Commerce........  Oklahoma City.......  OK             
Bank of the Lakes, N.A...........  Owasso..............  OK             
First State Bank of Porter.......  Porter..............  OK             
Farmers State Bank...............  Quinton.............  OK             
First National Bank and Trust....  Shawnee.............  OK             
Local America Bank of Tulsa, FSB.  Tulsa...............  OK             
Triad Bank, N.A..................  Tulsa...............  OK             
Valley National Bank.............  Tulsa...............  OK             
First American Bank, N.A.........  Woodward............  OK             
------------------------------------------------------------------------
          Federal Home Loan Bank of San Francisco--District 11          
------------------------------------------------------------------------
First Arizona Savings FSB........  Scottsdale..........  AZ             
Founders Bank of Arizona.........  Scottsdale..........  AZ             
Trust Bank, F.S.B................  Arcadia.............  CA             
Borrego Springs Bank.............  Borrego Springs.....  CA             
Fullerton Community Bank.........  Fullerton...........  CA             
Hemet Federal Savings & Loan       Hemet...............  CA             
 Association.                                                           
First Fidelity Thrift and Loan...  Irvine..............  CA             
Washington Mutual................  Irvine..............  CA             
Western Financial Bank, F.S.B....  Irvine..............  CA             
Home Savings of America, FSB.....  Irwindale...........  CA             
Scripps Bank.....................  La Jolla............  CA             
Silvergate Thrift and Loan         La Mesa.............  CA             
 Company.                                                               
Broadway FS&LA of Los Angeles....  Los Angeles.........  CA             
California Federal Bank..........  Los Angeles.........  CA             
Family Savings Bank..............  Los Angeles.........  CA             
Monterey County Bank.............  Monterey............  CA             
Standard Savings Bank, FSB.......  Monterey Park.......  CA             
Capitol Thrift and Loan            Napa................  CA             
 Association.                                                           
Cerritos Valley Bank.............  Norwalk.............  CA             
Metropolitan Bank................  Oakland.............  CA             
Community Bank...................  Pasadena............  CA             
Bank of Petaluma.................  Petaluma............  CA             
El Dorado Savings Bank...........  Placerville.........  CA             
Mid Valley Bank..................  Red Bluff...........  CA             
Kings River State Bank...........  Reedley.............  CA             

[[Page 37580]]

                                                                        
Life Bank........................  San Bernardino......  CA             
First Nationwide Bank (merged)...  San Francisco.......  CA             
Sincere Federal Savings Bank.....  San Francisco.......  CA             
East-West Bank, F.S.B............  San Marino..........  CA             
Bay View Bank, a FSB.............  San Mateo...........  CA             
First FS&LA of San Rafael........  San Rafael..........  CA             
First State Bank of Southern       Santa Fe Springs....  CA             
 California.                                                            
First Federal Bank of California.  Santa Monica........  CA             
Sunwest Bank.....................  Tustin..............  CA             
Desert Community Bank............  Victorville.........  CA             
First FS & Loan of San Gabriel     West Covina.........  CA             
 Valley.                                                                
Bank of Yorba Linda..............  Yorba Linda.........  CA             
InterWest Bank...................  Fallon..............  NV             
Citibank, FSB....................  New York............  NY             
------------------------------------------------------------------------
             Federal Home Loan Bank of Seattle--District 12             
------------------------------------------------------------------------
Mt. McKinley Mutual Savings......  Fairbanks...........  AK             
Bank of Guam.....................  Agana...............  GU             
American Savings Bank, F.S.B.....  Honolulu............  HI             
First FS&LA of America...........  Honolulu............  HI             
Mountain West Savings Bank, FSB..  Coeur D'Alene.......  ID             
Big Sky Western Bank.............  Big Sky.............  MT             
First Security Bank of Bozeman...  Bozeman.............  MT             
Glacier Bank of Eureka...........  Eureka..............  MT             
Heritage Bank, a F.S.B...........  Great Falls.........  MT             
American Federal Savings Bank....  Helena..............  MT             
Glacier Bank.....................  Kalispell...........  MT             
Manhattan State Bank.............  Manhattan...........  MT             
Stockman Bank of Montana.........  Miles City..........  MT             
Western Security Bank............  Missoula............  MT             
Bank of Astoria..................  Astoria.............  OR             
Security Bank....................  Coos Bay............  OR             
Bank of Salem....................  Salem...............  OR             
Columbia River Banking Company...  The Dalles..........  OR             
First Security Bank, N.A.........  Salt Lake City......  UT             
Cascade Bank.....................  Everett.............  WA             
InterWest Bank...................  Oak Harbor..........  WA             
Centennial Bank..................  Olympia.............  WA             
North Sound Bank.................  Poulsbo.............  WA             
Raymond Federal Savings Bank.....  Raymond.............  WA             
EvergreenBank....................  Seattle.............  WA             
Washington Federal Savings.......  Seattle.............  WA             
Sterling Savings Association.....  Spokane.............  WA             
Buffalo Federal Savings Bank.....  Buffalo.............  WY             
Hilltop National Bank............  Casper..............  WY             
Big Horn Federal Savings Bank....  Greybull............  WY             
------------------------------------------------------------------------

II. Public Comments

    To encourage the submission of public comments on the community 
support performance of FHLBank members, on or before July 28, 1998, 
each FHLBank will notify its Advisory Council and nonprofit housing 
developers, community groups, and other interested parties in its 
district of the members selected for community support review in the 
1998-99 second quarter review cycle. 12 CFR 936.2(b)(2)(ii). In 
reviewing a member for community support compliance, the Finance Board 
will consider any public comments it has received concerning the 
member. Id. Sec. 936.2(d). To ensure consideration by the Finance 
Board, comments concerning the community support performance of members 
selected for the 1998-99 second quarter review cycle must be delivered 
to the Finance Board on or before the August 27, 1998 deadline for 
submission of Community Support Statements.

    By the Federal Housing Finance Board.

    Dated: July 6, 1998.
William W. Ginsberg,
Managing Director
[FR Doc. 98-18299 Filed 7-10-98; 8:45 am]
BILLING CODE 6725-01-P


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