<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AS OF MARCH 31, 1999, FROM THE INCOME STATEMENT FOR THE PERIOD ENDED MARCH
31, 1999 AND FROM MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION
AND RESULTS OF OPERATIONS FOR THE PERIOD ENDED MARCH 31, 1999 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   MAR-31-1999
<CASH>                                         220,665,000
<INT-BEARING-DEPOSITS>                         100,000
<FED-FUNDS-SOLD>                               2,712,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    1,859,093,000
<INVESTMENTS-CARRYING>                         27,297,000
<INVESTMENTS-MARKET>                           27,517,000
<LOANS>                                        5,308,080,000
<ALLOWANCE>                                    113,562,000
<TOTAL-ASSETS>                                 7,584,663,000
<DEPOSITS>                                     5,937,439,000
<SHORT-TERM>                                   531,334,000
<LIABILITIES-OTHER>                            114,519,000
<LONG-TERM>                                    40,933,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       139,295,000
<OTHER-SE>                                     821,143,000
<TOTAL-LIABILITIES-AND-EQUITY>                 7,584,663,000
<INTEREST-LOAN>                                109,065,000
<INTEREST-INVEST>                              26,731,000
<INTEREST-OTHER>                               214,000
<INTEREST-TOTAL>                               136,010,000
<INTEREST-DEPOSIT>                             40,387,000
<INTEREST-EXPENSE>                             47,305,000
<INTEREST-INCOME-NET>                          88,705,000
<LOAN-LOSSES>                                  1,395,000
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                56,312,000
<INCOME-PRETAX>                                58,592,000
<INCOME-PRE-EXTRAORDINARY>                     58,592,000
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   37,190,000
<EPS-PRIMARY>                                  .53
<EPS-DILUTED>                                  .53
<YIELD-ACTUAL>                                 5.12
<LOANS-NON>                                    22,749,000
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                2,439,000
<ALLOWANCE-OPEN>                               112,423,000
<CHARGE-OFFS>                                  1,159,000
<RECOVERIES>                                   903,000
<ALLOWANCE-CLOSE>                              113,562,000
<ALLOWANCE-DOMESTIC>                           113,562,000
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0
        


</TABLE>