<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AS OF JUNE 30, 1999, FROM THE INCOME STATEMENT FOR THE PERIOD ENDED JUNE
30, 1999 AND FROM MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION
AND RESULTS OF OPERATIONS FOR THE PERIOD ENDED JUNE 30, 1999 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                            DEC-31-1999
<PERIOD-END>                                 JUN-30-1999
<CASH>                                       242,802,000
<INT-BEARING-DEPOSITS>                           150,000
<FED-FUNDS-SOLD>                               1,906,000
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                1,803,095,000
<INVESTMENTS-CARRYING>                        25,846,000
<INVESTMENTS-MARKET>                          25,894,000
<LOANS>                                    5,363,310,000
<ALLOWANCE>                                  114,333,000
<TOTAL-ASSETS>                             7,614,970,000
<DEPOSITS>                                 5,879,729,000
<SHORT-TERM>                                 606,314,000
<LIABILITIES-OTHER>                           80,089,000
<LONG-TERM>                                   90,885,000
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                     138,689,000
<OTHER-SE>                                   819,264,000
<TOTAL-LIABILITIES-AND-EQUITY>             7,614,970,000
<INTEREST-LOAN>                              219,716,000
<INTEREST-INVEST>                             52,912,000
<INTEREST-OTHER>                                 516,000
<INTEREST-TOTAL>                             273,144,000
<INTEREST-DEPOSIT>                            79,746,000
<INTEREST-EXPENSE>                            93,402,000
<INTEREST-INCOME-NET>                        179,742,000
<LOAN-LOSSES>                                  3,043,000
<SECURITIES-GAINS>                                 8,000
<EXPENSE-OTHER>                              114,047,000
<INCOME-PRETAX>                              120,326,000
<INCOME-PRE-EXTRAORDINARY>                   120,326,000
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                  76,090,000
<EPS-BASIC>                                         1.09
<EPS-DILUTED>                                       1.08
<YIELD-ACTUAL>                                      5.14
<LOANS-NON>                                   21,958,000
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                2,766,000
<ALLOWANCE-OPEN>                             112,423,000
<CHARGE-OFFS>                                  2,570,000
<RECOVERIES>                                   1,437,000
<ALLOWANCE-CLOSE>                            114,333,000
<ALLOWANCE-DOMESTIC>                         114,333,000
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0


</TABLE>