EXHIBIT 10.1

NETWORTH TECHNOLOGIES IS NEW NAME OF COLMENA CORP.

Tuesday November 23, 6:00 am ET

COMPANY RAISES $600,000 IN CONVERTIBLE DEBENTURES PLACED WITH INSTITUTIONAL
INVESTORS COMPANY INITIATES 10-FOR-1 REVERSE STOCK SPLIT

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Nov. 23, 2004-- The board of directors
of Colmena Corp., (OTC BB: CLME - News), an information networking, security and
IT auditing holding company, has voted to change the company's name to Networth
Technologies, Inc., as of November 29. The new ticker symbol will be announced
shortly.

In addition, the board announced that the company has raised $600,000 in
convertible debentures arranged by Knightsbridge Capital. The terms of the
financing are disclosed in the Company's 8K, which was filed today.

The board also voted in favor of a 10:1 reverse stock split of the common stock,
effective at the opening of trading on Monday, November 29, 2004. The Series A
Convertible Preferred Stock is also converted 10:1 by the reverse split of the
common stock.

"The name change, the funding and the reverse split are all positive
developments for the company," said L Joshua (Josh) Eikov, chief executive
officer of NetWorth Technologies. "which will speed our business growth. Sales
of our IT products and services are expanding rapidly and the business is
advancing steadily in line with our business plan."

NetWorth's transfer agent is Olde Monmouth Stock Transfer Co. Inc., 77 Memorial
Parkway, Suite 101, Atlantic Highlands, NJ 07716, telephone 732-872-2727,
facsimile 732-872-2728.

About NetWorth Technologies, Inc.

NetWorth Technologies is a global management consulting, technology services and
acquisition company. Its current portfolio consists of NetWorth Systems Inc., an
information networking, security and IT auditing company. Committed to
delivering innovation, NetWorth Technologies looks to acquire promising
underperforming technology and technology services companies and to help them
become high-performance businesses. With deep industry and business process
expertise, broad global resources, NetWorth Technologies can mobilize the right
people, skills, and technologies to help clients improve their performance.

Its holdings provide security services, IT outsourcing, IT asset management, and
IT Governance and wireless services.


Using its industry and business-process knowledge, and our insight into existing
and emerging technologies, we identify new business and technology trends and
formulate and implement solutions for acquisition companies under demanding time
constraints. Specifically, we help Companies:

     o    Identify and enter new markets.

     o    Increase revenues in existing markets.

     o    Improve operational performance.

     o    Deliver their products and services more effectively and efficiently.


For more information on NetWorth Technologies Inc. please visit
www.networthco.com.




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Safe Harbor Statement


This press release may contain forward-looking statements within the meaning of
the "safe harbor" provisions of the Private Securities Litigation Reform Act of
1995. These statements are based on the current expectations or beliefs of
NetWorth Systems, Inc. management and are subject to a number of factors and
uncertainties that could cause actual results to differ materially from those
described in the forward-looking statements. The following factors, among
others, could cause actual results to differ materially from those described in
the forward-looking statements: adverse weather conditions, historical
seasonality, loss of customers, increased competition and other risks detailed
from time to time in filings with the Securities and Exchange Commission.
Consequently, if such management assumptions prove to be incorrect or such risks
or uncertainties materialize, the Company's actual results could differ
materially from the results forecast in the forward-looking statements.



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     or
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