Exhibit 10.10.2


 


Access
National Corporation


 


[NON-EMPLOYEE
DIRECTOR FORM - ALTERNATIVE PROVISIONS IN BRACKETS]


Option
Agreement


 


Access National Corporation (the "Company"), for good
and valuable consideration, hereby grants to the Optionee set forth below an option to purchase shares of the Common Stock of the
Company (the “Option”). The Option is intended to be a non-qualified stock option under the Internal Revenue Code. The Option is
granted under, and shall be subject to the terms and conditions set forth in, the Access National Corporation 2009 Stock Option
Plan, as the same be amended or replaced from time to time (the "Plan"), and in addition shall be subject to the terms
set forth below:


 


	Optionee	:
	Position with the Company	:
	Date of Grant	:
	Number of Shares	:
	Option Price	: [must be FMV of Common Stock on date of grant - which is date all material terms of award are approved or a later designated grant date]
	Expiry Date	: [must not be later than 10 years after date of grant]


 


Rights of Exercise (Vesting Schedule): 


Vesting Date     Number of Vested Shares under Option 


 


On the close of the business day of the Expiry Date, the Option
granted will expire and terminate and be of no further force and effect whatsoever as to the shares of the Common Stock for which
the Option hereby granted has not been exercised.


 


The unvested portion of the Option granted hereunder, and all
rights to purchase pursuant thereto, shall expire and terminate [immediately upon] [within 90 days of] the Optionee ceasing to
be a Director of the Company.


 


The Option is not transferable. Optionee shall have no rights
as a shareholder with respect to any shares of Common Stock subject to the Option until the date of the exercise of the Option
for such shares.


 


By Optionee's acceptance of this Agreement and the Option represented
hereby, the Optionee confirms that the Option and all shares of Common Stock purchased upon any exercise of the Option have been
and will be acquired for investment purposes only and not with the view to distribute or transfer and will be held for Optionee’s own account Furthermore, by acceptance of this Agreement, the Optionee agrees to take into consideration the current strength
of the Company's Common Stock price and to not sell any shares into the market that would cause a substantial decrease in the Company's
Common Stock price.


 


Furthermore, by acceptance of this Agreement, the Optionee agrees
that he is responsible for the payment of any taxes related to the Option. [If approved by the Committee for the Option: The Optionee
may elect to satisfy the withholding requirement, in whole or in part, by having the Company withhold shares of Common Stock having
a Fair Market Value equal to the amount required to be withheld in accordance with Section 11.2 of the Plan.] The Company advises
Optionee to contact his tax advisor to discuss any tax issues.


 


[If approved by the Committee for the Option: The Optionee may
elect to pay the Option Price, in whole or in part, by delivering to the Company shares of Common Stock in accordance with Section
6.6 of the Plan. The Optionee may elect to pay the Option Price, in whole or in part, by net exercise in accordance with Section
6.6 of the Plan.]


 


Where used herein all defined terms shall have the respective
meanings attributed thereto in the Plan.


 


Dated at Reston, Virginia on _____________, _____.


 


ACCESS NATIONAL CORPORATION


 


	By:	 	 
	 	 	 
	 	Michael W Clarke, President/CEO	 


 


The Undersigned hereby acknowledges receipt of a copy of the
Plan and accepts and agrees to the grant of the Option on the terms and conditions set forth herein and in the Plan.


 


	 	 
	(Optionee)	 


 


voice
703-871-2100     fax 703-766-3385


1800
Robert Fulton Drive, Suite 300 Reston, Virginia 20191