(logo)NORWEST BANKS                                Norwest Bank Minnesota, N.A.
                                                   11000 Broken Land Parkway
                                                   Columbia, Maryland 21044-3562
                                                   410/884-2000

April 30, 1997



First Union National Bank of North Carolina
230 S. Tryon Street, 9th Floor
Charlotte, NC 28288-1179
Atten: Pablo Delacanal

RE: ANNUAL STATEMENT AS TO COMPLIANCE FOR NORWEST ASSET SECURITIES  CORPORATION,
MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 1996-5

Dear Mr. Delacanal:

Per Section 3.05 of the Pooling and Servicing Agreement, dated as of October 30,
1996, the undersigned  Officer of Norwest Bank Minnesota,  N.A. hereby certifies
the following for the 1996 calendar year or portion thereof:



(a)  That such Officer has reviewed the activities of the Master Servicer during
     the preceding  calendar year or portion thereof and its  performance  under
     such Agreement;

(b)  That to the best of such  Officer's  knowledge,  based on such review,  the
     Master  Servicer has performed  and fulfilled its duties,  responsibilities
     and  obligations  under  each  such  Agreement  in  all  material  respects
     throughout such year, or, if there has been a default in the fulfillment of
     any such obligation, specifying each such default known to such officer and
     the nature and status thereof;

(c)  That Norwest Bank  Minnesota,  N.A.  has  received  from each  Servicer any
     financial statements,  officer's  certificats,  accountant's  statements or
     other  information  required to be provided to the Master Servicer pursuant
     to the related Agreement;  with the exception of any information  contained
     in Exhibit A, if applicable and

(d)  That to the best of such Officer's  knowledge,  based on such  examination,
     each Servicer has performed and fulfilled its duties,  responsibilities and
     obligations under its related Agreement in all material respects throughout
     such  year,  or,  if  there  has  been  a  default  in the  performance  or
     fulfillment of any such duties, responsibilities or obligations, specifying
     each such default known to such officer and the nature and status  thereof,
     with  the  exception  of  the  information   contained  in  Exhibit  A,  if
     applicable.

Certified By:                                             Certified By:


/s/Christine A. Tincher                               /s/William P. Walther, Jr.
Christine A. Tincher                                  William P. Walther, Jr.
Vice President                                        Assistant Secretary

April 30, 1997                                       April 30, 1997
Date                                                 Date

Enclosure: Exhibit A



430\FIRSTUN\MERGE1-B\21-7\NASCOR96-5.DOC




                                   EXHIBIT A
(for Norwest Asset Securities Corporation,  Mortgage Pass-Through  Certificates,
Series 1996-5)


The  following  MARKED  information  has  not  been  received  by  Norwest  Bank
Minnesota, N.A.


SERVICER            FINANCIALS      USAP      OFFICER'S     E&O       FIDELITY
                                            CERTIFICATE   INSURANCE     BOND
First Union                          x                     2/l/98      6/01/97
National City Mortgage   x           x                     5/l/99      1/l/98 



                                                                         4/29/97