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Exhibit 31.2

I, Sean Callow, certify that:



| | 1. |  | I have reviewed this quarterly report on Form 10-Q of
Harrington West Financial Group, Inc.;                                                                                                                                                                                                              
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|
| | 2. |  | Based on my knowledge, this report does not contain any
untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances
under which such statements were made, not misleading with respect
to the period covered by this report;
|
| | 3. |  | Based on my knowledge, the financial statements, and other
financial information included in this report, fairly present in all
material respects the financial condition, results of operations and
cash flows of the registrant as of, and for, the periods presented
in this report;                   
|
| | 4. |  | The registrants other certifying officers and I are
responsible for establishing and maintaining disclosure controls and
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)
for the registrant and have:                                                                               



| | (a) |  | Designed such disclosure controls and
procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to
ensure that material information relating to the
registrant, including its consolidated subsidiaries, is
made known to us by others within those entities,
particularly during the period in which this report is
being prepared;         
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|
| | (b) |  | Evaluated the effectiveness of the
registrants disclosure controls and procedures and
presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures,
as of the end of the period covered by this report based
on such evaluation; and                                                                                                    
|
| | (c) |  | Disclosed in this report any change
in the registrants internal control over financial
reporting that occurred during the registrants most
recent fiscal quarter (the registrants fourth fiscal
quarter in the case of an annual report) that has
materially affected, or is reasonably likely to
materially affect, the registrants internal control
over financial reporting; and



| | 5. |  | The registrants other certifying officers and I have
disclosed, based on our most recent evaluation of internal control
over financial reporting, to the registrants auditors and the audit
committee of the registrants board of directors (or persons
performing the equivalent function):
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| | (a) |  | All significant deficiencies and
material weaknesses in the design or operation of
internal control over financial reporting which are
reasonably likely to adversely affect the registrants
ability to record, process, summarize and report
financial information; and
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| | (b) |  | Any fraud, whether or not material,
that involves management or other employees who have a
significant role in the registrants internal controls
over financial reporting.
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|                        |  |  |  |                          
|----------------------- |  |  |  | -------------------------
|Date: November 12, 2003 |  | 
|                        |  |  |  |                          
|                        |  |  |  | /s/ SEAN CALLOW          
|                        |  |  |  |                          
|                        |  |  |  | Sean Callow,             
|                        |  |  |  | Senior Vice President and
|                        |  |  |  | Chief Financial Officer