Exhibit 34.5
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[LOGO OMITTED] PRICEWATERHOUSECOOPERS
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                                                 |
                                                 | PricewaterhouseCoopers LLP
                                                 | Suite 1800
                                                 | 2001 Ross Ave.
                                                 | Dallas TX 75201-2997
                                                 | Telephone (214) 999 1400
                                                 | Facsimile (214) 754 7991
                                                 | www.pwc.com


            Report of Independent Registered Public Accounting Firm

To the Board of Directors of The First American Corporation:

We have examined First American Real Estate Solutions of Texas, L.P.'s (the
"Company" and an indirect subsidiary of The First American Corporation),
compliance with the servicing criteria set forth in Item 1122(d) of the
Securities and Exchange Commission's Regulation AB for all loans for
residential mortgage loan outsourcing customers for which the Company served
as the residential tax service provider (the "Platform") described in the
accompanying Report on Assessment of Compliance, as of December 31, 2006 and
for the year then ended, excluding criteria 1122(d)(1)(i)-(iii),
1122(d)(2)(i)-(iv), 1122(d)(3)(i)-(iv), 1122(d)(4)(l)-(x) and
1122(d)(4)(xiv)-(xv), which the Company has determined are not applicable to
the servicing activities performed by it with respect to the Platform.
Management is responsible for the Company's compliance with the servicing
criteria. Our responsibility is to express an opinion on the Company's
compliance with the servicing criteria based on our examination.

Our examination was conducted in accordance with standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Company's compliance with the
applicable servicing criteria and performing such other procedures as we
considered necessary in the circumstances. Our examination included testing of
selected securities that comprise the Platform, testing of selected servicing
activities related to the Platform, and determining whether the Company
processed those selected transactions and performed those selected activities
in compliance with the applicable servicing criteria. Our procedures were
limited to the selected transactions and servicing activities performed by the
Company during the period covered by this report. Our procedures were not
designed to detect noncompliance arising from errors that may have occurred
prior to or subsequent to our tests that may have affected the balances or
amounts calculated or reported by the Company during the period covered by
this report. We believe that our examination provides a reasonable basis for
our opinion. Our examination does not provide a legal determination on the
Company's compliance with the servicing criteria.

Our examination disclosed the following material instance of noncompliance
with the servicing criteria set forth in Item 1122(d)(2)(vii)(B) of Regulation
AB applicable to the Company during year ended December 31, 2006. Account
reconciliations for all asset-backed securities related bank accounts were not
prepared within 30 calendar days after the bank statement cutoff date, or such
other number of days specified in the transaction agreements as required by
Item 1122(d)(2)(vii)(B) of Regulation AB.

In our opinion, except for the material instance of noncompliance described in
the preceding paragraph, First American Real Estate Solutions of Texas, L.P.
complied with the aforementioned applicable servicing criteria as of and for
the year ended December 31, 2006 for all loans for residential mortgage loan
outsourcing customers for which the Company served as the residential tax
service provider, in all material respects.

/s/ PricewaterhouseCoopers LLP

February 28, 2007