EXHIBIT 10     AMENDMENT ONE TO THE 1994 DIRECTORS' STOCK OPTION PLAN
               OF METROBANCORP DATED APRIL 24, 1997.
                                   
                  
                      AMENDMENT ONE TO THE 1994
                     DIRECTORS' STOCK OPTION PLAN
                           OF METROBANCORP

     This Amendment One to the 1994 Directors' Stock Option Plan of
MetroBanCorp ("Plan") is hereby adopted this 24 day of April, 1997 by
MetroBanCorp ("Holding Company"), effective as of January 1, 1997;

                         W I T N E S S E T H:

     WHEREAS, the Holding Company adopted the Plan for the purposes
set forth therein; and

     WHEREAS, pursuant to paragraph 10 of the Plan, the Holding
Company reserved the right to amend the Plan with respect to certain
matters by action of its Board of Directors; and

     WHEREAS, the Board of Directors has approved and adopted this
Amendment One, subject to the approval thereof by the holders of a
majority of the outstanding common stock of the Holding Company
represented at the 1997 annual meeting;

     NOW, THEREFORE, the Plan is hereby amended, effective as of
January 1, 1997, unless otherwise stated herein, in the following
particulars:

          1.   By substituting the following for Paragraph 1 of the
          Plan:

          "1.  Purpose.  The Plan is designed to promote the interests
          of MetroBanCorp ("Holding Company"), through the granting of
          nonqualified stock options ("NSOs") to the members of the
          Board of Directors of the Holding Company ("Holding Company
          Directors") and to the members of the Board of Directors of
          its banking subsidiary, MetroBank ("Bank Directors")."

     2.   By substituting the following for Paragraph 2(d) of the
          Plan:

          "(d) No Contract of Employment.  Neither the Plan nor any
               stock option agreement executed hereunder shall
               constitute a contract of employment between the Holding
               Company and a Holding Company Director or between the
               Bank and a Bank Director.  Participation in the Plan
               does not give any Director the right to be retained,
               nominated or re-elected as a Director."

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     3.   By substituting the following for Paragraph 3 of the Plan:

          "3.  Shares Covered By the Plan.  The stock to be subject to
               options under the Plan shall be shares of authorized
               common stock of the Holding Company and may be unissued
               shares or reacquired shares (including shares purchased
               in the open market), or a combination thereof, as the
               Committee may from time to time determine.  Subject to
               the provisions of Paragraph 10, the maximum number of
               shares to be delivered upon exercise of all options
               granted under the Plan shall not exceed two hundred
               twenty-seven thousand five hundred (227,500) shares.
               Of these shares, fifty thousand (50,000) have
               previously been made the subject of options granted
               under the Plan.  Of the remaining one hundred seventy-
               seven thousand five hundred (177,500) shares, a total
               of one hundred fifty thousand (150,000) shares shall be
               allocated to Holding Company Directors and twenty-seven
               thousand five hundred (27,500) shares shall be
               allocated to Bank Directors.  Shares covered by an
               option that are forfeited due to termination of service
               or that remain unpurchased upon expiration or
               termination of the option may not be made subject to
               further options."

     4.   By substituting the following for Paragraph 4 of the Plan:

          "4.  Eligibility.  Only those individuals who are serving as
               Holding Company Directors or Bank Directors on January
               1, 1997, shall be eligible to receive grants of NSO's
               under the Plan.  Each such Holding Company Director as
               of that date shall receive options to acquire three
               thousand (3,000) shares of Holding Company stock.  Each
               such Bank Director as of that date shall receive
               options to acquire five hundred (500) shares of Holding
               Company stock.  Each year thereafter, for a period of
               four (4) consecutive years, each such Holding Company
               Director shall receive options to acquire three
               thousand (3,000) shares of Holding Company stock.  Each
               year thereafter, for a period of four (4) consecutive
               years, each such Bank Director shall receive options to
               acquire five hundred (500) shares of Holding Company
               stock."

     5.   By substituting the following for Paragraph 5 of the Plan:

          "5.  Option Price.  The exercise price per share of stock
               under each NSO granted to a Holding Company Director or
               Bank Director shall be the per share last trade price
               of the Holding Company's stock as reported by the
               National Association of Securities Dealers Automated
               Quotations System ("NASDAQ") on the date that the
               option is granted.  If an option is granted on a date
               on which the NASDAQ is not open for trading, or on
               which shares of the Holding Company's stock did not
               trade, the exercise price shall be the per share last
               trade price of the Holding Company's stock on the most
               recent trading day preceding the day on which the
               option is granted."

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     6.   By substituting the following for Paragraph 7 of the Plan,
          effective with respect to all options granted under the
          Plan:

          "7.  Vesting and Exercise of Options.

               (a)  Options granted hereunder shall be fully vested
          and shall become immediately exercisable on and after the
          date of grant.

               (b) During the lifetime of a Director, all options
          granted hereunder shall be exercisable only by the Director,
          except with respect to options transferred by a Director to
          a Family Member in accordance with the provisions of
          paragraph 9.  During the lifetime of a Family Member to whom
          any options have been transferred in accordance with
          paragraph 9, such options shall be exercisable only by such
          Family Member.

               (c)  All rights to exercise an option, whether
          exercisable by a Director or Family Member, shall terminate
          on the date on which the Director ceases to be a Director of
          the Holding Company or the Bank, and shall thereupon be
          forfeited.  Provided, however, if the Director dies or
          becomes permanently and totally disabled while actively
          serving as a Director, the option shares otherwise
          exercisable may be exercised within one (1) year from the
          date his status as a Director ceases for such reasons."

               (d)  Upon the death of a Family Member to whom any
          options have been transferred in accordance with paragraph
          9, any options which were exercisable by such Family Member
          immediately prior to his death may be exercised by the
          executor or administrator of his estate; provided, however,
          that such executor's or administrator's right to exercise
          such options shall terminate upon the earlier to occur of
          (i) one (1) year following the death of the Family Member;
          or (ii) the expiration of the option pursuant to its terms."

     7.   By substituting the following for Paragraph 9 of the Plan,
          effective with respect to all options granted under the
          Plan:

          "9.  Limited Transferability.

               (a)  No option granted under the Plan shall be
          transferable except (i) by will or by the laws of descent
          and distribution; or (ii) to a Family Member of a Director
          in accordance with the provisions of this paragraph 9.  An
          option that is transferred to a Family Member shall not be
          transferable by such Family Member, except for any transfer
          by such Family Member's will or by the laws of descent and
          distribution upon the death of such Family Member.

               (b)   All options granted under the Plan that have been
          transferred by a Director to a Family Member in accordance
          with this paragraph 9 must be exercised by such Family
          Member and, in the event of the death of such Family Member,
          by such Family Member's executor or administrator only in
          the same manner, to the same extent and under the same
          circumstances (including, without limitation, the time
          period within which the options must be exercised) as the
          Director or, in the event of the Director's death, the
          executor or administrator of the Director's estate could
          have exercised such options.

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               (c)   For purposes of this paragraph 9, "Family Member"
          means (i) a Director's spouse; (ii) a Director's children or
          more remote descendants (natural and adopted) (collectively,
          the "Issue"); (iii) any partnerships which, by their terms,
          limit the partners thereof to the Director's spouse or
          Issue; and (iv) any trusts established solely for the
          benefit of the Director's spouse or Issue, provided that
          such spouse or Issue survives the trust's termination date."

     8.   All other provisions of the Plan shall remain the same.

     IN WITNESS WHEREOF, MetroBanCorp, by its officers thereunder duly
authorized, has executed this Amendment One to the 1997 Directors'
Stock Option Plan of MetroBanCorp this 24 day of April, 1997, but
effective as of January 1, 1997, unless otherwise stated herein.

                                   METROBANCORP



                                   /s/ IKE G. BATALIS
                                   ------------------
                                   Ike G. Batalis, President 

[SEAL]

ATTEST:


/s/ CHARLES V. TUREAN
---------------------
Charles V. Turean, Secretary


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