<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND CONSOLIDATED STATEMENT OF OPERATIONS FROM
THE COMPANY FORM 10-QSB FOR THE YEAR TO DATE AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                       3,507,800
<INT-BEARING-DEPOSITS>                         100,000
<FED-FUNDS-SOLD>                             3,110,000
<TRADING-ASSETS>                               185,800
<INVESTMENTS-HELD-FOR-SALE>                  5,527,600
<INVESTMENTS-CARRYING>                      11,552,000
<INVESTMENTS-MARKET>                        10,968,000
<LOANS>                                     41,085,300
<ALLOWANCE>                                    419,400
<TOTAL-ASSETS>                              69,655,200
<DEPOSITS>                                  59,724,200
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            832,000
<LONG-TERM>                                  4,800,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     3,395,400
<OTHER-SE>                                     903,600
<TOTAL-LIABILITIES-AND-EQUITY>              69,655,200
<INTEREST-LOAN>                              2,083,800
<INTEREST-INVEST>                              516,900
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             2,600,700
<INTEREST-DEPOSIT>                             961,200
<INTEREST-EXPENSE>                           1,125,000
<INTEREST-INCOME-NET>                        1,475,000
<LOAN-LOSSES>                                   75,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              2,309,100
<INCOME-PRETAX>                                392,800
<INCOME-PRE-EXTRAORDINARY>                     392,800
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   275,400
<EPS-BASIC>                                        .25
<EPS-DILUTED>                                      .21
<YIELD-ACTUAL>                                    5.42
<LOANS-NON>                                     24,800
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 72,700
<ALLOWANCE-OPEN>                               400,000
<CHARGE-OFFS>                                   58,100
<RECOVERIES>                                     2,500
<ALLOWANCE-CLOSE>                              419,400
<ALLOWANCE-DOMESTIC>                             9,400
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        410,000


</TABLE>