<PAGE>

<TABLE>
<CAPTION>
                                                                                                                        EXHIBIT 99.1

                       Bay View Securitization Corporation
                      For Remittance Date: January 31, 1997

A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                        Number of
                                                               A-1                 A-2                 Total            Accounts
                                                        ------------------- ------------------- --------------------- --------------
    <S>                                                 <C>                 <C>                 <C>                   <C>
    (A)  Original Principal Balance                         200,979,000.00       52,245,989.00        253,224,989.00         21,106
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (B)  Beginning Balance                                  200,979,000.00       52,245,989.00        253,224,989.00         21,106
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (C)  Collections (Regular Payments)                       5,932,048.59                   -          5,932,048.59              0
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (D)  Collections (Payoffs)                                5,769,585.02                   -          5,769,585.02            485
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (E)  Withdrawal from Payahead (Principal)                            -                   -                     -              0
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (F)  Gross Charge Offs                                               -                   -                     -              0
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (G)  Repurchases                                                     -           10,043.34             10,043.34              1
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (H)  Ending Balance                                     189,277,366.39       52,235,945.66        241,513,312.05         20,620
                                                        ------------------- ------------------- --------------------- --------------


    Notional Principal Balance
                                                                                                ---------------------
    (I)  Beginning                                                                                    175,746,647.00
                                                                                                ---------------------
                                                                                                ---------------------
    (J)  Ending                                                                                       165,280,085.00
                                                                                                ---------------------

                                                        ------------------- ------------------- ---------------------
    (K)  Certificate Factor                                    94.1776834%         99.9807768%           95.3749916%
                                                        ------------------- ------------------- ---------------------


B.  CASH FLOW RECONCILIATION
                                                                                                       Total
                                                                                                ---------------------
    (A)  Cash Wired                                                                                    12,455,388.19
                                                                                                ---------------------
                                                                                                ---------------------
    (B)  Interest Wired                                                                                     5,793.43
                                                                                                ---------------------
                                                                                                ---------------------
    (C)  Withdrawal from Payahead Account                                                                          -
                                                                                                ---------------------
                                                                                                ---------------------
    (D)  Advances                                                                                          63,562.49
                                                                                                ---------------------
                                                                                                ---------------------
    (E)  Repurchases                                                                                       10,043.34
                                                                                                ---------------------
                                                                                                ---------------------
    (F)  Gross Charge Off Recoveries                                                                               -
                                                                                                ---------------------
                                                                                                ---------------------
    (G)  Gross Charge Off Advances                                                                                 -
                                                                                                ---------------------
                                                                                                ---------------------
    (H)  Spread Account Withdrawal                                                                                 -
                                                                                                ---------------------
                                                                                                ---------------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                                     -
                                                                                                ---------------------
                                                                                                ---------------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or                                                              -
         Interest
                                                                                                ---------------------
                                                                                                ---------------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or                                                               -
         Interest
                                                                                                ---------------------

                                                                                                ---------------------
             TOTAL COLLECTIONS                                                                         12,534,787.45
                                                                                                ---------------------


C.  TRUSTEE DISTRIBUTION
                                                                                                       Total
                                                                                                ---------------------
    (A)  Total Cash Flow                                                                               12,534,787.45
                                                                                                ---------------------
                                                                                                ---------------------
    (B)  Unrecovered Interest Advances
                                                                                                ---------------------
                                                                                                ---------------------
    (C)  Servicing Fee                                                                                     14,068.05
                                                                                                ---------------------
                                                                                                ---------------------
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                          70,231.00
                                                                                                ---------------------
                                                                                                ---------------------
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                          19,127.84
                                                                                                ---------------------
                                                                                                ---------------------
    (F)  Interest to "I" Certificate Holders,                                                              30,755.66
         including Overdue
                                                                                                ---------------------
                                                                                                ---------------------
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                     11,701,633.61
                                                                                                ---------------------
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                                 -
                                                                                                ---------------------
                                                                                                ---------------------
    (I)  Reinsurance Fee                                                                                           -
                                                                                                ---------------------
                                                                                                ---------------------
    (J)  Surety Bond Fee                                                                                    3,167.42
                                                                                                ---------------------
                                                                            -------------------
    (K)        First Loss Protection                                                  2,110.00
                                                                            -------------------
                                                                            -------------------
    (L)        Surety Bond Premium                                                    1,057.42
                                                                            -------------------
                                                                                                ---------------------
    (M)  Interest Advance Recovery Payments                                                                        -
                                                                                                ---------------------
                                                                                                ---------------------
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1"                                               -
         Interest
                                                                                                ---------------------
                                                                                                ---------------------
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2"                                               -
         Interest
                                                                                                ---------------------
                                                                                                ---------------------
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I"                                                 -
         Interest
                                                                                                ---------------------
                                                                                                ---------------------
    (Q)  Deposit to Payahead                                                                              622,489.74
                                                                                                ---------------------
                                                                                                ---------------------
    (R)  Bank Account Interest to Servicer                                                                  5,793.43
                                                                                                ---------------------
                                                                                                ---------------------
    (S)  Excess Yield                                                                                      67,520.70
                                                                                                ---------------------

                                                                                                ---------------------
            BALANCE                                                                                             0.00
                                                                                                ---------------------
</TABLE>

                                       1
<PAGE>

<TABLE>
<CAPTION>

                        Bay View Securitization Corporation
                       For Remittance Date:  January 31, 1997

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
    <S>                                                                     <C>                 <C>
                                                                              Spread Account        Surety Bond
                                                                            ------------------- ---------------------
    (A)  Beginning Balance                                                                   -                     -
                                                                            ------------------- ---------------------
                                                                            ------------------- ---------------------
    (B)  Additions to Spread Account                                                 67,520.70                     -
                                                                            ------------------- ---------------------
                                                                            ------------------- ---------------------
    (C)  Interest Earned                                                                     -                     -
                                                                            ------------------- ---------------------
                                                                            ------------------- ---------------------
    (D)  Draws                                                                               -                     -
                                                                            ------------------- ---------------------
                                                                            ------------------- ---------------------
    (E)  Reimbursement for Prior Draws                                                       -                     -
                                                                            ------------------- ---------------------
                                                                            ------------------- ---------------------
    (F)  Distribution of Funds to Servicer                                                   -                     -
                                                                            ------------------- ---------------------
                                                                            ------------------- ---------------------
    (G)  Ending Balance                                                              67,520.70                     -
                                                                            ------------------- ---------------------

                                                                            ------------------- ---------------------
    (H)  Required Balance                                                         3,162,312.36                     -
                                                                            ------------------- ---------------------
                                                                            -------------------
    (I)  Distribution to "IC" Class                                                          -
                                                                            -------------------

</TABLE>
<TABLE>
<CAPTION>
E.  CURRENT RECEIVABLES DELINQUENCY
                 #Payment Delinquency                         Number             Balance
                 --------------------                         ------             -------
    <S>                                                 <C>                 <C>
                                                        ------------------- -------------------
    (A)  31-60                                                           1           16,879.73
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (B)  61-90                                                           0                0.00
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (C)  91+                                                             0                0.00
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (D)  Total                                                           1           16,879.73
                                                        ------------------- -------------------
</TABLE>
<TABLE>
<CAPTION>

F.  EXCESS YIELD
                                                           Excess Yield            Pool                Excess
                        Month                                Balance             Balance              Yield %
                        -----                                -------             -------              -------
    <S>                                                 <C>                 <C>                 <C>
                                                        ------------------- ------------------- ---------------------
    (A)  Current                                                 67,520.70      241,513,312.10               0.0280%
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (B)  1st Previous                                                 0.00                0.00               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (C)  2nd Previous                                                 0.00                0.00               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (D)  3rd Previous                                                 0.00                0.00               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (E)  4th Previous                                                 0.00                0.00               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (F)  5th Previous                                                 0.00                0.00               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (G)  Six Month Rolling Excess Yield                               0.00                0.00               #DIV/01
                                                        ------------------- ------------------- ---------------------


G.  DELINQUENCY RATE (30+)
                        Month                             Month Balance        Pool Balance              %
                        -----                             -------------        ------------              -
                                                        ------------------- ------------------- ---------------------
    (A)  Current                                                    16,880         241,513,312               0.0070%
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (B)  1st Previous                                                    0                   0               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (C)  2nd Previous                                                    0                   0               #DIV/01
                                                        ------------------- ------------------- ---------------------
                                                        ------------------- ------------------- ---------------------
    (D)  Three-Month Rolling Average                                     0                   0               #DIV/01
                                                        ------------------- ------------------- ---------------------
</TABLE>
<TABLE>
<CAPTION>

H.  NET LOSS RATE
                                                                               Liquidation            Average           Defaulted
                        Month                                Balance             Proceeds             Balance         (Annualized)
                        -----                                -------             --------             -------         ------------
     <S>                                                <C>                 <C>                 <C>                   <C>
                                                        ------------------- ------------------- --------------------- --------------

    (A)  Current                                                      0.00                0.00        120,756,656.05        0.0000%
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (B)  1st Previous                                                 0.00                0.00                  0.00        #DIV/01
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (C)  2nd Previous                                                 0.00                0.00                  0.00        #DIV/01
                                                        ------------------- ------------------- --------------------- --------------

                                                        ------------------- ------------------- --------------------- --------------

    (D)  Three-Month Rolling Average Net Default Rate                 0.00                0.00                  0.00        0.0000%
                                                        ------------------- ------------------- --------------------- --------------

</TABLE>
<TABLE>
<CAPTION>

I.  CHARGE-OFF / RECOVERIES
                                                              Number             Balance
                                                        ------------------- -------------------
    <S>                                                 <C>                 <C>
    (A)  Collection Period Charge-Off Receivables                        0                0.00
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (B)  Gross Charge Offs Cumulative Receivables                        0                0.00
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (C)  Collection Period Recoveries on Charge-Offs                     0                0.00
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (D)  Recoveries on Charge-Offs To-Date                               0                0.00
                                                        ------------------- -------------------
</TABLE>

                                       2
<PAGE>

                       Bay View Securitization Corporation
                      For Remittance Date: January 31, 1997
<TABLE>
<CAPTION>

J. REPOSSESSIONS

                                                        ------------------- -------------------
    <S>                                                 <C>                 <C>
    (A)  Collection Period Repossessions                                21          317,289.03
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (B)  Aggregate Repossessions                                        21          317,289.03
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (C)  Unliquidated Repossessions                                     21          317,289.03
                                                        ------------------- -------------------


K.  FORCED PLACE INSURANCE

                                                        ------------------- -------------------
    (A)   FPI Charge-Offs                                                0                0.00
                                                        ------------------- -------------------
                                                        ------------------- -------------------
    (B)   FPI Canceled/Waived/Removed/ Reversed                         87          263,667.22
                                                        ------------------- -------------------


L.  PAYAHEAD RECONCILIATION

                                                        -------------------
    (A)   Beginning Balance                                           0.00
                                                        -------------------
                                                        -------------------
    (B)   Deposit                                               622,489.74
                                                        -------------------
                                                        -------------------
    (C)   Withdrawal                                                  0.00
                                                        -------------------
                                                        -------------------
    (D)   Ending Balance                                        622,489.74
                                                        -------------------

</TABLE>


Approved By:      /s/ Kimberly A. Osborne
                  -----------------------
                  Kimberly A. Osborne
                  Vice President, Controller

                                       3
<PAGE>

                                                                    EXHIBIT 99.1

                      BAY VIEW SECURITIZATION CORPORATION
                    For Remittance Date: February 28, 1997

A.  PRINCIPAL BALANCE RECONCILIATION

<TABLE>
<CAPTION>
                                                                                                                    Number of
                                                                  A-1              A-2              Total           Accounts
                                                            --------------    -------------     --------------     ----------
<S>                                                         <C>               <C>               <C>                <C>
(A)  Original Principal Balance                             200,979,000.00    52,245,989.00     253,224,989.00         21,106
(B)  Beginning Period Principal Balance                     189,277,366.39    52,245,989.00     241,523,355.39         20,621
(C)  Collections (Regular Payments)                           4,752,049.09             0.00       4,752,049.09            N/A
(D)  Collections (Principal Payoffs)                          4,424,515.74             0.00       4,424,515.74            447
(E)  Collections (Principal Recoveries)                               0.00             0.00               0.00
(F)  Withdrawal from Payahead (Principal)                             0.00             0.00               0.00            N/A
(G)  Principal Reductions                                        85,275.36             0.00          85,275.36
(H)  Gross Charge Offs                                                0.00             0.00               0.00              0
(I)  Repurchases                                                 63,745.73             0.00          63,745.73              6
                                                            --------------    -------------     --------------         ------
(J)  Ending Balance                                         179,951,780.47    52,245,989.00     232,197,769.47         20,168
                                                            --------------    -------------     --------------         ------
Notional Principal Balance:
(K)  Beginning                                                                                  165,280,085.00
                                                                                                --------------
(L)  Ending                                                                                     156,693,745.50
                                                                                                --------------
(M)  Certificate Factor                                        89.53760367%     100.0000000%       91.69623045%
                                                            --------------    -------------     --------------

B.  CASH FLOW RECONCILIATION
                                                                                                    Total
                                                                                                --------------
(A)  Cash Wired                                                                                  10,475,909.46
(B)  Interest Wired/Earned                                                                           42,178.57
(C)  Month-end Deposit to Collection Account                                                      1,239,606.35
(D)  Withdrawal from Payahead Account                                                                     0.00
(E)  Advances                                                                                       444,275.62
(F)  Repurchases                                                                                     63,745.73
(G)  Gross Charge-Off Recoveries                                                                          0.00
(H)  Gross Charge-Off Advances                                                                            0.00
(I)  Spread Account Withdrawal                                                                            0.00
(J)  "A" Surety Bond Draw for "I" Interest                                                                0.00
(K)  "A" Surety Bond Draw for "A-1" Principal or Interest                                                 0.00
(L)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                 0.00
                                                                                                --------------
     TOTAL COLLECTIONS                                                                           12,265,715.73
                                                                                                --------------

C.  TRUSTEE DISTRIBUTION

                                                                                                    Total
                                                                                                --------------
(A)  Total Cash Flow                                                                             12,265,715.73
(B)  Unrecovered Interest Advances                                                                        0.00
(C)  Servicing Fee (Due and Unpaid)                                                                  201,269.46
(D)  Interest to "A-1" Certificate Holders, including Overdue                                       992,128.86
(E)  Interest to "A-2" Certificate Holders, including Overdue                                       286,917.56
(F)  Interest to "I" Certificate Holders, including Overdue                                         433,860.22
(G)  Principal to "A-1" Certificate Holders, including Overdue                                    9,325,585.92
(H)  Principal to "A-2" Certificate Holders, including Overdue                                            0.00
(I)  Reinsurance Fee                                                                                      0.00
(J)  Surety Bond Fee                                                                                 43,077.86
(K)    First Loss Protection                                                      12,887.00
(L)    Sure Bond Premium                                                          30,887.00
(M)  Interest Advance Recovery Payments                                                                   0.00
(N)  Unreimbursed Draws on Class"A" Surety Bond for Class "A-1" Interest                                  0.00
(O)  Unreimbursed Draws on Class"A" Surety Bond for Class "A-2" Interest                                  0.00
(P)  Unreimbursed Draws on Class"A" Surety Bond for Class "I" Interest                                    0.00
                                                                                                --------------
</TABLE>

                                    Page 3
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                    For Remittance Date: February 28, 1997

<TABLE>
<CAPTION>
<S>                                                                                             <C>                <C>
(Q)  Deposit to Payahead                                                                                                31,820.67
(R)  Bank Account Interest to Services                                                                                  42,178.57
(S)  Excess Yield                                                                                                      908,876.61
                                                                                                                   --------------
     BALANCE                                                                                                                 0.00

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION

                                                                                                Spread Account      Surety Bond
                                                                                                --------------     --------------

(A)  Beginning Balance                                                                               67,520.70     253,224,989.00
(B)  Additions to Spread Amount                                                                     908,876.61                N/A
(C)  Interest Earned
(D)  Draws                                                                                                0.00               0.00
(E)  Reimbursement for Prior Draws                                                                         N/A               0.00
(F)  Distribution of Funds to Servicer                                                                    0.00               0.00
(G)  Ending Balance                                                                                 976,397.31     234,263,521.50
                                                                                                --------------     --------------
(H)  Required Balance                                                                             3,019,041.94               0.00
(I)  Distribution to "IC" class                                                                           0.00

E.  CURRENT RECEIVABLES DELINQUENCY

         #Payment Delinquency                                                     Number            Balance
         --------------------                                                 -------------     --------------
(A)  31-60                                                                               40         427,355.76
(B)  61-90                                                                                1          16,899.73
(C)  91 plus                                                                              0               0.00
(D)  Total                                                                               41         444,255.49
</TABLE>

F.  EXCESS YIELD

<TABLE>
<CAPTION>
                                                             Excess Yield          Pool             Excess
                 Month                                          Balance           Balance           Yield%
                 -----                                      --------------    --------------    --------------
<S>                                                         <C>               <C>               <C>
(A)  Current                                                    908,876.61    232,197,769.47            0.3914%
(B)  1st Previous                                                67,520.70    241,523,355.39            0.0280%
(C)  2nd Previous                                                     0.00              0.00            #DIV/01
(D)  3rd Previous                                                     0.00              0.00            #DIV/01
(E)  4th Previous                                                     0.00              0.00            #DIV/01
(F)  5th Previous                                                     0.00              0.00            #DIV/01
(G)  Six Month Rolling Excess Yield                                   0.00              0.00            #DIV/01
</TABLE>

G.  DELINQUENCY RATE (30 PLUS)

<TABLE>
<CAPTION>
                                                                 Month             Pool
                 Month                                          Balance           Balance              %
                 -----                                      --------------    --------------    --------------
<S>                                                         <C>               <C>               <C>
(A)  Current                                                    444,255.49    232,197,769.47            0.1913%
(B)  1st Previous                                                16,879.73    241,523,355.39            0.0070%
(C)  2nd Previous                                                     0.00              0.00            #DIV/01
(D)  Three-Month Rolling Average                                      0.00              0.00            #DIV/01
</TABLE>

H.  NET LOSS RATE

<TABLE>
<CAPTION>
                                                                               Liquidation         Average          Defaulted
                 Month                                          Balance          Procceds          Balance         (Annualized)
                 -----                                      --------------    -------------     --------------     ------------
<S>                                                         <C>               <C>               <C>                <C>
(A)  Current                                                          0.00             0.00     236,860,562.43           0.0000%
(B)  1st Previous                                                     0.00             0.00     247,374,172.20           0.0000%
(C)  1st Previous                                                     0.00             0.00               0.00          #DIV/01
(D)  Three-Month Rolling Average Net Default Rate                     0.00             0.00               0.00           0.0000%
</TABLE>


                                    Page 4
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                    For Remittance Date: February 28, 1997

I.  CHARGE-OFF/RECOVERIES

<TABLE>
<CAPTION>
                                                                                  Number            Balance
                                                                              -------------     --------------
<S>                                                                           <C>               <C>
(A)  Collection Period Charge-Off Receivables                                             0               0.00
(B)  Gross Charge-Offs Cumulative Receivables                                             0               0.00
(C)  Collection Period Recoveries on Charge-Offs                                          0               0.00
(D)  Recoveries on Charge-Offs To-Date                                                    0               0.00

J.  REPOSSESSIONS

(A)  Collection Period Repossessions                                                     31         376,555.31
(B)  Aggregate Repossessions                                                             52         693,844.34
(C)  Unliquidated Repossessions                                                          50         547,700.29

K. FORCED PLACE INSURANCE

(A)  FPI Charge-Offs                                                                      0               0.00
(B)  FPI Canceled/Waived/Removed/Reversed                                               112         410,868.27

L.  PAYAHEAD RECONCILIATION

(A)  Beginning Balance                                                           622,489.74
(B)  Deposit                                                                      31,820.67
(C)  Withdrawal                                                                        0.00
(D)  Ending Balance                                                              654,310.41
</TABLE>


                                    Page 5
<PAGE>

                                                                    EXHIBIT 99.1

                      BAY VIEW SECURITIZATION CORPORATION
                      FOR REMITTANCE DATE:  MARCH 31, 1997
<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION

                                                    A-1                     A-2                 TOTAL             NUMBER OF ACCOUNTS
                                        --------------------------------------------------------------------------------------------
<S>                                        <C>                     <C>                     <C>                <C>
(A)  Original Principal Balance                  200,979,000.00           52,245,989.00     253,224,989.00                    21,106

                                        --------------------------------------------------------------------------------------------

(B)  Beginning Period Principal Balance          179,951,780.47           52,245,989.00     232,197,769.47                    20,168

                                        --------------------------------------------------------------------------------------------

(C)  Collections (Regular Payments)                5,194,132.92                    0.00       5,194,132.92                       N/A

                                        --------------------------------------------------------------------------------------------

(D)  Collections (Principal Payoffs)               4,699,937.08                    0.00       4,699,937.08                       541

                                        --------------------------------------------------------------------------------------------

(E)  Collections (Principal Recoveries)                    0.00                    0.00               0.00
                                        --------------------------------------------------------------------------------------------

(F)  Withdrawal from Payahead (Principal)                  0.00                    0.00               0.00                       N/A

                                        --------------------------------------------------------------------------------------------

(G)  Principal Reductions                             29,449.70                    0.00          29,449.70
                                        --------------------------------------------------------------------------------------------

(H)  Gross Charge Offs                                     0.00                    0.00               0.00                         0

                                        --------------------------------------------------------------------------------------------

(I)  Repurchases                                      11,194.23                    0.00          11,194.23                         1

                                        --------------------------------------------------------------------------------------------

(J)  Ending Balance                              170,017,066.54           52,245,989.00     222,263,055.54                    19,628

                                        --------------------------------------------------------------------------------------------


   Notional Principal Balance:
(K)  Beginning                                                                              156,693,745.50
                                                                                       -------------------
(L)  Ending                                                                                 147,606,056.15
                                                                                       -------------------

(M)  Certificate Factor                              84.5944435%            100.0000000%        87.7729550%
                                        ------------------------------------------------------------------
<CAPTION>
B.  CASH FLOW RECONCILIATION
                                                                                                TOTAL
                                                                                       -------------------
<S>                                                                                          <C>
(A)  Cash Wired                                                                              13,104,443.25
                                                                                       -------------------
(B)  Interest Wired/Earned                                                                       47,539.36
                                                                                       -------------------
(C)  Withdrawal from Payahead Account                                                                 0.00
                                                                                       -------------------
(D)  Advances                                                                                   672,370.18
                                                                                       -------------------
(E)  Repurchases                                                                                 11,194.23
                                                                                       -------------------
(F)  Gross Charge-Off Recoveries                                                                      0.00
                                                                                       -------------------
(G)  Gross Charge-Off Advances                                                                        0.00
                                                                                       -------------------
(H)  Spread Account Withdrawal                                                                        0.00
                                                                                       -------------------
(I)  "A" Surety Bond Draw for "I" Interest                                                            0.00
                                                                                       -------------------
(J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                            0.00
                                                                                       -------------------
(K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                             0.00
                                                                                       -------------------

             TOTAL COLLECTIONS                                                               13,835,547.02
                                                                                       -------------------

<CAPTION>
<S>                                                                                   <C>
C.  TRUSTEE DISTRIBUTION
                                                                                                TOTAL
                                                                                       -------------------
(A)  Total Cash Flow                                                                         13,835,547.02
                                                                                       -------------------
(B)  Unrecovered Interest Advances                                                                    0.00
                                                                                       -------------------
(C)  Servicing Fee (Due and Unpaid)                                                             193,498.14
                                                                                       -------------------
(D)  Interest to "A-1" Certificate Holders, including Overdue                                   943,247.25
                                                                                       -------------------
(E)  Interest to "A-2" Certificate Holders, including Overdue                                   286,917.56
                                                                                       -------------------
(F)  Interest to "I" Certificate Holders, including Overdue                                     411,321.08
                                                                                       -------------------
(G)  Principal to "A-1" Certificate Holders, including Overdue                                9,934,713.93
                                                                                       -------------------
(H)  Principal to "A-2" Certificate Holders, including Overdue                                        0.00
                                                                                       -------------------
(I)  Reinsurance Fee                                                                                  0.00
                                                                                       -------------------
(J)  Surety Bond Fee                                                                             41,288.83
                                                                                       -------------------
(K)        First Loss Protection                                              12,264.11
                                                                    -------------------
(L)        Surety Bond Premium                                                29,024.72
                                                                    -------------------
(M)  Interest Advance Recovery Payments                                                               0.00
                                                                                       -------------------
(N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                             0.00
                                                                                       -------------------
(O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                             0.00
                                                                                       -------------------
(P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                               0.00
                                                                                       -------------------
</TABLE>

                                       1
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                     For Remittance Date:  March 31, 1997
<TABLE>
<S>                                        <C>                     <C>                     <C>
(Q)  Deposit to Payahead                                                                        111,609.71
                                                                                       -------------------
(R)  Bank Account Interest to Servicer                                                           47,539.36
                                                                                       -------------------
(S)  Excess Yield                                                                             1,865,411.16
                                                                                       -------------------
             BALANCE                                                                                  0.00
                                                                                       -------------------

D.  SPREAD ACCOUNT AND SURETY
       RECONCILIATION
                                                                      SPREAD ACCOUNT         SURETY BOND
                                                               -------------------------------------------
(A)  Beginning Balance                                                       976,397.31     234,263,521.50
                                                               -------------------------------------------
(B)  Additions to Spread Amount                                            1,865,411.16                N/A
                                                               -------------------------------------------
(C)  Interest Earned
                                                               -------------------------------------------
(D)  Draws                                                                         0.00               0.00
                                                               -------------------------------------------
(E)  Reimbursement for Prior Draws                                                  N/A               0.00
                                                               -------------------------------------------
(F)  Distribution of Funds to Servicer                                             0.00               0.00
                                                               -------------------------------------------
(G)  Ending Balance                                                        2,841,808.47     223,121,642.26
                                                               -------------------------------------------
(H)  Required Balance                                                      2,902,472.12     223,121,642.26
                                                               -------------------------------------------
(I)  Distribution to "IC" Class                                                    0.00
                                                               ------------------------


E.  CURRENT RECEIVABLES DELINQUENCY
         #PAYMENT DELINQUENCY                       NUMBER                 BALANCE
         --------------------
                                        -----------------------------------------------
(A)  31-60                                                   55              522,339.76
                                        -----------------------------------------------
(B)  61-90                                                   32              291,498.58
                                        -----------------------------------------------
(C)  91+                                                      0                    0.00
                                        -----------------------------------------------
(D)  Total                                                   87              813,838.34
                                        -----------------------------------------------


F.  EXCESS YIELD
                                                  EXCESS YIELD               POOL                 EXCESS
               MONTH                                 BALANCE                BALANCE               YIELD %
               -----
                                        ------------------------------------------------------------------
(A)  Current                                       1,865,411.16          222,263,055.54             0.8393%
                                        ------------------------------------------------------------------
(B)  1st Previous                                    908,876.61          232,197,769.47             0.3914%
                                        ------------------------------------------------------------------
(C)  2nd Previous                                     67,520.70          241,523,355.39             0.0280%
                                        ------------------------------------------------------------------
(D)  3rd Previous                                          0.00                    0.00             0.0000%
                                        ------------------------------------------------------------------
(E)  4th Previous                                          0.00                    0.00            #DIV/01
                                        ------------------------------------------------------------------
(F)  5th Previous                                          0.00                    0.00            #DIV/01
                                        ------------------------------------------------------------------
(G)  Six Month Rolling Excess Yield                        0.00                    0.00            #DIV/01
                                        ------------------------------------------------------------------


G.  DELINQUENCY RATE (30+)
                    MONTH                        MONTH BALANCE            POOL BALANCE               %
                    -----               ------------------------------------------------------------------
(A)  Current                                         813,838.34          222,263,055.54             0.3662%
                                        ------------------------------------------------------------------
(B)  1st Previous                                    444,255.49          232,197,769.47             0.1913%
                                        ------------------------------------------------------------------
(C)  2nd Previous                                     16,879.73          241,523,355.39             0.0070%
                                        ------------------------------------------------------------------
(D)  Three-Month Rolling Average                     424,991.19          231,994,726.80             0.1832%
                                        ------------------------------------------------------------------


H.  NET LOSS RATE
                                                                          LIQUIDATION        AVERAGE             DEFAULTED
                   MONTH                                 BALANCE            PROCEEDS         BALANCE           (ANNUALIZED)
                   -----
                                        ----------------------------------------------------------------------------------
(A)  Current                                               0.00                    0.00     227,230,412.51          0.0000%
                                        ----------------------------------------------------------------------------------
(B)  1st Previous                                          0.00                    0.00     236,860,562.43          0.0000%
                                        ----------------------------------------------------------------------------------
(C)  2nd Previous                                          0.00                    0.00     247,374,172.20          0.0000%
                                        ----------------------------------------------------------------------------------
(D)  Three-Month Rolling Average Net
       Default Rate                                        0.00                    0.00     237,155,049.04          0.0000%
                                        ----------------------------------------------------------------------------------
</TABLE>

                                       2
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                     For Remittance Date:  March 31, 1997
<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                            NUMBER                 BALANCE
<S>                                                         <C>                   <C>
                                                  -----------------------------------------------
(A)  Collection Period Charge-Off Receivables                           0                    0.00
                                                  -----------------------------------------------
(B)  Gross Charge-Offs Cumulative Receivables                           0                    0.00
                                                  -----------------------------------------------
(C)  Collection Period Recoveries on Charge-Offs                        0                    0.00
                                                  -----------------------------------------------
(D)  Recoveries on Charge-Offs To-Date                                  0                    0.00
                                                  -----------------------------------------------



J. REPOSSESSIONS
                                                  -----------------------------------------------
(A)  Collection Period Repossessions                                   40              463,478.98
                                                  -----------------------------------------------
(B)  Aggregate Repossessions                                           92            1,157,323.32
                                                  -----------------------------------------------
(C)  Unliquidated Repossessions                                        85              819,085.29
                                                   -----------------------------------------------


K.  FORCED PLACE INSURANCE
                                                  -----------------------------------------------
(A)  FPI Charge-Offs                                                    0                    0.00
                                                  -----------------------------------------------
(B)  FPI Canceled/Waived/Removed/Reversed                               0                    0.00
                                                  -----------------------------------------------


L.  PAYAHEAD RECONCILIATION
                                                  -----------------------
(A)  Beginning Balance                                         654,310.41
                                                  -----------------------
(B)  Deposit                                                   111,609.71
                                                  -----------------------
(C)  Withdrawal                                                      0.00
                                                  -----------------------
(D)  Ending Balance                                            765,920.12
                                                  -----------------------

</TABLE>






Approved By:     /s/ Michael A. Benavides
                 ------------------------
                 Michael A. Benavides
                 Vice President, Controller
                 California Thrift & Loan

                                       3
<PAGE>

                                                                    EXHIBIT 99.1


                      Bay View Securitization Corporation
                      For Remittance Date:  April 30, 1997
<TABLE>
<CAPTION>


A.    PRINCIPAL BALANCE RECONCILIATION
                                                                                                                 Number of
                                                                 A-1               A-2             Total         Accounts
                                                               -------           -------           -----         ---------
<S>                                                   <C>                    <C>               <C>               <C>
      (A)  Original Principal Balance                       200,979,000.00     52,245,989.00   253,224,989.00     21,106
      (B)  Beginning Period Principal Balance               170,017,066.54     52,245,989.00   222,263,055.54     19,628
      (C)  Collections (Regular Payments)                     4,715,029.07              0.00     4,715,029.07        N/A
      (D)  Collections (Principal Payoffs)                    4,648,228.88              0.00     4,648,228.88        624
      (E)  Collections (Principal Recoveries)                         0.00              0.00             0.00
      (F)  Withdrawal from Payahead (Principal)                       0.00              0.00             0.00        N/A
      (G)  Principal Reductions (Other)                          17,759.43              0.00        17,759.43          1
      (H)  Gross Charge Offs                                     84,111.63              0.00        84,111.63         10
      (I)  Repurchases                                           61,661.26              0.00        61,661.26         35
      (J)  Ending Balance                                   160,490,276.27     52,245,989.00   212,736,265.27     18,958

      Notional Principal Balance:
      (K)  Beginning                                                                           147,606,056.15
      (L)  Ending                                                                              138,706,230.51

      (M)  Certificate Factor                                   79.8542516%      100.0000000%      84.0107709%

B.    CASH FLOW RECONCILIATION
                                                                                                    Total
                                                                                                   -------
      (A)  Cash Wired                                                                           11,989,988.61
      (B)  Interest Wired/Earned                                                                    49,852.87
      (C)  Withdrawal from Payahead Account                                                              0.00
      (D)  Advances                                                                                152,444.54
      (E)  Repurchases                                                                              61,661.26
      (F)  Gross Charge-Off Recoveries                                                                   0.00
      (G)  Gross Charge-Off Advances                                                                87,594.56
      (H)  Spread Account Withdrawal                                                                63,520.28
      (I)  "A" Surety Bond Draw for "I" Interest                                                         0.00
      (J)  "A" Surety Bond Draw for "A-1" Principal or Interest                                          0.00
      (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                          0.00
                                                                                                -------------
             TOTAL COLLECTIONS                                                                  12,405,062.21

C.    TRUSTEE DISTRIBUTION
                                                                                                    Total
                                                                                                   -------
      (A)  Total Cash Flow                                                                      12,405,062.21
      (B)  Unrecovered Interest Advances                                                             1,544.11
      (C)  Servicing Fee (Due and Unpaid)                                                          185,219.21
      (D)  Interest to "A-1" Certificate Holders, including Overdue                                891,172.79
      (E)  Interest to "A-2" Certificate Holders, including Overdue                                286,917.56
      (F)  Interest to "I" Certificate Holders, including Overdue                                  387,465.90
      (G)  Principal to "A-1" Certificate Holders, including Overdue                             9,526,790.27
      (H)  Principal to "A-2" Certificate Holders, including Overdue                                     0.00
      (I)  Reinsurance Fee                                                                               0.00
      (J)  Surety Bond Fee                                                                          36,342.55
      (K)        First Loss Protection                                              8,559.67
      (L)        Surety Bond Premium                                               27,782.88
      (M)  Interest Advance Recovery Payments                                                            0.00
      (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                          0.00
      (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                          0.00
      (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                            0.00
      (Q)  Deposit to Payahead                                                                      58,589.33

</TABLE>
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  April 30, 1997

<TABLE>
<CAPTION>

<S>                                                                    <C>              <C>
      (A)  Bank Account Interest to Servicer                                                 49,852.87
      (B)  Excess Yield                                                                     981,167.62

             BALANCE                                                                              0.00

<CAPTION>

D.    SPREAD ACCOUNT AND SURETY  RECONCILIATION
                                                                       Spread Account    Surety Bond
                                                                       --------------   --------------
<S>                                                                    <C>              <C>
      (A)  Beginning Balance                                             2,841,808.47   223,121,642.26
      (B)  Additions to Spread Amount                                      981,167.62              N/A
      (C)  Interest Earned                                                  11,108.90             0.00
      (D)  Draws                                                            63,520.28              N/A
      (E)  Reimbursement for Prior Draws                                          N/A             0.00
      (F)  Distribution of Funds to Servicer                                     0.00             0.00
      (G)  Ending Balance                                                3,834,084.99   211,645,124.37

      (H)  Required Balance                                              2,778,288.19   211,645,124.37
      (I)  Distribution to "IC" Class                                    1,055,796.79
</TABLE>


E.    CURRENT RECEIVABLES DELINQUENCY

<TABLE>
<CAPTION>

            #Payment Delinquency                       Number                Balance
      -------------------------------                  ------              ----------
      <S>                                              <C>                 <C>
      (A)  31-60                                            55             458,275.41
      (B)  61-90                                            45             433,843.80
      (C)  91+                                               0                   0.00
      (D)  Total                                           100             892,119.21

<CAPTION>

F.    EXCESS YIELD
                                                  Excess Yield             Pool                 Excess
                 Month                               Balance             Balance                Yield %
                 -----                            ------------           -------                -------
<S>                                               <C>                  <C>                     <C>
      (A)  Current                                  981,167.62         212,736,265.27           0.4612%
      (B)  1st Previous                           1,865,411.16         222,263,055.54           0.8393%
      (C)  2nd Previous                             908,876.61         232,197,769.47           0.3914%
      (D)  3rd Previous                              67,520.70         241,523,355.39           0.0280%
      (E)  4th Previous                                   0.00                   0.00           #DIV/01
      (F)  5th Previous                                   0.00                   0.00           #DIV/01
      (G)  Six-Month Rolling Excess Yield                 0.00                   0.00           #DIV/01

<CAPTION>

G.    DELINQUENCY RATE (30+)
                                                       Month               Pool
                 Month                                Balance             Balance                  %
                 -----                                -------             -------               -------
<S>                                               <C>                  <C>                     <C>
      (A)  Current                                  892,119.21         212,736,265.27           0.4194%
      (B)  1st Previous                             813,838.34         222,263,055.54           0.3662%
      (C)  2nd Previous                             444,255.49         232,197,769.47           0.1913%
      (D)  Three-Month Rolling Average              716,737.68         222,399,030.09           0.3223%
</TABLE>


H.    NET LOSS RATE

<TABLE>
<CAPTION>
                                                                           Liquidation       Average         Defaulted
                 Month                                         Balance       Proceeds        Balance        (Annualized)
                 -----                                         -------     -----------       -------        ------------
      <S>                                                     <C>          <C>            <C>               <C>
      (A)  Current                                            84,111.63        0.00       217,499,660.41       0.0387%
      (B)  1st Previous                                       45,171.47        0.00       227,230,412.51       0.0199%
      (C)  2nd Previous                                       11,384.76        0.00       236,860,562.43       0.0048%
      (D)  Three-Month Rolling Average Net Default Rate       46,889.29        0.00       227,196,878.45       0.0206%
</TABLE>

<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  April 30, 1997

<TABLE>
<CAPTION>
I.    CHARGE-OFF / RECOVERIES
                                                                     Number             Balance
                                                                     ------             -------
<S>                                                                  <C>              <C>
      (A)  Collection Period Charge-Off Receivables                    10              84,111.63
      (B)  Gross Charge-Offs Cumulative Receivables                    17             140,667.86
      (C)  Collection Period Recoveries on Charge-Offs                  0                   0.00
      (D)  Recoveries on Charge-Offs To-Date                            0                   0.00


J.    REPOSSESSIONS

      (A)  Collection Period Repossessions                             40             477,482.23
      (B)  Aggregate Repossessions                                    132           1,634,805.55
      (C)  Unliquidated Repossessions                                 109           1,021,155.90


K.    FORCED PLACE INSURANCE

      (A)  FPI Charge-Offs                                              0                   0.00
      (B)  FPI Canceled/Waived/Removed/Reversed                       108             332,444.28


L.    PAYAHEAD RECONCILIATION

      (A)  Beginning Balance                                   765,920.12
      (B)  Deposit                                              58,589.33
      (C)  Withdrawal                                                0.00
      (D)  Ending Balance                                      824,509.45
</TABLE>

Approved By:  /s/ Michael A. Benavides
              --------------------------
              Michael A. Benavides
              Vice President, Controller
              California Thrift & Loan
<PAGE>

                       Bay View Securitization Corporation
                        For Remittance Date: May 31, 1997
<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                          Number of
                                                                               A-1             A-2             Total      Accounts
                                                                               ---             ---             -----      --------
<S>                                                                      <C>             <C>              <C>             <C>
    (A)  Original Principal Balance ..................................   200,979,000.00  52,245,989.00    253,224,989.00   21,106
    (B)  Beginning Period Principal Balance ..........................   160,490,276.27  52,245,989.00    212,736,265.27   18,958

    (C)  Collections (Regular Payments) ..............................     4,797,149.04           0.00      4,797,149.04      N/A
    (D)  Collections (Principal Payoffs) .............................     4,874,102.71           0.00      4,874,102.71      585
    (E)  Collections (Principal Recoveries) ..........................             0.00           0.00              0.00
    (F)  Withdrawal from Payahead (Principal) ........................             0.00           0.00              0.00      N/A
    (G)  Principal Reductions (Other) ................................             0.00           0.00              0.00        0
    (H)  Gross Charge Offs ...........................................       147,803.55           0.00        147,803.55       20
    (I)  Repurchases .................................................        25,343.10           0.00         25,343.10       24
    (J)  Ending Balance ..............................................   150,645,877.87  52,245,989.00    202,891,866.87   18,329


    Notional Principal Balance:
    (K)  Beginning ..................................................                                     138,706,230.51
    (L)  Ending .....................................................                                     129,997,514.89


    (M)  Certificate Factor .........................................         74.95602%     100.00000%       80.1231615%


B.  CASH FLOW RECONCILIATION
                                                                                                               Total
                                                                                                               -----
    (A)  Cash Wired ..................................................                                     12,226,104.24
    (B)  Interest Wired/Earned .......................................                                         51,549.48
    (C)  Withdrawal from Payahead Account ............................                                              0.00
    (D)  Advances ....................................................                                        110,021.75
    (E)  Repurchases .................................................                                         25,343.10
    (F)  Gross Charge-Off Recoveries .................................                                              0.00
    (G)  Gross Charge-Off Advances ...................................                                             33.75
    (H)  Spread Account Withdrawal ...................................                                              0.00
    (I)  "A" Surety Bond Draw for "I" Interest .......................                                              0.00
    (J)  "A" Surety Bond Draw for "A-1" Principal or Interest.........                                              0.00
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest.........                                              0.00

             TOTAL COLLECTIONS .......................................                                     12,413,052.32



C.  TRUSTEE DISTRIBUTION
                                                                                                               Total
                                                                                                               -----
    (A)  Total Cash Flow .............................................                                     12,413,052.32
    (B)  Unrecovered Interest Advances ...............................                                              6.75
    (C)  Servicing Fee (Due and Unpaid) ..............................                                        177,280.22
    (D)  Interest to "A-1" Certificate Holders, including Overdue ....                                        841,236.53
    (E)  Interest to "A-2" Certificate Holders, including Overdue ....                                        286,917.56
    (F)  Interest to "I" Certificate Holders, including Overdue ......                                        364,103.86
    (G)  Principal to "A-1" Certificate Holders, including Overdue ...                                      9,844,398.40
    (H)  Principal to "A-2" Certificate Holders, including Overdue ...                                              0.00
    (I)  Reinsurance Fee .............................................                                              0.00
    (J)  Surety Bond Fee .............................................                                         32,882.63
    (K)     First Loss Protection.....................................                        6,290.60
    (L)     Surety Bond Premium  .....................................                       26,592.03
    (M)  Interest Advance Recovery Payments ..........................                                              0.00
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1"                                                0.00
          Interest ...................................................
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2"                                                0.00
          Interest ...................................................
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I"                                                  0.00
          Interest ...................................................
    (Q)  Deposit to Payahead .........................................                                         23,897.50

</TABLE>

                                       1
<PAGE>

                       Bay View Securitization Corporation
                        For Remittance Date: May 31, 1997

<TABLE>
<CAPTION>
<S>                                                                      <C>             <C>              <C>             <C>
     (R) Account Interest to Servicer ................................                                         51,549.48
     (S) Excess Yield ................................................                                        790,779.39

              BALANCE ................................................                                              0.00

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                        Spread Account      Surety Bond
                                                                                        --------------      -----------
     (A)  Beginning Balance ..........................................                    3,834,084.99    211,645,232.26
     (B)  Additions to Spread Amount .................................                      790,779.39               N/A
     (C)  Interest Earned ............................................                       12,777.32
     (D)  Draws ......................................................                      (63,520.28)             0.00
     (E)  Reimbursement for Prior Draws ..............................                             N/A              0.00
     (F)  Distribution of Funds to Servicer ..........................                    1,055,796.79              0.00
     (G)  Ending Balance .............................................                    3,518,324.63    201,783,116.93

     (H)  Required Balance ...........................................                    2,659,203.32    201,783,116.93
     (I)  Distribution to "IC" Class .................................                      859,121.31


E.  CURRENT RECEIVABLES DELINQUENCY
                 #Payment Delinquency                                             Number      Balance
                 --------------------                                             ------      -------
     (A)  31-60 ......................................................               60     524,148.50
     (B)  61-90 ......................................................               58     397,528.69
     (C)  91+ ........................................................                0           0.00
     (D)  Total ......................................................              118     921,677.19


F.  EXCESS YIELD
                                                                             Excess Yield     Pool             Excess
                        Month                                                   Balance       Balance          Yield %
                        -----                                                   -------       -------          -------
     (A)  Current ....................................................       790,779.39   202,891,866.87       0.3898%
     (B)  1st Previous ...............................................       981,167.62   212,736,265.27       0.4612%
     (C)  2nd Previous ...............................................     1,865,411.16   222,263,055.54       0.8393%
     (D)  3rd Previous ...............................................       908,876.61   232,197,769.47       0.3914%
     (E)  4th Previous ...............................................        67,520.70   241,523,355.39       0.0280%
     (F)  5th Previous ...............................................             0.00             0.00       0.0000%
     (G)  Six-Month Rolling Excess Yield .............................             0.00             0.00       0.0000%


G.  DELINQUENCY RATE (30+)
                                                                               Month          Pool
                        Month                                                 Balance         Balance             %
                        -----                                                 -------         -------             -
     (A)  Current ....................................................       921,677.19   202,891,866.87       0.4543%
     (B)  1st Previous ...............................................       892,119.21   212,736,265.27       0.4194%
     (C)  2nd Previous ...............................................       813,838.34   222,263,055.54       0.3662%
     (D)  Three-Month Rolling Average ................................       875,878.25   212,630,395.89       0.4119%

</TABLE>
<TABLE>
<CAPTION>

H.  NET LOSS RATE
                                                                                        Liquidation      Average         Defaulted
                        Month                                                  Balance    Proceeds       Balance        (Annualized)

                        -----                                                  -------    --------       -------        ------------

<S>                                                                          <C>        <C>          <C>                <C>
     (A)  Current ....................................................       147,803.55      0.00    207,814,066.07        0.0711%
     (B)  1st Previous ...............................................        84,111.63      0.00    217,499,660.41        0.0387%
     (C)  2nd Previous ...............................................        45,171.47      0.00    227,230,412.51        0.0199%
     (D)  Three-Month Rolling Average Net Default Rate ...............        92,362.22      0.00    217,514,712.99        0.0425%


</TABLE>

                                       2
<PAGE>

                       Bay View Securitization Corporation
                        For Remittance Date: May 31, 1997

<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                                                   Number         Balance
                                                                                   ------         -------
<S>                                                                           <C>             <C>
     (A)  Collection Period Charge-Off Receivables ...................               20         147,803.55
     (B)  Gross Charge-Offs Cumulative Receivables ...................               37         288,471.41
     (C)  Collection Period Recoveries on Charge-Offs ................                0               0.00
     (D)  Recoveries on Charge-Offs To-Date ..........................                0               0.00



J. REPOSSESSIONS

     (A)  Collection Period Repossessions ............................               21         249,630.44
     (B)  Aggregate Repossessions ....................................              153       1,884,435.99
     (C)  Unliquidated Repossessions .................................              110         917,084.58


K.  FORCED PLACE INSURANCE
     (A)  FPI Charge-Offs ............................................                0               0.00
     (B)  FPI Canceled/Waived/Removed/Reversed .......................               81         253,225.78


L.  PAYAHEAD RECONCILIATION

     (A)  Beginning Balance ..........................................       824,509.45
     (B)  Deposit ....................................................        23,897.50
     (C)  Withdrawal .................................................             0.00
     (D)  Ending Balance .............................................       848,406.95

</TABLE>












Approved By: /s/ Michael A. Benavides
             -------------------------
             Michael A. Benavides
             Vice President, Controller
             California Thrift & Loan

                                       3
<PAGE>

                                                                    EXHIBIT 99.1

                      BAY VIEW SECURITIZATION CORPORATION
                      For Remittance Date:  June 30, 1997

<TABLE>
<S>                                                  <C>                <C>               <C>               <C>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                            NUMBER OF
                                                          A-1                A-2              TOTAL         ACCOUNTS
                                                          ---                ---              -----         ---------

    (A)  Original Principal Balance                  200,979,000.00     52,245,989.00     253,224,989.00     21,106
    (B)  Beginning Period Principal Balance          150,645,877.87     52,245,989.00     202,891,866.87     18,329
    (C)  Collections (Regular Payments)                4,491,794.25              0.00       4,491,794.25        N/A
    (D)  Collections (Principal Payoffs)               4,431,550.16              0.00       4,431,550.16        601
    (E)  Collections (Principal Recoveries)                    0.00              0.00               0.00
    (F)  Withdrawal from Payahead (Principal)             20,317.49              0.00          20,317.49        N/A
    (G)  Principal Reductions (Other)                          0.00              0.00               0.00          0
    (H)  Gross Charge Offs                               252,352.37              0.00         252,352.37         34
    (I)  Repurchases                                      32,180.37              0.00          32,180.37         25
                                                     --------------     -------------     --------------     ------
    (J)  Ending Balance                              141,417,683.23     52,245,989.00     193,663,672.23     17,669

    Notional Principal Balance:
    (K)  Beginning                                                                        129,997,514.89
    (L)  Ending                                                                           121,483,203.97

    (M)  Certificate Factor                              70.3644078%      100.0000000%        76.4788945%


B.  CASH FLOW RECONCILIATION
                                                                                               TOTAL
    (A)  Cash Wired                                                                        11,337,477.70
    (B)  Interest Wired/Earned                                                                 46,612.64
    (C)  Withdrawal from Payahead Account                                                      20,317.49
    (D)  Advances                                                                              38,355.64
    (E)  Repurchases                                                                           32,180.37
    (F)  Gross Charge-Off Recoveries                                                                0.00
    (G)  Gross Charge-Off Advances                                                              1,496.04
    (H)  Spread Account Withdrawal                                                                  0.00
    (I)  "A" Surety Bond Draw for "I" Interest                                                      0.00
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                      0.00
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                       0.00
                                                                                           -------------

        TOTAL COLLECTIONS                                                                  11,476,439.88


C.   TRUSTEE DISTRIBUTION
                                                                                               TOTAL
    (A)  Total Cash Flow                                                                   11,476,439.88
    (B)  Unrecovered Interest Advances                                                          1,462.40
    (C)  Servicing Fee (Due and Unpaid)                                                       169,076.56
    (D)  Interest to "A-1" Certificate Holders, including Overdue                             789,635.48
    (E)  Interest to "A-2" Certificate Holders, including Overdue                             286,917.56
    (F)  Interest to "I" Certificate Holders, including Overdue                               341,243.48
    (G)  Principal to "A-1" Certificate Holders, including Overdue                          9,228,194.64
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                  0.00
    (I)  Reinsurance Fee                                                                            0.00
    (J)  Surety Bond Fee                                                                       31,601.59
    (K)        First Loss Protection                                         6,240.11
    (L)        Surety Bond Premium                                          25,361.48
    (M)  Interest Advance Recovery Payments                                                         0.00
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                       0.00
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                       0.00
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                         0.00
    (Q)  Deposit to Payahead                                                                        0.00
</TABLE>

                                       3

<PAGE>

                       BAY VIEW SECURIZATION CORPORATION
                      For Remittance Date: June 30, 1997

<TABLE>
<S>                                                    <C>              <C>                <C>               <C>
    (R)  Account Interest to Servicer                                                          46,612.64
    (S)  Excess Yield                                                                         581,695.55

             BALANCE                                                                                0.00
                                                                                            ------------

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                        SPREAD ACCOUNT      SURETY BOND
                                                                        --------------     --------------
    (A)  Beginning Balance                                                3,518,324.63     201,783,116.93
    (B)  Additions to Spread Amount                                         581,695.55                N/A
    (C)  Interest Earned                                                     11,672.07
    (D)  Draws                                                                    0.00               0.00
    (E)  Reimbursement for Prior Draws                                             N/A               0.00
    (F)  Distribution of Funds to Servicer                                  859,121.31               0.00
    (G)  Ending Balance                                                   3,252,570.94     191,752,538.16

    (H)  Required Balance                                                 2,536,148.34     191,752,538.16
    (I)  Distribution to "IC" Class                                         716,422.60


E.  CURRENT RECEIVABLES DELINQUENCY
              #PAYMENT DELINQUENCY                        NUMBER           BALANCE
              --------------------                        ---------        -----------
    (A)  31-60                                                   58         505,828.44
    (B)  61-90                                                   55         373,447.24
    (C)  91+                                                      0               0.00
    (D)  Total                                                  113         879,275.68


F.  EXCESS YIELD
                                                        EXCESS YIELD        POOL               EXCESS
               MONTH                                      BALANCE          BALANCE             YIELD %
               -----                                  --------------    --------------       -------------
    (A)  Current                                         581,695.55     193,663,672.23             0.3004%
    (B)  1st Previous                                    790,779.39     202,891,866.87             0.3898%
    (C)  2nd Previous                                    981,167.62     212,736,265.27             0.4612%
    (D)  3rd Previous                                  1,865,411.16     222,263,055.54             0.8393%
    (E)  4th Previous                                    908,876.61     232,197,769.47             0.3914%
    (F)  5th Previous                                     67,520.70     241,523,355.39             0.0280%
    (G)  Six-Month Rolling Excess Yield                  865,908.50     217,545,997.46             0.3980%


G.  DELINQUENCY RATE (30+)
                                                           MONTH            POOL
              MONTH                                       BALANCE          BALANCE                %
              -----                                      ----------     --------------
    (A)  Current                                         879,275.68     193,663,672.23             0.4540%
    (B)  1st Previous                                    921,677.19     202,891,866.87             0.4543%
    (C)  2nd Previous                                    892,119.21     212,736,265.27             0.4194%
    (D)  Three-Month Rolling Average                     897,690.69     203,097,268.12             0.4420%


H.  NET LOSS RATE
                                                                         LIQUIDATION          AVERAGE          DEFAULT
               MONTH                                       BALANCE          FEES              BALANCE        (ANNUALIZED)
               -----                                     ----------      -------------     --------------    ------------
    (A)  Current                                         252,352.37               0.00     198,277,769.55      0.1273%
    (B)  1st Previous                                    147,803.55               0.00     207,814,066.07      0.0711%
    (C)  2nd Previous                                     84,111.63               0.00     217,499,660.41      0.0387%
    (D)  Three-Month Rolling Average Net Default Rate    161,422.52               0.00     207,863,832.01      0.0777%
</TABLE>

                                       4

<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                      For Remittance Date:  June 30, 1997

<TABLE>
<CAPTION>
                                                        NUMBER         BALANCE
                                                      ----------    ------------
<S>                                                   <C>           <C>
I.  CHARGE-OFF / RECOVERIES

    (A)  Collection Period Charge-Off Receivables             34      252,352.37
    (B)  Gross Charge-Offs Cumulative Receivables             71      540,823.78
    (C)  Collection Period Recoveries on Charge-Offs           0            0.00
    (D)  Recoveries on Charge-Offs To-Date                     0            0.00



J. REPOSSESSIONS

    (A)  Collection Period Repossessions                      33      375,084.65
    (B)  Aggregate Repossessions                             186    2,259,520.64
    (C)  Unliquidated Repossessions                          120      994,247.83


K.  FORCED PLACE INSURANCE

    (A)  FPI Charge-Offs                                       0            0.00
    (B)  FPI Canceled/Waived/Removed/Reversed                 50      128,295.37


L.  PAYAHEAD RECONCILIATION

    (A)  Beginning Balance                            848,406.95
    (B)  Deposit                                            0.00
    (C)  Withdrawal                                    20,317.49
    (D)  Ending Balance                               828,089.46
</TABLE>



Approved By: /s/ Michael A. Benavides
             ------------------------
             Michael A. Benavides
             Vice President, Controller
             California Thrift & Loan

                                       5

<PAGE>

                       BAY VIEW SECURITIZATION CORPORATION
                       For Remittance Date: July 31, 1997

<TABLE>
<CAPTION>

A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                         Number of
                                                                 A-1                 A-2                 Total            Accounts
                                                        ------------------- ------------------- --------------------- --------------

<S>                                                     <C>                 <C>                 <C>                   <C>
    (A)  Original Principal Balance                         200,979,000.00       52,245,989.00        253,224,989.00         21,106
    (B)  Beginning Period Principal Balance                 141,417,683.23       52,245,989.00        193,663,672.23         17,669
    (C)  Collections (Regular Payments)                       4,422,480.82                0.00          4,422,480.82            N/A
    (D)  Collections (Principal Payoffs)                      4,203,791.51                0.00          4,203,791.51            571
    (E)  Collections (Principal Recoveries)                           0.00                0.00                  0.00
    (F)  Withdrawal from Payahead (Principal)                         0.00                0.00                  0.00            N/A
    (G)  Principal Reductions (Other)                                 0.00                0.00                  0.00              0
    (H)  Gross Charge Offs                                      186,051.40                0.00            186,051.40             28
    (I)  Repurchases                                             29,784.99                0.00             29,784.99             20
    (J)  Ending Balance                                     132,575,574.51       52,245,989.00        184,821,563.51         17,050

    Notional Principal Balance:
    (K)  Beginning                                                                                    121,483,203.97
    (L)  Ending                                                                                       113,166,641.44
    (M)  Certificate Factor                                    65.9648891%        100.0000000%           72.9870951%

B.  CASH FLOW RECONCILIATION
                                                                                                          Total
                                                                                                ---------------------
    (A)  Cash Wired                                                                                    10,940,959.85
    (B)  Interest Wired/Earned                                                                             44,569.17
    (C)  Withdrawal from Payahead Account                                                                       0.00
    (D)  Advances                                                                                               0.00
    (E)  Repurchases                                                                                       29,784.99
    (F)  Gross Charge-Off Recoveries                                                                            0.00
    (G)  Gross Charge-Off Advances                                                                          7,386.58
    (H)  Spread Account Withdrawal                                                                              0.00
    (I)  "A" Surety Bond Draw for "I" Interest                                                                  0.00
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                  0.00
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                   0.00

             TOTAL COLLECTIONS                                                                         11,022,700.59


C.  TRUSTEE DISTRIBUTION
                                                                                                          Total
                                                                                                ---------------------
    (A)  Total Cash Flow                                                                               11,022,700.59
    (B)  Unrecovered Interest Advances                                                                      4,769.41
    (C)  Servicing Fee (Due and Unpaid)                                                                   161,386.39
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                         741,264.36
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                         286,917.56
    (F)  Interest to "I" Certificate Holders, including Overdue                                           318,893.41
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                      8,842,108.72
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                              0.00
    (I)  Reinsurance Fee                                                                                        0.00
    (J)  Surety Bond Fee                                                                                   30,338.36
    (K)        First Loss Protection                                                  6,130.40
    (L)        Surety Bond Premium                                                   24,207.96
    (M)  Interest Advance Recovery Payments                                                                44,783.04
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1"
         Interest                                                                                               0.00
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2"
         Interest                                                                                               0.00
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I"
         Interest                                                                                               0.00
    (Q)  Deposit to Payahead                                                                                7,434.48
</TABLE>

                                     Page 3


<PAGE>


                       BAY VIEW SECURITIZATION CORPORATION
                       For Remittance Date: July 31, 1997
<TABLE>
<CAPTION>
<S>                                                     <C>                 <C>                 <C>                   <C>


    (R) Account Interest to Servicer                                                                       44,569.17
    (S) Excess Yield                                                                                      540,235.71

             BALANCE                                                                                            0.00

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                              Spread Account         Surety Bond
                                                                            ------------------- ---------------------
    (A)  Beginning Balance                                                        3,252,570.94        191,752,538.16
    (B)  Additions to Spread Amount                                                 540,235.71                   N/A
    (C)  Interest Earned                                                             11,910.89
    (D)  Draws                                                                            0.00                  0.00
    (E)  Reimbursement for Prior Draws                                                     N/A                  0.00
    (F)  Prior month distribution to "IC" Class                                     716,422.60                  0.00
    (G)  Ending Balance                                                           3,088,294.94        183,793,876.89
    (H)  Required Balance                                                         2,420,795.90        183,793,876.89
    (I)  Distribution to "IC" Class                                                 667,499.04

E.  CURRENT RECEIVABLES DELINQUENCY
                 #Payment Delinquency                         Number               Balance
                 --------------------                   ------------------- -------------------
    (A)  31-60                                                          76          650,012.46
    (B)  61-90                                                          51          386,238.95
    (C)  91+                                                             0                0.00
    (D)  Total                                                         127        1,036,251.41

F.  EXCESS YIELD
                                                            Excess Yield            Pool                 Excess
                        Month                                 Balance             Balance                Yield %
                        -----                           ------------------- ------------------- ---------------------
    (A)  Current                                                540,235.71      184,821,563.51               0.2923%
    (B)  1st Previous                                           581,695.55      193,663,672.23               0.3004%
    (C)  2nd Previous                                           790,779.39      202,891,866.87               0.3898%
    (D)  3rd Previous                                           981,167.62      212,736,265.27               0.4612%
    (E)  4th Previous                                         1,865,411.16      222,263,055.54               0.8393%
    (F)  5th Previous                                           908,876.61      232,197,769.47               0.3914%
    (G)  Six-Month Rolling Excess Yield                         944,694.34      208,095,698.82               0.4540%

G.  DELINQUENCY RATE (30+)
                                                               Month                Pool
                        Month                                 Balance             Balance                   %
                        -----                           ------------------- ------------------- ---------------------
    (A)  Current                                              1,036,251.41      184,821,563.51               0.5607%
    (B)  1st Previous                                           879,275.68      193,663,672.23               0.4540%
    (C)  2nd Previous                                           921,677.19      202,891,866.87               0.4543%
    (D)  Three-Month Rolling Average                            945,734.76      193,792,367.54               0.4880%

H.  NET LOSS RATE
                                                                                Liquidation              Average         Defaulted
                        Month                                Balance              Proceeds               Balance       (Annualized)
                        -----                           ------------------- ------------------- --------------------- --------------

    (A)  Current                                                186,051.40                0.00        189,242,617.87        0.0983%
    (B)  1st Previous                                           252,352.37                0.00        198,277,769.55        0.1273%
    (C)  2nd Previous                                           147,803.55                0.00        207,814,066.07        0.0711%
    (D)  Three-Month Rolling Average Net Default Rate           195,402.44                0.00        198,444,817.83        0.0985%

</TABLE>

                                     Page 4

<PAGE>


                       BAY VIEW SECURITIZATION CORPORATION
                       For Remittance Date: July 31, 1997
<TABLE>
<CAPTION>

<S>                                                     <C>                 <C>

I.  CHARGE-OFF / RECOVERIES
                                                                Number             Balance
                                                        ------------------- -------------------
    (A)  Collection Period Charge-Off Receivables                       28          186,051.40
    (B)  Gross Charge-Offs Cumulative Receivables                       99          726,875.18
    (C)  Collection Period Recoveries on Charge-Offs                     0                0.00
    (D)  Recoveries on Charge-Offs To-Date                               0                0.00

J. REPOSSESSIONS

    (A)  Collection Period Repossessions                                32          351,691.30
    (B)  Aggregate Repossessions                                       218        2,611,211.94
    (C)  Unliquidated Repossessions                                    136        1,096,063.43

K.  FORCED PLACE INSURANCE

    (A)   FPI Charge-Offs                                                0                0.00
    (B)   FPI Canceled/Waived/Removed/Reversed                          52          182,254.39

L.  PAYAHEAD RECONCILIATION

    (A)   Beginning Balance                                     828,089.46
    (B)   Deposit                                                 7,434.48
    (C)   Withdrawal                                                  0.00
    (D)   Ending Balance                                        835,523.94

</TABLE>


Approved By:      /s/ Michael A. Benavides
                  ------------------------
                  Michael A. Benavides
                  Vice President, Controller
                  California Thrift & Loan

                                     Page 5

<PAGE>

                       BAY VIEW SECURITIZATION CORPORATION
                      For Remittance Date: August 31, 1997

<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                        Number of
                                                                   A-1                 A-2                 Total        Accounts
                                                                   ---                 ---                 -----        --------
<S>                                                         <C>                  <C>                  <C>               <C>
    (A)  Original Principal Balance                         200,979,000.00       52,245,989.00        253,224,989.00      21106
    (B)  Beginning Period Principal Balance                 132,575,574.51       52,245,989.00        184,821,563.51      17050
    (C)  Collections (Regular Payments)                       4,023,008.39                0.00          4,023,008.39        N/A
    (D)  Collections (Principal Payoffs)                      4,038,378.38                0.00          4,038,378.38        534
    (E)  Collections (Principal Recoveries)                           0.00                0.00                  0.00
    (F)  Withdrawal from Payahead (Principal)                         0.00                0.00                  0.00        N/A
    (G)  Principal Reductions (Other)                                 0.00                0.00                  0.00          0
    (H)  Gross Charge Offs                                      166,180.81                0.00            166,180.81         23
    (I)  Repurchases                                             35,189.98                0.00             35,189.98         24
    (J)  Ending Balance                                     124,312,816.95       52,245,989.00        176,558,805.95      16469

    Notional Principal Balance:
    (K)  Beginning                                                                                    113,166,641.44
    (L)  Ending                                                                                       105,051,220.71

    (M)  Certificate Factor                                    61.8536349%        100.0000000%           69.7240848%


B.  CASH FLOW RECONCILIATION
                                                                                                            Total
                                                                                                            -----
    (A)  Cash Wired                                                                                    10,134,049.92
    (B)  Interest Wired/Earned                                                                             45,404.23
    (C)  Withdrawal from Payahead Account                                                                       0.00
    (D)  Advances                                                                                         145,060.23
    (E)  Repurchases                                                                                       35,189.98
    (F)  Gross Charge-Off Recoveries                                                                            0.00
    (G)  Gross Charge-Off Advances                                                                          3,931.29
    (H)  Spread Account Withdrawal                                                                              0.00
    (I)  "A" Surety Bond Draw for "I" Interest                                                                  0.00
    (J)  "A" Surety Bond Draw for  "A-1" Principal or                                                           0.00
         Interest
    (K)  "A" Surety Bond Draw for "A-2" Principal or                                                            0.00
          Interest

          TOTAL COLLECTIONS                                                                            10,363,635.65


C.  TRUSTEE DISTRIBUTION
                                                                                                            Total
                                                                                                            -----
    (A)  Total Cash Flow                                                                               10,363,635.65
    (B)  Unrecovered Interest Advances                                                                      3,824.91
    (C)  Servicing Fee (Due and Unpaid)                                                                   154,017.97
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                         694,916.97
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                         286,917.56
    (F)  Interest to "I" Certificate Holders, including Overdue                                           297,062.43
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                      8,262,757.56
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                              0.00
    (I)  Reinsurance Fee                                                                                        0.00
    (J)  Surety Bond Fee                                                                                   28,990.47
    (K)        First Loss Protection                                                  5,887.77
    (L)        Surety Bond Premium                                                   23,102.70
    (M)  Interest Advance Recovery Payments                                                                     0.00
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1"                                            0.00
         Interest
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2"                                            0.00
         Interest
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I"                                              0.00
         Interest
    (Q)  Deposit to Payahead                                                                                1,569.11
</TABLE>

                                       1
<PAGE>

                       BAY VIEW SECURITIZATION CORPORATION
                      For Remittance Date: August 31, 1997
<TABLE>
<S>                                                                                                      <C>
    (R) Bank Account Interest to Servicer                                                                  45,404.23
    (S) Excess Yield                                                                                      588,174.44

              BALANCE                                                                                           0.00
</TABLE>
<TABLE>
<CAPTION>
D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                 Spread Account        Surety Bond
                                                                                 --------------        -----------
<S>                                                        <C>                  <C>                  <C>                <C>
    (A)  Beginning Balance                                                        3,088,294.93        183,793,876.89
    (B)  Additions to Spread Amount                                                 588,174.44                   N/A
    (C)  Interest Earned                                                             11,721.60
    (D)  Draws                                                                            0.00                  0.00
    (E)  Reimbursement for Prior Draws                                                     N/A                  0.00
    (F)  Distribution of Funds to Servicer                                          667,499.03                  0.00
    (G)  Ending Balance                                                           3,020,691.94        175,570,924.98

    (H)  Required Balance                                                         2,310,269.54        175,570,924.98
    (I)  Distribution to "IC" Class                                                 710,422.40


E.  CURRENT RECEIVABLES DELINQUENCY
                 #Payment Delinquency                              Number             Balance
                 --------------------                              ------             -------
    (A)  31-60                                                          65          491,900.11
    (B)  61-90                                                          62          582,966.95
    (C)  91+                                                             0                0.00
    (D)  Total                                                         127        1,074,867.06


F.  EXCESS YIELD
                                                              Excess Yield            Pool                   Excess
                        Month                                    Balance             Balance                 Yield %
                        -----                                    -------             -------                 -------
    (A)  Current                                                588,174.45      176,558,805.95               0.3331%
    (B)  1st Previous                                           540,235.70      184,821,563.51               0.2923%
    (C)  2nd Previous                                           581,695.55      193,663,672.23               0.3004%
    (D)  3rd Previous                                           790,779.39      202,891,866.87               0.3898%
    (E)  4th Previous                                           981,167.62      212,736,265.27               0.4612%
    (F)  5th Previous                                         1,865,411.16      222,263,055.54               0.8393%
    (G)  Six-Month Rolling Excess Yield                         891,243.98      198,822,538.23               0.4483%


G.  DELINQUENCY RATE (30+)
                                                                  Month               Pool
                        Month                                    Balance             Balance                    %
                        -----                                    -------             -------                    -
    (A)  Current                                              1,074,867.06      176,558,805.95               0.6088%
    (B)  1st Previous                                         1,036,251.41      184,821,563.51               0.5607%
    (C)  2nd Previous                                           879,275.68      193,663,672.23               0.4540%
    (D)  Three-Month Rolling Average                            996,798.05      185,014,680.56               0.5388%


H.  NET LOSS RATE
                                                                                   Liquidation            Average        Defaulted
                        Month                                     Balance            Proceeds             Balance       (Annualized)
                        -----                                     -------            --------             -------       ------------
    (A)  Current                                                166,180.81                0.00        180,690,184.73        1.1036%
    (B)  1st Previous                                           186,051.40                0.00        189,242,617.87        1.1798%
    (C)  2nd Previous                                           252,352.37                0.00        198,277,769.55        1.5273%
    (D)  Three-Month Rolling Average Net Default Rate           201,528.19                0.00        189,403,524.05        1.2768%

</TABLE>

                                       2
<PAGE>

                       BAY VIEW SECURITIZATION CORPORATION
                      For Remittance Date: August 31, 1997

<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                                    Number             Balance
                                                                    ------             -------
<S>                                                             <C>               <C>
    (A)  Collection Period Charge-Off Receivables                       23          166,180.81
    (B)  Gross Charge-Offs Cumulative Receivables                      122          893,055.99
    (C)  Collection Period Recoveries on Charge-Offs                     0                0.00
    (D)  Recoveries on Charge-Offs To-Date                               0                0.00


J. REPOSSESSIONS

   (A)  Collection Period Repossessions                                 32          396,665.72
   (B)  Aggregate Repossessions                                        250        3,007,877.65
   (C)  Unliquidated Repossessions                                     147        1,277,289.07


K.  FORCED PLACE INSURANCE
    (A)   FPI Charge-Offs                                                0                0.00
    (B)   FPI Canceled/Waived/Removed/ Reversed                         59          163,625.66


L.  PAYAHEAD RECONCILIATION
    (A)   Beginning Balance                                     835,523.94
    (B)   Deposit                                                 1,569.11
    (C)   Withdrawal                                                  0.00
    (D)   Ending Balance                                        837,093.05

</TABLE>










Approved By:  /s/ Michael A. Benavides
              Michael A. Benavides
              Vice President, Controller
              California Thrift & Loan

                                       3
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                    For Remittance Date: September 30, 1997
<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION

                                                                                                                          Number of
                                                                  A-1                 A-2                 Total            Accounts
                                                                  ---                 ---                 -----            --------
<S>                                                        <C>                  <C>                  <C>                  <C>
    (A)  Original Principal Balance                         200,979,000.00       52,245,989.00        253,224,989.00          21106
    (B)  Beginning Period Principal Balance                 124,312,816.95       52,245,989.00        176,558,805.95          16469
    (C)  Collections (Regular Payments)                       4,154,162.51                0.00          4,154,162.51            N/A
    (D)  Collections (Principal Payoffs)                      3,725,745.67                0.00          3,725,745.67            512
    (E)  Collections (Principal Recoveries)                           0.00                0.00                  0.00
    (F)  Withdrawal from Payahead (Principal)                    13,530.96                0.00             13,530.96            N/A
    (G)  Principal Reductions (Other)                                 0.00                0.00                  0.00              0
    (H)  Gross Charge Offs                                      187,635.43                0.00            187,635.43             25
    (I)  Repurchases                                             17,764.95                0.00             17,764.95             11
    (J)  Ending Balance                                     116,213,977.43       52,245,989.00        168,459,966.43          15921

    Notional Principal Balance:
    (K)  Beginning                                                                                    105,051,220.71
    (L)  Ending                                                                                        97,140,385.56
    (M)  Certificate Factor                                     57.8239405%        100.0000000%           66.5258066%


B.  CASH FLOW RECONCILIATION
                                                                                                             Total
                                                                                                             -----

    (A)  Cash Wired                                                                                    10,007,129.54
    (B)  Interest Wired/Earned                                                                             37,023.39
    (C)  Withdrawal from Payahead Account                                                                  13,530.96
    (D)  Advances                                                                                               0.00
    (E)  Repurchases                                                                                       17,764.95
    (F)  Gross Charge-Off Recoveries                                                                            0.00
    (G)  Gross Charge-Off Advances                                                                              0.00
    (H)  Spread Account Withdrawal                                                                              0.00
    (I)  "A" Surety Bond Draw for "I" Interest                                                                  0.00
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                  0.00
    (K)  "A" Surety Bond Draw for "A-2" Principal or  Interest                                                  0.00

             TOTAL COLLECTIONS                                                                         10,075,448.84


C.  TRUSTEE DISTRIBUTION
                                                                                                           Total
                                                                                                           -----
    (A)  Total Cash Flow                                                                               10,075,448.84
    (B)  Unrecovered Interest Advances                                                                          0.00
    (C)  Servicing Fee (Due and Unpaid)                                                                   147,132.34
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                         651,606.35
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                         286,917.56
    (F)  Interest to "I" Certificate Holders, including Overdue                                           275,759.45
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                      8,098,839.52
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                              0.00
    (I)  Reinsurance Fee                                                                                        0.00
    (J)  Surety Bond Fee                                                                                   27,564.11
    (K)        First Loss Protection                                                  5,494.26
    (L)        Surety Bond Premium                                                   22,069.85
    (M)  Interest Advance Recovery Payments                                                               104,636.18
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                   0.00
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                   0.00
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I"  Interest                                    0.00
    (Q)  Deposit to Payahead                                                                                    0.00
</TABLE>

                                       1
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                    For Remittance Date: September 30, 1997
<TABLE>

 <S>                                                        <C>                  <C>                  <C>                  <C>

    (R) Bank Account Interest to Servicer                                                                  37,023.39
    (S) Excess Yield                                                                                      445,969.94

             BALANCE                                                                                            0.00

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION

                                                                                Spread Account         Surety Bond
                                                                                --------------         -----------
    (A)  Beginning Balance                                                        3,020,691.94        175,570,924.98
    (B)  Additions to Spread Amount                                                 445,969.94                   N/A
    (C)  Interest Earned                                                              9,893.84
    (D)  Draws                                                                            0.00                  0.00
    (E)  Reimbursement for Prior Draws                                                     N/A                  0.00
    (F)  Distribution of Funds to Servicer                                          710,422.40                  0.00
    (G)  Ending Balance                                                           2,766,133.32        167,511,112.58

    (H)  Required Balance                                                         3,165,312.36        167,511,112.58
    (I)  Distribution to "IC" Class                                                -399,179.04


E.  CURRENT RECEIVABLES DELINQUENCY

                 #Payment Delinquency                               Number             Balance
                 --------------------                               ------             -------
    (A)  31-60                                                          65          605,532.06
    (B)  61-90                                                          48          339,351.88
    (C)  91+                                                             0                0.00
    (D)  Total                                                         113          944,883.94


F.  EXCESS YIELD

                                                             Excess Yield            Pool             Excess Yield
                        Month                                   Balance             Balance           (Annualized %)
                        -----                                   -------             -------           --------------
    (A)  Current                                                445,969.94      168,459,966.43               3.1768%
    (B)  1st Previous                                           588,174.45      176,558,805.95               3.9976%
    (C)  2nd Previous                                           540,235.70      184,821,563.51               3.5076%
    (D)  3rd Previous                                           581,695.55      193,663,672.23               3.6044%
    (E)  4th Previous                                           790,779.39      202,891,866.87               4.6770%
    (F)  5th Previous                                           981,167.62      212,736,265.27               5.5346%
    (G)  Six-Month Rolling Excess Yield (Greater than or=1.75%) 654,670.44      189,855,356.71               4.1379%

G.  DELINQUENCY RATE (30+)

                                                                   Month                Pool
                        Month                                     Balance             Balance                 %
                        -----                                     -------             -------                 -
    (A)  Current                                                944,883.94      168,459.966.43               0.5609%
    (B)  1st Previous                                         1,074,867.06      176,558,805.95               0.6088%
    (C)  2nd Previous                                         1,036,251.41      184,821,563.51               0.5607%
    (D)  Three-Month Rolling Average (Less than 2%)           1,018,667.47      176,613,445.30               0.5768%


H.  NET LOSS RATE

                                                                                  Liquidation            Average         Defaulted
                        Month                                    Balance            Proceeds             Balance        (Annualized)

                        -----                                    -------            --------             -------        ------------

    (A)  Current                                                187,635.43                0.00        172,509,386.19        1.3052%
    (B)  1st Previous                                           166,180.81                0.00        180,690,184.73        1.1036%
    (C)  2nd Previous                                           186,051.40                0.00        189,242,617.87        1.1798%
    (D)  Three-Month Rolling Average Net Default Rate
         Less than 3%                                           179,955.88                0.00        180,814,062.93        1.1943%
</TABLE>

                                       2
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                    For Remittance Date: September 30, 1997
<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                                  Number             Balance
                                                                  ------             -------
 <S>                                                        <C>                  <C>                  <C>                  <C>
    (A)  Collection Period Charge-Off Receivables                       25          187,635.43
    (B)  Gross Charge-Offs Cumulative Receivables                      147        1,080,691.42
    (C)  Collection Period Recoveries on Charge-Offs                     0                0.00
    (D)  Recoveries on Charge-Offs To-Date                               0                0.00


J. REPOSSESSIONS

    (A)  Collection Period Repossessions                                24          289,919.44
    (B)  Aggregate Repossessions                                       274        3,297,797.09
    (C)  Unliquidated Repossessions                                    157        1,363,810.64


K.  FORCED PLACE INSURANCE

    (A)   FPI Charge-Offs                                                0                0.00
    (B)   FPI Canceled/Waived/Removed/ Reversed                         56          192,744.31


L.  PAYAHEAD RECONCILIATION
    (A)   Beginning Balance                                     837,093.05
    (B)   Deposit                                                     0.00
    (C)   Withdrawal                                             13,530.96
    (D)   Ending Balance                                        823,562.09

</TABLE>












Approved By:      /s/ Michael A. Benavides
                  ------------------------
                  Michael A. Benavides
                  Vice President, Controller
                  California Thrift & Loan

                                       3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  October 31, 1997


A.  Principal Balance Reconciliation
<TABLE>
<CAPTION>
                                                                  A-1                 A-2                 Total          Number of
                                                                                                                         Accounts
                                                                  ---                 ---                 -----          ---------
<S>                                                           <C>                  <C>                <C>                <C>
(A) Original Principal Balance                                200,979,000.00       52,245,989.00      253,224,989.00        21106
(B) Beginning Period Principal Balance                        116,213,977.43       52,245,989.00      168,459,966.43        15921
(C) Collections (Regular Payments)                              4,545,290.12                0.00        4,545,290.12          N/A
(D) Collections (Principal Payoffs)                             3,484,369.85                0.00        3,484,369.85          511
(E) Collections (Principal Recoveries)                                  0.00                0.00                0.00
(F) Withdrawal from Payahead (Principal)                          213,727.11                0.00          213,727.11          N/A
(G) Principal Reductions (Other)                                 (130,626.01)               0.00         (130,626.01)          (1)
(H) Gross Charge Offs                                           1,447,146.57                0.00        1,447,146.57          196
(I) Repurchases                                                    35,702.14                0.00           35,702.14           24
(J) Ending Balance                                            106,618,367.65       52,245,989.00      158,864,356.65        15191

Notional Principal Balance:
(K) Beginning                                                                                          97,140,385.56
(L) Ending                                                                                             89,437,630.88

(M) Certificate Factor                                            53.0495065%        100.0000000%         62.7364453%

B.  Cash Flow Reconciliation                                                                              Total
                                                                                                          -----
(A) Cash Wired                                                                                         10,353,840.15
(B) Interest Wired/Earned                                                                                  44,298.70
(C) Withdrawal from Payahead Account                                                                      213,727.11
(D) Advances                                                                                                    0.00
(E) Repurchases                                                                                            35,702.14
(F) Gross Charge-Off Recoveries                                                                           118,733.06
(G) Gross Charge-Off Advances                                                                              57,209.57
(H) Spread Account Withdrawal                                                                                   0.00
(I) "A" Surety Bond Draw for "I" Interest                                                                       0.00
(J) "A" Surety Bond Draw for  "A-1" Principal or Interest                                                       0.00
(K) "A" Surety Bond Draw for "A-2" Principal or Interest                                                        0.00

    Total Collections                                                                                  10,823,510.73

C.  Trustee Distribution

                                                                                                          Total
                                                                                                          -----
(A) Total Cash Flow                                                                                    10,823,510.73
(B) Unrecovered Interest Advances                                                                          14,850.52
(C) Servicing Fee (Due and Unpaid)                                                                        140,383.31
(D) Interest to "A-1" Certificate Holders, including Overdue                                              609,154.93
(E) Interest to "A-2" Certificate Holders, including Overdue                                              286,917.56
(F) Interest to "I" Certificate Holders, including Overdue                                                254,993.51
(G) Principal to "A-1" Certificate Holders, including Overdue                                           9,595,609.78
(H) Principal to "A-2" Certificate Holders, including Overdue                                                   0.00
(I) Reinsurance Fee                                                                                             0.00
(J) Surety Bond Fee                                                                                        26,376.30
(K)      First Loss Protection                                                          5,318.80
(L)      Surety Bond Premium                                                           21,057.50
(M) Interest Advance Recovery Payments                                                                     33,205.66
(N) Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                        0.00
(O) Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                        0.00
(P) Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                          0.00
(Q) Deposit to Payahead                                                                                         0.00
</TABLE>
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  October 31, 1997

<TABLE>
<CAPTION>
<S>                                                           <C>           <C>                <C>                <C>
(R)     Bank Account Interest to Servicer                                                         44,298.70
(S)     Excess Yield                                                                            (182,279.53)

             Balance                                                                                   0.00

D.  Spread Account and Surety Reconciliation
                                                                              Spread Account         Surety Bond
                                                                              --------------         -----------
(A) Beginning Balance                                                          2,766,133.32        167,511,112.58
(B) Additions to Spread Amount                                                  (182,279.53)                  N/A
(C) Interest Earned                                                               13,776.84
(D) Draws                                                                              0.00                  0.00
(E) Reimbursement for Prior Draws                                                       N/A                  0.00
(F) Distribution of Funds to Servicer                                           (399,179.04)                 0.00
(G) Ending Balance                                                             2,996,809.67        156,990,493.59

(H) Required Balance                                                           3,165,312.36        156,990,493.59
(I) Distribution to "IC" Class                                                  (168,502.69)

E.  Current Receivables Delinquency
               #Payment Delinquency                         Number                 Balance
               --------------------                         ------                 -------
(A) 31-60                                                     52                 415,290.24
(B) 61-90                                                     44                 421,490.60
(C) 91+                                                        0                       0.00
(D) Total                                                     96                 836,780.84

F.  Excess Yield
                                                    Excess Yield                  Pool                 Excess Yield
                            Month                      Balance                   Balance              (Annualized %)
                            -----                    -----------                 -------               ------------
(A) Current                                          (182,279.53)            158,864,356.65               -1.3769%
(B) 1st Previous                                      445,969.94             167,185,438.37                3.2010%
(C) 2nd Previous                                      588,174.45             175,522,760.36                4.0212%
(D) 3rd Previous                                      540,235.70             183,993,547.69                3.5234%
(E) 4th Previous                                      581,695.55             193,013,365.72                3.6165%
(F) 5th Previous                                      790,779.39             202,409,322.70                4.6882%
(G) Six-Month Rolling Excess Yield (/=1.75%)          460,762.58             180,164,798.58                3.0689%

G.  Delinquency Rate (30+)
                                                        Month                     Pool
                            Month                      Balance                   Balance                      %
                            -----                      -------                   -------                   ------
(A) Current                                           836,780.84             158,864.356.65                0.5267%
(B) 1st Previous                                      944,326.68             167,185,438.37                0.5648%
(C) 2nd Previous                                    1,069,816.63             175,522,760.36                0.6095%
(D) Three-Month Rolling Average (/2%)                 950,308.05             167,190,851.79                0.5684%

H.  Net Loss Rate

                                                                               Liquidation            Average            Defaulted
                            Month                      Balance                  Proceeds              Balance          (Annualized)
                            -----                      -------                 ---------              -------          -----------
(A) Current                                          424,197.36                 157,401.82         163,662,161.54        1.9562%
1st Previous                                         509,578.02                 104,619.78         171,354,099.37        2.8359%
2nd Previous                                         392,225.41                  85,552.05         179,758,154.03        2.0472%
Three-Month Rolling Average Net Default Rate /3%     442,000.26                 115,857.88         171,591,471.64        2.2808%
</TABLE>

                                       2
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  October 31, 1997

<TABLE>
<CAPTION>
I.  Charge-Off / Recoveries
                                                          Number                 Balance
                                                          ------                 -------
<S>                                                       <C>                 <C>
    (A)  Collection Period Charge-Off Receivables             196             1,447,146.57
    (B)  Gross Charge-Offs Cumulative Receivables             336             2,475,086.40
    (C)  Collection Period Recoveries on Charge-Offs           NA               122,537.70
    (D)  Recoveries on Charge-Offs To-Date                     NA               122,537.70


J. Repossessions

    (A)  Collection Period Repossessions                       30               310,400.97
    (B)  Aggregate Repossessions                              300             3,536,222.38
    (C)  Unliquidated Repossessions                            71               631,582.08


K.  Forced Place Insurance

    (A)  FPI Charge-Offs                                        0                     0.00
    (B)  FPI Canceled/Waived/Removed/ Reversed                 50               174,302.93


L.  Payahead Reconciliation

    (A)  Beginning Balance                                823,562.09
    (B)  Deposit                                                0.00
    (C)  Withdrawal                                       213,727.11
    (D)  Ending Balance                                   609,834.98
</TABLE>






Approved By:    /s/ Michael A. Benavides
                Michael A. Benavides
                Vice President, Controller
                California Thrift & Loan

                                       3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  November 30, 1997
<TABLE>
<CAPTION>


A.  Principal Balance Reconciliation

                                                   A-1                    A-2                Total          Number of
                                                                                                            Accounts
                                                   ---                    ---                ----           --------
<S>                                             <C>                     <C>             <C>                 <C>
(A)  Original Principal Balance                 200,979,000.00          52,245,989.00   253,224,989.00         21106
(B)  Beginning Period Principal Balance         106,618,367.65          52,245,989.00   158,864,356.65         15191
(C)  Collections (Regular Payments)               3,686,164.32                   0.00     3,686,164.32           N/A
(D)  Collections (Principal Payoffs)              2,806,399.26                   0.00     2,806,399.26           424
(E)  Collections (Principal Recoveries)                   0.00                   0.00             0.00
(F)  Withdrawal from Payahead (Principal)            25,575.76                   0.00        25,575.76           N/A
(G)  Principal Reductions (Other)                         0.00                   0.00             0.00             0
(H)  Gross Charge Offs                              379,487.42                   0.00       379,487.42            44
(I)  Repurchases                                     10,633.98                   0.00        10,633.98            17
(J)  Ending Balance                              99,710,106.91          52,245,989.00   151,956,095.91         14706

Notional Principal Balance:
(K)  Beginning                                                                           89,437,630.88
(L)  Ending                                                                              81,946,503.34
(M)  Certificate Factor                             49.6122017%           100.0000000%      60.0083335%

B.  Cash Flow Reconciliation
                                                                                             Total
                                                                                             -----
(A)  Cash Wired                                                                           8,243,883.96
(B)  Interest Wired/Earned                                                                   31,266.02
(C)  Withdrawal from Payahead Account                                                        25,575.76
(D)  Advances                                                                                91,287.10
(E)  Repurchases                                                                             10,633.98
(F)  Gross Charge-Off Recoveries                                                             15,507.15
(G)  Gross Charge-Off Advances                                                               27,224.87
(H)  Spread Account Withdrawal                                                                    0.00
(I)  "A" Surety Bond Draw for "I" Interest                                                        0.00
(J)  "A" Surety Bond Draw for "A-1" Principal or Interest                                         0.00
(K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                         0.00

       Total Collections                                                                  8,445,378.84

C.  Trustee Distribution
                                                                                             Total
                                                                                             -----
(A)  Total Cash Flow                                                                      8,445,378.84
(B)  Unrecovered Interest Advances                                                           26,835.08
(C)  Servicing Fee (Due and Unpaid)                                                         132,386.96
(D)  Interest to "A-1" Certificate Holders, including Overdue                               558,857.94
(E)  Interest to "A-2" Certificate Holders, including Overdue                               286,917.56
(F)  Interest to "I" Certificate Holders, including                                         234,773.78
(G)  Principal to "A-1" Certificate Holders, including Overdue                            6,908,260.74
(H)  Principal to "A-2" Certificate Holders, including Overdue                                    0.00
(I)  Reinsurance Fee                                                                              0.00
(J)  Surety Bond Fee                                                                         29,948.75
(K)        First Loss Protection                                            10,090.71
(L)        Surety Bond Premium                                              19,858.04
(M)  Interest Advance Recovery Payments                                                           0.00
(N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                         0.00
(O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                         0.00
(P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                           0.00
(Q)  Deposit to Payahead                                                                          0.00
</TABLE>

                                     Page 3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  November 30, 1997
<TABLE>
<CAPTION>
<S>                                                                    <C>       <C>              <C>                   <C>
(R)  Bank Account Interest to Servicer                                                             31,266.02
(S)  Excess Yield                                                                                 236,132.00

          Balance                                                                                       0.00

D.  Spread Account and Surety Reconciliation
                                                                                 Spread Account      Surety Bond
                                                                                 --------------      -----------
(A)  Beginning Balance                                                             2,996,809.67   156,990,493.59
(B)  Additions to Spread Amount                                                      236,132.00              N/A
(C)  Interest Earned                                                                  13,275.72
(D)  Draws                                                                                 0.00             0.00
(E)  Reimbursement for Prior Draws                                                          N/A             0.00
(F)  Distribution of Funds to Servicer                                              (168,502.69)            0.00
(G)  Ending Balance                                                                3,414,720.08   150,003,719.79
(H)  Required Balance                                                              3,165,312.36   150,003,719.79
(I)  Distribution to "IC" Class                                                      249,407.72

E.  Current Receivables Delinquency
               #Payment Delinquency                                        Number      Balance
               --------------------                                        ------      -------
(A)  31-60                                                                   44      346,173.40
(B)  61-90                                                                   37      311,876.81
(C)  91+                                                                      0            0.00
(D)  Total                                                                   81      658,050.21

F.  Excess Yield
                                                                    Excess Yield        Pool            Excess Yield
               Month                                                   Balance         Balance          (Annualized %)
               -----                                                   -------         -------           ------------
(A)  Current                                                         236,132.00  151,956,095.91             1.8647%
(B)  1st Previous                                                   (182,279.53) 158,864,356.65            -1.3769%
(C)  2nd Previous                                                    445,969.94  167,185,438.37             3.2010%
(D)  3rd Previous                                                    588,174.45  175,522,760.36             4.0212%
(E)  4th Previous                                                    540,235.70  183,993,547.69             3.5234%
(F)  5th Previous                                                    581,695.55  193,013,365.72             3.6165%
(G)  Six-Month Rolling Excess                                        368,321.35  171,755,927.45             2.5733%
           Yield (greater than=1.75%)

G.  Delinquency Rate (30+)
                                                                        Month           Pool
               Month                                                   Balance         Balance                %
               -----                                                   -------         -------              ------
(A)  Current                                                         658,050.21  151,956.095.91             0.4331%
(B)  1st Previous                                                    836,780.84  158,864.356.65             0.5267%
(C)  2nd Previous                                                    944,326.68  167,185,438.37             0.5648%
(D)  Three-Month Rolling Average                                     813,052.58  159,335,296.98             0.5103%
           (less than 2%)

H.  Net Loss Rate
                                                                                     Liquidation        Average        Defaulted
               Month                                                   Balance         Proceeds         Balance       (Annualized)
               -----                                                   -------       -----------        -------        ----------
(A)  Current                                                         473,465.62      109,244.10     155,410,226.28        2.8123%
(B)  1st Previous                                                    424,197.36      157,401.82     163,662,161.54        1.9562%
(C)  2nd Previous                                                    509,578.02      104,619.78     171,354,099.37        2.8359%
(D)  Three-Month Rolling Average Net Default Rate less than 3%       469,080.33      123,755.23     163,475,495.73        2.5349%

</TABLE>

                                     Page 4
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  November 30, 1997
<TABLE>
<CAPTION>
I.  Charge-Off / Recoveries
                                                                                 Number                Balance
                                                                                 ------                -------
 <S>                                                                             <C>                   <C>
      (A)  Collection Period Charge-Off Receivables                                   44             380,642.74
      (B)  Gross Charge-Offs Cumulative Receivables                                  380           2,855,729.14
      (C)  Collection Period Recoveries on Charge-Offs                                NA              16,662.47
      (D)  Recoveries on Charge-Offs To-Date                                          NA             139,200.17

J. Repossessions

      (A)  Collection Period Repossessions                                            18             209,815.84
      (B)  Aggregate Repossessions                                                   318           3,746,038.22
      (C)  Unliquidated Repossessions                                                 63             509,117.24

K.  Forced Place Insurance

      (A)  FPI Charge-Offs                                                             0                   0.00
      (B)  FPI Canceled/Waived/Removed/Reversed                                       37             126,049.46

L.  Payahead Reconciliation

      (A)  Beginning Balance                                                       609,834.98
      (B)  Deposit                                                                       0.00
      (C)  Withdrawal                                                               25,575.76
      (D)  Ending Balance                                                          584,259.22
</TABLE>

Approved By:  /s/ Michael A. Benavides
              Michael A. Benavides
              Vice President, Controller
              California Thrift & Loan

                                     Page 5
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                    FOR REMITTANCE DATE:  DECEMBER 31, 1997


<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                   Number of
                                                                   A-1             A-2             Total           Accounts
                                                           ----------------   -------------   --------------   -----------------
<S>                                                          <C>              <C>             <C>              <C>
(A)  Original Principal Balance                              200,979,000.00   52,245,989.00   253,224,989.00               21106
(B)  Beginning Period Principal Balance                       99,710,106.91   52,245,989.00   151,956,095.91               14706
(C)  Collections (Regular Payments)                            3,869,887.54            0.00     3,869,887.54                 N/A
(D)  Collections (Principal Payoffs)                           2,661,388.48            0.00     2,661,388.48                 457
(E)  Collections (Principal Recoveries)                                0.00            0.00             0.00
(F)  Withdrawal from Payahead (Principal)                              0.00            0.00             0.00                 N/A
(G)  Principal Reductions (Other)                                      0.00            0.00             0.00                   0
(H)  Gross Charge Offs                                           285,054.75            0.00       285,054.75                  36
(I)  Repurchases                                                  25,833.02            0.00        25,833.02                  19
(J)  Ending Balance                                           92,867,943.12   52,245,989.00   145,113,932.12               14194

Notional Principal Balance:
(K)  Beginning                                                                                 81,946,503.34
(L)  Ending                                                                                    74,670,602.11

(M)  Certificate Factor                                          46.2077845%    100.0000000%      57.3063238%


B.  CASH FLOW RECONCILIATION
                                                                                                    Total
                                                                                                ------------
(A)  Cash Wired                                                                                 8,238,901.22
(B)  Interest Wired/Earned                                                                         30,006.84
(C)  Withdrawal from Payahead Account                                                                   0.00
(D)  Advances                                                                                           0.00
(E)  Repurchases                                                                                   25,833.02
(F)  Gross Charge-Off Recoveries                                                                   51,106.25
(G)  Gross Charge-Off Advances                                                                     13,591.61
(H)  Spread Account Withdrawal                                                                          0.00
(I)  "A" Surety Bond Draw for "I" Interest                                                              0.00
(J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                              0.00
(K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                               0.00

             TOTAL COLLECTIONS                                                                  8,359,438.94


C.  TRUSTEE DISTRIBUTION
                                                                                                    Total
                                                                                                ------------
(A)  Total Cash Flow                                                                            8,359,438.94
(B)  Unrecovered Interest Advances                                                                 13,417.40
(C)  Servicing Fee (Due and Unpaid)                                                               126,630.08
(D)  Interest to "A-1" Certificate Holders, including Overdue                                     522,647.14
(E)  Interest to "A-2" Certificate Holders, including Overdue                                     286,917.56
(F)  Interest to "I" Certificate Holders, including Overdue                                       215,109.57
(G)  Principal to "A-1" Certificate Holders, including Overdue                                  6,842,163.79
(H)  Principal to "A-2" Certificate Holders, including Overdue                                          0.00
(I)  Reinsurance Fee                                                                                    0.00
(J)  Surety Bond Fee                                                                               22,800.57
(K)        First Loss Protection                                                   3,806.06
(L)        Surety Bond Premium                                                    18,994.51
(M)  Interest Advance Recovery Payments                                                           103,319.54
(N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                               0.00
(O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                               0.00
(P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                 0.00
(Q)  Deposit to Payahead                                                                           11,511.65
</TABLE>

                                    Page 3
<PAGE>

<TABLE>
<CAPTION>
                                                     BAY VIEW SECURITIZATION CORPORATION
                                                   For Remittance Date:  December 31, 1997

<S>                                                          <C>                    <C>                   <C>
    (R)  Bank Account Interest to Servicer                                                                     30,006.84
    (S)  Excess Yield                                                                                         184,914.80

             BALANCE                                                                                                0.00

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                         Spread Account      Surety Bond
                                                                                         --------------      -----------
(A)  Beginning Balance                                                                      3,414,720.08  150,003,719.79
(B)  Additions to Spread Amount                                                               184,914.80             N/A
(C)  Interest Earned                                                                           14,761.25
(D)  Draws                                                                                          0.00            0.00
(E)  Reimbursement for Prior Draws                                                                   N/A            0.00
(F)  Distribution of Funds to Servicer                                                        249,407.72            0.00
(G)  Ending Balance                                                                         3,364,988.41  143,099,924.11
(H)  Required Balance                                                                       3,165,312.36  143,099,924.11
(I)  Distribution to "IC" Class                                                               199,676.05


E.  CURRENT RECEIVABLES DELINQUENCY
          #PAYMENT DELINQUENCY                                             NUMBER                BALANCE
          --------------------                                             ------                -------
(A)  31-60                                                                     58             523,561.33
(B)  61-90                                                                     32             241,530.15
(C)  91+                                                                        0                   0.00
(D)  Total                                                                     90             765,091.48


F.  EXCESS YIELD
                                                                     Excess Yield            Pool           Excess Yield
                 Month                                                 Balance             Balance         (Annualized %)
                 -----                                               ------------          -------         --------------
(A)  Current                                                           184,914.80         145,113,932.12          1.5291%
(B)  1st Previous                                                      236,132.00         151,956,095.91          1.8647%
(C)  2nd Previous                                                     (182,279.53)        158,864,356.65         -1.3769%
(D)  3rd Previous                                                      445,969.94         167,185,438.37          3.2010%
(E)  4th Previous                                                      588,174.45         175,522,760.36          4.0212%
(F)  5th Previous                                                      540,235.70         183,993,547.69          3.5234%
(G)  Six-Month Rolling Excess Yield (>=1.75%)                          302,191.23         163,772,688.52          2.2142%


G.  DELINQUENCY RATE (31+)
                                                                         Month                   Pool
                 Month                                                  Balance                Balance               %
                 -----                                                 ----------         --------------          -------
(A)  Current                                                           765,091.48         145,113.932.12          0.5272%
(B)  1st Previous                                                      658,050.21         151,956.095.91          0.4331%
(C)  2nd Previous                                                      836,780.84         158,864.356.65          0.5267%
(D)  Three-Month Rolling Average (less than 2%)                        753,307.51         151,978,128.23          0.4957%


H.  NET LOSS RATE
                                                                    Liquidation         Average            Defaulted
                 Month                       Balance                 Proceeds           Balance           (Annualized)
                 -----                       -------                -----------      --------------       ------------
(A)  Current                                 311,838.80             100,601.30       148,535,014.02          1.7066%
(B)  1st Previous                            473,465.62             109,244.10       155,410,226.28          2.8123%
(C)  2nd Previous                            424,197.36             157,401.82       163,662,161.54          1.9562%
(D)  Three-Month Rolling Average
       Net Default Rate less than 3%         403,167.26             122,415.74       155,869,133.95          2.1614%
</TABLE>

                                    Page 4
<PAGE>

<TABLE>
<CAPTION>
                                   Bay View Securitization Corporation
                                 For Remittance Date:  December 31, 1997

I.  CHARGE-OFF / RECOVERIES
                                                                    Number                 Balance
                                                                 -----------            ------------
<S>                                                          <C>                    <C>
(A)  Collection Period Charge-Off Receivables                            36              285,818.75
(B)  Gross Charge-Offs Cumulative Receivables                           416            3,141,547.89
(C)  Collection Period Recoveries on Charge-Offs                         NA               51,870.25
(D)  Recoveries on Charge-Offs To-Date                                   NA              191,070.42



J.  REPOSSESSIONS

(A)  Collection Period Repossessions                                     30              337,363.17
(B)  Aggregate Repossessions                                            348            4,083,401.39
(C)  Unliquidated Repossessions                                          65              544,628.62


K.  FORCED PLACE INSURANCE

(A)  FPI Charge-Offs                                                      0                    0.00
(B)  FPI Canceled/Waived/Removed/ Reversed                               45              142,226.73


L.  PAYAHEAD RECONCILIATION

(A)  Beginning Balance                                           584,259.22
(B)  Deposit                                                      11,511.65
(C)  Withdrawal                                                        0.00
(D)  Ending Balance                                              595,770.87
</TABLE>



Approved By: /s/ Michael A. Benavides
             ------------------------
             Michael A. Benavides
             Vice President, Controller
             California Thrift & Loan

                                    Page 5