<PAGE>

                                                                    EXHIBIT 99.1

                      Bay View Securitization Corporation
                    For Remittance Date: December 31, 1999

A.  PRINCIPAL BALANCE RECONCILIATION

<TABLE>
<CAPTION>
                                                                                                                       Number of
                                                                        A-1               A-2            Total         Accounts
                                                               ------------------------------------------------------------------
    <S>                                                        <C>                   <C>             <C>               <C>
    (A)  Original Principal Balance                               200,979,000.00     52,245,989.00   253,224,989.00       21106
                                                               ------------------------------------------------------------------
    (B)  Beginning Period Principal Balance                                 0.00     38,490,490.46    38,490,490.46        4885
                                                               ------------------------------------------------------------------
    (C)  Collections (Regular Payments)                                     0.00      1,433,014.38     1,433,014.38         N/A
                                                               ------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)                                    0.00        989,501.29       989,501.29         218
                                                               ------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)                                 0.00              0.00             0.00
                                                               ------------------------------------------------------------------
    (F)  Withdrawal from Payahead (Principal)                               0.00          9,966.08         9,966.08         N/A
                                                               ------------------------------------------------------------------
    (G)  Principal Reductions (Other)                                       0.00              0.00             0.00           0
                                                               ------------------------------------------------------------------
    (H)  Gross Charge Offs                                                  0.00         98,909.29        98,909.29          14
                                                               ------------------------------------------------------------------
    (I)  Repurchases                                                        0.00         12,324.72        12,324.72          11
                                                               ------------------------------------------------------------------
    (J)  Ending Balance                                                     0.00     35,946,774.70    35,946,774.70        4642
                                                               ------------------------------------------------------------------

    Notional Principal Balance:
    (K)  Beginning                                                                                     2,135,298.00
                                                                                                     ---------------
    (L)  Ending                                                                                        1,661,349.09
                                                                                                     ---------------

                                                                ----------------------------------------------------
    (M)  Certificate Factor                                            0.0000000%       68.8029366%      14.1955874%
                                                                ----------------------------------------------------

<CAPTION>
B.  CASH FLOW RECONCILIATION

                                                                                                          Total
                                                                                                     ---------------
    <S>                                                                                              <C>
    (A)  Cash Wired                                                                                    2,909,596.91
                                                                                                     ---------------
    (B)  Interest Wired/Earned                                                                            12,794.88
                                                                                                     ---------------
    (C)  Withdrawal from Payahead Account                                                                  9,966.08
                                                                                                     ---------------
    (D)  Advances                                                                                              0.00
                                                                                                     ---------------
    (E)  Repurchases                                                                                      12,324.72
                                                                                                     ---------------
    (F)  Gross Charge-Off Recoveries                                                                      20,429.85
                                                                                                     ---------------
    (G)  Gross Charge-Off Advances                                                                         2,556.60
                                                                                                     ---------------
    (H)  Spread Account Withdrawal                                                                             0.00
                                                                                                     ---------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                                 0.00
                                                                                                     ---------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                 0.00
                                                                                                     ---------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                  0.00
                                                                                                     ---------------

             TOTAL COLLECTIONS                                                                         2,967,669.04
                                                                                                     ---------------
<CAPTION>
C.  TRUSTEE DISTRIBUTION
                                                                                                         Total
                                                                                                     ---------------
    <S>                                                                                              <C>
    (A)  Total Cash Flow                                                                               2,967,669.04
                                                                                                     ---------------
    (B)  Unrecovered Interest Advances                                                                     2,462.48
                                                                                                     ---------------
    (C)  Servicing Fee (Due and Unpaid)                                                                   32,075.41
                                                                                                     ---------------
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                              0.00
                                                                                                     ---------------
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                        211,376.94
                                                                                                     ---------------
    (F)  Interest to "I" Certificate Holders, including Overdue                                            5,605.16
                                                                                                     ---------------
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                             0.00
                                                                                                     ---------------
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                     2,543,715.76
                                                                                                     ---------------
    (I)  Reinsurance Fee                                                                                       0.00
                                                                                                     ---------------
    (J)  Surety Bond Fee                                                                                   4,811.31
                                                                                                     ---------------
    (K)  First Loss Protection                                                                0.00
                                                                                      ------------
    (L)  Surety Bond Premium                                                              4,811.31
                                                                                      ------------
    (M)  Interest Advance Recovery Payments                                                               17,427.41
                                                                                                     ---------------
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                  0.00
                                                                                                     ---------------
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                  0.00
                                                                                                     ---------------
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                    0.00
                                                                                                     ---------------
    (Q)  Deposit to Payahead                                                                                   0.00
                                                                                                     ---------------
</TABLE>

                                    Page 3
<PAGE>

                     Bay View Securitization Corporation
                   For Remittance Date:  December 31, 1999

<TABLE>
<S>                                                                                                <C>
                                                                                                   ----------------
     (R)  Bank Account Interest to Servicer                                                             12,794.88
                                                                                                   ----------------
     (S)  Excess Yield                                                                                 137,399.69
                                                                                                   ----------------

                                                                                                   ----------------
          BALANCE                                                                                            0.00
                                                                                                   ----------------
</TABLE>

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION

<TABLE>
<CAPTION>
                                                                                 Spread Account       Surety Bond
                                                                            ---------------------------------------
<S>                                                                         <C>                     <C>
     (A)  Beginning Balance                                                        3,312,596.21     35,592,156.39
                                                                            ---------------------------------------
     (B)  Additions to Spread Amount                                                 137,399.69               N/A
                                                                            ---------------------------------------
     (C)  Interest Earned                                                             15,280.28
                                                                            ---------------------------------------
     (D)  Draws                                                                            0.00              0.00
                                                                            ---------------------------------------
     (E)  Reimbursement for Prior Draws                                                     N/A              0.00
                                                                            ---------------------------------------
     (F)  Distribution of Funds to  "IC" Class or Servicer                           147,283.85              0.00
                                                                            ---------------------------------------
     (G)  Ending Balance                                                           3,317,992.33     33,030,519.85
                                                                            ---------------------------------------

                                                                            ---------------------------------------
     (H)  Required Balance                                                         3,165,312.36     33,030,519.85
                                                                            ---------------------------------------
     (I)  Distribution to "IC" Class                                                 152,679.97
                                                                            -------------------
</TABLE>

E.  CURRENT RECEIVABLES DELINQUENCY

<TABLE>
<CAPTION>
              #Payment Delinquency                                 Number             Balance
              --------------------                         ------------------------------------
<S>                                                        <C>                       <C>
    (A)  31-60                                                           33          219,225.84
                                                           ------------------------------------
    (B)  61-90                                                           12          115,464.13
                                                           ------------------------------------
    (C)  91+                                                              5           52,319.15
                                                           ------------------------------------
    (D)  Total                                                           50          387,009.12
                                                           ------------------------------------
</TABLE>

F.  EXCESS YIELD

<TABLE>
<CAPTION>
                                                                Excess Yield          Pool             Excess Yield
                     Month                                         Balance           Balance          (Annualized %)
                     -----                                 ---------------------------------------------------------
<S>                                                        <C>                    <C>               <C>
    (A)  Current                                                 137,399.69       35,946,774.70            4.5868%
                                                           ---------------------------------------------------------
    (B)  1st Previous                                            133,173.80       38,490,490.46            4.1519%
                                                           ---------------------------------------------------------
    (C)  2nd Previous                                            227,915.16       41,049,306.32            6.6627%
                                                           ---------------------------------------------------------
    (D)  3rd Previous                                            137,409.27       43,572,955.44            3.7843%
                                                           ---------------------------------------------------------
    (E)  4th Previous                                            350,355.04       46,455,455.36            9.0501%
                                                           ---------------------------------------------------------
    (F)  5th Previous                                            145,948.49       49,663,174.10            3.5265%
                                                           ---------------------------------------------------------
    (G)  Six-Month Rolling Excess Yield (*=1.75%)                188,700.25       42,529,692.73            5.3243%
                                                           ---------------------------------------------------------
</TABLE>

G.  DELINQUENCY RATE (31+)

<TABLE>
<CAPTION>
                                                                  Month               Pool
                     Month                                       Balance             Balance                 %
                     -----                                 --------------------------------------------------------
<S>                                                        <C>                    <C>                      <C>
    (A)  Current                                                 387,009.12       35,946,774.70            1.0766%
                                                           --------------------------------------------------------
    (B)  1st Previous                                            444,683.32       38,490,490.46            1.1553%
                                                           --------------------------------------------------------
    (C)  2nd Previous                                            442,085.95       41,049,306.32            1.0770%
                                                           --------------------------------------------------------
    (D)  Three-Month Rolling Average (**2%)                      424,592.80       38,495,523.83            1.1030%
                                                           --------------------------------------------------------
</TABLE>

H.  NET LOSS RATE

<TABLE>
<CAPTION>
                                                                                     Liquidation       Average        Defaulted
                      Month                                       Balance              Proceeds        Balance       (Annualized)
                      -----                                ------------------------------------------------------------------------
<S>                                                        <C>                       <C>            <C>              <C>
    (A)  Current                                                 115,853.32           37,373.88     37,218,632.58          2.5303%
                                                           ------------------------------------------------------------------------
    (B)  1st Previous                                            118,542.99           20,463.66     39,769,898.39          2.9594%
                                                           ------------------------------------------------------------------------
    (C)  2nd Previous                                             52,529.59           42,033.92     42,311,130.88          0.2977%
                                                           ------------------------------------------------------------------------
    (D)  Three-Month Rolling Average Net Default Rate **3%        95,641.97           33,290.49     39,766,553.95          1.8815%
                                                           ------------------------------------------------------------------------
</TABLE>

*  - more than
** - less than

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  December 31, 1999

<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                                              Number               Balance
                                                                         ---------------------------------------
<S>                                                                      <C>                     <C>
     (A)  Collection Period Charge-Off Receivables                                  14              98,909.29
                                                                         ---------------------------------------
     (B)  Gross Charge-Offs Cumulative Receivables                                1064           7,680,837.85
                                                                         ---------------------------------------
     (C)  Collection Period Recoveries on Charge-Offs                               NA              20,429.85
                                                                         ---------------------------------------
     (D)  Recoveries on Charge-Offs To-Date                                         NA           1,096,269.25
                                                                         ---------------------------------------

J. REPOSSESSIONS

                                                                         ---------------------------------------
     (A)  Collection Period Repossessions                                            4              47,051.10
                                                                         ----------------------------------------
     (B)  Aggregate Repossessions                                                  660           7,700,145.04
                                                                         ----------------------------------------
     (C)  Unliquidated Repossessions                                                 5              60,587.56
                                                                         ----------------------------------------

K.  FORCED PLACE INSURANCE

                                                                         ---------------------------------------
     (A)  FPI Charge-Offs                                                            0                   0.00
                                                                         ----------------------------------------
     (B)  FPI Canceled/Waived/Removed/ Reversed                                      0                   0.00
                                                                         ----------------------------------------

L.  PAYAHEAD RECONCILIATION

                                                                         ----------------
     (A)  Beginning Balance                                                 134,213.51
                                                                         ----------------
     (B)  Deposit                                                                 0.00
                                                                         ----------------
     (C)  Withdrawal                                                          9,966.08
                                                                         ----------------
     (D)  Ending Balance                                                    124,247.43
                                                                         ----------------
</TABLE>




Approved By:   /s/ Michael LaOrange
               --------------------
               Michael LaOrange
               Vice President, Controller
               Bay View Acceptance Corp

                                    Page 5
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date: November 30, 1999


<TABLE>
<CAPTION>
A.  Principal Balance Reconciliation

                                                                                                                    Number
                                                              A-1                A-2              Total           of Accounts
<S>                                                      <C>                <C>               <C>                 <C>
    (A)  Original Principal Balance                      200,979,000.00     52,245,989.00     253,224,989.00      21106
                                                         --------------------------------------------------------------------------
    (B)  Beginning Period Principal Balance                        0.00     41,049,306.32      41,049,306.32       5141
                                                         --------------------------------------------------------------------------
    (C)  Collections (Regular Payments)                            0.00      1,403,612.84       1,403,612.84        N/A
                                                         --------------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)                           0.00        996,076.68         996,076.68        228
                                                         --------------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)                        0.00              0.00               0.00
                                                         --------------------------------------------------------------------------
    (F)  Withdrawal from Payahead (Principal)                      0.00         19,262.76          19,262.76        N/A
                                                         --------------------------------------------------------------------------
    (G)  Principal Reductions (Other)                              0.00              0.00               0.00          0
                                                         --------------------------------------------------------------------------
    (H)  Gross Charge Offs                                         0.00        111,726.69         111,726.69         11
                                                         --------------------------------------------------------------------------
    (I)  Repurchases                                               0.00         28,136.89          28,136.89         17
                                                         --------------------------------------------------------------------------
    (J)  Ending Balance                                            0.00     38,490,490.46      38,490,490.46       4885
                                                         --------------------------------------------------------------------------
    Notional Principal Balance:
    (K)  Beginning                                                                              2,796,733.30
                                                                                             ---------------
    (L)  Ending                                                                                 2,135,298.00
                                                           -------------------------------------------------
    (M)  Certificate Factor                                   0.0000000%       73.6716659%        15.2001154%
                                                           -------------------------------------------------

B.  Cash Flow Reconciliation
                                                                                                 Total
                                                                                           -----------------
    (A)  Cash Wired                                                                             2,929,544.75
                                                                                           -----------------
    (B)  Interest Wired/Earned                                                                      9,559.15
                                                                                           -----------------
    (C)  Withdrawal from Payahead Account                                                          19,262.76
                                                                                           -----------------
    (D)  Advances                                                                                       0.00
                                                                                           -----------------
    (E)  Repurchases                                                                               28,136.89
                                                                                           -----------------
    (F)  Gross Charge-Off Recoveries                                                               13,647.36
                                                                                           -----------------
    (G)  Gross Charge-Off Advances                                                                  7,469.42
                                                                                           -----------------
    (H)  Spread Account Withdrawal                                                                      0.00
                                                                                           -----------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                          0.00
                                                                                           -----------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                          0.00
                                                                                           -----------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                           0.00
                                                                                           -----------------
         Total Collections                                                                      3,007,620.33
                                                                                           -----------------
 C.  Trustee Distribution
                                                                                                 Total
                                                                                           -----------------
     (A)  Total Cash Flow                                                                       3,007,620.33
                                                                                           -----------------
     (B)  Unrecovered Interest Advances                                                             7,413.97
                                                                                           -----------------
     (C)  Servicing Fee (Due and Unpaid)                                                           34,207.76
                                                                                           -----------------
     (D)  Interest to "A-1" Certificate Holders, including Overdue                                      0.00
                                                                                           -----------------
     (E)  Interest to "A-2" Certificate Holders, including Overdue                                225,429.11
                                                                                           -----------------
     (F)  Interest to "I" Certificate Holders, including Overdue                                    7,341.42
                                                                                           -----------------
     (G)  Principal to "A-1" Certificate Holders, including Overdue                                     0.00
                                                                                           -----------------
     (H)  Principal to "A-2" Certificate Holders, including Overdue                             2,558,815.86
                                                                                           -----------------
     (I)  Reinsurance Fee                                                                               0.00
                                                                                           -----------------
     (J)  Surety Bond Fee                                                                           5,131.16
                                                                                           -----------------
     (K)        First Loss Protection                                                0.00
                                                                        -----------------
     (L)        Surety Bond Premium                                              5,131.16
                                                                        -----------------
     (M)  Interest Advance Recovery Payments                                                       26,548.10
                                                                                           -----------------
     (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                          0.00
                                                                                           -----------------
     (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                          0.00
                                                                                           -----------------
     (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                            0.00
                                                                                           -----------------
     (Q)  Deposit to Payahead                                                                           0.00
                                                                                           -----------------

</TABLE>

                                    Page 3
<PAGE>

Bay View Securitization Corporation
For Remittance Date:  November 30, 1999

<TABLE>
<CAPTION>
    <S>                                                                                    <C>
    (R)  Bank Account Interest to Servicer                                                          9,559.15
                                                                                           -----------------
    (S)  Excess Yield                                                                             133,173.80
                                                                                           -----------------
         Balance                                                                                        0.00
                                                                                           -----------------

D.  Spread Account and Surety Reconciliation
    <S>                                                                 <C>                    <C>
                                                                            Spread Account       Surety Bond
    (A)  Beginning Balance                                                   3,407,420.24      38,168,720.32
                                                                        ------------------------------------
    (B)  Additions to Spread Amount                                            133,173.80                N/A
                                                                        ------------------------------------
    (C)  Interest Earned                                                        14,110.05
                                                                        ------------------------------------
    (D)  Draws                                                                       0.00               0.00
                                                                        ------------------------------------
    (E)  Reimbursement for Prior Draws                                                N/A               0.00
                                                                        ------------------------------------
    (F)  Distribution of Funds to  "IC" Class or Servicer                      242,107.88               0.00
                                                                        ------------------------------------
    (G)  Ending Balance                                                      3,312,596.21      35,592,156.39
                                                                        ------------------------------------

    (H)  Required Balance                                                    3,165,312.36      35,592,156.39
                                                                        ------------------------------------
    (I)  Distribution to "IC" Class                                            147,283.85
                                                                        ------------------------------------


E.  Current Receivables Delinquency
            #Payment Delinquency                                             Number                Balance
            --------------------
    (A)  31-60                                                                     30             283,276.64
                                                               ---------------------------------------------
    (B)  61-90                                                                     10              85,532.49
                                                               ---------------------------------------------
    (C)  91+                                                                       10              75,874.19
                                                               ---------------------------------------------
    (D)  Total                                                                     50             444,683.32
                                                               ---------------------------------------------


F.  Excess Yield
                                                             Excess Yield Balance           Pool            Excess Yield
Month                                                                                     Balance          (Annualized %)
-----
<S>                                                          <C>                          <C>              <C>
(A)  Current                                                           133,173.80          38,490,490.46           4.1519%
                                                           --------------------------------------------------------------
(B)  1st Previous                                                      227,915.16          41,049,306.32           6.6627%
                                                           --------------------------------------------------------------
(C)  2nd Previous                                                      137,409.27          43,572,955.44           3.7843%
                                                           --------------------------------------------------------------
(D)  3rd Previous                                                      350,355.04          46,455,455.36           9.0501%
                                                           --------------------------------------------------------------
(E)  4th Previous                                                      145,948.49          49,663,174.10           3.5265%
                                                           --------------------------------------------------------------
(F)  5th Previous                                                      223,814.48          52,935,062.57           5.0737%
                                                           --------------------------------------------------------------
(G)  Six-Month Rolling Excess Yield (>=1.75%)                          203,102.71          45,361,074.04           5.3730%
                                                           --------------------------------------------------------------


G.  Delinquency Rate (31+)
                                                                    Month                   Pool
            Month                                                  Balance                Balance                %
            -----
(A)  Current                                                           444,683.32          38,490,490.46           1.1553%
                                                           --------------------------------------------------------------
(B)  1st Previous                                                      442,085.95          41,049,306.32           1.0770%
                                                           --------------------------------------------------------------
(C)  2nd Previous                                                      360,629.12          43,572,955.44           0.8276%
                                                           --------------------------------------------------------------
(D)  Three-Month Rolling Average (less than 2%)                        415,799.46          41,037,584.07           1.0132%
                                                           --------------------------------------------------------------

H.  Net Loss Rate
                                                                                    Liquidation         Average         Defaulted
Month                                                              Balance            Proceeds          Balance       (Annualized)
-----
(A)  Current                                                           118,542.99       20,463.66    39,769,898.39          2.9594%
                                                           -----------------------------------------------------------------------
(B)  1st Previous                                                       52,529.59       42,033.92    42,311,130.88          0.2977%
                                                           -----------------------------------------------------------------------
(C)  2nd Previous                                                      173,868.05       80,813.06    45,014,205.40          2.4807%
                                                           -----------------------------------------------------------------------
(D)  Three-Month Rolling Average Net Default Rate
     less than 3%                                                      114,980.21       47,770.21    42,365,078.22          1.9037%
                                                           -----------------------------------------------------------------------
</TABLE>

                                    Page 4
<PAGE>

Bay View Securitization Corporation
For Remittance Date:  November 30, 1999

<TABLE>
<CAPTION>

I.  Charge-Off / Recoveries
                                                                        Number                Balance
<S>                                                        <C>                             <C>
(A)  Collection Period Charge-Off Receivables                                  11             111,726.69
                                                           ---------------------------------------------
(B)  Gross Charge-Offs Cumulative Receivables                                1050           7,581,928.56
                                                           ---------------------------------------------
(C)  Collection Period Recoveries on Charge-Offs                               NA              13,647.36
                                                           ---------------------------------------------
(D)  Recoveries on Charge-Offs To-Date                                         NA           1,075,839.40
                                                           ---------------------------------------------



J. Repossessions

(A)  Collection Period Repossessions                                            5              69,238.48
                                                           ---------------------------------------------
(B)  Aggregate Repossessions                                                  656           7,653,093.94
                                                           ---------------------------------------------
(C)  Unliquidated Repossessions                                                 6              77,706.83
                                                           ---------------------------------------------


K.  Forced Place Insurance

(A)  FPI Charge-Offs                                                            0                   0.00
                                                           ---------------------------------------------
(B)  FPI Canceled/Waived/Removed/ Reversed                                      0                   0.00
                                                           ---------------------------------------------


L.  Payahead Reconciliation

(A)  Beginning Balance                                                 153,476.27
                                                           ----------------------
(B)  Deposit                                                                 0.00
                                                           ----------------------
(C)  Withdrawal                                                         19,262.76
                                                           ----------------------
(D)  Ending Balance                                                    134,213.51
                                                           ----------------------

</TABLE>

Approved By:  /s/ Michael LaOrange
              -------------------------
              Michael LaOrange
              Vice President, Controller
              Bay View Acceptance Corp

                                    Page 5
<PAGE>


                      Bay View Securitization Corporation
                     For Remittance Date: October 31, 1999


<TABLE>
<CAPTION>
A. PRINCIPAL BALANCE RECONCILIATION
                                                                                                                  Number of
                                                                A-1                A-2              Total          Accounts
                                                       -----------------------------------------------------------------------
<S>                                                    <C>                   <C>                 <C>              <C>
   (A) Original Principal Balance                        200,979,000.00      52,245,989.00       253,224,989.00        21106
                                                       -----------------------------------------------------------------------
   (B) Beginning Period Principal Balance                          0.00      43,572,955.44        43,572,955.44         5398
                                                         -----------------------------------------------------------------------
   (C) Collections (Regular Payments)                              0.00       1,478,951.72         1,478,951.72          N/A
                                                       -----------------------------------------------------------------------
   (D) Collections (Principal Payoffs)                             0.00         958,928.40           958,928.40          224
                                                       -----------------------------------------------------------------------
   (E) Collections (Principal Recoveries)                          0.00               0.00                 0.00
                                                       -----------------------------------------------------------------------
   (F) Withdrawal from Payahead (Principal)                        0.00          23,935.74            23,935.74          N/A
                                                       -----------------------------------------------------------------------
   (G) Principal Reductions (Other)                                0.00               0.00                 0.00            0
                                                       -----------------------------------------------------------------------
   (H) Gross Charge Offs                                           0.00          35,702.98            35,702.98            8
                                                       -----------------------------------------------------------------------
   (I) Repurchases                                                 0.00          26,130.28            26,130.28           25
                                                       -----------------------------------------------------------------------
   (J) Ending Balance                                              0.00      41,049,306.32        41,049,306.32         5141
                                                       -----------------------------------------------------------------------

  Notional Principal Balance:
                                                                                                ---------------
   (K) Beginning                                                                                   3,477,114.81
                                                                                                ---------------
   (L) Ending                                                                                      2,796,733.30
                                                                                                ---------------

                                                         ---------------------------------------------------------
   (M)   Certificate Factor                                   0.0000000%        78.5692971%          16.2106064%
                                                         ---------------------------------------------------------

 B. CASH FLOW RECONCILIATION
                                                                                                     Total
                                                                                                ---------------
   (A) Cash Wired                                                                                  2,973,259.56
                                                                                                ---------------
   (B) Interest Wired/Earned                                                                          12,597.17
                                                                                                ---------------
   (C) Withdrawal from Payahead Account                                                               23,935.74
                                                                                                ---------------
   (D) Advances                                                                                            0.00
                                                                                                ---------------
   (E) Repurchases                                                                                    26,130.28
                                                                                                ---------------
   (F) Gross Charge-Off Recoveries                                                                    25,207.31
                                                                                                ---------------
   (G) Gross Charge-Off Advances                                                                        1534.34
                                                                                                ---------------
   (H) Spread Account Withdrawal                                                                           0.00
                                                                                                ---------------
   (I) "A" Surety Bond Draw for "I" Interest                                                               0.00
                                                                                                ---------------
   (J) "A" Surety Bond Draw for  "A-1" Principal or Interest                                               0.00
                                                                                                ---------------
   (K) "A" Surety Bond Draw for "A-2" Principal or Interest                                                0.00
                                                                                                ---------------

            TOTAL COLLECTIONS                                                                      3,062,664.40
                                                                                                ---------------


C. TRUSTEE DISTRIBUTION
                                                                                                     Total
                                                                                                ---------------
   (A) Total Cash Flow                                                                             3,062,664.40
                                                                                                ---------------
   (B) Unrecovered Interest Advances                                                                    1514.78
                                                                                                ---------------
   (C) Servicing Fee (Due and Unpaid)                                                                 36,310.80
                                                                                                ---------------
   (D) Interest to "A-1" Certificate Holders, including Overdue                                            0.00
                                                                                                ---------------
   (E) Interest to "A-2" Certificate Holders, including Overdue                                      239,288.15
                                                                                                ---------------
   (F) Interest to "I" Certificate Holders, including Overdue                                          9,127.43
                                                                                                ---------------
   (G) Principal to "A-1" Certificate Holders, including Overdue                                           0.00
                                                                                                ---------------
   (H) Principal to "A-2" Certificate Holders, including Overdue                                   2,523,649.12
                                                                                                ---------------
   (I) Reinsurance Fee                                                                                     0.00
                                                                                                ---------------
   (J) Surety Bond Fee                                                                                 5,446.62
                                                                               ---------------------------------
   (K)       First Loss Protection                                                    0.00
                                                                               ---------------
   (L)       Surety Bond Premium                                                  5,446.62
                                                                               ---------------------------------
   (M) Interest Advance Recovery Payments                                                              6,815.17
                                                                                                ---------------
   (N) Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                0.00
                                                                                                ---------------
   (O) Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                0.00
                                                                                                ---------------
   (P) Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                  0.00
                                                                                                ---------------
   (Q) Deposit to Payahead                                                                                 0.00
                                                                                                ---------------
</TABLE>
                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date: October 31, 1999

<TABLE>
<S>                                                      <C>               <C>                 <C>                  <C>
                                                                                              -----------------
   (R) Bank Account Interest to Servicer                                                              12,597.17
                                                                                               -----------------
   (S) Excess Yield                                                                                  227,915.16
                                                                                               -----------------
                                                                                               -----------------
             BALANCE                                                                                       0.00
                                                                                               -----------------

D. SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                            Spread Account       Surety Bond
                                                                           -------------------------------------
   (A) Beginning Balance                                                      3,316,792.21        40,712,436.13
                                                                           -------------------------------------
   (B) Additions to Spread Amount                                               227,915.16                  N/A
                                                                           -------------------------------------
   (C) Interest Earned                                                           14,192.71
                                                                           -------------------------------------
   (D) Draws                                                                          0.00                 0.00
                                                                           -------------------------------------
   (E) Reimbursement for Prior Draws                                                   N/A                 0.00
                                                                           -------------------------------------
   (F) Distribution of Funds to "IC" Class or Servicer                          151,479.85                 0.00
                                                                           -------------------------------------
   (G) Ending Balance                                                         3,407,420.24        38,168,720.32
                                                                           -------------------------------------


   (H) Required Balance                                                       3,165,312.36        38,168,720.32
                                                                           -------------------------------------
   (I) Distribution to "IC" Class                                               242,107.88
                                                                           -------------------------------------

E.  CURRENT RECEIVABLES DELINQUENCY
          #Payment Delinquency                                Number              Balance
          --------------------                           -----------------------------------
   (A) 31-60                                                       34           253,118.46
                                                         -----------------------------------
   (B) 61-90                                                       14           105,075.56
                                                         -----------------------------------
   (C) 91+                                                          6            83,891.93
                                                         -----------------------------------
   (D) Total                                                       54           442,085.95
                                                         -----------------------------------


F.  EXCESS YIELD
                                                           Excess Yield          Pool            Excess Yield
                     Month                                   Balance            Balance         (Annualized %)
                     -----                               -------------------------------------------------------
   (A) Current                                             227,915.16        41,049,306.32               6.6627%
                                                         -------------------------------------------------------
   (B) 1st Previous                                        137,409.27        43,572,955.44               3.7843%
                                                         -------------------------------------------------------
   (C) 2nd Previous                                        350,355.04        46,455,455.36               9.0501%
                                                         -------------------------------------------------------
   (D) 3rd Previous                                        145,948.49        49,663,174.10               3.5265%
                                                         -------------------------------------------------------
   (E) 4th Previous                                        223,814.48        52,935,062.57               5.0737%
                                                         -------------------------------------------------------
   (F) 5th Previous                                         98,926.91        56,389,588.22               2.1052%
                                                         -------------------------------------------------------
   (G) Six-Month Rolling Excess Yield (*=1.75%)            197,394.90        48,344,257.00               4.8997%
                                                         -------------------------------------------------------


G.  DELINQUENCY RATE (31+)
                                                               Month             Pool
                                                              Balance           Balance                 %
                                                          ------------------------------------------------------
   (A) Current                                             442,085.95        41,049,306.32               1.0770%
                                                          ------------------------------------------------------
   (B) 1st Previous                                        360,629.12        43,572,955.44               0.8276%
                                                          ------------------------------------------------------
   (C) 2nd Previous                                        412,295.83        46,455,455.36               0.8875%
                                                          ------------------------------------------------------
   (D) Three-Month Rolling Average (**2%)                  405,003.63        43,692,572.37               0.9269%
                                                          ------------------------------------------------------

H.  NET LOSS RATE
                                                                               Liquidation              Average      Defaulted
                        Month                                Balance            Proceeds                Balance     (Annualized)
                        -----                             -----------------------------------------------------------------------
   (A) Current                                              52,529.59            42,033.92        42,311,130.88         0.2977%
                                                          -----------------------------------------------------------------------
   (B) 1st Previous                                        173,868.05            80,813.06        45,014,205.40         2.4807%
                                                          -----------------------------------------------------------------------
   (C) 2nd Previous                                         88,640.95            88,733.32        48,059,314.73        -0.0023%
                                                          -----------------------------------------------------------------------
   (D) Three-Month Rolling Average Net Default Rate **3%   105,012.86            70,526.77        45,128,217.00         0.9170%
                                                          -----------------------------------------------------------------------
</TABLE>

*  = Greater than
** = Less than

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date: October 31, 1999

<TABLE>
<CAPTION>
I. CHARGE-OFF / RECOVERIES
                                                                     Number                Balance
                                                              -----------------------------------------
<S>                                                           <C>                         <C>
   (A) Collection Period Charge-Off Receivables                               8              35,702.98
                                                              -----------------------------------------
   (B) Gross Charge-Offs Cumulative Receivables                            1039           7,470,201.87
                                                              -----------------------------------------
   (C) Collection Period Recoveries on Charge-Offs                           NA              25,207.31
                                                              -----------------------------------------
   (D) Recoveries on Charge-Offs To-Date                                     NA           1,062,192.04
                                                              -----------------------------------------

J. REPOSSESSIONS

                                                              -----------------------------------------
   (A) Collection Period Repossessions                                        6             50,889.40
                                                              -----------------------------------------
   (B) Aggregate Repossessions                                              651          7,583,855.46
                                                              -----------------------------------------
   (C) Unliquidated Repossessions                                             7             57,781.06
                                                              -----------------------------------------


K. FORCED PLACE INSURANCE

                                                              -----------------------------------------
   (A) FPI Charge-Offs                                                         0                 0.00
                                                              -----------------------------------------
   (B) FPI Canceled/Waived/Removed/ Reversed                                   0                 0.00
                                                              -----------------------------------------

L.  PAYAHEAD RECONCILIATION

                                                              ----------------------
   (A) Beginning Balance                                              177,412.01
                                                              ----------------------
   (B) Deposit                                                              0.00
                                                              ----------------------
   (C) Withdrawal                                                      23,935.74
                                                              ----------------------
   (D) Ending Balance                                                 153,476.27
                                                              ----------------------
</TABLE>


Approved By:  /s/ Michael LaOrange
              --------------------
              Michael LaOrange
              Vice President, Controller
              Bay View Acceptance Corp

                                    Page 5
<PAGE>


                      Bay View Securitization Corporation
                    For Remittance Date: September 30, 1999


A.  PRINCIPAL BALANCE RECONCILIATION

<TABLE>
<CAPTION>
                                                                                                               Number of
                                                        A-1                     A-2            Total           Accounts
    <S>                                             <C>                     <C>             <C>                <C>
                                               --------------------------------------------------------------------------
    (A)  Original Principal Balance                 200,979,000.00          52,245,989.00   253,224,989.00        21106
                                               --------------------------------------------------------------------------
    (B)  Beginning Period Principal Balance                   0.00          46,455,455.36    46,455,455.36         5677
                                               --------------------------------------------------------------------------
    (C)  Collections (Regular Payments)                       0.00           1,540,880.40     1,540,880.40          N/A
                                               --------------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)                      0.00           1,166,808.73     1,166,808.73          246
                                               --------------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)                   0.00                   0.00             0.00
                                               --------------------------------------------------------------------------
    (F)  Withdrawal from Payahead (Principal)                 0.00              34,263.29        34,263.29          N/A
                                               --------------------------------------------------------------------------
    (G)  Principal Reductions (Other)                         0.00                   0.00             0.00            0
                                               --------------------------------------------------------------------------
    (H)  Gross Charge Offs                                    0.00             119,831.11       119,831.11           17
                                               --------------------------------------------------------------------------
    (I)  Repurchases                                          0.00              20,716.39        20,716.39           16
                                               --------------------------------------------------------------------------
    (J)  Ending Balance                                       0.00          43,572,955.44    43,572,955.44         5398
                                               --------------------------------------------------------------------------

    Notional Principal Balance:
                                                                                         -----------------
    (K)  Beginning                                                                            4,176,112.92
                                                                                         -----------------
    (L)  Ending                                                                               3,477,114.81
                                                                                         -----------------

                                               -----------------------------------------------------------
    (M)  Certificate Factor                              0.0000000%            83.3996184%      17.2072099%
                                               -----------------------------------------------------------
</TABLE>

B.  CASH FLOW RECONCILIATION

<TABLE>
<CAPTION>
    <S>                                                           <C>
                                                                         Total
                                                                  -----------------
    (A)  Cash Wired                                                    3,298,153.33
                                                                  -----------------
    (B)  Interest Wired/Earned                                            12,417.29
                                                                  -----------------
    (C)  Withdrawal from Payahead Account                                 34,263.29
                                                                  -----------------
    (D)  Advances                                                              0.00
                                                                  -----------------
    (E)  Repurchases                                                      20,716.39
                                                                  -----------------
    (F)  Gross Charge-Off Recoveries                                      26,776.12
                                                                  -----------------
    (G)  Gross Charge-Off Advances                                           518.35
                                                                  -----------------
    (H)  Spread Account Withdrawal                                             0.00
                                                                  -----------------
    (I)  "A" Surety Bond Draw for "I" Interest                                 0.00
                                                                  -----------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                 0.00
                                                                  -----------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                  0.00
                                                                  -----------------

             TOTAL COLLECTIONS                                         3,392,844.77
                                                                  -----------------
</TABLE>


C.  TRUSTEE DISTRIBUTION

<TABLE>
<CAPTION>

                                                                                                               Total
    <S>                                                                          <C>                    <C>
                                                                                                        -----------------
    (A)  Total Cash Flow                                                                                     3,392,844.77
                                                                                                        -----------------
    (B)  Unrecovered Interest Advances                                                                             436.34
                                                                                                        -----------------
    (C)  Servicing Fee (Due and Unpaid)                                                                         38,712.88
                                                                                                        -----------------
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                                    0.00
                                                                                                        -----------------
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                              255,117.88
                                                                                                        -----------------
    (F)  Interest to "I" Certificate Holders, including Overdue                                                 10,962.30
                                                                                                        -----------------

    (G)  Principal to "A-1" Certificate Holders, including Overdue                                                   0.00
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                           2,882,499.92
                                                                                                        -----------------
    (I)  Reinsurance Fee                                                                                             0.00
                                                                                                        -----------------
    (J)  Surety Bond Fee                                                                                         5,806.93
                                                                                 ----------------------------------------
    (K)        First Loss Protection                                                                0.00
                                                                                 -----------------------
    (L)        Surety Bond Premium                                                              5,806.93
                                                                                 ----------------------------------------
    (M)  Interest Advance Recovery Payments                                                                     49,481.96
                                                                                                        -----------------
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                        0.00
                                                                                                        -----------------
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                        0.00
                                                                                                        -----------------
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                          0.00
                                                                                                        -----------------
    (Q)  Deposit to Payahead                                                                                         0.00
                                                                                                        -----------------
</TABLE>

                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date: September 30, 1999
<TABLE>
   <S>                                                                                                      <C>
   (R)  Bank Account Interest to Servicer                                                                         12,417.29
                                                                                                            -----------------
   (S)  Excess Yield                                                                                             137,409.27
                                                                                                            -----------------

        BALANCE                                                                                                        0.00
                                                                                                            -----------------

<CAPTION>

D. SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                          Spread Account       Surety Bond
                                                                                     ----------------------------------------
   <S>                                                                               <C>                      <C>
   (A)  Beginning Balance                                                                      3,530,113.99   43,617,107.76
                                                                                     ----------------------------------------
   (B)  Additions to Spread Amount                                                               137,409.27             N/A
                                                                                     ----------------------------------------
   (C)  Interest Earned                                                                           14,070.57
                                                                                     ----------------------------------------
   (D)  Draws                                                                                          0.00            0.00
                                                                                     ----------------------------------------
   (E)  Reimbursement for Prior Draws                                                                   N/A            0.00
                                                                                     ----------------------------------------
   (F)  Distribution of Funds to  "IC" Class or Servicer                                         364,801.63            0.00
                                                                                     ----------------------------------------
   (G)  Ending Balance                                                                         3,316,792.20   40,712,436.13
                                                                                     ----------------------------------------

   (H)  Required Balance                                                                       3,165,312.36   40,712,436.13
                                                                                     ----------------------------------------
   (I)  Distribution to "IC" Class                                                               151,479.84
                                                                                     -----------------------

<CAPTION>

E. CURRENT RECEIVABLES DELINQUENCY
              #Payment Delinquency                                      Number                Balance
              --------------------                             ---------------------------------------------
   <S>                                                         <C>                            <C>
   (A)  31-60                                                                     40             243,487.84
                                                               ---------------------------------------------
   (B)  61-90                                                                      8             107,776.18
                                                               ---------------------------------------------
   (C)  91+                                                                        2               9,365.10
                                                               ---------------------------------------------
   (D)  Total                                                                     50             360,629.12
                                                               ---------------------------------------------

<CAPTION>

F. EXCESS YIELD
                                                                 Excess Yield              Pool             Excess Yield
                         Month                                      Balance               Balance          (Annualized %)
                         -----                                 --------------------------------------------------------------
   <S>                                                         <C>                      <C>                <C>
   (A)  Current                                                      137,409.27         43,572,955.44              3.7843%
                                                               --------------------------------------------------------------
   (B)  1st Previous                                                 350,355.04         46,455,455.36              9.0501%
                                                               --------------------------------------------------------------
   (C)  2nd Previous                                                 145,948.49         49,663,174.10              3.5265%
                                                               --------------------------------------------------------------
   (D)  3rd Previous                                                 223,814.48         52,935,062.57              5.0737%
                                                               --------------------------------------------------------------
   (E)  4th Previous                                                  98,926.91         56,389,588.22              2.1052%
                                                               --------------------------------------------------------------
   (F)  5th Previous                                                  80,045.75         59,947,518.62              1.6023%
                                                               --------------------------------------------------------------
   (G)  Six-Month Rolling Excess Yield (greater
        than or equal to 1.75%)                                      172,749.99         51,493,959.05              4.0257%
                                                               --------------------------------------------------------------

<CAPTION>

G. DELINQUENCY RATE (31+)

                                                                    Month                   Pool
                         Month                                     Balance                Balance                %
                         -----                                 --------------------------------------------------------------
   <S>                                                         <C>                      <C>                      <C>
   (A)  Current                                                      360,629.12         43,572,955.44              0.8276%
                                                               --------------------------------------------------------------
   (B)  1st Previous                                                 412,295.83         46,455,455.36              0.8875%
                                                               --------------------------------------------------------------
   (C)  2nd Previous                                                 322,512.00         49,663,174.10              0.6494%
                                                               --------------------------------------------------------------
   (D)  Three-Month Rolling Average (less than 2%)                   365,145.65         46,563,861.63              0.7842%
                                                               --------------------------------------------------------------

<CAPTION>

H. NET LOSS RATE
                                                                                      Liquidation           Average
                         Month                                        Balance          Proceeds             Balance
                         -----                                 --------------------------------------------------------------
   <S>                                                         <C>                    <C>                   <C>
   (A)  Current                                                      173,868.05         80,813.06             45,014,205.40
                                                               --------------------------------------------------------------
   (B)  1st Previous                                                  88,640.95         88,733.32             48,059,314.73
                                                               --------------------------------------------------------------
   (C)  2nd Previous                                                 192,985.51         65,908.18             51,299,118.34
                                                               --------------------------------------------------------------
   (D)  Three-Month Rolling Average Net Default Rate
        less than 3%                                                 151,831.50         78,484.85             48,124,212.82
                                                               --------------------------------------------------------------

<CAPTION>
                                                                      Defaulted
                         Month                                      (Annualized)
                         -----                                 ------------------------
   <S>                                                         <C>
   (A)  Current                                                                2.4807%
                                                               ------------------------
   (B)  1st Previous                                                          -0.0023%
                                                               ------------------------
   (C)  2nd Previous                                                           2.9726%
                                                               ------------------------
   (D)  Three-Month Rolling Average Net Default Rate
        less than 3%                                                           1.8289%
                                                               ------------------------
</TABLE>

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                   For Remittance Date: September 30, 1999

<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                              Number                 Balance
                                                           ------------------------------------
    <S>                                                    <C>                    <C>
    (A)  Collection Period Charge-Off Receivables                    17             119,831.11
                                                           ------------------------------------
    (B)  Gross Charge-Offs Cumulative Receivables                  1031           7,434,498.89
                                                           ------------------------------------
    (C)  Collection Period Recoveries on Charge-Offs                 NA              26,776.12
                                                           ------------------------------------
    (D)  Recoveries on Charge-Offs To-Date                           NA           1,036,984.73
                                                           ------------------------------------

 J. REPOSSESSIONS
                                                           ------------------------------------
    (A)  Collection Period Repossessions                              3              26,843.02
                                                           ------------------------------------
    (B)  Aggregate Repossessions                                    645           7,532,966.06
                                                           ------------------------------------
    (C)  Unliquidated Repossessions                                   4              32,708.70
                                                           ------------------------------------

K.  FORCED PLACE INSURANCE
                                                           ------------------------------------
    (A)  FPI Charge-Offs                                              0                   0.00
                                                           ------------------------------------
    (B)  FPI Canceled/Waived/Removed/ Reversed                        0                   0.00
                                                           ------------------------------------

L.  PAYAHEAD RECONCILIATION
                                                           -------------
    (A)  Beginning Balance                                   211,675.30
                                                           -------------
    (B)  Deposit                                                   0.00
                                                           -------------
    (C)  Withdrawal                                           34,263.29
                                                           -------------
    (D)  Ending Balance                                      177,412.01
                                                           -------------
</TABLE>


Approved By: /s/ Michael LaOrange
             --------------------
             Michael LaOrange
             Vice President, Controller
             Bay View Acceptance Corp

                                    Page 5
<PAGE>

                      Bay View Securitization Corporation
                      For Remittance Date: August 31, 1999
<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION                                                                                       Number of
                                                            A-1                    A-2             Total                    Accounts
                                                   ---------------------------------------------------------------------------------
    <S>                                                  <C>                     <C>             <C>                   <C>
    (A)  Original Principal Balance                      200,979,000.00          52,245,989.00   253,224,989.00                21106
                                                   ---------------------------------------------------------------------------------
    (B)  Beginning Period Principal Balance                        0.00          49,663,174.10    49,663,174.10                 5991
                                                   ---------------------------------------------------------------------------------
    (C)  Collections (Regular Payments)                            0.00           1,723,379.22     1,723,379.22                  N/A
                                                   ---------------------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)                           0.00           1,366,755.29     1,366,755.29                  278
                                                   ---------------------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)                        0.00                   0.00             0.00
                                                   ---------------------------------------------------------------------------------
    (F)  Withdrawal from Payahead (Principal)                      0.00              17,899.47        17,899.47                  N/A
                                                   ---------------------------------------------------------------------------------
    (G)  Principal Reductions (Other)                              0.00                   0.00             0.00                    0
                                                   ---------------------------------------------------------------------------------
    (H)  Gross Charge Offs                                         0.00              74,909.42        74,909.42                   12
                                                   ---------------------------------------------------------------------------------
    (I)  Repurchases                                               0.00              24,775.34        24,775.34                   24
                                                   ---------------------------------------------------------------------------------
    (J)  Ending Balance                                            0.00          46,455,455.36    46,455,455.36                 5677
                                                   ---------------------------------------------------------------------------------

    Notional Principal Balance:
                                                                                              -----------------
    (K)  Beginning                                                                                 4,893,403.01
                                                                                              -----------------
    (L)  Ending                                                                                    4,176,112.92
                                                                                              -----------------

                                                   ------------------------------------------------------------
    (M)  Certificate Factor                                   0.0000000%            88.9167882%      18.3455257%
                                                   ------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
B.  CASH FLOW RECONCILIATION                                                                          Total
                                                                                              -----------------
    <S>                                                                                       <C>
    (A)  Cash Wired                                                                                3,784,247.05
                                                                                              -----------------
    (B)  Interest Wired/Earned                                                                        12,846.94
                                                                                              -----------------
    (C)  Withdrawal from Payahead Account                                                             17,899.47
                                                                                              -----------------
    (D)  Advances                                                                                          0.00
                                                                                              -----------------
    (E)  Repurchases                                                                                  24,775.34
                                                                                              -----------------
    (F)  Gross Charge-Off Recoveries                                                                  72,106.63
                                                                                              -----------------
    (G)  Gross Charge-Off Advances                                                                     7,993.62
                                                                                              -----------------
    (H)  Spread Account Withdrawal                                                                         0.00
                                                                                              -----------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                             0.00
                                                                                              -----------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                             0.00
                                                                                              -----------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                              0.00
                                                                                              -----------------
                                                                                              -----------------
         TOTAL COLLECTIONS                                                                         3,919,869.05
                                                                                              -----------------
</TABLE>

<TABLE>
<CAPTION>
C.  TRUSTEE DISTRIBUTION
                                                                                                    Total
                                                                                              -----------------
    <S>                                                                                       <C>
    (A)  Total Cash Flow                                                                           3,919,869.05
                                                                                              -----------------
    (B)  Unrecovered Interest Advances                                                                 7,989.11
                                                                                              -----------------
    (C)  Servicing Fee (Due and Unpaid)                                                               41,385.98
                                                                                              -----------------
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                          0.00
                                                                                              -----------------
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                    272,733.60
                                                                                              -----------------
    (F)  Interest to "I" Certificate Holders, including Overdue                                       12,845.18
                                                                                              -----------------
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                         0.00
                                                                                              -----------------
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                 3,207,718.74
                                                                                              -----------------
    (I)  Reinsurance Fee                                                                                   0.00
                                                                                              -----------------
    (J)  Surety Bond Fee                                                                               6,207.90
                                                                             ----------------------------------
    (K)        First Loss Protection                                                      0.00
                                                                             -----------------
    (L)        Surety Bond Premium                                                    6,207.90
                                                                             ----------------------------------
    (M)  Interest Advance Recovery Payments                                                            7,786.56
                                                                                              -----------------
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                              0.00
                                                                                              -----------------
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                              0.00
                                                                                              -----------------
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                0.00
                                                                                              -----------------
    (Q)  Deposit to Payahead                                                                               0.00
                                                                                              -----------------
</TABLE>
                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  August 31, 1999

<TABLE>
<CAPTION>
    <S>                                                                                       <C>
                                                                                              -----------------
    (R)  Bank Account Interest to Servicer                                                            12,846.94
                                                                                              -----------------
    (S)  Excess Yield                                                                                350,355.04
                                                                                              -----------------
                                                                                              -----------------
         BALANCE                                                                                           0.00
                                                                                              -----------------
</TABLE>

<TABLE>
<CAPTION>
D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                               Spread Account       Surety Bond
                                                                       ----------------------------------------
    <S>                                                                       <C>              <C>
    (A)  Beginning Balance                                                        3,324,986.76    46,848,057.63
                                                                       ----------------------------------------
    (B)  Additions to Spread Amount                                                 350,355.04              N/A
                                                                       ----------------------------------------
    (C)  Interest Earned                                                             14,446.59
                                                                       ----------------------------------------
    (D)  Draws                                                                            0.00             0.00
                                                                       ----------------------------------------
    (E)  Reimbursement for Prior Draws                                                     N/A             0.00
                                                                       ----------------------------------------
    (F)  Distribution of Funds to  "IC" Class or Servicer                           159,674.40             0.00
                                                                       ----------------------------------------
    (G)  Ending Balance                                                           3,530,113.99    43,617,107.76
                                                                       ----------------------------------------
                                                                       ----------------------------------------
    (H)  Required Balance                                                         3,165,312.36    43,617,107.76
                                                                       ----------------------------------------
    (I)  Distribution to "IC" Class                                                 364,801.63
                                                                       -----------------------
</TABLE>

<TABLE>
<CAPTION>
E.  CURRENT RECEIVABLES DELINQUENCY

                #Payment Delinquency                            Number                Balance
               ----------------------              ------------------------------------------
    <S>                                                          <C>            <C>
    (A)  31-60                                                      32             268,688.09
                                                   ------------------------------------------
    (B)  61-90                                                       8              86,894.26
                                                   ------------------------------------------
    (C)  91+                                                         8              56,713.48
                                                   ------------------------------------------
    (D)  Total                                                      48             412,295.83
                                                   ------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
F.  EXCESS YIELD
                                                             Excess Yield            Pool         Excess Yield
                       Month                                   Balance             Balance       (Annualized %)
                      -------                      ------------------------------------------------------------
    <S>                                                   <C>                 <C>                     <C>
    (A)  Current                                             350,355.04          46,455,455.36           9.0501%
                                                   ------------------------------------------------------------
    (B)  1st Previous                                        145,948.49          49,663,174.10           3.5265%
                                                   ------------------------------------------------------------
    (C)  2nd Previous                                        223,814.48          52,935,062.57           5.0737%
                                                   ------------------------------------------------------------
    (D)  3rd Previous                                         98,926.91          56,389,588.22           2.1052%
                                                   ------------------------------------------------------------
    (E)  4th Previous                                         80,045.75          59,947,518.62           1.6023%
                                                   ------------------------------------------------------------
    (F)  5th Previous                                        170,699.83          63,938,978.92           3.2037%
                                                   ------------------------------------------------------------
    (G)  Six-Month Rolling Excess Yield (greater
            than or equal to 1.75%)                          178,298.42          54,888,296.30           3.8981%
                                                   ------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
G.  DELINQUENCY RATE (31+)
                                                               Month                 Pool
                        Month                                 Balance               Balance                %
                       -------                     ------------------------------------------------------------
    <S>                                                   <C>                 <C>                     <C>
    (A)  Current                                             412,295.83          46,455,455.36           0.8875%
                                                   ------------------------------------------------------------
    (B)  1st Previous                                        322,512.00          49,663,174.10           0.6494%
                                                   ------------------------------------------------------------
    (C)  2nd Previous                                        398,831.53          52,935,062.57           0.7534%
                                                   ------------------------------------------------------------
    (D)  Three-Month Rolling Average (less than 2%)          377,879.79          49,684,564.01           0.7606%
                                                   ------------------------------------------------------------
 </TABLE>

<TABLE>
<CAPTION>
H.  NET LOSS RATE
                                                                                   Liquidation       Average        Defaulted
                        Month                                   Balance              Proceeds        Balance      (Annualized)
                       -------                             ------------------------------------------------------------------
    <S>                                                    <C>                    <C>          <C>                  <C>
    (A)  Current                                              88,640.95              88,733.32    48,059,314.73       -0.0023%
                                                           ------------------------------------------------------------------
    (B)  1st Previous                                        192,985.51              65,908.18    51,299,118.34        2.9726%
                                                           ------------------------------------------------------------------
    (C)  2nd Previous                                        141,653.36              69,411.23    54,662,325.40        1.5859%
                                                           ------------------------------------------------------------------
    (D)  Three-Month Rolling Average Net Default Rate
            less than 3%                                     141,093.27              74,684.24    51,340,252.82        1.5522%
                                                           ------------------------------------------------------------------

 </TABLE>

                                   Page 4
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  August 31, 1999
<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                                   Number              Balance
    <S>                                                         <C>             <C>
                                                             ---------------------------------
    (A)  Collection Period Charge-Off Receivables                    12              74,909.42
                                                             ---------------------------------
    (B)  Gross Charge-Offs Cumulative Receivables                  1014           7,314,667.78
                                                             ---------------------------------
    (C)  Collection Period Recoveries on Charge-Offs                 NA              72,106.63
                                                             ---------------------------------
    (D)  Recoveries on Charge-Offs To-Date                           NA           1,010,208.61
                                                             ---------------------------------
</TABLE>

<TABLE>
<CAPTION>
J.  REPOSSESSIONS

    <S>                                                          <C>            <C>
                                                        --------------------------------------
    (A)  Collection Period Repossessions                              7              75,055.54
                                                        --------------------------------------
    (B)  Aggregate Repossessions                                    642           7,506,123.04
                                                        --------------------------------------
    (C)  Unliquidated Repossessions                                   9              91,103.39
                                                        --------------------------------------
</TABLE>

<TABLE>
<CAPTION>
K.  FORCED PLACE INSURANCE
    <S>                                                            <C>                 <C>
                                                        --------------------------------------
    (A)  FPI Charge-Offs                                              0                   0.00
                                                        --------------------------------------
    (B)  FPI Canceled/Waived/Removed/ Reversed                        0                   0.00
                                                        --------------------------------------
</TABLE>

<TABLE>
<CAPTION>
L.  PAYAHEAD RECONCILIATION
    <S>                                                    <C>
                                                        ---------------
    (A)  Beginning Balance                                   229,574.77
                                                        ---------------
    (B)  Deposit                                                   0.00
                                                        ---------------
    (C)  Withdrawal                                           17,899.47
                                                        ---------------
    (D)  Ending Balance                                      211,675.30
                                                        ---------------

</TABLE>




Approved By:     /s/ Michael LaOrange
                 --------------------
                 Michael LaOrange
                 Vice President, Controller
                 Bay View Acceptance Corp



                                    Page 5
<PAGE>


                      BAY VIEW SECURITIZATION CORPORATION
                       For Remittance Date: July 31, 1999


<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                      Number of
                                                                   A-1                 A-2               Total        Accounts
<S>                                                          <C>                 <C>                <C>              <C>
                                                           ------------------------------------------------------------------------
    (A)  Original Principal Balance                          200,979,000.00      52,245,989.00      253,224,989.00      21106
                                                           ------------------------------------------------------------------------
    (B)  Beginning Period Principal Balance                      689,073.57      52,245,989.00       52,935,062.57       6317
                                                           ------------------------------------------------------------------------
    (C)  Collections (Regular Payments)                          689,073.57       1,103,871.64        1,792,945.21        N/A
                                                           ------------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)                               0.00       1,253,484.77        1,253,484.77        287
                                                           ------------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)                            0.00               0.00                0.00
                                                           ------------------------------------------------------------------------
    (F)  Withdrawal Withdrawal rom Payahead (Principal)                0.00          14,769.27           14,769.27        N/A
                                                           ------------------------------------------------------------------------
    (G)  Principal Reductions (Other)                                  0.00               0.00                0.00          0
                                                           ------------------------------------------------------------------------
    (H)  Gross Charge Offs                                             0.00         159,649.35          159,649.35         15
                                                           ------------------------------------------------------------------------
    (I)  Repurchases                                                   0.00          51,039.87           51,039.87         24
                                                           ------------------------------------------------------------------------
    (J)  Ending Balance                                                0.00      49,663,174.10       49,663,174.10       5991
                                                           ------------------------------------------------------------------------

    Notional Principal Balance:                                                                    -----------------
    (K)  Beginning                                                                                    5,925,289.77
                                                                                                   -----------------
    (L)  Ending                                                                                       4,893,403.01
                                                                                                   -----------------

                                                           ---------------------------------------------------------
    (M)  Certificate Factor                                      0.000000 0%        95.0564341%         19.6122722%
                                                           ---------------------------------------------------------


B.  CASH FLOW RECONCILIATION
                                                                                                          Total
                                                                                                    -----------------
    (A)  Cash Wired                                                                                   3,712,487.95
                                                                                                    -----------------
    (B)  Interest Wired/Earned                                                                           14,006.49
                                                                                                    -----------------
    (C)  Withdrawal from Payahead Account                                                                14,769.27
                                                                                                    -----------------
    (D)  Advances                                                                                             0.00
                                                                                                    -----------------
    (E)  Repurchases                                                                                     51,039.87
                                                                                                    -----------------
    (F)  Gross Charge-Off Recoveries                                                                     32,572.02
                                                                                                    -----------------
    (G)  Gross Charge-Off Advances                                                                        2,496.36
                                                                                                    -----------------
    (H)  Spread Account Withdrawal                                                                            0.00
                                                                                                    -----------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                                0.00
                                                                                                    -----------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                0.00
                                                                                                    -----------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                 0.00
                                                                                                    -----------------

                                                                                                    -----------------
         TOTAL COLLECTIONS                                                                            3,827,371.96
                                                                                                    -----------------


C.  TRUSTEE DISTRIBUTION
                                                                                                          Total
                                                                                                    -----------------
    (A)  Total Cash Flow                                                                              3,827,371.96
                                                                                                    -----------------
    (B)  Unrecovered Interest Advances                                                                    2,379.90
                                                                                                    -----------------
    (C)  Servicing Fee (Due and Unpaid)                                                                  44,112.55
                                                                                                    -----------------
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                         3,611.89
                                                                                                    -----------------
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                       286,917.56
                                                                                                    -----------------
    (F)  Interest to "I" Certificate Holders, including Overdue                                          15,553.89
                                                                                                    -----------------
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                      689,073.57
                                                                                                    -----------------
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                    2,582,814.90
                                                                                                    -----------------
    (I)  Reinsurance Fee                                                                                      0.00
                                                                                                    -----------------
    (J)  Surety Bond Fee                                                                                  6,616.88
                                                                                  -----------------------------------
    (K)        First Loss Protection                                                      0.00
                                                                                  -----------------
    (L)        Surety Bond Premium                                                    6,616.88
                                                                                  -----------------------------------
    (M)  Interest Advance Recovery Payments                                                              36,335.84
                                                                                                    -----------------
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                 0.00
                                                                                                    -----------------
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                 0.00
                                                                                                    -----------------
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                   0.00
                                                                                                    -----------------
    (Q)  Deposit to Payahead                                                                                  0.00
                                                                                                    -----------------
</TABLE>

                                    Page 3
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                       For Remittance Date: July 31, 1999

<TABLE>
<CAPTION>
    <S>                                                                                                  <C>
                                                                                                    ---------------------
    (R)  Bank Account Interest to Servicer                                                               14,006.49
                                                                                                    ---------------------
    (S)  Excess Yield                                                                                   145,948.49
                                                                                                    ---------------------

                                                                                                    ---------------------
         BALANCE                                                                                              0.00
                                                                                                    ---------------------

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                 Spread Account       Surety Bond
                                                                                 ----------------------------------------
    (A)  Beginning Balance                                                        3,401,442.43       50,145,305.92
                                                                                 ----------------------------------------
    (B)  Additions to Spread Amount                                                 145,948.49                 N/A
                                                                                 ----------------------------------------
    (C)  Interest Earned                                                             13,725.91
                                                                                 ----------------------------------------
    (D)  Draws                                                                            0.00                0.00
                                                                                 ----------------------------------------
    (E)  Reimbursement for Prior Draws                                                     N/A                0.00
                                                                                 ----------------------------------------
    (F)  Distribution of Funds to  "IC" Class or Servicer                           236,130.07                0.00
                                                                                 ----------------------------------------
    (G)  Ending Balance                                                           3,324,986.76       46,848,057.63
                                                                                 ----------------------------------------

                                                                                 ----------------------------------------
    (H)  Required Balance                                                         3,165,312.36       46,848,057.63
                                                                                 ----------------------------------------
    (I)  Distribution to "IC" Class                                                 159,674.40
                                                                                 -----------------


 E.  CURRENT RECEIVABLES DELINQUENCY

                #Payment Delinquency                                    Number        Balance
                --------------------                       ---------------------------------------
    (A)  31-60                                                           21         153,825.47
                                                           ---------------------------------------
    (B)  61-90                                                           16         144,254.80
                                                           ---------------------------------------
    (C)  91+                                                              6          24,431.73
                                                           ---------------------------------------
    (D)  Total                                                           43         322,512.00
                                                           ---------------------------------------


F.  EXCESS YIELD
                                                                Excess Yield         Pool                 Excess Yield
                    Month                                         Balance           Balance              (Annualized %)
                    -----                                  --------------------------------------------------------------
    (A)  Current                                                 145,948.49      49,663,174.10              3.5265%
                                                           --------------------------------------------------------------
    (B)  1st Previous                                            223,814.48      52,935,062.57              5.0737%
                                                           --------------------------------------------------------------
    (C)  2nd Previous                                             98,926.91      56,389,588.22              2.1052%
                                                           --------------------------------------------------------------
    (D)  3rd Previous                                             80,045.75      59,947,518.62              1.6023%
                                                           --------------------------------------------------------------
    (E)  4th Previous                                            170,699.83      63,938,978.92              3.2037%
                                                           --------------------------------------------------------------
    (F)  5th Previous                                             26,313.08      68,163,750.56              0.4632%
                                                           --------------------------------------------------------------
    (G)  Six-Month Rolling Excess Yield
           (Greater or equal to 1.75%)                           124,291.43      58,506,345.50              2.5493%
                                                           --------------------------------------------------------------


G.  DELINQUENCY RATE (31+)

                                                                    Month            Pool
                    Month                                          Balance          Balance                    %
                    -----                                  --------------------------------------------------------------
    (A)  Current                                                 322,512.00      49,663,174.10              0.6494%
                                                           --------------------------------------------------------------
    (B)  1st Previous                                            398,831.53      52,935,062.57              0.7534%
                                                           --------------------------------------------------------------
    (C)  2nd Previous                                            381,913.11      56,389,588.22              0.6773%
                                                           --------------------------------------------------------------
    (D)  Three-Month Rolling Average (less than 2%)              367,752.21      52,995,941.63              0.6939%
                                                           --------------------------------------------------------------

H.  NET LOSS RATE
                                                                                    Liquidation         Average        Defaulted
                Month                                              Balance           Proceeds           Balance       (Annualized)
                -----                                      ------------------------------------------------------------------------
    (A)  Current                                                  192,985.51          65,908.18       51,299,118.34     2.9726%
                                                           ------------------------------------------------------------------------
    (B)  1st Previous                                             141,653.36          69,411.23       54,662,325.40     1.5859%
                                                           ------------------------------------------------------------------------
    (C)  2nd Previous                                             191,365.11         108,247.03       58,168,553.42     1.7147%
                                                           ------------------------------------------------------------------------
    (D)  Three-Month Rolling Average Net Default Rate
           less than 3%                                           175,334.66          81,188.81       54,709,999.05     2.0650%
                                                           ------------------------------------------------------------------------
</TABLE>

                                    Page 4
<PAGE>

                      BAY VIEW SECURITIZATION CORPORATION
                       For Remittance Date: July 31, 1999

<TABLE>
<CAPTION>
    <S>                                                                <C>            <C>
I.  CHARGE-OFF / RECOVERIES
                                                                      Number         Balance
                                                           ---------------------------------------------
    (A)  Collection Period Charge-Off Receivables                        15         159,649.35
                                                           ---------------------------------------------
    (B)  Gross Charge-Offs Cumulative Receivables                      1002       7,239,758.36
                                                           ---------------------------------------------
    (C)  Collection Period Recoveries on Charge-Offs                     NA          32,572.02
                                                           ---------------------------------------------
    (D)  Recoveries on Charge-Offs To-Date                               NA         938,101.98
                                                           ---------------------------------------------



J. REPOSSESSIONS

                                                           ---------------------------------------------
    (A)  Collection Period Repossessions                                  4          37,450.65
                                                           ---------------------------------------------
    (B)  Aggregate Repossessions                                        635       7,431,067.50
                                                           ---------------------------------------------
    (C)  Unliquidated Repossessions                                       9          86,673.86
                                                           ---------------------------------------------


K.  FORCED PLACE INSURANCE

                                                           ---------------------------------------------
    (A)  FPI Charge-Offs                                                  0               0.00
                                                           ---------------------------------------------
    (B)  FPI Canceled/Waived/Removed/ Reversed                            0               0.00
                                                           ---------------------------------------------


L.  PAYAHEAD RECONCILIATION

                                                           ----------------------
    (A)  Beginning Balance                                       244,344.04
                                                           ----------------------
    (B)  Deposit                                                       0.00
                                                           ----------------------
    (C)  Withdrawal                                               14,769.27
                                                           ----------------------
    (D)  Ending Balance                                          229,574.77
                                                           ----------------------

</TABLE>



Approved By:   /s/ Michael LaOrange
               --------------------
               Michael LaOrange
               Vice President, Controller
               Bay View Acceptance Corp


                                    Page 5
<PAGE>


                      Bay View Securitization Corporation
                      For Remittance Date: June 30, 1999

<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                      Number of
                                                                        A-1            A-2             Total          Accounts
                                                           --------------------------------------------------------------------
<S>                                                        <C>                        <C>           <C>               <C>
    (A)  Original Principal Balance                                200,979,000.00     52,245,989.00 253,224,989.00        21106
    (B)  Beginning Period Principal Balance                          4,143,599.22     52,245,989.00  56,389,588.22         6634
                                                           --------------------------------------------------------------------
    (C)  Collections (Regular Payments)                              1,947,854.77              0.00   1,947,854.77          N/A
                                                           --------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)                             1,385,190.02              0.00   1,385,190.02          285
                                                           --------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)                                  0.00              0.00           0.00
                                                           --------------------------------------------------------------------
    (F)  Withdrawal from Payahead (Principal)                           13,264.49              0.00      13,264.49          N/A
                                                           --------------------------------------------------------------------
    (G)  Principal Reductions (Other)                                        0.00              0.00           0.00            0
                                                           --------------------------------------------------------------------
    (H)  Gross Charge Offs                                              89,523.81              0.00      89,523.81           15
                                                           --------------------------------------------------------------------
    (I)  Repurchases                                                    18,692.56              0.00      18,692.56           17
                                                           --------------------------------------------------------------------
    (J)  Ending Balance                                                689,073.57     52,245,989.00  52,935,062.57         6317
                                                           --------------------------------------------------------------------

    Notional Principal Balance:
                                                                                                    --------------
    (K)  Beginning                                                                                    7,591,418.81
                                                                                                    --------------
    (L)  Ending                                                                                       5,925,289.77
                                                                                                    --------------

    (M)  Certificate Factor                                             0.3428585%      100.0000000%    20.9043597%
                                                           -------------------------------------------------------


B.  CASH FLOW RECONCILIATION
                                                                                                       Total
                                                                                                   ---------------
    (A)  Cash Wired                                                                                   4,069,751.88
                                                                                                   ---------------
    (B)  Interest Wired/Earned                                                                           12,778.97
                                                                                                   ---------------
    (C)  Withdrawal from Payahead Account                                                                13,264.49
                                                                                                   ---------------
    (D)  Advances                                                                                             0.00
                                                                                                   ---------------
    (E)  Repurchases                                                                                     18,692.56
                                                                                                   ---------------
    (F)  Gross Charge-Off Recoveries                                                                     17,281.68
                                                                                                   ---------------
    (G)  Gross Charge-Off Advances                                                                        3,891.08
                                                                                                   ---------------
    (H)  Spread Account Withdrawal                                                                            0.00
                                                                                                   ---------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                                0.00
                                                                                                   ---------------
    (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                0.00
                                                                                                   ---------------
    (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                 0.00
                                                                                                   ---------------

                                                                                                    --------------
             TOTAL COLLECTIONS                                                                        4,135,660.66
                                                                                                   ---------------


C.  TRUSTEE DISTRIBUTION
                                                                                                       Total
                                                                                                    --------------
    (A)  Total Cash Flow                                                                              4,135,660.66
                                                                                                   ---------------
    (B)  Unrecovered Interest Advances                                                                    3,860.72
                                                                                                   ---------------
    (C)  Servicing Fee (Due and Unpaid)                                                                  46,991.32
                                                                                                   ---------------
    (D)  Interest to "A-1" Certificate Holders, including Overdue                                        21,719.37
                                                                                                   ---------------
    (E)  Interest to "A-2" Certificate Holders, including Overdue                                       286,917.56
                                                                                                   ---------------
    (F)  Interest to "I" Certificate Holders, including Overdue                                          19,927.47
                                                                                                   ---------------
    (G)  Principal to "A-1" Certificate Holders, including Overdue                                    3,454,525.65
                                                                                                    --------------
    (H)  Principal to "A-2" Certificate Holders, including Overdue                                            0.00
                                                                                                   ---------------
    (I)  Reinsurance Fee                                                                                      0.00
                                                                                                   ---------------
    (J)  Surety Bond Fee                                                                                  7,048.70
                                                                                 ---------------------------------
    (K)        First Loss Protection                                                           0.00
                                                                                 ------------------
    (L)        Surety Bond Premium                                                         7,048.70

    (M)  Interest Advance Recovery Payments                                                              58,076.42
                                                                                                   ---------------
    (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                 0.00
                                                                                                   ---------------
    (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                 0.00
                                                                                                   ---------------
    (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                   0.00
                                                                                                   ---------------
    (Q)  Deposit to Payahead                                                                                  0.00
                                                                                                   ---------------
</TABLE>

                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                      For Remittance Date: June 30, 1999

<TABLE>
<S>                                                        <C>                       <C>                <C>             <C>

                                                                                                        ----------------
    (R)  Bank Account Interest to Servicer                                                                     12,778.97
                                                                                                        ----------------
    (S)  Excess Yield                                                                                         223,814.48
                                                                                                        ----------------

             BALANCE                                                                                                0.00
                                                                                                        ----------------

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                       Spread Account    Surety Bond
                                                                                     -----------------------------------
    (A)  Beginning Balance                                                                3,275,543.88     53,625,955.82
                                                                                     -----------------------------------
    (B)  Additions to Spread Amount                                                         223,814.48               N/A
                                                                                     -----------------------------------
    (C)  Interest Earned                                                                     12,315.59
                                                                                     -----------------------------------
    (D)  Draws                                                                                    0.00              0.00
                                                                                     -----------------------------------
    (E)  Reimbursement for Prior Draws                                                             N/A              0.00
                                                                                     -----------------------------------
    (F)  Distribution of Funds to  "IC" Class or Servicer                                   110,231.52              0.00
                                                                                     -----------------------------------
    (G)  Ending Balance                                                                   3,401,442.43     50,145,305.92
                                                                                     -----------------------------------

    (H)  Required Balance                                                                 3,165,312.36     50,145,305.92
                                                                                     -----------------------------------
    (I)  Distribution to "IC" Class                                                         236,130.07
                                                                                     ------------------


E.  CURRENT RECEIVABLES DELINQUENCY
              #Payment Delinquency                                     Number                Balance
              --------------------                         -------------------------------------------

    (A)  31-60                                                                27            247,380.04
                                                           -------------------------------------------
    (B)  61-90                                                                15            125,778.15
                                                           -------------------------------------------
    (C)  91+                                                                   3             25,673.34
                                                           -------------------------------------------
    (D)  Total                                                                45            398,831.53
                                                           -------------------------------------------


F.  EXCESS YIELD
                                                             Excess Yield                   Pool            Excess Yield
                         Month                                 Balance                     Balance          (Annualized %)
                         -----                             -------------------------------------------------------------
    (A)  Current                                                      223,814.48         52,935,062.57            5.0737%
                                                           -------------------------------------------------------------
    (B)  1st Previous                                                  98,926.91         56,389,588.22            2.1052%
                                                           -------------------------------------------------------------
    (C)  2nd Previous                                                  80,045.75         59,947,518.62            1.6023%
                                                           -------------------------------------------------------------
    (D)  3rd Previous                                                 170,699.83         63,938,978.92            3.2037%
                                                           -------------------------------------------------------------
    (E)  4th Previous                                                  26,313.08         68,163,750.56            0.4632%
                                                           -------------------------------------------------------------
    (F)  5th Previous                                                  56,815.80         71,764,929.38            0.9500%
                                                           -------------------------------------------------------------
    (G)  Six-Month Rolling Excess Yield (>=1.75%)                     109,435.98         62,189,971.38            2.1116%
                                                           -------------------------------------------------------------


G.  DELINQUENCY RATE (31+)

                                                                    Month                   Pool
                         Month                                     Balance                Balance                %
                         -----                             -------------------------------------------------------------
    (A)  Current                                                     398,831.53          52,935,062.57            0.7534%
                                                           -------------------------------------------------------------
    (B)  1st Previous                                                381,913.11          56,389,588.22            0.6773%
                                                           -------------------------------------------------------------
    (C)  2nd Previous                                                433,465.30          59,947,518.62            0.7231%
                                                           -------------------------------------------------------------
    (D)  Three-Month Rolling Average (less than 2%)                  404,736.65          56,424,056.47            0.7173%
                                                           -------------------------------------------------------------


H.  NET LOSS RATE
                                                                                         Liquidation        Average       Defaulted
                         Month                                         Balance            Proceeds          Balance     (Annualized)
                         -----                             ------------------------------------------------------------------------
    (A)  Current                                                     141,653.36              69,411.23     54,662,325.40    1.5859%
                                                           ------------------------------------------------------------------------
    (B)  1st Previous                                                191,365.11             108,247.03     58,168,553.42    1.7147%
                                                           ------------------------------------------------------------------------
    (C)  2nd Previous                                                179,951.32              78,592.57     61,943,248.77    1.9636%
                                                           ------------------------------------------------------------------------
    (D)  Three-Month Rolling Average Net Default Rate
            less than 3%                                             170,989.93              85,416.94     58,258,042.53    1.7626%
                                                           ------------------------------------------------------------------------
</TABLE>

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                      For Remittance Date: June 30, 1999

<TABLE>
<S>                                                        <C>                              <C>
I.  CHARGE-OFF / RECOVERIES

                                                                       Number                Balance
                                                           ---------------------------------------------
    (A)  Collection Period Charge-Off Receivables                              15              89,523.81
                                                           ---------------------------------------------
    (B)  Gross Charge-Offs Cumulative Receivables                             987           7,080,109.01
                                                           ---------------------------------------------
    (C)  Collection Period Recoveries on Charge-Offs                           NA              17,281.68
                                                           ---------------------------------------------
    (D)  Recoveries on Charge-Offs To-Date                                     NA             905,529.96
                                                           ---------------------------------------------



J. REPOSSESSIONS

                                                           ---------------------------------------------
   (A)  Collection Period Repossessions                                        12             132,846.60
                                                           ---------------------------------------------
   (B)  Aggregate Repossessions                                               631           7,393,616.85
                                                           ---------------------------------------------
   (C)  Unliquidated Repossessions                                             14             173,585.15
                                                           ---------------------------------------------


K.  FORCED PLACE INSURANCE

                                                           ---------------------------------------------
    (A)  FPI Charge-Offs                                                        0                   0.00
                                                           ---------------------------------------------
    (B)  FPI Canceled/Waived/Removed/ Reversed                                  0                   0.00
                                                           ---------------------------------------------


L.  PAYAHEAD RECONCILIATION

                                                           ----------------------
    (A)  Beginning Balance                                             257,608.53
                                                           ----------------------
    (B)  Deposit                                                             0.00
                                                           ----------------------
    (C)  Withdrawal                                                     13,264.49
                                                           ----------------------
    (D)  Ending Balance                                                244,344.04
                                                           ----------------------
</TABLE>



Approved By: /s/ Richard Kleinman
             --------------------
             Richard Kleinman
             Vice President, CFO
             Bay View Acceptance Corp

                                    Page 5
<PAGE>


                      Bay View Securitization Corporation
                       For Remittance Date: May 31, 1999


<TABLE>
<CAPTION>
A.   PRINCIPAL BALANCE RECONCILIATION
                                                                                                                     Number of
                                                                      A-1               A-2            Total          Accounts
                                                                -----------------------------------------------------------------
     <S>                                                        <C>                <C>            <C>                <C>
     (A)  Original Principal Balance                             200,979,000.00    52,245,989.00   253,224,989.00          21106
                                                                -----------------------------------------------------------------
     (B)  Beginning Period Principal Balance                       7,701,529.62    52,245,989.00    59,947,518.62           6993
                                                                -----------------------------------------------------------------
     (C)  Collections (Regular Payments)                           1,851,452.07             0.00     1,851,452.07            N/A
                                                                -----------------------------------------------------------------
     (D)  Collections (Principal Payoffs)                          1,525,725.66             0.00     1,525,725.66            320
                                                                -----------------------------------------------------------------
     (E)  Collections (Principal Recoveries)                               0.00             0.00             0.00
                                                                -----------------------------------------------------------------
     (F)  Withdrawal from Payahead (Principal)                        20,939.79             0.00        20,939.79            N/A
                                                                -----------------------------------------------------------------
     (G)  Principal Reductions (Other)                                     0.00             0.00             0.00              0
                                                                -----------------------------------------------------------------
     (H)  Gross Charge Offs                                          129,919.61             0.00       129,919.61             16
                                                                -----------------------------------------------------------------
     (I)  Repurchases                                                 29,893.27             0.00        29,893.27             23
                                                                -----------------------------------------------------------------
     (J)  Ending Balance                                           4,143,599.22    52,245,989.00    56,389,588.22           6634
                                                                -----------------------------------------------------------------

     Notional Principal Balance:
                                                                                                  ---------------
     (K)  Beginning                                                                                  9,309,440.84
                                                                                                  ---------------
     (L)  Ending                                                                                     7,591,418.81
                                                                                                  ---------------
                                                                -------------------------------------------------
     (M)  Certificate Factor                                          2.0617076%     100.0000000%      22.2685717%
                                                                -------------------------------------------------

B.   CASH FLOW RECONCILIATION
                                                                                                       Total
                                                                                                  ---------------
     (A)  Cash Wired                                                                                 3,964,322.18
                                                                                                  ---------------
     (B)  Interest Wired/Earned                                                                         10,556.99
                                                                                                  ---------------
     (C)  Withdrawal from Payahead Account                                                              20,939.79
                                                                                                  ---------------
     (D)  Advances                                                                                       3,885.83
                                                                                                  ---------------
     (E)  Repurchases                                                                                   29,893.27
                                                                                                  ---------------
     (F)  Gross Charge-Off Recoveries                                                                   46,801.53
                                                                                                  ---------------
     (G)  Gross Charge-Off Advances                                                                      2,238.47
                                                                                                  ---------------
     (H)  Spread Account Withdrawal                                                                          0.00
                                                                                                  ---------------
     (I)  "A" Surety Bond Draw for "I" Interest                                                              0.00
                                                                                                  ---------------
     (J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                              0.00
                                                                                                  ---------------
     (K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                               0.00
                                                                                                  ---------------
                                                                                                  ---------------
          TOTAL COLLECTIONS                                                                          4,078,638.06
                                                                                                  ---------------

C.   TRUSTEE DISTRIBUTION
                                                                                                       Total
                                                                                                  ---------------
     (A)  Total Cash Flow                                                                            4,078,638.06
                                                                                                  ---------------
     (B)  Unrecovered Interest Advances                                                                  2,050.36
                                                                                                  ---------------
     (C)  Servicing Fee (Due and Unpaid)                                                                49,956.27
                                                                                                  ---------------
     (D)  Interest to "A-1" Certificate Holders, including Overdue                                      40,368.85
                                                                                                  ---------------
     (E)  Interest to "A-2" Certificate Holders, including Overdue                                     286,917.56
                                                                                                  ---------------
     (F)  Interest to "I" Certificate Holders, including Overdue                                        24,437.28
                                                                                                  ---------------
     (G)  Principal to "A-1" Certificate Holders, including Overdue                                  3,557,930.40
                                                                                                  ---------------
     (H)  Principal to "A-2" Certificate Holders, including Overdue                                          0.00
                                                                                                  ---------------
     (I)  Reinsurance Fee                                                                                    0.00
                                                                                                  ---------------
     (J)  Surety Bond Fee                                                                                7,493.44
                                                                                                  ---------------
     (K)       First Loss Protection                                                        0.00
                                                                                 ---------------
     (L)       Surety Bond Premium                                                      7,493.44
                                                                                 ---------------
     (M)  Interest Advance Recovery Payments                                                                 0.00
                                                                                                  ---------------
     (N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                               0.00
                                                                                                  ---------------
     (O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                               0.00
                                                                                                  ---------------
     (P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                 0.00
                                                                                                  ---------------
     (Q)  Deposit to Payahead                                                                                0.00
                                                                                                  ---------------
</TABLE>

                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                      For Remittance Date:  May 31, 1999

<TABLE>
<S>                                                                                                     <C>
                                                                                                        ----------
     (R)  Bank Account Interest to Servicer                                                              10,556.99
                                                                                                        ----------
     (S)  Excess Yield                                                                                   98,926.91
                                                                                                        ----------
                                                                                                        ----------
             BALANCE                                                                                          0.00
                                                                                                        ----------
</TABLE>

<TABLE>
<CAPTION>
D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                 ---------------------------------
                                                                                   Spread Account     Surety Bond
                                                                                 ---------------------------------
<S>                                                                              <C>                 <C>
     (A)  Beginning Balance                                                          3,255,452.95    57,212,778.03
                                                                                 ---------------------------------
     (B)  Additions to Spread Amount                                                    98,926.91              N/A
                                                                                 ---------------------------------
     (C)  Interest Earned                                                               11,304.61
                                                                                 ---------------------------------
     (D)  Draws                                                                              0.00             0.00
                                                                                 ---------------------------------
     (E)  Reimbursement for Prior Draws                                                       N/A             0.00
                                                                                 ---------------------------------
     (F)  Distribution of Funds to  "IC" Class or Servicer                              90,140.59             0.00
                                                                                 ---------------------------------
     (G)  Ending Balance                                                             3,275,543.88    53,625,955.82
                                                                                 ---------------------------------
                                                                                 ---------------------------------
     (H)  Required Balance                                                           3,165,312.36    53,625,955.82
                                                                                 ---------------------------------
     (I)  Distribution to "IC" Class                                                   110,231.52
                                                                                 ----------------
</TABLE>

<TABLE>
<CAPTION>
E.  CURRENT RECEIVABLES DELINQUENCY
                    #Payment Delinquency                                Number        Balance
                    --------------------                            -----------------------------
<S>                                                                 <C>               <C>
     (A)  31-60                                                                36      240,163.01
                                                                    -----------------------------
     (B)  61-90                                                                11      117,833.24
                                                                    -----------------------------
     (C)  91+                                                                   4       23,916.86
                                                                    -----------------------------
     (D)  Total                                                                51      381,913.11
                                                                    -----------------------------
</TABLE>

<TABLE>
<CAPTION>
F.  EXCESS YIELD
                                                                    Excess Yield     Pool         Excess Yield
                           Month                                      Balance       Balance       (Annualized %)
                           -----                                    -----------------------------------------------
<S>                                                                 <C>             <C>           <C>
     (A)  Current                                                       98,926.91   56,389,588.22           2.1052%
                                                                    -----------------------------------------------
     (B)  1st Previous                                                  80,045.75   59,947,518.62           1.6023%
                                                                    -----------------------------------------------
     (C)  2nd Previous                                                 170,699.83   63,938,978.92           3.2037%
                                                                    -----------------------------------------------
     (D)  3rd Previous                                                  26,313.08   68,163,750.56           0.4632%
                                                                    -----------------------------------------------
     (E)  4th Previous                                                  56,815.80   71,764,929.38           0.9500%
                                                                    -----------------------------------------------
     (F)  5th Previous                                                 254,395.50   75,891,072.78           4.0225%
                                                                    -----------------------------------------------
     (G)  Six-Month Rolling Excess Yield (greater than=1.75%)          114,532.81   66,015,973.08           2.0819%
                                                                    -----------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
G.  DELINQUENCY RATE (31+)
                                                                     Month            Pool
                           Month                                    Balance           Balance                %
                           -----                                    -----------------------------------------------
<S>                                                                 <C>             <C>                     <C>
     (A)  Current                                                      381,913.11   56,389,588.22           0.6773%
                                                                    -----------------------------------------------
     (B)  1st Previous                                                 433,465.30   59,947,518.62           0.7231%
                                                                    -----------------------------------------------
     (C)  2nd Previous                                                 356,175.93   63,938,978.92           0.5571%
                                                                    -----------------------------------------------
     (D)  Three-Month Rolling Average (less than 2%)                   390,518.11   60,092,028.59           0.6499%
                                                                    -----------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
H.  NET LOSS RATE
                                                                                  Liquidation      Average          Defaulted
                           Month                                    Balance       Proceeds         Balance        (Annualized)
                           -----                                    -----------------------------------------------------------
<S>                                                                 <C>           <C>              <C>            <C>
     (A)  Current                                                      191,365.11      108,247.03    58,168,553.42      1.7147%
                                                                    -----------------------------------------------------------
     (B)  1st Previous                                                 179,951.32       78,592.57    61,943,248.77      1.9636%
                                                                    -----------------------------------------------------------
     (C)  2nd Previous                                                 230,894.62      113,284.69    66,051,364.74      2.1367%
                                                                    -----------------------------------------------------------
     (D)  Three-Month Rolling Average Net Default Rate less than 3%    200,737.02      100,041.43    62,054,388.98      1.9472%
                                                                    -----------------------------------------------------------
</TABLE>


                                     Page 4
<PAGE>

                      Bay View Securitization Corporation
                      For Remittance Date:  May 31, 1999

<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                       Number       Balance
                                                  -----------------------------
<S>                                               <C>              <C>
(A)  Collection Period Charge-Off Receivables             16         129,919.61
                                                  -----------------------------
(B)  Gross Charge-Offs Cumulative Receivables            972       6,990,585.20
                                                  -----------------------------
(C)  Collection Period Recoveries on Charge-Offs          NA          46,801.53
                                                  -----------------------------
(D)  Recoveries on Charge-Offs To-Date                    NA         888,248.28
                                                  -----------------------------

J. REPOSSESSIONS

                                                  -----------------------------
(A)  Collection Period Repossessions                       8         104,886.85
                                                  -----------------------------
(B)  Aggregate Repossessions                             619       7,260,770.25
                                                  -----------------------------
(C)  Unliquidated Repossessions                            8         104,886.85
                                                  -----------------------------


K.  FORCED PLACE INSURANCE

(A)  FPI Charge-Offs                                       0               0.00
                                                  -----------------------------
(B)  FPI Canceled/Waived/Removed/ Reversed                 0               0.00
                                                  -----------------------------


L.  PAYAHEAD RECONCILIATION

                                                  ----------
(A)  Beginning Balance                            278,548.32
                                                  ----------
(B)  Deposit                                            0.00
                                                  ----------
(C)  Withdrawal                                    20,939.79
                                                  ----------
(D)  Ending Balance                               257,608.53
                                                  ----------

</TABLE>



Approved By: /s/ Michael A. Benavides
             ------------------------
             Michael A. Benavides
             Vice President, Controller
             Bay View Acceptance Corp

                                     Page 5
<PAGE>


                      Bay View Securitization Corporation
                      For Remittance Date: April 30, 1999


A.  PRINCIPAL BALANCE RECONCILIATION

<TABLE>
<CAPTION>
                                                                                                              Number of
                                                                 A-1            A-2            Total          Accounts
                                                           ------------------------------------------------------------------
<S>                                                        <C>              <C>             <C>               <C>
(A)  Original Principal Balance                            200,979,000.00   52,245,989.00   253,224,989.00       21106
                                                           ------------------------------------------------------------------
(B)  Beginning Period Principal Balance                     11,692,989.92   52,245,989.00    63,938,978.92        7364
                                                           ------------------------------------------------------------------
(C)  Collections (Regular Payments)                          1,990,578.09            0.00     1,990,578.09         N/A
                                                           ------------------------------------------------------------------
(D)  Collections (Principal Payoffs)                         1,806,355.55            0.00     1,806,355.55         342
                                                           ------------------------------------------------------------------
(E)  Collections (Principal Recoveries)                              0.00            0.00             0.00
                                                           ------------------------------------------------------------------
(F)  Withdrawal from Payahead (Principal)                       31,380.29            0.00        31,380.29         N/A
                                                           ------------------------------------------------------------------
(G)  Principal Reductions (Other)                                    0.00            0.00             0.00           0
                                                           ------------------------------------------------------------------
(H)  Gross Charge Offs                                         138,396.14            0.00       138,396.14          16
                                                           ------------------------------------------------------------------
(I)  Repurchases                                                24,750.23            0.00        24,750.23          13
                                                           ------------------------------------------------------------------
(J)  Ending Balance                                          7,701,529.62   52,245,989.00    59,947,518.62        6993
                                                           ------------------------------------------------------------------
Notional Principal Balance:

(K)  Beginning                                                                               11,078,468.47
                                                                                           -----------------
(L)  Ending                                                                                   9,309,440.84
                                                                                           -----------------
                                                           -------------------------------------------------
(M)  Certificate Factor                                         3.8320071%    100.0000000%      23.6736188%
                                                           -------------------------------------------------
 </TABLE>

B.  CASH FLOW RECONCILIATION

<TABLE>
<CAPTION>
                                                                                                               Total
<S>  <C>                                                                                                <C>
                                                                                                        -----------------
(A)  Cash Wired                                                                                              4,495,884.53
                                                                                                        -----------------
(B)  Interest Wired/Earned                                                                                      12,384.25
                                                                                                        -----------------
(C)  Withdrawal from Payahead Account                                                                           31,380.29
                                                                                                        -----------------
(D)  Advances                                                                                                        0.00
                                                                                                        -----------------
(E)  Repurchases                                                                                                24,750.23
                                                                                                        -----------------
(F)  Gross Charge-Off Recoveries                                                                                37,037.39
                                                                                                        -----------------
(G)  Gross Charge-Off Advances                                                                                   4,689.54
                                                                                                        -----------------
(H)  Spread Account Withdrawal                                                                                       0.00
                                                                                                        -----------------
(I)  "A" Surety Bond Draw for "I" Interest                                                                           0.00
                                                                                                        -----------------
(J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                           0.00
                                                                                                        -----------------
(K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                            0.00
                                                                                                        -----------------
                                                                                                        -----------------
     TOTAL COLLECTIONS                                                                                       4,606,126.23
                                                                                                        -----------------
 </TABLE>

C.  TRUSTEE DISTRIBUTION

<TABLE>
<CAPTION>
                                                                                                               Total
<S>  <C>                                                                                                <C>
                                                                                                        -----------------
(A)  Total Cash Flow                                                                                         4,606,126.23
                                                                                                        -----------------
(B)  Unrecovered Interest Advances                                                                               4,597.16
                                                                                                        -----------------
(C)  Servicing Fee (Due and Unpaid)                                                                             53,282.48
                                                                                                        -----------------
(D)  Interest to "A-1" Certificate Holders, including Overdue                                                   61,290.76
                                                                                                        -----------------
(E)  Interest to "A-2" Certificate Holders, including Overdue                                                  286,917.56
                                                                                                        -----------------
(F)  Interest to "I" Certificate Holders, including Overdue                                                     29,080.98
                                                                                                        -----------------
(G)  Principal to "A-1" Certificate Holders, including Overdue                                               3,991,460.30
                                                                                                        -----------------
(H)  Principal to "A-2" Certificate Holders, including Overdue                                                       0.00
                                                                                                        -----------------
(I)  Reinsurance Fee                                                                                                 0.00
                                                                                                        -----------------
(J)  Surety Bond Fee                                                                                             7,992.37
                                                                                                        -----------------
                                                                                 -----------------------
(K)        First Loss Protection                                                                    0.00
                                                                                 -----------------------
(L)        Surety Bond Premium                                                                  7,992.37
                                                                                 -----------------------
                                                                                                        -----------------
(M)  Interest Advance Recovery Payments                                                                         79,074.62
                                                                                                        -----------------
(N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                            0.00
                                                                                                        -----------------
(O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                            0.00
                                                                                                        -----------------
(P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                              0.00
                                                                                                        -----------------
(Q)  Deposit to Payahead                                                                                             0.00
                                                                                                        -----------------
</TABLE>

                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  April 30, 1999


<TABLE>
    <S>                                                                                                 <C>
                                                                                                        -----------------
    (R)  Bank Account Interest to Servicer                                                                      12,384.25
                                                                                                        -----------------
    (S)  Excess Yield                                                                                           80,045.75
                                                                                                        -----------------

                                                                                                        -----------------
             BALANCE                                                                                                 0.00
                                                                                                        -----------------
</TABLE>

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION

<TABLE>
<CAPTION>
                                                                                       Spread Account       Surety Bond
                                                                                 ----------------------------------------
<S>                                                                              <C>                        <C>
(A)  Beginning Balance                                                                      3,346,461.55    61,235,262.06
                                                                                 ----------------------------------------
(B)  Additions to Spread Amount                                                                80,045.75              N/A
                                                                                 ----------------------------------------
(C)  Interest Earned                                                                           10,094.84
                                                                                 ----------------------------------------
(D)  Draws                                                                                          0.00             0.00
                                                                                 ----------------------------------------
(E)  Reimbursement for Prior Draws                                                                   N/A             0.00
                                                                                 ----------------------------------------
(F)  Distribution of Funds to  "IC" Class or Servicer                                         181,149.19             0.00
                                                                                 ----------------------------------------
(G)  Ending Balance                                                                         3,255,452.95    57,212,778.03
                                                                                 ----------------------------------------

                                                                                 ----------------------------------------
(H)  Required Balance                                                                       3,165,312.36    57,212,778.03
                                                                                 ----------------------------------------
(I)  Distribution to "IC" Class                                                                90,140.59
                                                                                 -----------------------
</TABLE>

E.  CURRENT RECEIVABLES DELINQUENCY

<TABLE>
<CAPTION>
                    #Payment Delinquency                            Number                Balance
                    --------------------
<S>                                                        <C>                            <C>
                                                           ---------------------------------------------
(A)  31-60                                                                     35             308,459.42
                                                           ---------------------------------------------
(B)  61-90                                                                     12              82,342.67
                                                           ---------------------------------------------
(C)  91+                                                                        3              42,663.21
                                                           ---------------------------------------------
(D)  Total                                                                     50             433,465.30
                                                           ---------------------------------------------
</TABLE>

F.  EXCESS YIELD

<TABLE>
<CAPTION>
                                                             Excess Yield Balance           Pool            Excess Yield
                            Month                                                         Balance          (Annualized %)
                            -----
<S>                                                        <C>                            <C>              <C>
                                                           --------------------------------------------------------------
(A)  Current                                                            80,045.75          59,947,518.62       1.6023%
                                                           --------------------------------------------------------------
(B)  1st Previous                                                      170,699.83          63,938,978.92       3.2037%
                                                           --------------------------------------------------------------
(C)  2nd Previous                                                       26,313.08          68,163,750.56       0.4632%
                                                           --------------------------------------------------------------
(D)  3rd Previous                                                       56,815.80          71,764,929.38       0.9500%
                                                           --------------------------------------------------------------
(E)  4th Previous                                                      254,395.50          75,891,072.78       4.0225%
                                                           --------------------------------------------------------------
(F)  5th Previous                                                      145,771.11          80,033,853.14       2.1856%
                                                           --------------------------------------------------------------
(G)  Six-Month Rolling Excess Yield (greater than =1.75%)              122,340.18          69,956,683.90       2.0986%
                                                           --------------------------------------------------------------
</TABLE>

G.  DELINQUENCY RATE (31+)

<TABLE>
<CAPTION>
                                                                    Month                   Pool
                            Month                                  Balance                Balance                %
                            -----
<S>                                                        <C>                            <C>                   <C>
                                                           --------------------------------------------------------------
(A)  Current                                                           433,465.30          59,947,518.62        0.7231%
                                                           --------------------------------------------------------------
(B)  1st Previous                                                      356,175.93          63,938,978.92        0.5571%
                                                           --------------------------------------------------------------
(C)  2nd Previous                                                      576,255.86          68,163,750.56        0.8454%
                                                           --------------------------------------------------------------
(D)  Three-Month Rolling Average (Less than 2%)                        455,299.03          64,016,749.37        0.7112%
                                                           --------------------------------------------------------------
</TABLE>

H.  NET LOSS RATE

<TABLE>
<CAPTION>
                                                                               Liquidation           Average           Defaulted
                            Month                             Balance           Proceeds             Balance          (Annualized)
                            -----
<S>                                                   <C>                      <C>                <C>                 <C>
(A)  Current                                                 179,951.32          78,592.57        61,943,248.77          1.9636%
                                                      ----------------------------------------------------------------------------
(B)  1st Previous                                            230,894.62         113,284.69        66,051,364.74          2.1367%
                                                      ----------------------------------------------------------------------------
(C)  2nd Previous                                            202,287.18          54,904.94        69,964,339.97          2.5278%
                                                      ----------------------------------------------------------------------------
(D)  Three-Month Rolling Average Net Default Rate
     Less than 3%                                            204,377.71          82,260.73        65,986,317.83          2.2208%
                                                      ----------------------------------------------------------------------------
</TABLE>

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  April 30, 1999

<TABLE>
<CAPTION>
I.  CHARGE-OFF / RECOVERIES
                                                               Number              Balance
                                                           ------------------------------------
<S>                                                        <C>                     <C>
     (A)  Collection Period Charge-Off Receivables                    16             138,396.14
                                                           ------------------------------------
     (B)  Gross Charge-Offs Cumulative Receivables                   956           6,860,665.59
                                                           ------------------------------------
     (C)  Collection Period Recoveries on Charge-Offs                 NA              37,037.39
                                                           ------------------------------------
     (D)  Recoveries on Charge-Offs To-Date                           NA             841,446.75
                                                           ------------------------------------

J.  REPOSSESSIONS
                                                           ------------------------------------
     (A)  Collection Period Repossessions                              7              90,535.70
                                                           ------------------------------------
     (B)  Aggregate Repossessions                                    611           7,155,883.40
                                                           ------------------------------------
     (C)  Unliquidated Repossessions                                   9             117,571.64
                                                           ------------------------------------


K.  FORCED PLACE INSURANCE
                                                           ------------------------------------
     (A)  FPI Charge-Offs                                              0                   0.00
                                                           ------------------------------------
     (B)  FPI Canceled/Waived/Removed/ Reversed                        0                   0.00
                                                           ------------------------------------


L.  PAYAHEAD RECONCILIATION
                                                           -------------
     (A)  Beginning Balance                                   309,928.61
                                                           -------------
     (B)  Deposit                                                   0.00
                                                           -------------
     (C)  Withdrawal                                           31,380.29
                                                           -------------
     (D)  Ending Balance                                      278,548.32
                                                           -------------
</TABLE>


Approved By:           /s/ Michael A. Benavides
                       ------------------------
                       Michael A. Benavides
                       Vice President, Controller
                       Bay View Acceptance Corp

                                    Page 5
<PAGE>

                      Bay View Securitization Corporation
                      For Remittance Date: March 31, 1999


<TABLE>
<CAPTION>
A.  Principal Balance Reconciliation
                                                                                                                  Number of
                                                           A-1                    A-2                Total         Accounts
<S>                                               <C>                    <C>                    <C>               <C>
(A)  Original Principal Balance                         200,979,000.00          52,245,989.00   253,224,989.00        21106
                                                ---------------------------------------------------------------------------
(B)  Beginning Period Principal Balance                  15,917,761.56          52,245,989.00    68,163,750.56         7757
                                                ---------------------------------------------------------------------------
(C)  Collections (Regular Payments)                       2,312,774.15                   0.00     2,312,774.15          N/A
                                                ---------------------------------------------------------------------------
(D)  Collections (Principal Payoffs)                      1,710,022.65                   0.00     1,710,022.65          355
                                                ---------------------------------------------------------------------------
(E)  Collections (Principal Recoveries)                           0.00                   0.00             0.00
                                                ---------------------------------------------------------------------------
(F)  Withdrawal from Payahead (Principal)                     6,693.29                   0.00         6,693.29          N/A
                                                ---------------------------------------------------------------------------
(G)  Principal Reductions (Other)                                 0.00                   0.00             0.00            0
                                                ---------------------------------------------------------------------------
(H)  Gross Charge Offs                                      171,542.84                   0.00       171,542.84           18
                                                ---------------------------------------------------------------------------
(I)  Repurchases                                             23,738.71                   0.00        23,738.71           20
                                                ---------------------------------------------------------------------------
(J)  Ending Balance                                      11,692,989.92          52,245,989.00    63,938,978.92         7364
                                                ---------------------------------------------------------------------------

Notional Principal Balance:
(K)  Beginning                                                                                   13,119,703.27
                                                                                             -----------------
(L)  Ending                                                                                      11,078,468.47
                                                                                             -----------------

(M)  Certificate Factor                                      5.8180158%           100.0000000%      25.2498694%
                                                --------------------------------------------------------------


B.  Cash Flow Reconciliation
                                                                                                    Total
(A)  Cash Wired                                                                                   4,818,368.96
                                                                                             -----------------
(B)  Interest Wired/Earned                                                                           11,985.57
                                                                                             -----------------
(C)  Withdrawal from Payahead Account                                                                 6,693.29
                                                                                             -----------------
(D)  Advances                                                                                             0.00
                                                                                             -----------------
(E)  Repurchases                                                                                     23,738.71
                                                                                             -----------------
(F)  Gross Charge-Off Recoveries                                                                     53,932.91
                                                                                             -----------------
(G)  Gross Charge-Off Advances                                                                        4,450.70
                                                                                             -----------------
(H)  Spread Account Withdrawal                                                                            0.00
                                                                                             -----------------
(I)  "A" Surety Bond Draw for "I" Interest                                                                0.00
                                                                                             -----------------
(J)  "A" Surety Bond Draw for  "A-1" Principal or Interest                                                0.00
                                                                                             -----------------
(K)  "A" Surety Bond Draw for "A-2" Principal or Interest                                                 0.00
                                                                                             -----------------

             Total Collections                                                                    4,919,170.14
                                                                                             -----------------


C.  Trustee Distribution
                                                                                                    Total
(A)  Total Cash Flow                                                                              4,919,170.14
                                                                                             -----------------
(B)  Unrecovered Interest Advances                                                                    4,389.08
                                                                                             -----------------
(C)  Servicing Fee (Due and Unpaid)                                                                  56,803.13
                                                                                             -----------------
(D)  Interest to "A-1" Certificate Holders, including Overdue                                        83,435.60
                                                                                             -----------------
(E)  Interest to "A-2" Certificate Holders, including Overdue                                       286,917.56
                                                                                             -----------------
(F)  Interest to "I" Certificate Holders, including Overdue                                          34,439.22
                                                                                             -----------------

(G)  Principal to "A-1" Certificate Holders, including Overdue                                    4,224,771.64
(H)  Principal to "A-2" Certificate Holders, including Overdue                                            0.00
                                                                                             -----------------
(I)  Reinsurance Fee                                                                                      0.00
                                                                                             -----------------
(J)  Surety Bond Fee                                                                                  8,520.47
                                                                                             -----------------
(K)        First Loss Protection                                                         0.00
                                                                         --------------------
(L)        Surety Bond Premium                                                       8,520.47
                                                                         --------------------
(M)  Interest Advance Recovery Payments                                                              37,208.05
                                                                                             -----------------
(N)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                 0.00
                                                                                             -----------------
(O)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                 0.00
                                                                                             -----------------
(P)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                   0.00
                                                                                             -----------------
(Q)  Deposit to Payahead                                                                                  0.00
                                                                                             -----------------
</TABLE>

                                       1
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  March 31, 1999
<TABLE>
<CAPTION>
<S>                                                           <C>                    <C>               <C>
    (R)  Bank Account Interest to Servicer                                                           11,985.57
                                                                                             -----------------
    (S)  Excess Yield                                                                               170,699.83
                                                                                             -----------------

             Balance                                                                                      0.00
                                                                                             -----------------

D.  Spread Account and Surety Reconciliation
                                                                            Spread Account       Surety Bond
(A)  Beginning Balance                                                           3,201,141.17    65,488,032.54
                                                                      ----------------------------------------
(B)  Additions to Spread Amount                                                    170,699.83              N/A
                                                                      ----------------------------------------
(C)  Interest Earned                                                                10,449.36
                                                                      ----------------------------------------
(D)  Draws                                                                               0.00             0.00
                                                                      ----------------------------------------
(E)  Reimbursement for Prior Draws                                                        N/A             0.00
                                                                      ----------------------------------------
(F)  Distribution of Funds to  "IC"
       Class or Servicer                                                            35,828.81             0.00
                                                                      ----------------------------------------
(G)  Ending Balance                                                              3,346,461.55    61,235,262.06
                                                                      ----------------------------------------

(H)  Required Balance                                                            3,165,312.36    61,235,262.06
                                                                      ----------------------------------------
(I)  Distribution to "IC" Class                                                    181,149.19
                                                                      -----------------------


E.  Current Receivables Delinquency
            #Payment Delinquency                         Number                Balance
            --------------------
(A)  31-60                                                          23             159,239.40
                                                ---------------------------------------------
(B)  61-90                                                          11              99,857.14
                                                ---------------------------------------------
(C)  91+                                                             7              97,079.39
                                                ---------------------------------------------
(D)  Total                                                          41             356,175.93
                                                ---------------------------------------------


F.  Excess Yield
                                                  Excess Yield Balance           Pool            Excess Yield
                  Month                                                        Balance          (Annualized %)
                  -----
(A)  Current                                                170,699.83          63,938,978.92           3.2037%
                                                --------------------------------------------------------------
(B)  1st Previous                                            26,313.08          68,163,750.56           0.4632%
                                                --------------------------------------------------------------
(C)  2nd Previous                                            56,815.80          71,764,929.38           0.9500%
                                                --------------------------------------------------------------
(D)  3rd Previous                                           254,395.50          75,891,072.78           4.0225%
                                                --------------------------------------------------------------
(E)  4th Previous                                           145,771.11          80,033,853.14           2.1856%
                                                --------------------------------------------------------------
(F)  5th Previous                                           232,975.37          84,674,433.84           3.3017%
                                                --------------------------------------------------------------
(G)  Six-Month Rolling Excess
       Yield ((less than or equal to)1.75%)                 147,828.45          74,077,836.44           2.3947%
                                                --------------------------------------------------------------


G.  Delinquency Rate (31+)
                                                         Month                   Pool
                  Month                                 Balance                Balance                %
                  -----
(A)  Current                                                356,175.93          63,938,978.92           0.5571%
                                                --------------------------------------------------------------
(B)  1st Previous                                           576,255.86          68,163,750.56           0.8454%
                                                --------------------------------------------------------------
(C)  2nd Previous                                           613,289.79          71,764,929.38           0.8546%
                                                --------------------------------------------------------------
(D)  Three-Month Rolling
       Average ((less than)2%)                              515,240.53          67,955,886.29           0.7582%
                                                --------------------------------------------------------------


H.  Net Loss Rate
                                                                         Liquidation Proceeds      Average            Defaulted
                  Month                                 Balance                                    Balance          (Annualized)
                  -----
(A)  Current                                                230,894.62             113,284.69    66,051,364.74               2.1367%

                                                -----------------------------------------------------------------------------------
(B)  1st Previous                                           202,287.18              54,904.94    69,964,339.97               2.5278%

                                                -----------------------------------------------------------------------------------
(C)  2nd Previous                                           202,823.28              91,893.03    73,828,001.08               1.8031%

                                                -----------------------------------------------------------------------------------
(D)  Three-Month Rolling Average Net Default
       Rate (less than)3%                                   212,001.69              86,694.22    69,947,901.93               2.1497%

                                                -----------------------------------------------------------------------------------
</TABLE>

                                       2
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date:  March 31, 1999
<TABLE>
<CAPTION>

I.  Charge-Off / Recoveries
                                                                    Number                Balance
<S>                                                                 <C>                   <C>
(A)  Collection Period Charge-Off Receivables                                  18             171,542.84
                                                           ---------------------------------------------
(B)  Gross Charge-Offs Cumulative Receivables                                 940           6,722,269.45
                                                           ---------------------------------------------
(C)  Collection Period Recoveries on Charge-Offs                               NA              53,932.91
                                                           ---------------------------------------------
(D)  Recoveries on Charge-Offs To-Date                                         NA             804,409.36
                                                           ---------------------------------------------



J. Repossessions

(A)  Collection Period Repossessions                                            9             115,459.93
                                                           ---------------------------------------------
(B)  Aggregate Repossessions                                                  604           7,065,347.70
                                                           ---------------------------------------------
(C)  Unliquidated Repossessions                                                15             180,252.92
                                                           ---------------------------------------------


K.  Forced Place Insurance

(A)  FPI Charge-Offs                                                            0                   0.00
                                                           ---------------------------------------------
(B)  FPI Canceled/Waived/Removed/ Reversed                                      0                   0.00
                                                           ---------------------------------------------


L.  Payahead Reconciliation

(A)  Beginning Balance                                                 316,621.90
                                                           ----------------------
(B)  Deposit                                                                 0.00
                                                           ----------------------
(C)  Withdrawal                                                          6,693.29
                                                           ----------------------
(D)  Ending Balance                                                    309,928.61
                                                           ----------------------

</TABLE>



Approved By: /s/ Michael A. Benavides
             ------------------------
             Michael A. Benavides
             Vice President, Controller
             Bay View Acceptance Corp

                                       3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date: February 28, 1999
<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                     Number of
                                                             A-1                    A-2                Total         Accounts
<S>                                                 <C>                    <C>                    <C>               <C>
                                                  ---------------------------------------------------------------------------
(A)  Original Principal Balance                           200,979,000.00          52,245,989.00   253,224,989.00        21106
                                                  ---------------------------------------------------------------------------
(B)  Beginning Period Principal Balance                    19,518,940.38          52,245,989.00    71,764,929.38         8124
                                                  ---------------------------------------------------------------------------
(C)  Collections (Regular Payments)                         2,119,096.08                   0.00     2,119,096.08          N/A
                                                  ---------------------------------------------------------------------------
(D)  Collections (Principal Payoffs)                        1,281,170.59                   0.00     1,281,170.59          319
                                                  ---------------------------------------------------------------------------
(E)  Collections (Principal Recoveries)                             0.00                   0.00             0.00
                                                  ---------------------------------------------------------------------------
(F)  Withdrawal from Payahead (Principal)                       9,482.51                   0.00         9,482.51          N/A
                                                  ---------------------------------------------------------------------------
(G)  Principal Reductions (Other)                                   0.00                   0.00             0.00            0
                                                  ---------------------------------------------------------------------------
(H)  Gross Charge Offs                                        159,479.20                   0.00       159,479.20           25
                                                  ---------------------------------------------------------------------------
(I)  Repurchases                                               31,950.44                   0.00        31,950.44           23
                                                  ---------------------------------------------------------------------------
(J)  Ending Balance                                        15,917,761.56          52,245,989.00    68,163,750.56         7757
                                                  ---------------------------------------------------------------------------

Notional Principal Balance:

(K)  Beginning                                                                                     15,451,771.80
                                                                                               -----------------
(L)  Ending                                                                                        13,119,703.27
                                                                                               -----------------

(M)  Certificate Factor                                        7.9201118%           100.0000000%      26.9182559%
                                                  --------------------------------------------------------------


B.  CASH FLOW RECONCILIATION
                                                                                                      Total
                                                                                               -----------------
(A)  Cash Wired                                                                                     4,106,894.49
                                                                                               -----------------
(B)  Interest Wired/Earned                                                                             11,249.96
                                                                                               -----------------
(C)  Withdrawal from Payahead Account                                                                   9,482.51
                                                                                               -----------------
(D)  Advances                                                                                               0.00
                                                                                               -----------------
(E)  Repurchases                                                                                       31,950.44
                                                                                               -----------------
(F)  Gross Charge-Off Recoveries                                                                       12,096.96
                                                                                               -----------------
(G)  Gross Charge-Off Advances                                                                         12,714.34
                                                                                               -----------------
(H)  Spread Account Withdrawal                                                                              0.00
                                                                                               -----------------
(I)  "A" Surety Bond Draw for "I" Interest                                                                  0.00
                                                                                               -----------------
(J)  "A" Surety Bond Draw for "A-1"
     Principal or Interest                                                                                  0.00
                                                                                               -----------------
(K)  "A" Surety Bond Draw for "A-2"
     Principal or Interest                                                                                  0.00
                                                                                               -----------------

             TOTAL COLLECTIONS                                                                      4,184,388.70
                                                                                               -----------------


C.  TRUSTEE DISTRIBUTION
                                                                                                      Total
                                                                                               -----------------
(A)  Total Cash Flow                                                                                4,184,388.70
                                                                                               -----------------
(B)  Unrecovered Interest Advances                                                                     12,637.06
                                                                                               -----------------
(C)  Servicing Fee (Due and Unpaid)                                                                    59,804.11
                                                                                               -----------------
(D)  Interest to "A-1" Certificate Holders,
     including Overdue                                                                                102,311.78
                                                                                               -----------------
(E)  Interest to "A-2" Certificate Holders,
     including Overdue                                                                                286,917.56
                                                                                               -----------------
(F)  Interest to "I" Certificate Holders,
     including Overdue                                                                                 40,560.90
                                                                                               -----------------
(G)  Principal to "A-1" Certificate Holders,
     including Overdue                                                                              3,601,178.82
                                                                                               -----------------
(H)  Principal to "A-2" Certificate Holders,
     including Overdue                                                                                      0.00
                                                                                               -----------------
(I)  Reinsurance Fee                                                                                        0.00
                                                                                               -----------------
(J)  Surety Bond Fee                                                                                    8,970.62
                                                                                               -----------------
(K)        First Loss Protection                                                           0.00
                                                                        -----------------------
(L)        Surety Bond Premium                                                         8,970.62
                                                                        -----------------------
(M)  Interest Advance Recovery Payments                                                                34,444.82
                                                                                               -----------------
(N)  Unreimbursed Draws on Class "A" Surety
     Bond for Class "A-1" Interest                                                                          0.00
                                                                                               -----------------
(O)  Unreimbursed Draws on Class "A" Surety
     Bond for Class "A-2" Interest                                                                          0.00
                                                                                               -----------------
(P)  Unreimbursed Draws on Class "A" Surety
     Bond for Class "I" Interest                                                                            0.00
                                                                                               -----------------
(Q)  Deposit to Payahead                                                                                    0.00
</TABLE>

                                     Page 3
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date: February 28, 1999
<TABLE>
<CAPTION>
<S>                                                                                            <C>
(R)  Bank Account Interest to Servicer                                                                 11,249.96
                                                                                               -----------------
(S)  Excess Yield                                                                                      26,313.08
                                                                                               -----------------

             BALANCE                                                                                        0.00
                                                                                               -----------------

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                              Spread Account       Surety Bond
                                                                        ----------------------------------------
(A)  Beginning Balance                                                             3,232,963.02    69,121,493.86
                                                                        ----------------------------------------
(B)  Additions to Spread Amount                                                       26,313.08              N/A
                                                                        ----------------------------------------
(C)  Interest Earned                                                                   9,515.73
                                                                        ----------------------------------------
(D)  Draws                                                                                 0.00             0.00
                                                                        ----------------------------------------
(E)  Reimbursement for Prior Draws                                                          N/A             0.00
                                                                        ----------------------------------------
(F)  Distribution of Funds to "IC" Class
     or Servicer                                                                      67,650.66             0.00
                                                                        ----------------------------------------
(G)  Ending Balance                                                                3,201,141.17    65,488,032.54
                                                                        ----------------------------------------

(H)  Required Balance                                                              3,165,312.36    65,488,032.54
                                                                        ----------------------------------------
(I)  Distribution to "IC" Class                                                       35,828.81
                                                                        -----------------------


E.  CURRENT RECEIVABLES DELINQUENCY

          # Payment Delinquency                                   Number                Balance
          ---------------------                   ---------------------------------------------
(A)  31-60                                                            29             293,318.76
                                                  ---------------------------------------------
(B)  61-90                                                            18             216,964.29
                                                  ---------------------------------------------
(C)  91+                                                               6              65,972.81
                                                  ---------------------------------------------
(D)  Total                                                            53             576,255.86
                                                  ---------------------------------------------


F.  EXCESS YIELD
                                                    Excess Yield Balance           Pool            Excess Yield
               Month                                                              Balance          (Annualized %)
               -----                              --------------------------------------------------------------
(A)  Current                                                   26,313.08          68,163,750.56           0.4632%
                                                  --------------------------------------------------------------
(B)  1st Previous                                              56,815.80          71,764,929.38           0.9500%
                                                  --------------------------------------------------------------
(C)  2nd Previous                                             254,395.50          75,891,072.78           4.0225%
                                                  --------------------------------------------------------------
(D)  3rd Previous                                             145,771.11          80,033,853.14           2.1856%
                                                  --------------------------------------------------------------
(E)  4th Previous                                             232,975.37          84,674,433.84           3.3017%
                                                  --------------------------------------------------------------
(F)  5th Previous                                             181,861.21          89,403,377.72           2.4410%
                                                  --------------------------------------------------------------
(G)  Six-Month Rolling Excess Yield
     (greater than or = 1.75%)                                149,688.68          78,321,902.90           2.2934%
                                                  --------------------------------------------------------------


G.  DELINQUENCY RATE (31+)
                                                           Month                   Pool
               Month                                      Balance                Balance                %
               -----                              --------------------------------------------------------------
(A)  Current                                                  576,255.86          68,163,750.56           0.8454%
                                                  --------------------------------------------------------------
(B)  1st Previous                                             613,289.79          71,764,929.38           0.8546%
                                                  --------------------------------------------------------------
(C)  2nd Previous                                             482,266.15          75,891,072.78           0.6355%
                                                  --------------------------------------------------------------
(D)  Three-Month Rolling Average
     (less than 2%)                                           557,270.60          71,939,917.57           0.7746%
                                                  --------------------------------------------------------------

H.  NET LOSS RATE
                                                                                    Liquidation       Average       Excess Yield
               Month                                             Balance              Proceeds        Balance      (Annualized %)
               -----                              -------------------------------------------------------------------------------
(A)  Current                                                  202,287.18              54,904.94    69,964,339.97       2.5278%
                                                  -------------------------------------------------------------------------------
(B)  1st Previous                                             202,823.28              91,893.03    73,828,001.08       1.8031%
                                                  -------------------------------------------------------------------------------
(C)  2nd Previous                                             306,311.47             128,171.24    77,962,462.96       2.7419%
                                                  -------------------------------------------------------------------------------
(D)  Three-Month Rolling Average
     Net Default Rate (less than 3%)                          237,140.64              91,656.40    73,918,268.00       2.3618%
                                                  -------------------------------------------------------------------------------
</TABLE>

                                     Page 4
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date: February 28, 1999
<TABLE>
<CAPTION>
<S>           <C>
I.  CHARGE-OFF / RECOVERIES
                                                                  Number                Balance
                                                  ---------------------------------------------
(A)  Collection Period Charge-Off
     Receivables                                                      25             159,479.20
                                                  ---------------------------------------------
(B)  Gross Charge-Offs Cumulative
     Receivables                                                     922           6,550,726.61
                                                  ---------------------------------------------
(C)  Collection Period Recoveries
     on Charge-Offs                                                   NA              12,096.96
                                                  ---------------------------------------------
(D)  Recoveries on Charge-Offs
     To-Date                                                          NA             750,476.45
                                                  ---------------------------------------------



J. REPOSSESSIONS

(A)  Collection Period Repossessions                                  17             242,834.73
                                                  ---------------------------------------------
(B)  Aggregate Repossessions                                         595           6,949,887.77
                                                  ---------------------------------------------
(C)  Unliquidated Repossessions                                       17             242,834.73
                                                  ---------------------------------------------


K.  FORCED PLACE INSURANCE

(A)  FPI Charge-Offs                                                   0                   0.00
                                                  ---------------------------------------------
(B)  FPI Canceled/Waived/Removed/Reversed                              0                   0.00
                                                  ---------------------------------------------


L.  PAYAHEAD RECONCILIATION

(A)  Beginning Balance                                        326,104.41
                                                  ----------------------
(B)  Deposit                                                        0.00
                                                  ----------------------
(C)  Withdrawal                                                 9,482.51
                                                  ----------------------
(D)  Ending Balance                                           316,621.90
                                                  ----------------------
</TABLE>



Approved By:           /s/ Michael A. Benavides
                       ------------------------
                       Michael A. Benavides
                       Vice President, Controller
                       Bay View Acceptance Corp

                                     Page 5
<PAGE>

                      Bay View Securitization Corporation
                     For Remittance Date: January 31, 1999


<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                              Number of
                                                     A-1                     A-2            Total             Accounts
<S>                                                   <C>                    <C>              <C>             <C>
                                                --------------------------------------------------------------------
    (A)  Original Principal Balance             200,979,000.00          52,245,989.00   253,224,989.00         21106
                                                --------------------------------------------------------------------
    (B)  Beginning Period Principal Balance      23,645,083.78          52,245,989.00    75,891,072.78          8516
                                                --------------------------------------------------------------------
    (C)  Collections (Regular Payments)           2,190,998.83                   0.00     2,190,998.83           N/A
                                                --------------------------------------------------------------------
    (D)  Collections (Principal Payoffs)          1,739,027.33                   0.00     1,739,027.33           350
                                                --------------------------------------------------------------------
    (E)  Collections (Principal Recoveries)               0.00                   0.00             0.00
                                                --------------------------------------------------------------------
    (F)  Withdrawal from Payahead (Principal)        39,293.12                   0.00        39,293.12           N/A
                                                --------------------------------------------------------------------
    (G)  Principal Reductions (Other)                     0.00                   0.00             0.00             0
                                                --------------------------------------------------------------------
    (H)  Gross Charge Offs                          137,514.26                   0.00       137,514.26            26
                                                --------------------------------------------------------------------
    (I)  Repurchases                                 19,309.86                   0.00        19,309.86            16
                                                --------------------------------------------------------------------
    (J)  Ending Balance                          19,518,940.38          52,245,989.00    71,764,929.38          8124
                                                --------------------------------------------------------------------
    Notional Principal Balance:

    (K)  Beginning                                                                       18,200,792.25
                                                                                       -----------------
    (L)  Ending                                                                          15,451,771.80
                                                                                       -----------------

    (M)  Certificate Factor                          9.7119303%           100.0000000%      28.3403821%
                                                ---------------------------------------------------------

B.  CASH FLOW RECONCILIATION
                                                                                                 Total
                                                                                       -----------------
    (A)  Cash Wired                                                                       4,701,236.54
                                                                                       -----------------
    (B)  Interest Wired/Earned                                                               13,978.82
                                                                                       -----------------
    (C)  Withdrawal from Payahead Account                                                    39,293.12
                                                                                       -----------------
    (D)  Advances                                                                                 0.00
                                                                                       -----------------
    (E)  Repurchases                                                                         19,309.86
                                                                                       -----------------
    (F)  Gross Charge-Off Recoveries                                                         26,584.01
                                                                                       -----------------
    (G)  Gross Charge-Off Advances                                                           11,271.24
                                                                                       -----------------
    (H)  Spread Account Withdrawal                                                                0.00
                                                                                       -----------------
    (I)  "A" Surety Bond Draw for "I" Interest                                                    0.00
                                                                                       -----------------
    (J)  "A" Surety Bond Draw for
         "A-1" Principal or Interest                                                              0.00
                                                                                       -----------------
    (K)  "A" Surety Bond Draw for
         "A-2" Principal or Interest                                                              0.00
                                                                                       -----------------

         TOTAL COLLECTIONS                                                                4,811,673.59
                                                                                       -----------------


C.  TRUSTEE DISTRIBUTION
                                                                                              Total
                                                                                       -----------------
    (A)  Total Cash Flow                                                                  4,811,673.59
                                                                                       -----------------
    (B)  Unrecovered Interest Advances                                                       11,152.28
                                                                                       -----------------
    (C)  Servicing Fee (Due and Unpaid)                                                      63,242.56
                                                                                       -----------------
    (D)  Interest to "A-1" Certificate Holders,
         including Overdue                                                                  123,939.65
                                                                                       -----------------
    (E)  Interest to "A-2" Certificate Holders,
         including Overdue                                                                  286,917.56
                                                                                       -----------------
    (F)  Interest to "I" Certificate Holders,
         including Overdue                                                                   47,777.08
                                                                                       -----------------

    (G)  Principal to "A-1" Certificate Holders,
         including Overdue                                                                4,126,143.40
                                                                                       -----------------

    (H)  Principal to "A-2" Certificate Holders,
         including Overdue                                                                       0.00
                                                                                       -----------------
    (I)  Reinsurance Fee                                                                         0.00
                                                                                       -----------------
    (J)  Surety Bond Fee                                                                     9,486.38
                                                                                       -----------------
    (K)      First Loss Protection                                               0.00
                                                                      ---------------
    (L)      Surety Bond Premium                                             9,486.38
                                                                      ---------------
    (M)  Interest Advance Recovery Payments                                                  72,220.06
                                                                                       -----------------
    (N)  Unreimbursed Draws on Class "A"
         Surety Bond for Class "A-1" Interest                                                     0.00
                                                                                       -----------------
    (O)  Unreimbursed Draws on Class "A"
         Surety Bond for Class "A-2" Interest                                                     0.00
                                                                                       -----------------
    (P)  Unreimbursed Draws on Class "A"
         Surety Bond for Class "I" Interest                                                       0.00
                                                                                       -----------------
    (Q)  Deposit to Payahead                                                                      0.00
                                                                                       -----------------

</TABLE>

                                    Page 3

<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  January 31, 1999

<TABLE>
<CAPTION>
<S>      <C>                                                                                   <C>
    (R)  Bank Account Interest to Servicer                                                   13,978.82
                                                                                       ----------------
    (S)  Excess Yield                                                                        56,815.80
                                                                                       ----------------

         BALANCE                                                                                  0.00
                                                                                       ----------------

D.  SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                        Spread Account     Surety Bond
                                                                       --------------------------------
    (A)  Beginning Balance                                               3,431,059.16    73,282,113.67
                                                                       --------------------------------
    (B)  Additions to Spread Amount                                         56,815.80              N/A
                                                                       --------------------------------
    (C)  Interest Earned                                                    10,834.86
                                                                       --------------------------------
    (D)  Draws                                                                   0.00             0.00
                                                                       --------------------------------
    (E)  Reimbursement for Prior Draws                                            N/A             0.00
                                                                       --------------------------------
    (F)  Distribution of Funds to  "IC"
         Class or Servicer                                                 265,746.80             0.00
                                                                       --------------------------------
    (G)  Ending Balance                                                  3,232,963.02    69,121,493.86
                                                                       --------------------------------

    (H)  Required Balance                                                3,165,312.36    69,121,493.86
                                                                       --------------------------------
    (I)  Distribution to "IC" Class                                         67,650.66
                                                                       ---------------

E.  CURRENT RECEIVABLES DELINQUENCY

    # Payment Delinquency                                  Number            Balance
    ---------------------                           ----------------------------------
    (A)  31-60                                               41            390,402.39
                                                    ----------------------------------
    (B)  61-90                                               17            125,822.95
                                                    ----------------------------------
    (C)  91+                                                 11             95,064.45
                                                    ----------------------------------
    (D)  Total                                               69            613,289.79
                                                    ----------------------------------

F.  EXCESS YIELD
                                                    Excess Yield              Pool            Excess Yield
    Month                                             Balance               Balance          (Annualized %)
    -----                                           --------------------------------------------------
    (A)  Current                                     56,815.80          71,764,929.38           0.9500%
                                                    --------------------------------------------------
    (B)  1st Previous                               254,395.50          75,891,072.78           4.0225%
                                                    --------------------------------------------------
    (C)  2nd Previous                               145,771.11          80,033,853.14           2.1856%
                                                    --------------------------------------------------
    (D)  3rd Previous                               232,975.37          84,674,433.84           3.3017%
                                                    --------------------------------------------------
    (E)  4th Previous                               181,861.21          89,403,377.72           2.4410%
                                                    --------------------------------------------------
    (F)  5th Previous                               176,842.63          94,550,507.02           2.2444%
                                                    --------------------------------------------------
    (G)  Six-Month Rolling Excess Yield
         (less than or equal to 1.75%)              174,776.94          82,719,695.65           2.5355%
                                                    --------------------------------------------------


G.  DELINQUENCY RATE (31+)
                                                       Month                 Pool
    Month                                             Balance               Balance                %
    -----                                           --------------------------------------------------
    (A)  Current                                    613,289.79          71,764,929.38           0.8546%
                                                    --------------------------------------------------
    (B)  1st Previous                               482,266.15          75,891,072.78           0.6355%
                                                    --------------------------------------------------
    (C)  2nd Previous                               569,063.63          80,033,853.14           0.7110%
                                                    --------------------------------------------------
    (D)  Three-Month Rolling Average
         (greater than 2%)                          554,873.19          75,896,618.43           0.7311%
                                                    --------------------------------------------------


H.  NET LOSS RATE
                                                                           Liquidation       Average          Defaulted
    Month                                             Balance                Proceeds        Balance         (Annualized)
    -----                                           ---------------------------------------------------------------------
    (A)  Current                                    202,823.28              91,893.03    73,828,001.08        1.8031%
                                                    ---------------------------------------------------------------------
    (B)  1st Previous                               306,311.47             128,171.24    77,962,462.96        2.7419%
                                                    ---------------------------------------------------------------------
    (C)  2nd Previous                               245,637.32              98,011.63    82,354,143.49        2.1511%
                                                    ---------------------------------------------------------------------
    (D)  Three-Month Rolling Average
         Net Default Rate (greater than 3%)         251,590.69             106,025.30    78,048,202.51        2.2381%
                                                    ---------------------------------------------------------------------
</TABLE>

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                    For Remittance Date:  January 31, 1999

<TABLE>
<CAPTION>
<S>                                                   <C>                  <C>
I.  CHARGE-OFF / RECOVERIES
                                                        Number              Balance
                                                ---------------------------------------------
    (A)  Collection Period Charge-Off
         Receivables                                        26             137,514.26
                                                ---------------------------------------------
    (B)  Gross Charge-Offs Cumulative
         Receivables                                       897           6,391,247.41
                                                ---------------------------------------------
    (C)  Collection Period Recoveries
         on Charge-Offs                                     NA              26,584.01
                                                ---------------------------------------------
    (D)  Recoveries on Charge-Offs To-Date                  NA             738,379.49
                                                ---------------------------------------------


J. REPOSSESSIONS

    (A)  Collection Period Repossessions                     6              62,431.84
                                                ---------------------------------------------
    (B)  Aggregate Repossessions                           578           6,707,053.04
                                                ---------------------------------------------
    (C)  Unliquidated Repossessions                         11             112,212.32
                                                ---------------------------------------------


K.  FORCED PLACE INSURANCE

    (A)  FPI Charge-Offs                                     0                   0.00
                                                ---------------------------------------------
    (B)  FPI Canceled/Waived/Removed/Reversed                0                   0.00
                                                ---------------------------------------------


L.  PAYAHEAD RECONCILIATION

    (A)  Beginning Balance                          365,397.53
                                                ----------------------
    (B)  Deposit                                          0.00
                                                ----------------------
    (C)  Withdrawal                                  39,293.12
                                                ----------------------
    (D)  Ending Balance                             326,104.41
                                                ----------------------

</TABLE>



Approved By:   /s/ Michael A. Benavides
               ------------------------
               Michael A. Benavides
               Vice President, Controller
               Bay View Acceptance Corp

                                    Page 5
<PAGE>



                      Bay View Securitization Corporation
                         Bay View 1999-LG-1 Auto Trust
                    For Remittance Date: December 31, 1999

<TABLE>
<CAPTION>
A.  PRINCIPAL BALANCE RECONCILIATION
                                                                                                                           Number
                                                    A-1           A-2             A-3            A-4          Total        of
                                                                                                                           Accounts
    <S>                                      <C>              <C>            <C>            <C>            <C>             <C>
                                             --------------------------------------------------------------------------------------
    (A) Original Principal Balance             42,750,000.00  97,000,000.00  55,000,000.00  52,023,107.00  246,773,107.00     17753
                                             --------------------------------------------------------------------------------------
    (B) Beginning Period Principal Balance     42,750,000.00  97,000,000.00  55,000,000.00  52,023,107.00  246,773,107.00     17753
                                             --------------------------------------------------------------------------------------
    (C) Collections (Regular Payments)          4,512,605.73           0.00           0.00           0.00    4,512,605.73       N/A
                                             --------------------------------------------------------------------------------------
    (D) Collections (Principal Payoffs)         4,116,127.31           0.00           0.00           0.00    4,116,127.31       309
                                             --------------------------------------------------------------------------------------
    (E) Collections (Principal Recoveries)              0.00           0.00           0.00           0.00            0.00       N/A
                                             --------------------------------------------------------------------------------------
    (F) Withdrawal from Payahead (Principal)            0.00           0.00           0.00           0.00            0.00       N/A
                                             --------------------------------------------------------------------------------------
    (G) Principal Reductions (Other)                    0.00           0.00           0.00           0.00            0.00       N/A
                                             --------------------------------------------------------------------------------------
    (H) Gross Charge Offs                           7,855.99           0.00           0.00           0.00        7,855.99         1
                                             --------------------------------------------------------------------------------------
    (I) Repurchases                                     0.00           0.00           0.00           0.00            0.00         0
                                             --------------------------------------------------------------------------------------
    (J) Ending Balance                         34,113,410.97  97,000,000.00  55,000,000.00  52,023,107.00  238,136,517.97     17443
                                             --------------------------------------------------------------------------------------

    Notional Principal Balance:
                                                                                                          ----------------
    (K) Beginning                                                                                          184,645,581.57
                                                                                                          ----------------
    (L) Ending                                                                                             176,016,848.30
                                                                                                          ----------------

                                             -----------------------------------------------------------------------------
    (M) Certificate Factor                     79.7974526%       100.000000%    100.000000%    100.000000%     96.5001903%
                                             -----------------------------------------------------------------------------

B.  CASH FLOW RECONCILIATION
                                                                                                               Total
                                                                                                          ----------------
    (A) Cash Wired                                                                                          11,021,282.87
                                                                                                          ----------------
    (B) Interest Wired/Earned                                                                                        0.00
                                                                                                          ----------------
    (C) Withdrawal from Payahead Account                                                                             0.00
                                                                                                          ----------------
    (D) Advances                                                                                               336,014.58
                                                                                                          ----------------
    (E) Repurchases                                                                                                  0.00
                                                                                                          ----------------
    (F) Gross Charge-Off Recoveries                                                                                  0.00
                                                                                                          ----------------
    (G) Gross Charge-Off Advances                                                                                2,462.48
                                                                                                          ----------------
    (H) Spread Account Withdrawal                                                                                    0.00
                                                                                                          ----------------
    (I) "A" Surety Bond Draw for "I" Interest                                                                        0.00
                                                                                                          ----------------
    (J) "A" Surety Bond Draw for "A-1" Principal or Interest                                                         0.00
                                                                                                          ----------------
    (K) "A" Surety Bond Draw for "A-2" Principal or Interest                                                         0.00
                                                                                                          ----------------
    (L) "A" Surety Bond Draw for "A-3" Principal or Interest                                                         0.00
                                                                                                          ----------------
    (M) "A" Surety Bond Draw for "A-4" Principal or Interest                                                         0.00
                                                                                                          ----------------

                                                                                                          ----------------
        TOTAL COLLECTIONS                                                                                   11,359,759.93
                                                                                                          ----------------

C.  TRUSTEE DISTRIBUTION
                                                                                                               Total
                                                                                                          ----------------
    (A) Total Cash Flow                                                                                     11,359,759.93
                                                                                                          ----------------
    (B) Unrecovered Interest Advances                                                                            2,462.48
                                                                                                          ----------------
    (C) Servicing Fee (Due and Unpaid)                                                                          89,554.76
                                                                                                          ----------------
    (D) Interest to "A-1" Certificate Holders, including Overdue                                               254,741.55
                                                                                                          ----------------
    (E) Interest to "A-2" Certificate Holders, including Overdue                                               556,133.33
                                                                                                          ----------------
    (F) Interest to "A-3" Certificate Holders, including Overdue                                               316,708.33
                                                                                                          ----------------
    (G) Interest to "A-4" Certificate Holders, including Overdue                                               306,502.81
                                                                                                          ----------------
    (H) Interest to "I" Certificate Holders, including Overdue                                                 230,806.98
                                                                                                          ----------------
    (I) Principal to "A-1" Certificate Holders, including Overdue                                            8,636,589.03
                                                                                                          ----------------
    (J) Principal to "A-2" Certificate Holders, including Overdue                                                    0.00
                                                                                                          ----------------
    (K) Principal to "A-3" Certificate Holders, including Overdue                                                    0.00
                                                                                                          ----------------
    (L) Principal to "A-4" Certificate Holders, including Overdue                                                    0.00
                                                                                                          ----------------
    (M) Reinsurance Fee                                                                                              0.00
                                                                                                          ----------------
    (N) Surety Bond Fee                                                                                         63,578.35
                                                                                              ----------------------------
    (O) First Loss Protection                                                                   15,594.69
                                                                                              -------------
    (P) Surety Bond Premium                                                                     47,983.66
                                                                                              ----------------------------
    (Q) Interest Advance Recovery Payments                                                                           0.00
                                                                                                          ----------------
</TABLE>

                                    Page 3
<PAGE>

                      Bay View Securitization Corporation
                         Bay View 1999-LG-1 Auto Trust
                    For Remittance Date: December 31, 1999

<TABLE>
                                                                                                                    ----------------
<S>                                                                                <C>            <C>               <C>
     (R)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest                                                 0.00
                                                                                                                    ----------------
     (S)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest                                                 0.00
                                                                                                                    ----------------
     (T)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-3" Interest                                                 0.00
                                                                                                                    ----------------
     (U)  Unreimbursed Draws on Class "A" Surety Bond for Class "A-4" Interest                                                 0.00
                                                                                                                    ----------------
     (V)  Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest                                                   0.00
                                                                                                                    ----------------
     (W)  Deposit to Payahead                                                                                            225,830.18
                                                                                                                    ----------------
     (X)  Bank Account Interest to Servicer                                                                                    0.00
                                                                                                                    ----------------
     (Y)  Excess Yield                                                                                                   676,852.13
                                                                                                                    ----------------

                                                                                                                    ----------------
          BALANCE                                                                                                              0.00
                                                                                                                    ----------------

D.   SPREAD ACCOUNT AND SURETY RECONCILIATION
                                                                                                   Spread Account      Surety Bond
                                                                                                  ----------------   ---------------
     (A)  Beginning Balance                                                                                   0.00   246,773,107.00
                                                                                                  ----------------   ---------------
     (B)  Additions to Spread Amount                                                                    676,852.13              N/A
                                                                                                  ----------------   ---------------
     (C)  Interest Earned                                                                                     0.00              N/A
                                                                                                  ----------------   ---------------
     (D)  Draws                                                                                               0.00             0.00
                                                                                                  ----------------   ---------------
     (E)  Reimbursement for Prior Draws                                                                        N/A             0.00
                                                                                                  ----------------   ---------------
     (F)  Distribution of Funds to "IC" Class or Servicer                                                      N/A             0.00
                                                                                                  ----------------   ---------------
     (G)  Prior Month Distribution of Funds to "IC" Class                                                     0.00              N/A
                                                                                                  ----------------   ---------------
     (H)  Ending Balance                                                                                676,852.13   239,955,644.16
                                                                                                  ----------------   ---------------

                                                                                                  ----------------  ----------------
     (I)  Required Balance                                                                            9,253,991.51   239,955,644.16
                                                                                                  ----------------
     (J)  Distribution to "IC" Class                                                                          0.00
                                                                                                  ----------------


E.   CURRENT RECEIVABLES DELINQUENCY
                    #Payment Delinquency                                               Number          Balance
                    --------------------                                           -------------  ----------------
     (A)  31-60                                                                               78        939,525.21
                                                                                   -------------  ----------------
     (B)  61-90                                                                                1         19,251.94
                                                                                   -------------  ----------------
     (C)  91+                                                                                  0              0.00
                                                                                   -------------  ----------------
     (D)  Total                                                                               79        958,777.15
                                                                                   -------------  ----------------


F.   EXCESS YIELD
                                                                                   Excess Yield         Pool          Excess Yield
                           Month                                                      Balance          Balance       (Annualized %)
                           -----                                                   -------------  ----------------  ----------------
     (A)  Current                                                                     676,852.13    238,136,517.97           3.4107%
                                                                                   -------------  ----------------  ----------------
     (B)  1st Previous                                                                      0.00              0.00           0.0000%
                                                                                   -------------  ----------------  ----------------
     (C)  2nd Previous                                                                      0.00              0.00           0.0000%
                                                                                   -------------  ----------------  ----------------
     (D)  3rd Previous                                                                      0.00              0.00           0.0000%
                                                                                   -------------  ----------------  ----------------
     (E)  Four-Month Rolling Excess Yield                                             169,213.03     59,534,129.49           3.4107%
                                                                                   -------------  ----------------  ----------------

G.   DELINQUENCY RATE (30+)
                                                                                       Month             Pool
                           Month                                                      Balance          Balance               %
                           -----                                                   -------------  ----------------  ----------------
     (A)  Current                                                                     958,777.15    238,136,517.97           0.4026%
                                                                                   -------------  ----------------  ----------------
     (B)  1st Previous                                                                      0.00              0.00           0.0000%
                                                                                   -------------  ----------------  ----------------
     (C)  2nd Previous                                                                      0.00              0.00           0.0000%
                                                                                   -------------  ----------------  ----------------
     (D)  3rd Previous                                                                      0.00              0.00           0.0000%
                                                                                   -------------  ----------------  ----------------
     (E)  Four-Month Rolling Average                                                  239,694.29     59,534,129.49           0.4026%
                                                                                   -------------  ----------------  ----------------
</TABLE>

                                    Page 4
<PAGE>

                      Bay View Securitization Corporation
                         Bay View 1999-LG-1 Auto Trust
                    For Remittance Date: December 31, 1999


H.   NET LOSS RATE

<TABLE>
<CAPTION>
                                                                              Liquidation         Average        Defaulted
                   Month                                       Balance          Proceeds          Balance       (Annualized)
                   -----                                     -----------      -----------     ---------------    ----------
<S>                                                          <C>              <C>             <C>               <C>
     (A)  Current                                              22,625.72        14,769.73      119,068,259.00        0.0792%
                                                             -----------      -----------     ---------------    ----------
     (B)  1st Previous                                              0.00             0.00                0.00        0.0000%
                                                             -----------      -----------     ---------------    ----------
     (C)  2nd Previous                                              0.00             0.00                0.00        0.0000%
                                                             -----------      -----------     ---------------    ----------
     (D)  Three-Month Rolling Average                           7,541.91         4,923.24       39,689,419.67        0.0792%
                                                             -----------      -----------     ---------------    ----------

I.   CHARGE-OFF / RECOVERIES
                                                                Number          Balance
                                                             -----------      -----------
     (A)  Collection Period Charge-Off Receivables                     1         7,855.99
                                                             -----------      -----------
     (B)  Gross Charge-Offs Cumulative Receivables                     1         7,855.99
                                                             -----------      -----------
     (C)  Collection Period Recoveries on Charge-Offs                 NA             0.00
                                                             -----------      -----------
     (D)  Recoveries on Charge-Offs To-Date                           NA             0.00
                                                             -----------      -----------

J.   REPOSSESSIONS

                                                             -----------      -----------
     (A)  Collection Period Repossessions                             11       174,831.83
                                                             -----------      -----------
     (B)  Aggregate Repossessions                                     11       174,831.83
                                                             -----------      -----------
     (C)  Unliquidated Repossessions                                  11       174,831.83
                                                             -----------      -----------

K.   FORCED PLACE INSURANCE

                                                             -----------      -----------
     (A)  FPI Charge-Offs                                              0             0.00
                                                             -----------      -----------
     (B)  FPI Canceled/Waived/Removed/ Reversed                        0             0.00
                                                             -----------      -----------

L.   PAYAHEAD RECONCILIATION

                                                             -----------
     (A)  Beginning Balance                                         0.00
                                                             -----------
     (B)  Deposit                                             225,830.18
                                                             -----------
     (C)  Withdrawal                                                0.00
                                                             -----------
     (D)  Ending Balance                                      225,830.18
                                                             -----------
</TABLE>


  Approved By: /s/  Michael LaOrange
               ---------------------
               Michael LaOrange
               Vice President, Controller
               Bay View Acceptance Corp

                                    Page 5