15992 Federal Register / Vol. 87, No. 54 / Monday, March 21, 2022 / Notices 

customer account information between 

LECs. In December 2007, the 

Commission declined to adopt 

mandatory LEC-to-LEC data exchange 

requirements. 

Federal Communications Commission. 

Marlene Dortch, 

Secretary, Office of the Secretary. 

[FR Doc. 2022–05877 Filed 3–18–22; 8:45 am] 

BILLING CODE 6712–01–P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

Agency Information Collection 

Activities: Proposed Collection 

Renewal; Comment Request [OMB No. 

3064–0145; –0161; –0171] 

AGENCY: Federal Deposit Insurance 

Corporation (FDIC). 

ACTION: Agency Information Collection 

Activities: Submission for OMB Review; 

Comment Request. 

SUMMARY: The FDIC, as part of its 

obligations under the Paperwork 

Reduction Act of 1995, invites the 

general public and other Federal 

agencies to take this opportunity to 

comment on the request to renew the 

existing information collections 

described below (OMB Control No. 

3064–0145; –0161 and –0171). The 

notice of the proposed renewal for these 

information collections was previously 

published in the Federal Register on 

January 13, 2022, allowing for a 60-day 

comment period. 

DATES: Comments must be submitted on 

or before April 20, 2022. 

ADDRESSES: Interested parties are 

invited to submit written comments to 

the FDIC by any of the following 

methods: 

• Agency Website: https://

www.fdic.gov/resources/regulations/ 

federal-register-publications/index.html. 

• Email: comments@fdic.gov. Include 

the name and number of the collection 

in the subject line of the message. 

• Mail: Manny Cabeza (202–898– 

3767), Regulatory Counsel, MB–3128, 

Federal Deposit Insurance Corporation, 

550 17th Street NW, Washington, DC 

20429. 

• Hand Delivery: Comments may be 

hand-delivered to the guard station at 

the rear of the 17th Street NW building 

(located on F Street NW), on business 

days between 7:00 a.m. and 5:00 p.m. 

Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Manny Cabeza, Regulatory Counsel, 

202–898–3767, mcabeza@fdic.gov, MB– 

3128, Federal Deposit Insurance 

Corporation, 550 17th Street NW, 

Washington, DC 20429. 

SUPPLEMENTARY INFORMATION: Proposal 

to renew the following currently 

approved collections of information: 

1. Title: Notice Regarding 

Unauthorized Access to Customer 

Information. 

OMB Number: 3064–0145. 

Form Numbers: None. 

Affected Public: Insured state 

nonmember banks. 

SUMMARY OF ESTIMATED ANNUAL BURDEN

[OMB No. 3064–0145] 

Information collection description Type of burden 

(obligation to respond) 

Frequency of 

response 

Number of 

respondents 

Hours per 

response 

Annual burden 

(hours) 

Implementation (One Time): 

Develop Policies and Procedures for Response Program.Recordkeeping (Required) ............... 1 ..................... 10 24 240 

Ongoing: 

Notice Regarding Unauthorized 

Access to Customer Information.

Third Party Disclosure (Required) ... On occasion ... 315 36 11,340 

Total Annual Burden 

(Hours).

........................................................... ........................ ........................ ........................ 11,580 

Source: FDIC. 

Burden Estimate: 

General Description of Collection: The 

Interagency Guidance on Response 

Programs for Unauthorized Access to 

Customer Information and Customer 

Notice describes the federal banking 

agencies’ expectations regarding a 

response program, including customer 

notification procedures, that a financial 

institution should develop and apply 

under the circumstances described in 

the Guidance to address unauthorized 

access to or use of customer information 

that could result in substantial harm or 

inconvenience to a customer. The 

Guidance advises financial institutions 

when and how they might: (1) Develop 

notices to customers; (2) in certain 

circumstances defined in the Guidance, 

determine which customers should 

receive the notices; and (3) send the 

notices to customers. 

There is no change in the 

methodology or substance of this 

information collection. The increase in 

total estimated annual burden from 

11,340 hours in 2019 to 11,580 hours 

currently is due to economic factors as 

reflected in the increase in estimated 

number of respondents. 

2. Title: Furnisher Information 

Accuracy and Integrity (FACTA 312). 

OMB Number: 3064–0161. 

Form Number: None. 

Affected Public: State nonmember 

banks. 

Burden Estimate: 


khammond on DSKJM1Z7X2PROD with NOTICES
Federal Register / Vol. 87, No. 54 / Monday, March 21, 2022 / Notices 15993 

SUMMARY OF ESTIMATED ANNUAL BURDEN

[OMB No. 3064–0161] 

Information collection description Type of burden 

(obligation to respond) 

Number of 

responses 

Number of 

respondents 

Hours per 

response 

Annual burden 

(hours) 

Procedures to Enhance the Accuracy and Integrity of Information 

furnished to Consumer Reporting 

Agencies under Section 312 of the 

Fair and Accurate Credit Transaction Act.

Recordkeeping (Required) ............... 1 3,140 40 125,600 

Distribution of Notices in Response 

to Direct Disputes.

Third Party Disclosure (Required) ... 46 3,140 0.23 33,221 

Total Annual Burden (Hours) ..... ........................................................... ........................ ........................ ........................ 158,821 

General Description of Collection: 

Sec. 312 of the Fair and Accurate Credit 

Transaction Act of 2003 (FACT Act) 

requires the FDIC to: Issue guidelines 

for furnishers regarding the accuracy 

and integrity of the information about 

consumers furnished to consumer 

reporting agencies; prescribe regulations 

requiring furnishers to establish 

reasonable policies/procedures to 

implement the guidelines; and issue 

regulations identifying the 

circumstances where a furnisher must 

reinvestigate a dispute about the 

accuracy of information in a consumer 

report based on a direct request from a 

consumer. 

There is no change in the method or 

substance of the collection. The overall 

increase in burden hours is the result of 

economic fluctuation. In particular, the 

number of respondents has increased 

while the hours per response and 

frequency of responses have remained 

the same. 

3. Title: Registration of Mortgage Loan 

Originators. 

OMB Number: 3064–0171. 

Form Number: None. 

Affected Public: FDIC Supervised 

Institutions and Employee Mortgage 

Loan Originators. 

Burden Estimate: 

SUMMARY OF ESTIMATED ANNUAL BURDEN

[OMB No. 3064–0171] 

Information collection description Type of burden 

Frequency 

of 

response 

Estimated 

number of 

respondents 

Estimated 

number of 

responses per 

respondent 

Estimated 

time per 

response 

(hours) 

Estimated 

annual burden 

(hours) 

Financial Institution Policies and Procedures for Ensuring Employee-Mortgage Loan Originator Compliance 

With S.A.F.E. Act Requirements— 

New Entrant.

Recordkeeping ...... One-Time 7 1 20 140 

Financial Institution Policies and Procedures for Ensuring Employee-Mortgage Loan Originator Compliance 

With S.A.F.E. Act Requirements— 

Ongoing.

Recordkeeping ...... Annual ...... 3,091 1 1 3,091 

Financial Institution Procedures to 

Track and Monitor Compliance with 

S.A.F.E. Act Compliance—New Entrant.

Recordkeeping ...... One-Time 7 1 60 420 

Financial Institution Procedures to 

Track and Monitor Compliance with 

S.A.F.E. Act Compliance—Ongoing.

Recordkeeping ...... Annual ...... 3,091 1 1 3,091 

Financial Institution Procedures for the 

Collection and Maintenance of Employee Mortgage Loan Originator’s 

Criminal History Background Reports—New Entrant.

Recordkeeping ...... One-Time 7 1 20 140 

Financial Institution Procedures for the 

Collection and Maintenance of Employee Mortgage Loan Originator’s 

Criminal History Background Reports—Ongoing.

Recordkeeping ...... Annual ...... 3,091 1 1 3,091 

Financial Institution Procedures for 

Public Disclosure of Mortgage Loan 

Originator’s Unique Identifier—New 

Entrant.

Third Party Disclosure.One-Time 7 1 25 175 

Financial Institution Procedures for 

Public Disclosure of Mortgage Loan 

Originator’s Unique Identifier—Ongoing.

Third Party Disclosure.Annual ...... 3,091 1 1 3,091 


khammond on DSKJM1Z7X2PROD with NOTICES
15994 Federal Register / Vol. 87, No. 54 / Monday, March 21, 2022 / Notices 

SUMMARY OF ESTIMATED ANNUAL BURDEN—Continued 

[OMB No. 3064–0171] 

Information collection description Type of burden 

Frequency 

of 

response 

Estimated 

number of 

respondents 

Estimated 

number of 

responses per 

respondent 

Estimated 

time per 

response 

(hours) 

Estimated 

annual burden 

(hours) 

Financial Institution Information Reporting to Registry.Reporting .............. On Occasion.3,098 1 1 3,098 

Mortgage Loan Originator Initial Registration Reporting and Authorization 

Requirements.

Reporting .............. One-Time 5,257 1 .25 1,314 

Mortgage Loan Originator Registration 

Updates Upon Change in Circumstances.

Reporting .............. On Occasion.40,015 1 .25 10,004 

Financial Institution Procedures for the 

Collection of Employee Mortgage 

Loan Originator’s Fingerprints.

Recordkeeping ...... On Occasion.3,098 1 4 12,392 

Mortgage Loan Originator Procedures 

for Disclosure to Consumers of 

Unique Identifier.

Third Party Disclosure.On Occasion.45,272 1 1 45,272 

Mortgage Loan Originator Annual Renewal Registration Reporting and Authorization Requirements.Reporting .............. On Occasion.40,015 1 .25 10,004 

Total Annual Burden ...................... ............................... ................... ........................ ........................ ........................ 95,323 

General Description of Collection: 

This information collection implements 

the Secure and Fair Enforcement for 

Mortgage Licensing Act of 2008 (SAFE 

Act) requirement that employees of 

Federally-regulated institutions who 

engage in the business of a mortgage 

loan originator to register with the 

Nationwide Mortgage Licensing System 

and Registry and establishes national 

licensing and registration requirements. 

It also directs Federally-regulated 

institutions to have written policies and 

procedures in place to ensure that their 

employees who perform mortgage loan 

originations comply with the 

registration and other SAFE Act 

requirements. 

There is no change in the method or 

substance of the collection. The overall 

decrease in burden hours is the result of 

economic fluctuation. In particular, the 

number of respondents and time per 

response have decreased while the 

frequency of responses have remained 

the same. 

Request for Comment 

Comments are invited on: (a) Whether 

the collection of information is 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collection, 

including the validity of the 

methodology and assumptions used; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. All comments will become 

a matter of public record. 

Federal Deposit Insurance Corporation. 

Dated at Washington, DC, on March 14, 

2022. 

James P. Sheesley, 

Assistant Executive Secretary. 

[FR Doc. 2022–05803 Filed 3–18–22; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The public portions of the 

applications listed below, as well as 

other related filings required by the 

Board, if any, are available for 

immediate inspection at the Federal 

Reserve Bank(s) indicated below and at 

the offices of the Board of Governors. 

This information may also be obtained 

on an expedited basis, upon request, by 

contacting the appropriate Federal 

Reserve Bank and from the Board’s 

Freedom of Information Office at 

https://www.federalreserve.gov/foia/ 

request.htm. Interested persons may 

express their views in writing on the 

standards enumerated in the BHC Act 

(12 U.S.C. 1842(c)). 

Comments regarding each of these 

applications must be received at the 

Reserve Bank indicated or the offices of 

the Board of Governors, Ann E. 

Misback, Secretary of the Board, 20th 

Street and Constitution Avenue NW, 

Washington, DC 20551–0001, not later 

than April 20, 2022. 

A. Federal Reserve Bank of Boston 

(Prabal Chakrabarti, Senior Vice 

President) 600 Atlantic Avenue, Boston, 

Massachusetts 02210–2204. Comments 

can also be sent electronically to 

BOS.SRC.Applications.Comments@

bos.frb.org: 

1. ECB Bancorp, Inc., Everett, 

Massachusetts; to become a bank 

holding company by acquiring Everett 

Co-operative Bank, Everett, 

Massachusetts, upon the conversion of 

Everett Co-operative Bank from mutual 

to stock form. 

B. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. ServBanc Holdco, Inc., Phoenix, 

Arizona; to become a bank holding 

company by merging with Allied First 

Bancorp, Inc., and thereby indirectly 

acquiring Allied First Bank, SB, both of 

Oswego, Illinois. 


khammond on DSKJM1Z7X2PROD with NOTICES