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| þ | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |

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| ¨ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |

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|                                 |  |  |
| Delaware                        |   | 72-0654145 |
| (State or other jurisdiction of |   | (I.R.S. Employer |
| incorporation or organization)  |   | Identification No.) |

|                                                                                              |
|----------------------------------------------------------------------------------------------|
|                                                                                              |  |  |
| One Crescent Drive, Suite 203, Navy Yard Corporate Center, Philadelphia, PA  19112 |
| (Address of principal executive offices) (Zip code)                                          |
| (215) 546-5005                                                                               |
| (Registrant's telephone number, including area code)                                         |
|                                                                                         |
| Securities registered pursuant to Section 12(g) of the Act:                                  |
| Common stock, par value $.01 per share                                                       |   | NASDAQ Global Select Market |
| Title of class                                                                               |   | Name of exchange on which registered |

|                         |
|-------------------------|
|                         |  |  |  |  |
| Large accelerated filer | o |   | Accelerated filer    | þ |
| Non-accelerated filer   | o | (Do not check if a smaller reporting company) | Smaller reporting company  | o |

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| (a) | The following documents are filed as part of this Annual Report: |

|    |                                                                                                                       |
|----|-----------------------------------------------------------------------------------------------------------------------|
| 1. | Financial Statements - See Item 8 of Resource America, Inc.'s Annual Report on Form 10-K filed on March 17, 2014. |

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|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 2. | Financial Statements Schedules - See "Schedule II - Valuation and Qualifying Accounts" and "Schedule III Investments in Real Estate" of Resource America, Inc.'s Annual Report on Form 10-K filed on March 17, 2014. |

|    |          |
|----|----------|
| 3. | Exhibits |

|             |
|-------------|
|             |  |  |
| Exhibit No. |   | Description |
| 3.1         |   | Restated Certificate of Incorporation of Resource America. (1) |
| 3.2         |   | Amended and Restated Bylaws of Resource America. (1) |
| 4.1         |   | Note Purchase Agreement (including the form of Senior Note and form of Warrant). (2) |
| 10.1(a)     |   | Amended and Restated Loan and Security Agreement, dated March 10, 2011, between Resource America, Inc. and TD Bank, N.A. (5) |
| 10.1(b)     |   | First Amendment to the Amended and Restated Loan and Security Agreement, dated as of November 29, 2011, between Resource America, Inc. and TD Bank, N.A. (7) |
| 10.1(c)     |   | Second Amendment to the Amended and Restated Loan and Security Agreement and Joinder to Loan Documents, dated as of February 15, 2012, between Resource America, Inc. and TD Bank, N.A and the Joining Guarantors set forth therein. (11) |
| 10.1(d)     |   | Third Amendment to the Amended and Restated Loan and Security Agreement and Joinder to Loan Documents, dated as of November 16, 2012, between Resource America, Inc. and TD Bank, N.A and the Joining Guarantors set forth therein. (13) |
| 10.2        |   | Amended and Restated Employment Agreement between Michael S. Yecies and Resource America, Inc., dated December 29, 2008. (3) |
| 10.3        |   | Amended and Restated Employment Agreement between Thomas C. Elliott and Resource America, Inc., dated February 10, 2014. (15) |
| 10.4        |   | Amended and Restated Employment Agreement between Jeffrey F. Brotman and Resource America, Inc., dated December 29, 2008. (3) |
| 10.5        |   | Amended and Restated Employment Agreement between Jonathan Z. Cohen and Resource America, Inc., dated December 29, 2008. (3) |
| 10.6        |   | Amended and Restated Employment Agreement between Steven J. Kessler and Resource America, Inc., dated December 29, 2008. (3) |
| 10.7        |   | Employment Agreement between Alan Feldman and Resource America, Inc., dated January 29, 2009. (15) |
| 10.8(a)     |   | Loan Agreement between and among Republic First Bank (d/b/a Republic Bank) and Resource Capital Investor, Inc. and Resource Properties XXX, Inc. (4) |
| 10.8(b)     |   | Loan Modification Agreement between and among Republic First Bank (d/b/a Republic Bank) and Resource Capital Investor, Inc. and Resource Properties XXX, Inc. (6) |
| 10.8(c)     |   | Second Loan Modification Agreement between and among Republic First Bank (d/b/a Republic Bank) and Resource Capital Investor, Inc. and Resource Properties XXX, Inc. (9) |
| 10.8(d)     |   | Third Loan Modification Agreement between and among Republic First Bank (d/b/a Republic Bank) and Resource Capital Investor, Inc. and Resource Properties XXX, Inc. (12) |
| 10.8(e)     |   | Fourth Loan Modification Agreement between and among Republic First Bank (d/b/a Republic Bank) and Resource Capital Investor, Inc. and Resource Properties XXX, Inc.  (13) |
| 10.9        |   | Settlement Agreement, dated January 9, 2012, by and among Raging Capital Group and Resource America, Inc. (8) |

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|       |
|-------|
|       |  |  |
| 10.10 |   | Sale and Purchase Agreement between Resource America, Inc. and CVC Capital Partners SICAV-FIS, S.A. dated December 29, 2011. (10) |
| 12.1  |   | Ratio of Earnings to Fixed Charges. |
| 21.1  |   | Subsidiaries of Resource America, Inc. (15) |
| 23.1  |   | Consent of Grant Thornton LLP. (15) |
| 31.1  |   | Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. |
| 31.2  |   | Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. |
| 32.1  |   | Certification of Chief Executive Officer pursuant to Section 1350 18 U.S.C., as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 32.2  |   | Certification of Chief Financial Officer pursuant to Section 1350 18 U.S.C., as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 99.1  |   | Risk factors of Resource Capital Corp. (15) |
| 101   |   | Interactive Data Files (15) |

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|        |
|   |

|     |                                                                                                                                                        |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1) | Filed previously as an exhibit to our Quarterly Report on Form 10-Q for the quarter ended December 31, 1999 and by this reference incorporated herein. |

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|-----|--------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Filed previously as an exhibit to our Current Report on Form 8-K filed on October 1, 2009 and by this reference incorporated herein. |

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|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------|
| (3) | Filed previously as an exhibit to our Quarterly Report on Form 10-Q for the quarter ended December 31, 2008 and by this reference incorporated herein. |

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|-----|------------------------------------------------------------------------------------------------------------------------------------|
| (4) | Filed previously as an exhibit to our Current Report on Form 8-K filed on March 3, 2011 and by this reference incorporated herein. |

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|-----|-------------------------------------------------------------------------------------------------------------------------------------|
| (5) | Filed previously as an exhibit to our Current Report on Form 8-K filed on March 15, 2011 and by this reference incorporated herein. |

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|-----|-----------------------------------------------------------------------------------------------------------------------------------------|
| (6) | Filed previously as an exhibit to our Current Report on Form 8-K filed on September 28, 2011 and by this reference incorporated herein. |

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|-----|---------------------------------------------------------------------------------------------------------------------------------------|
| (7) | Filed previously as an exhibit to our Current Report on Form 8-K filed on December 2, 2011 and by this reference incorporated herein. |

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|-----|---------------------------------------------------------------------------------------------------------------------------------------|
| (8) | Filed previously as an exhibit to our Current Report on Form 8-K filed on January 11, 2012 and by this reference incorporated herein. |

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|-----|---------------------------------------------------------------------------------------------------------------------------------------|
| (9) | Filed previously as an exhibit to our Current Report on Form 8-K filed on January 17, 2012 and by this reference incorporated herein. |

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|------|---------------------------------------------------------------------------------------------------------------------------------------------------------|
| (10) | Filed previously as an exhibit to our Quarterly Report on Form 10-Q for the quarter ended December 31, 2011, and by this reference incorporated herein. |

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|------|-----------------------------------------------------------------------------------------------------------------------------------------|
| (11) | Filed previously as an exhibit to our Current Report on Form 8-K filed on February 15, 2012, and by this reference incorporated herein. |

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|------|---------------------------------------------------------------------------------------------------------------------------------------|
| (12) | Filed previously as an exhibit to our Current Report on Form 8-K filed on October 31, 2012 and by this reference incorporated herein. |

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|------|--------------------------------------------------------------------------------------------------------------------------------------------|
| (13) | Filed previously as an exhibit to our Current Report on Form 8-K filed on November 19, 2012 and by this reference incorporated herein. |

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|------|--------------------------------------------------------------------------------------------------------------------------------------------|
| (14) | Filed previously as an exhibit to our Current Report on Form 8-K filed on November 13, 2013 and by this reference incorporated herein. |

|      |                                                                                                                                                  |
|------|--------------------------------------------------------------------------------------------------------------------------------------------------|
| (15) | Filed previously as an exhibit to our Annual Report on Form 10-K for the year ended December 31, 2013 and by this reference incorporated herein. |

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|                |
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|                |  |  |
|           | RESOURCE AMERICA, INC. |
| March 18, 2014 | By: | /s/ Jonathan Z. Cohen |
|           |   | JONATHAN Z. COHEN |
|           |   | Chief Executive Officer and President |