<TABLE> <S> <C>


<ARTICLE>                                               9                   
<MULTIPLIER>                                        1,000
       
<S>                                               <C>
<PERIOD-TYPE>                                        9-MOS
<FISCAL-YEAR-END>                              JUN-30-1998
<PERIOD-START>                                 JUL-01-1997
<PERIOD-END>                                   MAR-31-1998
<CASH>                                                 833
<INT-BEARING-DEPOSITS>                              11,623
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                          8,178
<INVESTMENTS-CARRYING>                               9,328
<INVESTMENTS-MARKET>                                 9,517
<LOANS>                                             67,365
<ALLOWANCE>                                            270
<TOTAL-ASSETS>                                     100,104
<DEPOSITS>                                          60,625
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                    757
<LONG-TERM>                                         16,420
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          22,302
<TOTAL-LIABILITIES-AND-EQUITY>                     100,104
<INTEREST-LOAN>                                      3,489
<INTEREST-INVEST>                                      764
<INTEREST-OTHER>                                       574
<INTEREST-TOTAL>                                     4,827
<INTEREST-DEPOSIT>                                   2,081
<INTEREST-EXPENSE>                                   2,556
<INTEREST-INCOME-NET>                                2,271
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                      1,491
<INCOME-PRETAX>                                        836
<INCOME-PRE-EXTRAORDINARY>                             553
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           553
<EPS-PRIMARY>                                          .41
<EPS-DILUTED>                                          .40
<YIELD-ACTUAL>                                        3.21
<LOANS-NON>                                             82
<LOANS-PAST>                                             1
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                       270
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                      270
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                270
        


</TABLE>