<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AS OF JUNE 30, 1998, FROM THE INCOME STATEMENT FOR THE SIX MONTHS
ENDED JUNE 30, 1998 AND FROM MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL
CONDITION AND RESULTS OF OPERATIONS FOR THE PERIOD ENDED JUNE 30, 1998, AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                     336,806,000
<INT-BEARING-DEPOSITS>                         100,000
<FED-FUNDS-SOLD>                           118,247,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>              1,681,863,000
<INVESTMENTS-CARRYING>                      29,208,000
<INVESTMENTS-MARKET>                        29,387,000
<LOANS>                                  4,999,280,000
<ALLOWANCE>                                111,446,000
<TOTAL-ASSETS>                           7,326,097,000
<DEPOSITS>                               5,778,718,000
<SHORT-TERM>                               431,063,000
<LIABILITIES-OTHER>                         94,273,000
<LONG-TERM>                                 49,951,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                   143,570,000
<OTHER-SE>                                 828,522,000
<TOTAL-LIABILITIES-AND-EQUITY>           7,326,097,000
<INTEREST-LOAN>                            221,145,000
<INTEREST-INVEST>                           48,947,000
<INTEREST-OTHER>                             4,446,000
<INTEREST-TOTAL>                           274,538,000
<INTEREST-DEPOSIT>                          89,723,000
<INTEREST-EXPENSE>                         100,483,000
<INTEREST-INCOME-NET>                      174,055,000
<LOAN-LOSSES>                                5,626,000
<SECURITIES-GAINS>                               9,000
<EXPENSE-OTHER>                            107,151,000
<INCOME-PRETAX>                            113,401,000
<INCOME-PRE-EXTRAORDINARY>                 113,401,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                72,079,000
<EPS-PRIMARY>                                     1.00
<EPS-DILUTED>                                     1.00
<YIELD-ACTUAL>                                    5.27
<LOANS-NON>                                 27,979,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                              1,522,000
<ALLOWANCE-OPEN>                           106,097,000
<CHARGE-OFFS>                                3,601,000
<RECOVERIES>                                 2,194,000
<ALLOWANCE-CLOSE>                          111,446,000
<ALLOWANCE-DOMESTIC>                       111,446,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>