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PRESS RELEASE
FOR RELEASE December 7, 2004, before market

                        ADVANTAGE CAPITAL MAKES STRATEGIC
                       INVESTMENT IN NETWORTH TECHNOLOGIES

MIAMI, DECEMBER 7, 2004 -- Advantage Capital Development Corp. (OTC Pink Sheets:
AVCP) announced today that it has participated in a $600,000 investment in
Networth Technologies, formerly known as Colmena Corp. (OTCBB: CLME), a global
management consulting, technology services and acquisition company.

Networth Technologies is a leading provider of outsourced information technology
and business solutions that help mid-market businesses, financial institutions
and corporations create and manage data integrity, network security and
information technology business processes. Networth's business plan calls for
the acquisition of companies with good name recognition in their respective
markets and a history of profitability. More information on the company can be
found at http://www.networthco.com.

The investment was made in the form of a collateralized senior debenture and
Advantage Capital also received warrants to purchase common stock in Networth
for its commitment.

Jeffrey Sternberg, CEO of Advantage Capital, said, "With this investment,
Advantage Capital is providing an advantageous financial solution for a
promising small company that requires capital in order to realize its potential.
Networth Technologies meets our specific criteria for investments and has
provided an acceptable exit strategy. We are looking forward to becoming part of
the financial means for the company's success."

L. Joshua Eikov, CEO of Networth Technologies, said, "We are delighted that
Advantage Capital understands the potential for our company. With Advantage
Capital on our team, Networth can more effectively and efficiently meet its
goals of providing our 250-plus clients with IT revitalization plans, corporate
technology platforms and performance-oriented IT standards."
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ABOUT ADVANTAGE CAPITAL DEVELOPMENT CORP.

Advantage Capital is a business development company, which operates specifically
to meet the needs of small and emerging companies that need capital to grow.
Business development companies, as defined under the Investment Act of 1940, are
specifically designed to encourage the growth of small businesses. The rules
provide certain financing advantages for companies that invest in small and
emerging businesses. As a result, this will include investing in both public and
private entities using certain types of debt and equity financing not normally
available to other public companies.

An investment profile about Advantage Capital Development may be found online at
http://www.hawkassociates.com/advantagecap/profile.htm.

An online investor kit containing Advantage Capital Development press releases,
SEC filings, current price Level II quotes, interactive Java, stock charts and
other useful information for investors can be found at
http://www.hawkassociates.com and http://www.hawkmicrocaps.com. Investors may
contact Frank Hawkins or Julie Marshall, Hawk Associates, at (305) 852-2383,
e-mail: info@hawkassociates.com.

Safe Harbor Statement: The Private Securities Litigation Reform Act of 1995
provides a "safe harbor" for forward-looking statements. Certain of the
statements contained herein, which are not historical facts, are forward-looking
statements with respect to events, the occurrence of which involve risks and
uncertainties. These forward-looking statements may be impacted, either
positively or negatively, by various factors. Information concerning potential
factors that could affect the Company is detailed from time to time in the
Company's reports filed with the Securities and Exchange Commission.