<PAGE>

Exhibit  3.1 - Articles of Incorporation as filed in the Office of the Secretary
         of State of the State of Nevada on October 18, 1996, as amended by
         Certificate of Amendment to Articles of Incorporation filed in the
         Office of the Secretary of the State of Nevada on April 10, 2000.


                            ARTICLES OF INCORPORATION

                                       of

                             Hiking Adventures, Inc.



Know all men by these present;

That the undersigned, have this day voluntarily associated ourselves together
for the purpose of forming a corporation under and pursuant to the provisions of
Nevada Revised Statutes 78.010. to Nevada Revised Statutes 78.090 inclusive, as
amended, and certify that:

1.       The name of this Corporation is:

                             Hiking Adventures, Inc.

2.       Offices for the transaction of any business of the Corporation, and
         where meetings of the Board of Directors and of Stockholders may be
         held, may be established and maintained in any part of the State of
         Nevada, or in any other state, territory, or possession of the United
         States.

3.       The nature of the business is to engage in any lawful activity.

4.       The Capital Stock shall consist of 50,000,000 shares of common stock,
         $0.001 par value.

5.       The members of the governing board of the Corporation shall be styled
         directors, of which there shall be no less than 1 nor more than 9. The
         Directors of this Corporation need not be stockholders. The first Board
         of Directors is: Gary C. Vesperman whose address is 3123 Trueno Road,
         Henderson, NV 89014.

6.       This Corporation shall have perpetual existence.

7.       The name and address of each of the incorporators signing these
         Articles of Incorporation are as follows: Gary C. Vesperman whose
         address is 3123 Trueno Road, Henderson, NV 89014.

8.       This Corporation shall have a president, a secretary, a treasurer, and
         a resident agent, to be chosen by the Board of Directors, any person
         may hold two or more offices.

9.       The resident agent of this Corporation shall be Gary C. Vesperman,
         3123 Trueno Road, Las Vegas, NV 89014.

10.      The Capital Stock of the Corporation, after the fixed consideration
         thereof has been paid or performed, shall not be subject to assessment,
         and the individual liable for the debts and liabilities of the
         Corporation, and the Articles of Incorporation shall never be amended
         as the aforesaid provisions.


                                       1
<PAGE>



11.      No director or officer of the Corporation shall be personally liable to
         the Corporation or any of its stockholders for damages for breach of
         fiduciary duty as a director or officer involving any act or omission
         of any such director or officer provided, however, that the foregoing
         provision shall not eliminate or limit the liability of a director or
         officer for acts or omissions which involve intentional misconduct,
         fraud or a knowing violation of law, or the payment of dividends in
         violation of Section 78.300 of the Nevada Revised Statutes. Any repeal
         or modification of this Article of the Stockholders of the Corporation
         shall be prospective only, and shall not adversely affect any
         limitation on the personal liability of a director or officer of the
         Corporation for acts or omissions prior to such repeal or modification.

I, the undersigned, being the incorporator herein above named for the purpose of
forming a corporation pursuant to the General Corporation Law of the State of
Nevada, do make and file these Articles of Incorporation, hereby declaring and
certifying that the facts within stated are true, and accordingly have hereunto
set my hand this 18th day of October, 1996.

                                        /s/ Gary C. Verperman
                                            ------------------------
                                            Gary C. Vesperman
                                            3123 Trueno Road
                                            Las Vegas, NV 89014

State of NEVADA   )
                  ) ss
County of CLARK   )

On October 18, 1996, personally appeared before me, a notary public, personally
known to be the person whose name is subscribed to the above instrument who
acknowledged that he/she executed the instrument.

                            /s/ Cathy Souers
                                -------------------------
                                Signature



                                       2
<PAGE>




              Certificate of Amendment to Articles of Incorporation
                         For Nevada Profit Corporations
          (Pursuant to NRS 78.385 and 78.390 - After Issuance of Stock)
                             - Permit in Duplicate -


1.       Name of corporation:            HIKING ADVENTURES, INC.
                             ---------------------------------------------------
2.       The articles have been amended as follows (provide article numbers,
         if available):

                 1.             The Name of the corporation is:
         -----------------------------------------------------------------------

                           IQROM Communications, Inc.
         -----------------------------------------------------------------------
3.       The vote by which the stockholders holding shares in the corporation
         entitling them to exercise at least a majority of the voting power,
         or such greater proportion of the voting power as may be required in
         the case of a vote by classes or series, or as may be required by the
         provisions of the articles of incorporation have voted in favor of the
         amendment is 52%.

4.       Signatures (Required):


         /s/ Eric Boehnke                           /s/ John Meyer
         -----------------------------              ----------------------------
         President or Vice President        and     Secretary or Asst. Secretary

If any proposed amendment would alter or change any preference or any relative
or other right given to any class or series of outstanding shares, then the
amendment must be approved by the vote, in addition to the affirmative vote
otherwise required, of the holders of shares representing a majority of the
voting power of each class or series affected by the amendment regardless of
limitations or restrictions on the voting power thereof.

IMPORTANT:   Failure to include any of the above information and remit the
proper fees may cause this filing to be rejected.



                                       3


<PAGE>


10.5     Patent License Agreement dated April 7, 2000, between DiskXpress US,
         Inc. and DXP US, Inc.



                            PATENT LICENSE AGREEMENT



THIS AGREEMENT is made as of this 7th day of April, 2000 BY AND BETWEEN:


(1)      DISKXPRESS US, INC., a Delaware corporation whose address is c/o
         Westgate Management Co., 321 West State Street, Trenton, New Jersey
         08618 (the "Licensor"); and


(2)      DXP US, INC., a Delaware corporation whose address is  c/o Fox,
         Rothschild, O'Brien & Frankel, LLP, 2000 Market Street, 10th
         Floor, Philadelphia, Pennsylvania  19103 (the "Licensee").


RECITALS:


(A)      The Licensor is the legal and beneficial owner of the Patent.


(B)      The Licensee wishes to receive, and the Licensor is willing to grant, a
         License on the terms and conditions hereinafter set forth to work under
         the Patents in order to use, sell and import in the Products.


NOW IT IS HEREBY AGREED as follows:


1.       DEFINITIONS


1.1      In this Agreement and in the recitals, the following terms shall have
         the following meanings unless the context otherwise requires:


         "Business Day" means any day other than a Saturday or a Sunday or a
         bank or public holiday in the United States;


         "CD Cards" means the compact disc business cards being a storage
         product manufactured using CD Rom technology whose physical size is
         similar to a business card;


         "Commencement Date" means the date of the Assignment of the Patent
         between POV and the Licensor;


         "Improvements" means  the Licensee Improvements and  the Licensor
         Improvements;


         "IQRom Products" means the CD Cards or compact discs or any other media
         incorporating the software known as SoftCD or any software having
         similar functionality;



                                       4
<PAGE>



         "Licensee Improvements" means any improvements, enhancements,
         alterations or modifications to the Products devised, discovered or
         acquired by the Licensee save for and excepting any improvements,
         enhancements, alterations or modifications in or to or relating to the
         IQRom Products;


         "Licensor Improvements" means any improvements, enhancements, ,
         alterations or modifications to the Products or to the IQRom Products
         devised, discovered or acquired by the Licensor;


         "Minimum Royalties" means the sum of 100,000 U.S Dollars or such
         reduced sum in accordance with Clause 5.4;


         "Patent" means United States Patent Registration No. 5,982,736,
         entitled "Trading Card Optical Compact Disc and Methods of Using and
         Forming Same", filed on May 15, 1997 by, and issued on November 9, 1999
         to, Gerald A. Pierson, the US Patent Application No. 09/292, 285
         entitled "Method of Using Optical Compact Disc" and the US Patent
         Application No. 09/464,059 entitled "Trading Card Optical Compact Disc
         and Methods of Using and Forming the Same together with all revisions,
         extensions of such granted patent or patent applications and all
         continuations, continuations-in-part or divisional applications based
         thereon, and any letters patents that may issue therefrom, including
         any reissues or renewals thereof and all records, notebooks, concepts,
         designs, reductions to practice, know how, trade secrets, copyrights
         and all intellectual property relating thereto and to the foregoing;


         "Patents" means the Patent together with all continuances in part of
         the Patent and all patents or patent applications claiming a common
         priority to the Patent or based thereon and all future inventions and
         any other intellectual property rights of whatever nature in or
         relating the Products which Diskxpress may now or at any time in the
         future have rights to or be entitled;


         "Products" means the CD Cards and any other articles or products
         falling within the scope of any of the claims of the Patents;


         "Royalties" means the royalties payable in accordance with Section
         3.2 below;


         "Supply" means to sell, lend, let out on hire, lease or any disposal;


         "Territory" means the United States of America, its territories and
         possessions; and


         "Year of this Agreement" means the period of 12 months from the
         Commencement Date and each subsequent consecutive period of 12 months
         falling wholly within the life of this Agreement.

1.2      Save where set out in this Agreement the singular includes the plural
         and vice versa.

1.3      Unless the context otherwise indicates, references to clauses,
         sub-clauses, recitals and to schedules are to clauses and sub-clauses
         of and recitals and schedules to this Agreement.

1.4      References in this Agreement to any statute or statutory provision
         shall include any statute or statutory provision which amends, extends,
         consolidates or replaces the same and shall include any orders,
         regulations, instruments or other subordinate legislation made under
         the relevant statute.


                                       5
<PAGE>



2.       GRANT OF RIGHTS

2.1      The Licensor hereby grants to the Licensee a non-transferable,
         exclusive right and license under the Patents to use, market,
         distribute, sell and import the Products anywhere in the Territory. For
         the avoidance of any doubt nothing in this Agreement shall confer any
         manufacturing rights on the Licensee.

2.2      The Licensor hereby agrees that, during the term of this Agreement, it
         shall not itself exploit or exercise in the Territory any of the rights
         granted to the Licensee hereunder or purport to grant or authorise
         others the right to do so.

2.3      The Licensee shall be entitled to grant sub-licenses to third parties.
         Any such sub-license shall include the like obligations and
         undertakings, on the part of the sub-licensee as are contained in this
         Agreement and are subject to the prior written consent of the Licensor
         such consent not to be unreasonably withheld or delayed and the
         Licensee shall promptly notify the Licensor of any sub-licenses granted
         pursuant to this Section. Any deviation from the like obligations and
         undertakings as are contained in this Agreement in a sub-license to a
         third party shall also require the prior written approval of the
         Licensor such approval not to be unreasonably withheld or delayed.

3.       CONSIDERATION

3.1      The consideration for the license of the Patents shall be the payment
         by the Licensee to the Licensor of the Royalties payable as set forth
         in Sections 3.2 below.

3.2      The Licensee shall pay to the Licensor royalties ("Royalties") in
         respect of each Product used or Supplied in the Territory under this
         Agreement by the Licensee and its sub-licensee's at the following rates
         of:

         (a)      U.S $0.17 per Product for the first 1,250,000 Products so used
                  or Supplied;

         (b)      U.S $0.16 per Product for the next 5,000,000 Products so used
                  or Supplied; and

         (c)      U.S $0.15 per Product for each Product so used or Supplied
                  thereafter.

3.3      Royalties shall become payable by the Licensee under this Agreement in
         respect of each Product that is:

         (a)      Sold - when invoiced or paid for or installed or delivered to
                  a customer, whichever first occurs;

         (b)      Lent, leased, let on hire or sold on a lease-purchase basis -
                  when installed or delivered to the borrower, lessor, lessee or
                  hirer, whichever first occurs;

         (c)      Disposed of to any person other than in (a) or (b) above -
                  when installed or delivered to such person, whichever
                  first occurs; or

         (d)      Put into use - when installed or first operated, whichever
                  first occurs.

         by the Licensee or any sub-licensee PROVIDED, HOWEVER, that, with
         respect to any Products Supplied or put into use as provided above,
         only a single royalty shall be payable in respect of such use or Supply
         and only a single royalty shall be payable for any Products Supplied or
         put into use by the Licensee and by its sub-licensee.


                                       6
<PAGE>



3.4      Royalties payable under this Agreement shall be paid in U.S. Dollars
         within 30 days of the end of each successive quarterly period of three
         months commencing on April 1st, July 1st, August 1st, October 1st,
         January 1st of each year (or portion thereof in the event of any prior
         termination for any reason), commencing with the quarter ending on June
         30, 2000. At the same time as payment of any such royalties falls due,
         the Licensee shall submit or cause to be submitted to the Licensor a
         statement in writing setting forth the calculation of the Royalties
         payable under this Agreement, which statement shall include in
         particular:

         (a)     The number of Products which have been Supplied or put into use
                 during the previous quarter;

         (b)     The amount of Royalties due and payable and the amount of any
                 tax deductible or due to be deducted.

         The Licensee shall furnish such a statement to the Licensor whether or
         not any Products have been sold, supplied or put into use during the
         preceding quarter.

3.5      The Licensee shall deliver to the Licensor, not later than 45 days
         after the last day of each Year of this Agreement (or portion thereof
         in the event of any prior termination for any reason), a statement
         signed by a duly authorized officer of the Licensee with respect to the
         entire preceding year, setting forth the same information with respect
         to such year as is required to be submitted by the Licensee in
         accordance with Section 3.4 above.

3.6      If the payment of Royalties calculated in accordance with this Clause
         in respect of any Year of this Agreement is less than the Minimum
         Royalties then the Licensee shall make up such further payment as shall
         make the payment so calculated up to the Minimum Royalties within 30
         days of the end of the Year of this Agreement.

3.7      Any payments hereunder which remain unpaid by Licensee to Licensor for
         more than 30 days following their respective due dates shall bear
         interest from the expiry of such 30 day period until the actual date of
         payment (calculated on a daily basis) at the rate of one and one-half
         percent (1 1/2%) per month, or the highest rate permitted by law, if
         lower.

3.8      The Licensee shall keep proper records and books of account showing the
         description and number of the Products Supplied or put into use. Such
         records and books shall be kept separate from any records and books not
         relating solely to the Products and be open during business hours on
         Business Days during the term of this Agreement and for three years
         thereafter to inspection and audit by the Licensor or its duly
         authorized agents or representatives who shall be entitled to take
         copies of or extracts from the same. All such records and books shall
         be kept available by the Licensee for three years after the termination
         or expiration of this Agreement. In the event any such inspection or
         audit should reveal a discrepancy in the Royalties paid from those
         properly payable under this Agreement, the Licensee shall immediately
         make up the shortfall and, in the event that such discrepancy exceeds
         five (5%) percent of the Royalties payable under this Agreement, the
         Licensee shall reimburse the Licensor in respect of any reasonable
         professional charges incurred for such audit and inspection. Any
         information about the business of the Licensee which may be obtained by
         the Licensor or its duly authorized agents or representatives as a
         result of any such inspection or audit and which does not relate to the
         Products shall be kept confidential and this obligation of
         confidentiality shall survive any termination or expiration of this
         Agreement.

                                       7
<PAGE>



3.9      All sums due payable under this Agreement are exclusive of all state,
         local, foreign and other taxes, duties and other charges applicable to
         the license or use of the rights granted hereunder (other than taxes on
         Licensor's income).

3.10     The subsistence of this Section 3 shall remain in effect
         notwithstanding any termination or expiration of this Agreement until
         the settlement of all subsisting claims by the Licensor.

4.       PERFORMANCE

4.1      During the term of this Agreement, the Licensee shall:

         (a)      Use its reasonable efforts to promote, advertise, market, sell
                  and distribute the Products in the Territory during the term
                  of this Agreement and exploit the rights herein granted by
                  creating and developing a market for the Products and striving
                  to obtain as broad a distribution of Products in the Territory
                  as is reasonably possible;

         (b)      Legibly mark all Products or attach or affix a label to all
                  Products Supplied by or on behalf of the Licensee under this
                  Agreement with appropriate notations in accordance with the
                  laws, rules and regulations of the United States relating to
                  the marking of patented articles;

         (c)      Not act as agent of the Licensor and specifically not give any
                  indication that it is acting otherwise than as principal;

         (d)      In marketing, advertising, distributing and/or selling the
                  Products, not make any representation or give any warranty on
                  behalf of the Licensor.

5.       MAINTENANCE OF PATENTS

5.1      The Licensor shall use its reasonable efforts to maintain the Patents
         in force for its full term and shall pay all maintenance fees. The
         Licensor shall be responsible for all maintenance and prosecution
         efforts and costs associated with the Patents.

5.2      In the event of any infringement by a third party of the Patents in the
         Territory, the Licensee may take all legitimate steps to halt such
         infringements. Subject to receiving advice from experienced Patent
         Counsel that infringement proceedings, including any interlocutory
         proceedings where relevant, stand a reasonable chance of success, the
         Licensee may request the Licensor to lend its name to such proceedings
         and provide reasonable assistance in connection therewith, subject to
         the Licensee providing the Licensor with an appropriate indemnity in
         respect of any costs, damages and expenses that it might incur,
         including any award of costs against it; provided, however, that if any
         damages are recovered then the Licensee be repaid from such damages any
         costs, expenses or other sums paid to the Licensor under the indemnity
         given by the Licensee and after the repayment of such sums, the balance
         of the damages shall be divided and paid ninety percent (90%) to the
         Licensee and ten percent (10%) to the Licensor.

                                       8
<PAGE>



5.3      In the event that the Licensee is sued for infringement of any patent
         or patents of any third party by reason of the use or sale of the
         Products or the exercise of the rights granted under this Agreement,
         the Licensor shall assist the Licensee in the defense of such action,
         free of charge and shall provide reasonable assistance in connection
         therewith, and the Licensee shall be solely entitled to all sums that
         may be recovered from such third party.

5.4      If any injunction or restraining order is obtained against the use of
         the Patents in the Territory, then there shall be no obligation to pay
         the Minimum Royalties in accordance with Clause 3.6 for any Year of
         this Agreement in which such injunction or restraining order is in
         force or to Comply with Clause 4.1 (a) but all Royalties shall continue
         to be due and owing in accordance with Clause 3. Upon such injunction
         or restraining order being lifted then the obligation to pay the
         Minimum Royalties shall resume commencing with the Year of this
         Agreement in which the injunction or restraining order is lifted and
         the amount of the Minimum Royalties for the Year of the Agreement in
         which the injunction or restraining order is lifted shall be reduced
         pro-rota in accordance with the length of time during that Year of this
         Agreement in which the injunction or restraining order was in force.

6.       WARRANTIES; LIMITATION OF LIABILITY

6.1.     The Licensor hereby warrants to the Licensee that:

         (a)      As of the date hereof, the Patent is in full force and effect
                  and the Licensor is the owner of the Patent;

         (b)      The Patent is fully vested in and beneficially owned by the
                  Licensor;

         (c)      Except as set forth on Schedule A to this Agreement, to the
                  best of the Licensor's knowledge, no person has:

                  (i)      claimed or indicated that they or any person other
                           than the Licensor are the lawful owner of the Patent
                           or that they or any person other than the Licensor
                           has any legal or beneficial interest in the Patent;
                           or

                  (ii)     claimed or indicated that the Patent is not fully
                           vested in the Licensor; or

                  (iii)    claimed or indicated that the Patent is invalid or
                           likely to be revoked; or

                  (iv)     opposed or attacked the Patent;

                  and, to the best of the Licensor's knowledge, no third party
                  has any basis in law so to do;

         (d)      To the best of the Licensor's knowledge and belief, the Patent
                  is valid and enforceable;

         (e)      To the best of the Licensor's knowledge, nothing has been done
                  or omitted to be done by the Licensor or, to the best of its
                  knowledge, by any person which would invalidate the Patent or
                  enable it to be revoked;


                                       9
<PAGE>



         (f)      No right or license has been granted to any person to use in
                  any manner or do anything which (but for such right or
                  license) would or might otherwise infringe the Patent;

6.2      EXCEPT AS SPECIFICALLY SET FORTH IN THIS AGREEMENT, THE LICENSOR DOES
         NOT GIVE ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WITH
         RESPECT TO THE PATENTS OR ANY OTHER GOODS OR SERVICES THAT MAY BE
         PROVIDED UNDER THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY
         WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

6.3      NEITHER PARTY SHALL BE LIABLE TO THE OTHER FOR ANY INDIRECT,
         INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR CONSEQUENTIAL DAMAGES OF
         ANY KIND WHATSOEVER SUFFERED OR INCURRED AS A CONSEQUENCE OF THE USE OF
         THE PATENTS OR ANY OTHER GOODS OR SERVICES THAT MAYBE PROVIDED UNDER
         THIS AGREEMENT, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY
         OF SUCH DAMAGES AND REGARDLESS OF WHETHER THE CLAIM GIVING RISE TO SUCH
         DAMAGES IS BASED UPON BREACH OF WARRANTY, BREACH OF CONTRACT,
         NEGLIGENCE, OR SOME OTHER LEGAL THEORY.

6.4      IN ANY EVENT, UNDER NO CIRCUMSTANCES SHALL THE LICENSOR BE LIABLE TO
         THE LICENSEE FOR ANY LOSS, COST, EXPENSE OR DAMAGE TO LICENSEE IN AN
         AMOUNT EXCEEDING THE AGGREGATE OF ALL ROYALITES ACTUALLY PAID BY THE
         LICENSEE TO THE LICENSOR UNDER THIS AGREEMENT DURING THE 12 MONTH
         PERIOD PRIOR TO THE DATE OF ANY CLAIM BY THE LICENSEE BUT SUCH AMOUNT
         SHALL NOT BE LESS THAN THE MINIMUM ROYALTIES.

7.       IMPROVEMENTS

7.1      All Licensor Improvements and all rights of the Licensee in and to the
         Licensee Improvements shall be the property of the Licensor. The
         Licensee shall cooperate fully with, and assist the Licensor in
         obtaining, at the Licensor's sole cost and expense, such patents,
         copyrights, trademarks and other intellectual property registrations
         with respect to such Improvements as the Licensor may reasonably
         request.

7.2      To the extent that the Licensor is not prohibited by law or by any
         obligation to any other person the Licensor shall promptly disclose to
         the Licensee in writing from time to time any Licensor Improvements ,
         whether such Licensor Improvements are the result of research and
         development or otherwise, and shall, following a request for the same,
         provide to the Licensee such information and explanations as the
         Licensee shall reasonably require to be able effectively to utilise the
         same. The Licensor shall grant to Licensee a non-transferable,
         exclusive right and license under the rights protecting such Licensor
         Improvements to use market, distribute, sell, import and otherwise deal
         in the Products anywhere in the Territory on the terms of this
         Agreement or upon such terms as may be reasonably agreed between the
         parties acting in good faith.

7.3      To the extent that the Licensee is not prohibited by law or by any
         obligation to any other person the Licensee shall promptly disclose to
         the Licensor in writing from time to time any Licensee Improvements,
         whether such Licensee Improvements are the result of research and
         development or otherwise, and shall, following a request for the same
         provide to the Licensor such information and explanations as the
         Licensor shall reasonably require to be able effectively to utilise the
         same. The Licensee hereby assigns and transfers to the Licensor all of
         the Licensee's right, title and interest in and to any and all such
         Licensee Improvements without the payment of any further compensation
         to the Licensee. The Licensor shall grant to Licensee a
         non-transferable, exclusive right and license under the rights
         protecting such Licensee Improvements to use market, distribute, sell,
         import and otherwise deal in the Products anywhere in the Territory on
         the terms of this Agreement or upon such terms as may be reasonably
         agreed between the parties acting in good faith.

                                       10
<PAGE>


7.4      Such information as is provided by the Licensee or Licensor under the
         provisions of this Clause shall be subject to the provisions of
         Confidentiality of Clause 9.

8.       INSURANCE

8.1      During the term of this Agreement, the Licensee shall maintain
         comprehensive general public liability insurance, including blanket
         contractual liability and personal injury liability endorsements,
         against claims for product liability and such other claims as are
         contemplated herein in an amount of not less than $2,000,000 combined
         single limit per occurrence.

9.       CONFIDENTIALITY

9.1      Each party undertakes with the other that it shall keep and it shall
         procure that its respective directors and employees keep secret and
         confidential the terms of this Agreement and all technical or other
         information which has been communicated to it by the other under or in
         respect of this Agreement or acquired from the other as a result of
         this Agreement and shall not disclose the same or any part of the same
         to any person whatsoever other than (in the case of the Licensee) to
         its sub-licensees and its agents and to those of its directors or
         employees directly or indirectly concerned in the use or Supply of the
         Licensed Products PROVIDED THAT before any such disclosure takes place
         the Licensee shall instruct such persons as to the confidential nature
         of such information.

9.2      The provisions of clauses 9.1 shall not apply to any information which
         the Licensor or the Licensee (as the case may be):

         (i) can prove to have been in its possession (other than under an
             obligation of confidence to the other or to a third party) at the
             date of receipt or which becomes public knowledge otherwise than
             through a breach of any obligation of confidentiality owed to the
             party communicating such information to the other; or

         (ii) is necessarily disclosed in the course of marketing of or sales of
             or the servicing or repair of the Products; or

         (iii) is necessary disclosed under a legal obligation.

9.3      The provisions of this Clause 9 shall remain in force after the expiry
         or earlier determination of this Agreement.

10.      TERM AND TERMINATION

10.1     The term of this Agreement shall commence on the Commencement Date and
         shall continue until the expiration of the last patent included within
         the defined term "Patents" unless earlier terminated in accordance with
         the following provisions of this Section.


                                       11
<PAGE>



10.2     If either party:

         (a)      is in breach of any of its obligations hereunder and, in the
                  case of a breach capable of remedy, such breaching party shall
                  not have remedied such breach within 30 days of its receipt of
                  written notice specifying the breach and requiring its remedy,
                  or

         (b)      becomes insolvent, files a petition in bankruptcy, is
                  adjudicated a bankrupt or files a petition or otherwise seeks
                  relief under or pursuant to any bankruptcy, insolvency or
                  reorganization statute or proceeding (or the equivalent in the
                  Territory), or an involuntary petition in bankruptcy (or the
                  equivalent in the Territory) is filed against it, which
                  petition is not dismissed within 30 days after the filing
                  thereof, or it becomes insolvent or makes an assignment for
                  the benefit of its creditors, or a custodian, receiver or
                  trustee is appointed for it or a substantial portion of its
                  business or assets, or it has an order made or resolution
                  passed for it to be wound up (otherwise than in furtherance of
                  a scheme for amalgamation or reconstruction);

         then, in any such event, the other party, or in the case of breach the
         party not in breach of the obligation or condition, may forthwith
         terminate this Agreement by written notice without prejudice to the
         accrued rights of either party by at or upto the date of termination.

11.      EFFECT OF TERMINATION

11.1     Upon any expiration or termination of this Agreement, the parties shall
         cooperate to effect an orderly termination of their relationship, all
         of the rights granted to the Licensee hereunder, including without
         limitation the right and license to use, market, advertise, sell,
         import and distribute Products, shall immediately terminate, and the
         Licensee shall immediately cease marketing and distributing the
         Products. Notwithstanding the foregoing, Licensee and its sub-licensees
         may complete all obligations under any agreement that has been entered
         into by them as of the date of expiration or termination, so long as no
         such obligation extends more than three months after the date of
         termination or expiration; provided, however, that all such
         transactions shall be subject to an accounting for and the payment of
         Royalties with respect to all Products delivered or sold under any such
         agreements, and subject to the other terms and conditions of this
         Agreement. Such accounting and payment shall be due and payable within
         20 days after the last such delivery or sale is made.

11.2     Notwithstanding the foregoing, with respect to any expiration or
         termination of this Agreement other than by the Licensor under Section
         10.2(a), Licensee and its sub-licensees shall have the right to market,
         distribute and sell any or all Products then in their possession or
         under their control (the "Remaining Inventory") to their customers, on
         a non-exclusive basis, for an additional period of three months (the
         "Sell-Off Period") from and after the date of expiration or
         termination. All of such transactions shall be subject to an accounting
         for and the payment of Royalties with respect to all Products delivered
         or sold during such Sell-Off Period, and subject to the other terms and
         conditions of this Agreement. Such accounting and payment shall be due
         and payable within 20 days after the last day of such Sell-Off Period.

11.3     Upon any expiration or termination of this Agreement, the Licensee
         shall offer to the Licensor at cost all stocks of Products and
         promotional and other literature relating thereto in its possession or
         control and shall provide the Licensor with all reasonable facilities
         to inspect the same.


                                       12
<PAGE>



11.4     In no event shall any expiration or termination of this Agreement
         excuse either party from any breach or violation of this Agreement and
         full legal and equitable remedies shall remain available therefor, nor
         shall it excuse either party from making any payment due under this
         Agreement with respect to any period prior to the date of expiration or
         termination. Notwithstanding any provision of this Agreement to the
         contrary, Sections 3.8, 5.2, 5.3, 6.2, 6.3, 6.4, 9, 11 and 15 hereof
         shall survive any expiration or termination of this Agreement.

12.      FORCE MAJEURE

12.1     If either party to this Agreement is prevented or delayed in the
         performance of any of its obligations under this Agreement by an event
         of force majeure (as hereinafter defined), and if such party gives
         written notice thereof to the other party specifying the event
         constituting force majeure, together with such evidence as it can
         reasonably give and specifying the period for which it is estimated
         that such prevention or delay shall continue, then the party in
         question shall be excused from the performance or the punctual
         performance as the case may be as from the date of such notice for so
         long as such cause of prevention or delay shall continue.

12.2     For the purposes of this Agreement, an event of "force majeure" shall
         be deemed to be any cause affecting the performance of a party under
         this Agreement arising from or attributable to acts, events, omissions
         or accidents beyond the reasonable control of such party to perform
         and, without limiting the generality thereof, shall include the
         following:

         (a)      strikes, lock-outs or other industrial actions;

         (b)      civil commotion, riot, invasion, war, threat of war or
                  preparation for war;

         (c)      fire, explosion, storm, flood, earthquake, subsidence,
                  epidemic or other natural physical disaster;

         (d)      impossibility of the use of railways, shipping, aircraft,
                  motor transport or other means of public or private transport;
                  and

         (e)      political or governmental interference with the normal
                  operations of any party.

13.      GENERAL

13.1     Except as expressly provided herein, the Licensee may not assign,
         sublicense or otherwise transfer, in whole or in part, this Agreement
         or any of its rights or obligations hereunder, whether voluntarily, by
         operation of law or otherwise, without the prior written consent of the
         Licensor. This Agreement shall be binding upon and inure to the benefit
         of the parties hereto and their respective legal successors and
         permitted assigns.

13.2     No modification or amendment of this Agreement shall bind either party
         unless made in writing in the English language and agreed to in writing
         by duly authorized officers of both parties.

13.3     If any provision of this Agreement is agreed by the parties to be
         illegal, void or unenforceable under any law that is applicable hereto,
         or if any court of competent jurisdiction in a final decision so
         determines, this Agreement shall continue in force, except that such
         provision shall be deemed to be excised herefrom with effect from the
         date of such agreement or decision or such earlier date as the parties
         may agree.

                                       13
<PAGE>



13.4     The headings in this Agreement are for convenience only and are not
         intended to have any legal effect.

13.5     A failure by either party hereto to exercise or enforce any rights
         conferred upon it by this Agreement shall not be deemed to be a waiver
         of any such rights or operate so as to bar the exercise or enforcement
         thereof at any subsequent time or times.

13.6     The parties hereto shall execute and deliver all such other instruments
         and take all such other actions as any party may reasonably request
         from time to time, before or after the date hereof and without any
         further consideration, in order to effectuate the transactions provided
         for herein. The parties shall cooperate fully with each other and with
         their respective counsel in connection with any steps required to be
         taken as part of their respective obligations under this Agreement.

13.7     The Licensee shall not issue or release, directly or indirectly, any
         press release, or other communication to or for the media or the public
         that pertains to this Agreement or the Patent (collectively, a "Press
         Release") unless the form and content of such Press Release have been
         approved by the Licensor, such approval not to be unreasonably withheld
         or delayed.

13.8     All rights and remedies conferred upon or reserved to the parties in
         this Agreement shall be cumulative and concurrent and shall be in
         addition to all other rights and remedies available to such parties at
         law or in equity or otherwise. Such rights and remedies are not
         intended to be exclusive of any other rights or remedies and the
         exercise by any party of any right or remedy herein provided shall be
         without prejudice to the exercise of any other right or remedy by such
         party provided herein or available at law or in equity.

13.9     This Agreement may be executed in any number of counterparts, each of
         which when so executed shall be deemed to be an original and all of
         which when taken together shall constitute one Agreement. This
         Agreement shall become binding when one or more counterparts hereof,
         individually or taken together, shall bear the signatures of all of the
         parties reflected hereon as the signatories hereto.

13.10    This Agreement constitute the full and entire understanding and
         agreement between the parties with regard to the subject matter hereof
         and thereof, and supersede all prior and contemporaneous agreements,
         understandings, inducements or conditions, express or implied, oral or
         written, except as herein contained. The express terms hereof control
         and supersede any course of performance and/or usage of trade
         inconsistent with any of the terms hereof.

13.11    Unless the parties otherwise agree in writing, all monetary amounts
         set forth in this Agreement are expressed in, and all payments required
         to be made hereunder shall be made in, U.S. Dollars.


14.      NOTICES

14.1     All notices, requests, demands and other communications required or
         permitted to be made hereunder shall be in writing and shall be deemed
         duly given if hand delivered against a signed receipt therefor, sent by
         certified or registered mail, return receipt requested, first class
         postage prepaid (air mail if international), sent by nationally
         recognized overnight delivery service, or sent by facsimile
         transmission in each case addressed to the party entitled to receive
         the same at the address of the party as set forth herein or to such
         other address as that party may have previously notified to the party
         giving notice as its address for such service. Notices shall be deemed
         received when the earliest of the following occurs:

                                       14
<PAGE>


         (a)      Notices delivered by hand shall be deemed received the first
         working day following such delivery.

         (b)      Notices which have been posted as above shall be deemed
         received on the second (fourth if international) working days following
         posting.

         (c)      Notices sent by facsimile shall be deemed received upon
         receipt of a transmission report confirmation.

14.2     All notices documents communications and any other data to be provided
         under this Agreement shall be in the English language unless otherwise
         agreed.

15.      GOVERNING LAW AND DISPUTES

15.1     The construction, validity and performance of this Agreement shall be
         governed in all respects by the laws of the State of Delaware and, to
         the extent appropriate, the federal laws of the United States of
         America, without reference to conflict of laws principles.

15.2     In the event that the parties are unable to resolve, within a
         reasonable time, any controversy, dispute or claim arising out of or
         relating to the Agreement, or its interpretation, application,
         performance, breach or termination, such parties agree to first discuss
         the dispute informally. In the event that such negotiation is not
         successful in achieving the resolution of the dispute, then such
         dispute shall be resolved by any party submitting such dispute to
         binding arbitration in Wilmington, Delaware, before a single
         arbitrator, if the parties are able to agree upon such a single
         arbitrator, or, in all other cases, a panel of three arbitrators (at
         least one of which must be knowledgeable in the interactive technology
         field ) in accordance with the Commercial Arbitration Rules of the
         American Arbitration Association then in effect. If three arbitrators
         are to be used, then each party shall appoint one arbitrator and the
         third arbitrator shall be chosen in good faith by the two arbitrators
         so appointed within ten (10) days after they are appointed. If such two
         arbitrators fail or are unable to select a third arbitrator within such
         time period, then the third arbitrator shall be selected in accordance
         with the Commercial Arbitration Rules of the American Arbitration
         Association then in effect. The arbitrators shall have the right and
         authority to determine how their decision or award as to each issue and
         matter in dispute may be implemented or enforced. The arbitrators shall
         be required to produce a written opinion setting forth the reasons for
         the decision or award made. The decision of a majority of such
         arbitrators shall be binding and conclusive on the parties hereto.
         There shall be no appeal therefrom other than for bias, fraud or
         misconduct. Judgment upon any decision or award may be entered in any
         court of competent jurisdiction. Notwithstanding the foregoing, claims
         for equitable or injunctive relief, although subject to mediation as
         provided herein, shall not be subject to arbitration. The results of
         such arbitration shall be kept confidential by the parties, unless the
         parties otherwise agree in writing.


                                       15
<PAGE>


15.3     The parties consent to the jurisdiction and venue of any court of
         general jurisdiction of any state or federal court in either Newcastle
         County, Delaware, and more particularly agrees to jurisdiction and
         venue in the United States District Court for the District of Delaware,
         and further agrees that the mailing to the address contained herein by
         certified or registered mail of any process shall constitute lawful and
         valid process. Licensee further agrees that it shall bring any legal
         proceedings arising out of this Agreement only in the United States
         District Court for the District of Delaware. Licensor agrees to accept
         service lawfully issued by any such court.




IN WITNESS WHEREOF, the parties have caused this Agreement to be duly executed
and delivered as of the day and year first above written.




                                       16
<PAGE>



                                   SCHEDULE A
                                   ----------

The Licensor has made the Licensee aware of the details of a prior relationship
between Mr Jerry Pierson, then doing business as Paragon Controls and Mr Ben
Everidge and a company Mr Everidge operated called Spacemark, Inc. The Licensor
has not wilfully concealed any information in relation to that relationship and
has provided all material information in relation to that relationship to the
Licensee (save for information which the Licensor, acting reasonably, considers
to be immaterial).



                                       17
<PAGE>



ATTEST:                                            DISKXPRESS US, INC.





By: /s/ Edward S. Leonard                          By: /s/ Michael Feit





Title: Assistant Secretary                         Title: President









ATTEST:                                            DXP US, INC.





By: /s/ Edward S. Leonard                          By:  /s/ Michael Feit





Title: Assistant Secretary                         Title: President






                                       18
<PAGE>



10.6     Supply Agreement dated April 7, 2000, between Ingman Limited, IQROM
         Limited (formerly DXP New Media Services Limited) and DXP US, Inc.

                       DATED            7 April          2000





                               INGMAN LIMITED (1)



                                       And


                                IQROM LIMITED (2)


                                       And


                                   DXP US, INC









                                SUPPLY AGREEMENT

                                   Relating to

                                CD BUSINESS CARDS









                                Hammond Suddards

                                  Trinity Court
                              16 John Dalton Street
                                   Manchester
                                     M60 8HS

                               Tel: 0161 830 5000
                               Fax: 0161 830 5001
                                   Ref: AXW/CH



                                       19
<PAGE>



                                    CONTENTS
                                    --------



1.       DEFINITIONS..........................................................25

2.       SUPPLY ..............................................................26

3.       PAYMENT .............................................................27

4.       SPECIFICATION OF THE PRODUCTS........................................27

5.       MANUFACTURE AND DELIVERY OF THE PRODUCTS.............................27

6.       PRICE OF PRODUCTS....................................................28

7.       FORCE MAJEURE........................................................28

8.       DURATION AND TERMINATION.............................................28

9.       NATURE OF AGREEMENT..................................................29

10.      NOTICES AND SERVICE..................................................30

                  Schedule ...................................................31

                           Discounts..........................................31





<PAGE>




THIS AGREEMENT is made the 7th day of April 2000

BETWEEN:

(1)      INGMAN LIMITED (Company No. 2727317), trading as Diskxpress, whose
         registered office is situated at Seven Willow Court, Bourton Industrial
         Park, Bourton-on-the-Water, Gloucestershire GL54 2HQ (the "Supplier").

(2)      IQROM LIMITED  (Company No.  03732349), formerly DXP New Media Services
         Limited,  whose  registered  office is situated at 7 Willow Court,
         Bourton Industrial Park, Bourton-on-the-Water,  Gloucestershire GL54
         2HQ ("IQROM");

(3)      DXP US, INC,  a Delaware corporation, c/o 30 Old Rudnick Lane, Dover,
         Delaware 19901, USA ("DXP US").

WHEREAS:

(A)      IQROM is a developer and provider of CD Business Cards (as defined
         below).

(B)      DXP US, the holding company of IQROM , is a developer and provider of
         CD Business Cards (as defined below) to the US market.

(C)      The Supplier is a manufacturer and supplier of CD-Roms and products
         based on CD-Rom technology and is willing to supply IQROM and DXP US
         with their respective entire requirements for CD Business Cards.

NOW IT IS HEREBY AGREED as follows:

2. DEFINITIONS

         (a) In this Agreement unless the context otherwise requires:

         "CD Business Card" means a storage product whose physical size is
         similar to a business card measuring up to 3.5" by 2.5" manufactured
         utilising CD technology and/or DVD technology;

         "Commencement Date" means the date of signature of this Agreement;

         "Customer" means DXP US and IQROM and any Group Company of either
         company who places an order for CD Business Cards under this Agreement;

         "Group Company" means, in relation to any company, that company and any
         holding company or subsidiary of that company, save that references to
         Group Companies of DXP US shall exclude IQROM and references to Group
         Companies of IQROM shall exclude DXP US;

         "OEM Smart Card Agreement" means an agreement entitled "OEM CD Smart
         Card Agreement" entered into between iOra Limited and IQROM on 29 June
         1999 which was amended by letter agreement between iOra Limited and DXP
         dated 8 October 1999 and Supplemental Agreement between iOra Limited
         and DXP dated April 2000;

         "Patent Licence" means the patent licence relating to US patent no
         5982736;


                                       20
<PAGE>


         "Quarter" means the period of 3 months commencing on 1 April, 1 July, 1
         October, 1 January and any shorter period commencing on a day following
         the end of a Quarter and ending on the termination of this Agreement;
         and "Quarterly" has a corresponding meaning; the first Quarter shall
         commence on the Commencement Date and shall expire on 31 March 2000;

         "Specification" means the specification for the CD Business Cards
         agreed in writing between the parties from time to time which shall be
         a reasonable manufacturing standard for production of CD Business
         Cards;

         "Third Party CD Replicator" means any company who manufactures and
         supplies CD Roms;

         "Year" means any year of this Agreement commencing on 1 July. The first
         year shall be deemed to expire on 30 June 2000.

3. SUPPLY

     (a) During the term of this Agreement the Supplier shall supply IQROM ( and
its Group Companies) and DXP US ( and its Group Companies) with all of their
respective requirements for CD Business Cards in such quantities of the Products
as may be ordered by such Customers from time to time pursuant to this
Agreement.

     (b) Subject to the provisions of this Agreement, IQROM ( and its Group
Companies) agree to purchase all of their requirements for CD Business Cards
from the Supplier.

     (c) Subject to the provisions of this Agreement, DXP US ( and its Group
Companies) agree to purchase all of their requirements for CD Business Cards
from the Supplier.

     (d) Subject to the provisions of this Agreement, the Supplier agrees not
during this Agreement to supply any third party with CD Business Cards for
distribution to the US market save that it may supply CD Business Cards to Third
Party CD Replicators.

     (e) Subject to the provisions of this Agreement, the Supplier agrees not
during this Agreement to supply any third party with CD Business Cards for
distribution outside the US save that it may supply CD Business Cards to Third
Party CD Replicators.

     (f) Orders for the Products shall be given by the Customer to the Supplier
in writing or, if given orally, shall be confirmed by the Customer in writing no
more than 3 business days after the order is given by the Customer.

     (g) The Customer shall notify the Supplier in writing of:


                                       21
<PAGE>


     (i) its estimated orders of CD Business Cards for each Year, within 2
months prior to the commencement of that Year;

     (ii) its estimated orders for CD Business Cards for each Quarter, within 2
weeks prior to that Quarter.

     (h) In the event that the Supplier is unable or unwilling to fulfil orders
placed by either IQROM or DXP US ( or their Group Companies) in accordance with
this Agreement (whether as to quality, quantity or as to the time of delivery),
the party placing the order (that is, IQROM or DXP US or one of their Group
Companies) shall be entitled to obtain from an alternative supplier such
quantity of the Products as the Supplier has been unable to supply.

     (i) The Supplier shall be entitled to supply CD Business Cards to third
parties where it has excess capacity to produce and supply Business Cards after
supplying the requirements of DXP US and IQROM ( and their Group Companies)
provided that in relation to third parties in the US, the Supplier has offered
to supply such third parties through DXP US, and in relation to third parties
outside the US, the Supplier has offered to supply such excess capacity third
parties through IQROM (in both cases at a mark up of 15 per cent on the standard
discounted prices).

4. PAYMENT

     (a) All sales of CD Business Cards pursuant to this Agreement shall be
subject to the standard terms and conditions of sale of the Supplier from time
to time, except to the extent that:

         (i) any provision of those terms and conditions of sale is inconsistent
with any provision of this Agreement, in which event the latter shall prevail;
or

         (ii) the Supplier and the Customer agree in writing to vary those terms
and conditions of sale.

5. SPECIFICATION OF THE PRODUCTS

     (a) All CD Business Cards sold by the Supplier to the Customer pursuant to
this Agreement shall conform in all respects to the Specification.

     (b) The Supplier shall consult with IQROM and DXP US from time to time
during the continuance of this Agreement in order to ensure that the
Specification of CD Business Cards to be sold by the Supplier is acceptable to
both parties.

6. MANUFACTURE AND DELIVERY OF THE PRODUCTS

     (a) The Supplier shall use all reasonable endeavours to manufacture and
maintain sufficient stocks of CD Business Cards to fulfil its obligations under
this Agreement.

     (b) The Supplier shall use all reasonable endeavours to deliver each of the
Customer's orders for CD Business Cards on the date specified in the order, but
the time of delivery shall not be of the essence and if, despite those
endeavours, the Supplier is unable for any reason to fulfil any delivery of the
Products on the specified date, the Supplier shall not be deemed to be in breach
of this Agreement or have any liability to the Customer unless and until the
Customer has given 3 days' written notice to the Supplier requiring the delivery
to be made and the Supplier has not fulfilled the delivery within that period.


                                       22
<PAGE>


     (c) Delivery of the CD Business Cards shall take place at the Supplier's
premises but the Supplier shall at the Customer's request arrange for suitable
transport to the Customer's premises at (or such other premises as the Customer
may notify to the Supplier from time to time) and arrange insurance therefor, in
which case the costs of transport and insurance shall be borne by the Customer.

     (d) Risk in and responsibility for the Products shall pass to the Customer
once they are loaded on to transport at the Supplier's premises.

7. Price of products

     (a) Subject to the following provisions of this clause, the price for the
CD Business Cards shall be the Supplier's standard prices from time to time
subject to the discounts set out in the Schedule but shall not exceed the market
price for products with the same functionality and specification

     (b) The price for the CD Business Cards shall be exclusive of:

         (i)      any costs of packaging, carriage and insurance of the
                  Products; and

         (ii)     any value added tax or other applicable sales tax or duty,
                  which shall  be added to the sum in question.

8. FORCE MAJEURE

     (a) If either party is affected by an event beyond its control ("Force
Majeure") it shall promptly notify the other party of the nature and extent of
the circumstances in question.

     (b) Notwithstanding any other provision of this Agreement, neither party
shall be deemed to be in breach of this Agreement, or otherwise be liable to the
other, for any delay in performance or the non-performance of any of its
obligations under this Agreement, to the extent that the delay or
non-performance is due to any Force Majeure of which it has notified the other
party, and the time for performance of that obligation shall be extended
accordingly.

     (c) If at any time the Supplier claims Force Majeure in respect of its
obligations under this Agreement with regard to the supply of CD Business Cards,
the Customer shall be entitled to obtain from any other person such quantity of
CD Business Cards as the Supplier is unable to supply, and that quantity shall
be deemed for the purposes only of Clause 2.2 and 2.3 (whichever is relevant) to
have been purchased from the Supplier.

9. DURATION AND TERMINATION

     (a) This Agreement shall come into force on the date of signature and,
subject to the following provisions of this clause 8, shall continue in force
for a period of 10 (ten) years and thereafter unless or until terminated by
either party giving to the other party at any time not less than 3 months'
written notice to expire on or at any time after the end of that period.


                                       23
<PAGE>


     (b) Either party shall be entitled forthwith to terminate this Agreement by
written notice to the other if:

          (i) that other party commits any continuing or material breach of any
of the provisions of this Agreement and, in the case of such a breach which is
capable of remedy, fails to remedy the same within 30 days after receipt of a
written notice giving full particulars of the breach and requiring it to be
remedied;

          (ii) an encumbrancer takes possession or a receiver is appointed over
any of the property or assets of that other party;

          (iii) that other party makes any voluntary arrangement with its
creditors or becomes subject to an administration order;

          (iv) that other party goes into liquidation (except for the purposes
of an amalgamation, reconstruction or other reorganisation and in such manner
that the company resulting from the reorganisation effectively agrees to be
bound by or to assume the obligations imposed on that other party under this
Agreement); or

          (v) that other party ceases, or threatens to cease, to carry on
business.

     (c) For the purpose of clause 8.2(a), a breach shall be considered capable
of remedy if the party in breach can comply with the provision in question in
all respects other than as to the time of performance (provided that time of
performance is not of the essence).

     (d) Any waiver by either party of a breach of any provision of this
Agreement shall not be considered as a waiver of any subsequent breach of the
same or any other provision.

     (e) The rights to terminate this Agreement given by this clause shall not
prejudice any other right or remedy of either party in respect of the breach
concerned (if any) or any other breach.

     (f) Upon the termination of this Agreement for any reason, subject as
otherwise provided in this Agreement and to any rights or obligations which have
accrued prior to termination, neither party shall have any further obligation to
the other under this Agreement.

10. NATURE OF AGREEMENT

     (a) The Supplier shall be entitled to sub-contract any of the obligations
under this Agreement to any third party which it considers to have the necessary
expertise.

     (b) The Supplier shall be entitled to sub-contract any of the obligations
under this Agreement to any third party which it considers to have the necessary
expertise.


                                       25
<PAGE>


     (c) Nothing in this Agreement shall create, or be deemed to create, a
partnership between the parties.

     (d) This Agreement contains the entire agreement between the parties
with respect to its subject matter, supersedes all previous agreements and
understandings between the parties, and may not be modified except by an
instrument in writing signed by the duly authorised representatives of the
parties.

     (e) Each party acknowledges that, in entering into this Agreement, it
does not do so on the basis of or rely on any representation, warranty or other
provision except as expressly provided in this Agreement, and accordingly all
conditions, warranties or other terms implied by statute or common law are
hereby excluded to the fullest extent permitted by law.

     (f) If any provision of this Agreement is held by any court or other
competent authority to be void or unenforceable in whole or part, the other
provisions of this Agreement and the remainder of the affected provisions shall
continue to be valid.

     (g) This Agreement shall be governed by and construed in all respects
in accordance with the laws of England, and the Customer agrees to submit to the
non-exclusive jurisdiction of the English courts.

11.  NOTICES AND SERVICE

     (a) Any notice or other information required or authorised by this
Agreement to be given by either party to the other may be given by hand or sent
(by first class pre-paid post, telex, cable, facsimile transmission or
comparable means of communication) to the other party at the address referred to
above.

     (b) Any notice or other information given by post under clause 10.1
which is not returned to the sender as undelivered shall be deemed to have been
given on the 5th day after the envelope containing the same was so posted; and
proof that the envelope containing any such notice or information was properly
addressed, and sent by first class, pre-paid post, and that it has not been so
returned to the sender, shall be sufficient evidence that such notice or
information has been duly given.

     (c) Any notice or other information sent by telex, cable, facsimile
transmission or comparable means of communication shall be deemed to have been
duly sent on the date of transmission, provided that a confirming copy thereof
is sent by first class pre-paid post to the other party at the address referred
to above within 24 hours after transmission.

     (d) Service of any legal proceedings concerning or arising out of this
Agreement shall be effected by causing the same to be delivered to the company
secretary of the party to be served at its registered office, or to such other
address as may be notified by the party concerned in writing from time to time.

EXECUTED under hand in two originals the day and year first before written.


                                       26
<PAGE>











                                    SCHEDULE

                                    Discounts

25% discount on the published price list issued from time to time.
------------------------------------------------------------------







                                       27
<PAGE>



SIGNED by the duly authorised representatives of the parties:



SIGNED for and on behalf of

INGMAN LIMITED by

in the presence of:                /s/  Tom Elek



Signature         /s/ P.M. King



Title             Personal Assistant



Witness           P.M. King





SIGNED for and on behalf of

IQROM LIMITED by TOM ELEK

in the presence of:                /s/ Tom Elek



Signature           /s/ P.M. King



Title              Personal Assistant



Witness            P.M. King


                                       28
<PAGE>







SIGNED for and on behalf of

DXP US, INC by Michael Feit

in the presence of:  Joy Greene



Signature           /s/  Michael Feit



Title               President



Witness             Joy Greene






                                       29