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EXHIBIT 31.2

CERTIFICATION PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF
2002


I, Randall E. Meyer, certify that:

1.     I have reviewed
this annual report on Form 10-K of Southwest Bancorporation
of Texas, Inc.

2.     Based on my
knowledge, this report does not contain any untrue statement of
a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to
the period covered by this report;

3.     Based on my
knowledge, the financial statements, and other financial
information included in this report, fairly present in all
material respects the financial condition, results of operations
and cash flows of the registrant as of, and for, the periods
presented in this report;

4.     The
registrants other certifying officer and I are responsible
for establishing and maintaining disclosure controls and
procedures (as defined in Exchange Act Rules 13a-15(e) and
15d-15(e)) for the registrant and have:



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| | a) designed such disclosure controls and
    procedures, or caused such disclosure controls and procedures to
    be designed under our supervision, to ensure that material
    information relating to the registrant, including its
    consolidated subsidiaries, is made known to us by others within
    those entities, particularly during the period in which this
    report is being prepared;
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| | b) evaluated the effectiveness of the
    registrants disclosure controls and procedures and
    presented in this report our conclusions about the effectiveness
    of the disclosure controls and procedures, as of the end of the
    period covered by this report based on such evaluation; and                                                                                                   
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| | c) disclosed in this report any change in the
    registrants internal control over financial reporting that
    occurred during the registrants most recent fiscal quarter
    that has materially affected, or is reasonably likely to
    materially affect, the registrants internal control over
    financial reporting; and                                                                    

5.     The
registrants other certifying officer and I have disclosed,
based on our most recent evaluation of internal control over
financial reporting, to the registrants auditors and the
audit committee of the registrants board of directors:



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| | a)     all significant
    deficiencies and material weaknesses in the design or operation
    of internal control over financial reporting which are
    reasonably likely to adversely affect the registrants
    ability to record, process, summarize and report financial
    information; and
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| | b)     any fraud,
    whether or not material, that involves management or other
    employees who have a significant role in the registrants
    internal control over financial reporting.                                                                                                       

Dated: February 24, 2004



| |                                                         
| | --------------------------------------------------------
| | /s/ RANDALL E. MEYER                                    
| |                                                         
| | Randall E. Meyer                                        
| | Executive Vice President and Chief Financial
    Officer