----

|                                                                                                                   | **Payments**                  |
|-------------------------------------------------------------------------------------------------------------------|-------------------------------|
| P.O.                Box 30040; Los Angeles, CA 90030-0040or                P.O. Box 650314; Dallas, TX 75265-0314 |
| **Correspondence**                                                                                                |
| P.O.                Box 8517; Portland, OR 97207-8517                                                             |
|                                                                                                              |  **Phones**              |
|                                                                                                              | (503)                952-7947 |
|                                                                                                              | (888)                502-0100 |
|                                                                                                              | **Fax**                       |
|                                                                                                              | (503)                952-7476 |
|                                                                                                              | **Web                Site**   |
|                                                                                                              | www.wfsg.com                  |

**Annual      Servicing Officer's Certification**

| I.     | A                  review of the activities of the Servicer during the preceding calendar                  year and of its performance under the Agreement has been made under                  my Supervision; and                                                                                                                                                                                                                                                                                                      |
|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| II.    | To                  the best of my knowledge, based on the review, the Servicer has                  materially                  fulfilled all of its obligations under the Agreement throughout the                  year except as disclosed in writing on or prior to the date of                  this                  certification either in the accountants' report required under                  the related                  Agreement or in disclosure a copy of which is attached                  hereto. |

----