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| (A)   | I                  have reviewed the activities and the performance of the Servicer                  during                  the preceding fiscal year under the terms of the Servicing Agreement,                  Trust Agreement, Pooling and Servicing Agreement and/or Seller/Servicer                  Guide and to the best of these Officer's knowledge, the Servicer                  has                  fulfilled all of its duties, responsibilities or obligations under                  these                  Agreements throughout such year, of if there has been a default                  or failure                  of the servicer to perform any of such duties, responsibilities                  or                  obligations, a description of each default or failure and the nature                  and                  status has been reported to ABN AMRO Mortgage                  ; |
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| (B)   | I                  have confirmed that the Servicer is currently and approved FNMA                  or FHLMC                  servicer in good standing; |
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| (C)                  | I                  have confirmed that the Fidelity Bond, the Errors and Omissions                  Insurance                  Pohcy and any other bonds required under the terms of the Servicing                  Agreement, Trust Agreement, Pooling and Servicing Agreement and/or                  Seller/Servicer Guide are in full force and                  effect; |
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| (D)                  | All                  premiums for each Hazard Insurance Policy, Flood Insurance Policy                  (if                  applicable) and Primary Mortgage Insurance Policy (if applicable),                  with                  respect to each Mortgaged Property, have been paid and that all                  such                  insurance policies are in full force and                  effect; |
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|   |                       (E) | All                  real estate taxes, governmental assessments and any other expenses                  accrued                  and due, that if not paid could result in a lien or encumbrance                  on any                  Mortgaged Property, have been paid , or if any such costs or expenses                  have                  not been paid with respect to any Mortgaged Property, the reason                  for the                  non-payment has been reported to ABN AMRO                  Mortgage; |
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|   |  (F) | All                    Custodial Accounts have been reconciled and are properly funded;                    and |
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|   |                       (G) | All                  annual reports of Foreclosure and Abandonment                  of Mortgaged Property required per section 6050H, 6050J and                  6050P of the Internal Revenue Code, respectively, have been prepared                  and                  filed.  |
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