<TABLE> <S> <C>


<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AS OF SEPTEMBER 30, 1998, FROM THE INCOME STATEMENT FOR THE NINE MONTHS
ENDED SEPTEMBER 30, 1998 AND FROM MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS FOR THE PERIOD ENDED SEPTEMBER 30,
1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                     213,244,000
<INT-BEARING-DEPOSITS>                         100,000
<FED-FUNDS-SOLD>                           186,978,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>              1,779,640,000
<INVESTMENTS-CARRYING>                      28,284,000
<INVESTMENTS-MARKET>                        28,530,000
<LOANS>                                  5,023,307,000
<ALLOWANCE>                                113,402,000
<TOTAL-ASSETS>                           7,410,949,000
<DEPOSITS>                               5,762,761,000
<SHORT-TERM>                               506,340,000
<LIABILITIES-OTHER>                        103,680,000
<LONG-TERM>                                 40,943,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                   142,857,000
<OTHER-SE>                                 854,368,000
<TOTAL-LIABILITIES-AND-EQUITY>           7,410,949,000
<INTEREST-LOAN>                            333,571,000
<INTEREST-INVEST>                           74,723,000
<INTEREST-OTHER>                             7,578,000
<INTEREST-TOTAL>                           415,872,000
<INTEREST-DEPOSIT>                         134,784,000
<INTEREST-EXPENSE>                         152,090,000
<INTEREST-INCOME-NET>                      263,782,000
<LOAN-LOSSES>                                8,475,000
<SECURITIES-GAINS>                               9,000
<EXPENSE-OTHER>                            162,655,000
<INCOME-PRETAX>                            172,681,000
<INCOME-PRE-EXTRAORDINARY>                 172,681,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                               109,343,000
<EPS-PRIMARY>                                     1.52
<EPS-DILUTED>                                     1.51
<YIELD-ACTUAL>                                    5.24
<LOANS-NON>                                 25,116,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                              3,417,000
<ALLOWANCE-OPEN>                           106,097,000
<CHARGE-OFFS>                                5,075,000
<RECOVERIES>                                 2,775,000
<ALLOWANCE-CLOSE>                          113,402,000
<ALLOWANCE-DOMESTIC>                       113,402,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        



</TABLE>