# CERTIFICATION

 

Re:          **Morgan Stanley Bank of America Merrill Lynch Trust 2015-C20, CommercialMortgage Pass-Through Certificates, Series 2015-C20**(the “Transaction”),issued pursuant to the Pooling and Servicing Agreement dated as of January 1, 2015(the “Pooling and Servicing Agreement”), executed in connection with theTransaction (capitalized terms used but not defined herein have the meaningsset forth in the Pooling and Servicing Agreement).

                                               

 

I,George Kok, certify that:

 

1.            I have reviewed this report on Form 10-K and all reports on Form 10-D requiredto be filed in respect of the period covered by this report on Form 10-K ofMorgan Stanley Bank of America Merrill Lynch Trust 2015-C20 (the “ExchangeAct periodic reports”);

 

2.            Based on my knowledge, the Exchange Act periodic reports, taken as a whole, donot contain any untrue statement of a material fact or omit to state a materialfact necessary to make the statements made, in light of the circumstances underwhich such statements 

               were made, not misleading with respect to the period covered by this report; 

 

3.            Based on my knowledge, all of the distribution, servicing and other informationrequired to be provided under Form 10-D for the period covered by this reportis included in the Exchange Act periodic reports; 

 

4.            Based on my knowledge and the servicer compliance statement(s) required in thisreport under Item 1123 of Regulation AB, and except as disclosed in theExchange Act periodic reports, the servicer(s) have fulfilled their obligationsunder the servicing agreement(s) 

               in all material respects; and

 

5.            All of the reports on assessment of compliance with servicing criteria forasset-backed securities and their related attestation reports on assessment ofcompliance with servicing criteria for asset-backed securities required to beincluded in this report in accordance with 

               Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have beenincluded as an exhibit to this report, except as otherwise disclosed in thisreport.  Any material instances of noncompliance described in such reportshave been disclosed in this report 

               on Form 10-K.  

 

Ingiving the certifications above, I have reasonably relied on informationprovided to me by the following unaffiliated parties:

 

·        Wells Fargo Bank, National Association, asTrustee

·        Wells Fargo Bank, National Association, asCertificate Administrator

·        Wells Fargo Bank, National Association, asCustodian

·        Midland Loan Services, a Division of PNCBank, National Association, as Master Servicer

·        CWCapital Asset Management LLC, as SpecialServicer

·        Park Bridge Lender Services LLC, asOperating Advisor

·        Wells Fargo Bank, National Association, asMaster Servicer under the MSBAM 2014-C19 securitization, pursuant to which thefollowing mortgage loans were serviced: Linc LIC (from 1/1/17 to 12/31/17) andOne & Only Ocean Club (from 1/1/17 to 12/31/17) 

·        CoreLogic Commercial Real Estate Services,Inc., as Servicing Function Participant under the MSBAM 2014-C19 securitization,pursuant to which the following mortgage loans were serviced: Linc LIC (from1/1/17 to 12/31/17) and One & Only Ocean Club (from 1/1/17 to 12/31/17)

·        National Tax Search, LLC, as ServicingFunction Participant under the MSBAM 2014-C19 securitization, pursuant to whichthe following mortgage loans were serviced: Linc LIC (from 1/1/17 to 12/31/17)and One & Only Ocean Club (from 1/1/17 to 12/31/17)

·        CWCapital Asset Management LLC, as SpecialServicer under the MSBAM 2014-C19 securitization, pursuant to which thefollowing mortgage loans were serviced: Linc LIC (from 1/1/17 to 12/31/17) andOne & Only Ocean Club (from 1/1/17 to 12/31/17) 

·        Wells Fargo Bank, National Association, asCustodian under the MSBAM 2014-C19 securitization, pursuant to which thefollowing mortgage loans were serviced: Linc LIC (from 1/1/17 to 12/31/17) andOne & Only Ocean Club (from 1/1/17 to 12/31/17) 

 

 

Date: April 2, 2018

 

By /s/ George Kok

Name: George Kok

Title: President