14190 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

OFFICE OF PERSONNEL

MANAGEMENT

Report on 1996 Surveys Used to

Determine Cost-of-Living Allowances

in Nonforeign Areas

AGENCY: Office of Personnel

Management.

ACTION: Notice.

SUMMARY: This notice publishes the

‘‘Report on 1996 Surveys Used to

Determine Cost-of-Living Allowances in

Nonforeign Areas.’’ The surveys were

conducted by Runzheimer International

under contract with the Office of

Personnel Management (OPM). The

analyses and report were prepared by

OPM. The results of the surveys are

used to determine cost-of-living

allowances (COLA’s) paid to General

Schedule, U.S. Postal Service, and

certain other Federal employees in

Alaska, Hawaii, Guam and the

Commonwealth of the Northern Mariana

Islands, Puerto Rico, and the U.S. Virgin

Islands. This report provides the basis

for the increases in certain COLA rates

being published by OPM in the interim

rulemaking immediately preceding this

notice.

DATES: Comments must be received on

or before June 23, 1997.

ADDRESSES: Send or deliver comments

to Donald J.Winstead, Assistant Director

for Compensation Policy, Human

Resources Systems Service, Office of

Personnel Management, Room 6H31,

1900 E Street NW., Washington, DC

20415, or FAX to (202) 606-4264, or

email comments over the Internet to

cola@opm.gov.

FOR FURTHER INFORMATION CONTACT:

Donald L. Paquin, (202) 606-2838.

SUPPLEMENTARY INFORMATION: Sections

591.205(d) and 591.206(c) of title 5,

Code of Federal Regulations, require

that nonforeign area cost-of-living

allowance (COLA) survey summaries

and calculations be published in the

Federal Register . Accordingly, the

Office of Personnel Management (OPM)

is publishing the complete ‘‘Report On

1996 Surveys Used to Determine Costof-Living Allowances in Nonforeign

Areas’’ with this notice. The surveys

were conducted by Runzheimer

International under Government

contract OPM-95-97012. OPM

performed the analyses of survey data

and prepared this report, which

explains in detail the methodologies,

calculations, and findings of the 1996

COLA surveys.

Survey Results

OPM computed index values of

relative living costs in the allowance

areas using an index scale where the

living costs in the Washington, DC, area

equal 100. (See the Executive Summary

of the report.) The results of the surveys

show that the COLA rate for Kauai, HI,

should be increased from its current

level of 20.0 percent to 22.5 percent and

that the COLA rate for the U.S. Virgin

Islands should be increased from 17.5

percent to 20.0 percent. The survey

results also show that the COLA rates

for three areas are currently at the

appropriate levels, and that the COLA

rates in seven areas are above levels

warranted by the living-cost indexes.

However, the Treasury, Postal Service,

and General Government

Appropriations Act, 1992 (Pub. L. 102-

141), as amended, prohibits reductions

in COLA rates through December 31,

1998. Therefore, OPM is not proposing

any COLA rate reductions.

Comments on Prior Surveys

OPM published the report on the

Summer 1994 surveys in Hawaii, Guam,

Puerto Rico, U.S. Virgin Islands, and the

Washington, DC, area in the Federal

Register (60 FR 61332) on November 29,

1995. OPM published the report on the

Winter 1995 surveys in Alaska and the

Washington, DC, area in the Federal

Register (61 FR 4070) on February 2,

1996. OPM received 6 comments on the

Summer 1994 surveys and 77 comments

on the Winter 1995 surveys. Most of the commenters believed the

surveys did not fully consider the

expenses incurred in the allowance

areas. Many noted dissimilarities

between the allowance areas and the

Washington, DC, area that they felt were

either not accounted for in the surveys

or that affected the accuracy of the

results of the surveys. These differences

included --

—Goods and services typically found in

the Washington, DC, area that are not

available in the allowance areas, the

cost to obtain these goods and

services in the allowance areas (e.g.,

shipping fees), and the quality of the

goods and services that are available; —Goods and services typically

purchased in the allowance areas that

are not typically purchased in the

Washington, DC, area; —Variations in spending patterns

between the Washington, DC, area

and the allowance areas;

—Hardships encountered under adverse

climate conditions;

—Climate influences on automobile

purchase, maintenance, and

insurance;

—The frequency and cost of air travel in

the allowance areas and the use of Los

Angeles for comparison in the

measurement of air fares;

—Transportation alternatives (e.g., bus,

train, subway) available in the

Washington, DC, area that are not

available or are limited in the

allowance areas;

—House size, selection, necessary

features, purchase price, storage

needs, and maintenance as

determined by climate and

availability; —The additional need for travel,

lodging, and out-of-pocket expenses

for quality medical care in the

allowance areas;

—Recreational expenses in the

allowance areas; and

—Out-of-area colleges and quality of

local schools.

OPM has committed itself to two

major initiatives that it believes will

serve as a forum for examining many of

the concerns raised by the commenters

and lead to significant improvements in

the COLA survey process. These two

initiatives are discussed below.

Safe Harbor Process and Report to

Congress

OPM has entered into a memorandum

of understanding with litigants in the

cases of Alaniz v. Office of Personnel

Management and Karamatsu v. United

States that commits OPM and the

plaintiffs to a ‘‘Safe Harbor’’ process for

conducting studies relating to the COLA

program and the compensation of

Federal employees in the allowance

areas. The purpose is to resolve issues

that have long been contended in the

COLA program and to assist OPM as it

prepares its report to Congress on the

COLA program, which is required by

the Treasury, Postal Service, and

General Government Appropriations

Act, 1992 (Public Law 102-141), as

amended. That report is currently due

by March 1, 1998. OPM anticipates that

the studies will examine many of the

issues raised by the comments on the

Summer 1994 and Winter 1995 survey

reports and will produce a number of

valuable recommendations for

improving the COLA program.

COLA Partnership

OPM has established a pilot project to

involve agencies and employee

representatives directly in a partnership

to help plan and conduct COLA

surveys, explore ways to improve the

COLA program, and to help everyone,

including OPM, better understand

issues related to the compensation of

Federal employees in the COLA areas.

(Final regulations for the pilot project

were published on November 21, 1996,

at 61 FR 59173.) Under the 2-year pilot

project, five partnership committees are

being formed--one each in Alaska,

Hawaii, Guam, Puerto Rico, and the U.S.

Virgin Islands. Regulations also allow

for the formation of subcommittees in
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14191

the individual allowance areas.

Committee functions are expected to

include:

—Advising and assisting OPM in

planning living-cost surveys; —Observing data collection during the

surveys; —Advising and assisting OPM in the

review of survey data; —Advising OPM on the COLA program,

including survey methodology and

other compensation issues relating to

the allowance areas;

—Assisting OPM in the dissemination

of information to affected employees

about the living-cost surveys and the

COLA program.

As with the studies being conducted

for OPM’s report to Congress, we

anticipate that the committees may

examine some of the issues raised by the

comments on the Summer 1994 and

Winter 1995 survey reports and will

produce valuable recommendations for

improving the COLA program.

Impact of COLA Changes

As with previous reports, most of the

commenters were Federal employees

concerned about the impact of deep

reductions in COLA rates. They cited

various financial commitments, such as

home purchase, that were made

assuming COLA rates would be

relatively stable. Several commenters

thought that significant reductions

would have an adverse effect on the

local economy of the allowance area and

that significant reductions would cause

recruitment and retention problems. As

noted earlier, Public Law 102-141, as

amended, prohibits OPM from reducing

COLA rates through December 31, 1998.

General Comments

A number of commenters maintained

that the salary averages used for the

surveys did not consider other sources

of income besides General Schedule

salaries. They believe this resulted in an

artificially low salary average, especially

for the Washington, DC, area. OPM uses

the General Schedule average salaries

because it is the predominant pay

system for employees in the allowance

areas and in the Washington, DC, area.

The COLA is a percentage of Federal

pay, not total family income. Therefore,

OPM believes the approach used is

appropriate. However, the number of

income levels used in the COLA model

and the dollar amounts assigned to

those income levels are subjects that

may be researched further. A few commenters asked whether

OPM adjusted the calculations of the

percent of General Schedule workforce

in each income group in each area to

reflect special rates or shift differentials.

OPM included special rates because

special rates are one type of basic pay,

and the COLA is paid as a percentage of

basic pay. OPM did not include

premium pay, such as shift differentials,

because these are not part of basic pay. Several commenters felt the COLA

program should take into consideration

the hardships endured in some of the

allowance areas. OPM believes the

COLA model adequately measures

differences in monetary costs due to

conditions in the allowance areas,

although improvements and refinements

in the model may be possible. For

example, OPM is researching certain

additional items, particularly those that

might be purchased more frequently in

remote areas. These items include air

transportation, out-of-area college and

university education, and extraordinary

medical expenses. OPM is looking at

ways the tangible cost of these items

might be included in the COLA model

and plans to address this issue in its

report to Congress. OPM believes,

however, that employees are

compensated for nonmonetary factors

such as hardship and inconvenience

under the post differential program and

that such factors should not be covered

under the COLA program. A few commenters objected to the

inclusion of sales taxes in the COLA

model. The commenters argued that it

would also be necessary to compare the

level of Government services available

in each area. OPM disagrees. The effect

on living costs of any differences in the

levels of Government services

attributable to differences in sales tax

revenues is probably not measurable.

Sales tax, on the other hand, is a

recognizable consumer expense.

Therefore, OPM believes it is

appropriate to include sales tax in the

prices of the items it surveys. Several commenters felt that some of

the field researchers should be Federal

employees. They believe non-Federal

employees have a desire to cut Federal

pay, which they view as a conflict of

interest. OPM does not believe there

was such a bias, and both OPM and

Runzheimer utilized a number of

quality assurance procedures, including

callbacks and close data review, to

assure that the prices collected were

accurate. OPM also notes that, under the

COLA partnership pilot project, data

will be collected by Federal employees

from the Washington, DC, area with

observers from the COLA areas.

Therefore, beginning with the 1997

surveys, non-Federal field researchers

will not be involved in the survey

process. Some commenters believe more data

should be collected directly from

Federal employees. OPM notes that it

has collected data directly from Federal

employees in the past and may explore

this issue with the COLA partnership

committees and under the MOU Safe

Harbor process. OPM anticipates

addressing this as part of its report to

Congress.

Several commenters stated that OPM

should publish additional survey data

(e.g., outlets surveyed, basic price data)

in the report. Publishing this volume of

information is not practical and would

make the report too cumbersome and

complex.

A few commenters noted that the date

appearing at the top of the Federal

Register pages containing the Winter

report read ‘‘1994’’ instead of ‘‘1996.’’

This was a printer’s error.

Some commenters want OPM to

consider higher non-Federal pay when

setting COLA rates. The law bases

COLA’s on living costs, not pay levels.

It also specifically bars payment of

locality pay in the COLA areas.

Therefore, OPM cannot take into

consideration higher non-Federal pay in

the COLA areas.

Several commenters contend that the

COLA calculations should account for

locality pay received in the Washington,

DC, area. OPM recognizes that General

Schedule employees in the Washington,

DC, area receive a locality pay

adjustment under 5 U.S.C. 5304.

Whether this adjustment should be

considered in the calculation of COLA’s

is an issue OPM plans to address in its

report to Congress.

Some commenters think Federal

employees in the Washington, DC, area

are overgraded and that COLA’s should

be increased to account for this

overgrading. Grade levels vary among

areas and may be higher on average in

the DC area because of the nature of the

work typically performed in this area. If

it is found that overgrading is a problem

in any area, including the DC area, the

solution is to properly classify the

positions--not to adjust pay or

allowances.

Many commenters suggested that

OPM use data published by the

American Chamber of Commerce

Researchers Association (ACCRA).

ACCRA does not publish living-cost

comparisons for all of the COLA areas,

nor does the ACCRA methodology

conform with OPM’s regulations, which

were developed subsequent to the

settlement of Hector Arana, et al., v.

United States. Therefore, OPM does not

use ACCRA data.

Several commenters suggested a need

to survey more than once a year. As

OPM stated in an earlier Federal

Register notice (60 FR 46749), OPM

does not believe there is significant
14192 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

seasonal variation in relative prices for

most local consumer items in the

allowance areas compared to those in

the Washington, DC, area. There is

evidence of seasonal variation in some

prices, such as hotel and motel lodging,

but these are not typical local consumer

items. There is also seasonal variation in

the prices of other items, such as fresh

fruits and vegetables, but that kind of

variation is seen in both the allowance

areas and in the Washington, DC, area.

Therefore, relative price differences do

not change significantly by season. For

this reason and because COLA surveys

are costly and can be a public burden,

OPM does not believe it is appropriate

to conduct COLA surveys more

frequently.

Some commenters objected to OPM’s

practice of making changes in the model

based on comments received without an

additional comment period to review

the changes. They also requested that

OPM forgo making changes in the

methodology while the joint research

effort is under way. During the Safe

Harbor process and the COLA

partnership pilot project, OPM plans

generally to avoid making substantive

policy changes in the COLA program

and, instead, wait until after OPM has

completed its research, received public

comment on it, and delivered its report

to Congress. This does not mean that

OPM will make no changes, and

certainly there are administrative

changes relating to survey coverage that

must be made for each survey. However,

the reader will note that OPM has made

relatively few changes in this year’s

surveys compared with the previous

surveys.

Overall Living Cost Model

A number of commenters stated that

Washington, DC, should not be the base

area for comparisons of living costs.

They believe a less expensive area

should be used. OPM is required by law

to use the Washington, DC, area as the

base for living-cost comparisons.

Some commenters felt that local

spending patterns should be used in

pricing consumption goods and

services. To compare living costs

between areas, OPM assigned a common

set of weights to each item, category,

and component. These weights reflect

how consumers spend their money and

were used to derive comparative

indexes measuring overall living costs.

OPM used Bureau of Labor Statistics

(BLS) nationwide Consumer

Expenditure Survey (CES) data for these

weights. As discussed in the report, the

COLA model uses an indexing

methodology. As the report also notes,

it would be preferable to use

Washington, DC, consumer expenditure

data. Washington, DC, CES data,

however, are not available by income

level, and OPM regulations require

measurement of living costs at multiple

income levels. On the other hand,

nationwide CES data are arrayed by

income level. Therefore, OPM used

these data in the COLA model. CES data

are also available for Honolulu and

Anchorage; but as with the Washington,

DC, data, the Honolulu and Anchorage

data are not available by income level.

BLS CES data are not available for any

other nonforeign area, and OPM knows

of no other source of comprehensive

consumer expenditure information by

income level suitable for use in the

COLA model. Therefore, the use of local

weights is not practical.

Commenters also suggested that OPM

explore the use of cross-weighted

measures, such as Fisher’s ideal index.

Since cross-weighted indexes use local

area weights as well as reference area

weights, the use of these approaches

would face the same problems as would

the use of local weights alone (as is

described above). However, the type of

measurement used and the source of

CES data may also be topics for further

research.

Goods and Services Component

A number of commenters cited the

lack of locally available goods and

services, and many commenters said

that they had to purchase items by

catalog. OPM included catalog prices for

selected items in the surveys.

Additional costs of shipping and excise

taxes were added to the catalog pricing

where applicable.

A number of commenters felt that the

surveys should recognize that allowance

area employees purchase goods and

services that are either not needed in the

Washington, DC, area or are needed less

frequently. Generally, the COLA model

compares the cost of an item in an

allowance area with the cost for the

same item in the DC area. OPM believes

this is consistent with the settlement of

Arana, in which the plaintiffs asked that

OPM adopt a methodology that

compared specified brands, models, and

sizes whenever possible. Nevertheless,

the COLA model does reflect some

differences between areas. For example,

the model assumes that cars in Alaska

have certain accessories, such as engine

block heaters, that are not common in

the DC area. Also, differences in home

construction (e.g., triple-pane windows

and greater wall insulation common in

Alaska) are included in the model to the

extent that these differences are

reflected in real estate prices. OPM

anticipates researching related issues

and plans to address them in its report

to Congress.

A number of commenters felt that the

surveys should recognize that there are

a limited number of restaurant choices

in the allowance areas as compared with

the Washington, DC, area. The surveys

measure this indirectly to the extent that

restaurant prices reflect competition.

The commenters also felt that high

quality local restaurants and foods

should be surveyed. The comparison of

non-chain restaurants is difficult and

would seem to be inconsistent with

Arana.

Some commenters believe more

brands and models of items should be

surveyed. As described in section 2.4.1

of the report, items to be surveyed are

identified according to their importance

in terms of consumer expenditures.

OPM surveys nearly 200 representative

items and believes these adequately

reflect typical consumer expenditures.

Housing Component

A number of commenters objected to

the inclusion of historical housing data

in the surveys. The commenters

objected to the use of these data because

they believe (1) the resulting allowance

would compensate employees for

historical rather than current living

costs, (2) the weights used to combine

the data were from a limited

demographic profile (i.e., the 1992/93

Federal Employee Housing and LivingPatterns Survey), and (3) much of the

historical home price data were from

living communities outside the area

where COLA recipients reside.

Historical housing data are based on

purchase prices and interest rates over

a 10-year period. We first used these

data in the summer 1994 surveys;

however, we had stated our intention to

do so in earlier Federal Register notices

on the COLA program. (See 55 FR 1372

and 57 FR 58559.) The reason OPM uses

historical data is that relatively few

Federal employees purchase a home in

any given year. By using home sale

prices and interest rates gathered over a

10-year period, the COLA model better

emulates the typical Federal employee’s

housing expenses than if only the

current year’s purchase information

were used.

OPM believes its use of the results of

the 1992/93 Federal Employee Housing

and Living Patterns Survey is

appropriate. OPM received over 16,000

responses to the employee survey from

the allowance areas. Although in a

universe survey such as this, there is

always the potential for a nonresponse

bias, we find the results concerning

home tenure to be reasonable when

compared with data from other sources
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14193

such as Census data and data published

by the Chicago Title and Trust

Company. Therefore, we believe it is

appropriate to use the weights derived

from the employee survey to combine

housing cost data.

As one commenter noted, some of the

historical housing data came from

communities that are no longer

surveyed. Although we made changes in

1994 in response to employee

suggestions and in light of the employee

survey results, we believe our earlier

community selections were appropriate.

For example, we previously included

Mililani Town in our Honolulu surveys.

Mililani Town was the most frequent

place of residence reported in the

employee survey. Because of limited

survey resources, we dropped Mililani

Town (and others) in order to survey

communities in and closer to Honolulu,

as suggested by comments on the results

of the 1993 living-cost surveys. It would

be a mistake, however, to say that places

such as Mililani Town are not

representative of where Federal

employees live, and we believe it is

reasonable to use historical data from

such communities.

Although it might be possible to

collect historical data only for those

communities now surveyed, we do not

believe this is necessary or desirable.

Community changes were made in

many survey areas, including the

Washington, DC, area. Additional

historical housing data would have to be

collected in each of these areas, and this

would be costly and burdensome to the

public. Even so, we believe the final

living-cost comparisons for the

allowance areas would remain

essentially unchanged because similar

changes in community selection also

were made in the Washington, DC,

metropolitan area, again using the

results of the employee survey.

Some commenters suggested that

using the employee survey results to

select housing communities violated the

agreement in Arana because COLA area

employees live in undesirable

neighborhoods as a result of low COLA

rates. Other commenters suggested that

housing communities selected in

Anchorage were inappropriate because

many employees live outside of the

survey area. OPM believes it is

appropriate to use both the results of the

employee survey and a methodology

that compares the costs of housing of

similar sizes and in similar

communities among the various diverse

areas covered by the surveys. However,

we anticipate that the housing

methodology, community selection, and

housing characteristics will be subjects

of study during the MOU Safe Harbor

process and among the issues

considered by the COLA Partnership

Committees.

Several commenters stated that the

housing costs in Anchorage were not

accurate and provided other data that

showed higher median values. OPM’s

contractor obtained the prices for

houses that met specified profile

characteristics (e.g., size) for lower,

middle, and upper income levels. These

prices were collected from real estate

professionals and various listing

services. The data provided by the

commenters did not sufficiently identify

the characteristics of the sold houses for

OPM to evaluate effectively these data

relative to the data that OPM’s

contractor reported.

Several commenters said that climate

conditions (such as high humidity, high

rainfall, sunlight intensity, airborne salt,

snow, and cold weather) resulted in

more frequent and higher home

maintenance costs in the allowance

areas than in the Washington, DC, area.

OPM has conducted some preliminary

studies of these issues, anticipates

researching them further, and plans to

provide the results in its report to

Congress.

Several commenters noted that most

Alaskan houses have ‘‘Arctic entrances’’

for the removal of coats and boots, and

felt that the surveys should take this

into consideration. The home purchase

price data collected reflect local home

sales and include the cost of any special

features common to dwellings in each

area.

Several commenters noted that

military troops are provided a housing

allowance and felt that civilian

employees should receive the same. The

law does not provide a separate housing

allowance for civilian Federal

employees. However, as described in

the report, relative differences in

housing costs between the allowance

areas and the Washington, DC, area are

taken into consideration in determining

COLA rates.

A few commenters suggested that

long-distance telephone calculations be

based on the local time of the call. OPM

based this calculation on the time the

call was received on the assumption

that most long distance callers timed

their calls for the convenience of the

receiver rather than the caller.

Moreover, making the opposite

assumption could have resulted in some

anomalies. For example, a long distance

call placed at 8 p.m. in Honolulu would

be received in New York at 1 or 2 a.m.

Transportation Component

A number of commenters stated that

private transportation costs are greater

in the allowance areas because of the

high cost of automobiles and increased

auto maintenance resulting from poor

roads, rough terrain, salt air, and harsh

weather. Many also felt that automobile

insurance premiums are higher in the

allowance areas.

The COLA model takes into

consideration automobile purchase

price, maintenance, insurance, and

depreciation. Purchase costs and

insurance are based on price data

obtained in each area. Maintenance is

also based on local price data, and the

model assumes that certain types of

maintenance occur more frequently in

the allowance areas than in the DC area.

For example, the model assumes that

tires wear out faster in the allowance

areas than in the Washington, DC, area,

and that tires have to be purchased more

frequently in the allowance areas. The

model also includes the severe driving

maintenance schedule for the allowance

areas and the standard schedule for the

Washington, DC, area. Depreciation is

based on the difference between the

new car value and the value of the car

4 years later, as reflected in popular

guides such as the National Automobile

Dealers Association Official Used Car

Guide and the Kelly Blue Book. The

model assumes that used car prices are

constant among areas, except in

Fairbanks and Nome. Since new car

prices are typically higher in the

allowance areas, this assumption

translates into a typically higher

depreciation rate for new cars in the

allowance areas relative to the DC area.

For Fairbanks and Nome, the model

uses 90 percent of the used car value to

reflect an even higher depreciation cost

related to increased wear in these areas

caused by the severe climate.

A number of commenters think that

OPM should have used negotiated

prices in its survey of new cars. These

same commenters also believe used car

prices should be included in the

surveys. As stated in the report, it is not

feasible to collect information on

negotiated prices. Negotiated prices are

influenced by factors such as

negotiating skills, timing, and dealer

overstock, and we expect that dealers

would be reluctant to disclose what they

would accept as the final purchase price

for the vehicles surveyed. Likewise,

OPM believes it highly unlikely that

OPM could price comparable used cars,

in terms of make, model and condition,

in each of the allowance areas and in

the Washington, DC, area. Therefore, as

stated in the report, OPM does not

survey the price of used cars.

Many commenters felt that pick-up

trucks and four-wheel drive vehicles

should be priced, especially for the
14194 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

Alaska surveys. As stated in the report,

OPM surveys the cost of owning and

operating a four-wheel drive Chevy

Blazer, which is a ‘‘utility’’ vehicle.

OPM believes the vehicles currently

surveyed are adequate for measuring

price differences for new vehicles.

Several commenters raised issues

related to mass transportation systems

(e.g., bus, train, subway), which are

limited or not available in the allowance

areas. As explained in the report, OPM

does not survey municipal mass

transportation. The cost of bus, train,

subway, or taxi service is not part of the

surveys because the service available in

many allowance areas is not comparable

to the service available in the DC area.

Instead, OPM compares the cost of

round-trip airfares from the allowance

areas with the cost of round-trip airfares

from the Washington, DC, area to the

same destinations.

A number of commenters objected to

the selection of Los Angeles as the

common destination point for

comparing airfares. They stated that the

Los Angeles routes are highly

competitive, which results in lower

fares compared with other destinations,

and that Los Angeles is not typical of

flight destinations from the allowance

areas. For the 1996 surveys, OPM

included additional travel destinations.

There are now six destinations for

which airfares from the allowance areas

and the Washington, DC, area are

collected: Chicago, Los Angeles, Miami,

New York, Seattle, and St. Louis.

Some commenters stated that the

model did not measure true air

transportation costs. The commenters

stated that inter-island travel, travel

within Alaska, and travel to the

contiguous 48 States requires more

frequent use of air transportation. The

current model assumes that the typical

Federal employee puts 15,000 miles per

year on a car, but many Federal

employees in the allowance areas may

drive less than that, particularly in some

of the smaller allowance areas. On the

other hand, these employees may fly

more frequently. If so, it may be

appropriate to make adjustments in the

COLA model to reflect these differences.

OPM plans to study further the issue of

transportation costs by mode of

transportation for its report to Congress.

Miscellaneous Component

A number of commenters felt that the

medical expense portion of the

Miscellaneous Component fails to

reflect the higher out-of-pocket expenses

that Federal employees in the allowance

areas frequently incur. The commenters

cited several possible causes for this,

including higher costs not covered by

insurance carriers, the absence of health

maintenance organizations in several

allowance areas, and the need to travel

outside the area to obtain some medical

services. OPM is researching health cost

issues and plans to include the results

of its research in its report to Congress.

One commenter stated that employees

in the allowance areas have to save at

a higher rate to afford the down

payment for a house or car or to pay for

college/university education. The

commenter said that OPM should take

this into consideration and use the

Goods and Services Component index to

adjust the amount of money saved

relative to Washington, DC. As noted in

the report, savings made for the purpose

of future purchases of housing, durable

goods, and similar items are accounted

for in the category or component weight

associated with the item.

The commenter also stated that the

COLA model should take into

consideration the fact that COLA’s do

not count towards retirement. The

commenter believes Federal employees

have to invest at a higher rate in

pensions and other savings vehicles to

afford to retire in the allowance areas.

Under sections 8331(3) and 8401(4) of

title 5, United States Code, allowances

(including COLA’s) are explicitly

excluded from basic pay in the

computation of Federal annuities under

the Civil Service Retirement System and

the Federal Employees’ Retirement

System. OPM believes it would be

inappropriate to adjust COLA rates to

take into consideration that which the

law has specifically excluded.

Therefore, OPM does not plan to adopt

this recommendation at this time but

plans to address it in its report to

Congress.

Office of Personnel Management.

James B. King,

Director.

Table of Contents

Executive Summary

1. Introduction

1.1 Report Objectives

1.2 Changes in This Year’s Survey

1.3 Pricing Period

2. The COLA Model

2.1 Measurement of Living-Cost

Differences

2.2 Step 1: Identifying the Target

Population

2.2.1 Federal Salaries

2.2.2 Federal Employment Weights

2.3 Step 2: Estimating How People Spend

Their Money

2.3.1 Consumer Expenditure Survey

(CES)

2.3.2 Expenditure Categories and

Components

2.4 Step 3: Selecting Items and Outlets

2.4.1 Item Selections--The Market Basket

2.4.2 Geographic Coverage and Outlet

Selection

2.4.2.1 Geographic Areas

2.4.2.2 Similarity of Outlets

2.4.2.3 Catalog Pricing

2.5 Step 4: Surveying Prices

2.5.1 Runzheimer Data Collection

2.5.2 Data Collection Materials

2.5.3 Inclusion of Sales and Excise Taxes

2.5.4 Runzheimer’s Onsite Visits

2.5.5 Surveying the Washington, DC,

Area

2.6 Step 5: Analyzing Data and

Computing Indexes

2.6.1 Indexes and Weights

2.6.1.1 Indexes

2.6.1.2 Item Weights

2.6.1.3 Category and Component Weights

2.6.2 Computing the Overall Index

3. Consumption Goods and Services

3.1 Categories and Category Weights

3.2 Goods and Services Survey Results

3.2.1 Exchange and Commissary

Expenditure Research

4. Housing

4.1 Component Overview

4.2 Housing Model

4.2.1 Expenditure Research

4.2.2 Housing Profiles

4.2.3 Living Community Selection

4.2.4 Housing-Related Expenses

4.2.4.1 Utilities

4.2.4.2 Real Estate Taxes

4.2.4.3 Owners/Renters Insurance

4.2.4.4 Home Maintenance

4.2.4.5 Telephone Expenses

4.3 Housing Data Collection Procedures

4.3.1 Homeowner Data Collection

4.3.2 Renter Data Collection

4.4 Housing Analysis

4.4.1 Homeowner Data Analysis

4.4.2 Rental Data Analysis

4.5 Housing Survey Results

5. Transportation

5.1 Component Overview

5.2 Private Transportation Methodology

5.2.1 Vehicle Selection and Pricing

5.2.2 Vehicle Trade Cycle

5.2.3 Fuel Performance and Type

5.2.3.1 Impact of Temperature upon Fuel

Performance

5.2.3.2 Impact of Road Surface upon Fuel

Performance

5.2.3.3 Impact of Gradient Upon Fuel

Performance

5.2.3.4 Overall Impact upon Fuel

Performance

5.2.4 Vehicle Maintenance

5.2.5 Tires

5.2.6 License and Registration Fees and

Miscellaneous Taxes

5.2.7 Depreciation

5.2.8 Finance Expense

5.2.9 Vehicle Insurance

5.2.10 Overall Annual Costs

5.3 Other Transportation Costs--Air Fares

5.4 Transportation Component Analyses

6. Miscellaneous Expenses

6.1 Component Overview

6.2 Component Weights

6.3 Component Categories

6.3.1 Medical Expense Category

6.3.2 Contributions Category

6.3.3 Personal Insurance and Retirement

Category

6.4 Miscellaneous Expense Analyses

7. Final Results
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14195

7.1 Total Comparative Cost Indexes

List of Appendices

Appendix 1:Publication in the Federal

Register of Results of Nonforeign Area

Living-Cost Surveys: 1990—1996

Appendix 2: Federal Employment Weights

Appendix 3: Consumer Expenditure Survey

(CES) Item Expenditures

Appendix 4: CES Category and Component

Expenditures

Appendix 5: Item Descriptions

Appendix 6: Principal Pricing Changes

Appendix 7: OMB-Approved Survey

Materials

Appendix 8: Consumption Goods and

Services Analysis and Summary

Appendix 9: OPM Living Community List

Appendix 10: Historical Home Market Values

and Interest Rates

Appendix 11: Historical Housing Data

Appendix 12: Rental Data Analyses

Appendix 13: Housing Cost Analysis

Appendix 14: Housing Summary

Appendix 15: Private Transportation Cost

Analysis

Appendix 16: Auto Insurance Calculation

Worksheet

Appendix 17: Air Fares Cost Analysis

Appendix 18: Transportation Analysis

Appendix 19: Transportation Summary

Appendix 20: Miscellaneous Expense

Analysis--Category Index Development

Appendix 21: Miscellaneous Expense

Summary

Appendix 22: Component Expenditures

Appendix 23: Final Indexes

Executive Summary

Cost-of-living allowances (COLA’s)

are paid to Federal employees in

nonforeign areas in consideration of

living costs higher than in the

Washington, DC, area. OPM conducts

living costs surveys in order to set the

COLA rates. This report provides the

results of the 1996 living-cost surveys

and compares living costs in nonforeign

COLA areas to those in the Washington,

DC, area.

Survey data were collected for the

Office of Personnel Management (OPM)

by Runzheimer International under

contract OPM- 95-97012. Runzheimer is

a Wisconsin-based firm specializing in

cost-of-living information. The contract

required Runzheimer to survey living

costs in Alaska, Hawaii, Guam, Puerto

Rico, the U.S. Virgin Islands, and the

Washington, DC, area. OPM analyzed

the survey data and produced this

report.

For this study, approximately 2,800

outlets were contacted and more than

20,000 prices collected on about 200

items representing typical consumer

purchases. These data were then

combined by OPM using consumer

expenditure information developed by

the Bureau of Labor Statistics. The final

result of the study is a series of livingcost indexes, shown in the table below,

that compare living costs in the

allowance areas to those in the

Washington, DC, area. The index for the

DC area (not shown) is 100.00 because

it is, by definition, the reference area.

TABLE E–1.—FINAL COST

COMPARISON INDEXES

Allowance area Index

Anchorage, Alaska .......................... 104.84

Fairbanks, Alaska ........................... 109.90

Juneau, Alaska ............................... 110.57

The rest of the State of Alaska ...... 129.24

City and County of Honolulu, Hawaii .............................................. 121.95

Hawaii County, Hawaii .................... 111.89

Kauai County, Hawaii ..................... 121.36

Maui County, Hawaii ....................... 119.53

Guam/CNMI*, Local Retail ............. 121.88

Guam/CNMI, Commissary/Exchange ......................................... 116.06

Puerto Rico ..................................... 102.01

U.S. Virgin Islands .......................... 119.25

*CNMI=Commonwealth of the Northern Mariana Islands

1. Introduction

1.1 Report Objectives

This report provides the results of the

February 1996 surveys. A listing of

earlier reports that provided the results

of previous surveys is shown in

Appendix 1. The analyses show the

comparative living-cost differences

between the Washington, DC, area and

the allowance areas listed below. By

law, Washington, DC, is the base or

‘‘reference’’ area for the nonforeign area

cost-of-living allowance (COLA)

program.

1. Anchorage, Alaska

2. Fairbanks, Alaska

3. Juneau, Alaska

4. The rest of the State of Alaska

5. City and County of Honolulu, Hawaii

6. Hawaii County, Hawaii

7. Kauai County, Hawaii

8. Maui County, Hawaii

9. Guam and the Commonwealth of the

Northern Mariana Islands (CNMI)

10.Puerto Rico

11.U.S. Virgin Islands

1.2 Changes in This Year’s Survey

This year OPM contracted with

Runzheimer International to collect

price data. In previous surveys, most of

the analyses of the data were performed

by the contractor. This year, OPM

performed all analyses. Appendix 6 lists

the other major changes made for this

survey relative to the previous survey.

Among the key changes were the

following:

—Airline fares to Chicago, Los Angeles,

Miami, New York, and St. Louis were

surveyed. Previously, only fares to

Los Angeles were surveyed.

—Several new survey items were added,

including charge card annual fees,

charge card finance charges, funeral

services, motor scooters, personal

water crafts, and parcel post fees.

(Also see appendix 6.)

—The living community of Mayaguez,

Puerto Rico, was removed from the

survey.

1.3 Pricing Period

The prices were collected in the

allowance areas and in the Washington,

DC, area in February 1996. As with the

previous surveys, the prices of some

items--those dependent upon the

pricing of other items--were collected

slightly later (e.g., in March 1996). In

addition, individual item prices not

meeting OPM’s and Runzheimer’s

quality control procedures were

resurveyed in April and used to verify

or replace the original prices.

As done in previous surveys, some

catalog sales were included in the

survey. Only catalogs that sell

merchandise in both the allowance

areas and the Washington, DC, area

were used. To ensure consistent

seasonal catalog pricing, winter catalogs

were used for all catalog items surveyed.

2. The COLA Model

2.1 Measurement of Living-Cost

Differences

The COLA model measures livingcost differences between the allowance

areas and the Washington, DC, area by

selecting representative items that

people purchase in these locations,

calculating their respective cost

differences, and combining them

according to their importance to each

other (as measured by relative

percentage of expenditures). This

involves the following major steps:

Step 1: Identify the segment of the

population for which the analysis is

targeted (i.e., typical Federal whitecollar employees).

Step 2: Estimate how these people

spend their money.

Step 3: Select items to represent the

types of expenditures people usually

make and outlets at which people

typically make purchases for each

selected item.

Step 4: Conduct pricing surveys of the

selected items in each area.

Step 5: Compute price ratios for the

surveyed items and aggregate them

according to the relative importance of

each item.

2.2 Step 1: Identifying the Target

Population

The study estimates living-cost

differences for typical Federal white-
14196 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

1The midpoint of the moving average of CES data

was 1992. Therefore, for the purposes of these

regressions, OPM adjusted Federal salaries to reflect

1992 pay rates. OPM used the pay increases for

1993 (3.7%), 1994 (0.0%) and 1995 (2.0%), to

deflate the 1995 salaries. This produced adjusted

Federal salaries of $20,400, $31,100, and $47,550

for use in the regression equations.

collar employees who have annual base

salaries between approximately $12,000

and $88,000, the range of the General

Schedule. Because living costs may vary

depending on an employee’s income

level, living costs are analyzed at three

income levels.

2.2.1 Federal Salaries

To determine the appropriate income

levels, OPM analyzed the 1995

distribution of salaries for General

Schedule employees in all of the

allowance areas combined. OPM

divided this distribution into three

income groups of equal size and identi

fied the minimum, maximum, and

median salary in each group. The

median values were then rounded to the

nearest $100 to produce the three

representative income levels of $21,600,

$32,900, and $50,300. OPM compared

living costs at each of these three

income levels to produce three sets of

estimated expenditures for each

allowance area and for the Washington,

DC, area. OPM combined these

estimated expenditures into a single

overall index for each allowance area

using the employment weights

described below.

2.2.2 Federal Employment Weights

OPM used the minimum and

maximum values of each income group

and the 1995 distribution of General

Schedule employees by salary in each

allowance area to derive employment

weights. These were combined with

similar data from 1993 and 1994 to

produce a relatively stable moving

average. (OPM introduced moving

averages last year to lessen the impact

of new data.) From these averages, OPM

calculated the percentage of the General

Schedule workforce in each income

group in each area. These percentages

were the weights used to combine

estimated expenditures to compute the

final index. Appendix 2 shows the

General Schedule employment

distributions and how the percentage

weights were derived. Appendix 23

shows how the weights were used in the

final calculations.

2.3 Step 2: Estimating How People

Spend Their Money

2.3.1 Consumer Expenditure Survey

Expenditure patterns used in the

calculations are based on national data

from the Consumer Expenditure Survey

(CES). OPM obtained from the Bureau of

Labor Statistics ‘‘prepublished’’ CES

results for 1991, 1992, and 1994. The

Bureau of Labor Statistics has advised

OPM that ‘‘prepublished’’ CES data may

not be statistically significant. To OPM’s

knowledge, however, it is the only

source of comprehensive consumer

expenditure information by income

level. Therefore, it is used in the model.

CES data are used in two ways: to

identify appropriate items for the survey

and to derive item, category, and

component weights. The item weights

are not income-sensitive. Aggregated

CES data are analyzed by income level

to derive category and component

weights. These weights are incomesensitive. The CES data used in this

study are shown in Appendices 3 and

4. As with the Federal employment

weights, the 3 years of CES data were

combined to produce a relatively stable

moving average.

2.3.2 Expenditure Categories and

Components

The CES is grouped into small, logical

families of items. For example, prepublished data for beef are grouped into

four subcategories: ground beef, roast,

steak and other. The steak and roast

groupings were further separated into

smaller clusters of items (e.g., sirloin

and round steak, chuck and round

roast). OPM separated the CES items

into the four main cost components

specified in OPM’s regulations:

Consumption Goods and Services,

Transportation, Housing, and

Miscellaneous Expenses. To develop

weighting patterns for the three income

levels, OPM performed linear regression

analyses on the CES data shown in

Appendix 3.1 These analyses produced

estimated expenditures at the three

income levels identified in section 2.2.1

above. OPM converted these

expenditures to percentages of total

expenditures for the four components to

produce the values shown in the table

below. These were the weights used to

combine the expenditures for each of

the components into an overall value for

each income level in each allowance

area and the Washington, DC, area.

TABLE 2–1.—COMPONENT EXPENSES EXPRESSED AS A PERCENTAGE OF TOTAL EXPENSES

1995 income level

1992 adjusted income level*Goods and

services

(percent)

Housing

(percent)

Transportation

(percent)

Misc.

(percent)

Total

(percent)

$21,600 ............................................................................. $20,400 39.62 25.72 18.48 16.18 100.00

32,900 ............................................................................... 31,100 38.97 24.46 18.22 18.35 100.00

50,300 ............................................................................... 47,550 38.37 23.28 17.98 20.37 100.00

*Income levels are adjusted as described in footnote 1.

(Values may not total because of rounding.)

Goods and Services Component items

were further separated into ten

categories, and linear regression

techniques were used to estimate

expenditures on these ten categories by

income level. The weights for these

categories are shown in section 3.1. The

same technique was also used to

compute category weights for the

Transportation and Miscellaneous

Components and to produce ratios of

renters to homeowners at each income

level.

2.4 Step 3: Selecting Items and Outlets

2.4.1 Item Selections--The Market

Basket

As noted above, CES items were

grouped into ‘‘clusters’’ of expenses to

determine which items to survey. These

clusters were chosen so that no market

basket item would have an

overwhelmingly large or an

insignificantly small item weight.

For each of these clusters, a set of

items to price was identified.

Collectively, these items are called a

‘‘market basket.’’ Because it would have

been impractical to survey all of the

thousands of items consumers might

buy, the market basket contains

representative items, such as cheddar

cheese, that represents itself and the

many other related items that
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14197

2In the Washington, DC, area, Runzheimer

surveyed groceries at two kinds of supermarkets

(i.e., full-service supermarkets and ‘‘warehousetype’’ supermarkets) because both types of

supermarkets are common in this area. Runzheimer

did not survey ‘‘warehouse-type’’ supermarkets in

any other area because they are relatively

uncommon and probably not well frequented by

Federal employees.

consumers purchase (e.g., edam, gouda,

jack, swiss, etc). The market basket that

OPM and Runzheimer used had

approximately 200 items ranging from

table salt to new cars to home

purchases.

Whenever practical, the item

description included the exact brand,

model, type, and size, so that exactly the

same items could be priced in all areas

if possible. For example, a 10.5-ounce

can of Campbell’s vegetable soup was

selected for the survey because it is

representative of canned and packaged

soups, is a commonly-purchased brand,

and is found in all areas. Appendix 5

provides a list of the items surveyed and

their descriptions.

Changes in the item list and

descriptions are an important aspect of

the COLA survey. These changes are

necessary to improve the survey and

keep the item descriptions current. For

this survey, several of the items or

descriptions were changed. The major

changes and the reasons for each are

listed in Appendix 6.

2.4.2 Geographic Coverage and Outlet

Selection

Just as it is important to select

commonly-purchased items and survey

the same items in all areas, it is

important to select outlets frequented by

consumers and find equivalent outlets

in all areas. This involves deciding

which geographic areas to survey and

which outlets to survey within these

geographic areas.

2.4.2.1 Geographic Areas

For some areas, the choice of which

area(s) to survey was obvious. In Nome,

for example, the whole city is surveyed

because Nome is a small city, and

Federal employees live throug hout the

city. For other areas, specific

communities had to be identified. To do

this, OPM used the results of the 1992

Federal Employee Housing and Living

Patterns Survey. Among other things,

that survey obtained information on

where Federal employees lived. OPM

used this information to select the living

communities in which housing costs

were priced. Runzheimer then

identified outlets within a normal

shopping radius of these housing

communities. Outlets within a living

community or within an adjoining

living community were generally

considered to be within a normal

shopping radius.

2.4.2.2 Similarity of Outlets

Whenever possible, Runzheimer

selected popular outlets that were

comparable to outlets in other areas. For

example, Runzheimer surveyed the

price of grocery items at supermarkets

in all areas because most people

purchase their groceries at such stores

and because supermarkets are found in

nearly all areas.2 The selection of

comparable outlets is particularly

important because comparing the prices

of items purchased at dissimilar outlets

would be inappropriate (e.g., comparing

the price of a box of cereal at a

supermarket with one sold at a

convenience store).

Although major supermarkets,

department stores, and discount stores

represented a sizable portion of the

survey, outlets were also selected to

represent the diversity of consumer

shopping options. For example,

department stores could have been used

for pricing all clothing items surveyed.

However, this would not have reflected

the range of consumer choices.

Therefore, some clothing items were

priced in men’s and women’s clothing

stores, other clothing items in

department stores, others in shoe stores,

and still others in discount stores. For

each item, the same type of outlet (e.g.,

clothing store, discount store,

department store) was selected in each

area whenever possible.

2.4.2.3 Catalog Pricing

A limited amount of catalog pricing

was included in the survey to reflect

this common purchasing option. Eleven

item prices were surveyed by catalog.

Catalog pricing allowed the comparison

of comparable items that would have

been difficult to price otherwise. All

catalog prices included any charges for

shipping and handling and all

applicable taxes.

2.5 Step 4: Surveying Prices

As noted earlier, Runzheimer

obtained over 20,000 prices on about

200 items from approximately 2,800

outlets. In each survey area, Runzheimer

was required to get at least three price

quotes for each item, if practical. There

were certain exception items. For

example, essentially all of the available

home sales and rental data meeting the

survey specifications were obtained. For

other items, such as utilities and real

estate tax rates, only one quote was

obtained in each area because these

items have uniform rates within an area.

Because the Washington, DC, area has

six survey communities, Runzheimer

was required to get at least 18 price

quotes for most items in this area, if

practical.

2.5.1 Runzheimer Data Collection

Most of the price data were collected

onsite by Runzheimer’s Research

Associates (RA’s). The RA’s were

independent contractors hired by

Runzheimer to visit retail outlets in

each area and collect prices. All of these

RA’s were residents of the area. To

avoid any real or perceived conflicts of

interest, Runzheimer refrained from

hiring research associates who were

either employees of the Federal

Government or who had immediate

family members who were employees of

the Federal Government. Runzheimer

also collected price data by telephone

and through on- line computer services.

In addition, Runzheimer performed

numerous quality control checks, often

verifying survey data through telephone

calls and comparing current datagathering results with those from earlier

surveys.

2.5.2 Data Collection Materials

The living-cost surveys conform with

the provisions of the Paperwork

Reduction Act and are approved by the

Office of Management and Budget

(OMB). The OMB-approved survey

collection materials are found in

Appendix 7. All Runzheimer-developed

worksheets or other survey materials

conformed with those approved by

OMB.

2.5.3 Inclusion of Sales and Excise

Taxes

For all items subject to sales and/or

excise taxes, the appropriate amount of

tax was added prior to analysis.

Runzheimer gathered applicable

information on taxes by contacting

appropriate sources of information in

the allowance areas and the

Washington, DC, area.

2.5.4 Runzheimer’s Onsite Visits

Full-time Runzheimer research

professionals traveled to each allowance

area to supervise data collection

activities and perform various quality

control checks as necessary. These visits

all occurred during the pricing period so

that these professionals could answer

any of the RA’s data collection

questions or provide additional training

and instruction if necessary.

The researchers visited living

communities within the allow ance

areas to look at housing and to talk with

local real estate professionals. They also

visited numerous retail outlets to verify

that comparable items were being priced

at comparable outlets. In addition, they
14198 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

obtained general information about the

local economy.

2.5.5 Surveying the Washington, DC,

Area

As noted earlier, Runzheimer was

required to get more price quotes in the

DC area than in the allowance areas

because of the size and diversity of the

DC metropolitan area and because DC is

the basis for all comparisons. For the

purposes of the COLA surveys, the DC

area was divided into six survey areas:

two in the District of Columbia, two in

Maryland, and two in Virginia. The

outlets surveyed were within a normal

shopping radius of the housing

communities identified in Appendix 9.

Survey data from each of the six DC

survey areas were combined using equal

weights.

2.6 Step 5: Analyzing Data and

Computing Indexes

2.6.1 Indexes and Weights

2.6.1.1 Indexes

Nonforeign area COLA’s are derived

from the living-cost indexes. These

indexes are mathematical comparisons

of living costs in the allowance areas

compared with living costs in the

Washington, DC, area. An index is a

way to state the difference between two

prices (or sets of prices). For example,

if a can of corn costs $1.00 in the

allowance area and 80 cents in the DC

area, canned corn is 25 percent more

expensive in the allowance area than in

DC. That difference can also be stated as

a price index of 125.

2.6.1.2 Item Weights

OPM computed indexes for hundreds

of items. As briefly described in section

2.3, OPM used weights derived from the

CES to combine these indexes. These

weights reflected the relative amount

consumers normally spend on different

items. For example, the price of a can

of corn has a lower weight than the

price of a pound of apples because,

according to the CES, people generally

spend less on canned corn than on

apples.

The COLA model uses a fixed-weight

indexing methodology. The weights

used are based on the expenditure

patterns of consumers nationwide as

reported by the CES. This is the only

source of which OPM is aware that

provides expenditure information by

income level.

2.6.1.3 Category and Component

Weights

As described in section 2.3.2, OPM

also computed income sensitive

category and component weights. This

allowed the combination of comparative

price data in a manner that reflected the

spending patterns of people at each

income level. The way data were

combined varied among the

components.

For the Goods and Services and

Miscellaneous Expense compo nents,

OPM combined indexes within each

category using the CES weights to derive

an overall index for the category. The

category indexes were then combined

into an overall component index using

the income-sensitive category weights

described above. For the Transportation

and Housing Components, OPM used

the same approach in combination with

a cost-build-up approach. For example,

the annual cost of owning and operating

an automobile was computed by taking

individual prices (e.g., automobile

financing, insurance, gas and oil, and

maintenance) and computing an overall

dollar cost for each area. These costs

were compared with those in the DC

area to compute the Private

Transportation Category index. This

index was then combined with the

Other Transportation Category index

using income sensitive category weights

to compute an overall Transportation

Component index for each area.

2.6.2 Computing the Overall Index

The item, category, and component

indexes were combined using the

process prescribed in section 591.205(c)

of title 5, Code of Federal Regulations.

That is a five-step process that involves

converting the indexes to dollar values

and weighting these, combining them,

and comparing them to compute a final

weighted- average index. The process is

described below.

First, OPM used the CES data and the

income ranges described in section 2.2.1

to determine how much money

consumers typically spend on each

component at each income level. These

amounts appear in the table below and

in Appendix 22. They were derived by

taking the component weights shown in

Table 2-1 times the representative

income levels described in section 2.2.1.

TABLE 2–2.—TYPICAL CONSUMER EXPENDITURES BY INCOME LEVEL AND COMPONENT

Income level Goods and

services Own/rent Transportation Misc. Total

Lower ........................................................................................................ $8,558 $5,556 $3,992 $3,495 $21,600

Middle ....................................................................................................... 12,821 8,047 5,994 6,037 32,900

Upper ........................................................................................................ 19,300 11,710 9,044 10,246 50,300

(Note: Values may not total because of rounding.)

Second, for each allowance area, OPM

multiplied the dollar values above by

the component indexes for the

allowance area. Because the housing

component consisted of two indexes

(one for owners and another for renters),

two sets of total relative costs were

produced--one for owners and another

for renters.

Third, for each allowance area and

income level, OPM combined the total

relative costs for owners and renters

using as weights the proportion of

owners and renters as identified in the

CES. (See section 4.2.1.) This produced

an overall expenditure dollar amount

for each income level in each allowance

area.

Fourth, OPM computed a single

overall average expenditure for each

allowance area by combining the

income level expenditures using the

allowance area General Schedule

employment distribution as weights.

This produced a single overall dollar

expenditure value for the allowance

area. Using the same General Schedule

employment weights, OPM also

computed a single overall dollar

expenditure value for the DC area.

The final step was to divide the

overall dollar expenditure for the

allowance area by the overall dollar

expenditure for the DC area to compute

a final index. These indexes are shown

in the last section of this report and in

Appendix 23.

3. Consumption Goods and Services

3.1 Categories and Category Weights

Based on the CES data, OPM

identified ten categories of expenses

within the Goods and Services

Component. Using linear regression

analyses and the CES data, OPM

identified the portion of total Goods and

Services expenditures that the typical
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14199

consumer spends in each category at

various income levels. The categories

and the relative expenditures are shown

in the table below:

TABLE 3–1.—CATEGORY WEIGHTS EXPRESSED AS A PERCENTAGE OF GOODS AND SERVICES EXPENDITURES BY INCOME

LEVEL

Category

Income levels

Lower Middle Upper

Food at Home .......................................................................................................................................... 27.04 24.04 21.15

Food Away from Home ............................................................................................................................ 13.60 14.16 14.71

Tobacco .................................................................................................................................................... 3.09 2.55 2.02

Alcohol ...................................................................................................................................................... 2.66 2.64 2.62

Furnishings and Household Operations ................................................................................................... 14.98 15.99 16.97

Clothing .................................................................................................................................................... 13.54 14.22 14.87

Domestic Service ..................................................................................................................................... 1.73 1.94 2.14

Professional Services ............................................................................................................................... 6.95 7.01 7.07

Personal Care .......................................................................................................................................... 3.62 3.52 3.43

Recreation ................................................................................................................................................ 12.80 13.93 15.02

Totals ............................................................................................................................................. 100.00 100.00 100.00

(Note: Values may not total because of rounding.)

3.2 Goods and Services Survey Results

Section 2.6 of this report provides a

detailed explanation of the economic

model used to analyze the price data. As

it applies to Goods and Services, the

approach involved comparing the

average prices of market basket items in

each allowance area with those in the

Washington, DC, area. The resulting

price ratios were aggregated into

subcategory and then category indexes

using the moving-average expenditure

weights derived from the CES data.

Appendix 8 shows for each allowance

area ten category indexes, the weights

used at each of the three income levels,

and the overall Goods and Services

Component indexes. The Washington,

DC, area is not shown because it is, by

definition, the reference area. Therefore,

the DC indexes are 100.

3.2.1 Exchange and Commissary

Expenditure Research

Executive Order 10000, as amended,

requires OPM to adjust COLA rates

when employees have special

purchasing privileges, such as unlimited

access to commissaries and exchanges.

In Guam, employees have such access,

so OPM directed Runzheimer to price

the same marketbasket of Goods and

Services items at the commissaries and

exchanges in Guam as it used for the

local retail pricing. One price quote was

obtained for each marketbasket item

found in these facilities.

It was not assumed that people with

access to military facilities made all

purchases in these facilities. Instead, the

results of an OPM survey of Federal

employees was used to determine the

percentage of purchases that families

typically make in military facilities

versus local outlets. For example, as the

following table shows, it is estimated

that employees with commissary/

exchange access in Guam purchase

approximately 70% of their Food at

Home items at a commissary and

purchase the remaining 30% of such

items in local retail outlets.

TABLE 3–2.—PERCENTAGES OF PURCHASES MADE AT THE COMMISSARIES AND EXCHANGES IN

GUAM

Category Percentage

Food at Home ................................. 70.0

Food Away ...................................... 0.0

Tobacco .......................................... 64.0

Alcohol ............................................ 76.0

Furnishings. & Hsld. Op. ................ 64.5

Clothing ........................................... 43.7

Domestic Service ............................ 0.0

Professional Services ..................... 0.0

Personal Care ................................. 49.3

Recreation ....................................... 49.7

These percentages were used to

aggregate the local retail and

commissary/exchange prices into one

set of appropriate, blended prices,

hereinafter referred to as the

Commissary/PX prices. The blended

prices were compared to the local retail

prices in the Washington, DC, area to

compute Commissary/PX Goods and

Services Category indexes, which were

then combined using CES weights to

derive an overall Commissary/PX Goods

and Services Component index. Just as

with the Guam Local Retail Goods and

Services Component index, the Guam

Commissary/PX Goods and Services

Component index was combined with

the indexes for the Housing,

Transportation and Miscellaneous

Expense Components to derive a single,

overall Commissary/PX index for the

Guam allowance area.

4. Housing

4.1 Component Overview

The Housing Component consists of

the following expenses related to

owning or renting a dwelling:

—mortgage or rent payments,

—utilities,

—real estate taxes,

—homeowner’s or renter’s insurance,

—home maintenance, and

—telephone expenses.

At each of the three income levels, the

annual housing costs for homeowners

and renters were measured separately.

The results were then combined using

as weights the percentages of owners

and renters reported by the CES.

4.2 Housing Model

4.2.1 Expenditure Research

The CES was used to determine the

national average ratio of families who

own, as opposed to rent, their

residences at each income level. Using

the tenure data by income range as

input into a linear regression analysis,

OPM calculated the owner and rent

weights shown below and in Appendix

23. OPM excluded data for home

owning families without a mortgage

because they were not typical of Federal

homeowners in the base area or in the

allowance areas.
14200 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

TABLE 4–1.—OWNER/RENTER WEIGHTS

Category

Income levels

Lower

(percent)

Middle

(percent)

Upper

(percent)

Homeowner with mortgage ...................................................................................................................... 37.97 47.13 61.21

Renter ....................................................................................................................................................... 62.03 52.87 38.79

Totals ............................................................................................................................................. 100.00 100.00 100.00

The CES data were also used to

identify which home- maintenance

items to price and to establish the

relative importance of those items.

4.2.2 Housing Profiles

To compare housing costs in all

locations, six typical housing profiles

are used and are assigned to the three

income levels, as shown in the table

below. For Runzheimer’s data

collection, OPM required that at least

one criterion for the owner profile be

the square footage of the home and at

least one criterion for the renter profile

be the number of bedrooms in the rental

unit. Runzheimer collected additional

information when available.

Unfortunately, the quantity and type of

additional data varied markedly from

one area to the next and was completely

unavailable in some areas. Therefore,

OPM could not use the additional data.

TABLE 4–2.—HOUSING PROFILES

Income level Renter profile Owner profile

Lower ................................... 3 rooms, 1 BR, 1 bath, 600 sq. ft. apartment ................. 4 rooms, 2 BR, 1 bath, 900 sq. ft. condo or detached

house.

Middle .................................. 4 rooms, 2 BR, 1 bath, 900 sq. ft. apartment ................. 5 rooms, 3 BR, 1 bath, 1,300 sq. ft. detached house

(rowhouse in NE DC).

Upper ................................... 4 rooms, 2 BR, 2 baths, 1,100 sq. ft. townhouse or detached house.7 rooms, 3 BR, 2 baths, 1,700 sq. ft. detached house.

The home sizes stated above are the

representative sizes used for certain

calculations in the model. They are not,

however, the only size surveyed for

each profile. For rentals, Runzheimer

obtained rental rates on any unit,

regardless of its size, that otherwise met

the profile characteristics. For home

sales, Runzheimer obtained the prices of

homes within size range and otherwise

meeting the profile specifications. The

size ranges are shown below:

TABLE 4–3.—HOME SIZES SURVEYED

Income level Range

Lower ................. 600 to 1,200 sq. ft.

Middle ................. 1,000 to 1,600 sq. ft.

Upper ................. 1,400 to 2,300 sq. ft.

It should be noted that although the

size ranges overlap, no home sale

observation was used at more than one

income level. Application of the other

criteria (i.e., number and type of rooms)

ensured that each observation was

assigned to the appropriate income level

even though its size was common to two

income levels.

4.2.3 Living Community Selection

As discussed briefly in section 2.4.2.1,

OPM identified the living communities

to be surveyed based on the results of

the 1992 Federal Employee Housing and

Living Patterns Survey. The

communities surveyed are identified in

Appendix 9. As with previous surveys,

nine homeowner and nine renter

communities were identified for the

Washington, DC, area--one for each

income level in each of the three areas

(DC, Maryland, and Virginia). In the

allowance areas, up to three homeowner

and three renter communities were

identified--one for each income level.

The three-community owner/renter

goal was not achievable in many of

allowance areas due to the relatively

few home sales and rental opportunities

in these areas. In such areas, OPM

directed Runzheimer to collect prices

for the entire survey area or allowance

area rather than in specific

communities. This was done in

Fairbanks, Juneau, Nome, Hilo, Kailua

Kona, Kauai, Maui, Guam, St. Croix and

St. Thomas. In these areas, all home

sales and/or rental rates meeting the

housing profile characteristics for the

particular income group were included

in the analysis.

4.2.4 Housing-Related Expenses

Based on the CES data, housingrelated expense items were categorized

into one of five groups in the COLA

model. These groups were--

—utilities,

—real estate taxes,

—owners/renters insurance,

—maintenance, and

—telephone expenses.

4.2.4.1 Utilities

Electricity, oil, gas, water, and sewer

were the utilities used in the model.

Most utility companies were able to

provide current charges per unit of

consumption and average consumption

patterns for all households. The

companies were not, however, able to

provide separate consumption patterns

by the size or type of housing.

Because many utility costs vary by

size of house, a factor was needed to

derive the utility rates at each of the

home profiles. The table below shows

the standard square foot sizes and utility

factors used for each home profile. The

factors were calculated by assuming that

utility use increases or decreases at half

the rate that square footage increases or

decreases.

TABLE 4–4.—UTILITY FACTORS

Income

level

Renter profile Owner profile

Sq. ft. Factor Sq. ft. Factor

Lower 600 .73 900 .85

Middle 900 .85 1,300 1.00

Upper 1,100 .92 1,700 1.15

In each area, Runzheimer obtained the

price of each of the types of utilities

noted above. Runzheimer used average

annual consumption per household
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14201

information gathered from utility

companies serving each area to compute

average annual utility costs. The above

factors were then used to adjust the total

annual utility costs for each of the

various housing profiles.

In the DC area, Runzheimer was

unable to obtain estimates for electricity

usage for houses heated by gas or oil.

However, Runzheimer was able to

obtain kilowatt usage for all-electric

houses. In order to avoid potential

double counting of utility costs, OPM

used the all-electric data for the DC area.

This was not a problem in the warmarea COLA areas where there is little

heat expense. It also was not a problem

in Alaska where most consumers use

gas or oil heat, not electric heat.

4.2.4.2 Real Estate Taxes

For this study, Runzheimer contacted

the city assessors in each allowance area

and in the Washington, DC, area to

obtain real estate tax information on the

living communities surveyed. Real

estate tax formulas were obtained for all

living communities and applied to the

home values for each income level.

4.2.4.3 Owners/Renters Insurance

Homeowners’ insurance rates were

gathered for each of the survey areas for

both renter and owner profiles. For

renters, the following estimated content

values were used: $25,000 at the lower

and middle income levels and $30,000

at the upper income level. For

homeowners, the cost of insurance was

dependent on the median home values

calculated as part of this survey. In most

areas, it was assumed that the structure

was equal to 80 percent of the total

home value. In Hawaii, where the land

represents a greater proportion of

property value, 50 percent was used.

Previous research conducted by

Runzheimer International for OPM

found that insurance coverage for

disasters, such as floods and

earthquakes, were not widely purchased

in the allowance areas. Therefore, the

COLA model does not include these

additional riders. (See Report to OPM

on Living Costs in Selected NonForeign

Areas and in the Washington, DC, Area,

June 1992, at 57 FR 58556). Hurricane

insurance was priced for all of the

allowance areas in Hawaii and in Guam,

Puerto Rico, and the U.S. Virgin Islands.

4.2.4.4 Home Maintenance

Estimated home maintenance expense

was computed for each of the

homeowner profiles. Maintenance costs

were not added in the three renter

profiles because most, if not all,

maintenance expenses are covered by

the landlord.

As done in previous surveys,

Runzheimer priced both home

maintenance services as well as home

maintenance commodities using the

CES information to identify items to

price and the weights associated with

these items. The maintenance service

items priced were interior painting,

plumbing repair, electrical repair, and

pest control. In the Nome area, however,

pest control was not priced because

local sources indicated it is not

necessary. The maintenance

commodities priced were bathroom

caulking, a kitchen faucet set, an

electrical outlet, latex interior paint, and

a fire extinguisher.

To compute home maintenance cost

differences between each allowance area

and the Washington, DC, area for the

homeowner profiles, an index was

computed for each maintenance item by

comparing the allowance area price to

the DC area price. As with the Goods

and Services component items, the CES

data were used to weight these

maintenance indexes into an overall

home maintenance index for each area.

To combine the maintenance indexes

with the other homeowner costs, which

were expressed in dollar amounts, OPM

converted the indexes to dollars by

multiplying the index for each area by

the average maintenance expense

reported in the CES. This cost was

assigned to the middle-income

homeowner profile. Logically,

maintenance costs for larger homes

would generally be greater than costs for

middle-sized homes, while costs for

smaller homes would generally be less.

Therefore, the same homeowner multi

pliers used in the utilities model for the

lower and upper income profiles (.85

and 1.15 respectively) are applied to

recognize differences in maintenance

costs due to house size at these income

levels.

4.2.4.5 Telephone Expenses

Telephone expenses consisted of local

service charges, additional charges for

local calls (if applicable), and charges

for long distance calls. To measure

estimated expenses for local service and

local calls, Runzheimer surveyed the

cost of touch- tone service with

unlimited calling in each area.

To estimate long distance charges in

all areas, Runzheimer surveyed the cost

of three 10-minute direct dial calls per

month to large U.S. mainland cities (i.e.,

Los Angeles, Chicago, and New York

City). Runzheimer measured the price of

a call placed in the survey area at the

time of day necessary to be received in

the respective city at 8:00 p.m. local

time. In many areas, this resulted in

pricing a combination of daytime and

evening-rate calls.

4.3 Housing Data Collection

Procedures

As done in previous years,

Runzheimer collected housing

information mainly from real estate

professionals, various listing services,

and advertisements. In addition,

Runzheimer personnel traveled to each

of the surveyed communities to assess

the compatibility of the housing

community with the income level for

which the data were used and to ensure

that homes in these communities were

comparable to those surveyed in the

Washington, DC, area.

4.3.1 Homeowner Data Collection

Runzheimer surveyed selling prices of

homes that matched the housing

profiles in each living community and

obtained as many of these selling prices

as possible for sales that occurred

during the 12-month period prior to the

date of the survey. The amount of data

obtained depended on the number of

home sales in the community and the

availability of square footage and other

housing profile information. This in

turn depended on the size of the

community, economic conditions,

quality and quantity of the realty data

available, and the willingness and

ability of local realty professionals and

assessor offices to provide data. If sales

data obtained from the preliminary data

sources did not meet specified contract

minimums, Runzheimer contacted

additional data sources in the area to

attempt to secure more sales data, if

practical. In this manner, either all or a

sizeable portion of the home sales in

each area was surveyed.

4.3.2 Renter Data Collection

Rental data also were obtained from a

variety of sources, e.g., brokers, rental

management firms, property managers,

newspaper advertisements, and other

listings. Analyses of these data revealed

what appeared to be two separate rental

markets: a broker market and a nonbroker market. Rental rates and

estimates provided by brokers generally

exceeded those obtained from other

sources. The methodology used to

analyze these two data sets is discussed

in section 4.4.2.

4.4 Housing Analysis

4.4.1 Homeowner Data Analysis

One of the most important factors

relating to the price of a home is the

number of square feet of living space. As

was done last year, OPM used the

median home value. The median is the

middle value in a rank-ordered set of
14202 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

observations. OPM used this approach

to reduce the volatility of the housing

data from one survey to the next

because a relatively few extremely high

or low home prices could significantly

influence average housing prices.

For each income profile in each

allowance area and the Washington, DC,

area, OPM computed the median price

per square foot for the comparables.

This value was then multiplied by the

reference square footage for the profile

to determine the home purchase price

for the profile.

As was done last year, OPM also used

historical housing data in addition to

data collected in this survey. These data

are found in Appendix 10 of this report.

The historical data are from previous

living-cost surveys that were published

in the Federal Register beginning with

the 1990 report. (See Appendix 1 for a

listing of these publications). The data

for the period prior to 1990 were

published with the results of the 1991-

1992 living-cost surveys at 57 FR 58617.

All housing values are based on the

community selections and analytical

methodologies used at the time of each

respective survey.

The historical housing data used were

estimated annual principal plus interest

payments by income level in each area.

To combine these data, OPM used

weights that were derived from the 1992

Federal Employee Housing and Living

Patterns Survey. These weights reflect

the proportion of Federal employee

homeowners by year of purchase in all

allowance areas and in the Washington,

DC, area. The historical housing weights

and analyses are shown in Appendix 11.

4.4.2 Rental Data Analysis

OPM assigned each rental quote to a

single income level based on the criteria

stated in section 4.2.2. As discussed

earlier, there were essentially two

sources of rental information: broker

and non-broker sources. In each area,

the quantity of data obtained from either

source varied significantly. Therefore,

analyzing all of the rental data (both

broker and non-broker) together for an

area and income level was undesirable.

Instead, OPM analyzed broker and nonbroker data separately by income level.

As with the housing data analyses, OPM

used the median rental values. For each

income level, OPM separately ranked

rental rates from low to high for broker

and non-broker data. The median values

for broker and non-broker data for each

group were determined and then

averaged to compute a single rental

value for each income level. Because

OPM has no information on how the

Federal employees who rent generally

secure their lodgings, OPM applied

equal weights to the broker and nonbroker data to compute an overall

average rental rate for the area and

income level. The broker and nonbroker medians and final results are

shown in Appendix 12.

4.5 Housing Survey Results

In the above sections, the processes

used for determining the costs for

maintenance, insurance, utilities, real

estate taxes, rents, and homeowner

mortgages were described. Appendix 13

shows the cost of each of these items for

renters and homeowners in each

allowance area and in the Washington,

DC, area. Appendix 14 compares the

total cost of these items by income level

in each allowance area with the total

cost of the same items by income level

in the DC area. Again, there are separate

comparisons for renters and

homeowners. The final housing-cost

comparisons take the form of indexes

that are used in Appendix 22 to derive

the total, overall indexes for owners and

renters.

5. Transportation

5.1 Component Overview

The transportation component

consists of two categories: Automobile

Expense and Other Transportation

Costs. The Automobile Expense

Category reflects costs relating to

owning and operating a car in each area.

The Other Transportation Costs

Category is represented by the cost of air

travel from each location to common

points within the contiguous 48 States.

5.2 Private Transportation

Methodology

As done in previous surveys, OPM

analyzed automobile trans portation

costs for three commonly purchased

vehicles: a domestic auto, an import

auto, and a utility vehicle. New car costs

were used for these analyses because it

was believed that pricing used vehicles

of equivalent quality in each area could

introduce inconsistencies because of the

value judgments that would be required.

5.2.1 Vehicle Selection and Pricing

The same three models of automobiles

that were surveyed in previous years

were surveyed again this year:

Domestic-Ford Taurus GL 4-door

sedan 3.0L 6 cyl.

Import-Honda Civic DX 4-door sedan

1.5L 4 cyl.

Utility-Chevrolet S10 Blazer 4X4 2

door 4.3L 6 cyl.

For each model car, Runzheimer

collected new vehicle prices at

dealerships in each area and from

secondary sources, such as the Kelly

Blue Book. All prices were based on the

manufacturers’ suggested retail prices

(MSRP) for 1996. All vehicles were

equipped with standard options, such as

automatic transmission, AM/FM stereo

radio, and air conditioning. In Alaska

locations, special additional equipment

was included in new-vehicle prices (i.e.,

engine-block heaters and heavy-duty

batteries). Snow tires were also priced

in Alaska. (See section 5.2.5.) In

addition to the MSRP, the price

included additional charges such as

shipping, dealer preparation, additional

dealer markup, excise tax, sales tax, and

any other one-time taxes or charges. In

Anchorage, for example, documentation

fees were also included as part of the

new-vehicle costs.

5.2.2 Vehicle Trade Cycle

Calculating the cost of owning and

operating a vehicle requires knowing

the miles driven and how long the car

is owned. In the automobile industry,

these two factors are known collectively

as a vehicle’s ‘‘trade cycle.’’ The trade

cycle is stated as a length of time (in

months or years) and the total number

of miles driven in that time period. This

information is used in the model to

compute annual costs related to fuel,

oil, tires, maintenance, and

depreciation. As with the previous

living-cost analyses, OPM used a fouryear, 60,000-mile trade cycle in all

areas.

5.2.3 Fuel Performance and Type

All vehicles included in this study

used regular unleaded fuel. Runzheimer

surveyed self-service cash prices of

unleaded regular gasoline at namebrand gas stations in the Washington,

DC, area and in all allowance areas,

except those in Alaska. In consideration

of the harsh climate in the Alaska

allowance areas, full-service cash prices

were surveyed.

To establish average fuel-performance

ratings, the COLA model uses the ‘‘city

driving’’ figures published by the U.S.

Environmental Protection Agency

(EPA). The ‘‘city’’ figures instead of

‘‘highway’’ figures are used because all

locations contained considerable stopand-go driving conditions. As in

previous COLA surveys, OPM included

in its analysis the following fuelperformance factors: temperature, road

surface, and gradient. These factors are

based on research previously conducted

for OPM. This research and the factors

are discussed below.

5.2.3.1 Impact of Temperature upon

Fuel Performance

Gas mileage is affected by

temperature. The lower the temperature,
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14203

the fewer miles-per-gallon achieved and

vice versa. According to the EPA’s

Passenger Car Fuel Economy: EPA and

Road, the temperature at which no

adjustments to fuel performance occur

is 77°F. Below that temperature, milesper- gallon achieved drops. Above 77°F

miles-per-gallon achieved improves.

The model uses the average monthly

temperatures for each allowance area

and the DC area as reported in The

Weather Almanac, published by Ruffner

and Blair. For each location and month,

the model uses the appropriate factor

from the EPA study based on the

average monthly temperature for the

area. These factors are then averaged to

derive a single overall factor for each

location. The results of these

calculations are shown in Table 5-1.

5.2.3.2 Impact of Road Surface upon

Fuel Performance

For the model, it is assumed that

Federally controlled roadways are

typically composed of concrete and/or

high-load asphalt and that locally

controlled roadways are typically

composed of low-load asphalt. EPA’s

research indicates that cars are generally

more fuel-efficient on the firmer, highload surfaces than on the softer, lowload surfaces. Although traffic patterns

and road usage vary among areas,

previous research conducted for OPM

produced no relevant findings regarding

this issue. Therefore, the model uses the

assumption that Federally- controlled

roadways generally support twice the

traffic of, or are used at least twice as

much as, locally controlled roadways.

In each allowance area, the total

mileage falling into either the Federal or

local categories was collected. For

example, Alaska contains 5,512 miles of

Federally controlled roads and 7,120

miles of locally controlled roads. The

usage assumption increased Federal

road mileage by a factor of two for the

Alaska allowance areas.

The average low-load asphalt factor

(which reflects dry, wet, and snowy

conditions) was applied to the local

mileage percentage, and the average

concrete and/or high-load asphalt factor

was applied to the Federal mileage

percentage to produce two weighted

average factors--one for the Alaskan

allowance areas and another for the

other allowance areas. These factors are

shown in Table 5-1. The Washington,

DC, area was assigned a factor of 1.00

on the premise that the vast majority of

traffic in that area travels on dry, highload surfaces. The application of these

factors is described in Section 5.2.3.4.

5.2.3.3 Impact of Gradient Upon Fuel

Performance

The effect of gradient on gas mileage

is also estimated from EPA’s Passenger

Car Fuel Economy: EPA and Road.

Local topography (i.e., gradient) affects

fuel efficiency. EPA provides mileage

factors based upon various gradients

ranging from less than 0.5% (essentially

flat) to greater than 6% (steep).

In research previously conducted for

OPM, the contractor reviewed the

topographic features of each area and

found a wide range of road conditions.

However, the contractor was unable to

find relevant information on the types of

terrain drivers typically encounter in

each area or the number of miles drivers

travel in each type of terrain. Lacking

such information, the contractor

assumed that drivers in the allowance

areas generally traveled roads having

approximately the same gradients that

are found on average in the United

States.

Applying the information from EPA’s

research, a fuel- performance factor of

0.98 was computed for this type of

driving. This factor was assigned to each

allowance area. For the DC area, a factor

of 1.00 was used on the premise that the

vast majority of traffic in that area

travels on major freeways and highways

that are relatively flat. The application

of these factors is described in the next

section.

5.2.3.4 Overall Impact upon Fuel

Performance

OPM applied the factors described

above to make adjustments in the

average gas mileage ratings for each type

of automobile surveyed for each

allowance area and for the Washington,

DC, area. The adjustment factors

compound-- that is, the total adjustment

is the result of multiplying the three

individual factors together for each area.

In the table below, the factor 1.00

means that no adjustment in EPA fuel

performance is appropriate. A factor of

less than 1.00 means that the estimated

gasoline mileage in the area is less than

the EPA average. For example, the total

adjustment factor for Juneau is 0.84.

This means that the estimated gasoline

mileage in Juneau is 84 percent of the

EPA estimated average. Note that the

adjustment factor for the DC area (0.94)

indicates that average gasoline mileage

in that area is also below the EPA

estimate.

TABLE 5–1.—SUMMARY OF FUEL-PERFORMANCE ADJUSTMENTS

Location Temperature

Road surface Gradient Total

Anchorage ........................................................................................................................ 0.88 0.96 0.98 0.83

Fairbanks .......................................................................................................................... 0.85 0.96 0.98 0.80

Juneau .............................................................................................................................. 0.89 0.96 0.98 0.84

Nome ................................................................................................................................ 0.85 0.96 0.98 0.80

Hawaii ............................................................................................................................... 0.99 0.98 0.98 0.95

Virgin Islands .................................................................................................................... 1.01 0.98 0.98 0.97

Puerto Rico ....................................................................................................................... 1.01 0.98 0.98 0.97

Guam ................................................................................................................................ 0.99 0.98 0.98 0.95

Washington, DC ............................................................................................................... 0.94 1.00 1.00 0.94

5.2.4 Vehicle Maintenance

As done in the previous surveys,

Runzheimer surveyed the cost of five

common maintenance services and

repairs performed on the vehicles

surveyed. The services and repairs

were--

—Tuneup,

—Oil change,

—Automatic transmission fluid change,

—Flush/fill coolant, and

—Muffler/exhaust pipe replacement.

The automobile manufacturers’

recommended maintenance schedules

were used to determine the frequency of

performing each of these maintenance

jobs. Maintenance schedules vary,

depending on the driving conditions

typically encountered. Consistent with

the assumptions used for fuel economy

and tire mileage, it was assumed that

driving conditions in the allowance

areas are generally severe, and the

maintenance schedules used reflected

that kind of driving. For the DC area, it

was assumed that driving conditions

were normal, and the maintenance
14204 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

schedules used for that area reflected

that kind of driving.

The recommended frequency of

performing each of these jobs was

combined with the prices charged by

local dealers and service stations to

compute an estimated annual

maintenance expense. Runzheimer

collected the cost of the complete

maintenance service or repair job for

each vehicle. For example, the cost of a

complete oil change was collected for

each vehicle including the total charge

for parts and the total charge for labor.

In the Alaska and DC areas, constant

velocity joint (CVJ) boots replacement

was also included in the cost of vehicle

maintenance. Previous research

conducted for OPM revealed varying

replacement cycles among the Alaska

allowance areas and between the Alaska

areas and the DC area: Anchorage and

Juneau-- every 45,000 miles (3 years),

Nome--every 30,000 miles (2 years),

Fairbanks--every 15,000 miles (1 year),

and the Washington, DC, area--every

60,000 miles (4 years). The cost of

replacement for all three vehicle types

was factored into the indexes based

upon the frequency of the replacement.

In Fairbanks, for example, 100 percent

of the cost was included because

previous research indicated annual

replacement was the norm.

5.2.5 Tires

Research previously conducted for

OPM revealed that various factors (e.g.,

road quality/state of repair, road

composition) appeared to reduce tread

life (i.e., the average number of miles a

tire is expected to last) in the allowance

areas compared with the Washington,

DC, area. Based on this research, the

model uses tire expense based on a

40,000-mile tread life in allowance areas

and a 55,000-mile tread life in the DC

area.

Runzheimer priced the cost of a new

set of tires, including mounting and

balancing and all applicable taxes, in

each area. This cost was converted into

an annual cost by dividing the estimated

number of annual miles driven by the

expected tread life and multiplying this

by the new tire price. Previous research

indicated that four extra studded snow

tires would be required for all three

vehicles in the Alaska allowance areas.

Therefore, Runzheimer surveyed the

cost of extra wheels, extra tires, and

installing studs for all vehicles in

Anchorage, Fairbanks, Juneau, and

Nome.

5.2.6 License and Registration Fees

and Miscellaneous Taxes

Runzheimer obtained information

regarding license registration fees,

miscellaneous taxes, and personal

property taxes (where applicable).

License and registration fees were

included as part of the annual cost of

owning an automobile. Miscellaneous

and personal-property taxes were

computed for each year of the vehicle’s

4-year trade cycle using the vehicle’s

estimated used-car value for each year.

The resulting four personal property tax

values were then averaged, and that

average was included as part of the

annual cost of owning an automobile.

As stated in section 5.2.1, sales and

excise taxes were included in the

purchase price of the vehicle and were

accounted for under the annual vehicle

purchase and finance costs.

5.2.7 Depreciation

The single largest annual expense

related to owning and operating a new

car is depreciation--the lost value of the

vehicle as it ages and is driven. In the

COLA model, total depreciation is

calculated by subtracting from the

purchase price the estimated residual

value (used car value) 4 years later. This

value is then divided by four to produce

an annual depreciation amount.

As described earlier, the new car price

was the manufacturer’s suggested retail

price plus any additional charges, such

as shipping, dealer prep, additional

dealer markup, excise tax, and sales tax.

As done in previous surveys, the used

car value was based on information

from sources such as the Black Book

Official Finance/Lease Guide for 1994.

Although such sources only track prices

of vehicles sold in the contiguous 48

States, previous research performed by

Runzheimer did not indicate that used

cars in allowance areas were (on

average) worth more or less than used

cars in the DC area, except for Fairbanks

and Nome. For Fairbanks and Nome, 90

percent of the projected residual values

were used to reflect the more severe

conditions.

It should be noted that identical

residual values did not result in

identical depreciation amounts.

Depreciation amounts were generally

higher in the allowance areas than in

the Washington, DC, area because new

car prices were generally higher in the

allowance areas.

5.2.8 Finance Expense

The COLA model assumes that new

car purchases are financed. Therefore,

Runzheimer surveyed banks in all areas

to obtain their auto-loan interest rates

for a 48-month loan with 80 percent

financing. OPM computed the finance

cost for each vehicle in each area and

included it in the annual cost of owning

and operating an automobile.

5.2.9 Vehicle Insurance

Runzheimer surveyed the cost of car

insurance in each location. Consistent

with the previous year’s survey,

Runzheimer used the following

common coverages, limits, and

deductibles:

Bodily Injury ............ $100,000/$300,000.

Property Damage ...... $50,000.

Medical ..................... $5,000.

Uninsured Motorist .. $100,000/300,000.

Comprehensive ......... $100 Deductible.

Collision .................... $250 Deductible.

In each survey area, Runzheimer

identified the common automobile

insurance companies and attempted to

obtain three insurance price quotes for

each type of car surveyed. These quotes

were averaged by type of car to produce

estimated insurance costs for each area.

Runzheimer found that some

insurance companies in Guam, Puerto

Rico, and the Virgin Islands did not

offer the coverages, limits, and

deductibles shown above. To allow the

comparison of the cost of these different

policies with DC costs, OPM directed

Runzheimer also to survey in the DC

area the cost of insurance that was

comparable to that offered in these

allowance areas. The costs of these

equivalent policies were then compared

to derive adjustment factors that could

be applied to the cost of the standard

coverages, limits, and deductibles

shown above. By applying these factors

to the DC area average price, the cost of

equivalent coverage was estimated for

these particular allowance areas. The

factors and their derivation are shown

in Appendix 16.

5.2.10 Overall Annual Costs

As described above, Runzheimer

surveyed the annual costs for fuel,

maintenance and oil, tires, licensing,

taxes, depreciation, finance, and

insurance for three types of automobiles

in each allowance area and in the

Washington, DC, area. These costs were

then summed to determine the overall

annual costs by area for owning and

operating each type of automobile.

Appendix 15 shows these costs for each

area by type of vehicle.

5.3 Other Transportation Costs--Air

Fares

Air fare is the only item priced for the

Other Transportation Costs Category.

For this item, OPM priced the lowest

priced round-trip air fare on a major

carrier with a 2-week advance purchase

and a 1-week stay over. Trips were

priced from each allowance area and the

Washington, DC, area to Chicago, Los

Angeles, Miami, New York, Seattle, and

St. Louis. These cities were selected to
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14205

represent a range of travel destinations

coast- to-coast for COLA area and DC

area Federal employees. The costs of the

trips from each allowance area were

averaged and compared with the

average cost of the trips from the DC

area to compute the category indexes.

The fares are shown in Appendix 17.

5.4 Transportation Component

Analyses

OPM compared the total cost of

private auto transportation for each

vehicle in each allowance area with the

total cost for the same vehicle in the DC

area. These comparisons are expressed

as indexes and are shown in Appendix

19. Likewise, OPM compared the cost of

air fares for each area with those for the

DC area and computed a cost index.

These indexes are shown in Appendices

17 and 19. OPM used national average

expenditure data to derive weights that

reflected how much consumers

typically spend to own and operate an

automobile versus other transportation

expenses. These weights vary by income

level and were used to combine the

Automobile Expense Category index

with the Other Transportation Costs

index by area to derive the overall

Transportation Component index for the

area. The weights, computations, and

final Transportation Component indexes

are shown in Appendix 19.

6. Miscellaneous Expenses

6.1 Component Overview

The Miscellaneous Expense

component consists of three categories

of expenses:

—Medical care.

—Contributions (including gifts to nonfamily members).

—Personal insurance and retirement

contributions/investments.

OPM used an approach similar to that

used for the Goods and Services

Component to derive the indexes for

each of these categories and the

Miscellaneous Component overall.

6.2 Component Weights

OPM used CES data to determine the

appropriate weights for each of the

items and categories in the

Miscellaneous Component. The category

weights are shown in the following table

and in Appendix 21. Item weights are

shown in Appendix 20.

TABLE 6–1.—MISCELLANEOUS EXPENSE CATEGORIES AND WEIGHTS

Categories

Income level

Lower

(percent)

Middle

(percent)

Upper

(percent)

Medical Care ............................................................................................................................................ 41.36 31.40 24.04

Contributions ............................................................................................................................................ 16.52 17.18 17.67

Personal Insurance and Retirement Contributions .................................................................................. 42.11 51.42 58.29

Totals ............................................................................................................................................. 100.00 100.00 100.00

Note: Values may not total because of rounding.

6.3 Component Categories

6.3.1 Medical Expense Category

Runzheimer surveyed the price of

medical care items using essentially the

same approach it used for the Goods

and Services component items. The

following medical care items were

priced in each allowance area and in the

Washington, DC, area:

—nonprescription pain reliever

—prescription drugs

—contact lenses

—dental service

—doctor visit

—hospital room

—health insurance

Runzheimer surveyed the cost of

these items in both the allowance areas

and in the DC area. OPM compared the

prices to produce an index for each item

in each area, then combined these

indexes using CES weights to produce a

single Medical Care Category index for

each area. The COLA model assumes

that the cost of health insurance is

constant among areas because the

choice of Federal health coverage is to

a large extent a matter of personal

preference. Therefore, the index for this

item is 100.00.

6.3.2 Contributions Category

The index for the Contributions

Category is the Goods and Services

Component index for the area. The use

of the Goods and Services index is

based on the assumption that the

relative level of contributions is roughly

equivalent to that reflected by the Goods

and Services index.

6.3.3 Personal Insurance and

Retirement Category

The index for personal insurance and

retirement contributions and

investments is assumed to be constant

among areas. The cost of Federal

Employees Group Life Insurance is a

matter of personal preference and is

constant in all areas for the same age,

salary, and benefit option combinations.

Likewise, retirement contributions are a

matter of personal preference, and the

minimum contribution requirements are

constant among areas for equivalent

salary levels.

6.4 Miscellaneous Expense Analyses

As with the Goods and Services

Component, the indexes for each of the

Miscellaneous Component categories

were combined using CES weights to

produce component indexes by income

level for each area. These indexes are

shown in Appendix 21. Section 2.6

describes how the miscellaneous

expense component indexes are

combined with the other component

indexes to derive the final index for

each area.

7. Final Results

7.1 Total Comparative Cost Indexes

The total comparative cost indexes

appear below. Appendix 23 shows how

each index was derived from the

component indexes.

TABLE 7–1.—FINAL COST

COMPARISON INDEXES

Allowance area Index

Anchorage, Alaska ........................ 104.84

Fairbanks, Alaska ......................... 109.90

Juneau, Alaska ............................. 110.57

The rest of Alaska ........................ 129.24

City and County of Honolulu, Hawaii ............................................ 121.95

Hawaii County, Hawaii .................. 111.89

Kauai County, Hawaii ................... 121.36

Maui County, Hawaii ..................... 119.53

Guam/CNMI*, Local Retail ........... 121.88

Guam/CNMI, Commissary/Exchange ....................................... 116.06

Puerto Rico ................................... 102.01
14206 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

TABLE 7–1.—FINAL COST

COMPARISON INDEXES—Continued

Allowance area Index

U.S. Virgin Islands ........................ 119.25

*CNMI=Commonwealth of the Northern Mariana Islands

APPENDIX 1.—PUBLICATION IN THE FEDERAL REGISTER OF RESULTS OF NONFOREIGN AREA LIVING-COST SURVEYS:

1990–1996

Citation Title Contents

56 FR 7902 ...... Office of Personnel Management: Cost-of-Living Allowances

and Post Differentials (Nonforeign Areas).

Results of summer 1990 living-cost surveys conducted in

Alaska, Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

57 FR 58556 .... Office of Personnel Management: Report on 1991/1992 Surveys Used to Determine Cost-of-Living Allowances in Nonforeign Areas.Results of summer 1991 and winter 1992 living-cost surveys

conducted in Alaska, Hawaii, Guam, Puerto Rico, and the

U.S. Virgin Islands.

58 FR 45558 .... Office of Personnel Management: Report on 1992/1993 Surveys Used to Determine Cost-of-Living Allowances in Nonforeign Areas.Results of summer 1992 and winter 1993 living-cost surveys

conducted in Alaska, Hawaii, Guam, Puerto Rico, and the

U.S. Virgin Islands.

58 FR 27316 .... Office of Personnel Management: Report on Summer 1993

Surveys Used to Determine Cost-of-Living Allowances in

Nonforeign Areas.

Results of summer 1993 living-cost surveys conducted in Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

59 FR 45066 .... Office of Personnel Management: Report on Winter 1994

Surveys Used to Determine Cost-of-Living Allowances in

Alaska.

Results of winter 1994 living-cost surveys conducted in Alaska.

60 FR 61332 .... Office of Personnel Management: Report on Summer 1994

Surveys Used to Determine Cost-of-Living Allowances in

Selected Nonforeign Areas.

Results of summer 1994 living-cost surveys conducted in Hawaii, Guam, Puerto Rico, and the U.S. Virgin Islands.

61 FR 4070 ...... Office of Personnel Management: Report on Winter 1995

Surveys Used to Determine Cost-of-Living Allowances in

Alaska.

Results of winter 1995 living-cost surveys conducted in Alaska.

APPENDIX 2.—MULTIPLE SURVEY AREAS: 1996 SURVEY

[Federal Employment Weights Within a Single Allowance Area]

Location 1993 1994 1995 Average Weights

Hawaii County

Hilo ............................................................................................................... 250 292 286 276 82.88

Kona ............................................................................................................ 52 60 58 57 17.12

Total ...................................................................................................... .................. .................. .................. 333 100.00

Virgin Islands

St. Croix ....................................................................................................... 142 151 154 149 46.42

St. Thomas/St. John .................................................................................... 190 166 160 172 53.58

Total ...................................................................................................... .................. .................. .................. 321 100.00

MULTIPLE INCOME LEVELS: 1996 SURVEY

[Federal Employment Weights Within a Single Allowance Area]

Location and income level 1993 1994 1995 Average Weights

Anchorage:

Lower ........................................................................................................... 1,638 1,609 1,540 1,596 26.44

Middle .......................................................................................................... 2,090 1,971 1,754 1,938 32.11

Upper ........................................................................................................... 2,400 2,583 2,522 2,502 41.45

Totals ....................................................................................................... .................. .................. .................. 6,036 100.00

Fairbanks:

Lower ........................................................................................................... 400 444 388 411 33.28

Middle .......................................................................................................... 467 442 446 452 36.60

Upper ........................................................................................................... 318 392 405 372 30.12

Totals ....................................................................................................... .................. .................. .................. 1,235 100.00

Juneau:

Lower ........................................................................................................... 139 145 139 141 19.89
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14207

MULTIPLE INCOME LEVELS: 1996 SURVEY—Continued

[Federal Employment Weights Within a Single Allowance Area]

Location and income level 1993 1994 1995 Average Weights

Middle .......................................................................................................... 245 220 203 223 31.45

Upper ........................................................................................................... 334 360 341 345 48.66

Totals ....................................................................................................... .................. .................. .................. 709 100.00

Rest of Alaska:

Lower ........................................................................................................... 444 414 349 402 25.62

Middle .......................................................................................................... 759 722 703 728 46.40

Upper ........................................................................................................... 391 445 481 439 27.98

Totals ....................................................................................................... .................. .................. .................. 1,569 100.00

Honolulu:

Lower ........................................................................................................... 4,346 4,239 4,140 4,242 32.68

Middle .......................................................................................................... 4,540 4,171 3,952 4,221 32.52

Upper ........................................................................................................... 4,344 4,689 4,514 4,516 34.80

Totals ....................................................................................................... .................. .................. .................. 12,979 100.00

Hawaii:

Lower ........................................................................................................... 122 165 139 142 36.69

Middle .......................................................................................................... 145 154 164 154 39.79

Upper ........................................................................................................... 85 91 98 91 23.52

Totals ....................................................................................................... .................. .................. .................. 387 100.00

Kauai:

Lower ........................................................................................................... 71 81 73 75 30.24

Middle .......................................................................................................... 94 84 76 85 34.28

Upper ........................................................................................................... 78 89 97 88 35.48

Totals ....................................................................................................... .................. .................. .................. 248 100.00

Maui:

Lower ........................................................................................................... 37 39 35 37 25.52

Middle .......................................................................................................... 56 56 59 57 39.31

Upper ........................................................................................................... 51 51 51 51 35.17

Totals ....................................................................................................... .................. .................. .................. 145 100.00

Guam/CNMI:

Lower ........................................................................................................... 1,061 1,060 947 1,023 47.12

Middle .......................................................................................................... 696 681 669 682 31.41

Upper ........................................................................................................... 437 498 464 466 21.47

Totals ....................................................................................................... .................. .................. .................. 2,171 100.00

Puerto Rico:

Lower ........................................................................................................... 2,330 2,428 2,370 2,376 40.66

Middle .......................................................................................................... 2,287 2,184 2,166 2,212 37.86

Upper ........................................................................................................... 1,140 1,321 1,303 1,255 21.48

Totals ....................................................................................................... .................. .................. .................. 5,843 100.00

Virgin Islands:

Lower ........................................................................................................... 128 114 98 113 35.31

Middle .......................................................................................................... 133 128 133 131 40.94

Upper ........................................................................................................... 71 75 83 76 23.75

Totals ....................................................................................................... .................. .................. .................. 320 100.00

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Average Before Tax Income ............................................................................ 33,901.00 33,854.00 36,838.00 34,864.33

Average annual expenditures ........................................................................... 30,487.29 30,527.49 32,762.99 31,259.26

Food .............................................................................................................. 4,366.88 4,358.56 4,526.94 4,417.46

Food at home ............................................................................................ 2,724.89 2,684.35 2,764.21 2,724.48

Cereals and bakery products ................................................................ 413.81 418.15 439.36 423.77

Cereals and cereal products .............................................................. 149.01 144.15 166.94 153.37

Flour ................................................................................................ 6.61 7.21 7.93 7.25

Prepared flour mixes ...................................................................... 14.67 13.62 13.20 13.83

Ready–to–eat and cooked cereals ................................................. 90.13 88.39 102.02 93.51

Rice ................................................................................................. 14.49 12.67 15.47 14.21

Pasta, cornmeal and other cereal products ................................... 23.11 22.27 28.32 24.57
14208 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Bakery products ................................................................................. 264.80 274.00 272.42 270.41

Bread .............................................................................................. 76.98 77.58 77.20 77.25

White bread ................................................................................. 38.93 38.04 38.02 38.33

Bread, other than white .............................................................. 38.04 39.54 39.17 38.92

Crackers and cookies ..................................................................... 65.09 67.10 64.36 65.52

Cookies ....................................................................................... 41.15 40.75 43.78 41.89

Crackers ...................................................................................... 23.94 26.34 20.58 23.62

Frozen and refrigerated bakery products ....................................... 19.33 21.06 22.16 20.85

Other bakery products .................................................................... 103.40 108.27 108.70 106.79

Biscuits and rolls ......................................................................... 34.12 35.55 37.26 35.64

Cakes and cupcakes .................................................................. 29.49 31.67 31.12 30.76

Bread and cracker products ....................................................... 4.14 4.70 4.68 4.51

Sweetrolls, coffee cakes, doughnuts .......................................... 24.05 24.93 23.08 24.02

Pies, tarts, turnovers ................................................................... 11.61 11.41 12.55 11.86

Meats, poultry, fish, and eggs ............................................................... 725.06 687.17 728.89 713.71

Beef .................................................................................................... 238.59 210.36 226.73 225.23

Ground beef .................................................................................... 89.66 87.67 89.79 89.04

Roast .............................................................................................. 42.62 37.74 37.79 39.38

Chuck roast ................................................................................. 16.81 13.48 12.10 14.13

Round roast ................................................................................ 12.63 12.96 14.18 13.26

Other roast .................................................................................. 13.18 11.30 11.51 12.00

Steak ............................................................................................... 87.83 69.00 85.81 80.88

Round steak ................................................................................ 16.56 14.63 16.44 15.88

Sirloin steak ................................................................................ 23.58 17.72 24.09 21.80

Other steak ................................................................................. 47.68 36.65 45.28 43.20

Other beef ....................................................................................... 18.47 15.95 13.34 15.92

Pork .................................................................................................... 146.62 155.56 154.66 152.28

Bacon .............................................................................................. 21.28 20.47 23.01 21.59

Pork chops ...................................................................................... 35.26 34.88 37.47 35.87

Ham ................................................................................................ 38.92 42.73 36.74 39.46

Ham, not canned ........................................................................ 35.84 38.98 33.91 36.24

Canned ham ............................................................................... 3.08 3.75 2.84 3.22

Sausage .......................................................................................... 21.01 23.29 22.63 22.31

Other pork ....................................................................................... 30.15 34.19 34.80 33.05

Other meats ....................................................................................... 102.91 94.58 94.34 97.28

Frankfurters .................................................................................... 23.87 21.19 19.13 21.40

Lunch meats (cold cuts) ................................................................. 70.13 63.56 65.67 66.45

Bologna, liverwurst, salami ......................................................... 23.75 22.91 23.25 23.30

Other lunchmeats ........................................................................ 46.39 40.65 42.41 43.15

Lamb, organ meats and others ...................................................... 8.91 9.84 9.54 9.43

Lamb and organ meats ............................................................... 7.89 8.74 9.31 8.65

Mutton, goat and game ............................................................... 1.02 1.10 0.24 0.79

Poultry ................................................................................................ 123.67 123.39 135.32 127.46

Fresh and frozen chickens ............................................................. 92.17 91.28 107.49 96.98

Fresh whole chicken ................................................................... 24.27 19.61 NA 21.94

Fresh and frozen whole chicken ................................................. NA NA 29.05 29.05

Fresh and frozen chicken parts .................................................. 67.90 71.67 78.44 72.67

Other poultry, incl. whole frozen chickens ..................................... 31.50 32.10 NA 31.80

Other poultry ................................................................................... NA NA 27.83 27.83

Fish and seafood ............................................................................... 81.51 74.99 87.13 81.21

Canned fish and seafood ............................................................... 18.40 17.46 15.60 17.15

Fresh and frozen shellfish .............................................................. 25.27 21.36 NA 23.32

Fresh and frozen finfish .................................................................. 37.83 36.17 NA 37.00

Fresh fish and shellfish .................................................................. NA NA 48.29 48.29

Frozen fish and shellfish ................................................................ NA NA 23.23 23.23

Eggs ................................................................................................... 31.77 28.30 30.72 30.26

Dairy products ........................................................................................ 306.57 307.10 297.87 303.85

Fresh milk and cream ........................................................................ 134.72 136.59 131.98 134.43

Whole milk ...................................................................................... 49.88 47.69 NA 48.79

Other milk and cream ..................................................................... 84.84 88.90 NA 86.87

Fresh milk, all types ....................................................................... NA NA 123.44 123.44

Cream ............................................................................................. NA NA 8.55 8.55

Other dairy products .......................................................................... 171.85 170.52 165.88 169.42

Butter .............................................................................................. 10.62 9.71 11.78 10.70

Cheese ........................................................................................... 90.15 87.72 84.78 87.55

Ice cream and related products ..................................................... 50.47 51.93 48.15 50.18

Miscellaneous dairy products ......................................................... 20.61 21.16 21.17 20.98

Fruits and vegetables ............................................................................ 437.70 435.20 446.10 439.67

Fresh fruits ......................................................................................... 132.65 129.17 135.12 132.31
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14209

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Apples ............................................................................................. 26.69 26.64 25.34 26.22

Bananas .......................................................................................... 27.62 26.48 30.25 28.12

Oranges .......................................................................................... 12.28 13.23 16.05 13.85

Other fresh fruits ............................................................................. 66.06 62.82 63.49 64.44

Fresh vegetables ................................................................................ 131.09 127.84 138.99 132.64

Potatoes .......................................................................................... 25.25 24.56 28.24 26.02

Lettuce ............................................................................................ 15.51 16.33 17.65 16.50

Tomatoes ........................................................................................ 21.64 19.85 21.59 21.03

Other fresh vegetables ................................................................... 68.69 67.10 71.52 69.10

Processed fruits ................................................................................. 99.35 102.67 95.31 99.11

Frozen fruits and fruit juices ........................................................... 22.09 21.35 16.38 19.94

Frozen orange juice .................................................................... 14.09 13.34 9.57 12.33

Other frozen fruits and juices ..................................................... 7.99 8.01 6.81 8.00

Canned and dried fruits .................................................................. 24.23 23.48 21.11 23.86

Fresh, canned or bottled fruit juices ............................................... 53.03 57.83 57.83 55.43

Processed vegetables ........................................................................ 74.61 75.53 76.68 75.61

Frozen vegetables .......................................................................... 26.45 25.46 24.78 25.56

Canned and dried vegetables and juices ....................................... 48.16 50.07 51.90 50.04

Canned beans ............................................................................. 9.26 10.09 10.61 9.99

Canned corn ............................................................................... 6.29 7.40 6.99 6.89

Other canned and dried veg. and juices .................................... 32.61 32.59 34.30 32.60

Other food at home ............................................................................... 841.75 836.73 851.99 843.49

Sugar and other sweets ..................................................................... 104.62 106.24 110.67 107.18

Candy and chewing gum ................................................................ 59.10 62.86 66.52 62.83

Sugar .............................................................................................. 20.80 18.12 18.30 19.07

Artificial sweeteners ........................................................................ 3.23 3.24 3.57 3.35

Jams, preserves, other sweets ...................................................... 21.48 22.02 22.28 21.93

Fats and oils ....................................................................................... 73.12 73.79 80.76 75.89

Margarine ........................................................................................ 14.31 14.56 14.68 14.52

Other fats, oils, and salad dressing ............................................... 39.96 40.94 47.48 40.45

Nondairy cream and imitation milk ................................................. 6.56 6.75 6.71 6.67

Peanut butter .................................................................................. 12.30 11.53 11.89 11.91

Miscellaneous foods ........................................................................... 387.81 393.26 369.77 383.61

Frozen prepared foods ................................................................... 71.21 73.99 65.79 70.33

Frozen meals .............................................................................. 25.00 22.99 20.54 22.84

Other frozen prepared foods ...................................................... 46.21 51.01 45.25 47.49

Canned and packaged soups ........................................................ 26.23 25.44 30.21 27.29

Potato chips, nuts, and other snacks ............................................. 78.66 78.63 75.91 77.73

Potato chips and other snacks ................................................... 62.03 62.34 59.81 61.39

Nuts ............................................................................................. 16.63 16.29 16.10 16.34

Condiments and seasonings .......................................................... 87.93 90.44 82.47 86.95

Salt, spices, other seasonings .................................................... 19.15 20.79 19.68 19.87

Olives, pickles, relishes .............................................................. 11.05 10.82 10.76 10.88

Sauces and gravies .................................................................... 42.03 43.55 38.05 41.21

Baking needs and misc. products .............................................. 15.71 15.29 13.98 14.99

Other canned and packaged prepared foods ................................ 123.78 124.75 115.39 121.31

Salads and desserts ................................................................... 17.87 20.42 19.30 19.15

Baby food .................................................................................... 23.56 24.11 27.68 25.12

Miscellaneous prepared foods .................................................... 82.35 80.22 68.41 76.99

Nonalcoholic beverages ..................................................................... 233.06 219.33 241.81 231.40

Cola ................................................................................................ 92.26 86.71 93.27 90.75

Other carbonated drinks ................................................................. 39.32 40.41 40.20 39.98

Coffee ............................................................................................. 42.59 40.13 43.29 42.00

Roasted coffee ............................................................................ 25.35 24.56 29.20 26.37

Instant and freeze dried coffee ................................................... 17.24 15.57 14.09 15.63

Noncarbonated fruit flavored drinks ............................................... 25.74 20.15 NA 22.95

Noncarbonated fruit flavored drinks, inc. non–frozen lemonade ... NA NA 23.02 23.02

Tea .................................................................................................. 14.66 14.26 16.75 15.22

Nonalcoholic beer ........................................................................... NA NA 0.76 0.76

Other nonalcoholic beverages ........................................................ 18.51 17.68 24.52 20.24

Food prepared by consumer unit on out–of–town trips ..................... 43.13 44.12 48.98 45.41

Food away from home .............................................................................. 1,641.99 1,674.21 1,762.72 1,692.97

Meals at restaurants, carry–outs and other .......................................... 1,300.05 1,344.40 1,363.26 1,335.90

Lunch .................................................................................................. 463.89 476.89 475.88 472.22

Dinner ................................................................................................. 601.50 619.67 668.88 630.02

Snacks and nonalcoholic beverages ................................................. 133.59 141.35 110.46 128.47

Breakfast and brunch ......................................................................... 101.08 106.49 108.05 105.21

Board (including at school) .................................................................... 43.00 46.92 50.40 46.77

Catered affairs ....................................................................................... 46.07 40.77 55.38 47.41
14210 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Food on out–of–town trips ..................................................................... 178.84 167.14 213.45 186.48

School lunches ...................................................................................... 46.89 47.40 54.93 49.74

Meals as pay ......................................................................................... 27.13 27.58 25.30 26.67

Alcoholic beverages ...................................................................................... 313.94 321.12 296.57 310.54

At home ..................................................................................................... 166.77 177.01 175.40 173.06

Beer and ale .......................................................................................... 87.98 99.54 108.74 98.75

Whiskey ................................................................................................. 17.07 14.23 14.25 15.18

Wine ....................................................................................................... 45.33 43.11 36.06 41.50

Other alcoholic beverages ..................................................................... 16.38 20.13 16.36 17.62

Away from home ....................................................................................... 147.17 144.11 121.17 137.48

Beer and ale .......................................................................................... 46.76 48.77 42.50 46.01

Wine ....................................................................................................... 25.57 22.95 16.74 21.75

Other alcoholic beverages ..................................................................... 46.66 47.06 30.22 41.31

Alcoholic beverages purchased on trips ............................................... 28.19 25.34 31.71 28.41

Housing ......................................................................................................... 9,325.13 9,528.41 10,189.41 9,680.98

Shelter ....................................................................................................... 5,208.28 5,431.78 5,695.83 5,445.30

Owned dwellings .................................................................................... 3,279.50 3,307.24 3,464.04 3,350.26

Mortgage interest and charges .......................................................... 1,951.95 1,984.40 1,925.26 1,953.87

Mortgage interest ............................................................................ 1,880.31 1,856.78 1,825.30 1,854.13

Interest paid, home equity loan ...................................................... 33.34 63.99 44.67 47.33

Interest paid, home equity line of credit ......................................... 37.94 63.32 54.73 52.00

Prepayment penalty charges .......................................................... 0.36 0.31 0.56 0.41

Property taxes .................................................................................... 767.69 760.97 879.41 802.69

Maintenance, repairs, insurance, other expenses ............................. 559.86 561.86 659.37 593.70

Homeowners and related insurance .............................................. 164.20 176.37 209.07 183.21

Fire and extended coverage ....................................................... 3.84 5.02 6.34 5.07

Homeowners insurance .............................................................. 160.36 171.35 202.73 178.15

Ground rent .................................................................................... 33.78 33.40 40.26 35.81

Maintenance and repair services ................................................... 278.55 268.09 312.65 286.43

Painting and papering ................................................................. 39.24 37.27 43.27 39.93

Plumbing and water heating ....................................................... 31.48 34.02 36.45 33.98

Heat, a/c, electrical work ............................................................ 45.96 53.14 55.08 51.39

Roofing and gutters .................................................................... 54.11 40.98 48.91 48.00

Other repair and maintenance services (old) ............................. 99.93 91.16 NA 95.55

Other repair and maintenance services ..................................... NA NA 112.39 112.39

Repair and replacement of hard surface flooring ....................... 6.47 10.16 14.76 10.46

Repair of built–in appliances ...................................................... 1.36 1.36 1.78 1.50

Maintenance and repair commodities ............................................ 69.18 63.89 75.59 69.55

Paints, wallpaper and supplies ................................................... 16.27 16.50 18.95 17.24

Tools and equipment for painting and wallpapering .................. 1.75 1.77 2.04 1.85

Plumbing supplies and equipment .............................................. 7.65 5.96 8.57 7.39

Electrical supplies, heating and cooling equipment ................... 3.44 7.13 5.86 5.48

Materials for hard surface flooring, repair/replacement .............. 2.17 3.13 5.08 3.46

Materials and equipment for roof and gutters ............................ 6.61 6.20 5.94 6.25

Materials for plaster, panelling, siding, doors, etc. ..................... 10.86 7.29 12.78 10.31

Materials for patio, walk, fence, driveway, etc. .......................... 0.55 0.67 0.52 0.58

Materials for landscaping maintenance ...................................... 1.77 1.15 1.48 1.47

Miscellaneous supplies and equipment ...................................... 18.11 14.08 14.37 15.52

Material for insulation, other maint., and repair ...................... 12.55 7.84 10.19 10.19

Materials to finish basements, remodelling, etc. ..................... 5.56 6.24 4.18 5.33

Property management and security ............................................... 13.44 20.12 21.59 18.38

Property management ................................................................ 8.61 13.24 12.78 11.54

Management and upkeep services for security .......................... 4.84 6.88 8.81 6.84

Parking ............................................................................................ 0.70 NA 0.21 0.46

Rented dwellings ................................................................................... 1,609.43 1,787.19 1,828.52 1,741.71

Rent .................................................................................................... 1,538.23 1,714.30 1,755.05 1,669.19

Rent as pay ........................................................................................ 44.87 37.09 42.31 41.42

Maintenance, insurance and other expenses .................................... 26.33 35.80 31.16 31.10

Tenant’s insurance ......................................................................... 9.76 9.16 9.65 9.52

Maintenance and repair services ................................................... 9.96 11.88 11.56 11.13

Repair or maintenance services (old) ......................................... 9.49 11.52 NA 10.51

Repair or maintenance services ................................................. NA NA 10.37 10.37

Repair and replacement of hard surface flooring ....................... 0.38 0.29 1.05 0.57

Repair of built–in appliances ...................................................... 0.08 0.07 0.13 0.09

Maintenance and repair commodities ............................................ 6.61 14.76 9.95 10.44

Paint, wallpaper, and supplies .................................................... 2.07 1.70 2.09 1.95

Tools and equipment for painting and wallpapering .................. 0.22 0.18 0.22 0.21

Materials for plastering, panels, roofing, gutters, etc ................. 0.43 2.86 1.23 1.51

Materials for patio, walk, fence, driveway, etc. .......................... 0.02 0.04 0.09 0.05
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14211

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Plumbing supplies and equipment .............................................. 0.25 0.55 0.70 0.50

Electrical supplies, heating and cooling equipment ................... 0.34 0.26 1.36 0.65

Miscellaneous supplies and equipment ...................................... 2.17 7.71 3.41 4.43

Material for insulation, other maintenance and repair ............ 0.82 1.51 1.13 1.15

Termite and pest control (capital improvement) ..................... NA NA NA NA

Materials for additions, finishing basements, etc. ................... 1.34 5.90 1.67 2.97

Construction materials for jobs not started ............................. 0.01 0.30 0.61 0.31

Material for hard surface flooring ................................................ 0.59 0.90 0.54 0.68

Material for landscape maintenance ........................................... 0.53 0.55 0.31 0.46

Other lodging ......................................................................................... 319.35 337.35 403.28 353.33

Owned vacation homes ..................................................................... 92.13 115.29 122.14 109.85

Mortgage interest and charges ...................................................... 39.20 54.55 43.30 45.68

Mortgage interest ........................................................................ 38.93 50.60 39.56 43.03

Interest paid, home equity loan .................................................. 0.02 1.06 0.43 0.50

Interest paid, home equity line of credit ..................................... 0.26 2.88 3.31 2.15

Prepayment penalty charge ........................................................ NA NA NA NA

Property taxes ................................................................................ 37.77 42.04 51.02 43.61

Maintenance, insurance, and other expenses ............................... 15.17 18.70 27.82 20.56

Homeowners and related insurance ........................................... 3.79 4.10 7.66 5.18

Homeowners insurance ........................................................... 3.65 3.86 7.35 4.95

Fire and extended coverage ................................................... 0.14 0.24 0.31 0.23

Ground rent ................................................................................. 2.32 1.75 3.62 2.56

Maintenance and repair services ................................................ 5.25 7.53 11.87 8.22

Repair and remodeling services (old) ..................................... 5.14 7.39 NA 6.27

Repair and remodeling services ............................................. NA NA 11.40 11.40

Repair and replacement of hard surface flooring ................... 0.11 0.15 0.47 0.24

Maintenance and repair commodities ......................................... 0.53 1.97 1.35 1.28

Paints, wallpaper, supplies ...................................................... 0.15 1.31 0.16 0.54

Tools and equipment for painting and wallpapering ............... 0.02 0.14 0.02 0.06

Materials for plaster., panel., roof., gutters, etc. ..................... 0.05 0.07 0.10 0.07

Material for patio, walk, fence, drive, masonry, etc. ............... 0.00 0.01 NA 0.01

Plumbing supplies and equipment .......................................... 0.05 0.32 0.05 0.14

Electrical supplies, heating and cooling equipment ................ 0.09 0.03 NA 0.06

Miscellaneous supplies and equipment .................................. 0.12 0.09 0.99 0.40

Material for insulation, other maintenance and repair ......... 0.04 0.09 0.99 0.37

Material for finishing basements & remodeling rooms ........ 0.08 NA NA 0.08

Materials for hard surface flooring .......................................... NA NA 0.03 0.03

Materials for landscaping maintenance .................................. 0.06 NA NA 0.06

Property management and security ............................................ 3.19 3.35 3.27 3.27

Property management ............................................................. 1.96 2.25 2.36 2.19

Management and upkeep services for security ...................... 1.23 1.10 0.91 1.08

Parking ........................................................................................ 0.09 NA 0.06 0.08

Housing while attending school ......................................................... 59.66 54.71 59.54 57.97

Lodging on out–of–town trips ............................................................. 167.56 167.34 221.60 185.50

Utilities, fuels, and public services ............................................................ 1,961.13 1,962.49 2,170.32 2,031.31

Natural gas ............................................................................................ 240.89 246.97 280.09 255.98

Utility—natural gas (renter). ............................................................... 50.96 55.98 60.54 55.83

Utility—natural gas (owned home) ..................................................... 189.11 189.86 216.97 198.65

Utility—natural gas (owned vacation) ................................................ 0.82 1.07 2.53 1.47

Utility—natural gas (rented vacation) ................................................. NA 0.06 0.05 0.06

Electricity ................................................................................................ 791.57 770.65 846.21 802.81

Electricity (renter) ............................................................................... 189.36 201.59 207.80 199.58

Electricity (owned home) .................................................................... 595.84 562.26 630.39 596.16

Electricity (owned vacation) ............................................................... 6.00 6.59 7.36 6.65

Electricity (rented vacation). ............................................................... 0.37 0.20 0.65 0.41

Fuel oil and other fuels .......................................................................... 103.30 93.93 98.11 98.45

Fuel oil ................................................................................................ 62.83 55.61 59.27 59.24

Fuel oil (renter) ............................................................................... 5.61 7.00 6.49 6.37

Fuel oil (owned home) .................................................................... 56.67 48.25 52.38 52.43

Fuel oil (owned vacation) ............................................................... 0.51 0.36 0.40 0.42

Fuel oil (rented vacation) ................................................................ 0.04 NA NA 0.04

Coal .................................................................................................... 4.66 2.50 1.66 2.94

Coal (renter) ................................................................................... 0.26 0.05 0.55 0.29

Coal (owned home) ........................................................................ 4.38 2.44 1.12 2.65

Coal (owned vacation) .................................................................... 0.02 0.02 NA 0.02

Coal (rented vacation) .................................................................... NA NA NA NA

Bottled gas ......................................................................................... 27.47 27.18 30.68 28.44

Gas, btld/tank (renter) .................................................................... 4.19 4.79 4.19 4.39

Gas, btld/tank (owned home). ........................................................ 21.14 20.75 23.43 21.77
14212 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Gas, btld/tank (owned vacation) ..................................................... 2.11 1.64 3.03 2.26

Gas, btld/tank (rented vacation) ..................................................... 0.02 NA 0.04 0.03

Wood and other fuels ......................................................................... 8.35 8.64 6.49 7.83

Wood/other fuels (renter) ............................................................... 1.37 1.59 0.61 1.19

Wood/other fuels (owned home) .................................................... 6.92 6.71 5.81 6.48

Wood/other fuels (owned vacation) ................................................ 0.05 0.34 0.06 0.15

Wood/other fuels (rented vacation) ................................................ NA NA NA NA

Telephone services ................................................................................ 608.50 619.87 688.52 638.96

Telephone (old) .................................................................................. 48.22 0.00 NA 24.11

Telephone services in home city, excluding car phones ................... 560.28 619.87 674.31 618.15

Telephone services for mobile car phones ........................................ NA NA 14.21 14.21

Water and other public services ............................................................ 216.87 231.08 257.41 235.12

Water and sewerage maintenance .................................................... 159.33 160.22 182.67 167.41

Water/sewer maint. (renter) ............................................................ 22.04 24.38 26.75 24.39

Water/sewer maint. (owned home) ................................................ 136.19 133.69 154.37 141.42

Water/sewer maint. (owned vacation) ............................................ 1.09 2.10 1.50 1.56

Water/sewer maint. (rented vacation) ............................................ 0.01 0.05 0.04 0.03

Trash and garbage collection ............................................................ 55.90 69.38 73.48 66.25

Trash/garb. coll. (renter) ................................................................. 7.26 7.37 9.37 8.00

Trash/garb. coll. (owned home) ..................................................... 47.64 59.92 62.61 56.72

Trash/garb. coll. (owned vacation) ................................................. 1.00 2.09 1.45 1.51

Trash/garb. coll. (rented vacation) ................................................. NA 0.01 0.04 0.02

Septic tank cleaning ........................................................................... 1.65 1.47 1.26 1.46

Septic tank clean. (renter) .............................................................. 0.07 0.11 0.01 0.06

Septic tank clean. (owned home) ................................................... 1.57 1.29 1.23 1.36

Septic tank clean. (owned vacation) .............................................. 0.01 0.07 NA 0.04

Septic tank clean. (rented vacation) ............................................... NA NA 0.01 0.01

Household operations ............................................................................... 451.97 487.20 499.86 479.68

Personal services .................................................................................. 224.86 253.05 240.70 239.54

Babysitting .......................................................................................... 83.78 85.92 81.17 84.85

Care for elderly, invalids, handicapped, etc ...................................... 26.56 43.92 19.24 29.91

Day–care centers, nursery, and preschools ...................................... 114.51 123.21 140.29 126.00

Other household expenses .................................................................... 227.11 234.15 259.16 240.14

Housekeeping services ...................................................................... 77.46 71.70 82.83 77.33

Gardening, lawn care service ............................................................ 60.85 64.99 69.73 65.19

Water softening service ..................................................................... 2.72 3.28 2.65 2.88

Household laundry, dry cleaning, sent out (nonclothing) .................. 2.21 2.32 1.79 2.11

Coin–operated laundry and dry cleaning (nonclothing) ..................... 4.91 5.58 5.40 5.30

Services for termite/pest control maintenance .................................. NA NA 7.46 7.46

Other home services .......................................................................... 16.79 18.38 20.11 18.43

Termite/pest control products ............................................................ 0.22 0.29 0.29 0.27

Moving, storage, freight express ........................................................ 22.73 24.37 27.54 24.88

Appliance repair, including service center ......................................... 16.96 15.88 15.24 16.03

Reupholstering, furniture repair ......................................................... 11.51 18.56 11.03 13.70

Repair/rental of lawn/garden equipment, tools, etc. .......................... 5.78 3.74 9.20 6.24

Appliance rental ................................................................................. 1.28 1.86 1.55 1.56

Rental of office equipment for nonbusiness use ............................... 0.17 0.13 0.31 0.20

Repair of misc. household equipment and furnishings ..................... 2.34 1.89 2.46 2.23

Repair of computer systems for nonbusiness use ............................ 1.19 1.19 1.57 1.32

Rental/installation of dishwashers, range hoods, etc. ....................... NA NA NA NA

Housekeeping supplies ............................................................................. 451.34 462.61 424.30 446.08

Laundry and cleaning supplies .............................................................. 123.66 123.97 117.94 121.86

Soaps and detergents ........................................................................ 73.49 70.41 66.49 70.13

Other laundry cleaning products ........................................................ 50.17 53.56 51.45 51.73

Other household products ..................................................................... 197.81 211.79 187.75 199.12

Cleansing and toilet tissue, paper towels and napkins ..................... 62.60 60.52 60.17 61.10

Miscellaneous household products .................................................... 91.22 94.75 80.66 88.88

Lawn and garden supplies ................................................................. 44.00 56.52 46.92 49.15

Postage and stationery .......................................................................... 129.87 126.85 118.61 125.11

Stationery, stationery supplies, giftwraps .......................................... 66.09 62.59 62.86 63.85

Postage .............................................................................................. 63.78 64.26 55.74 61.26

Household furnishings and equipment ...................................................... 1,252.41 1,184.33 1,399.10 1,278.61

Household textiles ................................................................................. 107.35 94.56 106.15 102.69

Bathroom linens ................................................................................. 24.61 15.62 13.89 18.04

Bedroom linens .................................................................................. 39.34 43.17 52.67 45.06

Kitchen and dining room linens ......................................................... 4.76 7.84 7.27 6.62

Curtains and draperies ....................................................................... 18.09 19.11 19.08 18.76

Slipcovers, decorative pillows ............................................................ 1.36 1.42 2.08 1.62

Sewing material for slipcovers, curtains, etc. .................................... 18.17 6.54 10.11 11.61
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14213

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Other linens ........................................................................................ 1.04 0.86 1.04 0.98

Furniture ................................................................................................. 297.24 316.15 323.70 312.36

Mattress and springs .......................................................................... 35.82 38.97 44.00 39.60

Other bedroom furniture ..................................................................... 46.24 57.57 53.64 52.48

Sofas .................................................................................................. 65.48 70.67 76.89 71.01

Living room chairs .............................................................................. 34.99 30.70 34.47 33.39

Living room tables .............................................................................. 14.24 17.63 14.27 15.38

Kitchen, dining room furniture ............................................................ 46.11 42.37 49.61 46.03

Infants’ furniture ................................................................................. 7.58 6.74 6.04 6.79

Outdoor furniture ................................................................................ 13.59 11.02 12.29 12.30

Occasional furniture ........................................................................... 33.18 40.48 32.50 35.39

Floor coverings ...................................................................................... 128.97 61.08 131.65 107.23

Wall–to–wall carpeting (renter) .......................................................... 2.02 2.57 2.50 2.36

Wall–to–wall carpet, installed (renter) ............................................ 1.56 2.05 2.12 1.91

Wall–to–wall carpet, not installed carpet squares (renter) ............. 0.46 0.52 0.38 0.45

Wall–to–wall carpet (replacement) (owned home) ............................ 34.99 29.06 34.44 32.83

Wall–to–wall carpet, not installed, carpet squares (owner) ........... 2.91 1.89 1.81 2.20

Wall–to–wall carpet, installed (replacement) (owner) .................... 32.08 27.17 32.63 30.63

Room size rugs and other floor covering, nonpermanent ................. 91.96 29.45 94.72 72.04

Major appliances .................................................................................... 131.98 144.89 152.32 143.06

Dishwashers (built–in), garbage disposals, etc. (renter) ................... 0.98 0.16 0.75 0.63

Dishwashers (built–in), garbage disposals, etc. (owner) ................... 9.54 7.21 10.97 9.24

Refrigerators, freezers (renter) .......................................................... 7.51 8.38 6.90 7.60

Refrigerators, freezers (owned home) ............................................... 25.85 33.30 38.91 32.69

Washing machines (renter) ................................................................ 4.28 6.28 6.05 5.54

Washing machines (owned home). ................................................... 17.22 15.85 14.39 15.82

Clothes dryers (renter) ....................................................................... 2.34 3.35 4.04 3.24

Clothes dryers (owned home) ............................................................ 7.05 9.78 9.31 8.71

Cooking stoves, ovens (renter) .......................................................... 2.18 3.11 2.42 2.57

Cooking stoves, ovens (owned home) .............................................. 13.20 14.81 22.97 16.99

Microwave ovens (renter) .................................................................. 2.09 3.09 3.35 2.84

Microwave ovens (owned home) ....................................................... 4.85 4.74 6.48 5.36

Portable dishwasher (renter) .............................................................. 0.14 0.11 0.08 0.11

Portable dishwasher (owned home) .................................................. 0.24 1.15 0.49 0.63

Window air conditioners (renter) ........................................................ 1.12 1.18 2.83 1.71

Window air conditioners (owned home) ............................................ 7.61 3.31 3.93 4.95

Electric floor cleaning equipment ....................................................... 15.03 13.63 13.92 14.19

Sewing machines ............................................................................... 5.19 5.15 2.92 4.42

Miscellaneous household appliances ................................................ 5.56 10.29 1.61 5.82

Small appliances, miscellaneous housewares ...................................... 83.38 86.46 85.73 85.19

Housewares ....................................................................................... 57.82 62.47 60.60 60.30

Plastic dinnerware .......................................................................... 1.79 1.61 1.60 1.67

China and other dinnerware ........................................................... 11.56 11.60 11.63 11.60

Flatware .......................................................................................... 4.07 3.97 5.16 4.40

Glassware ....................................................................................... 7.08 13.59 8.14 9.60

Silver serving pieces ...................................................................... 3.83 1.35 1.31 2.16

Other serving pieces ...................................................................... 1.78 1.59 1.63 1.67

Nonelectric cookware ..................................................................... 11.67 11.66 15.22 12.85

Tableware, nonelectric kitchenware ............................................... 16.02 17.08 15.92 16.34

Small appliances ................................................................................ 25.56 23.99 25.13 24.89

Small electric kitchen appliances ................................................... 18.05 18.75 18.19 18.33

Portable heating and cooling equipment ........................................ 7.52 5.23 6.94 6.56

Miscellaneous household equipment .................................................... 503.48 481.19 599.55 528.07

Window coverings .............................................................................. 12.79 17.37 14.48 14.88

Infants’ equipment .............................................................................. 10.62 5.52 7.46 7.87

Laundry and cleaning equip. .............................................................. 9.19 10.99 11.25 10.48

Outdoor equipment ............................................................................ 6.20 4.83 5.48 5.50

Clocks ................................................................................................. 4.45 3.38 5.32 4.38

Lamps and lighting fixtures ................................................................ 22.80 26.10 36.98 28.63

Other household decorative items ..................................................... 107.69 111.16 119.06 112.64

Telephones and accessories ............................................................. 62.21 20.55 38.10 40.29

Lawn and garden equipment ............................................................. 39.58 43.15 53.17 45.30

Power tools ........................................................................................ 13.25 16.15 13.51 14.30

Small miscellaneous furnishings ........................................................ 5.23 1.15 1.88 2.75

Hand tools .......................................................................................... 11.71 14.07 9.88 11.89

Indoor plants, fresh flowers ................................................................ 57.80 53.49 52.70 54.66

Closet and storage items ................................................................... 6.99 12.21 8.33 9.18

Rental of furniture .............................................................................. 3.36 3.67 4.53 3.85

Luggage ............................................................................................. 7.49 7.04 8.00 7.51
14214 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Computers and computer hardware nonbusiness use ...................... 63.64 63.66 115.01 80.77

Computer software/accessories for nonbusiness use ....................... 8.69 9.48 20.05 12.74

Telephone answering devices ........................................................... 5.00 4.64 3.95 4.53

Calculators ......................................................................................... 2.56 1.57 2.35 2.16

Business equipment for home use .................................................... 5.02 4.23 4.75 4.67

Other hardware .................................................................................. 11.83 13.74 25.27 16.95

Smoke alarms (owned home) ............................................................ 0.38 0.47 0.86 0.57

Smoke alarms (renter) ....................................................................... 0.09 0.06 0.15 0.10

Smoke alarms (owned vacation) ....................................................... NA NA NA NA

Other household appliances (owned home) ...................................... 4.63 4.40 6.69 5.24

Other household appliances (renter) ................................................. 0.87 0.99 1.36 1.07

Miscellaneous household equipment and parts ................................ 19.42 27.08 28.95 25.15

Apparel and services .................................................................................... 1,801.23 1,732.90 1,688.22 1,740.78

Men and boys ............................................................................................ 448.88 436.86 418.74 434.83

Men, 16 and over .................................................................................. 357.81 353.05 320.76 343.87

Men’s suits ......................................................................................... 39.20 43.98 32.42 38.53

Men’s sportcoats, tailored jackets ...................................................... 13.84 12.04 13.87 13.25

Men’s coats and jackets .................................................................... 30.48 26.12 29.56 28.72

Men’s underwear ................................................................................ 12.26 14.13 12.90 13.10

Men’s hosiery ..................................................................................... 12.60 13.73 10.30 12.21

Men’s nightwear ................................................................................. 6.24 5.84 2.73 4.94

Men’s accessories .............................................................................. 34.42 33.64 29.43 32.50

Men’s sweaters and vests ................................................................. 13.47 13.11 14.23 13.60

Men’s active sportswear .................................................................... 12.15 11.96 11.96 12.02

Men’s shirts ........................................................................................ 87.10 87.25 79.19 84.51

Men’s pants ........................................................................................ 77.09 70.18 62.55 69.94

Men’s shorts, shorts sets ................................................................... 13.53 16.40 15.91 15.28

Men’s uniforms ................................................................................... 5.00 3.70 3.35 4.02

Men’s costumes ................................................................................. 0.42 0.98 2.34 1.25

Boys, 2 to 15 ......................................................................................... 91.07 83.82 97.98 90.96

Boys’ coats and jackets ..................................................................... 4.36 5.73 6.61 5.57

Boys’ sweaters ................................................................................... 3.09 2.70 2.76 2.85

Boys’ shirts ......................................................................................... 21.80 19.50 21.53 20.94

Boys’ underwear ................................................................................ 4.96 4.89 4.57 4.81

Boys’ nightwear .................................................................................. 2.21 2.83 2.13 2.39

Boys’ hosiery ...................................................................................... 4.97 4.26 3.75 4.33

Boys’ accessories .............................................................................. 4.58 5.19 7.57 5.78

Boys’ suits, sportcoats, vests ............................................................. 0.51 2.13 6.10 2.91

Boys’ pants ......................................................................................... 24.72 19.41 21.77 21.97

Boys’ shorts, shorts sets .................................................................... 11.51 9.03 12.15 10.90

Boys’ uniforms, active sportswear ..................................................... 7.43 7.30 7.76 7.50

Boys’ costumes .................................................................................. 0.93 0.85 1.30 1.03

Women and girls ....................................................................................... 724.73 703.40 653.73 693.95

Women, 16 and over ............................................................................. 624.19 607.23 552.35 594.59

Women’s coats and jackets ............................................................... 40.55 58.80 49.54 49.63

Women’s dresses ............................................................................... 118.10 89.96 81.37 96.48

Women’s sportcoats, tailored jackets ................................................ 6.02 3.90 4.15 4.69

Women’s vests and sweaters ............................................................ 46.00 40.43 32.73 39.72

Women’s shirts, tops, blouses ........................................................... 114.03 106.20 96.49 105.57

Women’s skirts ................................................................................... 28.63 21.52 19.13 23.09

Women’s pants .................................................................................. 69.35 79.18 58.46 69.00

Women’s shorts, shorts sets .............................................................. 20.40 23.33 23.01 22.25

Women’s active sportswear ............................................................... 28.54 32.91 24.30 28.58

Women’s sleepwear ........................................................................... 20.98 25.33 24.72 23.68

Women’s undergarments ................................................................... 27.53 33.13 24.46 28.37

Women’s hosiery ................................................................................ 27.13 25.01 25.02 25.72

Women’s suits .................................................................................... 33.54 30.71 37.27 33.84

Women’s accessories ........................................................................ 38.59 33.98 49.54 40.70

Women’s uniforms ............................................................................. 1.47 1.82 0.42 1.24

Women’s costumes ............................................................................ 3.34 1.01 1.73 2.03

Girls, 2 to 15 .......................................................................................... 100.53 96.17 101.38 99.36

Girls’ coats and jackets ...................................................................... 6.71 7.65 7.23 7.20

Girls’ dresses, suits ............................................................................ 13.87 13.23 13.99 13.70

Girls’ shirts, blouses, sweaters .......................................................... 23.20 22.42 25.48 23.70

Girls’ skirts and pants ........................................................................ 15.56 14.87 16.06 15.50

Girls’ shorts, shorts sets .................................................................... 8.41 9.83 9.07 9.10

Girls’ active sportswear ...................................................................... 10.66 8.41 6.56 8.54

Girls’ underwear and sleepwear ........................................................ 6.16 6.26 7.49 6.64

Girls’ hosiery ...................................................................................... 6.09 5.05 5.82 5.65
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14215

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Girls’ accessories ............................................................................... 5.49 4.50 4.55 4.85

Girls’ uniforms .................................................................................... 2.26 1.86 2.15 2.09

Girls’ costumes ................................................................................... 2.12 2.08 2.98 2.39

Children under 2 ........................................................................................ 85.67 80.39 83.32 83.13

Infant coat, jacket, snowsuit .................................................................. 2.99 3.25 2.69 2.98

Infant dresses, outerwear ...................................................................... 17.87 20.75 22.30 20.31

Infant underwear .................................................................................... 51.00 46.85 49.15 49.00

Infant nightwear, loungewear ................................................................ 3.11 4.26 3.94 3.77

Infant accessories .................................................................................. 5.15 5.28 5.23 5.22

Infant hosiery ......................................................................................... 0.10 NA NA 0.10

Footwear .................................................................................................... 258.04 243.05 258.43 253.17

Men’s footwear ...................................................................................... 72.47 73.53 84.05 76.68

Boys’ footwear ....................................................................................... 29.42 31.65 34.18 31.75

Women’s footwear ................................................................................. 128.82 115.47 113.26 119.18

Girls’ footwear ........................................................................................ 27.33 22.41 26.94 25.56

Other apparel products and services ........................................................ 283.91 269.19 274.00 275.70

Material for making clothes ................................................................... 9.10 8.58 7.24 8.31

Sewing patterns and notions ................................................................. 3.00 2.56 2.57 2.71

Watches ................................................................................................. 20.45 20.47 24.45 21.79

Jewelry ................................................................................................... 121.45 108.73 108.96 113.05

Shoe repair and other shoe service ...................................................... 4.27 3.47 3.16 3.63

Coin–operated apparel laundry and dry cleaning ................................. 37.63 38.61 37.33 37.86

Apparel alteration and repair ................................................................. 6.23 6.02 6.90 6.38

Clothing rental ........................................................................................ 4.02 3.56 3.75 3.78

Watch and jewelry repair ....................................................................... 6.94 5.54 5.99 6.16

Apparel laundry and dry cleaning not coin operated ............................ 69.99 70.94 73.18 71.37

Clothing storage ..................................................................................... 0.83 0.71 0.47 0.67

Transportation ............................................................................................... 5,235.41 5,232.14 6,075.53 5,514.36

Vehicle purchases (net outlay) .................................................................. 2,154.04 2,167.03 2,703.01 2,341.36

Cars and trucks, new ............................................................................. 1,072.55 1,095.97 1,333.33 1,167.28

New cars ............................................................................................ 749.65 749.56 727.70 742.30

New trucks ......................................................................................... 322.90 346.42 605.63 424.98

Cars and trucks, used ........................................................................... 1,060.67 1,033.39 1,320.82 1,138.29

Used cars ........................................................................................... 742.29 737.98 866.68 782.32

Used trucks ........................................................................................ 318.39 295.42 454.14 355.98

Other vehicles ........................................................................................ 20.82 37.66 48.85 35.78

New motorcycles ................................................................................ 2.87 18.06 25.77 15.57

New aircraft ........................................................................................ NA NA NA NA

Used motorcycles ............................................................................... 17.95 9.04 23.09 16.69

Used aircraft ....................................................................................... NA 10.57 NA 10.57

Gasoline and motor oil .............................................................................. 998.10 972.68 989.97 986.92

Gasoline ................................................................................................. 884.83 868.13 877.48 876.81

Diesel fuel .............................................................................................. 9.23 9.86 9.16 9.42

Gasoline on out–of–town trips ............................................................... 91.98 82.43 90.64 88.35

Gasohol .................................................................................................. NA NA 0.18 0.18

Motor oil ................................................................................................. 11.31 11.44 11.60 11.45

Motor oil on out–of–town trips ............................................................... 0.74 0.83 0.92 0.83

Other vehicle expenses ............................................................................. 1,775.67 1,805.62 1,989.07 1,856.79

Vehicle finance charges ........................................................................ 280.20 258.96 238.49 259.22

Automobile finance charges ............................................................... 190.05 169.13 139.82 166.33

Truck finance charges ........................................................................ 75.90 71.72 86.72 78.11

Motorcycle and plane finance charges .............................................. 0.50 1.93 1.05 1.16

Other vehicle finance charges ........................................................... 13.76 16.18 10.90 13.61

Maintenance and repairs ....................................................................... 641.71 627.51 700.79 656.67

Coolant, additives, brake, transmission fluids ................................... 6.94 6.77 6.32 6.68

Tires – purchased, replaced, installed ............................................... 85.76 92.70 89.79 89.42

Parts, equipment, and accessories .................................................... 100.00 75.63 111.43 95.69

Vehicle audio equipment, excluding labor ......................................... NA NA 5.45 5.45

Vehicle products ................................................................................. 3.19 3.14 5.28 3.87

Misc. auto repair, servicing ................................................................ 22.31 20.13 33.34 25.26

Body work and painting ..................................................................... 30.35 32.21 36.88 33.15

Clutch, transmission repair ................................................................ 35.98 34.71 46.56 39.08

Drive shaft and rear–end repair ......................................................... 6.97 7.96 5.94 6.96

Brake work ......................................................................................... 42.57 43.87 43.70 43.38

Repair to steering or front–end .......................................................... 12.69 15.62 18.42 15.58

Repair to engine cooling system ....................................................... 24.02 24.59 22.60 23.74

Motor tune–up .................................................................................... 46.97 46.95 42.86 45.59

Lube, oil change, and oil filters .......................................................... 33.01 35.54 39.86 36.14

Front–end alignment, wheel balance ................................................. 11.64 12.40 NA 12.02
14216 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Front–end alignment, wheel balance and rotation ............................ NA NA 9.78 9.78

Shock absorber replacement ............................................................. 9.13 8.25 7.04 8.14

Brake adjustment ............................................................................... 6.83 5.13 3.89 5.28

Gas tank repair, replacement ............................................................ 1.18 1.60 2.52 1.77

Repair tires and other repair work ..................................................... 33.15 33.63 27.94 31.57

Vehicle air conditioning repair ............................................................ NA NA 14.87 14.87

Exhaust system repair ....................................................................... 18.36 18.29 20.56 19.07

Electrical system repair ...................................................................... 26.00 28.19 31.39 28.53

Motor repair, replacement .................................................................. 79.50 73.60 69.19 74.10

Auto repair service policy ................................................................... 5.18 6.60 5.17 5.65

Vehicle insurance .................................................................................. 619.68 638.83 698.00 652.17

Vehicle rental, leases, licenses, other charges ..................................... 234.08 280.31 351.79 288.73

Leased and rented vehicles ............................................................... 95.89 125.45 196.83 139.39

Rented vehicles .............................................................................. 33.77 32.93 39.82 35.51

Auto rental ................................................................................... 12.42 8.36 6.03 8.94

Auto rental, out–of–town trips ..................................................... 15.41 16.16 26.09 19.22

Truck rental ................................................................................. 2.10 2.71 1.68 2.16

Truck rental, out–of–town trips ................................................... 2.49 5.20 4.61 4.10

Motorcycle rental ......................................................................... NA NA NA NA

Aircraft rental ............................................................................... 0.27 0.24 0.16 0.22

Motorcycle rental, out–of–town trips ........................................... 0.50 0.07 0.09 0.22

Aircraft rental, out–of–town trips ................................................. 0.58 0.20 1.16 0.65

Leased vehicles .............................................................................. 62.11 92.52 157.01 103.88

Car lease payments .................................................................... 47.74 69.08 104.24 73.69

Cash downpayment (car lease) .................................................. 2.12 8.22 9.84 6.73

Termination fee (car lease) ......................................................... 0.16 0.14 0.44 0.25

Truck lease payments ................................................................. 11.01 12.47 38.15 20.54

Cash downpayment (truck lease) ............................................... 1.09 1.52 4.30 2.30

Termination fee (truck lease) ...................................................... NA 1.08 0.03 0.56

State and local registration ................................................................ 75.17 87.09 82.74 81.67

Driver’s license ................................................................................... 7.27 7.41 7.34 7.34

Vehicle inspection .............................................................................. 8.31 9.03 8.78 8.71

Parking fees ....................................................................................... 23.86 23.01 27.47 24.78

Parking fees (old) ........................................................................... 1.34 0.00 NA 0.67

Parking fees in home city, excluding residence ............................. 19.97 20.52 24.17 21.55

Parking fees, out–of–town trips ...................................................... 2.54 2.49 3.30 2.78

Tolls .................................................................................................... 8.71 10.98 10.47 10.05

Tolls on out–of–town trips .................................................................. 4.51 4.18 4.69 4.46

Towing charges .................................................................................. 4.89 5.02 5.37 5.09

Automobile service clubs ................................................................... 5.48 8.14 8.10 7.24

Public transportation .................................................................................. 307.60 286.82 393.48 329.30

Airline fares ............................................................................................ 183.39 173.89 253.06 203.45

Intercity bus fares .................................................................................. 7.84 10.90 11.57 10.10

Intracity mass transit fares .................................................................... 54.01 48.57 49.28 50.62

Local trans. on out–of–town trips .......................................................... 3.34 8.74 10.19 7.42

Taxi fares on trips .................................................................................. 17.17 5.14 5.99 9.43

Taxi fares ............................................................................................... 6.78 6.46 8.23 7.16

Intercity train fares ................................................................................. 14.66 17.38 17.13 16.39

Ship fares ............................................................................................... 19.63 14.54 36.91 23.69

School bus ............................................................................................. 0.77 1.21 1.12 1.03

Health care .................................................................................................... 1,563.01 1,653.66 1,768.03 1,661.57

Health insurance ....................................................................................... 652.12 727.65 818.43 732.73

Commercial health insurance ................................................................ 213.85 232.16 251.06 232.36

Blue Cross, Blue Shield ......................................................................... 148.51 173.35 159.34 160.40

Health maintenance plans (HMO’s) ...................................................... 95.76 90.57 127.97 104.77

Medicare payments ............................................................................... 101.70 111.33 157.72 123.58

Commercial medicare supplements ...................................................... 92.29 120.24 122.35 111.63

Medical services ........................................................................................ 561.20 546.03 567.28 558.17

Physician’s services ............................................................................... 179.39 170.75 159.89 170.01

Dental services ...................................................................................... 179.38 174.32 194.50 182.73

Eyecare services ................................................................................... 25.60 29.20 29.81 28.20

Service by professionals other than physician ...................................... 29.83 32.66 32.95 31.67

Lab tests, x–rays ................................................................................... 25.91 31.35 25.73 27.66

Hospital room ......................................................................................... 36.47 37.42 44.70 39.53

Hospital service other than room .......................................................... 53.30 44.63 54.60 50.84

Medical care in retirement community .................................................. NA NA NA NA

Care in convalescent or nursing home ................................................. 21.05 13.48 13.21 15.91

Repair of medical equipment ................................................................. NA NA NA NA

Other medical care services .................................................................. 8.07 12.24 11.88 6.77
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14217

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Drugs ......................................................................................................... 258.20 284.99 294.24 279.14

Nonprescription drugs ............................................................................ 73.86 80.16 84.17 79.40

Prescription drugs .................................................................................. 184.34 204.83 210.08 199.75

Medical supplies ........................................................................................ 91.49 94.98 88.07 91.51

Eyeglasses and contact lenses ............................................................. 59.02 57.35 54.20 56.86

Hearing aids ........................................................................................... 3.50 7.13 0.94 3.86

Topicals and dressings .......................................................................... 21.63 24.32 24.55 23.50

Medical equipment for general use ....................................................... 2.32 2.25 2.41 2.33

Supportive and convalescent medical equipment ................................. 3.48 2.85 3.82 3.38

Rental of medical equipment ................................................................. 0.35 0.35 0.72 0.47

Rental of supportive, convalescent medical equipment ........................ 1.19 0.74 1.43 1.12

Entertainment ................................................................................................ 1,523.49 1,525.52 1,619.28 1,556.10

Fees and admissions ................................................................................ 384.49 375.11 451.13 403.58

Recreation expenses, out–of–town trips ............................................... 16.61 15.32 22.00 17.98

Social, recreation, civic club membership ............................................. 84.15 85.24 87.17 77.42

Fees for participant sports ..................................................................... 69.06 61.15 73.87 68.03

Participant sports, out–of–town trips ..................................................... 20.12 21.17 27.40 22.90

Movie, theater, opera, ballet .................................................................. 66.54 64.92 78.89 70.12

Movie, other admissions, out–of–town trips .......................................... 19.72 27.20 37.79 28.24

Admission to sporting events ................................................................ 20.69 22.94 32.52 25.38

Admission to sports events, out–of–town trips ...................................... 17.42 9.08 12.59 13.03

Fees for recreational lessons ................................................................ 53.57 52.76 56.90 54.41

Other entertainment services, out–of–town trips ................................... 16.61 15.32 22.00 17.98

Television, radios, sound equipment ........................................................ 476.38 493.86 545.23 505.16

Televisions ............................................................................................. 328.75 331.31 376.08 345.38

Community antenna or cable tv ......................................................... 180.20 188.40 209.78 192.79

Black and white tv .............................................................................. 1.81 3.06 2.23 2.37

Color tv – console .............................................................................. 18.13 21.37 25.51 21.67

Color tv – portable, table model ........................................................ 44.32 41.51 54.63 46.82

VCR’s and video disc players ............................................................ 40.40 31.41 32.98 34.93

Video cassettes, tapes, and discs ..................................................... 17.60 18.88 22.55 19.68

Video game hardware and software .................................................. 15.04 16.25 19.24 16.84

Repair of tv, radio, and sound equipment ......................................... 10.23 9.60 8.79 9.54

Rental of televisions ........................................................................... 1.03 0.81 0.36 0.73

Radios, sound equipment ...................................................................... 147.62 162.55 169.15 159.77

Radios ................................................................................................ 10.24 10.71 9.05 10.00

Phonographs ...................................................................................... 0.60 0.87 NA 0.74

Tape recorders and players ............................................................... 5.75 5.32 5.86 5.64

Sound components and component systems .................................... 30.53 35.56 31.51 32.53

Miscellaneous sound equipment ........................................................ 0.34 1.68 1.51 1.18

Sound equipment accessories ........................................................... 3.22 4.28 4.83 4.11

Compact disc, tape, record and video mail order clubs .................... 8.04 8.97 13.11 10.04

Records, CDs, audio tapes, needles ................................................. 29.54 31.01 37.80 32.78

Rental of VCR, radio, and sound equipment ..................................... 0.70 0.79 0.35 0.61

Musical instruments and accessories ................................................ 16.03 20.45 17.62 18.03

Rental and repair of musical instruments .......................................... 2.42 2.11 2.06 2.20

Rental of video cassettes, tapes, films, and discs ............................ 40.22 40.79 45.45 42.15

Pets, toys, and playground equipment ..................................................... 286.11 281.46 305.98 291.18

Pets. ....................................................................................................... 168.99 167.12 177.55 171.22

Pet food .............................................................................................. 85.02 84.94 82.75 84.24

Pet purchase, supplies, medicine ...................................................... 23.73 24.72 29.36 25.94

Pet services ........................................................................................ 16.52 13.87 16.52 15.64

Vet services ........................................................................................ 43.72 43.58 48.92 45.41

Toys, games, hobbies, and tricycles ..................................................... 112.46 112.38 125.48 116.77

Playground equipment ........................................................................... 4.66 1.96 2.95 3.19

Other entertainment supplies, equipment, and services .......................... 376.51 375.10 316.93 356.18

Unmotored recreational vehicles. .......................................................... 14.05 33.20 29.18 25.48

Boat without motor and boat trailers .................................................. 3.85 14.72 5.16 7.91

Trailer and other attachable campers ................................................ 10.20 18.48 24.02 17.57

Motorized recreational vehicles. ............................................................ 154.19 142.45 81.72 126.12

Motorized camper coaches and other vehicles ................................. 75.13 77.70 43.13 76.42

Purchase of boat with motor .............................................................. 79.05 64.75 38.58 60.79

Rental of recreational vehicles. ............................................................. 3.71 1.90 2.42 2.68

Rental noncamper trailer .................................................................... 0.03 0.05 0.13 0.07

Boat and trailer rental, out–of–town trips ........................................... 2.13 0.47 0.74 1.11

Rental of campers, etc. on out–of–town trips (old) ........................... NA NA NA NA

Rental of campers on out–of–town trips ............................................ 0.17 0.54 0.39 0.37

Rental of other vehicles on out–of–town trips ................................... 1.09 0.40 0.66 0.72

Rental of boat ..................................................................................... 0.02 0.05 0.10 0.06
14218 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Rental of campers, other r.v.’s ........................................................... 0.27 0.39 0.40 0.33

Outboard motors .................................................................................... 1.91 2.17 2.05 2.04

Docking and landing fees ...................................................................... 4.50 5.77 5.05 5.11

Sports, recreation and exercise equipment ........................................... 111.11 102.67 115.10 109.63

Athletic gear, game tables, and exercise equipment ........................ 45.33 45.98 54.37 48.56

Bicycles .............................................................................................. 19.23 16.46 14.10 16.60

Camping equipment ........................................................................... 4.50 3.77 3.61 3.96

Hunting and fishing equipment. ......................................................... 20.54 16.92 20.58 19.35

Winter sports equipment .................................................................... 5.30 3.19 4.99 4.49

Water and miscellaneous sport equipment ....................................... 14.50 14.68 15.51 14.59

Rental and repair of misc. sports equipment ..................................... 1.70 1.68 1.95 1.78

Photographic equipment and supplies .................................................. 81.69 81.66 74.17 79.17

Film ..................................................................................................... 21.01 20.32 20.48 20.60

Other photographic supplies .............................................................. 1.43 0.17 0.31 0.64

Film processing .................................................................................. 28.58 27.09 28.34 28.00

Repair and rental of photographic equipment ................................... 0.55 0.39 0.33 0.42

Photographic equipment .................................................................... 14.65 13.47 12.63 13.58

Photographer fees .............................................................................. 15.47 20.23 12.09 15.93

Fireworks ............................................................................................... 1.08 0.63 0.76 0.82

Souvenirs ............................................................................................... 0.45 1.21 0.49 0.72

Visual goods .......................................................................................... 1.09 0.57 1.49 1.05

Pinball, electronic video games ............................................................. 2.72 2.88 4.50 3.37

Personal care products and services ........................................................... 418.96 408.21 414.76 413.98

Personal care products ............................................................................. 228.19 223.41 235.24 228.95

Hair care products ................................................................................. 45.03 42.44 49.23 45.57

Nonelectric articles for the hair .............................................................. 6.41 5.35 7.26 6.34

Wigs and hairpieces .............................................................................. 1.77 1.23 0.89 1.30

Oral hygiene products, articles .............................................................. 27.93 28.07 25.52 27.17

Shaving needs ....................................................................................... 10.65 9.46 12.64 10.92

Cosmetics, perfume, bath preparation .................................................. 98.28 103.29 106.82 102.80

Deodorants, feminine hygiene, misc. personal care ............................. 32.28 28.78 28.40 29.82

Electric personal care appliances .......................................................... 5.85 4.80 4.46 5.04

Personal care services .............................................................................. 190.77 184.80 179.53 185.03

Personal care service for females ......................................................... 103.69 98.60 89.46 97.25

Personal care service for males ............................................................ 86.99 86.08 89.94 87.67

Repair of personal care appliances ....................................................... 0.09 0.12 0.12 0.11

Reading ......................................................................................................... 168.07 165.57 171.39 168.34

Newspapers ............................................................................................... 70.41 70.60 70.94 70.51

Magazines ................................................................................................. 39.74 38.78 39.53 39.26

Newsletters ................................................................................................ 0.27 0.67 0.15 0.36

Books thru book clubs ............................................................................... 12.22 10.56 11.44 11.41

Books not thru book clubs ........................................................................ 40.22 41.38 47.99 43.20

Encyclopedia and other sets of reference books ..................................... 5.21 3.58 1.33 3.37

Education ...................................................................................................... 433.88 423.79 469.39 442.35

College tuition ............................................................................................ 230.54 237.86 275.33 247.91

Elementary and high school tuition ........................................................... 65.77 69.99 65.45 67.07

Other schools tuition ................................................................................. 39.08 16.39 15.34 23.60

Other school expenses including rentals .................................................. 17.66 18.40 19.50 18.52

School books, supplies, equipment for college ........................................ 37.22 36.94 39.14 37.77

School books, supplies, etc. for elementary high school ......................... 6.41 6.89 9.71 7.67

School books, supplies, etc. for day care, nursery, other ........................ 3.11 3.64 3.49 3.41

School supplies, etc. – unspecified ........................................................... 34.10 33.67 41.43 36.40

Tobacco products and smoking supplies ..................................................... 277.79 278.59 261.81 272.73

Cigarettes .................................................................................................. 255.97 256.67 238.23 250.29

Other tobacco products ............................................................................. 18.68 19.51 21.96 20.05

Smoking accessories ................................................................................ 3.14 2.41 1.62 2.39

Miscellaneous ............................................................................................... 877.79 794.63 810.79 827.74

Miscellaneous fees, pari–mutuel losses ................................................... 48.28 60.93 50.63 53.28

Legal fees .................................................................................................. 80.65 88.62 119.22 96.16

Funeral expenses ...................................................................................... 54.07 51.73 91.97 65.92

Safe deposit box rental ............................................................................. 6.18 5.88 5.79 5.95

Checking accounts, other bank service charges ...................................... 25.63 26.45 27.69 26.59

Cemetery lots, vaults, maintenance fees .................................................. 15.42 16.64 19.45 17.17

Accounting fees ......................................................................................... 46.16 47.58 44.90 46.21

Miscellaneous personal services .............................................................. 32.25 41.90 27.76 33.97

Finance charges excluding mortgage and vehicle ................................... 253.58 227.00 228.84 236.47

Occupational expenses ............................................................................. 99.47 109.07 94.19 100.91

Expenses for other properties ................................................................... 207.48 110.86 94.77 137.70

Interest paid, home equity line of credit (other property) ......................... 1.77 0.80 0.50 1.02
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14219

APPENDIX 3—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

Total complete reporting

1991 1992 1994 Average

Credit card memberships .......................................................................... 6.86 7.17 5.08 6.37

Cash contributions ........................................................................................ 1,040.14 1,020.99 1,066.81 1,042.65

Cash contributions to non–CU memb., incl. child sup., etc. ..................... 277.71 240.72 292.68 270.37

Gifts of cash, stocks and bonds to non–CU members ............................. 219.98 249.31 228.78 232.69

Contributions to charity ............................................................................. 97.36 105.65 102.81 101.94

Contributions to church ............................................................................. 407.43 378.37 404.30 396.70

Contributions to educational organizations ............................................... 21.71 31.50 22.66 25.29

Contributions to political organizations ..................................................... 7.64 7.22 8.33 7.73

Other contributions .................................................................................... 8.31 8.21 7.25 7.92

Personal insurance and pensions ................................................................ 3,141.56 3,083.40 3,404.08 3,209.68

Life and other personal insurance ............................................................ 353.85 354.24 413.43 373.84

Life, endowment, annuity, other personal insurance ............................ 340.55 342.74 395.89 359.73

Other nonhealth insurance .................................................................... 13.30 11.50 17.54 14.11

Pensions and Social Security ................................................................... 2,787.71 2,729.16 2,990.65 2,835.84

Deductions for government retirement .................................................. 80.17 77.00 84.07 80.41

Deductions for railroad retirement ......................................................... 4.55 3.03 5.38 4.32

Deductions for private pensions ............................................................ 268.34 264.82 324.08 285.75

Non–payroll deposit to retirement plans ................................................ 334.61 337.62 331.09 334.44

Deductions for Social Security .............................................................. 2,100.03 2,046.70 2,246.03 2,130.92

*Data might not be statistically significant.

Source: Bureau of Labor Statistics

APPENDIX 4—CONSUMER EXPENDITURE SURVEYS

[Pre–published Data for All Consumer Units Nationwide*]

$10,000 to

$14,999

$15,000 to

$19,999

$20,000 to

$29,999

$30,000 to

$39,999

$40,000 to

$49,999

$50,000

and over

Average income before taxes:

1991 ....................................................................... $12,340.00 $17,301.00 $24,816.00 $34,402.00 $44,548.00 $79,902.00

1992 ....................................................................... 12,437.00 17,420.00 24,560.00 34,439.00 44,442.00 81,602.00

1994 ....................................................................... 12,340.00 17,229.00 24,721.00 34,402.00 44,388.00 84,162.24

Average ....................................................... 12,372.33 17,316.67 24,699.00 34,414.33 44,459.33 81,888.75

Goods and services:

1991 ....................................................................... 7,262.65 8,319.82 9,715.90 13,134.61 14,944.06 21,598.60

1992 ....................................................................... 6,735.63 8,878.05 10,200.76 12,021.89 15,600.83 20,967.26

1994 ....................................................................... 6,989.07 8,346.77 10,014.51 12,274.85 14,404.18 21,193.80

Average ....................................................... 6,995.78 8,514.88 9,977.06 12,477.12 14,983.02 21,253.22

Food at home:

1991 ....................................................................... 2,267.82 2,379.01 2,517.57 2,959.22 3,321.94 3,841.29

1992 ....................................................................... 2,060.61 2,473.08 2,558.40 2,785.24 3,265.99 3,799.25

1994 ....................................................................... 2,219.92 2,437.04 2,597.85 2,833.99 3,175.54 3,797.84

Average ....................................................... 2,182.78 2,429.71 2,557.94 2,859.48 3,254.49 3,812.79

Food away from home:

1991 ....................................................................... 945.30 1,084.27 1,316.78 1,803.69 2,316.13 3,113.47

1992 ....................................................................... 841.79 1,201.22 1,405.80 1,771.87 2,354.17 3,131.93

1994 ....................................................................... 822.30 1,089.35 1,334.07 1,820.82 2,211.78 3,383.08

Average ....................................................... 869.80 1,124.95 1,352.22 1,798.79 2,294.03 3,209.49

Alcohol:

1991 ....................................................................... 140.42 248.53 270.50 389.51 404.39 563.87

1992 ....................................................................... 200.85 223.45 324.37 313.65 374.96 590.09

1994 ....................................................................... 135.15 215.61 287.46 347.42 327.07 495.08

Average ....................................................... 158.81 229.20 294.11 350.19 368.81 549.68

Domestic Service:

1991 ....................................................................... 170.38 109.83 171.63 229.79 273.86 469.21

1992 ....................................................................... 151.62 129.29 147.99 222.40 398.61 559.53

1994 ....................................................................... 85.17 111.05 203.94 235.13 310.43 489.65

Average ....................................................... 135.72 116.72 174.52 229.11 327.63 506.13

Furnishings & household operations:

1991 ....................................................................... 1,009.62 1,125.48 1,466.95 2,104.83 2,361.30 3,924.40

1992 ....................................................................... 970.65 1,370.53 1,587.26 1,932.32 2,427.52 3,651.88

1994 ....................................................................... 1,128.53 1,178.62 1,521.80 1,938.32 2,574.21 4,075.65

Average ....................................................... 1,036.27 1,224.88 1,525.34 1,991.82 2,454.34 3,883.98

Clothing:

1991 ....................................................................... 1,093.80 1,178.28 1,325.86 1,951.82 2,186.30 3,520.50
14220 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 4—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

$10,000 to

$14,999

$15,000 to

$19,999

$20,000 to

$29,999

$30,000 to

$39,999

$40,000 to

$49,999

$50,000

and over

1992 ....................................................................... 889.14 1,093.68 1,563.66 1,603.41 2,267.24 3,394.31

1994 ....................................................................... 790.15 1,079.54 1,464.58 1,672.99 1,890.64 3,188.54

Average ....................................................... 924.36 1,117.17 1,451.37 1,742.74 2,114.73 3,367.78

Recreation:

1991 ....................................................................... 723.92 980.12 1,270.25 1,908.30 2,058.64 3,485.92

1992 ....................................................................... 755.24 1,146.23 1,302.99 1,726.85 2,558.20 3,374.39

1994 ....................................................................... 828.97 1,060.46 1,342.40 1,741.22 2,128.85 3,451.76

Average ....................................................... 769.38 1,062.27 1,305.21 1,792.12 2,248.56 3,437.36

Personal Care:

1991 ....................................................................... 288.37 304.89 364.44 450.76 527.30 722.72

1992 ....................................................................... 229.68 340.56 376.85 405.19 528.27 702.54

1994 ....................................................................... 256.43 286.31 348.68 454.00 491.54 693.28

Average ....................................................... 258.16 310.59 363.32 436.65 515.70 706.18

Tobacco:

1991 ....................................................................... 257.39 306.61 291.80 323.27 355.15 293.08

1992 ....................................................................... 242.99 287.66 296.57 321.75 321.76 300.33

1994 ....................................................................... 222.20 250.93 280.57 340.50 295.12 278.18

Average ....................................................... 240.86 281.73 289.65 328.51 324.01 290.53

Professional Services:

1991 ....................................................................... 365.63 602.80 720.12 1,013.42 1,139.05 1,664.14

1992 ....................................................................... 393.06 612.35 636.87 939.21 1,104.11 1,463.01

1994 ....................................................................... 500.25 637.86 633.16 890.46 999.00 1,340.74

Average ....................................................... 419.65 617.67 663.38 947.70 1,080.72 1,489.30

Housing:

1991 ....................................................................... 4,700.82 5,318.86 6,091.15 7,384.48 8,488.72 12,253.50

1992 ....................................................................... 5,063.74 5,566.03 6,434.77 7,383.31 9,071.67 12,721.51

1994 ....................................................................... 5,231.62 5,948.47 6,764.14 7,878.29 9,000.79 12,785.95

Average ....................................................... 4,998.73 5,611.12 6,430.02 7,548.69 8,853.73 12,586.99

Transportation:

1991 ....................................................................... 3,108.18 3,296.23 4,641.29 5,764.38 7,119.40 9,201.49

1992 ....................................................................... 2,830.29 3,352.10 4,803.28 5,744.17 6,992.50 9,305.77

1994 ....................................................................... 2,757.80 4,313.27 5,598.36 6,010.98 8,886.15 10,415.29

Average ....................................................... 2,898.76 3,653.87 5,014.31 5,839.84 7,666.02 9,640.85

Private transportation:

1991 ....................................................................... 2,952.36 3,118.89 4,434.71 5,473.96 6,809.12 8,535.49

1992 ....................................................................... 2,704.31 3,171.96 4,570.31 5,504.80 6,638.47 8,663.84

1994 ....................................................................... 2,560.05 4,021.24 5,343.02 5,696.30 8,493.93 9,583.58

Average ....................................................... 2,738.91 3,437.36 4,782.68 5,558.35 7,313.84 8,927.64

Air fares & other transportation expenses:

1991 ....................................................................... 155.82 177.34 206.58 290.42 310.28 666.00

1992 ....................................................................... 125.98 180.14 232.97 239.37 354.03 641.93

1994 ....................................................................... 197.75 292.03 255.34 314.68 392.22 831.71

Average ....................................................... 159.85 216.50 231.63 281.49 352.18 713.21

Miscellaneous:

1991 ....................................................................... 2,831.11 3,165.50 4,318.05 5,771.11 7,086.75 12,656.03

1992 ....................................................................... 2,530.29 3,280.40 4,349.33 5,801.25 7,754.49 12,924.24

1994 ....................................................................... 2,567.73 3,238.07 4,336.49 6,018.55 7,526.50 13,270.22

Average ....................................................... 2,643.04 3,227.99 4,334.62 5,863.64 7,455.91 12,950.16

Health care:

1991 ....................................................................... 1,350.11 1,422.83 1,559.13 1,612.87 1,690.72 2,137.27

1992 ....................................................................... 1,409.04 1,652.24 1,647.83 1,711.96 1,953.77 2,262.82

1994 ....................................................................... 1,484.32 1,666.38 1,578.60 1,761.97 2,007.63 2,447.22

Average ....................................................... 1,414.49 1,580.48 1,595.19 1,695.60 1,884.04 2,282.44

Cash contributions:

1991 ....................................................................... 764.72 647.89 728.00 863.26 986.19 2,418.40

1992 ....................................................................... 509.71 515.63 688.17 834.21 1,424.12 2,515.30

1994 ....................................................................... 396.39 455.67 771.77 1,049.71 1,005.01 2,428.04

Average ....................................................... 556.94 539.73 729.31 915.73 1,138.44 2,453.91

Personal insurance:

1991 ....................................................................... 716.28 1,094.78 2,030.92 3,294.98 4,409.84 8,100.36

1992 ....................................................................... 611.54 1,112.53 2,013.33 3,255.08 4,376.60 8,146.12

1994 ....................................................................... 687.02 1,116.02 1,986.12 3,206.87 4,513.86 8,394.96

Average ....................................................... 671.61 1,107.78 2,010.12 3,252.31 4,433.43 8,213.81

Consumer units:

1991 ....................................................................... 9,252 7,821 13,467 11,079 8,019 17,833
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14221

APPENDIX 4—CONSUMER EXPENDITURE SURVEYS—Continued

[Pre–published Data for All Consumer Units Nationwide*]

$10,000 to

$14,999

$15,000 to

$19,999

$20,000 to

$29,999

$30,000 to

$39,999

$40,000 to

$49,999

$50,000

and over

1992 ....................................................................... 10,053 8,294 14,616 10,448 7,967 18,181

1994 ....................................................................... 9,780 7,851 13,975 10,922 8,280 20,609

Percentage of Owners with Mortgage:

1991 ....................................................................... 16% 23% 32% 46% 58% 73%

1992 ....................................................................... 15% 23% 31% 44% 58% 71%

1994 ....................................................................... 14% 17% 31% 44% 53% 68%

Percentage of Renters:

1991 ....................................................................... 48% 46% 43% 32% 25% 13%

1992 ....................................................................... 50% 45% 43% 33% 25% 14%

1994 ....................................................................... 49% 47% 42% 34% 25% 15%

Owners as Percentage of Renters Plus Owners with

Mortgages:

1991 ....................................................................... 25.00% 33.33% 42.67% 58.97% 69.88% 84.88%

1992 ....................................................................... 23.08% 33.82% 41.89% 57.14% 69.88% 83.53%

1994 ....................................................................... 22.22% 26.56% 42.47% 56.41% 67.95% 81.93%

Average ....................................................... 23.43% 31.24% 42.34% 57.51% 69.24% 83.45%

Renters as Percentage of Renters Plus Owners with

Mortgages:

1991 ....................................................................... 75.00% 66.67% 57.33% 41.03% 30.12% 15.12%

1992 ....................................................................... 76.92% 66.18% 58.11% 42.86% 30.12% 16.47%

1994 ....................................................................... 77.78% 73.44% 57.53% 43.59% 32.05% 18.07%

...................................................................... 76.57% 68.76% 57.66% 42.49% 30.76% 16.55%

*Data may not be statistically significant.

Source: Bureau of Labor Statistics

APPENDIX 5:—ITEM DESCRIPTIONS

Food at Home:

Ground Beef ..................................... Price per lb. of fresh not frozen average size package of regular ground beef with no more than 25%

fat content. Do not price lean, ground chuck, ground round, frozen beef et cetera. Do not price

family–pack, value–pack, super–saver pack, or equivalent.

Round Steak, Boneless .................... Price per lb. of an average size package. Do not price family–pack, value–pack, super–saver pack or

equivalent. Do not price frozen steak. Order of choice: Boneless beef round, Boneless top round,

Boneless bottom round.

Round Roast, Boneless .................... Price per lb. of an average size package. Do not price family–pack, value–pack, super–saver pack or

equivalent. Do not price frozen roast. Order of choice: Boneless rolled rump, Sirloin tip rolled,

Boneless top round.

Pork Chops, Bone In ........................ Price per lb. of an average size package. Do not price family–pack, value–pack, super–saver pack or

equivalent. Do not price frozen chops. Order of choice: Center cut, rib chop; Loin chops with bone.

Bacon, Sliced .................................... 16 OZ (1LB) package, regular sliced bacon. Do not price Canadian bacon, extra thick sliced, or extra

lean. Order of choice: Oscar Mayer, Hormel, Armour, Dubuque.

Chicken, Whole ................................ Price per lb. of fresh whole fryer chicken. Do not price family–pack, value–pack, super–saver pack or

equivalent. Do not price frozen chicken or roasters.

Fish Filet, Frozen .............................. Price per lb. of frozen ocean whitefish filet. Do not price breaded filets. Do not price family–pack,

value–pack, super–saver pack or equivalent. Order of choice: Cod, Haddock, Snapper, Mahi–Mahi.

Tuna, Canned ................................... Chunk light, packed in water (Not fancy style). Order of choice: Star Kist, Chicken of the Sea, Bumble Bee.

Lunch Meat ....................................... 8 OZ pkg., Oscar Mayer. Order of choice: Bologna, Cotto Salami.

Ham, Canned ................................... 3 LB tin of canned ham. Do not price Hormel’s supreme cut ham or equivalent. Order of choice:

Hormel, Dubuque, Bar–S.

Frankfurter ........................................ All beef 16 OZ (1LB) package. Do not price chicken, turkey, extra lean, or fat free frankfurters. Order

of choice: Oscar Mayer, Hormel, Dubuque, Ballpark.

Eggs, Large ...................................... 1 dozen. Order of choice: local brand, regional brand.

Fish, Fresh ........................................ Price per lb. of salmon steak. Do not price special prepared skinless or boneless varieties. Do not

price family–pack, value–pack, super–save pack, or equivalent.

Milk, 2% ............................................ Gallon (128 FL OZ) store brand, 2%.

Cheddar Cheese .............................. 10 OZ package mild cheddar cheese. Order of choice: Kraft Cracker Barrel, Tillamook.

Ice Cream ......................................... 1/2 gallon (2 QT) of store brand vanilla ice cream. Do not price ice milk or frozen yogurt.

Bread, White ..................................... 16 OZ loaf of sliced white bread. Do not price store brand. Order of choice: Wonder, Sunbeam,

Holsum, Regional brand.

Spaghetti, Dry ................................... 16 OZ box or bag. Order of choice: Creamettes, American Beauty, Mission, Golden Grain, San

Georgio.

Cereal ............................................... 20 OZ box of cereal. Do not price significantly larger or smaller size. Order of choice: Post Raisin

Bran, Kellogg’s Raisin Bran, Kellogg’s Frosted Mini–Wheats.

Cookies ............................................. 18 – 20 OZ package. Order of choice: Nabisco Oreo Cookies, Keebler Chips Deluxe, Nabisco Chips

Ahoy.

Frozen Waffles ................................. Package of frozen waffles. Order of choice: Kellogg’s Eggo.
14222 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 5:—ITEM DESCRIPTIONS—Continued

Hamburger Buns .............................. Package of 8 sliced enriched white hamburger buns. Do not price store brand, whole wheat or sesame seed buns. Order of choice: Wonder, Sunbeam, Regional brand.

Cake ................................................. Package of two cellophane wrapped, cream–filled sponge cake deserts. Do not price fresh baked

desserts, boxed, or family packs. Order of choice: Hostess Twinkie, Krispy Kreme, Hostess Cupcake, Dolly Madison Zinger.

Apples, Fresh ................................... Price per LB of apples, loose (not in bag). If only bagged apples are available, report the weight of

the bag. Order of choice: Red delicious, Golden delicious.

Bananas, Fresh ................................ Price per lb. of bananas. If sold by bunch report price and weight of bunch.

Tomatoes, Fresh .............................. Price per lb. of medium–size tomatoes. Do not price organic, ’hydro’, plum, or extra fancy tomatoes.

Potatoes ............................................ 10 LB bag of Russet baking potatoes. Do not price loose potatoes. If 10 lb bag is not available, substitute nearest size bag and note price and size. Do not price, white, red or new potatoes.

Frozen Orange Juice ........................ 12 FL OZ (makes 48 FL OZ) of frozen orange juice concentrate. Do not price calcium fortified, pulp

free, country style etc. Order of choice: Minute Maid, Sunkist, Whole Sun.

Fruit Juice ......................................... 48 ounce bottle of cranberry juice. Do not price frozen or boxed drink or drink in significantly different

size bottle. Order of choice: Ocean Spray Cranberry Cocktail, Ocean Spray Cranapple.

Peaches, Canned ............................. 16 OZ can sliced yellow cling peaches. Order of choice: Libby’s, Del Monte.

Peas, Frozen .................................... 16 OZ package of frozen peas. Do not price peas with sauce or Green Giant Select. Order of choice:

Green Giant, Birdseye, Hanover.

Green Beans, Canned ...................... 14.5 OZ can of cut green beans. Do not price French style or canned vegetable mixtures. Order of

choice: Del Monte, Green Giant.

Oranges, Fresh ................................. Price per lb. of loose NAVEL oranges. If only bagged oranges are available, also report the weight of

the bag. Order of choice: California navel, Florida navel.

Lettuce, Fresh ................................... Price per lb. of iceberg lettuce. If lettuce is sold by the head, report the price and weight of an average head. Find equivalent–size heads at each store.

Celery, Fresh .................................... Price per lb. for celery. Do not price celery hearts or Pascal type celery. If celery is only sold by the

bunch, report the price and the weight of an average bunch. Find equivalent size bunches at each

store.

Fruit Drink ......................................... 46 FL OZ can. Do not price plastic bottles, powdered mixes, or individual serving sized drinks. Order

of choice: Hawaiian Punch, Hi–C regular.

Soft Drink .......................................... 2 liter plastic bottle. Order of choice: Coca–Cola, Pepsi.

Coffee, Ground ................................. 13 OZ can ground coffee. Do not price decaffeinated or special roasts. Order of choice: Folger’s Drip,

Maxwell House, Hill’s Bros.

Canned Soup .................................... 1 can Campbell’s soup. Do not price hearty, reduced fat or salt free varieties. Order of choice: Vegetable, Chicken Noodle, Vegetable Beef, Turkey Noodle, Chicken and Rice.

Snack Food ...................................... 6 OZ bag or box of potato chips. Order of choice: Ruffles, Lays.

Salt .................................................... 26 OZ box of iodized salt. Do not price sea–salt, kosher–style salt etc. Order of choice: Morton, Ivory,

Regional brand, Store brand.

Ketchup ............................................. 28 OZ plastic squeeze bottle. Order of choice: Heinz.

Cooking Oil ....................................... 48 FL OZ bottle. Order of choice: Crisco, Wesson, Mazola.

Margarine .......................................... 4 sticks (1 LB). Order of choice: Blue Bonnet, Parkay.

Frozen Dinner ................................... Swanson 11.5 OZ (326 G) frozen turkey dinner. Dinner should include whipped potatoes, peas, and

fruit compote. Do not price Hungry Man or equivalent extra–portion sizes.

Jello Gelatin ...................................... 3 OZ box gelatin dessert. Order of choice: Jell–O, Royal.

Baby Food ........................................ 4 OZ jar strained vegetables or fruit. Order of choice: Gerber Second Foods, Heinz.

Candy Bar ......................................... Regular size candy bar ranging in weight from 1.55 oz to 2.13 oz. Do not price king–size or multi–

pack candy bars. Order of choice: Snickers, Hershey’s, Mars, 3–Musketeers, Butterfinger.

Sugar, Granulated ............................ 5 LB bag of granulated cane or beet sugar. Do not price superfine or generic. Order of choice: Non–

store brand, Store brand.

Bottled Water .................................... 1 gallon (128 FL OZ) bottled spring water (store brand). Do not price sparkling or distilled water.

Food Away from Home:

Breakfast ........................................... Two strips of bacon or 2 sausages, 2 eggs, toast, and coffee or juice. Report percentages added for

tax, tip and service charge. Order of choice: Denny’s, Bob Evans, Any equivalent restaurant.

Lunch ................................................ Cheeseburger platter with fries and small soft drink. Report percentages added for tax, tip and service charge. Order of choice: Denny’s, Sizzlers, Any equivalent restaurant.

Pizza Lunch ...................................... 1 personal size cheese pizza (or 1 slice of cheese pizza). Include small soft drink and gratuity. Do

not price salad. Order of choice: Pizza Hut, Any equivalent restaurant.

Dinner ............................................... New York Strip, small side dish (e.g., rice or potato), side salad or salad bar, and coffee. Meal should

not include dessert. Report percentages added for tax, tip and service charge. Order of choice:

Denny’s, Sizzlers, Any equivalent restaurant.

Pizza Dinner ..................................... 1 12–inch diameter cheese pizza with regular crust (not thin or extra thick) and no extra toppings. Include small drink and gratuity. Do not price salad. Order of choice: Pizza Hut, Any equivalent restaurant.

Fast Food Meal ................................ Big Mac or Whopper, medium french fries, and medium coke. Price a combo meal, if a suitable one

is offered. Order of choice: MacDonalds, Burger King, Any equivalent outlet.

Ice Cream Cone ............................... Regular (1 scoop) vanilla ice cream cone. Do not price frozen yogurt. Order of choice: Baskin–Robbins, Any equivalent outlet.

Tobacco:

Cigarettes, King Size ........................ 1 carton (200 cigarettes) of Winston filter kings soft pack. Do not price generic brand.

Alcohol:

Beer At Home ................................... Six–pack of Budweiser 12 OZ cans (Puerto Rico – 10 OZ cans.) Do not price refrigerated beer unless that is all that is available.

Wine At Home .................................. 1.5 L of Chablis blanc. Order of choice: Gallo, Inglenook.

Beer Away ........................................ Glass of Budweiser/Miller Lite beer.

Wine Away ........................................ Price 1 glass of house white wine.
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14223

APPENDIX 5:—ITEM DESCRIPTIONS—Continued

Furnishings, Household Operations:

Lawn Care Service ........................... Price to cut and trim a 1/4 acre lot on a weekly basis. Do not include other yard services (e.g. fertilizing, raking, or watering).

Housekeeping Services .................... Price per hour for bi–weekly cleaning. House approximately 2,000 sq. ft. Family size four. Services

include—Bathroom(s): sanitize walls, floor, counter tops, bathtub, stool; Kitchen: sanitize walls,

counter tops, cabinets, appliances; Living and Dining Room; dust, polish furniture, and vacuum;

Bedroom; polish furniture and vacuum. If other services are included please note. Report the number of cleaners and estimated number of hours to complete service.

Moving .............................................. Price per hour for a within–city move, two men with enclosed van. Include any van rental fees. Do

not include any extra insurance options or specialty packaging options. Note number of men if

other than two used.

Toilet Tissue ..................................... 4 roll pack. Do not price family–pack, double pack, value–pack, super–saver size package, or equivalent. Order of choice: Cottonelle, Northern, Charmin.

Pen ................................................... 10 pack round stick medium pen. Order of choice: Bic, Papermate.

Parcel Post ....................................... Cost to United States Parcel of mailing a 5 lb. package to each of the following cities: Chicago, Los

Angeles, New York.

Laundry Soap ................................... 100 FL OZ of liquid household laundry detergent. Do not price detergent with bleach or whiteners.

Order of choice: Tide, Cheer, Wisk, Surf.

Plant Food ........................................ 8 OZ container of indoor plant food. Order of choice: Miracle Grow.

Bed Sheet Set .................................. 1 set queen–size no–iron cotton & polyester percale sheets (180 thread count). 1 set consists of 1

fitted sheet, 1 flat sheet, and two pillowcases. Do not price designer sheet sets. Price sheet sets

with minimum design. Order of choice: Fieldcrest, New Concept, Dan Rivers, Colour Forum, Available brand.

Bath Towel ........................................ 27x50 inch bath towel made of 100% cotton. Order of choice: Cannon, Heir Loom, Fieldcrest, Royal

Velvet.

Dining Room Table ........................... Pedestal oak veneer tabletop with 4 spindled hardwood chairs.

Living Room Chair ............................ Recliner.

Bedroom Set ..................................... Include items such as chest, nightstand, and bed frame.

Washing Machine ............................. Super capacity washing machine with 4 water temperatures, 8 wash cycles, 4 water levels, white porcelain tub, self–clean lint filter, fabric softener dispenser and 2 speed combinations. Order of

choice: Maytag Model #LAT960, General Electric Model #WWSR3090T, Whirlpool Model

#LSC8244D.

Kitchen Range .................................. 30–inch electric range with upswept cook–top, removable coil elements, electronic clock with timer,

oven light, delay–start cook control, storage drawer, self–cleaning oven with two oven racks and a

porcelain enamel broiler pan. Order of choice: Maytag Model #CRE9500, General Electric Model

#JBP47GV, Whirlpool Model #RF385PXDQ.

Refrigerator ....................................... No–frost top–mount 20.5 to 21.5 cubic ft. refrigerator with reversible doors, glass shelves, moisture

controlled crisper drawers, and meat drawer. Door contains 1 or more covered compartments and

adjustable bins. Freezer has adjustable door bins and ice trays. Do not price models with ice makers, chilled water dispensers, or other extra features. Order of choice: Maytag Model

#RTD2100DAE, General Electric Model #TBX21ZAX, Whirlpool Model #ET21DKXD.

Vacuum ............................................. Upright vacuum cleaner with 6.5 to 7.5 amps, 120 volts, six above–the–floor attachments, height adjustment, regular bag and 20 to 25 foot cord. Order of choice: Eureka Model #9334AT, Hoover

Model #U4263–930, Hoover Model #U4293–930, Eureka Model #9205.

Two–slice Toaster ............................ Two–slice toaster, chrome body, wide slot with pastry defrost setting. Order of choice: Proctor Silex

Model #T620B, Proctor Silex Model #22100.

Baking Dish ...................................... 8 inch square glass baking dish (any color). Do not include cover or lid. Order of choice: Pyrex, Anchor Hocking.

China ................................................ Corelle Abundance pattern tableware set. Set consists of 20 pieces: 4 dinner plates, 4 luncheon

plates, 4 bowls, 4 cups, and 4 saucers. The pattern is beige with a fruit and flower motif. Order of

choice: Corelle Impressions, New Corelle.

Electric Drill ....................................... Reversible, variable speed, 7 to 9 volt, cordless electric drill with 3 hour recharge. Order of choice:

Black and Decker Model #9052, Skil Model #2236.

Red Roses, Fresh Cut ...................... 1 dozen long stemmed, fresh cut red roses. Do not price boxed or arranged

Hammer ............................................ Curved claw hammer with a 16 OZ head, wood handle, high carbon steel head, black finish. Overall

length 13 1/4’’. Please price an inexpensive hammer. Do not price hammers with non–wooden

handles or hammers typically used by carpenter. Order of choice: Stanley Model #51616, Vaughan

Model #F16.

Area Rug .......................................... 8’x11’ oval, braided rug

Snow Blower ..................................... Four cycle, 8 to 9 HP two–stage gas snow thrower. Order of choice: Honda Model #H5828KITA, Simplicity Model #970M, Toro Model #38540.

Lawn Trimmer ................................... Gas powered, 30 or 31 CC two–cycle engine single line lawn trimmer with a 17 or 18 inch wide cut.

Window Shade ................................. Light–filtering, unfringed 37.5 width window shade.

Clothing:

Man’s Jeans ..................................... Regular loose fit inexpensive, non–designer jeans. Do not price bleached, stone–washed or designer

jeans. Order of choice: Wranglers, Lee’s regular fit.

Man’s Dress Shirt ............................. White or solid color, long sleeve, button cuff, plain collar dress shirt, approximately 35% cotton, 65%

polyester. A dress shirt will have exact collar and sleeve sizes. Example: 15 1/2 inch collar, 34 inch

sleeve. Order of choice: Arrow, Van Heusen, Moose Creek, Pour Homme.

Boy’s Jeans ...................................... Regular fit (size 9–14), inexpensive jeans. Do not price bleached, stone–washed or designer jeans.

Wranglers, Lee’s, Rustlers.

Boy’s T–shirt ..................................... Screen–printed t–shirt commonly worn by boys ages 8 thru 10 (size 7–14). Pullover with crew neck,

short sleeves and polyester/cotton blend. Order of choice: Ocean Pacific, Team Shirts (NFL), Miller, Hanes.
14224 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 5:—ITEM DESCRIPTIONS—Continued

Man’s Undershirt .............................. White 100% cotton undershirts with short sleeves, set of three. If not in set of three, report the number of undershirts in package. Order of choice: Fruit of the Loom, Hanes.

Man’s Insulated Underwear Top ...... White light weight, crew neck thermal underwear top of cotton and polyester. Order of choice: J.E.

Morgan, Hanes.

Man’s Suit ......................................... Double–breasted suit in worsted wool. Ventless back.

Man’s Jacket ..................................... Denim jacket. Relaxed fit and machine washable.

Man’s Parka ...................................... Park with polyester & cotton shell. Lower body nylon lining. Detachable hood, multiple pockets and

drawstring at waist.

Woman’s Dress ................................ Sleeved shirtwaist dress appropriate for office attire. Exclude any unusual ornamentation. Dress

should be unlined and 100% rayon or 100% polyester. Order of choice: Stewart Allen, Lesley Fay,

California Design, Perception, Store label.

Woman’s Blouse ............................... 100% polyester, white, long sleeve, button front blouse with minimum trim. Order of choice: Wrapper,

Girls Girls Girls, Christy Jill, Jacelyn Ferrare, Bill Blass.

Woman’s Slacks ............................... Misses unlined slacks appropriate for office attire. The slacks should be a blend of cotton and polyester without a belt. Order of choice: Donnkenny, Alfred Dunner, Fundamental Things, Counterpart,

Jump.

Woman’s Accessory ......................... Split–grain, cowhide leather, checkbook clutch wallet. Do not price eel skin, snake skin or other varieties. Order of choice: Michael Stevens, Mundi, Cadillac, Amity, Buxton.

Girl’s Dress ....................................... Cotton blend long–sleeve dress appropriate for school. Exclude extra ornamentation. For girls ages 8

through 10 (size 7–14). Order of choice: Carter’s, JoLene, Bendina, Jazz Kids, Byer.

Girl’s Jeans ....................................... Jeans, for girls ages 8 through 10 years (size 7–14). Order of choice: Zenna, Rider, Lee, Bongo.

Girl’s Knit Top ................................... Knit long sleeve pullover of cotton/poly blend. For girls ages 8 thru 10 (size 7–14). Order of choice:

Spumoni, Hot Shots, Lee, New Moves, Freeze Frames.

Woman’s Coat .................................. 100% wool, double–breasted coat.

Woman’s Jacket ............................... Hooded slicker. Zip front design lined in 100% cotton. PVC vinyl shell.

Woman’s Sweater ............................ Cotton knit crewneck pullover sweater. Machine wash.

Infant’s Sleeper ................................. One–piece sleeping garment with legs, covering the body including the feet. Order of choice: Gerber,

Playskool, Health Tex, Carter, Fruit of the Loom.

Disposable Diaper ............................ 36 count package disposable diapers, (child 12–18 LBS). Do not price larger size diapers. Order of

choice: Pampers, Luv’s, Huggies.

Man’s Shoes ..................................... 100% leather wing tips. Order of choice: Bostonian, Rockport, Giorgio Brutini.

Woman’s Shoes ............................... Woman’s pump style shoes with enclosed heel and toe, leather uppers and the rest of man–made

materials. Heel height should be approximately two inches. Order of choice: Naturalizer, Capezio,

Calico.

Man’s Boots ...................................... 8 inch waterproof, insulated leather boot with Cambrelle lining. Order of choice: Timberland, Sorel,

Donner.

Woman’s Boots ................................ Calf height boot with pile or fleece lining, urethane upper, side zipper, broad–based one–inch heel,

and non–skid traction sole. Order of choice: Naturalizer, Timberland, Sorel.

Jewelry .............................................. 1 pair 6mm 14K gold ball earrings for pierced ears.

Coin Laundry .................................... 1 load of laundry using a regular size, top loading commercial washing machine. Do not include cost

of drying.

Dry Clean Man’s Suit ....................... Dry clean a man’s 2–piece suit of typical fabric.

Domestic Service:

Day–care .......................................... 1 month of day–care for a 3–year–old child (5 days a week, about 8 hours per day). If monthly rate is

not available: 1) obtain weekly rate and record in the comment section 2) multiply weekly rate by

4.33 to obtain monthly rate 3) record monthly rate in the regular price field.

Babysitter .......................................... Average hourly rate for 1 child, age four years, evening, before midnight. (Teenager in your home.)

Do not price commercial baby–sitting service. Special Instructions: If typical for your area, you may

wish to obtain quotes from friends who use teenage babysitters.

Professional Services:

Legal Services .................................. Fee for a standard residential real estate closing. Fee should include all paperwork and attendance at

the lending institution closing.

Accounting Services ......................... Hourly rate for individual tax work (not business). Price rate for Federal 1040 tax form service with

typical itemized deductions.

Charge Card Finance Charges ........ Finance charges on a major charge card through a local bank. Assume average monthly balance is

$1500. Please report the financial charges on the first month’s balance of $1500. Do Not include

principal payments or annual fees. Annual fees are reported separately, but both charges must be

obtained for the same card. Order of choice: Mastercard, VISA.

Charge Card Annual Fee ................. Annual fee on major charge card through local bank. Note: Finance charges are reported separately,

but both charges must be obtained for the same card. Order of choice: Mastercard, VISA.

Funeral Services ............................... The charge for a direct cremation. Includes removal of remains, local transportation to crematory,

necessary body care and minimal services of the staff. Do not include the fee for the crematory,

container or use of facilities and staff.

Personal Care:

Woman’s Cut And Styled Blow Dry Regular service for a woman’s cut and styled blow dry. Include wash but do not include curling iron if

extra.

Man’s Haircut .................................... Man’s typical haircut. Do not include wash.

Lipstick .............................................. 1 tube of lipstick. Order of choice: Revlon Super Lustrous, Revlon Moondrops, L’Oreal.

Shampoo .......................................... 15 ounce bottle of shampoo for normal hair. Order of choice: Suave, VO5, White Rain.

Recreation:

Bowling ............................................. 1 game of open (or non–league) 10–pin bowling on Saturday night. Exclude cost of shoe rental. If

priced by the hour, report the estimated number of games per hour. Do not price duck–pin bowling.
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14225

APPENDIX 5:—ITEM DESCRIPTIONS—Continued

Golf ................................................... 18 holes of golf on a weekend. Do not price par 3 courses. Do not include golf–cart rental, or special

early–bird or off hours pricing in cost. If only 9 hole rate is available, report twice the price. If only

daily rate is available (unlimited number of holes), report the Saturday or Sunday rate. Please ask

if the course is publicly-owned or privately-owned and record this information in the comment section.

Movie Theater ................................... Typical adult price for regular length, current–release (currently advertised on television) evening film.

Report weekend evening price if different from weekday.

Health Club ....................................... Regular individual membership for 1 year for existing member. Do not include any initial fees assessed only to new members or any special offers provided only to new members. If yearly rate is

not available, price per month and note as a monthly rate. Services must include free weights, cardiovascular equipment, aerobic classes, and tennis or racquetball court(s). Note if pool or other significant services are also offered.

Piano Lessons .................................. Private lesson for a beginner one–half hour in length.

Downhill Skiing ................................. 1 lift ticket on Saturday.

Roller Skating ................................... 1 session of open skating on Saturday night. Exclude cost of skate rental.

Video Rental ..................................... Price to rent 1 video tape of recently released movie, Saturday night (1 day or minimum rental period) rate. Non–member fee.

Video Recorder ................................. VCR with 4 video heads, double azimuth, unified TV/VCR remote, one–year eight event timer, auto

tracking, LED display, and HI–FI stereo. Order of choice: Zenith Model #VR4205, Sony Model

#SLV740, JVC Model #HRJ620.

Compact Disc ................................... Regular price for a current best–selling CD. Do not price double CD’s. Order of choice: Jagged Little

Pill, Waiting to Exhale.

Compact Disc Player ........................ 5 disc CD player with rotary changer system, 10 key access, 32 track programming, 8 times over

sampling, and a remote. Order of choice: Sony Model #CDPC745, Technics Model #SLPD887,

JVC Model #XLF215TN.

Color Television ................................ 20 inch table model color TV with a remote, auto channel search, closed captions, sleep timer, on–

screen channel/time and menus, channel flashback, and 181 channel tuning. Order of choice: Zenith Model #SR2031, Sony Model #KV20TS32, JVC Model #C20CL6.

Basic Cable Service ......................... 1 month of basic cable channel TV. Report the number of channels offered. If basic service provides

12 or fewer channels, price the next level of service. Do not include hookup charges or premium

(e.g., movie) channels. Convert monthly cost to price per channel per month.

Veterinary Services .......................... Typical fee for general office visit for a small dog.

Pet Food ........................................... 5.5 OZ can of cat food. Order of choice: Purina, 9 Lives, Whiska, Friskies.

Film Developing ................................ Price to process and print 35 millimeter, 24 exposure, 100 ASA color. Regular size (3 X 5) single

prints only.

Camera Film ..................................... 35 millimeter, 24 exposure, 100 ASA Kodak camera film in single pack.

Tennis Balls ...................................... Can of three heavy–duty felt, yellow, tennis balls. Order of choice: Wilson, Penn.

Board Game ..................................... Board game. Do not price deluxe edition. Order of choice: Monopoly, Sorry, Scrabble.

All–terrain Vehicle ............................. All terrain sports vehicle with four–wheel drive and a 250 to 300 CC (approximate sizes) engine. Do

not price industrial ATV’s (similar to sports model but heavier duty) or ‘‘Arctic Cat’’ models. Order

of choice: Honda Model #TRX399FW, Suzuki Model #250LT4WDT, Polaris Model #W968040,

Kawasaki Model #KLF300C.

Personal Water Craft ........................ Sit-down jet ski. Order of choice: SkiDoo, Arti Cat Tiger Shark Montego, Polaris SL700 Model

#B964066, Kawasaki 750SS Model #JH750E, Seadoo Model #SPX8777.

Motor Scooter ................................... 50 CC scooter. 1 seater with electric start, oil injection 2–stroke engine. Order of choice: Yamaha

JOG Model #CY50, Honda Elite Model #SA50.

Book .................................................. Store price (not publisher’s price unless that is the store price) for top selling paperback book. Order

of choice: Waiting to Exhale, Eyes of a Child, Hidden Jewel.

Magazine .......................................... Store price (not publisher’s price unless that is the store price) for a single copy. Order of choice:

Time, Newsweek, U.S. News & World Report.

Regional Newspaper ........................ 1 year of home delivery of the largest selling daily regional paper (including Sunday edition) distributed in the area. Do not include tip. In Alaska, price the major Anchorage newspaper. In Hawaii,

price the major Honolulu newspaper.

Miscellaneous Expense Component:

Non–aspirin Pain Reliever ................ 60 tablets of extra–strength Tylenol. Do not price caplets or gelcaps.

Tetracycline Prescription .................. 40 capsules of tetracycline, 250 milligram strength.

Contact Lenses ................................. 1 year supply of soft 2 week replacement contact lenses. Order of choice: Medalists, Sequence,

AcuVue, NewVue, Precision.

Dentist Clean And Check Teeth ....... Charge for x–rays, exam and prophylaxis (light scaling and polishing) or cleaning of teeth without

special treatment of gums or teeth. Do not price initial visit. Do not price specialist or oral surgeon.

Doctor Office Visit ............................. Typical fee, after the initial visit, for an office visit when medical advice or simple treatment is needed.

Do not include the charge for a regular physical examination, injections, medication or lab tests

(routine brief visit). Price general practitioner. Do not price specialist.

Hospital Room .................................. Daily charge for a semi–private room. Include food and routine care. Exclude cost of operating room,

surgery, medicine, lab fees, etc. Do not price speciality rooms, e.g., those in cardiac care units.

Housing–Related Component:

Electric Bill ........................................ Average monthly consumption in KWH and dollars; customer service charge; cost for first xxx KWH;

cost for over first xxx KWH.

Gas/Oil Bill ........................................ Average monthly consumption in cu. ft./gallons and dollars; customer service charge; cost for first cu.

ft./gallons; Cost for over first xxx cu. ft/gallons.

Water Bill .......................................... Average monthly consumption in gallons and dollars; customer service charge; cost for first xxx gallons; cost for over xxx gallons.
14226 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 5:—ITEM DESCRIPTIONS—Continued

Real Estate Taxes ............................ Current real property tax rate, any special charges that are added to the tax bill and any homestead

credits that might be deducted from the bill. Report when properties were last assessed and what

base year tax rate should be applied to the assessment. Report when rates are certified and when

bills are mailed.

Bathroom Caulking ........................... 5.5 OZ plastic tube of latex white bathroom caulking. Do not price caulking gun cartridge. Order of

choice: DAP Kwik Seal, Red Devil, GE Silicone II.

Electrical Outlet ................................ 2–plug 15–amp (duplex) grounded electrical outlet. This is a standard wall outlet or plug commonly

found in homes. Price blister pack or cardboard mounted (individually packaged) only. Do not price

loose electric outlet. Order of choice: GE, Levitron, Eagle.

Electrical Work .................................. Labor to add circuit breaker for dishwasher. Cut 3/4 inch hole in wooden floor for cable. Connect

dishwasher directly to power box (power box is easy to reach). Report price per hour, estimated

time for job, & travel. Exclude cost of materials.

Fire Extinguisher ............................... Fire extinguisher with a UL rating of 10 BC, 2.5 lb. size. Order of choice: Kidde, First Alert.

Interior Painting ................................ Labor to paint 12’ x 14’ living room with 8’ ceilings. Walls are plaster or drywall in good repair. Two

standard sized sash windows, 1 picture window, 1 standard wood door. Rooms have simple wood

baseboards and trim. Existing paint is latex, flat white, smooth finish, about 3 yrs old. Trim paint is

latex, white, gloss enamel, about 3 yrs old. Walls and trim require no surface preparation. Report

price per hour, estimated time for job, and travel. If flat charge, report estimated time to complete

job. Do not include materials.

Latex Interior Paint ........................... 1 gallon white, interior flat latex paint. Price a national brand with 1 coat coverage. Order of choice:

Dutch Boy, Glidden, Ben Moore, Sherwin Williams, Martin-Senior, Pittsburgh, Benjamin Moore.

Pest Control ...................................... Basic pest control maintenance (1 visit to control crawling insects, not wood eating), based on the inside of a 1,200 sq. ft. single story home. Price follow–up maintenance only, not the initial application.

Unclog Drain ..................................... Labor to unclog kitchen sink drain by mechanical means (snake, auger, etc.). Don’t include trap removal. Assume clog is in the plumbing inside the house, not in the yard. Obtain hourly rate, estimated time for job, and travel. Exclude cost of materials, and extra charge for excess travel, overtime, weekend or emergencies.

Kitchen Faucet .................................. Single control chrome–plated faucet with spray. Faucet is solid brass and stainless steel quality construction with copper waterways, washer less design, and triple chrome plating. Faucet sprayer

should sit in a separate holder. Do not price decorator or ‘‘in the deck’’ models (sprayer sits in a

hole in the faucet base or ‘‘deck’’). Warrantied for as long as the home is owned. If pricing Brand 2

(Delta), a 2–year warranty is acceptable. Order of choice: Peerless 8500-ECP, Delta 400.

Mortgage Interest ............................. Current interest rate for a 30–year loan on the average house assuming 80 percent financing.

Homeowner Insurance ..................... Report annual renewal premium for HO–2 type coverage. If the company does not refer to the coverage as HO–2, obtain the cost for a comprehensive coverage that covers ‘‘all risk for dwelling and

named peril for contents’’ with contents at replacement value.

Renter Insurance .............................. Report price of HO–4 type coverage; assume value of contents at $25,000 for lower and middle income, and $30,000 for upper income.

Long Distance Call ........................... 10 minute calls received on a weekday in New York, Chicago, and Los Angeles at 8:00 p.m. (local

time); direct dial from the location being surveyed to these three cities. Include any federal, state,

local or excise tax that is applicable.

Telephone Service ............................ Monthly cost for unmeasured touch tone service. Include tax. Do not include options such as call

waiting, call forwarding or fees for equipment rental.

Homeowners and Renters:

Homeowners ..................................... Selling price, sale date, age, room count (when available), square footage, and price per square foot

for selected income profile houses. Information was collected from various sources, including real

estate professionals, appraisers, MLS data, assessors’ offices, and private sources.

Renters ............................................. Monthly rent for 1–bedroom and 2–bedroom apartments, and for 2 and 3–bedroom detached houses

or townhouses, along with estimates of the prevailing range of rental rates in each area (low, median, and high). To the extent practical, obtain square footage of the unit, total room count, whether

utilities are included, and special amenities. Obtain overall rental rate trends in the area. Obtain

data from brokers and non-brokers.

Transportation Component:

Vehicles ............................................ 1996 Honda Civic DX four door sedan, 1.5 Liter 4 Cylinder.

1996 Chevrolet Blazer, T–Series, Two Door, four wheel drive, 4.3 Liter 6 Cylinder.

1996 Ford Taurus GL four door sedan, 3.0 Liter 6 Cylinder.

Gasoline ............................................ Gallon of self–service unleaded regular gasoline. In Alaska, use full–service price.

Tune–up ............................................ Basic tune–up for each vehicle. Include replacing spark plugs (do not price platinum), check distributor cap, and rotor. Check and adjust ignition timing. Adjust idle speed. Inspect air cleaner. Do not

include cost to replace PVC valve, fuel filter or air filter. Sales tax should not be included in price.

Oil Change ........................................ Oil change for each vehicle. Include parts and labor for the following: drain old oil, replace oil filter

and refill with appropriate number of quarts of 10W30 SG grade oil. If SG grade not available, price

SF grade oil.

ATF Change ..................................... Price to change automatic transmission fluid in each vehicle. Include parts and labor for the following:

drain and replace transmission fluid and test vehicle. Include filter and pan gasket replacement.

Coolant Flush and Fill ...................... Price to flush and fill engine coolant in each vehicle. Include parts and labor for the following: remove

old coolant, flush contaminants, and replace with new coolant.

Muffler System .................................. Complete muffler system for each vehicle. Include parts and labor for the following: install all parts

after the catalytic converter. These parts include mid pipes, clamps, muffler, and tail pipes.

One–Time Taxes .............................. Report any one–time sales or other taxes associated with a new car purchase for each vehicle.

Annual Misc. Taxes .......................... Annual miscellaneous tax (e.g., personal property tax, use tax, etc.) for each vehicle. Report how rate

is determined, give formula for new vehicle purchase, give formula for subsequent year (2 to 5)

and explain billing.
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14227

APPENDIX 5:—ITEM DESCRIPTIONS—Continued

Regular Tires .................................... Black Side Wall P175/70R13 for the Honda Civic. Order of choice: Goodyear Invicta GL, Michelin

LX1, BF Goodrich Touring TA.

Black Side Wall P205/75R15 for Chevrolet blazer. Order of choice: Goodyear Wrangler AT, Michelin

XCHF, BF Goodrich Radial TA.

Black Side Wall P205/65R15 for the Ford Taurus GL. Order of choice: Goodyear Invicta GL, Michelin

XW4, BF Goodrich Touring TA.

License And Registration ................. Title fee (including lien fee), passenger vehicle registration fees, plate fees, inspection fees (safety

and emissions), administration/clerical/other fees and local added fees for each vehicle.

Automobile Finance .......................... The interest rate for a 4–year loan based on a down payment of 20 percent. Assume the loan applicant is a current bank customer who will make payments by cash/check and not by automatic deduction from the account.

Automobile Insurance ....................... Coverage identified below. Assume that vehicles are used in commuting 15 miles one–way per day,

15,000 mi/yr and that the driver is a 35–year–old married male with no accidents or violations in

the last 5 years. Include related expense fees and taxes. Include applicable safety feature discounts. COVERAGES (BI 100/300,000 PD 25,000 Med 15,000 or PIP 50,000 UM 100/300,000.

Com 100 deductible. Col 250 ded). If these deductibles are not available, price the policy with the

closest coverage available.

CVJ Boots ......................................... The replacement of the inner and outer CVJ Boots (constant velocity joint) on both front wheels for a

3–year old (1993) edition of each vehicle.

Studded Snow Tire ........................... Studded P175/70R13, P205/65R15, and P205/75R15 snow tire for Honda Civic DX, Ford Taurus GL,

and Chevy Blazer, respectively. Order of choice: Goodyear Ultra Grip, Michelin XM+SA Alpin, BF

Goodrich Trailmaker Plus.

Residual Value ................................. Retail value of a 48–month old edition of each vehicle.

Round Trip Airfare ............................ Lowest cost round trip tickets offered by major airlines to Chicago, Los Angeles, Miami, New York,

Seattle, and St. Louis. Daytime departure, maximum 14–day advance purchase, and minimum 7–

day stay over. Disregard other restrictions.

APPENDIX 6.—PRINCIPAL PRICING CHANGES

[Goods and Services/Miscellaneous Expenses/Housing Related]

Current Previous Reason

1. Charge card annual fee .................................................. Not surveyed ........................................... New item.

2. Charge card finance charges ......................................... Not surveyed ........................................... New item.

3. Funeral services ............................................................. Not surveyed ........................................... New item.

4. Motor scooter .................................................................. Not surveyed ........................................... New item.

5. Personal water craft ........................................................ Not surveyed ........................................... New item.

6. Parcel post ...................................................................... Not surveyed ........................................... New item.

7. Accounting service; Federal 1040 tax form service with

typical itemized deductions.

Accounting service; unspecified personal

tax service.

Change improves price comparison.

8. Area rug .......................................................................... Toilet lid cover ......................................... Change improves brand comparison and

better representation of consumer expenditure survey.

9. Baking dish ..................................................................... Casserole dish set ................................... Change improves brand comparison.

10. Boy’s jeans; discount store ........................................... Boy’s jeans; department store ................. More widely used outlet.

11. Contact lenses .............................................................. Optometrist visit ....................................... Change improves price comparison.

12. Fruit juice; cranberry ..................................................... Tomato juice ............................................ More representative of a fruit juice purchase.

13. Girl’s knit top ................................................................. Girl’s blouse ............................................. More widely purchased item.

14. Hospital room; semi–private ......................................... Hospital room; private .............................. More typical of hospital stays.

15. Lawn care service ......................................................... Appliance repair ....................................... Change improves price comparison and

better representation of consumer expenditure survey.

16. Legal services; real estate closing ............................... Legal services; general counsel .............. More widely used service.

17. Man’s jeans; discount store .......................................... Man’s jeans; department store ................ More widely used outlet.

18. Round trip airfare; multiple areas ................................. Round trip airfare; Los Angeles ............... Expands cost information base.

19. Snack cake ................................................................... Donuts ..................................................... Change improves brand comparison.

20. Tune–up without PVC valve, fuel filter, and air filter

replacement.

Tune–up with PVC valve, fuel filter, and

air filter replacement.

Change improves price comparison and

facilitates data collection.

21. Basic cable service; price per channel per month ....... Basic cable service; monthly rate ............ Change improves price comparison.

Appendix 7.—Nonforeign Area Cost-ofLiving Allowances Price Survey Data

Collection Procedures

Survey Description

The following information will be

provided to the participants verbally or in

writing. Participants who are familiar with

the program and the survey may be provided

with less information as appropriate.

Purpose

The Federal Government pays cost-ofliving allowances (COLA) in Alaska, Hawaii,

and certain U.S. territories and possessions.

Living cost differences are determined by

comparing costs of goods, services, housing,

transportation, and other items in the

allowance area with the cost of the same or

similar items and services in the Washington

DC area. The U.S. Office of Personnel

Management (OPM) is responsible for the

operation of the COLA program.

Data Collection

OPM, or its representative, conducts

annual Price Surveys to determine living cost

differences. Local governments, retail outlets,

realty firms, and businesses providing

professional and other services to be
14228 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

surveyed are identified through the use of

full-scale Background Surveys, conducted

approximately once every five years.

Participation in the Price Surveys is

voluntary. Data are collected by telephone

and/or personal interview.

Wherever practical and appropriate, the

price of each good or service is obtained from

at least three outlets in each allowance area

and at least six outlets in the reference area

(i.e., the Washington, DC, area). Realty data

may be obtained from one or multiple

sources, as appropriate.

Release of Information

The price data collected from participating

firms may be made available to Congress or

to the general public upon request. This

includes the name of the company and prices

of items or services surveyed. The names of

proprietors, managers, or other individuals

who provide price information generally will

not be made public. However, the

Government may release the names of

individuals who, on the basis of their

expertise, provide opinions or estimates.

Public Burden Information

Public burden reporting for this collection

of information is estimated to vary from 1 to

20 minutes per response. Send comments

regarding the burden estimate or any other

aspect of this collection of information,

including suggestion for reducing this burden

to Reports and Forms Management Officer,

U.S. Office of Personnel Management, 1900

E Street, NW., Room CHP 500, Washington,

DC 20415; and to the Office of Management

and Budget, Paperwork Reduction Project

(3206090199), Washington, DC 20503.

Nonforeign Area Cost-of-Living Allowances

Price Survey Data Collection Procedures

Interview Guidelines

Three types of information are collected in

price surveys: price of goods and services,

rental rates and related information, and

home prices and related information. The

following are the typical interview questions

used to collect these data.

Price Information Collection

1. What is the regular (non-sale) price of

llllllllllllllllll (a

specific item or service)?

Examples of items include, but are not

limited to:

Chuck Roast, Bone In.

Price per pound. Average size package

(e.g., not a ‘family’ or ‘bonus’ pack).

lst Choice: Arm pot roast.

2nd Choice: Eye roast.

Peas, Frozen.

Price for 10 ounce package.

lst Choice: Bird’s Eye.

2nd Choice: Major brand of equivalent

quality.

Men’s Jeans.

Price for one pair of blue jeans.

1st Choice: Levi’s #501 jeans.

2nd Choice: Equivalent quality jeans.

Automobile, New.

‘Sticker’ price of current year model Honda

Civic, DX, four door sedan, 1.5 liter, four

cylinder engine. (Price options, fees,

financing, and taxes separately.)

Example of services include, but are not

limited to:

Woman’s Haircut and Styling.

‘Regular service’ price for a woman’s cut

and styled blow dry. Include wash, but

do not include use of curling iron if there

is an extra charge.

Unclog Drain.

Price to unclog kitchen drain by

mechanical means (snake, auger, etc.).

Only include pipe removal if necessary

to access trap.

Film Developing.

Price to process and print 35 millimeter, 24

exposure, 100 ASA color roll film. Single

prints only, standard size and finish.

Doctor, Office Visit.

Typical fee, after the initial visit, for an

office visit when medical advice or

simple treatment is all that is needed. Do

not include the charge for a complete

physical examination, injections,

medication, laboratory tests, or similar

services.

Oil Change.

Price of a regular oil change including oil

and filter for a current year model Honda

Civic DX sedan, 1.5 liter, 4 cylinder

engine.

2. Prices of many of the items can be

obtained ‘‘off-the-shelf’’ without assistance.

Occasionally, when a specific item is not

available, assistance from sales or other

personnel may be required to identify and

price substitution items of comparable

quality and quantity.

3. Prices of most services are obtained by

telephone or personal interview. A few

services are priced with little or no

assistance. For example, prices may be

obtainable from a displayed price schedule,

list, or menu.

Housing Component—Rental Information

Collection

1. Describe the location, size, layout,

number and types of rooms, and square

footage or your rental units.

2. Are they apartments, duplexes, town

houses, detached houses, or other types of

units? Describe.

3. Are there additional amenities (e.g.,

pool, sauna, tennis courts, gym)? If so,

describe.

4. What is the monthly rent? What is the

amount of the security deposit (if any)? What

other kinds of fees or assessments are there?

5. Are utilities included? Which ones? If

you can, please provide information on

average monthly or annual costs of utilities

paid by tenants.

6. Are term leases usually required? What

are the conditions and penalties associated

with the lease?

7. Are there any special restrictions or

other factors we should know about (e.g.,

seasonal tourist trade)?

Housing Component—Information Collection

for Comparable Sales

1. Describe the location, size, layout,

number and types of rooms, and square

footage of some of your recent home sales.

2. Were they condominiums, duplexes,

town houses, detached houses, or other types

of dwellings? Describe.

3. Were there any atypical characteristics

(e.g., extra large lot sizes, beach front,

desirable/undesirable locations)?

4. Are there additional amenities provided

by the developer, homeowners association, or

similar community group (e.g., pool, sauna,

tennis courts, gym)? If so, describe facilities

and charges.

5. What was the selling price and date of

sale?

6. What are the real estate taxes?

7. Do you have any data on utilities

relating to these homes?

8. In the past year or so, what has been the

average appreciation rate of property in this

community? Looking back over the past six

years, has this rate changed? How?

9. Describe current market conditions (e.g.,

soft, booming, so-so). How has this affected

housing prices? Describe the housing market

over the past six years.

10. Are there any special considerations or

other factors we should know about (e.g.,

retirement/tourist trade) that might affect the

housing market in this community?

BILLING CODE 6325–01–F
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BILLING CODE 6325–01–C
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14233

Nonforeign Area Cost-of-Living Allowances

Background Survey Data Collection

Procedures

Survey Description

The following information will be

provided to the participants verbally or in

writing. Participants who are familiar with

the program and the survey may be provided

with less information as appropriate.

Purpose

The Federal Government pays cost-ofliving allowances (COLA) in Alaska, Hawaii,

and certain U.S. territories and possessions.

Living cost differences are determined by

comparing costs of goods, services, housing,

transportation, and other items in the

allowance area with the cost of the same or

similar items and services in the Washington,

DC, area. The U.S. Office of Personnel

Management (OPM) is responsible for the

operation of the COLA program. OPM, or its

representative, conducts annual surveys to

determine living cost differences. OPM

conducts full-scale Background Surveys

approximately once every five years to

review the appropriateness of items, services,

and businesses covered in the annual Price

surveys. Elements of the Background Survey

may be repeated annually on a limited basis

as part of the maintenance of and preparation

for the annual Price Surveys.

OPM uses the Background Survey to

identify the services, items, quantities,

outlets, and locations that will be surveyed

to collect living cost data within the

allowance areas and the Washington, DC,

area. The Background Survey also is used to

collect information on local trade practices,

consumer buying patterns, taxes and fees,

and other economic characteristics related to

living costs.

Data Collection

Full-scale Background Surveys are

conducted approximately once every five

years. OPM identifies major manufacturers,

local governments, retail outlets, realty firms,

and businesses providing professional

services to be surveyed on the basis of

business volume and local prominence.

Participation is voluntary. Data are collected

by telephone and/or personal interview.

Confidentiality

All data collected are used only for the

purposes described above. The Government

pledges to hold all micro or ‘‘raw’’ data

collected in confidence. Names of

participating businesses and institutions may

be released. Names of individuals are not

released. Summary data will be made

available to the public only to the extent that

micro data cannot be associated with data

sources.

Public Burden Information

Public burden reporting for this collection

of information is estimated to vary from 5

minutes to 30 minutes per response. Send

comments regarding the burden estimate or

any other aspect of this collection of

information, including suggestion for

reducing this burden to Reports and Forms

Management Officer, U.S. Office of Personnel

Management, 1900 E Street NW., Room CHP

500, Washington, DC 20415; and to the Office

of Management and Budget, Paperwork

Reduction Project (3206090199), Washington,

DC 20503.

Nonforeign Area Cost-of-Living Allowances

Background Survey Data Collection

Procedures

Interview Guidelines

Seven types of information are collected in

background surveys. Information is collected

on products and services, outlet availability

and usage, transportation, local taxes and

fees, mortgage, real estate, and other topics

related to the measurement of living costs

(e.g., specialized information from local

chambers of commerce, colleges, and

universities). The following are the typical

interview questions used to collect these

data.

Product or Service Information

1. As a major manufacturer/supplier of

llllllllllllllllll (a

specific product or service, e.g., women’s

apparel), please identify your items/services

that are most popular (e.g., your ‘volume

sellers’).

2. Which of these items are apt to be

readily available in the following geographic

locations: Alaska (i.e., Anchorage, Fairbanks,

and Juneau); Hawaii; Guam; Puerto Rico; the

Virgin Islands; and Washington, DC, and

suburbs?

3. If the items or services are not

universally available, are there other items or

services that are of similar function, quality,

quantity, size, and type that can be

substituted?

4. Is there anything else we should know

about your product or service? Are there

recommendations you wish to make that

would help us in our data collection?

Outlet Availability and Usage (Retail)

1. What is your product or service? What

is the address(es) of your establishment(s)? If

you have multiple locations, which locations

have the greatest sales volumes (i.e., are most

utilized by consumers)?

2. What are your store/office hours? Do

these vary by location?

3. Is your full line of products or services

available at all locations?

4. Is there anything else we should know

about your outlet(s) or recommendations you

wish to make?

Transportation Information—Private and

Public Services

1. What type of transportation services do

you provide (e.g., taxi, bus, subway)?

2. What geographic areas do you service?

Which routes are ‘typical’ or most heavily

utilized?

3. What is your rate structure? Does it vary

by time of day or season?

4. Is there anything else we should know

about transportation usage and services in

your area? Are there recommendations you

wish to make about our data collection?

Transportation Information—Private Use and

Maintenance

1. What types of driving are most common

in your area? What is the annual distance

driven?

2. What types of roads and highways are

common in your area? What are the road

surfaces and conditions?

3. Are there unusual climatic or other

factors that affect the fuel economy,

maintenance, and depreciation of vehicles?

4. Is there anything else we should know

about private transportation usage and

maintenance in your area? Are there

suggestions or recommendations you wish to

make?

Local Taxes and Fees

1. What types of taxes, licenses, or fees

does your State, territory, or local jurisdiction

levy on real estate; personal property; sales

(including sales of property); automobiles;

utilities; or other goods, services, or

transactions?

2. Who levies these taxes, licenses or fees

(i.e., State, territory, county, city, other

jurisdiction)?

3. What are the rates or schedules for

these? How often and when are they levied?

Do the rates/schedules vary by location,

season, or other factors?

4. Is there anything else we should know

about taxes and fees in your area? Are there

suggestions or recommendations you wish to

make?

Mortgage Information

1. What forms of home financing are most

common in

llllllllllllllllll (the

allowance area or Washington DC

metropolitan area)? (Do not include second

mortgages.)

2. What are the typical conditions and

limitations on loans?

3. What is the typical amount(s) of down

payment required? What are the terms and

rates?

4. Are there special subsidies or other

practices that influence home financing in

your area?

5. Looking back six years, what types of

changes have occurred that affect home

financing?

6. Is there anything else we should know

about home financing in your area? Are there

suggestions or recommendations you wish to

make that would help us in our data

collection?

Real Estate Information

1. What is the availability of housing in

llllllllllllllllll (the

allowance area or Washington DC

metropolitan area)? Of principal interest is

housing for typical salary and wage earners

(as distinguished from retirees, tourists, or

other special groups) for persons with low,

moderate, and high incomes.

2. Describe the communities within your

area in which persons

llllllllllllllllll

(specify occupation/income characteristics)

typically live. If appropriate, identify

separate communities for renters and home

owners. Where are these communities

located relative to the major Federal activities

in the area?

3. Describe the type of housing (e.g.,

apartment, condominium, town house,

detached house).
14234 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

4. For each type of housing, what are the

usual number of rooms, bedrooms, baths,

total square footage, lot size, type of

construction, and similar characteristics?

5. What types of utilities are available and

typically used in these communities: sewer,

water, natural gas, electricity, other?

6. Are there any unusual factors that might

affect maintenance requirements in your

area?

7. Looking back 6 years, describe the

changes that significantly affected the

housing market (both rental and owner

markets).

8. Is there anything else we should know

about the housing market in your area? Are

there suggestions or recommendations you

wish to make concerning our data collection?

Other Types of Information

Occasionally, it is necessary to collect

information from colleges, universities,

chambers of commerce, trade associations,

and other groups on specific subjects relating

to the analysis of living costs. For example,

a university known to be involved in home

energy research may be contacted to

determine whether there are consumption

data by region or allowance area that could

have application in the COLA program.

When such data are collected, the purpose

and basic structure of the interview will

follow the patterns shown above. The

substance, however, will vary with the

subject matter.

BILLING CODE 6325–01–F
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BILLING CODE 6325–01–C
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APPENDIX 8—CONSUMPTION GOODS AND SERVICES ANALYSIS

[1996 Survey]

Categories Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

Anchorage, AK:

1. Food At Home ............................................. 112.18 27.04 30.33 24.04 26.97 21.15 23.73

2. Food Away From Home ............................... 114.92 13.60 15.63 14.16 16.27 14.71 16.90

3. Tobacco ....................................................... 109.72 3.09 3.39 2.55 2.80 2.02 2.22

4. Alcohol ......................................................... 112.15 2.66 2.98 2.64 2.96 2.62 2.94

5. Furnishings and Household Operations ...... 103.17 14.98 15.45 15.99 16.50 16.97 17.51

6. Clothing ........................................................ 97.88 13.54 13.25 14.22 13.92 14.87 14.55

7. Domestic Services ....................................... 85.15 1.73 1.47 1.94 1.65 2.14 1.82

8. Professional Services .................................. 98.26 6.95 6.83 7.01 6.89 7.07 6.95

9. Personal Care .............................................. 101.48 3.62 3.67 3.52 3.57 3.43 3.48

10. Recreation .................................................. 114.89 12.80 14.71 13.93 16.00 15.02 17.26

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 107.71 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 107.53 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 107.36

Fairbanks, AK:

1. Food At Home ............................................. 111.54 27.04 30.16 24.04 26.81 21.15 23.59

2. Food Away From Home ............................... 123.76 13.60 16.83 14.16 17.52 14.71 18.21

3. Tobacco ....................................................... 101.67 3.09 3.14 2.55 2.59 2.02 2.05

4. Alcohol ......................................................... 111.49 2.66 2.97 2.64 2.94 2.62 2.92

5. Furnishings and Household Operations ...... 108.94 14.98 16.32 15.99 17.42 16.97 18.49

6. Clothing ........................................................ 108.62 13.54 14.71 14.22 15.45 14.87 16.15

7. Domestic Services ....................................... 75.77 1.73 1.31 1.94 1.47 2.14 1.62

8. Professional Services .................................. 122.36 6.95 8.50 7.01 8.58 7.07 8.65

9. Personal Care .............................................. 99.99 3.62 3.62 3.52 3.52 3.43 3.43

10. Recreation .................................................. 143.48 12.80 18.37 13.93 19.99 15.02 21.55

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 115.93 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 116.29 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 116.66

Juneau, AK:

1. Food At Home ............................................. 118.98 27.04 32.17 24.04 28.60 21.15 25.16

2. Food Away From Home ............................... 127.90 13.60 17.39 14.16 18.11 14.71 18.81

3. Tobacco ....................................................... 93.07 3.09 2.88 2.55 2.37 2.02 1.88

4. Alcohol ......................................................... 109.03 2.66 2.90 2.64 2.88 2.62 2.86

5. Furnishings and Household Operations ...... 104.68 14.98 15.68 15.99 16.74 16.97 17.76

6. Clothing ........................................................ 106.68 13.54 14.44 14.22 15.17 14.87 15.86

7. Domestic Services ....................................... 88.80 1.73 1.54 1.94 1.72 2.14 1.90

8. Professional Services .................................. 102.98 6.95 7.16 7.01 7.22 7.07 7.28

9. Personal Care .............................................. 117.43 3.62 4.25 3.52 4.13 3.43 4.03

10. Recreation .................................................. 146.20 12.80 18.71 13.93 20.37 15.02 21.96

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 117.12 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 117.31 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 117.50

Nome, AK:

1. Food At Home ............................................. 162.32 27.04 43.89 24.04 39.02 21.15 34.33

2. Food Away From Home ............................... 127.70 13.60 17.37 14.16 18.08 14.71 18.78

3. Tobacco ....................................................... 112.38 3.09 3.47 2.55 2.87 2.02 2.27

4. Alcohol ......................................................... 129.90 2.66 3.46 2.64 3.43 2.62 3.40

5. Furnishings and Household Operations ...... 134.95 14.98 20.22 15.99 21.58 16.97 22.90

6. Clothing ........................................................ 131.72 13.54 17.83 14.22 18.73 14.87 19.59

7. Domestic Services ....................................... 115.71 1.73 2.00 1.94 2.24 2.14 2.48

8. Professional Services .................................. 89.87 6.95 6.25 7.01 6.30 7.07 6.35

9. Personal Care .............................................. 110.82 3.62 4.01 3.52 3.90 3.43 3.80

10. Recreation .................................................. 173.63 12.80 22.22 13.93 24.19 15.02 26.08
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14237

APPENDIX 8—CONSUMPTION GOODS AND SERVICES ANALYSIS—Continued

[1996 Survey]

Categories Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 140.72 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 140.34 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 139.98

Honolulu, HI:

1. Food At Home ............................................. 135.40 27.04 36.61 24.04 32.55 21.15 28.64

2. Food Away From Home ............................... 122.05 13.60 16.60 14.16 17.28 14.71 17.95

3. Tobacco ....................................................... 113.11 3.09 3.50 2.55 2.88 2.02 2.28

4. Alcohol ......................................................... 108.90 2.66 2.90 2.64 2.87 2.62 2.85

5. Furnishings and Household Operations ...... 104.89 14.98 15.71 15.99 16.77 16.97 17.80

6. Clothing ........................................................ 94.67 13.54 12.82 14.22 13.46 14.87 14.08

7. Domestic Services ....................................... 90.18 1.73 1.56 1.94 1.75 2.14 1.93

8. Professional Services .................................. 107.59 6.95 7.48 7.01 7.54 7.07 7.61

9. Personal Care .............................................. 85.45 3.62 3.09 3.52 3.01 3.43 2.93

10. Recreation .................................................. 119.19 12.80 15.26 13.93 16.60 15.02 17.90

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 115.53 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 114.71 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 113.97

Hilo, HI:

1. Food At Home ............................................. 137.68 27.04 37.23 24.04 33.10 21.15 29.12

2. Food Away From Home ............................... 114.98 13.60 15.64 14.16 16.28 14.71 16.91

3. Tobacco ....................................................... 107.87 3.09 3.33 2.55 2.75 2.02 2.18

4. Alcohol ......................................................... 114.39 2.66 3.04 2.64 3.02 2.62 3.00

5. Furnishings and Household Operations ...... 103.18 14.98 15.46 15.99 16.50 16.97 17.51

6. Clothing ........................................................ 101.56 13.54 13.75 14.22 14.44 14.87 15.10

7. Domestic Services ....................................... 67.36 1.73 1.17 1.94 1.31 2.14 1.44

8. Professional Services .................................. 93.13 6.95 6.47 7.01 6.53 7.07 6.58

9. Personal Care .............................................. 107.88 3.62 3.91 3.52 3.80 3.43 3.70

10. Recreation .................................................. 117.98 12.80 15.10 13.93 16.43 15.02 17.72

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 115.10 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 114.16 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 113.26

Kailua Kona, HI:

1. Food At Home ............................................. 131.75 27.04 35.63 24.04 31.67 21.15 27.87

2. Food Away From Home ............................... 126.04 13.60 17.14 14.16 17.85 14.71 18.54

3. Tobacco ....................................................... 107.90 3.09 3.33 2.55 2.75 2.02 2.18

4. Alcohol ......................................................... 113.72 2.66 3.02 2.64 3.00 2.62 2.98

5. Furnishings and Household Operations ...... 97.94 14.98 14.67 15.99 15.66 16.97 16.62

6. Clothing ........................................................ 99.79 13.54 13.51 14.22 14.19 14.87 14.84

7. Domestic Services ....................................... 91.96 1.73 1.59 1.94 1.78 2.14 1.97

8. Professional Services .................................. 102.79 6.95 7.14 7.01 7.21 7.07 7.27

9. Personal Care .............................................. 90.66 3.62 3.28 3.52 3.19 3.43 3.11

10. Recreation .................................................. 138.27 12.80 17.70 13.93 19.26 15.02 20.77

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 117.01 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 116.56 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 116.15

Kauai County, HI:

1. Food At Home ............................................. 146.62 27.04 39.65 24.04 35.25 21.15 31.01

2. Food Away From Home ............................... 136.39 13.60 18.55 14.16 19.31 14.71 20.06

3. Tobacco ....................................................... 119.63 3.09 3.70 2.55 3.05 2.02 2.42

4. Alcohol ......................................................... 112.24 2.66 2.99 2.64 2.96 2.62 2.94
14238 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 8—CONSUMPTION GOODS AND SERVICES ANALYSIS—Continued

[1996 Survey]

Categories Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

5. Furnishings and Household Operations ...... 108.05 14.98 16.19 15.99 17.28 16.97 18.34

6. Clothing ........................................................ 102.33 13.54 13.86 14.22 14.55 14.87 15.22

7. Domestic Services ....................................... 71.70 1.73 1.24 1.94 1.39 2.14 1.53

8. Professional Services .................................. 106.07 6.95 7.37 7.01 7.44 7.07 7.50

9. Personal Care .............................................. 98.85 3.62 3.58 3.52 3.48 3.43 3.39

10. Recreation .................................................. 129.70 12.80 16.60 13.93 18.07 15.02 19.48

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 123.73 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 122.78 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 121.89

Maui County, HI:

1. Food At Home ............................................. 136.12 27.04 36.81 24.04 32.72 21.15 28.79

2. Food Away From Home ............................... 133.24 13.60 18.12 14.16 18.87 14.71 19.60

3. Tobacco ....................................................... 116.64 3.09 3.60 2.55 2.97 2.02 2.36

4. Alcohol ......................................................... 116.97 2.66 3.11 2.64 3.09 2.62 3.06

5. Furnishings and Household Operations ...... 110.27 14.98 16.52 15.99 17.63 16.97 18.71

6. Clothing ........................................................ 100.98 13.54 13.67 14.22 14.36 14.87 15.02

7. Domestic Services ....................................... 84.56 1.73 1.46 1.94 1.64 2.14 1.81

8. Professional Services .................................. 97.35 6.95 6.77 7.01 6.82 7.07 6.88

9. Personal Care .............................................. 105.20 3.62 3.81 3.52 3.70 3.43 3.61

10. Recreation .................................................. 126.68 12.80 16.22 13.93 17.65 15.02 19.03

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 120.09 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 119.45 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 118.87

Guam:

1. Food At Home ............................................. 128.12 27.04 34.64 24.04 30.80 21.15 27.10

2. Food Away From Home ............................... 123.12 13.60 16.74 14.16 17.43 14.71 18.11

3. Tobacco ....................................................... 77.80 3.09 2.40 2.55 1.98 2.02 1.57

4. Alcohol ......................................................... 101.35 2.66 2.70 2.64 2.68 2.62 2.66

5. Furnishings and Household Operations ...... 119.21 14.98 17.86 15.99 19.06 16.97 20.23

6. Clothing ........................................................ 105.81 13.54 14.33 14.22 15.05 14.87 15.73

7. Domestic Services ....................................... 86.75 1.73 1.50 1.94 1.68 2.14 1.86

8. Professional Services .................................. 100.03 6.95 6.95 7.01 7.01 7.07 7.07

9. Personal Care .............................................. 118.07 3.62 4.27 3.52 4.16 3.43 4.05

10. Recreation .................................................. 126.43 12.80 16.18 13.93 17.61 15.02 18.99

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 117.57 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 117.46 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 117.37

Guam Blend:**

1. Food At Home ............................................. 89.20 27.04 24.12 24.04 21.44 21.15 18.87

2. Food Away From Home ............................... 123.12 13.60 16.74 14.16 17.43 14.71 18.11

3. Tobacco ....................................................... 56.89 3.09 1.76 2.55 1.45 2.02 1.15

4. Alcohol ......................................................... 94.01 2.66 2.50 2.64 2.48 2.62 2.46

5. Furnishings and Household Operations ...... 108.85 14.98 16.31 15.99 17.41 16.97 18.47

6. Clothing ........................................................ 94.80 13.54 12.84 14.22 13.48 14.87 14.10

7. Domestic Services ....................................... 86.75 1.73 1.50 1.94 1.68 2.14 1.86

8. Professional Services .................................. 100.03 6.95 6.95 7.01 7.01 7.07 7.07

9. Personal Care .............................................. 111.21 3.62 4.03 3.52 3.91 3.43 3.81

10. Recreation .................................................. 116.43 12.80 14.90 13.93 16.22 15.02 17.49

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 101.65 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 102.51 .................. ..................
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14239

APPENDIX 8—CONSUMPTION GOODS AND SERVICES ANALYSIS—Continued

[1996 Survey]

Categories Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

Upper ................................................. .................. .................. .................. .................. .................. .................. 103.39

Puerto Rico:

1. Food At Home ............................................. 102.23 27.04 27.64 24.04 24.58 21.15 21.62

2. Food Away From Home ............................... 107.64 13.60 14.64 14.16 15.24 14.71 15.83

3. Tobacco ....................................................... 93.64 3.09 2.89 2.55 2.39 2.02 1.89

4. Alcohol ......................................................... 116.10 2.66 3.09 2.64 3.07 2.62 3.04

5. Furnishings and Household Operations ...... 95.57 14.98 14.32 15.99 15.28 16.97 16.22

6. Clothing ........................................................ 90.51 13.54 12.26 14.22 12.87 14.87 13.46

7. Domestic Services ....................................... 89.13 1.73 1.54 1.94 1.73 2.14 1.91

8. Professional Services .................................. 102.10 6.95 7.10 7.01 7.16 7.07 7.22

9. Personal Care .............................................. 86.75 3.62 3.14 3.52 3.05 3.43 2.98

10. Recreation .................................................. 110.71 12.80 14.17 13.93 15.42 15.02 16.63

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 100.79 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 100.79 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 100.80

St. Croix, VI:

1. Food At Home ............................................. 117.61 27.04 31.80 24.04 28.27 21.15 24.87

2. Food Away From Home ............................... 131.30 13.60 17.86 14.16 18.59 14.71 19.31

3. Tobacco ....................................................... 72.84 3.09 2.25 2.55 1.86 2.02 1.47

4. Alcohol ......................................................... 104.96 2.66 2.79 2.64 2.77 2.62 2.75

5. Furnishings and Household Operations ...... 116.92 14.98 17.51 15.99 18.70 16.97 19.84

6. Clothing ........................................................ 96.28 13.54 13.04 14.22 13.69 14.87 14.32

7. Domestic Services ....................................... 40.34 1.73 0.70 1.94 0.78 2.14 0.86

8. Professional Services .................................. 106.28 6.95 7.39 7.01 7.45 7.07 7.51

9. Personal Care .............................................. 105.81 3.62 3.83 3.52 3.72 3.43 3.63

10. Recreation .................................................. 124.48 12.80 15.93 13.93 17.34 15.02 18.70

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 113.10 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 113.17 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 113.26

St. Thomas, VI:

1. Food At Home ............................................. 127.65 27.04 34.52 24.04 30.69 21.15 27.00

2. Food Away From Home ............................... 129.20 13.60 17.57 14.16 18.29 14.71 19.01

3. Tobacco ....................................................... 69.65 3.09 2.15 2.55 1.78 2.02 1.41

4. Alcohol ......................................................... 107.08 2.66 2.85 2.64 2.83 2.62 2.81

5. Furnishings and Household Operations ...... 117.63 14.98 17.62 15.99 18.81 16.97 19.96

6. Clothing ........................................................ 95.30 13.54 12.90 14.22 13.55 14.87 14.17

7. Domestic Services ....................................... 73.38 1.73 1.27 1.94 1.42 2.14 1.57

8. Professional Services .................................. 127.30 6.95 8.85 7.01 8.92 7.07 9.00

9. Personal Care .............................................. 124.10 3.62 4.49 3.52 4.37 3.43 4.26

10. Recreation .................................................. 124.14 12.80 15.89 13.93 17.29 15.02 18.65

Total weights ............................................. .................. 100.00 .................. 100.00 .................. 100.00 ..................

Total indexes:

Lower ................................................. .................. .................. 118.11 .................. .................. .................. ..................

Middle ................................................ .................. .................. .................. .................. 117.95 .................. ..................

Upper ................................................. .................. .................. .................. .................. .................. .................. 117.84

*Numbers might not add to 100 due to rounding.

**Local Retail and Commissary/Exchange
14240 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

CONSUMPTION GOODS AND SERVICES ANALYSIS—COMPOSITES

[1996 Survey]

Location Weights

Total indexes

Lower incomeMiddle incomeUpper income

Hilo, HI .............................................................................................................................................. 82.88 115.10 114.16 113.26

Kailua Kona, HI ................................................................................................................................ 17.12 117.01 116.56 116.15

Total weight ............................................................................................................................... 100.00 ................ ................ ................

Hawaii County, HI ..................................................................................................................... ................ 115.43 114.57 113.75

St. Croix, VI ...................................................................................................................................... 46.42 113.10 113.17 113.26

St. Thomas, VI .................................................................................................................................. 53.58 118.11 117.95 117.84

Total weight ............................................................................................................................... 100.00 ................ ................ ................

Virgin Islands ............................................................................................................................. ................ 115.78 115.73 115.71

APPENDIX 9.—OPM LIVING COMMUNITY LIST

Low Middle High

Anchorage, AK:

Homeowner ............................ North Anchorage ........................... North Anchorage ........................... South Anchorage.*

Renter .................................... North Anchorage ........................... North Anchorage ........................... South Anchorage.*

*The line between North and South Anchorage is set by Tudor Road.

Fairbanks, AK:

Homeowner ............................ Fairbanks ...................................... Fairbanks ...................................... Fairbanks.

Renter .................................... Fairbanks ...................................... Fairbanks ...................................... Fairbanks.

Juneau, AK:

Homeowner ............................ Juneau/Mendenhall ....................... Juneau/Mendenhall ....................... Juneau/Mendenhall.

Renter .................................... Juneau/Mendenhall ....................... Juneau/Mendenhall ....................... Juneau/Mendenhall.

Nome, AK:

Homeowner ............................ Nome ............................................. Nome ............................................ Nome.

Renter .................................... Nome ............................................ Nome ............................................ Nome.

Honolulu:

Homeowner ............................ Ewa Beach .................................... Kaneohe ........................................ Manoa/Kaimuki.

Waipahu ........................................ Pearl City ...................................... Kailua.

Renter .................................... Pearl Harbor Area* ....................... Alakea ........................................... Manoa.

Kalihi ............................................. Kaneohe ........................................ Aiea.

*Pearl Harbor Area excludes Aiea.

Hawaii County—Hilo:

Homeowner ............................ Hilo ................................................ Hilo ................................................ Hilo.

Renter .................................... Hilo ................................................ Hilo ................................................ Hilo.

Hawaii County—Kailua Kona:

Homeowner ............................ Kailua Kona ................................... Kailua Kona .................................. Kailua Kona.

Renter .................................... Kailua Kona .................................. Kailua Kona .................................. Kailua Kona.

Kauai:

Homeowner ............................ Kauai ............................................. Kauai ............................................. Kauai.

Renter .................................... Kauai ............................................. Kauai ............................................. Kauai.

Maui:

Homeowner ............................ Maui .............................................. Maui .............................................. Maui.

Renter .................................... Maui .............................................. Maui .............................................. Maui.

Guam:

Homeowner ............................ Guam ............................................ Guam ............................................ Guam.

Renter .................................... Guam ............................................ Guam ............................................ Guam.

San Juan:

Homeowner ............................ Carolina ......................................... Rio Piedras* .................................. Guaynabo.

Bayamon ....................................... VA Hospital Area .......................... Hato Rey.

Renter .................................... Carolina ......................................... Rio Piedras* .................................. Old San Juan.

Rio Piedras Area ........................... Isla Verde** ................................... Condado.

*Rio Piedras excludes VA Hospital Area. **Isla Verde excludes the area on the Boulevard.

St. Croix:

Homeowner ............................ St. Croix ........................................ St. Croix ........................................ St. Croix.
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14241

APPENDIX 9.—OPM LIVING COMMUNITY LIST—Continued

Low Middle High

Renter .................................... St. Croix ........................................ St. Croix ........................................ St. Croix.

St. Thomas:

Homeowner ............................ St. Thomas .................................... St. Thomas .................................... St. Thomas.

Renter .................................... St. Thomas .................................... St. Thomas .................................... St. Thomas.

Washington, DC DC:

Homeowner ............................ Southeast DC ............................... Northeast DC ................................ Northwest DC.*

Renter .................................... Southeast DC ............................... Northeast DC ................................ Northwest DC.*

*Northwest DC excludes Georgetown, but includes Dupont Circle, Cleveland Park, and Adams Morgan.

Washington, DC MD:

Homeowner ............................ Capitol Heights/Suitland ................ Gaithersburg/Silver Spring ............ Rockville.

Renter .................................... Capitol Heights/Suitland ................ Hyattsville/College Park ................ Rockville.

Washington, DC VA:

Homeowner ............................ Woodbridge/Dale City ................... Springfield ..................................... Alexandria.

Renter .................................... Woodbridge/Dale City ................... Alexandria ..................................... Arlington.

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

Anchorage, AK ...................................................................... 1986 10.000 Lower ............ $87,974 $7,411.56

........................ ........................ Middle ........... 116,993 9,856.32

........................ ........................ Upper ............ 143,284 12,071.28

1987 9.375 Lower ............ 81,024 6,469.56

........................ ........................ Middle ........... 109,147 8,715.12

........................ ........................ Upper ............ 130,227 10,398.36

1988 10.500 Lower ............ 74,218 6,517.44

........................ ........................ Middle ........... 101,300 8,895.60

........................ ........................ Upper ............ 117,190 10,291.08

1989 11.125 Lower ............ 67,538 6,235.80

........................ ........................ Middle ........... 93,454 8,628.72

........................ ........................ Upper ............ 112,532 10,390.20

1990 10.250 Lower ............ 60,784 5,229.00

........................ ........................ Middle ........... 87,071 7,490.40

........................ ........................ Upper ............ 114,783 9,874.32

1992 9.000 Lower ............ 65,700 5,074.92

........................ ........................ Middle ........... 96,200 7,430.88

........................ ........................ Upper ............ 139,400 10,767.84

1993 8.125 Lower ............ 70,902 5,053.92

........................ ........................ Middle ........... 99,073 7,061.88

........................ ........................ Upper ............ 130,815 9,324.48

1994 7.625 Lower ............ 72,216 4,906.92

........................ ........................ Middle ........... 99,099 6,733.56

........................ ........................ Upper ............ 124,780 8,478.60

1995 8.625 Lower ............ 83,286 6,218.76

........................ ........................ Middle ........... 102,089 7,622.76

........................ ........................ Upper ............ 134,580 10,048.80

1996 7.125 Lower ............ 83,646 5,409.96

........................ ........................ Middle ........... 112,671 7,287.24

........................ ........................ Upper ............ 139,689 9,034.68

Fairbanks, AK ........................................................................ 1986 10.000 Lower ............ 78,982 6,654.00

........................ ........................ Middle ........... 102,726 8,654.40

........................ ........................ Upper ............ 140,199 11,811.36

1987 9.375 Lower ............ 71,839 5,736.24

........................ ........................ Middle ........... 97,958 7,821.72

........................ ........................ Upper ............ 131,833 10,526.64

1988 10.500 Lower ............ 64,696 5,681.28

........................ ........................ Middle ........... 93,191 8,183.52

........................ ........................ Upper ............ 123,467 10,842.24

1989 11.125 Lower ............ 57,553 5,313.96

........................ ........................ Middle ........... 88,424 8,164.32

........................ ........................ Upper ............ 115,101 10,627.44

1990 10.250 Lower ............ 50,604 4,353.24

........................ ........................ Middle ........... 83,619 7,193.40

........................ ........................ Upper ............ 107,143 9,217.08

1992 9.000 Lower ............ 70,851 5,472.84

........................ ........................ Middle ........... 101,400 7,832.52

........................ ........................ Upper ............ 137,000 10,582.44

1993 8.125 Lower ............ 69,498 4,953.84
14242 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

........................ ........................ Middle ........... 101,478 7,233.36

........................ ........................ Upper ............ 115,787 8,253.24

1994 7.625 Lower ............ 76,302 5,184.60

........................ ........................ Middle ........... 112,580 7,649.64

........................ ........................ Upper ............ 127,829 8,685.72

1995 8.708 Lower ............ 68,940 5,186.76

........................ ........................ Middle ........... 84,240 6,337.80

........................ ........................ Upper ............ 108,426 8,157.48

1996 7.125 Lower ............ 72,918 4,716.12

........................ ........................ Middle ........... 92,625 5,990.76

........................ ........................ Upper ............ 115,855 7,493.16

Juneau, AK ............................................................................ 1986 10.000 Lower ............ 90,811 7,650.60

........................ ........................ Middle ........... 107,283 9,038.28

........................ ........................ Upper ............ 127,114 10,708.92

1987 9.375 Lower ............ 83,909 6,699.96

........................ ........................ Middle ........... 100,846 8,052.36

........................ ........................ Upper ............ 120,885 9,652.44

1988 10.500 Lower ............ 76,441 6,712.68

........................ ........................ Middle ........... 93,787 8,235.96

........................ ........................ Upper ............ 113,874 9,999.84

1989 11.125 Lower ............ 68,797 6,352.08

........................ ........................ Middle ........... 86,284 7,966.68

........................ ........................ Upper ............ 106,131 9,799.20

1990 10.250 Lower ............ 78,429 6,746.88

........................ ........................ Middle ........... 99,227 8,536.08

........................ ........................ Upper ............ 123,324 10,609.08

1992 9.000 Lower ............ 89,470 6,911.04

........................ ........................ Middle ........... 114,400 8,836.68

........................ ........................ Upper ............ 146,300 11,300.76

1993 8.125 Lower ............ 87,570 6,241.92

........................ ........................ Middle ........... 115,518 8,234.04

........................ ........................ Upper ............ 134,232 9,568.08

1994 7.625 Lower ............ 92,826 6,307.32

........................ ........................ Middle ........... 117,364 7,974.72

........................ ........................ Upper ............ 140,760 9,564.36

1995 8.625 Lower ............ 102,879 7,681.80

........................ ........................ Middle ........... 138,723 10,358.16

........................ ........................ Upper ............ 163,812 12,231.48

1996 7.125 Lower ............ 114,255 7,389.72

........................ ........................ Middle ........... 143,767 9,298.44

........................ ........................ Upper ............ 169,507 10,963.20

Nome, AK .............................................................................. 1986 10.000 Lower ............ 84,057 7,081.56

........................ ........................ Middle ........... 111,159 9,364.80

........................ ........................ Upper ............ 133,735 11,266.80

1987 9.375 Lower ............ 81,367 6,497.04

........................ ........................ Middle ........... 107,602 8,591.76

........................ ........................ Upper ............ 129,445 10,335.96

1988 10.500 Lower ............ 78,763 6,916.56

........................ ........................ Middle ........... 104,159 9,146.76

........................ ........................ Upper ............ 125,312 11,004.24

1989 11.125 Lower ............ 76,243 7,039.56

........................ ........................ Middle ........... 100,826 9,309.36

........................ ........................ Upper ............ 121,302 11,199.96

1990 10.250 Lower ............ 73,803 6,348.96

........................ ........................ Middle ........... 97,600 8,396.16

........................ ........................ Upper ............ 117,420 10,101.12

1992 9.000 Lower ............ 71,100 5,492.04

........................ ........................ Middle ........... 97,500 7,531.32

........................ ........................ Upper ............ 122,400 9,454.68

1993 8.125 Lower ............ 56,453 4,023.96

........................ ........................ Middle ........... 77,415 5,518.08

........................ ........................ Upper ............ 97,186 6,927.36

1994 7.625 Lower ............ 82,365 5,596.56

........................ ........................ Middle ........... 112,948 7,674.60

........................ ........................ Upper ............ 141,794 9,634.68

1995 8.625 Lower ............ 81,711 6,101.16

........................ ........................ Middle ........... 118,027 8,812.80

........................ ........................ Upper ............ 154,343 11,524.44

1996 7.125 Lower ............ 80,856 5,229.48

........................ ........................ Middle ........... 119,171 7,707.60

........................ ........................ Upper ............ 139,213 9,003.84
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14243

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

Honolulu, HI ........................................................................... 1986 10.250 Lower ............ 97,229 8,364.24

........................ ........................ Middle ........... 134,257 11,549.52

........................ ........................ Upper ............ 154,513 13,292.04

1987 10.375 Lower ............ 107,837 9,373.08

........................ ........................ Middle ........... 158,027 13,735.56

........................ ........................ Upper ............ 190,786 16,582.92

1988 11.000 Lower ............ 118,445 10,828.56

........................ ........................ Middle ........... 181,797 16,620.48

........................ ........................ Upper ............ 227,059 20,758.44

1989 10.500 Lower ............ 154,366 13,555.68

........................ ........................ Middle ........... 239,426 21,025.20

........................ ........................ Upper ............ 263,331 23,124.36

1990 10.250 Lower ............ 216,113 18,591.24

........................ ........................ Middle ........... 335,197 28,835.52

........................ ........................ Upper ............ 379,283 32,628.12

1991 9.125 Lower ............ 207,000 16,168.56

........................ ........................ Middle ........... 310,700 24,268.44

........................ ........................ Upper ............ 370,600 28,947.12

1992 8.125 Lower ............ 211,347 15,064.80

........................ ........................ Middle ........... 329,693 23,500.44

........................ ........................ Upper ............ 363,460 25,907.28

1993 7.125 Lower ............ 202,041 13,067.40

........................ ........................ Middle ........... 327,715 21,195.60

........................ ........................ Upper ............ 374,918 24,248.52

1994 9.333 Lower ............ 251,919 20,041.44

........................ ........................ Middle ........... 331,695 26,388.00

........................ ........................ Upper ............ 394,706 31,400.76

1996 7.025 Lower ............ 228,111 14,606.04

........................ ........................ Middle ........... 318,199 20,374.32

........................ ........................ Upper ............ 398,412 25,510.44

Hilo, HI ................................................................................... 1986 10.250 Lower ............ 50,459 4,340.76

........................ ........................ Middle ........... 71,995 6,193.44

........................ ........................ Upper ............ 97,783 8,411.88

1987 10.375 Lower ............ 59,435 5,166.00

........................ ........................ Middle ........... 82,183 7,143.24

........................ ........................ Upper ............ 106,098 9,221.88

1988 11.000 Lower ............ 68,410 6,254.28

........................ ........................ Middle ........... 92,371 8,444.88

........................ ........................ Upper ............ 114,412 10,459.92

1989 10.500 Lower ............ 77,386 6,795.60

........................ ........................ Middle ........... 102,559 9,006.24

........................ ........................ Upper ............ 122,727 10,777.32

1990 10.250 Lower ............ 67,714 5,825.16

........................ ........................ Middle ........... 108,821 9,361.44

........................ ........................ Upper ............ 164,283 14,132.52

1991 9.125 Lower ............ 134,100 10,474.44

........................ ........................ Middle ........... 180,700 14,114.28

........................ ........................ Upper ............ 204,000 15,934.20

1992 8.125 Lower ............ 130,743 9,319.32

........................ ........................ Middle ........... 162,903 11,611.68

........................ ........................ Upper ............ 197,863 14,103.60

1993 7.125 Lower ............ 127,854 8,269.20

........................ ........................ Middle ........... 173,095 11,195.28

........................ ........................ Upper ............ 202,018 13,065.96

1994 9.333 Lower ............ 114,696 9,124.68

........................ ........................ Middle ........... 162,500 12,927.72

........................ ........................ Upper ............ 196,146 15,604.32

1996 7.000 Lower ............ 115,750 7,392.84

........................ ........................ Middle ........... 164,711 10,519.92

........................ ........................ Upper ............ 183,841 11,741.76

Kailua Kona, HI ..................................................................... 1986 10.250 Lower ............ 77,097 6,632.28

........................ ........................ Middle ........... 107,594 9,255.84

........................ ........................ Upper ............ 119,902 10,314.60

1987 10.375 Lower ............ 88,880 7,725.36

........................ ........................ Middle ........... 122,387 10,637.76

........................ ........................ Upper ............ 140,297 12,194.52

1988 11.000 Lower ............ 100,662 9,202.80

........................ ........................ Middle ........... 137,180 12,541.44

........................ ........................ Upper ............ 160,692 14,691.00

1989 10.500 Lower ............ 112,444 9,874.32

........................ ........................ Middle ........... 151,973 13,345.56
14244 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

........................ ........................ Upper ............ 181,087 15,902.16

1990 10.250 Lower ............ 134,609 11,579.88

........................ ........................ Middle ........... 189,900 16,336.32

........................ ........................ Upper ............ 225,100 19,364.40

1991 9.130 Lower ............ 154,800 12,096.60

........................ ........................ Middle ........... 204,100 15,949.08

........................ ........................ Upper ............ 256,700 20,059.44

1992 8.125 Lower ............ 159,867 11,395.32

........................ ........................ Middle ........... 222,950 15,891.84

........................ ........................ Upper ............ 261,018 18,605.28

1993 7.125 Lower ............ 153,666 9,938.64

........................ ........................ Middle ........... 219,245 14,180.16

........................ ........................ Upper ............ 261,902 16,939.08

1994 9.333 Lower ............ 152,235 12,111.00

........................ ........................ Middle ........... 215,826 17,169.96

........................ ........................ Upper ............ 224,128 17,830.44

1996 6.958 Lower ............ 144,434 9,186.12

........................ ........................ Middle ........... 191,923 12,206.40

........................ ........................ Upper ............ 220,752 14,039.88

Kauai County, HI ................................................................... 1986 10.250 Lower ............ 68,105 5,858.76

........................ ........................ Middle ........... 88,032 7,572.96

........................ ........................ Upper ............ 105,494 9,075.24

1987 10.375 Lower ............ 78,576 6,829.80

........................ ........................ Middle ........... 106,294 9,238.92

........................ ........................ Upper ............ 121,318 10,544.88

1988 11.000 Lower ............ 91,046 8,323.68

........................ ........................ Middle ........... 124,556 11,387.28

........................ ........................ Upper ............ 145,581 13,309.44

1989 10.500 Lower ............ 103,516 9,090.24

........................ ........................ Middle ........... 142,818 12,541.56

........................ ........................ Upper ............ 177,900 15,622.32

1990 10.250 Lower ............ 177,351 15,256.80

........................ ........................ Middle ........... 233,846 20,116.80

........................ ........................ Upper ............ 295,854 25,451.04

1991 9.125 Lower ............ 174,336 13,617.12

........................ ........................ Middle ........... 229,900 17,957.16

........................ ........................ Upper ............ 290,800 22,714.08

1992 8.125 Lower ............ 171,792 12,245.28

........................ ........................ Middle ........... 221,624 15,797.28

........................ ........................ Upper ............ 273,921 19,524.96

1993 7.125 Lower ............ 171,964 11,122.08

........................ ........................ Middle ........... 221,858 14,349.12

........................ ........................ Upper ............ 274,195 17,734.08

1994 9.333 Lower ............ 163,350 12,995.64

........................ ........................ Middle ........... 222,196 17,677.20

........................ ........................ Upper ............ 255,000 20,287.08

1996 6.958 Lower ............ 176,907 11,251.32

........................ ........................ Middle ........... 228,147 14,510.28

........................ ........................ Upper ............ 265,084 16,859.40

Maui County, HI .................................................................... 1986 10.250 Lower ............ 91,748 7,892.64

........................ ........................ Middle ........... 121,737 10,472.52

........................ ........................ Upper ............ 153,091 13,169.76

1987 10.375 Lower ............ 100,293 8,717.40

........................ ........................ Middle ........... 133,911 11,639.40

........................ ........................ Upper ............ 168,401 14,637.24

1988 11.000 Lower ............ 121,107 11,071.92

........................ ........................ Middle ........... 160,693 14,691.00

........................ ........................ Upper ............ 202,081 18,474.84

1989 10.500 Lower ............ 151,384 13,293.84

........................ ........................ Middle ........... 200,866 17,639.04

........................ ........................ Upper ............ 252,601 22,182.12

1990 10.250 Lower ............ 174,092 14,976.36

........................ ........................ Middle ........... 230,996 19,871.64

........................ ........................ Upper ............ 290,491 24,989.64

1991 9.125 Lower ............ 210,651 16,453.68

........................ ........................ Middle ........... 279,500 21,831.36

........................ ........................ Upper ............ 351,494 27,454.80

1992 8.125 Lower ............ 207,913 14,820.00

........................ ........................ Middle ........... 275,925 19,667.88

........................ ........................ Upper ............ 346,925 24,728.76

1993 7.125 Lower ............ 180,099 11,648.28
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14245

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

........................ ........................ Middle ........... 255,476 16,523.40

........................ ........................ Upper ............ 310,845 20,104.56

1994 9.333 Lower ............ 180,000 14,320.32

........................ ........................ Middle ........... 250,588 19,936.08

........................ ........................ Upper ............ 278,443 22,152.12

1996 7.000 Lower ............ 192,575 12,299.64

........................ ........................ Middle ........... 260,593 16,643.88

........................ ........................ Upper ............ 283,138 18,083.76

Guam ..................................................................................... 1986 10.250 Lower ............ 65,363 5,622.84

........................ ........................ Middle ........... 79,689 6,855.36

........................ ........................ Upper ............ 170,384 14,657.40

1987 10.375 Lower ............ 74,841 6,505.08

........................ ........................ Middle ........... 91,802 7,979.40

........................ ........................ Upper ............ 188,786 16,409.16

1988 11.000 Lower ............ 84,271 7,704.36

........................ ........................ Middle ........... 103,920 9,500.64

........................ ........................ Upper ............ 207,287 18,950.76

1989 10.375 Lower ............ 93,709 8,145.12

........................ ........................ Middle ........... 116,079 10,089.48

........................ ........................ Upper ............ 225,735 19,620.72

1990 10.500 Lower ............ 103,174 9,060.24

........................ ........................ Middle ........... 128,151 11,253.60

........................ ........................ Upper ............ 244,245 21,448.32

1991 10.125 Lower ............ 113,491 9,662.04

........................ ........................ Middle ........... 140,966 12,001.08

........................ ........................ Upper ............ 268,670 22,873.20

1992 9.491 Lower ............ 130,855 10,554.60

........................ ........................ Middle ........... 162,534 13,109.88

........................ ........................ Upper ............ 309,777 24,986.28

1993 7.750 Lower ............ 144,738 9,954.48

........................ ........................ Middle ........... 189,280 13,017.84

........................ ........................ Upper ............ 258,978 17,811.36

1994 10.050 Lower ............ 133,452 11,290.32

........................ ........................ Middle ........... 188,240 15,925.44

........................ ........................ Upper ............ 244,375 20,674.56

1996 7.875 Lower ............ 130,746 9,100.80

........................ ........................ Middle ........... 180,074 12,534.36

........................ ........................ Upper ............ 224,347 15,616.08

Puerto Rico ............................................................................ 1986 10.250 Lower ............ 56,323 4,845.24

........................ ........................ Middle ........... 68,989 5,934.84

........................ ........................ Upper ............ 99,857 8,590.32

1987 10.625 Lower ............ 60,266 5,346.36

........................ ........................ Middle ........... 73,818 6,548.64

........................ ........................ Upper ............ 106,847 9,478.80

1988 10.875 Lower ............ 64,485 5,837.04

........................ ........................ Middle ........... 78,985 7,149.48

........................ ........................ Upper ............ 114,326 10,348.44

1989 10.375 Lower ............ 70,934 6,165.48

........................ ........................ Middle ........... 86,884 7,551.84

........................ ........................ Upper ............ 122,329 10,632.72

1990 10.375 Lower ............ 78,027 6,782.04

........................ ........................ Middle ........... 95,572 8,307.00

........................ ........................ Upper ............ 134,562 11,696.04

1991 8.875 Lower ............ 82,800 6,324.48

........................ ........................ Middle ........... 100,255 7,657.68

........................ ........................ Upper ............ 141,100 10,777.44

1992 8.125 Lower ............ 62,271 4,438.68

........................ ........................ Middle ........... 84,721 6,038.88

........................ ........................ Upper ............ 151,946 10,830.72

1993 7.125 Lower ............ 61,389 3,970.44

........................ ........................ Middle ........... 84,084 5,438.28

........................ ........................ Upper ............ 151,878 9,822.96

1994 8.750 Lower ............ 66,843 5,048.16

........................ ........................ Middle ........... 102,232 7,720.92

........................ ........................ Upper ............ 143,633 10,847.64

1996 7.792 Lower ............ 69,714 4,813.92

........................ ........................ Middle ........... 107,367 7,413.96

........................ ........................ Upper ............ 168,385 11,627.40

St. Croix, VI ........................................................................... 1986 10.250 Lower ............ 48,995 4,214.88

........................ ........................ Middle ........... 63,491 5,461.80

........................ ........................ Upper ............ 107,730 9,267.60
14246 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

1987 12.000 Lower ............ 54,140 5,346.12

........................ ........................ Middle ........... 70,157 6,927.72

........................ ........................ Upper ............ 119,042 11,754.96

1988 12.000 Lower ............ 66,051 6,522.36

........................ ........................ Middle ........... 85,592 8,451.96

........................ ........................ Upper ............ 145,231 14,341.08

1989 11.750 Lower ............ 64,730 6,272.52

........................ ........................ Middle ........... 83,880 8,128.20

........................ ........................ Upper ............ 142,326 13,791.84

1990 11.250 Lower ............ 80,912 7,544.28

........................ ........................ Middle ........... 104,850 9,776.28

........................ ........................ Upper ............ 177,908 16,588.32

1991 10.250 Lower ............ 85,281 7,336.32

........................ ........................ Middle ........... 110,500 9,505.80

........................ ........................ Upper ............ 187,500 16,129.80

1992 9.500 Lower ............ 103,635 8,365.68

........................ ........................ Middle ........... 151,866 12,258.96

........................ ........................ Upper ............ 188,037 15,178.68

1993 8.375 Lower ............ 112,962 8,242.44

........................ ........................ Middle ........... 174,161 12,708.00

........................ ........................ Upper ............ 194,004 14,155.92

1994 9.083 Lower ............ 77,409 6,024.00

........................ ........................ Middle ........... 128,076 9,966.84

........................ ........................ Upper ............ 210,035 16,344.96

1996 9.042 Lower ............ 86,304 6,691.32

........................ ........................ Middle ........... 124,863 9,680.88

........................ ........................ Upper ............ 180,796 14,017.44

St. Thomas, VI ...................................................................... 1986 10.250 Lower ............ 92,023 7,916.40

........................ ........................ Middle ........... 116,437 10,016.52

........................ ........................ Upper ............ 138,973 11,955.24

1987 12.000 Lower ............ 103,617 10,231.80

........................ ........................ Middle ........... 131,108 12,946.44

........................ ........................ Upper ............ 156,484 15,452.28

1988 12.000 Lower ............ 121,129 11,961.12

........................ ........................ Middle ........... 153,265 15,134.40

........................ ........................ Upper ............ 182,929 18,063.60

1989 11.750 Lower ............ 126,943 12,301.20

........................ ........................ Middle ........... 160,622 15,564.84

........................ ........................ Upper ............ 191,710 18,577.32

1990 11.250 Lower ............ 122,500 11,422.08

........................ ........................ Middle ........... 155,000 14,452.32

........................ ........................ Upper ............ 185,000 17,249.64

1991 10.250 Lower ............ 126,900 10,916.64

........................ ........................ Middle ........... 180,700 15,544.80

........................ ........................ Upper ............ 210,800 18,134.28

1992 9.000 Lower ............ 128,930 9,959.04

........................ ........................ Middle ........... 183,591 14,181.24

........................ ........................ Upper ............ 214,173 16,543.56

1993 8.250 Lower ............ 139,680 10,074.00

........................ ........................ Middle ........... 198,829 14,339.88

........................ ........................ Upper ............ 231,949 16,728.48

1994 9.083 Lower ............ 106,533 8,290.44

........................ ........................ Middle ........... 190,164 14,798.52

........................ ........................ Upper ............ 195,381 15,204.60

1996 8.292 Lower ............ 137,936 9,987.00

........................ ........................ Middle ........... 197,134 14,273.16

........................ ........................ Upper ............ 187,673 13,588.08

Washington, DC (DC) ........................................................... 1986 10.250 Lower ............ 64,778 5,572.56

........................ ........................ Middle ........... 99,213 8,534.88

........................ ........................ Upper ............ 173,448 14,921.04

1987 10.250 Lower ............ 70,543 6,068.52

........................ ........................ Middle ........... 113,015 9,722.16

........................ ........................ Upper ............ 187,324 16,114.68

1988 10.500 Lower ............ 76,327 6,702.60

........................ ........................ Middle ........... 126,817 11,136.48

........................ ........................ Upper ............ 202,310 17,765.88

1989 9.625 Lower ............ 82,128 6,701.52

........................ ........................ Middle ........... 140,619 11,474.40

........................ ........................ Upper ............ 218,495 17,829.00

1990 9.875 Lower ............ 87,877 7,325.52

........................ ........................ Middle ........... 140,974 11,751.84
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14247

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

........................ ........................ Upper ............ 235,975 19,671.24

1991 9.250 Lower ............ 90,104 7,116.12

........................ ........................ Middle ........... 144,550 11,416.08

........................ ........................ Upper ............ 242,000 19,112.40

1992 8.313 Lower ............ 90,828 6,589.32

........................ ........................ Middle ........... 127,270 9,233.04

........................ ........................ Upper ............ 241,230 17,500.56

1993 7.375 Lower ............ 93,369 6,190.80

........................ ........................ Middle ........... 115,021 7,626.48

........................ ........................ Upper ............ 286,564 19,000.56

1994 8.677 Lower ............ 82,242 6,170.04

........................ ........................ Middle ........... 104,657 7,851.72

........................ ........................ Upper ............ 305,541 22,922.64

1996 7.625 Lower ............ 73,177 4,972.20

........................ ........................ Middle ........... 110,425 7,503.12

........................ ........................ Upper ............ 290,563 19,743.24

Washington, DC (MD) ........................................................... 1986 10.250 Lower ............ 60,029 5,164.08

........................ ........................ Middle ........... 92,955 7,996.56

........................ ........................ Upper ............ 110,600 9,514.44

1987 10.125 Lower ............ 66,032 5,621.64

........................ ........................ Middle ........... 102,250 8,705.04

........................ ........................ Upper ............ 121,660 10,357.56

1988 10.375 Lower ............ 73,295 6,370.68

........................ ........................ Middle ........... 113,498 9,865.20

........................ ........................ Upper ............ 135,043 11,737.80

1989 10.000 Lower ............ 81,357 6,854.04

........................ ........................ Middle ........... 125,983 10,613.64

........................ ........................ Upper ............ 149,898 12,628.44

1990 9.875 Lower ............ 89,493 7,460.28

........................ ........................ Middle ........... 138,581 11,552.28

........................ ........................ Upper ............ 164,888 13,745.28

1991 8.750 Lower ............ 93,475 7,059.48

........................ ........................ Middle ........... 144,748 10,931.88

........................ ........................ Upper ............ 169,958 12,835.80

1992 8.313 Lower ............ 104,198 7,559.28

........................ ........................ Middle ........... 131,118 9,512.28

........................ ........................ Upper ............ 207,502 15,053.64

1993 7.375 Lower ............ 92,655 6,143.52

........................ ........................ Middle ........... 118,911 7,884.36

........................ ........................ Upper ............ 204,264 13,543.68

1994 8.688 Lower ............ 90,963 6,831.24

........................ ........................ Middle ........... 167,349 12,567.72

........................ ........................ Upper ............ 214,030 16,073.40

1996 6.896 Lower ............ 109,369 6,912.12

........................ ........................ Middle ........... 222,845 14,083.80

........................ ........................ Upper ............ 224,792 14,206.80

Washington, DC (VA) ............................................................ 1986 10.250 Lower ............ 70,857 6,095.52

........................ ........................ Middle ........... 79,954 6,878.16

........................ ........................ Upper ............ 132,568 11,404.20

1987 10.125 Lower ............ 76,526 6,515.04

........................ ........................ Middle ........... 86,350 7,351.44

........................ ........................ Upper ............ 143,173 12,189.00

1988 10.500 Lower ............ 83,413 7,324.92

........................ ........................ Middle ........... 94,122 8,265.36

........................ ........................ Upper ............ 156,059 13,704.36

1989 9.500 Lower ............ 90,086 7,271.88

........................ ........................ Middle ........... 101,652 8,205.60

........................ ........................ Upper ............ 168,544 13,605.24

1990 10.000 Lower ............ 97,293 8,196.60

........................ ........................ Middle ........... 109,784 9,249.00

........................ ........................ Upper ............ 182,028 15,335.28

1991 8.938 Lower ............ 103,462 7,947.48

........................ ........................ Middle ........... 117,650 9,037.44

........................ ........................ Upper ............ 187,000 14,364.60

1992 8.250 Lower ............ 100,103 7,219.56

........................ ........................ Middle ........... 126,315 9,110.04

........................ ........................ Upper ............ 182,810 13,184.52

1993 7.500 Lower ............ 94,905 6,370.44

........................ ........................ Middle ........... 126,874 8,516.40

........................ ........................ Upper ............ 181,705 12,196.92

1994 8.698 Lower ............ 99,657 7,490.88
14248 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 10—HISTORICAL HOME MARKET VALUES AND INTEREST RATES—Continued

Area Year Interest rate

(percent)

Income

level

Market

value

Annual

P&I*

........................ ........................ Middle ........... 167,876 12,618.72

........................ ........................ Upper ............ 228,191 17,152.44

1996 7.083 Lower ............ 108,327 6,976.80

........................ ........................ Middle ........... 169,472 10,914.84

........................ ........................ Upper ............ 206,918 13,326.60

*Principal and interest assumes 80 financing.

APPENDIX 11.—HISTORICAL HOUSING DATA

Year Weights Lower

amounts Subtotal Middleamounts Subtotal Upperamounts Subtotal

Anchorage, AK:

1986 ................................................................. 6.31 7,411.56 467.67 9,856.32 621.93 12,071.28 761.70

1987 ................................................................. 6.77 6,469.56 437.99 8,715.12 590.01 10,398.36 703.97

1988 ................................................................. 8.19 6,517.44 533.78 8,895.60 728.55 10,291.08 842.84

1989 ................................................................. 7.03 6,235.80 438.38 8,628.72 606.60 10,390.20 730.43

1990 ................................................................. 7.72 5,229.00 403.68 7,490.40 578.26 9,874.32 762.30

1992 ................................................................. 8.32 5,074.92 422.23 7,430.88 618.25 10,767.84 895.88

1993 ................................................................. 10.08 5,053.92 509.44 7,061.88 711.84 9,324.48 939.91

1994 ................................................................. 12.92 4,906.92 633.97 6,733.56 869.98 8,478.60 1,095.44

1995 ................................................................. 13.78 6,218.76 856.95 7,622.76 1,050.42 10,048.80 1,384.72

1996 ................................................................. 18.88 5,409.96 1,021.40 7,287.24 1,375.83 9,034.68 1,705.75

Totals ............................................................ 100.00 .................. 5,725.49 .................. 7,751.67 .................. 9,822.94

Fairbanks, AK:

1986 ................................................................. 6.31 6,654.00 419.87 8,654.40 546.09 11,811.36 745.30

1987 ................................................................. 6.77 5,736.24 388.34 7,821.72 529.53 10,526.64 712.65

1988 ................................................................. 8.19 5,681.28 465.30 8,183.52 670.23 10,842.24 887.98

1989 ................................................................. 7.03 5,313.96 373.57 8,164.32 573.95 10,627.44 747.11

1990 ................................................................. 7.72 4,353.24 336.07 7,193.40 555.33 9,217.08 711.56

1992 ................................................................. 8.32 5,472.84 455.34 7,832.52 651.67 10,582.44 880.46

1993 ................................................................. 10.08 4,953.84 499.35 7,233.36 729.12 8,253.24 831.93

1994 ................................................................. 12.92 5,184.60 669.85 7,649.64 988.33 8,685.72 1,122.20

1995 ................................................................. 13.78 5,186.76 714.74 6,337.80 873.35 8,157.48 1,124.10

1996 ................................................................. 18.88 4,716.12 890.40 5,990.76 1,131.06 7,493.16 1,414.71

Totals ............................................................ 100.00 .................. 5,212.83 .................. 7,248.66 .................. 9,178.00

Juneau, AK:

1986 ................................................................. 6.31 7,650.60 482.75 9,038.28 570.32 10,708.92 675.73

1987 ................................................................. 6.77 6,699.96 453.59 8,052.36 545.14 9,652.44 653.47

1988 ................................................................. 8.19 6,712.68 549.77 8,235.96 674.53 9,999.84 818.99

1989 ................................................................. 7.03 6,352.08 446.55 7,966.68 560.06 9,799.20 688.88

1990 ................................................................. 7.72 6,746.88 520.86 8,536.08 658.99 10,609.08 819.02

1992 ................................................................. 8.32 6,911.04 575.00 8,836.68 735.21 11,300.76 940.22

1993 ................................................................. 10.08 6,241.92 629.19 8,234.04 829.99 9,568.08 964.46

1994 ................................................................. 12.92 6,307.32 814.91 7,974.72 1,030.33 9,564.36 1,235.72

1995 ................................................................. 13.78 7,681.80 1,058.55 10,358.16 1,427.35 12,231.48 1,685.50

1996 ................................................................. 18.88 7,389.72 1,395.18 9,298.44 1,755.55 10,963.20 2,069.85

Totals ............................................................ 100.00 .................. 6,926.35 .................. 8,787.47 .................. 10,551.84

Nome, AK:

1986 ................................................................. 6.31 7,081.56 446.85 9,364.80 590.92 11,266.80 710.94

1987 ................................................................. 6.77 6,497.04 439.85 8,591.76 581.66 10,335.96 699.74

1988 ................................................................. 8.19 6,916.56 566.47 9,146.76 749.12 11,004.24 901.25

1989 ................................................................. 7.03 7,039.56 494.88 9,309.36 654.45 11,199.96 787.36

1990 ................................................................. 7.72 6,348.96 490.14 8,396.16 648.18 10,101.12 779.81

1992 ................................................................. 8.32 5,492.04 456.94 7,531.32 626.61 9,454.68 786.63

1993 ................................................................. 10.08 4,023.96 405.62 5,518.08 556.22 6,927.36 698.28

1994 ................................................................. 12.92 5,596.56 723.08 7,674.60 991.56 9,634.68 1,244.80

1995 ................................................................. 13.78 6,101.16 840.74 8,812.80 1,214.40 11,524.44 1,588.07

1996 ................................................................. 18.88 5,229.48 987.33 7,707.60 1,455.19 9,003.84 1,699.92

Totals ............................................................ 100.00 .................. 5,851.90 .................. 8,068.31 .................. 9,896.80

Honolulu, HI:

1986 ................................................................. 6.31 8,364.24 527.78 11,549.52 728.77 13,292.04 838.73

1987 ................................................................. 6.77 9,373.08 634.56 13,735.56 929.90 16,582.92 1,122.66
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14249

APPENDIX 11.—HISTORICAL HOUSING DATA—Continued

Year Weights Lower

amounts Subtotal Middleamounts Subtotal Upperamounts Subtotal

1988 ................................................................. 8.19 10,828.56 886.86 16,620.48 1,361.22 20,758.44 1,700.12

1989 ................................................................. 7.03 13,555.68 952.96 21,025.20 1,478.07 23,124.36 1,625.64

1990 ................................................................. 7.72 18,591.24 1,435.24 28,835.52 2,226.10 32,628.12 2,518.89

1991 ................................................................. 8.32 16,168.56 1,345.22 24,268.44 2,019.13 28,947.12 2,408.40

1992 ................................................................. 10.08 15,064.80 1,518.53 23,500.44 2,368.84 25,907.28 2,611.45

1993 ................................................................. 12.92 13,067.40 1,688.31 21,195.60 2,738.47 24,248.52 3,132.91

1994 ................................................................. 13.78 20,041.44 2,761.71 26,388.00 3,636.27 31,400.76 4,327.02

1996 ................................................................. 18.88 14,606.04 2,757.62 20,374.32 3,846.67 25,510.44 4,816.37

Totals ............................................................ 100.00 .................. 14,508.79 .................. 21,333.44 .................. 25,102.19

Hilo, HI:

1986 ................................................................. 6.31 4,340.76 273.90 6,193.44 390.81 8,411.88 530.79

1987 ................................................................. 6.77 5,166.00 349.74 7,143.24 483.60 9,221.88 624.32

1988 ................................................................. 8.19 6,254.28 512.23 8,444.88 691.64 10,459.92 856.67

1989 ................................................................. 7.03 6,795.60 477.73 9,006.24 633.14 10,777.32 757.65

1990 ................................................................. 7.72 5,825.16 449.70 9,361.44 722.70 14,132.52 1,091.03

1991 ................................................................. 8.32 10,474.44 871.47 14,114.28 1,174.31 15,934.20 1,325.73

1992 ................................................................. 10.08 9,319.32 939.39 11,611.68 1,170.46 14,103.60 1,421.64

1993 ................................................................. 12.92 8,269.20 1,068.38 11,195.28 1,446.43 13,065.96 1,688.12

1994 ................................................................. 13.78 9,124.68 1,257.38 12,927.72 1,781.44 15,604.32 2,150.28

1996 ................................................................. 18.88 7,392.84 1,395.77 10,519.92 1,986.16 11,741.76 2,216.84

Totals ............................................................ 100.00 .................. 7,595.69 .................. 10,480.69 .................. 12,663.07

Kailua Kona, HI:

1986 ................................................................. 6.31 6,632.28 418.50 9,255.84 584.04 10,314.60 650.85

1987 ................................................................. 6.77 7,725.36 523.01 10,637.76 720.18 12,194.52 825.57

1988 ................................................................. 8.19 9,202.80 753.71 12,541.44 1,027.14 14,691.00 1,203.19

1989 ................................................................. 7.03 9,874.32 694.16 13,345.56 938.19 15,902.16 1,117.92

1990 ................................................................. 7.72 11,579.88 893.97 16,336.32 1,261.16 19,364.40 1,494.93

1991 ................................................................. 8.32 12,096.60 1,006.44 15,949.08 1,326.96 20,059.44 1,668.95

1992 ................................................................. 10.08 11,395.32 1,148.65 15,891.84 1,601.90 18,605.28 1,875.41

1993 ................................................................. 12.92 9,938.64 1,284.07 14,180.16 1,832.08 16,939.08 2,188.53

1994 ................................................................. 13.78 12,111.00 1,668.90 17,169.96 2,366.02 17,830.44 2,457.03

1996 ................................................................. 18.88 9,186.12 1,734.34 12,206.40 2,304.57 14,039.88 2,650.73

Totals ............................................................ 100.00 .................. 10,125.75 .................. 13,962.24 .................. 16,133.11

Kauai, HI:

1986 ................................................................. 6.31 5,858.76 369.69 7,572.96 477.85 9,075.24 572.65

1987 ................................................................. 6.77 6,829.80 462.38 9,238.92 625.47 10,544.88 713.89

1988 ................................................................. 8.19 8,323.68 681.71 11,387.28 932.62 13,309.44 1,090.04

1989 ................................................................. 7.03 9,090.24 639.04 12,541.56 881.67 15,622.32 1,098.25

1990 ................................................................. 7.72 15,256.80 1,177.82 20,116.80 1,553.02 25,451.04 1,964.82

1991 ................................................................. 8.32 13,617.12 1,132.94 17,957.16 1,494.04 22,714.08 1,889.81

1992 ................................................................. 10.08 12,245.28 1,234.32 15,797.28 1,592.37 19,524.96 1,968.12

1993 ................................................................. 12.92 11,122.08 1,436.97 14,349.12 1,853.91 17,734.08 2,291.24

1994 ................................................................. 13.78 12,995.64 1,790.80 17,677.20 2,435.92 20,287.08 2,795.56

1996 ................................................................. 18.88 11,251.32 2,124.25 14,510.28 2,739.54 16,859.40 3,183.05

Totals ............................................................ 100.00 .................. 11,049.92 .................. 14,586.41 .................. 17,567.43

Maui, HI:

1986 ................................................................. 6.31 7,892.64 498.03 10,472.52 660.82 13,169.76 831.01

1987 ................................................................. 6.77 8,717.40 590.17 11,639.40 787.99 14,637.24 990.94

1988 ................................................................. 8.19 11,071.92 906.79 14,691.00 1,203.19 18,474.84 1,513.09

1989 ................................................................. 7.03 13,293.84 934.56 17,639.04 1,240.02 22,182.12 1,559.40

1990 ................................................................. 7.72 14,976.36 1,156.17 19,871.64 1,534.09 24,989.64 1,929.20

1991 ................................................................. 8.32 16,453.68 1,368.95 21,831.36 1,816.37 27,454.80 2,284.24

1992 ................................................................. 10.08 14,820.00 1,493.86 19,667.88 1,982.52 24,728.76 2,492.66

1993 ................................................................. 12.92 11,648.28 1,504.96 16,523.40 2,134.82 20,104.56 2,597.51

1994 ................................................................. 13.78 14,320.32 1,973.34 19,936.08 2,747.19 22,152.12 3,052.56

1996 ................................................................. 18.88 12,299.64 2,322.17 16,643.88 3,142.36 18,083.76 3,414.21

Totals ............................................................ 100.00 .................. 12,749.00 .................. 17,249.37 .................. 20,664.82

Guam:

1986 ................................................................. 6.31 5,622.84 354.80 6,855.36 432.57 14,657.40 924.88

1987 ................................................................. 6.77 6,505.08 440.39 7,979.40 540.21 16,409.16 1,110.90

1988 ................................................................. 8.19 7,704.36 630.99 9,500.64 778.10 18,950.76 1,552.07

1989 ................................................................. 7.03 8,145.12 572.60 10,089.48 709.29 19,620.72 1,379.34
14250 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 11.—HISTORICAL HOUSING DATA—Continued

Year Weights Lower

amounts Subtotal Middleamounts Subtotal Upperamounts Subtotal

1990 ................................................................. 7.72 9,060.24 699.45 11,253.60 868.78 21,448.32 1,655.81

1991 ................................................................. 8.32 9,662.04 803.88 12,001.08 998.49 22,873.20 1,903.05

1992 ................................................................. 10.08 10,554.60 1,063.90 13,109.88 1,321.48 24,986.28 2,518.62

1993 ................................................................. 12.92 9,954.48 1,286.12 13,017.84 1,681.90 17,811.36 2,301.23

1994 ................................................................. 13.78 11,290.32 1,555.81 15,925.44 2,194.53 20,674.56 2,848.95

1996 ................................................................. 18.88 9,100.80 1,718.23 12,534.36 2,366.49 15,616.08 2,948.32

Totals ............................................................ 100.00 .................. 9,126.17 .................. 11,891.84 .................. 19,143.17

Puerto Rico:

1986 ................................................................. 6.31 4,845.24 305.73 5,934.84 374.49 8,590.32 542.05

1987 ................................................................. 6.77 5,346.36 361.95 6,548.64 443.34 9,478.80 641.71

1988 ................................................................. 8.19 5,837.04 478.05 7,149.48 585.54 10,348.44 847.54

1989 ................................................................. 7.03 6,165.48 433.43 7,551.84 530.89 10,632.72 747.48

1990 ................................................................. 7.72 6,782.04 523.57 8,307.00 641.30 11,696.04 902.93

1991 ................................................................. 8.32 6,324.48 526.20 7,657.68 637.12 10,777.44 896.68

1992 ................................................................. 10.08 4,438.68 447.42 6,038.88 608.72 10,830.72 1,091.74

1993 ................................................................. 12.92 3,970.44 512.98 5,438.28 702.63 9,822.96 1,269.13

1994 ................................................................. 13.78 5,048.16 695.64 7,720.92 1,063.94 10,847.64 1,494.80

1996 ................................................................. 18.88 4,813.92 908.87 7,413.96 1,399.76 11,627.40 2,195.25

Totals ............................................................ 100.00 .................. 5,193.84 .................. 6,987.73 .................. 10,629.31

St. Croix, VI:

1986 ................................................................. 6.31 4,214.88 265.96 5,461.80 344.64 9,267.60 584.79

1987 ................................................................. 6.77 5,346.12 361.93 6,927.72 469.01 11,754.96 795.81

1988 ................................................................. 8.19 6,522.36 534.18 8,451.96 692.22 14,341.08 1,174.53

1989 ................................................................. 7.03 6,272.52 440.96 8,128.20 571.41 13,791.84 969.57

1990 ................................................................. 7.72 7,544.28 582.42 9,776.28 754.73 16,588.32 1,280.62

1991 ................................................................. 8.32 7,336.32 610.38 9,505.80 790.88 16,129.80 1,342.00

1992 ................................................................. 10.08 8,365.68 843.26 12,258.96 1,235.70 15,178.68 1,530.01

1993 ................................................................. 12.92 8,242.44 1,064.92 12,708.00 1,641.87 14,155.92 1,828.94

1994 ................................................................. 13.78 6,024.00 830.11 9,966.84 1,373.43 16,344.96 2,252.34

1996 ................................................................. 18.88 6,691.32 1,263.32 9,680.88 1,827.75 14,017.44 2,646.49

Totals ............................................................ 100.00 .................. 6,797.44 .................. 9,701.64 .................. 14,405.10

St. Thomas, VI:

1986 ................................................................. 6.31 7,916.40 499.52 10,016.52 632.04 11,955.24 754.38

1987 ................................................................. 6.77 10,231.80 692.69 12,946.44 876.47 15,452.28 1,046.12

1988 ................................................................. 8.19 11,961.12 979.62 15,134.40 1,239.51 18,063.60 1,479.41

1989 ................................................................. 7.03 12,301.20 864.77 15,564.84 1,094.21 18,577.32 1,305.99

1990 ................................................................. 7.72 11,422.08 881.78 14,452.32 1,115.72 17,249.64 1,331.67

1991 ................................................................. 8.32 10,916.64 908.26 15,544.80 1,293.33 18,134.28 1,508.77

1992 ................................................................. 10.08 9,959.04 1,003.87 14,181.24 1,429.47 16,543.56 1,667.59

1993 ................................................................. 12.92 10,074.00 1,301.56 14,339.88 1,852.71 16,728.48 2,161.32

1994 ................................................................. 13.78 8,290.44 1,142.42 14,798.52 2,039.24 15,204.60 2,095.19

1996 ................................................................. 18.88 9,987.00 1,885.55 14,273.16 2,694.77 13,588.08 2,565.43

Totals ............................................................ 100.00 .................. 10,160.04 .................. 14,267.47 .................. 15,915.87

Washington, DC (DC):

1986 ................................................................. 6.31 5,572.56 351.63 8,534.88 538.55 14,921.04 941.52

1987 ................................................................. 6.77 6,068.52 410.84 9,722.16 658.19 16,114.68 1,090.96

1988 ................................................................. 8.19 6,702.60 548.94 11,136.48 912.08 17,765.88 1,455.03

1989 ................................................................. 7.03 6,701.52 471.12 11,474.40 806.65 17,829.00 1,253.38

1990 ................................................................. 7.72 7,325.52 565.53 11,751.84 907.24 19,671.24 1,518.62

1991 ................................................................. 8.32 7,116.12 592.06 11,416.08 949.82 19,112.40 1,590.15

1992 ................................................................. 10.08 6,589.32 664.20 9,233.04 930.69 17,500.56 1,764.06

1993 ................................................................. 12.92 6,190.80 799.85 7,626.48 985.34 19,000.56 2,454.87

1994 ................................................................. 13.78 6,170.04 850.23 7,851.72 1,081.97 22,922.64 3,158.74

1996 ................................................................. 18.88 4,972.20 938.75 7,503.12 1,416.59 19,743.24 3,727.52

Totals ............................................................ 100.00 .................. 6,193.15 .................. 9,187.12 .................. 18,954.85

Washington, DC (MD):

1986 ................................................................. 6.31 5,164.08 325.85 7,996.56 504.58 9,514.44 600.36

1987 ................................................................. 6.77 5,621.64 380.59 8,705.04 589.33 10,357.56 701.21

1988 ................................................................. 8.19 6,370.68 521.76 9,865.20 807.96 11,737.80 961.33

1989 ................................................................. 7.03 6,854.04 481.84 10,613.64 746.14 12,628.44 887.78

1990 ................................................................. 7.72 7,460.28 575.93 11,552.28 891.84 13,745.28 1,061.14

1991 ................................................................. 8.32 7,059.48 587.35 10,931.88 909.53 12,835.80 1,067.94
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14251

APPENDIX 11.—HISTORICAL HOUSING DATA—Continued

Year Weights Lower

amounts Subtotal Middleamounts Subtotal Upperamounts Subtotal

1992 ................................................................. 10.08 7,559.28 761.98 9,512.28 958.84 15,053.64 1,517.41

1993 ................................................................. 12.92 6,143.52 793.74 7,884.36 1,018.66 13,543.68 1,749.84

1994 ................................................................. 13.78 6,831.24 941.34 12,567.72 1,731.83 16,073.40 2,214.91

1996 ................................................................. 18.88 6,912.12 1,305.01 14,083.80 2,659.02 14,206.80 2,682.24

Totals ............................................................ 100.00 .................. 6,675.39 .................. 10,817.73 .................. 13,444.16

Washington, DC (VA):

1986 ................................................................. 6.31 6,095.52 384.63 6,878.16 434.01 11,404.20 719.61

1987 ................................................................. 6.77 6,515.04 441.07 7,351.44 497.69 12,189.00 825.20

1988 ................................................................. 8.19 7,324.92 599.91 8,265.36 676.93 13,704.36 1,122.39

1989 ................................................................. 7.03 7,271.88 511.21 8,205.60 576.85 13,605.24 956.45

1990 ................................................................. 7.72 8,196.60 632.78 9,249.00 714.02 15,335.28 1,183.88

1991 ................................................................. 8.32 7,947.48 661.23 9,037.44 751.92 14,364.60 1,195.13

1992 ................................................................. 10.08 7,219.56 727.73 9,110.04 918.29 13,184.52 1,329.00

1993 ................................................................. 12.92 6,370.44 823.06 8,516.40 1,100.32 12,196.92 1,575.84

1994 ................................................................. 13.78 7,490.88 1,032.24 12,618.72 1,738.86 17,152.44 2,363.61

1996 ................................................................. 18.88 6,976.80 1,317.22 10,914.84 2,060.72 13,326.60 2,516.06

Totals ............................................................ 100.00 .................. 7,131.08 .................. 9,469.61 .................. 13,787.17

APPENDIX 12.—SUMMARY OF RENTAL ANALYSES

1996 Data medians

B&NB Non-Brkr Broker

# $ # $ # $

Anchorage, AK:

Low .................................................... 126 $525 117 $550 9 $500

Middle ................................................ 216 650 207 650 9 650

High .................................................... 143 1,013 113 1,000 30 1,025

Fairbanks, AK:

Low .................................................... 106 531 98 525 8 537

Middle ................................................ 173 672 165 650 8 694

High .................................................... 216 866 198 850 18 882

Juneau, AK:

Low .................................................... 43 725 34 750 9 700

Middle ................................................ 58 875 49 900 9 850

High .................................................... 83 1,238 65 1,250 18 1,225

Nome, AK:

Low .................................................... 6 638 2 625 4 650

Middle ................................................ 8 869 4 875 4 863

High .................................................... 10 994 4 1,000 6 988

Honolulu, HI:

Low .................................................... 226 775 208 750 18 800

Middle ................................................ 125 948 107 895 18 1,000

High .................................................... 333 1,263 297 1,150 36 1,375

Hilo, HI:

Low .................................................... 40 463 31 400 9 525

Middle ................................................ 40 575 31 475 9 675

High .................................................... 147 713 129 650 18 775

Kailua Kona, HI:

Low .................................................... 125 664 116 625 9 703

Middle ................................................ 104 730 95 635 9 825

High .................................................... 142 1,029 124 990 18 1,068

Kauai, HI:

Low .................................................... 48 563 39 525 9 600

Middle ................................................ 30 688 21 625 9 750

High .................................................... 392 881 374 800 18 963

Maui, HI:

Low .................................................... 155 650 146 650 9 650

Middle ................................................ 134 763 125 725 9 800

High .................................................... 555 950 537 900 18 1,000

Guam:

Low .................................................... 51 650 42 600 9 700

Middle ................................................ 103 888 94 750 9 1,025

High .................................................... 153 1,075 135 1,000 18 1,150

Puerto Rico:

Low .................................................... 30 593 12 499 18 688
14252 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 12.—SUMMARY OF RENTAL ANALYSES—Continued

1996 Data medians

B&NB Non-Brkr Broker

# $ # $ # $

Middle ................................................ 40 966 22 808 18 1,125

High .................................................... 53 1,525 19 1,550 34 1,500

St. Croix, VI:

Low .................................................... 37 525 28 450 9 600

Middle ................................................ 36 700 27 600 9 800

High .................................................... 47 925 29 650 18 1,200

St. Thomas, VI:

Low .................................................... 39 775 30 700 9 850

Middle ................................................ 34 975 25 850 9 1,100

High .................................................... 28 1,463 10 1,400 18 1,525

Washington, DC (DC)

Low .................................................... 253 438 244 425 9 450

Middle ................................................ 186 573 177 595 9 550

High .................................................... 140 1,275 122 1,000 18 1,550

Washington, DC (MD)

Low .................................................... 77 545 68 540 9 550

Middle ................................................ 127 678 118 655 9 700

High .................................................... 120 1,113 102 1,075 18 1,150

Washington, DC (VA)

Low .................................................... 42 628 33 605 9 650

Middle ................................................ 226 862 217 823 9 900

High .................................................... 157 1,188 139 1,125 18 1,250

APPENDIX 13—HOUSING COST ANALYSIS

[1996 Survey]

Annual costs

Lower income Middle income Upper income

Owner Renter Owner Renter Owner Renter

Anchorage, AK:

Maintenance ...................................... $317 ........................ $373 ........................ $429 ........................

Insurance ........................................... 286 $101 316 $101 359 $109

Utilities ............................................... 2,226 1,955 2,565 2,226 2,903 2,384

Real estate taxes ............................... 1,509 ........................ 1,850 ........................ 2,439 ........................

Housing .............................................. 5,725 6,300 7,752 7,800 9,823 12,156

Total annual cost ........................ 10,063 8,356 12,856 10,127 15,953 14,649

Fairbanks, AK:

Maintenance ...................................... 375 ........................ 442 ........................ 508 ........................

Insurance ........................................... 260 120 282 120 306 131

Utilities ............................................... 2,651 2,325 3,057 2,651 3,464 2,840

Real estate taxes ............................... 1,110 ........................ 1,398 ........................ 1,854 ........................

Housing .............................................. 5,213 6,372 7,249 8,064 9,178 10,392

Total annual cost ........................ 9,609 8,817 12,428 10,835 15,310 13,363

Juneau, AK:

Maintenance ...................................... 366 ........................ 431 ........................ 496 ........................

Insurance ........................................... 266 123 271 123 311 129

Utilities ............................................... 2,563 2,246 2,959 2,563 3,355 2,748

Real estate taxes ............................... 1,344 ........................ 1,812 ........................ 2,139 ........................

Housing .............................................. 6,926 8,700 8,787 10,500 10,552 14,856

Total annual cost ........................ 11,465 11,069 14,260 13,186 16,853 17,733

Nome, AK:

Maintenance ...................................... 379 ........................ 446 ........................ 513 ........................

Insurance ........................................... 337 147 423 147 473 154

Utilities ............................................... 3,687 3,210 4,284 3,687 4,882 3,966

Real estate taxes ............................... 878 ........................ 1,269 ........................ 1,659 ........................

Housing .............................................. 5,852 7,656 8,068 10,428 9,897 11,928

Total annual cost ........................ 11,133 11,013 14,490 14,262 17,424 16,048
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14253

APPENDIX 13—HOUSING COST ANALYSIS—Continued

[1996 Survey]

Annual costs

Lower income Middle income Upper income

Owner Renter Owner Renter Owner Renter

Honolulu, HI:

Maintenance ...................................... 422 ........................ 497 ........................ 571 ........................

Insurance ........................................... 694 397 971 399 1,325 466

Utilities ............................................... 1,768 1,576 2,008 1,768 2,247 1,880

Real estate taxes ............................... 678 ........................ 974 ........................ 1,222 ........................

Housing .............................................. 14,509 9,300 21,333 11,376 25,102 15,156

Total annual cost ........................ 18,071 11,273 25,783 13,543 30,467 17,502

Hilo, HI:

Maintenance ...................................... 458 ........................ 539 ........................ 619 ........................

Insurance ........................................... 781 579 808 579 821 732

Utilities ............................................... 1,956 1,735 2,232 1,956 2,507 2,085

Real estate taxes ............................... 332 ........................ 545 ........................ 695 ........................

Housing .............................................. 7,596 5,556 10,481 6,900 12,663 8,556

Total annual cost ........................ 11,123 7,870 14,605 9,435 17,305 11,373

Kailua Kona, HI:

Maintenance ...................................... 425 ........................ 500 ........................ 574 ........................

Insurance ........................................... 786 625 817 625 874 732

Utilities ............................................... 1,956 1,735 2,232 1,956 2,507 2,085

Real estate taxes ............................... 499 ........................ 782 ........................ 819 ........................

Housing .............................................. 10,126 7,968 13,962 8,760 16,133 12,348

Total annual cost ........................ 13,792 10,328 18,293 11,341 20,907 15,165

Kauai County, HI:

Maintenance ...................................... 369 ........................ 434 ........................ 499 ........................

Insurance ........................................... 811 579 1,006 579 1,279 705

Utilities ............................................... 1,988 1,761 2,270 1,988 2,553 2,119

Real estate taxes ............................... 462 ........................ 675 ........................ 793 ........................

Housing .............................................. 11,050 6,756 14,586 8,256 17,567 10,572

Total annual cost ........................ 14,680 9,096 18,971 10,823 22,691 13,396

Maui County, HI:

Maintenance ...................................... 463 ........................ 544 ........................ 626 ........................

Insurance ........................................... 597 610 778 610 854 732

Utilities ............................................... 1,671 1,489 1,898 1,671 2,124 1,777

Real estate taxes ............................... 490 ........................ 737 ........................ 835 ........................

Housing .............................................. 12,749 7,800 17,249 9,156 20,665 11,400

Total annual cost ........................ 15,970 9,899 21,206 11,437 25,104 13,909

Guam:

Maintenance ...................................... 553 ........................ 650 ........................ 748 ........................

Insurance ........................................... 1,398 388 1,930 386 2,320 459

Utilities ............................................... 1,962 1,785 2,184 1,962 2,406 2,066

Real estate taxes ............................... 391 ........................ 527 ........................ 741 ........................

Housing .............................................. 9,126 7,800 11,892 10,656 19,143 12,900

Total annual cost ........................ 13,430 9,973 17,183 13,004 25,358 15,425

Puerto Rico:

Maintenance ...................................... 167 ........................ 197 ........................ 227 ........................

Insurance ........................................... 402 239 614 239 1,001 273

Utilities ............................................... 1,075 975 1,201 1,075 1,326 1,134

Real estate taxes ............................... 0 ........................ 9 ........................ 627 ........................

Housing .............................................. 5,194 7,116 6,988 11,592 10,629 18,300

Total annual cost ........................ 6,838 8,330 9,009 12,906 13,810 19,707

St. Croix, VI:

Maintenance ...................................... 343 ........................ 404 ........................ 464 ........................

Insurance ........................................... 1,838 850 2,632 850 3,617 1,020

Utilities ............................................... 1,881 1,665 2,151 1,881 2,420 2,007

Real estate taxes ............................... 393 ........................ 773 ........................ 1,388 ........................
14254 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 13—HOUSING COST ANALYSIS—Continued

[1996 Survey]

Annual costs

Lower income Middle income Upper income

Owner Renter Owner Renter Owner Renter

Housing .............................................. 6,797 6,300 9,702 8,400 14,405 11,100

Total annual cost ........................ 11,252 8,815 15,662 11,131 22,294 14,127

St. Thomas, VI:

Maintenance ...................................... 310 ........................ 365 ........................ 420 ........................

Insurance ........................................... 2,684 625 3,717 625 3,803 1,020

Utilities ............................................... 1,881 1,665 2,151 1,881 2,420 2,007

Real estate taxes ............................... 612 ........................ 1,239 ........................ 1,278 ........................

Housing .............................................. 10,160 9,300 14,267 11,700 15,916 17,556

Total annual cost ........................ 15,647 11,590 21,739 14,206 23,837 20,583

Washington, DC (DC):

Maintenance ...................................... 329 ........................ 387 ........................ 445 ........................

Insurance ........................................... 199 107 274 107 685 125

Utilities ............................................... 2,037 1,795 2,341 2,037 2,644 2,179

Real estate taxes ............................... 474 ........................ 722 ........................ 2,851 ........................

Housing .............................................. 6,193 5,256 9,187 6,876 18,955 15,300

Total annual cost ........................ 9,232 7,158 12,911 9,020 25,580 17,604

Washington, DC (MD):

Maintenance ...................................... 329 ........................ 387 ........................ 445 ........................

Insurance ........................................... 227 96 225 96 238 105

Utilities ............................................... 1,855 1,645 2,118 1,855 2,382 1,978

Real estate taxes ............................... 1,237 ........................ 1,811 ........................ 2,758 ........................

Housing .............................................. 6,675 6,540 10,818 8,136 13,444 13,356

Total annual cost ........................ 10,323 8,281 15,359 10,087 19,267 15,439

Washington, DC (VA):

Maintenance ...................................... 329 ........................ 387 ........................ 445 ........................

Insurance ........................................... 175 92 202 91 228 104

Utilities ............................................... 2,062 1,821 2,363 2,062 2,664 2,202

Real estate taxes ............................... 1,369 ........................ 1,964 ........................ 2,718 ........................

Housing .............................................. 7,131 7,536 9,470 10,344 13,787 14,256

Total annual cost ........................ 11,066 9,449 14,386 12,497 19,842 16,562

HOUSING COST ANALYSIS—COMPOSITES

[1996 Survey]

Location Weights

Annual costs

Lower income Middle income Upper income

Owner Renter Owner Renter Owner Renter

Hilo, HI .................................................................................. 82.88 $11,123 $7,870 $14,605 $9,435 $17,305 $11,373

Kailua Kona, HI ..................................................................... 17.12 13,792 10,328 18,293 11,341 20,907 15,165

Total weight .................................................................... 100.00 ................ ................ ................ ................ ................ ................

Hawaii County, HI .......................................................... ................ 11,580 8,291 15,236 9,761 17,922 12,022

St. Croix, VI ........................................................................... 46.42 11,252 8,815 15,662 11,131 22,294 14,127

St. Thomas, VI ...................................................................... 53.58 15,647 11,590 21,739 14,206 23,837 20,583

Total weight .................................................................... 100.00 ................ ................ ................ ................ ................ ................

Virgin Islands ................................................................. ................ 13,607 10,302 18,918 12,779 23,121 17,586

Washington, DC, DC ............................................................. 33.34 9,232 7,158 12,911 9,020 25,580 17,604

Washington, DC, MD ............................................................ 33.33 10,323 8,281 15,359 10,087 19,267 15,439

Washington, DC, VA ............................................................. 33.33 11,066 9,449 14,386 12,497 19,842 16,562
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14255

HOUSING COST ANALYSIS—COMPOSITES—Continued

[1996 Survey]

Location Weights

Annual costs

Lower income Middle income Upper income

Owner Renter Owner Renter Owner Renter

Total weight .................................................................... 100.00 ................ ................ ................ ................ ................ ................

DC area .......................................................................... ................ 10,207 8,296 14,219 10,535 21,563 16,535

APPENDIX 14—HOUSING ANALYSIS

[1996 Survey]

Owners Renters

Total annual

cost

Total cost DC

area Index Total annualcost

Total cost DC

area Index

Anchorage, AK:

Lower income .................................... $10,063 $10,207 98.59 $8,356 $8,296 100.72

Middle income .................................... 12,856 14,219 90.41 10,127 10,535 96.13

Upper income .................................... 15,953 21,563 73.98 14,649 16,535 88.59

Fairbanks, AK:

Lower income .................................... 9,609 10,207 94.14 8,817 8,296 106.28

Middle income .................................... 12,428 14,219 87.40 10,835 10,535 102.85

Upper income .................................... 15,310 21,563 71.00 13,363 16,535 80.82

Juneau, AK:

Lower income .................................... 11,465 10,207 112.32 11,069 8,296 133.43

Middle income .................................... 14,260 14,219 100.29 13,186 10,535 125.16

Upper income .................................... 16,853 21,563 78.16 17,733 16,535 107.25

Nome, AK:

Lower income .................................... 11,133 10,207 109.07 11,013 8,296 132.75

Middle income .................................... 14,490 14,219 101.91 14,262 10,535 135.38

Upper income .................................... 17,424 21,563 80.81 16,048 16,535 97.05

Honolulu, HI:

Lower income .................................... 18,071 10,207 177.05 11,273 8,296 135.88

Middle income .................................... 25,783 14,219 181.33 13,543 10,535 128.55

Upper income .................................... 30,467 21,563 141.29 17,502 16,535 105.85

Hawaii County, HI:

Lower income .................................... 11,580 10,207 113.45 8,291 8,296 99.94

Middle income .................................... 15,236 14,219 107.15 9,761 10,535 92.65

Upper income .................................... 17,922 21,563 83.11 12,022 16,535 72.71

Kauai County, HI:

Lower income .................................... 14,680 10,207 143.82 9,096 8,296 109.64

Middle income .................................... 18,971 14,219 133.42 10,823 10,535 102.73

Upper income .................................... 22,691 21,563 105.23 13,396 16,535 81.02

Maui County, HI:

Lower income .................................... 15,970 10,207 156.46 9,899 8,296 119.32

Middle income .................................... 21,206 14,219 149.14 11,437 10,535 108.56

Upper income .................................... 25,104 21,563 116.42 13,909 16,535 84.12

Guam:

Lower income .................................... 13,430 10,207 131.58 9,973 8,296 120.21

Middle income .................................... 17,183 14,219 120.85 13,004 10,535 123.44

Upper income .................................... 25,358 21,563 117.60 15,425 16,535 93.29

Puerto Rico:

Lower income .................................... 6,838 10,207 66.99 8,330 8,296 100.41

Middle income .................................... 9,009 14,219 63.36 12,906 10,535 122.51

Upper income .................................... 13,810 21,563 64.04 19,707 16,535 119.18

Virgin Islands:

Lower income .................................... 13,607 10,207 133.31 10,302 8,296 124.18

Middle income .................................... 18,918 14,219 133.05 12,779 10,535 121.30

Upper income .................................... 23,121 21,563 107.23 17,586 16,535 106.36
14256 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 15—PRIVATE TRANSPORTATION COST ANALYSIS

[1996 Survey]

Annual costs

Honda Civic

1.5L 4 cyl DX

4 dr sedan

Ford Taurus

3.0L 6 cyl GL

4 dr sedan

Chevrolet S10

Blazer 4.3L 6

cyl 4WD 2 dr

Anchorage, AK:

Fuel ....................................................................................................................................... $1,016 $1,524 $1,905

Maintenance/oil ..................................................................................................................... 921 917 859

Tires ...................................................................................................................................... 94 124 129

License and registration ........................................................................................................ 38 38 38

Miscellaneous tax .................................................................................................................. 50 50 50

Depreciation .......................................................................................................................... 1,975 3,430 2,753

Finance expense ................................................................................................................... 614 845 934

Insurance ............................................................................................................................... 1,401 1,146 1,349

Total annual cost ........................................................................................................... 6,109 8,074 8,017

Fairbanks, AK:

Fuel ....................................................................................................................................... 971 1,456 1,820

Maintenance/oil ..................................................................................................................... 817 760 797

Tires ...................................................................................................................................... 103 135 139

License and registration ........................................................................................................ 38 38 38

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,782 3,622 2,657

Finance expense ................................................................................................................... 787 936 962

Insurance ............................................................................................................................... 1,307 1,103 1,461

Total annual cost ........................................................................................................... 6,805 8,050 7,874

Juneau, AK:

Fuel ....................................................................................................................................... 926 1,388 1,735

Maintenance/oil ..................................................................................................................... 850 786 827

Tires ...................................................................................................................................... 106 138 131

License and registration ........................................................................................................ 38 38 38

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,373 3,195 2,554

Finance expense ................................................................................................................... 695 830 927

Insurance ............................................................................................................................... 831 730 1,056

Total annual cost ........................................................................................................... 5,819 7,105 7,268

Nome, AK:

Fuel ....................................................................................................................................... 1,300 1,950 2,438

Maintenance/oil ..................................................................................................................... 749 746 822

Tires ...................................................................................................................................... 128 177 166

License and registration ........................................................................................................ 38 38 38

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,710 4,242 3,736

Finance expense ................................................................................................................... 650 877 966

Insurance ............................................................................................................................... 1,001 937 1,251

Total annual cost ........................................................................................................... 6,576 8,967 9,417

Honolulu, HI:

Fuel ....................................................................................................................................... 805 1,208 1,510

Maintenance/oil ..................................................................................................................... 413 447 475

Tires ...................................................................................................................................... 111 134 164

License and registration ........................................................................................................ 81 96 110

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,432 3,087 2,983

Finance expense ................................................................................................................... 792 913 1,121

Insurance ............................................................................................................................... 2,100 2,150 2,608

Total annual cost ........................................................................................................... 6,734 8,035 8,971

Hilo, HI:

Fuel ....................................................................................................................................... 846 1,269 1,586

Maintenance/oil ..................................................................................................................... 470 473 509

Tires ...................................................................................................................................... 109 156 128

License and registration ........................................................................................................ 51 65 74

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,635 3,105 3,534

Finance expense ................................................................................................................... 823 909 1,212
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14257

APPENDIX 15—PRIVATE TRANSPORTATION COST ANALYSIS—Continued

[1996 Survey]

Annual costs

Honda Civic

1.5L 4 cyl DX

4 dr sedan

Ford Taurus

3.0L 6 cyl GL

4 dr sedan

Chevrolet S10

Blazer 4.3L 6

cyl 4WD 2 dr

Insurance ............................................................................................................................... 2,349 2,064 2,410

Total annual cost ........................................................................................................... 7,283 8,041 9,453

Kailua Kona, HI:

Fuel ....................................................................................................................................... 925 1,387 1,734

Maintenance/oil ..................................................................................................................... 498 449 477

Tires ...................................................................................................................................... 86 164 105

License and registration ........................................................................................................ 51 65 74

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,747 3,212 3,456

Finance expense ................................................................................................................... 900 992 1,279

Insurance ............................................................................................................................... 2,348 2,064 2,421

Total annual cost ........................................................................................................... 7,555 8,333 9,546

Kauai, HI:

Fuel ....................................................................................................................................... 856 1,284 1,606

Maintenance/oil ..................................................................................................................... 524 491 519

Tires ...................................................................................................................................... 104 155 159

License and registration ........................................................................................................ 54 66 76

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,934 4,005 4,500

Finance expense ................................................................................................................... 914 1,118 1,446

Insurance ............................................................................................................................... 2,278 2,165 2,116

Total annual cost ........................................................................................................... 7,664 9,284 10,422

Maui, HI:

Fuel ....................................................................................................................................... 875 1,313 1,641

Maintenance/oil ..................................................................................................................... 557 532 560

Tires ...................................................................................................................................... 104 151 123

License and registration ........................................................................................................ 64 75 86

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,155 3,241 3,863

Finance expense ................................................................................................................... 735 934 1,271

Insurance ............................................................................................................................... 2,168 1,895 2,250

Total annual cost ........................................................................................................... 6,658 8,141 9,794

Guam:

Fuel ....................................................................................................................................... 789 1,184 1,480

Maintenance/oil ..................................................................................................................... 515 555 573

Tires ...................................................................................................................................... 91 143 132

License and registration ........................................................................................................ 24 28 30

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,979 4,435 3,694

Finance expense ................................................................................................................... 877 1,141 1,230

Insurance ............................................................................................................................... 1,504 1,895 1,952

Total annual cost ........................................................................................................... 6,779 9,381 9,091

Puerto Rico:

Fuel ....................................................................................................................................... 605 907 1,134

Maintenance/oil ..................................................................................................................... 337 323 346

Tires ...................................................................................................................................... 90 128 105

License and registration ........................................................................................................ 88 88 100

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,680 3,891 3,406

Finance expense ................................................................................................................... 1,063 1,346 1,521

Insurance ............................................................................................................................... 1,788 1,942 2,173

Total annual cost ........................................................................................................... 6,651 8,625 8,785

St. Croix, VI:

Fuel ....................................................................................................................................... 553 830 1,037

Maintenance/oil ..................................................................................................................... 366 396 444

Tires ...................................................................................................................................... 128 191 177
14258 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 15—PRIVATE TRANSPORTATION COST ANALYSIS—Continued

[1996 Survey]

Annual costs

Honda Civic

1.5L 4 cyl DX

4 dr sedan

Ford Taurus

3.0L 6 cyl GL

4 dr sedan

Chevrolet S10

Blazer 4.3L 6

cyl 4WD 2 dr

License and registration ........................................................................................................ 50 59 71

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,486 3,956 4,907

Finance expense ................................................................................................................... 904 1,209 1,661

Insurance ............................................................................................................................... 1,943 2,854 3,473

Total annual cost ........................................................................................................... 6,430 9,495 11,770

St. Thomas, VI:

Fuel ....................................................................................................................................... 777 1,165 1,457

Maintenance/oil ..................................................................................................................... 430 457 497

Tires ...................................................................................................................................... 85 127 97

License and registration ........................................................................................................ 50 59 71

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,886 3,956 3,113

Finance expense ................................................................................................................... 846 1,036 1,106

Insurance ............................................................................................................................... 1,565 2,451 2,511

Total annual cost ........................................................................................................... 6,639 9,251 8,852

Washington, DC (DC):

Fuel ....................................................................................................................................... 612 918 1,147

Maintenance/oil ..................................................................................................................... 294 309 260

Tires ...................................................................................................................................... 76 91 114

License and registration ........................................................................................................ 74 74 107

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,452 3,163 3,166

Finance expense ................................................................................................................... 671 781 973

Insurance ............................................................................................................................... 1,421 1,348 1,596

Total annual cost ........................................................................................................... 5,600 6,684 7,363

Washington, DC (MD):

Fuel ....................................................................................................................................... 614 922 1,152

Maintenance/oil ..................................................................................................................... 286 253 257

Tires ...................................................................................................................................... 78 86 98

License and registration ........................................................................................................ 85 85 112

Miscellaneous tax .................................................................................................................. 0 0 0

Depreciation .......................................................................................................................... 2,106 3,127 2,773

Finance expense ................................................................................................................... 598 751 883

Insurance ............................................................................................................................... 1,413 1,243 1,496

Total annual cost ........................................................................................................... 5,180 6,467 6,771

Washington, DC (VA):

Fuel ....................................................................................................................................... 568 852 1,065

Maintenance/oil ..................................................................................................................... 302 309 288

Tires ...................................................................................................................................... 76 92 98

License and registration ........................................................................................................ 48 53 53

Miscellaneous tax .................................................................................................................. 391 419 609

Depreciation .......................................................................................................................... 2,216 3,159 2,485

Finance expense ................................................................................................................... 645 795 883

Insurance ............................................................................................................................... 755 678 758

Total annual cost ........................................................................................................... 5,001 6,357 6,239

PRIVATE TRANSPORTATION COST ANALYSIS—COMPOSITES

[1996 Survey]

Location Weights

Annual costs

Honda Civic

1.5L 4 cyl DX

4 dr sedan

Ford Taurus

3.0L 6 cyl GL

4 dr sedan

Chevrolet S10

Blazer 4.3L 6

cyl 4WD 2 dr

Hilo, HI .............................................................................................................. 82.88 $7,283 $8,041 $9,453
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14259

PRIVATE TRANSPORTATION COST ANALYSIS—COMPOSITES—Continued

[1996 Survey]

Location Weights

Annual costs

Honda Civic

1.5L 4 cyl DX

4 dr sedan

Ford Taurus

3.0L 6 cyl GL

4 dr sedan

Chevrolet S10

Blazer 4.3L 6

cyl 4WD 2 dr

Kailua Kona, HI ................................................................................................ 17.12 7,555 8,333 9,546

Total weight ............................................................................................... 100.00 ........................ ........................ ........................

Hawaii County, HI ..................................................................................... ........................ 7,330 8,091 9,469

St. Croix, VI ...................................................................................................... 46.42 6,430 9,495 11,770

St. Thomas, VI .................................................................................................. 53.58 6,639 9,251 8,852

Total weight ............................................................................................... 100.00 ........................ ........................ ........................

Virgin Islands ............................................................................................. ........................ 6,542 9,364 10,207

Washington, DC, DC ........................................................................................ 33.34 5,600 6,684 7,363

Washington, DC, MD ........................................................................................ 33.33 5,180 6,467 6,771

Washington, DC, VA ........................................................................................ 33.33 5,001 6,357 6,239

Total weight ............................................................................................... 100.00 ........................ ........................ ........................

DC area ..................................................................................................... ........................ 5,260 6,503 6,791

APPENDIX 16—AUTO INSURANCE CALCULATION WORKSHEET—SPECIAL LIMITS ADJUSTMENTS

[Location: Guam]

Allowance area—original values Reference area—special limits Indexes

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 100/300 ........................ 121.50 121.50 121.50 BI 100/300 ....................... 323.74 313.74 307.20

PD 25 ................................ 81.00 81.00 81.00 PD 25 ............................... 129.26 125.26 123.06 ................ ................ ................

Med/PIP ............................ 25.00 25.00 25.00 Med/PIP ........................... ................ ................ ................ ................ ................ ................

UM 15/30 .......................... 8.00 8.00 8.00 UM 100/300 ..................... ................ ................ ................ ................ ................ ................

CM 100 ............................. 375.00 489.50 515.00 CM 100 ............................ 266.06 250.66 380.34 ................ ................ ................

CL 200 .............................. 793.50 1,024.50 1,076.50 CL 250 ............................. 591.40 545.14 671.06 ................ ................ ................

Totals* .................... 1,371.00 1,716.50 1,794.00 Totals* ................... 1,310.46 1,234.80 1,481.66 104.62 139.01 121.08

MD

BI 100/300 ....................... 351.50 344.93 333.98

PD 25 ............................... 135.60 133.44 128.72 ................ ................ ................

Med/PIP ........................... ................ ................ ................ ................ ................ ................

UM 100/300 ..................... ................ ................ ................ ................ ................ ................

CM 100 ............................ 218.80 151.87 264.47 ................ ................ ................

CL 250 ............................. 458.63 355.60 469.46 ................ ................ ................

Totals* ................... 1,164.53 985.84 1,196.63 117.73 174.12 149.92

VA

BI 100/300 ....................... 210.58 211.92 199.12

PD 25 ............................... 86.75 87.35 81.20 ................ ................ ................

Med/PIP ........................... ................ ................ ................ ................ ................ ................

UM 100/300 ..................... ................ ................ ................ ................ ................ ................

CM 100 ............................ 115.07 82.87 151.60 ................ ................ ................

CL 250 ............................. 249.53 206.15 284.45 ................ ................ ................

Totals* ................... 661.93 588.29 716.37 207.12 291.78 250.43

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 100/300 ........................ 121.50 121.50 121.50 BI 100/300 ....................... 323.74 313.74 307.20 ................ ................ ................

PD 25 ................................ 81.00 81.00 81.00 PD 25 ............................... 129.26 125.26 123.06 ................ ................ ................

Med/PIP ............................ 25.00 25.00 25.00 Med/PIP ........................... 39.26 41.74 43.14 ................ ................ ................

UM 100/300 ...................... 108.07 153.69 132.53 UM 100/300 ..................... 71.14 71.14 71.14 74.43 98.89 86.14

CM 100 ............................. 375.00 489.50 515.00 CM 100 ............................ 266.06 250.66 380.34 ................ ................ ................

CL 200 .............................. 793.50 1,024.50 1,076.50 CL 250 ............................. 591.40 545.14 671.06 ................ ................ ................

Totals** .................. 1,504.07 1,895.19 1,951.53 Totals** .................. 1,420.86 1,347.68 1,595.94 ................ ................ ................
14260 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

MD

BI 100/300 ....................... 351.50 344.93 333.98 ................ ................ ................

PD 25 ............................... 135.60 133.44 128.72 ................ ................ ................

Med/PIP ........................... 94.71 97.24 124.94 ................ ................ ................

UM 100/300 ..................... 124.70 124.70 124.70 146.81 217.13 186.95

CM 100 ............................ 218.80 151.87 264.47 ................ ................ ................

CL 250 ............................. 458.63 355.60 469.46 ................ ................ ................

Totals** .................. 1,383.94 1,207.78 1,446.27 ................ ................ ................

VA

BI 100/300 ....................... 210.58 211.92 199.12 ................ ................ ................

PD 25 ............................... 86.75 87.35 81.20 ................ ................ ................

Med/PIP ........................... 36.78 39.18 41.77 ................ ................ ................

UM 100/300 ..................... 49.71 49.71 49.71 102.96 145.04 124.49

CM 100 ............................ 115.07 82.87 151.60 ................ ................ ................

CL 250 ............................. 249.53 206.15 284.45 ................ ................ ................

Totals** .................. 748.42 677.18 807.85 ................ ................ ................

Notes: Normal limits coverage was priced in the allowance and reference area, except for Uninsured Motorist (UM), for which equivalent coverage could not be

priced. To estimate the cost of equivalent coverage, the relative costs of the total premiums (less Medical or Personal Injury Protection and Uninsured Motorist premiums where applicable) for each area were compared to derive indexes that were used to adjust reference area UM premiums for each of the reference area survey

locations. These values were then averaged and used as the adjusted allowance area UM premium.

*Less Med/PIP and UM

**Including Med/PIP and UM

AUTO INSURANCE CALCULATION WORKSHEET—SPECIAL LIMITS ADJUSTMENTS

[Location: Puerto Rico]

Allowance area—original values Reference area—special limits Indexes

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 100/300 ........................ 250.34 250.34 250.34 BI 100/300 ....................... 323.74 313.74 307.20 ................ ................ ................

PD 25 ................................ 110.10 110.10 110.10 PD 25 ............................... 129.26 125.26 123.06 ................ ................ ................

Med/PIP ............................ 6.04 6.04 6.04 Med/PIP ........................... ................ ................ ................

UM 100/300 ...................... ................ ................ ................ UM 100/300 ..................... ................ ................ ................ ................ ................ ................

CM 100 ............................. 915.84 1,017.77 1,213.20 CM 100 ............................ 266.06 250.66 380.34 ................ ................ ................

CL 250 .............................. 375.68 398.54 443.86 CL 250 ............................. 591.40 545.14 671.06 ................ ................ ................

Totals* .................... 1,651.96 1,776.75 2,017.50 Totals* ................... 1,310.46 1,234.80 1,481.66 126.06 143.89 136.16

MD

BI 100/300 ....................... 351.50 344.93 333.98 ................ ................ ................

PD 25 ............................... 135.60 133.44 128.72 ................ ................ ................

Med/pip ............................ ................ ................ ................

UM 100/300 ..................... ................ ................ ................ ................ ................ ................

CM 100 ............................ 218.80 151.87 264.47 ................ ................ ................

CL 250 ............................. 458.63 355.60 469.46 ................ ................ ................

Totals* ................... 1,164.53 985.84 1,196.63 141.86 180.23 168.60

VA

BI 100/300 ....................... 210.58 211.92 199.12 ................ ................ ................

PD 25 ............................... 86.75 87.35 81.20 ................ ................ ................

Med/PIP ........................... ................ ................ ................

UM 100/300 ..................... ................ ................ ................ ................ ................ ................

CM 100 ............................ 115.07 82.87 151.60 ................ ................ ................

CL 250 ............................. 249.53 206.15 284.45 ................ ................ ................

Totals* ................... 661.93 588.29 716.37 249.57 302.02 281.63

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 100/300 ........................ 250.34 250.34 250.34 BI 100/300 ....................... 323.74 313.74 307.20 ................ ................ ................

PD 25 ................................ 110.10 110.10 110.10 PD 25 ............................... 129.26 125.26 123.06 ................ ................ ................

Med/PIP ............................ 6.04 6.04 6.04 Med/PIP ........................... 39.26 41.74 43.14 ................ ................ ................

UM 100/300 ...................... 130.21 159.08 149.03 UM 100/300 ..................... 71.14 71.14 71.14 89.68 102.36 96.86

CM 100 ............................. 915.84 1,017.77 1,213.20 CM 100 ............................ 266.06 250.66 380.34 ................ ................ ................

CL 250 .............................. 375.68 398.54 443.86 CL 250 ............................. 591.40 545.14 671.06 ................ ................ ................

Totals** .................. 1,788.21 1,941.87 2,172.57 Totals** .................. 1,420.86 1,347.68 1,595.94 ................ ................ ................
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14261

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

MD

BI 100/300 ....................... 351.50 344.93 333.98 ................ ................ ................

PD 25 ............................... 135.60 133.44 128.72 ................ ................ ................

Med/PIP ........................... 94.71 97.24 124.94 ................ ................ ................

UM 100/300 ..................... 124.70 124.70 124.70 176.90 224.75 210.24

CM 100 ............................ 218.80 151.87 264.47 ................ ................ ................

CL 250 ............................. 458.63 355.60 469.46 ................ ................ ................

Totals** .................. 1,383.94 1,207.78 1,446.27 ................ ................ ................

VA

BI 100/300 ....................... 210.58 211.92 199.12 ................ ................ ................

PD 25 ............................... 86.75 87.35 81.20 ................ ................ ................

Med/PIP ........................... 36.78 39.18 41.77 ................ ................ ................

UM 100/300 ..................... 49.71 49.71 49.71 124.06 150.13 140.00

CM 100 ............................ 115.07 82.87 151.60 ................ ................ ................

CL 250 ............................. 249.53 206.15 284.45 ................ ................ ................

Totals** .................. 748.42 677.18 807.85 ................ ................ ................

Notes: Normal limits coverage was priced in the allowance and reference area, except for Uninsured Motorist (UM), for which equivalent coverage could not be

priced. To estimate the cost of equivalent coverage, the relative costs of the total premiums (less Medical or Personal Injury Protection and Uninsured Motorist premiums where applicable) for each area were compared to derive indexes that were used to adjust reference area UM premiums for each of the reference area survey

locations. These values were then averaged and used as the adjusted allowance area UM premium.

*Less Med/PIP and UM

**Including Med/PIP and UM

AUTO INSURANCE CALCULATION WORKSHEET—SPECIAL LIMITS ADJUSTMENTS

[Location: St. Croix]

Allowance area—original values Reference area—special limits Indexes

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 10/20 ............................ 155.93 155.93 155.93 BI 25/50 ........................... 246.40 239.74 234.40 63.28 65.04 66.52

PD 10 ................................ 160.96 160.96 160.96 PD 10 ............................... 121.26 118.60 115.14 132.74 135.72 139.80

Med/PIP ............................ 40.24 40.24 40.24 Med/PIP ........................... ................ ................ ................ ................ ................ ................

UM .................................... ................ ................ ................ UM 25/50 ......................... ................ ................ ................ ................ ................ ................

CM 250/500 ...................... 349.59 483.89 641.83 CM 500 ............................ 212.86 202.26 302.34 164.23 239.24 212.29

CL 500/1000 ..................... 736.90 1,256.49 1,661.41 CL 500 ............................. 444.74 411.86 499.40 165.69 305.08 332.68

Totals* .................... 1,403.38 2,057.27 2,620.13 Totals* ................... 1,025.26 972.46 1,151.28 136.88 211.55 227.58

MD

BI 25/40 ........................... 260.66 254.47 251.56 59.82 61.28 61.99

PD 10 ............................... 134.08 131.43 129.01 120.05 122.47 124.77

Med/PIP ........................... ................ ................ ................ ................ ................ ................

UM 25/40 ......................... ................ ................ ................ ................ ................ ................

CM 500 ............................ 158.32 115.62 219.60 220.81 418.52 292.27

CL 500 ............................. 372.70 292.15 436.02 197.72 430.08 381.04

Totals* ................... 925.76 793.67 1,036.19 151.59 259.21 252.86

VA

BI 25/50 ........................... 155.40 156.10 146.62 100.34 99.89 106.35

PD 20 ............................... 86.38 86.98 80.83 186.34 185.05 199.13

Med/PIP ........................... ................ ................ ................ ................ ................ ................

UM 25/50 ......................... ................ ................ ................ ................ ................ ................

CM 500 ............................ 86.27 61.08 111.32 405.23 792.22 576.56

CL 500 ............................. 205.38 167.85 236.30 358.80 748.58 703.09

Totals* ................... 533.43 472.01 575.07 263.09 435.85 455.62

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 100/300 ........................ 208.81 209.04 207.71 BI 100/300 ....................... 323.74 313.74 307.20 204.86 204.06 204.35

PD 25 ................................ 165.34 165.02 164.78 PD 25 ............................... 129.26 125.26 123.06 171.58 170.00 172.04

Med/PIP ............................ 40.24 40.24 40.24 Med/PIP ........................... 39.26 41.74 43.14 ................ ................ ................

UM 100/300 ...................... 139.06 230.13 234.57 UM 100/300 ..................... 71.14 71.14 71.14 97.38 150.50 161.90

CM 100 ............................. 462.13 630.60 818.15 CM 100 ............................ 266.06 250.66 380.34 436.95 599.68 807.42

CL 250 .............................. 927.33 1,578.56 2,007.08 CL 250 ............................. 591.40 545.14 671.06 979.89 1,663.11 2,232.48

Totals** .................. 1,942.91 2,853.59 3,472.53 Totals** .................. 1,420.86 1,347.68 1,595.94 1,890.66 2,787.35 3,578.19
14262 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

MD

BI 100/300 ....................... 351.50 344.93 333.98 210.27 211.37 207.03

PD 25 ............................... 135.60 133.44 128.72 162.79 163.42 160.60

Med/PIP ........................... 94.71 97.24 124.94 ................ ................ ................

UM 100/300 ..................... 124.70 124.70 124.70 189.03 323.23 315.32

CM 100 ............................ 218.80 151.87 264.47 483.13 635.61 772.97

CL 250 ............................. 458.63 355.60 469.46 906.80 1,529.36 1,788.83

Totals** .................. 1,383.94 1,207.78 1,446.27 1,952.02 2,862.99 3,244.75

VA

BI 100/300 ....................... 210.58 211.92 199.12 211.30 211.69 211.76

PD 25 ............................... 86.75 87.35 81.20 161.65 161.64 161.69

Med/PIP ........................... 36.78 39.18 41.77 ................ ................ ................

UM 100/300 ..................... 49.71 49.71 49.71 130.78 216.66 226.49

CM 100 ............................ 115.07 82.87 151.60 466.30 656.51 874.06

CL 250 ............................. 249.53 206.15 284.45 895.31 1,543.20 1,999.94

Totals** .................. 748.42 677.18 807.85 1,865.34 2,789.70 3,473.94

Notes: Comparable coverage was priced in the allowance and in the reference area, and the premiums were compared to derive indexes for each type of coverage. With two exceptions, these indexes were used to adjust reference area premiums by type of coverage in each survey location and the results averaged to estimate the cost of equivalent coverage in the allowance area. The exceptions are Uninsured Motorist (UM) premiums, which were adjusted using the relative total cost

of premiums (less Medical and Personal Injury Protection coverage where applicable), and Medical premiums, which were not adjusted because they were comparable to reference area coverage.

*Less Med/PIP and UM

**Including Med/PIP and UM

AUTO INSURANCE CALCULATION WORKSHEET—SPECIAL LIMITS ADJUSTMENTS

[Location: St. Thomas]

Allowance area—original values Reference area—special limits Indexes

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 10/20 ............................ 138.33 138.33 138.33 BI 25/50 ........................... 246.40 239.74 234.40 56.14 57.70 59.01

PD 10 ................................ 139.33 139.33 139.33 PD 10 ............................... 121.26 118.60 115.14 114.90 117.48 121.01

Med/PIP ............................ 38.23 38.23 38.23 Med .................................. ................ ................ ................ ................ ................ ................

UM .................................... ................ ................ ................ UM 25/50 ......................... ................ ................ ................ ................ ................ ................

CM 250/500 ...................... 293.75 396.87 430.57 CM 500 ............................ 212.86 202.26 302.34 138.00 196.22 142.41

CL 500/1000 ..................... 555.31 1,090.00 1,182.05 CL 500 ............................. 444.74 411.86 499.40 124.86 264.65 236.69

Totals* .................... 1,126.72 1,764.53 1,890.28 Totals* ................... 1,025.26 972.46 1,151.28 109.90 181.45 164.19

MD

BI 25/40 ........................... 260.66 254.47 251.56 53.07 54.36 54.99

PD 10 ............................... 134.08 131.43 129.01 103.92 106.01 108.00

Med .................................. ................ ................ ................ ................ ................ ................

UM 25/40 ......................... ................ ................ ................ ................ ................ ................

CM 500 ............................ 158.32 115.62 219.60 185.54 343.25 196.07

CL 500 ............................. 372.70 292.15 436.02 149.00 373.10 271.10

Totals* ................... 925.76 793.67 1,036.19 121.71 222.33 182.43

VA

BI 25/50 ........................... 155.40 156.10 146.62 89.02 88.62 94.35

PD 20 ............................... 86.38 86.98 80.83 161.30 160.19 172.37

Med .................................. ................ ................ ................ ................ ................ ................

UM 25/50 ......................... ................ ................ ................ ................ ................ ................

CM 500 ............................ 86.27 61.08 111.32 340.50 649.75 386.79

CL 500 ............................. 205.38 167.85 236.30 270.38 649.39 500.23

Totals* ................... 533.43 472.01 575.07 211.22 373.83 328.70

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

DC

BI 100/300 ........................ 185.25 185.44 184.27 BI 100/300 ....................... 323.74 313.74 307.20 181.75 181.03 181.28

PD 25 ................................ 143.12 142.85 142.63 PD 25 ............................... 129.26 125.26 123.06 148.52 147.16 148.91

Med/PIP ............................ 38.23 38.23 38.23 Med/PIP ........................... 39.26 41.74 43.14 ................ ................ ................

UM 100/300 ...................... 111.65 197.39 169.23 UM 100/300 ..................... 71.14 71.14 71.14 78.18 129.08 116.80

CM 100 ............................. 388.31 517.20 548.85 CM 100 ............................ 266.06 250.66 380.34 367.16 491.85 541.64

CL 250 .............................. 698.82 1,369.39 1,427.98 CL 250 ............................. 591.40 545.14 671.06 738.42 1,442.71 1,588.33

Totals** .................. 1,565.38 2,450.50 2,511.19 Totals** .................. 1,420.86 1,347.68 1,595.94 1,514.03 2,391.83 2,576.96
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14263

Allowance area—adjusted values Reference area—normal limits Adjusted values

Honda Ford Chevy Honda Ford Chevy Honda Ford Chevy

MD

BI 100/300 ....................... 351.50 344.93 333.98 186.54 187.50 183.66

PD 25 ............................... 135.60 133.44 128.72 140.92 141.46 139.02

Med/PIP ........................... 94.71 97.24 124.94 ................ ................ ................

UM 100/300 ..................... 124.70 124.70 124.70 151.77 277.25 227.49

CM 100 ............................ 218.80 151.87 264.47 405.96 521.29 518.55

CL 250 ............................. 458.63 355.60 469.46 683.36 1,326.74 1,272.71

Totals** .................. 1,383.94 1,207.78 1,446.27 1,568.55 2,454.24 2,341.43

VA

BI 100/300 ....................... 210.58 211.92 199.12 187.46 187.80 187.87

PD 25 ............................... 86.75 87.35 81.20 139.93 139.93 139.96

Med/PIP ........................... 36.78 39.18 41.77 ................ ................ ................

UM 100/300 ..................... 49.71 49.71 49.71 105.00 185.83 163.40

CM 100 ............................ 115.07 82.87 151.60 391.81 538.45 586.37

CL 250 ............................. 249.53 206.15 284.45 674.68 1,338.72 1,422.90

Totals** .................. 748.42 677.18 807.85 1,498.88 2,390.73 2,500.50

Notes: Comparable coverage was priced in the allowance and in the reference area, and the premiums were compared to derive indexes for each type of coverage. With two exceptions, these indexes were used to adjust reference area premiums by type of coverage in each survey location and the results averaged to estimate the cost of equivalent coverage in the allowance area. The exceptions are Uninsured Motorist (UM) premiums, which were adjusted using the relative total cost

of premiums (less Medical and Personal Injury Protection coverage where applicable), and Medical premiums, which were not adjusted because they were comparable to reference area coverage.

*Less Med/PIP and UM

**Including Med/PIP and UM

APPENDIX 17—AIR FARES COST ANALYSIS

[1996 Survey]

Location

Average allowance area air

fares

Average DC

area air fares Index

Anchorage, AK ............................................................................................................................. $673 $334 201.50

Fairbanks, AK ............................................................................................................................... 768 334 229.94

Juneau, AK ................................................................................................................................... 708 334 211.98

Nome, AK ..................................................................................................................................... 1,337 334 400.30

Honolulu, HI .................................................................................................................................. 586 334 175.45

Hawaii County, HI ........................................................................................................................ 733 334 219.46

Kauai, HI ....................................................................................................................................... 741 334 221.86

Maui, HI ........................................................................................................................................ 741 334 221.86

Guam ............................................................................................................................................ 1,267 334 379.34

Puerto Rico ................................................................................................................................... 435 334 130.24

Virgin Islands ................................................................................................................................ 561 334 167.96

AIR FARES—COMPOSITES

[1996 Survey]

Location Weights Costs

Hilo, HI ..................................................................................................................................................................... 82.88 $731

Kailua Kona, HI ........................................................................................................................................................ 17.12 741

Total .................................................................................................................................................................. 100.00 ........................

Hawaii County, HI cost ..................................................................................................................................... ........................ 733

St. Croix, VI .............................................................................................................................................................. 46.42 572

St. Thomas, VI ......................................................................................................................................................... 53.58 552

Total .................................................................................................................................................................. 100.00 ........................

Virgin Islands cost ............................................................................................................................................. ........................ 561

APPENDIX 18—TRANSPORTATION ANALYSIS

[1996 Survey]

Total annual

cost

Total cost DC

area Index

Anchorage, AK:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. $6,109 $5,316 114.92

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,074 6,560 123.08
14264 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 18—TRANSPORTATION ANALYSIS—Continued

[1996 Survey]

Total annual

cost

Total cost DC

area Index

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 8,017 6,863 116.81

Average index ................................................................................................................ ........................ ........................ 118.27

Fairbanks, AK:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,805 5,316 128.01

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,050 6,560 122.71

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 7,874 6,863 114.73

Average index ................................................................................................................ ........................ ........................ 121.82

Juneau, AK:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 5,819 5,316 109.46

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 7,105 6,560 108.31

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 7,268 6,863 105.90

Average index ................................................................................................................ ........................ ........................ 107.89

Nome, AK:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,576 5,316 123.70

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,967 6,560 136.69

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 9,417 6,863 137.21

Average index ................................................................................................................ ........................ ........................ 132.53

Honolulu, HI:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,734 5,260 128.02

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,035 6,503 123.56

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 8,971 6,791 132.10

Average index ................................................................................................................ ........................ ........................ 127.89

Hawaii County, HI:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 7,330 5,260 139.35

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,091 6,503 124.42

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 9,469 6,791 139.43

Average index ................................................................................................................ ........................ ........................ 134.40

Kauai County, HI:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 7,664 5,260 145.70

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 9,284 6,503 142.76

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 10,422 6,791 153.47

Average index ................................................................................................................ ........................ ........................ 147.31

Maui County, HI:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,658 5,260 126.58

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,141 6,503 125.19

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 9,794 6,791 144.22

Average index ................................................................................................................ ........................ ........................ 132.00

Guam:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,779 5,260 128.88

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 9,381 6,503 144.26

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 9,091 6,791 133.87

Average index ................................................................................................................ ........................ ........................ 135.67

Puerto Rico:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,651 5,260 126.44

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 8,625 6,503 132.63

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 8,785 6,791 129.36

Average index ................................................................................................................ ........................ ........................ 129.48

Virgin Islands:

1. Honda Civic DX 4 dr sdn 1.5L 4 cyl ................................................................................. 6,542 5,260 124.37

2. Ford Taurus GL 4 dr sedan 3.0L 6 cyl ............................................................................. 9,364 6,503 144.00
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14265

APPENDIX 18—TRANSPORTATION ANALYSIS—Continued

[1996 Survey]

Total annual

cost

Total cost DC

area Index

3. Chevy S10 Blazer 4WD 2 dr 4.3L 6 cyl ........................................................................... 10,207 6,791 150.30

Average index ................................................................................................................ ........................ ........................ 139.56

APPENDIX 19—TRANSPORTATION SUMMARY

[1996 Survey]

Category

indexes

Lower income Middle income Upper income

Weights Subtotal Weights Subtotal Weights Subtotal

Anchorage, AK:

Private transportation ..................................................... 118.27 95.23 112.63 94.58 111.86 93.96 111.13

Air fares and other transportation expenses ................. 201.50 4.77 9.61 5.42 10.92 6.04 12.17

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 122.24 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 122.78 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 123.30

Fairbanks, AK:

Private transportation ..................................................... 121.82 95.23 116.01 94.58 115.22 93.96 114.46

Air fares and other transportation expenses ................. 229.94 4.77 10.97 5.42 12.46 6.04 13.89

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 126.98 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 127.68 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 128.35

Juneau, AK:

Private transportation ..................................................... 107.89 95.23 102.74 94.58 102.04 93.96 101.37

Air fares and other transportation expenses ................. 211.98 4.77 10.11 5.42 11.49 6.04 12.80

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 112.85 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 113.53 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 114.17

Nome, AK:

Private transportation ..................................................... 132.53 95.23 126.21 94.58 125.35 93.96 124.53

Air fares and other transportation expenses ................. 400.30 4.77 19.09 5.42 21.70 6.04 24.18

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 145.30 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 147.05 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 148.71

Honolulu, HI:

Private transportation ..................................................... 127.89 95.23 121.79 94.58 120.96 93.96 120.17

Air fares and other transportation expenses ................. 175.45 4.77 8.37 5.42 9.51 6.04 10.60

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 130.16 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 130.47 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 130.77

Hawaii County, HI:

Private transportation ..................................................... 134.40 95.23 127.99 94.58 127.12 93.96 126.28

Air fares and other transportation expenses ................. 219.46 4.77 10.47 5.42 11.89 6.04 13.26
14266 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 19—TRANSPORTATION SUMMARY—Continued

[1996 Survey]

Category

indexes

Lower income Middle income Upper income

Weights Subtotal Weights Subtotal Weights Subtotal

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 138.46 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 139.01 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 139.54

Kauai County, HI:

Private transportation ..................................................... 147.31 95.23 140.28 94.58 139.33 93.96 138.41

Air fares and other transportation expenses ................. 221.86 4.77 10.58 5.42 12.02 6.04 13.40

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 150.86 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 151.35 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 151.81

Maui County, HI:

Private transportation ..................................................... 132.00 95.23 125.70 94.58 124.85 93.96 124.03

Air fares and other transportation expenses ................. 221.86 4.77 10.58 5.42 12.02 6.04 13.40

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 136.28 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 136.87 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 137.43

Guam:

Private transportation ..................................................... 135.67 95.23 129.20 94.58 128.32 93.96 127.48

Air fares and other transportation expenses ................. 379.34 4.77 18.09 5.42 20.56 6.04 22.91

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 147.29 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 148.88 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 150.39

Puerto Rico:

Private transportation ..................................................... 129.48 95.23 123.30 94.58 122.46 93.96 121.66

Air fares and other transportation expenses ................. 130.24 4.77 6.21 5.42 7.06 6.04 7.87

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 129.51 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 129.52 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 129.53

Virgin Islands:

Private transportation ..................................................... 139.56 95.23 132.90 94.58 132.00 93.96 131.13

Air fares and other transportation expenses ................. 167.96 4.77 8.01 5.42 9.10 6.04 10.14

Total weights ........................................................... ................ 100.00 ................ 100.00 ................ 100.00 ................

Total indexes:

Lower ................................................................... ................ ................ 140.91 ................ ................ ................ ................

Middle .................................................................. ................ ................ ................ ................ 141.10 ................ ................

Upper ................................................................... ................ ................ ................ ................ ................ ................ 141.27

APPENDIX 20—MISCELLANEOUS EXPENSE ANALYSIS—CATEGORY INDEX DEVELOPMENT

[1996 Survey]

Price Price DC

area Ratio Weights Subtotal Index

Anchorage, AK:
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14267

APPENDIX 20—MISCELLANEOUS EXPENSE ANALYSIS—CATEGORY INDEX DEVELOPMENT—Continued

[1996 Survey]

Price Price DC

area Ratio Weights Subtotal Index

Medical care .............................................................. .................... .................... .................... .................... .................... 112.24

Non–aspirin pain reliever ........................................... $5.79 $6.11 0.95 4.78 4.53 ....................

Tetracycline ................................................................ 7.96 6.20 1.28 12.02 15.42 ....................

Dentist clean/check .................................................... 149.33 103.28 1.45 15.65 22.63 ....................

Doctor office visit ....................................................... 61.00 53.11 1.15 14.56 16.72 ....................

Hospital room ............................................................. 684.00 506.97 1.35 3.39 4.57 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 166.00 213.83 0.78 5.51 4.28 ....................

Fairbanks, AK:

Medical care .............................................................. .................... .................... .................... .................... .................... 114.72

Non–aspirin pain reliever ........................................... 5.75 6.11 0.94 4.78 4.50 ....................

Tetracycline ................................................................ 6.97 6.20 1.12 12.02 13.50 ....................

Dentist clean/check .................................................... 172.33 103.28 1.67 15.65 26.11 ....................

Doctor office visit ....................................................... 65.00 53.11 1.22 14.56 17.82 ....................

Hospital room ............................................................. 503.00 506.97 0.99 3.39 3.36 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 206.67 213.83 0.97 5.51 5.33 ....................

Juneau, AK:

Medical care .............................................................. .................... .................... .................... .................... .................... 112.95

Non–aspirin pain reliever ........................................... 6.94 6.11 1.14 4.78 5.43 ....................

Tetracycline ................................................................ 8.73 6.20 1.41 12.02 16.91 ....................

Dentist clean/check .................................................... 151.67 103.28 1.47 15.65 22.98 ....................

Doctor office visit ....................................................... 52.67 53.11 0.99 14.56 14.44 ....................

Hospital room ............................................................. 600.00 506.97 1.18 3.39 4.01 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 197.33 213.83 0.92 5.51 5.08 ....................

Nome, AK:

Medical care .............................................................. .................... .................... .................... .................... .................... 132.83

Non–aspirin pain reliever ........................................... 6.94 6.11 1.14 4.78 5.43 ....................

Tetracycline ................................................................ 14.75 6.20 2.38 12.02 28.58 ....................

Dentist clean/check .................................................... 176.50 103.28 1.71 15.65 26.75 ....................

Doctor office visit ....................................................... 65.00 53.11 1.22 14.56 17.82 ....................

Hospital room ............................................................. 653.00 506.97 1.29 3.39 4.37 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 225.00 213.83 1.05 5.51 5.80 ....................

Honolulu, HI:

Medical care .............................................................. .................... .................... .................... .................... .................... 104.83

Non–aspirin pain reliever ........................................... 6.72 6.11 1.10 4.78 5.26 ....................

Tetracycline ................................................................ 5.95 6.20 0.96 12.02 11.53 ....................

Dentist clean/check .................................................... 143.05 103.28 1.39 15.65 21.68 ....................

Doctor office visit ....................................................... 47.73 53.11 0.90 14.56 13.08 ....................

Hospital room ............................................................. 623.61 506.97 1.23 3.39 4.17 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 194.67 213.83 0.91 5.51 5.02 ....................

Hilo, HI:

Medical care .............................................................. .................... .................... .................... .................... .................... 101.13

Non–aspirin pain reliever ........................................... 7.10 6.11 1.16 4.78 5.56 ....................

Tetracycline ................................................................ 6.46 6.20 1.04 12.02 12.51 ....................

Dentist clean/check .................................................... 112.77 103.28 1.09 15.65 17.09 ....................

Doctor office visit ....................................................... 48.79 53.11 0.92 14.56 13.38 ....................

Hospital room ............................................................. 551.00 506.97 1.09 3.39 3.68 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 187.17 213.83 0.88 5.51 4.82 ....................

Kailua Kona, HI:

Medical care .............................................................. .................... .................... .................... .................... .................... 112.85

Non–aspirin pain reliever ........................................... 6.73 6.11 1.10 4.78 5.27 ....................

Tetracycline ................................................................ 5.56 6.20 0.90 12.02 10.77 ....................

Dentist clean/check .................................................... 173.96 103.28 1.68 15.65 26.36 ....................

Doctor office visit ....................................................... 64.41 53.11 1.21 14.56 17.66 ....................

Hospital room ............................................................. 512.00 506.97 1.01 3.39 3.42 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 205.33 213.83 0.96 5.51 5.29 ....................

Kauai County, HI:
14268 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 20—MISCELLANEOUS EXPENSE ANALYSIS—CATEGORY INDEX DEVELOPMENT—Continued

[1996 Survey]

Price Price DC

area Ratio Weights Subtotal Index

Medical care .............................................................. .................... .................... .................... .................... .................... 111.44

Non–aspirin pain reliever ........................................... 9.05 6.11 1.48 4.78 7.08 ....................

Tetracycline ................................................................ 6.95 6.20 1.12 12.02 13.47 ....................

Dentist clean/check .................................................... 157.98 103.28 1.53 15.65 23.94 ....................

Doctor office visit ....................................................... 49.82 53.11 0.94 14.56 13.66 ....................

Hospital room ............................................................. 611.83 506.97 1.21 3.39 4.09 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 198.34 213.83 0.93 5.51 5.11 ....................

Maui County, HI:

Medical care .............................................................. .................... .................... .................... .................... .................... 109.52

Non–aspirin pain reliever ........................................... 6.86 6.11 1.12 4.78 5.37 ....................

Tetracycline ................................................................ 5.85 6.20 0.94 12.02 11.33 ....................

Dentist clean/check .................................................... 162.98 103.28 1.58 15.65 24.70 ....................

Doctor office visit ....................................................... 60.85 53.11 1.15 14.56 16.68 ....................

Hospital room ............................................................. 375.50 506.97 0.74 3.39 2.51 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 187.93 213.83 0.88 5.51 4.84 ....................

Guam:

Medical care .............................................................. .................... .................... .................... .................... .................... 119.30

Non–aspirin pain reliever ........................................... 8.64 6.11 1.41 4.78 6.76 ....................

Tetracycline ................................................................ 4.58 6.20 0.74 12.02 8.88 ....................

Dentist clean/check .................................................... 192.33 103.28 1.86 15.65 29.14 ....................

Doctor office visit ....................................................... 63.33 53.11 1.19 14.56 17.36 ....................

Hospital room ............................................................. 259.00 506.97 0.51 3.39 1.73 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 440.00 213.83 2.06 5.51 11.34 ....................

Puerto Rico:

Medical care .............................................................. .................... .................... .................... .................... .................... 79.42

Non–aspirin pain reliever ........................................... 5.79 6.11 0.95 4.78 4.53 ....................

Tetracycline ................................................................ 3.92 6.20 0.63 12.02 7.59 ....................

Dentist clean/check .................................................... 73.33 103.28 0.71 15.65 11.11 ....................

Doctor office visit ....................................................... 26.67 53.11 0.50 14.56 7.31 ....................

Hospital room ............................................................. 173.33 506.97 0.34 3.39 1.16 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 140.83 213.83 0.66 5.51 3.63 ....................

St. Croix, VI:

Medical care .............................................................. .................... .................... .................... .................... .................... 91.44

Non–aspirin pain reliever ........................................... 7.66 6.11 1.25 4.78 5.99 ....................

Tetracycline ................................................................ 5.65 6.20 0.91 12.02 10.95 ....................

Dentist clean/check .................................................... 68.33 103.28 0.66 15.65 10.35 ....................

Doctor office visit ....................................................... 38.33 53.11 0.72 14.56 10.51 ....................

Hospital room ............................................................. 550.00 506.97 1.08 3.39 3.68 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 227.59 213.83 1.06 5.51 5.86 ....................

St. Thomas, VI:

Medical care .............................................................. .................... .................... .................... .................... .................... 115.61

Non–aspirin pain reliever ........................................... 7.99 6.11 1.31 4.78 6.25 ....................

Tetracycline ................................................................ 14.62 6.20 2.36 12.02 28.33 ....................

Dentist clean/check .................................................... 82.75 103.28 0.80 15.65 12.54 ....................

Doctor office visit ....................................................... 61.25 53.11 1.15 14.56 16.79 ....................

Hospital room ............................................................. 345.00 506.97 0.68 3.39 2.31 ....................

Health Insurance ........................................................ 100.00 100.00 1.00 44.10 44.10 ....................

Contact Lenses .......................................................... 206.00 213.83 0.96 5.51 5.31 ....................

APPENDIX 21—MISCELLANEOUS EXPENSE ANALYSIS—TOTAL INDEX DEVELOPMENT

[1996 Survey]

Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

Anchorage, AK:

1. Medical care .................................. 112.24 41.36 46.42 31.40 35.24 24.04 26.98
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14269

APPENDIX 21—MISCELLANEOUS EXPENSE ANALYSIS—TOTAL INDEX DEVELOPMENT—Continued

[1996 Survey]

Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

2. Cash contributions:

Lower income ............................. 107.71 16.52 17.79 .................... .................... .................... ....................

Middle income ............................. 107.53 .................... .................... 17.18 18.47 .................... ....................

Upper income ............................. 107.36 .................... .................... .................... .................... 17.67 18.97

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 106.32 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 105.13 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 104.24

Fairbanks, AK:

1. Medical care .................................. 114.72 41.36 47.45 31.40 36.02 24.04 27.58

2. Cash contributions:

Lower income ............................. 115.93 16.52 19.15 .................... .................... .................... ....................

Middle income ............................. 116.29 .................... .................... 17.18 19.98 .................... ....................

Upper income ............................. 116.66 .................... .................... .................... .................... 17.67 20.61

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 108.71 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 107.42 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 106.48

Juneau, AK:

1. Medical care .................................. 112.95 41.36 46.72 31.40 35.47 24.04 27.15

2. Cash contributions:

Lower income ............................. 117.12 16.52 19.35 .................... .................... .................... ....................

Middle income ............................. 117.31 .................... .................... 17.18 20.15 .................... ....................

Upper income ............................. 117.50 .................... .................... .................... .................... 17.67 20.76

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 108.18 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 107.04 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 106.20

Nome, AK:

1. Medical care .................................. 132.83 41.36 54.94 31.40 41.71 24.04 31.93

2. Cash contributions:

Lower income ............................. 140.72 16.52 23.25 .................... .................... .................... ....................

Middle income ............................. 140.34 .................... .................... 17.18 24.11 .................... ....................

Upper income ............................. 139.98 .................... .................... .................... .................... 17.67 24.73

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 120.30 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 117.24 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 114.95

Honolulu, HI:

1. Medical care .................................. 104.83 41.36 43.36 31.40 32.92 24.04 25.20

2. Cash contributions:

Lower income ............................. 115.53 16.52 19.09 .................... .................... .................... ....................

Middle income ............................. 114.71 .................... .................... 17.18 19.71 .................... ....................

Upper income ............................. 113.97 .................... .................... .................... .................... 17.67 20.14

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 104.56 .................... .................... .................... ....................
14270 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

APPENDIX 21—MISCELLANEOUS EXPENSE ANALYSIS—TOTAL INDEX DEVELOPMENT—Continued

[1996 Survey]

Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

Middle ............................... .................... .................... .................... .................... 104.05 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 103.63

Hilo, HI:

1. Medical care .................................. 101.13 41.36 41.83 31.40 31.75 24.04 24.31

2. Cash contributions:

Lower income ............................. 115.10 16.52 19.01 .................... .................... .................... ....................

Middle income ............................. 114.16 .................... .................... 17.18 19.61 .................... ....................

Upper income ............................. 113.26 .................... .................... .................... .................... 17.67 20.01

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 102.95 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 102.78 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 102.61

Kailua Kona, HI:

1. Medical care .................................. 112.85 41.36 46.67 31.40 35.43 24.04 27.13

2. Cash contributions:

Lower income ............................. 117.01 16.52 19.33 .................... .................... .................... ....................

Middle income ............................. 116.56 .................... .................... 17.18 20.03 .................... ....................

Upper income ............................. 116.15 .................... .................... .................... .................... 17.67 20.52

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 108.11 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 106.88 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 105.94

Kauai County, HI:

1. Medical care .................................. 111.44 41.36 46.09 31.40 34.99 24.04 26.79

2. Cash contributions:

Lower income ............................. 123.73 16.52 20.44 .................... .................... .................... ....................

Middle income ............................. 122.78 .................... .................... 17.18 21.09 .................... ....................

Upper income ............................. 121.89 .................... .................... .................... .................... 17.67 21.54

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 108.64 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 107.50 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 106.62

Maui County, HI:

1. Medical care .................................. 109.52 41.36 45.30 31.40 34.39 24.04 26.33

2. Cash contributions:

Lower income ............................. 120.09 16.52 19.84 .................... .................... .................... ....................

Middle income ............................. 119.45 .................... .................... 17.18 20.52 .................... ....................

Upper income ............................. 118.87 .................... .................... .................... .................... 17.67 21.00

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 107.25 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 106.33 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 105.62

Guam:

1. Medical care .................................. 119.30 41.36 49.34 31.40 37.46 24.04 28.68

2. Cash contributions:

Lower income ............................. 117.57 16.52 19.42 .................... .................... .................... ....................

Middle income ............................. 117.46 .................... .................... 17.18 20.18 .................... ....................

Upper income ............................. 117.37 .................... .................... .................... .................... 17.67 20.74
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14271

APPENDIX 21—MISCELLANEOUS EXPENSE ANALYSIS—TOTAL INDEX DEVELOPMENT—Continued

[1996 Survey]

Category

indexes

Lower income Middle income Upper income

Weights* Subtotal Weights* Subtotal Weights* Subtotal

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 110.87 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 109.06 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 107.71

Puerto Rico:

1. Medical care .................................. 79.42 41.36 32.85 31.40 24.94 24.04 19.09

2. Cash contributions:

Lower income ............................. 100.79 16.52 16.65 .................... .................... .................... ....................

Middle income ............................. 100.79 .................... .................... 17.18 17.32 .................... ....................

Upper income ............................. 100.80 .................... .................... .................... .................... 17.67 17.81

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 91.61 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 93.68 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 95.19

St. Croix, VI:

1. Medical care .................................. 91.44 41.36 37.82 31.40 28.71 24.04 21.98

2. Cash contributions:

Lower income ............................. 113.10 16.52 18.68 .................... .................... .................... ....................

Middle income ............................. 113.17 .................... .................... 17.18 19.44 .................... ....................

Upper income ............................. 113.26 .................... .................... .................... .................... 17.67 20.01

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 98.61 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 99.57 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 100.28

St. Thomas, VI:

1. Medical care .................................. 115.61 41.36 47.82 31.40 36.30 24.04 27.79

2. Cash contributions:

Lower income ............................. 118.11 16.52 19.51 .................... .................... .................... ....................

Middle income ............................. 117.95 .................... .................... 17.18 20.26 .................... ....................

Upper income ............................. 117.84 .................... .................... .................... .................... 17.67 20.82

3. Personal insurance/pensions ......... 100.00 42.11 42.11 51.42 51.42 58.29 58.29

Total weights ....................... .................... 100.00 .................... 100.00 .................... 100.00 ....................

Total indexes:

Lower ............................... .................... .................... 109.44 .................... .................... .................... ....................

Middle ............................... .................... .................... .................... .................... 107.98 .................... ....................

Upper ............................... .................... .................... .................... .................... .................... .................... 106.90

*Numbers might not add to 100 due to rounding.

MISCELLANEOUS EXPENSE ANALYSIS—COMPOSITES

[1996 Survey]

Location Weights

Total indexes

Lower incomeMiddle incomeUpper income

Hilo, HI .............................................................................................................................................. 82.88 102.95 102.78 102.61

Kailua Kona, HI ................................................................................................................................ 17.12 108.11 106.88 105.94

Total weight ............................................................................................................................... 100.00 ................ ................ ................
14272 Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices

MISCELLANEOUS EXPENSE ANALYSIS—COMPOSITES—Continued

[1996 Survey]

Location Weights

Total indexes

Lower incomeMiddle incomeUpper income

Hawaii County, HI ..................................................................................................................... ................ 103.83 103.48 103.18

St. Croix, VI ...................................................................................................................................... 46.42 98.61 99.57 100.28

St. Thomas, VI .................................................................................................................................. 53.58 109.44 107.98 106.90

Total weight ............................................................................................................................... 100.00 ................ ................ ................

Virgin Islands ............................................................................................................................. ................ 104.41 104.08 103.83

APPENDIX 22—COMPONENT EXPENDITURE AMOUNTS

[1996 Survey]

Incomes

Indexes Amounts

CG&S Own Rent Trn Misc CG&S Own Rent Trn Misc

Reference Wts/Amts 21,600 ............... 39.62 25.72 25.72 18.48 16.18 $8,558 $5,556 $5,556 $3,992 $3,495

32,900 ............... 38.97 24.46 24.46 18.22 18.35 12,821 8,047 8,047 5,994 6,037

50,300 ............... 38.37 23.28 23.28 17.98 20.37 19,300 11,710 11,710 9,044 10,246

Anchorage, AK ................... Lower ................ 107.71 98.59 100.72 122.24 106.32 9,218 5,478 5,596 4,880 3,716

Middle ................ 107.53 90.41 96.13 122.78 105.13 13,786 7,275 7,736 7,359 6,347

Upper ................ 107.36 73.98 88.59 123.30 104.24 20,720 8,663 10,374 11,151 10,680

Fairbanks, AK ..................... Lower ................ 115.93 94.14 106.28 126.98 108.71 9,921 5,230 5,905 5,069 3,799

Middle ................ 116.29 87.40 102.85 127.68 107.42 14,910 7,033 8,276 7,653 6,485

Upper ................ 116.66 71.00 80.82 128.35 106.48 22,515 8,314 9,464 11,608 10,910

Juneau, AK ......................... Lower ................ 117.12 112.32 133.43 112.85 108.18 10,023 6,240 7,413 4,505 3,781

Middle ................ 117.31 100.29 125.16 113.53 107.04 15,040 8,070 10,072 6,805 6,462

Upper ................ 117.50 78.16 107.25 114.17 106.20 22,678 9,153 12,559 10,326 10,881

Nome, AK ........................... Lower ................ 140.72 109.07 132.75 145.30 120.30 12,043 6,060 7,376 5,800 4,204

Middle ................ 140.34 101.91 135.38 147.05 117.24 17,993 8,201 10,894 8,814 7,078

Upper ................ 139.98 80.81 97.05 148.71 114.95 27,016 9,463 11,365 13,449 11,778

Honolulu, HI ....................... Lower ................ 116.08 177.05 135.88 130.16 104.65 9,934 9,837 7,549 5,196 3,658

Middle ................ 115.26 181.33 128.55 130.47 104.14 14,777 14,592 10,344 7,820 6,287

Upper ................ 114.51 141.29 105.85 130.77 103.72 22,100 16,545 12,395 11,827 10,627

Hawaii County, HI .............. Lower ................ 115.43 113.45 99.94 138.46 103.83 9,878 6,303 5,553 5,527 3,629

Middle ................ 114.57 107.15 92.65 139.01 103.48 14,689 8,622 7,456 8,332 6,247

Upper ................ 113.75 83.11 72.71 139.54 103.18 21,954 9,732 8,514 12,620 10,572

Kauai County, HI ................ Lower ................ 123.73 143.82 109.64 150.86 108.64 10,589 7,991 6,092 6,022 3,797

Middle ................ 122.78 133.42 102.73 151.35 107.50 15,742 10,736 8,267 9,072 6,490

Upper ................ 121.89 105.23 81.02 151.81 106.62 23,525 12,322 9,487 13,730 10,924

Maui County, HI ................. Lower ................ 120.09 156.46 119.32 136.28 107.25 10,277 8,693 6,629 5,440 3,748

Middle ................ 119.45 149.14 108.56 136.87 106.33 15,315 12,001 8,736 8,204 6,419

Upper ................ 118.87 116.42 84.12 137.43 105.62 22,942 13,633 9,850 12,429 10,822

Guam (Local Retail) ........... Lower ................ 117.57 131.58 120.21 147.29 110.87 10,062 7,311 6,679 5,880 3,875

Middle ................ 117.46 120.85 123.44 148.88 109.06 15,060 9,725 9,933 8,924 6,584

Upper ................ 117.37 117.60 93.29 150.39 107.71 22,652 13,771 10,924 13,601 11,036

Guam (Comm.&Exch.) ....... Lower ................ 101.65 131.58 120.21 147.29 110.87 8,699 7,311 6,679 5,880 3,875

Middle ................ 102.51 120.85 123.44 148.88 109.06 13,143 9,725 9,933 8,924 6,584

Upper ................ 103.39 117.60 93.29 150.39 107.71 19,954 13,771 10,924 13,601 11,036

Puerto Rico ........................ Lower ................ 100.79 66.99 100.41 129.51 91.61 8,626 3,722 5,579 5,170 3,202

Middle ................ 100.79 63.36 122.51 129.52 93.68 12,922 5,099 9,858 7,763 5,655

Upper ................ 100.80 64.04 119.18 129.53 95.19 19,454 7,499 13,956 11,715 9,753

Virgin Islands ...................... Lower ................ 115.78 133.31 124.18 140.91 104.41 9,908 7,407 6,899 5,625 3,649

Middle ................ 115.73 133.05 121.30 141.10 104.08 14,838 10,707 9,761 8,458 6,283

Upper ................ 115.71 107.23 106.36 141.27 103.83 22,332 12,557 12,455 12,776 10,638
Federal Register / Vol. 62, No. 57 / Tuesday, March 25, 1997 / Notices 14273

APPENDIX 23—TOTAL COMPARATIVE COST INDEXES

[1996 Survey]

Income Income

Weights Own Rent Total WDC Index

Lower ...................................... 21,600 37.97 62.03 .................. .................. ..................

Middle ..................................... 32,900 47.13 52.87 .................. .................. ..................

Upper ...................................... 50,300 61.21 38.79 .................. .................. ..................

Anchorage, AK ........................ Lower ...................................... 26.44 $23,292 $23,410 $23,365 $21,600 ..................

Middle ..................................... 32.11 34,767 35,228 35,011 32,900 ..................

Upper ...................................... 41.45 51,214 52,925 51,878 50,300 ..................

................................................. 100.00 .................. .................. 38,923 37,125 104.84

Fairbanks, AK .......................... Lower ...................................... 33.28 24,019 24,694 24,438 21,600 ..................

Middle ..................................... 36.60 36,081 37,324 36,738 32,900 ..................

Upper ...................................... 30.12 53,347 54,497 53,793 50,300 ..................

................................................. 100.00 .................. .................. 37,782 34,380 109.90

Juneau, AK .............................. Lower ...................................... 19.89 24,549 25,722 25,277 21,600 ..................

Middle ..................................... 31.45 36,377 38,379 37,435 32,900 ..................

Upper ...................................... 48.66 53,038 56,444 54,359 50,300 ..................

................................................. 100.00 .................. .................. 43,252 39,119 110.57

Nome, AK ................................ Lower ...................................... 25.62 28,107 29,423 28,923 21,600 ..................

Middle ..................................... 46.40 42,086 44,779 43,510 32,900 ..................

Upper ...................................... 27.98 61,706 63,608 62,444 50,300 ..................

................................................. 100.00 .................. .................. 45,071 34,873 129.24

Honolulu, HI ............................. Lower ...................................... 32.68 28,625 26,337 27,206 21,600 ..................

Middle ..................................... 32.52 43,476 39,228 41,230 32,900 ..................

Upper ...................................... 34.80 61,099 56,949 59,489 50,300 ..................

................................................. 100.00 .................. .................. 43,001 35,262 121.95

Hawaii County, HI .................... Lower ...................................... 36.69 25,337 24,587 24,872 21,600 ..................

Middle ..................................... 39.79 37,890 36,724 37,274 32,900 ..................

Upper ...................................... 23.52 54,878 53,660 54,406 50,300 ..................

................................................. 100.00 .................. .................. 36,753 32,847 111.89

Kauai County, HI ..................... Lower ...................................... 30.24 28,399 26,500 27,221 21,600 ..................

Middle ..................................... 34.28 42,040 39,571 40,735 32,900 ..................

Upper ...................................... 35.48 60,501 57,666 59,401 50,300 ..................

................................................. 100.00 .................. .................. 43,271 35,656 121.36

Maui County, HI ....................... Lower ...................................... 25.52 28,158 26,094 26,878 21,600 ..................

Middle ..................................... 39.31 41,939 38,674 40,213 32,900 ..................

Upper ...................................... 35.17 59,826 56,043 58,359 50,300 ..................

................................................. 100.00 .................. .................. 43,192 36,136 119.53

Guam (Local Retail) ................ Lower ...................................... 47.12 27,128 26,496 26,736 21,600 ..................

Middle ..................................... 31.41 40,293 40,501 40,403 32,900 ..................

Upper ...................................... 21.47 61,060 58,213 59,956 50,300 ..................

................................................. 100.00 .................. .................. 38,161 31,311 121.88

Guam (Comm.&Exch.) ............ Lower ...................................... 47.12 25,765 25,133 25,373 21,600 ..................

Middle ..................................... 31.41 38,376 38,584 38,486 32,900 ..................

Upper ...................................... 21.47 58,362 55,515 57,258 50,300 ..................

................................................. 100.00 .................. .................. 36,338 31,311 116.06

Puerto Rico .............................. Lower ...................................... 40.66 20,720 22,577 21,872 21,600 ..................

Middle ..................................... 37.86 31,439 36,198 33,955 32,900 ..................

Upper ...................................... 21.48 48,421 54,878 50,926 50,300 ..................

................................................. 100.00 .................. .................. 32,687 32,043 102.01

Virgin Islands ........................... Lower ...................................... 35.31 26,589 26,081 26,274 21,600 ..................

Middle ..................................... 40.94 40,286 39,340 39,786 32,900 ..................

Upper ...................................... 23.75 58,303 58,201 58,263 50,300 ..................

................................................. 100.00 .................. .................. 39,403 33,042 119.25

[FR Doc. 97–7362 Filed 3–24–97; 8:45 am]

BILLING CODE 6325–01–F