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[Federal Register Volume 79, Number 33 (Wednesday, February 19, 2014)]
[Notices]
[Pages 9459-9460]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-03527]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2014-0004]

Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is proposing a new 
information collection titled, ``Randomized Evaluation of the Credit 
Matters Loan at St. Louis Community Credit Union and Credit Matters 
Counseling offered by BALANCE Financial Fitness Program.''

DATES: Written comments are encouraged and must be received on or 
before March 21, 2014 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail/Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1700 G Street NW., Washington, DC 
20552.
    Please note that comments submitted by fax or email and those 
submitted after the comment period will not be accepted. In general, 
all comments received will be posted without change to regulations.gov, 
including any personal information provided. Sensitive personal 
information, such as account numbers or social security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov. 
Requests for additional information should be directed to the Consumer 
Financial Protection Bureau, (Attention: PRA Office), 1700 G Street 
NW., Washington, DC 20552, (202) 435-9575, or email: PRA@cfpb.gov. 
Please do not submit comments to this email box.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Randomized Evaluation of the Credit Matters 
Loan at St. Louis Community Credit Union and Credit Matters Counseling 
offered by BALANCE Financial Fitness Program.
    OMB Control Number: 3170-XXXX.
    Type of Review: New collection (Request for a new OMB control 
number).
    Affected Public: Individuals or households.
    Estimated Number of Respondents: 2,500.
    Estimated Total Annual Burden Hours: 1,700.
    Abstract: The aim of this data collection effort is to understand 
the impact of the Credit Matters Loan, a bundled credit-building loan 
product offered at St. Louis Community Credit Union (SLCCU), and Credit 
Matters counseling, a telephone based credit counseling service offered 
by BALANCE Financial Fitness Program, on asset building and financial 
behaviors of economically vulnerable SLCCU members. The information 
will be collected from economically vulnerable consumers who consent to 
participate in this research study. The target population for this 
survey collection is low-income consumers who have thin or poor credit 
histories. We will collect information about the financial health of 
these consumers, such as the amount of money they hold in savings, 
their credit score, and the size of their debt to income ratio. We will 
also collect information about their financial capability. The purpose 
of this data collection effort is to understand whether the Credit 
Matters Loan and Credit Matters counseling have an impact on asset 
building and financial capability.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on August 1, 2013, 78 FR 46578. Comments were solicited and 
continue to be invited on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
summarized and/or included in the request for Office of

[[Page 9460]]

Management and Budget (OMB) approval. All comments will become a matter 
of public record.

    Dated: February 12, 2014.
Ashwin Vasan,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2014-03527 Filed 2-18-14; 8:45 am]
BILLING CODE 4810-AM-P
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