<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND CONSOLIDATED STATEMENT OF OPERATIONS FROM THE
COMPANY FORM 10-QSB FOR THE YEAR TO DATE AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                       4,129,600
<INT-BEARING-DEPOSITS>                         100,000
<FED-FUNDS-SOLD>                             2,330,000
<TRADING-ASSETS>                               177,900
<INVESTMENTS-HELD-FOR-SALE>                  2,618,600
<INVESTMENTS-CARRYING>                      10,090,000
<INVESTMENTS-MARKET>                         8,536,000
<LOANS>                                     42,259,200
<ALLOWANCE>                                    424,300
<TOTAL-ASSETS>                              65,619,700
<DEPOSITS>                                  55,984,400
<SHORT-TERM>                                   800,000
<LIABILITIES-OTHER>                            770,900
<LONG-TERM>                                  4,000,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     3,395,400
<OTHER-SE>                                     669,000
<TOTAL-LIABILITIES-AND-EQUITY>              65,619,700
<INTEREST-LOAN>                              1,020,800
<INTEREST-INVEST>                              220,200
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,241,000
<INTEREST-DEPOSIT>                             469,000
<INTEREST-EXPENSE>                             549,500
<INTEREST-INCOME-NET>                          691,500
<LOAN-LOSSES>                                   25,000
<SECURITIES-GAINS>                              10,400
<EXPENSE-OTHER>                              1,129,000
<INCOME-PRETAX>                                157,500
<INCOME-PRE-EXTRAORDINARY>                     157,500
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   121,600
<EPS-BASIC>                                       .109
<EPS-DILUTED>                                     .095
<YIELD-ACTUAL>                                    5.30
<LOANS-NON>                                     83,700
<LOANS-PAST>                                    62,900
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                119,100
<ALLOWANCE-OPEN>                               400,000
<CHARGE-OFFS>                                    2,800
<RECOVERIES>                                     2,100
<ALLOWANCE-CLOSE>                              424,300
<ALLOWANCE-DOMESTIC>                            10,300
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        414,000


</TABLE>