T hi s di s pos i t i on i s notappr opr i a t e f orpubl i c a t i on a nd i s notpr e c e de nt * e xc e pta s pr ovi de d by 9th C i r . R . 36- 3. 1 NOT F OR P UB L I CAT I ON UN I TE D STATE S C OU RT OF APPE ALS F O R T H E N IN T H C IR C U IT
J I N S OO P AR K, P la in tif

f - A p p e lla n t, v. C I T I B A N K , N .A ., D ef

endant- A pp el l ee . N o. 08- 16167 D . C . N o. C V - 05- 00006 ME MO R A N D U M *

A pp ea l fr om the D i stri ctC ou rtof G uam F r a nc e s M . T y di ngc o- G a t e w ood, C hi e f J udge , P r e s i di ng A r gue d a nd S ubm i tt e d F e brua ry 9, 2010

H o n o lu lu , H a w a ii B efo re: D . N E L S O N , F A R R IS , an d B E A , C i rcu i tJu d g es. Ji n S oo P ark (“ P ark”) app ea l s the di stri ctcourt ’ s ordergrant i ng sum m ary ju d g m e n t in f

a v o ro f d e f e n d a n ts C itib a n k , N .A . ( “C itib a n k ” ) o n th e g r o u n d th a t a ll of P a r k’ s c l a i m s w e r e t i m e - ba rr e d. P a rk br oughtthi s a c t i on a ga i ns tC i t i ba nk f or th e f o llo w in g s ta te la w c la im s : ( 1 ) w r o n g f u l d is h o n o ro f

b a n k in g ite m s , in 

# FI LED FEB 12 2 010 M OLLY C. DW Y ER, CLERK U
. S. C O U R T OF APPE ALS“ I f a pe r s on e nt i t l e d t o br i ng a n a c t i on . . . be , a tthe t i m e the c a us e of 1 a c t i o n a c c ru e d . . . I n s a n e . . . th e t i me o f s u c h d i s ab i l i ty i s n o ta p a r to f th e t i me l i m i t e d f orthe c om m e nc e m e ntof the a c t i on. ” 7 G ua m C ode A nn. § 11404 (e m ph as i s a dd ed). P a r k doe s notc ha l l e nge the di s tr i c tc our t ’ s c a l c ul a t i on of the r e l e va nt 2 lim ita tio n p e r io d s . 2 vi ol a t i on of

13 G ua m C ode A nn. § 4202; ( 2) c om m on l a w c l a i m s f orbr e a c h of

the c ove na ntof

good f a i th a nd f

a i rde a l i ng, t or t i ous br e a c h of the c ove na ntof

good f a i th a nd f

a i rde a l i ng, f

r a udul e ntm i s r e pr e s e nt a t i on, ne gl i ge ntm i s r e pr e s e nt a t i on, and n egl i genti nfl i ct i on of em ot i on al di stre ss (“ N IE D ”) . I n r e s pons e t o C i t i ba nk’ s m ot i on f ors um m a ry j udgm e nton the gr ounds P ark’ s c l ai m s w er e t i m e- barr ed, P ark ass ert ed the st atut es of l i m i t at i on s w er e t ol l ed unde r7 G ua m C ode A nn. § 11404( 2) be c a us e he w a s i ns a ne w he n hi s c a us e s of 1
a c tio n a c c ru e d . T he di stri ctcourtdet erm i ned that , w i th o ne except i on , P ark’ s c l ai m s a re s ubj e c tt o s t a tut ory l i m i t a t i ons pe r i ods of tw o a nd thr e e y e a r s . T he da t e the l a s tof 2 P ark cause s of a ct i on ac crued i s D ec em ber 7, 20 01 , the dat e of hi s l as tdi shon ored o rd e la y e d tr a n s f

e rr e q u e s t. T h u s , u n d e re v e n th e lo n g e s t ( i.e ., th r e e y e a r ) s ta tu te of l i m i t at i on s, P ark’ s r i gh tt o b ri ng sui tt erm i nat ed on D ec em ber 7, 20 04 , m ore tha n a m onth be f

or e he f i l e d hi s a c t i on. P a rk’ s c l a i m s f orbr e a c h of

the c ove na ntof good f a i th a nd f

a i rde a l i ng a r e s ubj e c tt o a f our - y e a rl i m i t a t i on pe r i od. T hr e e ofPa r k a l s o d o e s n o tc h a l l e n g e th e d i s tr i c tc o u r t ’ s d e t e rmi n a t i o n h i s c l a i ms 3 f o rb r e a c h o f

th e c o v e n a n t o f

g o o d f a ith a n d f

a ird e a lin g a s to h is tr a n s f e rr e q u e s ts i n J ul y a nd D e c e m be rof 2001 a r e ba rr e d by the one - y e a rc ontr a c tua l l i m i t a t i on on cl ai m s. P ark al so do es no tchal l enge the di stri ctcourt ’ s det erm i nat i on of w hen

4 e a c h o f P a r k ’s c a u s e s a c c ru e d . 3 P a r k ’s tr a n s f

e rr e q u e s ts o c c u rr e d le s s th a n f o u ry e a r s b e f

o r e P a rk f

ile d h is a c tio n : the re qu es t s on Jul y 20, 20 01 and D ec em ber 6 and 7 , 20 01 . A l tho ug h n otbarr ed by the st atut e of l i m i t at i on s, these re qu es t s a re subj ec tt o the F un d T ra nsfe r A g r e e m e n t’s o n e - y e a rlim ita tio n o n b r in g in g c la im s r e la te d to a tr a n s f e r . A c c o r d in g ly , P a r k ’s tim e to b r in g h is b r e a c h o f th e c o v e n a n t o f

g o o d f a ith a n d f

a ir de a l i ng c l a i m s a s t o the thr e e l a t e rtr a ns f e rr e que s t s e xpi r e d on D e c e m be r7, 2002. 3 T he di stri ctcourtdet erm i ned thatP ark’ s c ause s of a ct i on ac crued as f ol l ow s : A s e pa r a t e c a us e of a c t i on f orw r ongf

ul di s honora c c rue d on the da t e s of 4 P a r k ’s s ix te e n tr a n s f

e rr e q u e s ts a n d f

o u ra lle g e d c h e c k r e q u e s ts . T h o s e d a te s a r e : O ct ob er2, 19 98 , N ov em ber 16, 19 98 , Ja nu ary 20, 19 99 , F ebruary10 , 19 99 , M ay 24, 1999, J ul y 14, 1999, S e pt e m be r12, 1999, D e c e m be r25, 1999, J a nua ry 15, 2000, F e brua ry 15, 2000, A pr i l 13, 2000, A ugus t14, 2000, S e pt e m be r4, 2000, Jul y 20, 20 01 , Jul y 30, 20 01 , A ug ust1, 20 01 , A ug ust3 and 4, 20 01 , and D ec em ber 6 a nd 7, 2001. T he di s tr i c tc our tf ound tha tP a rk’ s c l a i m s f ort or t i ous a nd c ontr a c tua l br e a c h of

the c ove na ntof

good f a i th a nd f

a i rde a l i ng, f

r a udul e nta nd4

ne gl i ge ntm i s r e pr e s e nt a t i on, a nd N I E D a c c rue d no l a t e rtha n J ul y 26, 2001, the d a te P a r k w a s d e c la r e d b a n k ru p t. U n d e r7 G u a m C o d e § 1 1 4 0 4 ( 2 ) , P a rk n e e d e d to c r e a t e a tr i ab l e i s s u e o f

f a c ta s t o w h e th e rh e w a s i n s a n e o n th e d a t e h i s c l a i ms accru ed t o su p p o rtt o l l i n g o f th e st atu t e o f l i m i t at i o n s. T he r e i s no e xpe r torothe rm e di c a l e vi de nc e r e ga r di ng P a rk’ s c l a i m of i nsani ty. N on e of P ark’ s l ayt es t i m on y s ho w s he w as suff er i ng “ a s ever e m ent al i m p ai rm en tth ateffects [s i c] hi s orhe rabi l i tyt o c om pr e he nd r i ght s ora c t s tha the w ou l d o therw i se un ders t and. ” C us todi o vs . B oonpr akong , 19 99 G uam 5 (G uam S up. C t . F e b. 18, 1999) . A c c or di ngl y , the di s tr i c tc our tdi d note rri n gr a nt i ng s um m a ry j udgm e ntt o C i t i ba nk due t o P a rk' s f a i l ur e t o f

i l e hi s c om pl a i ntw i thi n the l i m i t at i o n s p eri o d s. AF F I RME D.