##### 



EXHIBIT 21

PACIFICARE HEALTH SYSTEMS, INC.

LIST OF SUBSIDIARIES

|                                                         |  |                        |                | 
|-------------------------------------------------------- |  | ---------------------- | -------------- | 
|Name of Subsidiary                                       |  | State of Incorporation
|                                                         |  |                       
|Antero Health Plans, Inc.                                |  |                        | Colorado       | 
|FHP Reinsurance Limited                                  |  |                        | Bermuda        | 
|Health Maintenance Life, Inc.                            |  |                        | Guam           | 
|PacifiCare Asia Pacific Insurance Brokers,
	Inc.         |  |                        | Guam           | 
|PacifiCare Behavioral Health of California,
	Inc.        |  |                        | Delaware       | 
|PacifiCare Behavioral Health, Inc.                       |  |                        | Delaware       | 
|PacifiCare Dental                                        |  |                        | California     | 
|PacifiCare Dental of Colorado, Inc.                      |  |                        | Colorado       | 
|PacifiCare eHoldings, Inc.                               |  |                        | California     | 
|PacifiCare Health Insurance Company of
	Micronesia, Inc. |  |                        | Guam           | 
|PacifiCare Health Plan Administrators,
	Inc.             |  |                        | Indiana        | 
|PacifiCare International Limited                         |  |                        | Ireland        | 
|PacifiCare Life and Health Insurance Company             |  |                        | Indiana        | 
|PacifiCare Life Assurance Company                        |  |                        | Colorado       | 
|PacifiCare Life Insurance Company                        |  |                        | Arizona        | 
|PacifiCare of Arizona, Inc.                              |  |                        | Arizona        | 
|PacifiCare of California                                 |  |                        | California     | 
|PacifiCare of Colorado, Inc.                             |  |                        | Colorado       | 
|PacifiCare of Nevada, Inc.                               |  |                        | Nevada         | 
|PacifiCare of Ohio, Inc.                                 |  |                        | Ohio           | 
|PacifiCare of Oklahoma, Inc.                             |  |                        | Oklahoma       | 
|PacifiCare of Oregon, Inc.                               |  |                        | Oregon         | 
|PacifiCare of Texas, Inc.                                |  |                        | Texas          | 
|PacifiCare of Washington, Inc.                           |  |                        | Washington     | 
|PacifiCare Ventures, Inc.                                |  |                        | California     | 
|Rx-Connect, Inc.                                         |  |                        | California     | 
|Rx Solutions, Inc.                                       |  |                        | California     | 
|Salveo Holding Company Ltd.                              |  |                        | Cayman Islands | 
|Salveo Insurance Company Ltd.                            |  |                        | Cayman Islands | 
|SecureHorizons USA, Inc.                                 |  |                        | California     | 
|SeniorCo, Inc.                                           |  |                        | Delaware       | 

E-4