Exhibit 4.1



 Exhibit 4.1 

 

			
	CUSIP NO. 276534	  	
		
	COMMON STOCK	  	COMMON STOCK
	CERTIFICATE NO.	  	SHARES

 EASTERN INSURANCE HOLDINGS, INC. 

ORGANIZED UNDER THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA 

[SPECIMEN] 
 is the owner of:

 FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK NO PAR VALUE 

PER SHARE OF EASTERN INSURANCE HOLDINGS, INC. 
 a Pennsylvania stock corporation. 
 The shares represented by this
certificate are transferable only on the stock transfer books of Eastern Insurance Holdings, Inc. (the “Company”) by the holder of record hereof, or by his duly authorized attorney or legal representative, upon the surrender of this
certificate properly endorsed. This certificate and the shares represented hereby are issued and shall be held subject to all the provisions contained in the Company’s official corporate papers filed with the Department of State of the
Commonwealth of Pennsylvania (copies of which are on file with the Transfer Agent), to all of the provisions the holder by acceptance hereof, assents. 
 This certificate is not valid unless countersigned and registered by the Transfer Agent and Registrar. 
 IN WITNESS WHEREOF, EASTERN INSURANCE HOLDINGS, INC. has caused this certificate to be executed by the signatures of its duly authorized officers and has caused its corporate seal to be hereunto
affixed. 
 Dated: 
  

					
		  	[SEAL]	  	
			
	President and Chief Executive Officer	  		  	Secretary








 EASTERN INSURANCE HOLDINGS, INC. 
 The shares represented by this certificate are subject to a limitation contained in the articles of incorporation (the “Articles”) to the effect that for a period of three years after the
Company’s initial public offering, no person or entity may acquire more than 10% of the issued and outstanding shares of common stock (“Voting Control”) of the Company. If Voting Control of the corporation is acquired in violation of
such limitation, all shares in excess of Voting Control shall be considered from and after the date of acquisition to be “excess shares” and all shares deemed to be excess shares shall no longer be entitled to vote on any matter or to take
other shareholder action. 
 Preferred stock may be issued from time to time as a class without series or, if so determined by the board of
directors of the Company, either in whole or in part, in one or more series. The board of directors of the Company has the authority to fix and determine, by resolution, the par value, voting powers, full or limited, or no voting power, and such
designations, preferences and relative, participating, optional, or other special rights, if any, and the qualifications, limitations, or restrictions thereof, if any, including specifically, but not limited to, the dividend rights, conversion
rights, redemption rights and liquidation preferences, if any, of any wholly unissued series of preferred stock (or the entire class of preferred stock if none of such shares have been issued), the number of shares constituting any such series and
the terms and conditions of the issue thereof The Company will furnish to any shareholder upon request and without charge a full description of each class of stock and any series thereof 
 The shares represented by this certificate may not be cumulatively voted in the election of directors of the Company. The Articles also require either (a) the affirmative vote of holders of at least
80% of the issued and outstanding shares of common stock of the Company entitled to vote or (b) the affirmative vote of 80% of the members of the board of directors of the Company and the affirmative vote of holders of at least a majority of
the votes which all shareholders of the Company are then entitled to cast to amend provisions of the Articles with respect to shareholders having the right to one vote for each share of common stock; terms and classes of the board of directors; the
approval of certain transactions; annual and special meetings; the authority to make, amend, alter, change or repeal the bylaws of the Company; the relevant factors to be considered by the board of the directors in evaluating any offer of another
party to engage in certain transactions with the Company; and the prohibition of any person or entity to acquire Voting Control (as defined) of the Company. 







 The following abbreviations, when used in the inscription on the face of this certificate, shall be
construed as though they were written out in full according to applicable laws or regulations: 
  

							
	TEN COM -	 	as tenants in common	 	UNIF GIFTS MIN ACT -	  	_______        custodian _______
		 		 		  	   (Cust)                         
  (Minor)
	TEN ENT -	 	as tenants by the entireties	 		  	under Uniform Gifts to Minors Act
		 		 		  	                ____________
	JT TEN -	 	as joint tenants with right of survivorship and	 		  	
                        
(State)

		 	not as tenants in common	 		  	

 Additional abbreviations may also be used though not in the above list. 

For value received                      hereby sell,
assign and transfer unto 
 PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFICATION NUMBER OF ASSIGNEE 

			
	  
	 	  


 Please print or typewrite name and address including postal zip code of assignee. 

                         
                                    shares of the common stock represented
by this certificate and do hereby irrevocably constitute and appoint
                                         
                   , attorney, to transfer the said stock on the books of the within-named bank with full power of substitution in the premises.

 DATED                     

  

			
		  	 
		  	NOTICE: The signature to this assignment must correspond with the name as written upon the face of the certificate in every particular without alteration or enlargement or any
change whatever.

  

							
	SIGNATURE GUARANTEED:	  	  
	  	
		  	THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN
AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15