<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 1997 10-Q FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS, EXCEPT FOR LINE 9-04(21) WHICH HAS BEEN
RESTATED TO CONFORM WITH THE ADOPTION OF FINANCIAL ACCOUNTING STANDARDS NO. 128.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                           8,370
<INT-BEARING-DEPOSITS>                              76
<FED-FUNDS-SOLD>                                 7,800
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     51,273
<INVESTMENTS-CARRYING>                           1,568
<INVESTMENTS-MARKET>                             1,568
<LOANS>                                         93,879
<ALLOWANCE>                                      1,614
<TOTAL-ASSETS>                                 172,159
<DEPOSITS>                                     137,405
<SHORT-TERM>                                    12,581
<LIABILITIES-OTHER>                              3,343
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            16
<OTHER-SE>                                      18,814
<TOTAL-LIABILITIES-AND-EQUITY>                 172,159
<INTEREST-LOAN>                                  7,128
<INTEREST-INVEST>                                2,491
<INTEREST-OTHER>                                   238
<INTEREST-TOTAL>                                 9,857
<INTEREST-DEPOSIT>                               3,665
<INTEREST-EXPENSE>                               3,995
<INTEREST-INCOME-NET>                            5,891
<LOAN-LOSSES>                                      395
<SECURITIES-GAINS>                                 133
<EXPENSE-OTHER>                                  5,366
<INCOME-PRETAX>                                  2,570
<INCOME-PRE-EXTRAORDINARY>                       2,570
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,676
<EPS-PRIMARY>                                     1.18
<EPS-DILUTED>                                     1.03
<YIELD-ACTUAL>                                    5.34
<LOANS-NON>                                      1,996
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,931
<CHARGE-OFFS>                                      896
<RECOVERIES>                                       184
<ALLOWANCE-CLOSE>                                1,614
<ALLOWANCE-DOMESTIC>                             1,614
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>