<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND CONSOLIDATED STATEMENT OF OPERATIONS FROM THE
COMPANY FORM 10QSB FOR THE YEAR TO DATE AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                       4,507,200
<INT-BEARING-DEPOSITS>                         200,000
<FED-FUNDS-SOLD>                             9,205,000
<TRADING-ASSETS>                               184,000
<INVESTMENTS-HELD-FOR-SALE>                  2,156,600
<INVESTMENTS-CARRYING>                      11,591,800
<INVESTMENTS-MARKET>                        11,363,000
<LOANS>                                     41,614,800
<ALLOWANCE>                                    450,200
<TOTAL-ASSETS>                              73,329,200
<DEPOSITS>                                  61,884,800
<SHORT-TERM>                                    50,000
<LIABILITIES-OTHER>                          1,095,700
<LONG-TERM>                                  5,800,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     3,391,800
<OTHER-SE>                                   1,106,900
<TOTAL-LIABILITIES-AND-EQUITY>              73,329,200
<INTEREST-LOAN>                              3,190,000
<INTEREST-INVEST>                              835,600
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             4,025,600
<INTEREST-DEPOSIT>                           1,493,000
<INTEREST-EXPENSE>                           1,754,400
<INTEREST-INCOME-NET>                        2,271,200
<LOAN-LOSSES>                                  105,000
<SECURITIES-GAINS>                              69,000
<EXPENSE-OTHER>                              3,561,700
<INCOME-PRETAX>                                781,100
<INCOME-PRE-EXTRAORDINARY>                     781,100
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   559,000
<EPS-BASIC>                                        .50
<EPS-DILUTED>                                      .43
<YIELD-ACTUAL>                                    5.56
<LOANS-NON>                                     27,800
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                402,400
<ALLOWANCE-OPEN>                               400,000
<CHARGE-OFFS>                                   58,100
<RECOVERIES>                                     3,300
<ALLOWANCE-CLOSE>                              450,200
<ALLOWANCE-DOMESTIC>                            23,100
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        427,100


</TABLE>