EX-10.2



 Exhibit 10.2 

EXECUTION VERSION 

FIRST AMENDMENT TO SIXTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT 

This First Amendment to Sixth Amended and Restated Loan and Security Agreement (this “Amendment”) is made as of November 21,
2017, among Regional Management Corp. (“Regional”), Regional Finance Corporation of South Carolina, Regional Finance Corporation of Georgia, Regional Finance Corporation of Texas, Regional Finance Corporation of North Carolina, Regional
Finance Corporation of Alabama, Regional Finance Corporation of Tennessee, Regional Finance Company of New Mexico, LLC, Regional Finance Company of Oklahoma, LLC, Regional Finance Company of Missouri, LLC, Regional Finance Company of Georgia, LLC,
RMC Financial Services of Florida, LLC, Regional Finance Company of Louisiana, LLC, Regional Finance Company of Mississippi, LLC, Regional Finance Company of Kentucky, LLC and Regional Finance Company of Virginia, LLC (each individually a
“Borrower” and collectively the “Borrowers”), the financial institutions listed as lenders on the signature pages to this Amendment (such financial institutions, together with their respective successors and assigns, are referred
to hereinafter each individually as a “Lender” and collectively as the “Lenders”) and Bank of America, N.A. as agent for the Lenders (in its capacity as agent, the “Agent”). 

RECITALS 
 WHEREAS,
the Borrowers, the Lenders and the Agent are parties to that certain Sixth Amended and Restated Loan and Security Agreement, dated as of June 20, 2017 (as may be further amended, restated, modified, substituted, extended, or renewed from time
to time, and together with all of its exhibits, schedules and attachments thereto, collectively the “Loan Agreement”); 

WHEREAS, the Borrowers acknowledge that as of the close of business on November 20, 2017, there was outstanding the aggregate
principal amount of $474,203,608.83 under the Loan Agreement in respect of the outstanding principal amount of Revolving Loans and the undrawn face amount of all outstanding Letters of Credit; 

WHEREAS, the Borrowers have requested that the Agent and the Lenders modify certain provisions of the Loan Agreement and the Agent and
the Lenders have agreed to do so subject to the terms and conditions set forth herein; 
 NOW THEREFORE, in consideration of the
mutual promises and agreements contained herein and other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto do hereby agree as follows: 

Section 1 DEFINED TERMS; RECITALS. 

Each defined term used herein and not otherwise defined herein shall have the meaning ascribed to such term in the Loan Agreement. The
Borrowers, the Lenders and the Agent agree that the Recitals above are a part of this Amendment. 







 Section 2 AMENDMENTS. The Loan Agreement is hereby amended as follows: 

 

	 	a.	Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Existing Term Loan Transaction” and replacing it with the following: 


 

	 	•	 	“Existing Term Loan Transaction shall mean that certain Credit Agreement, subject to the Intercreditor Agreement, originally dated as of December 11, 2015 and as amended and restated pursuant to that
certain Amended and Restated Credit Agreement dated as of November 21, 2017, by and among Regional Management Receivables, LLC, as borrower, Regional Management Corp., as servicer, the lenders from time to time party thereto, Wells Fargo
Securities, LLC, as administrative agent for the lenders, and Wells Fargo Bank, National Association, as account bank, collateral custodian, and backup servicer.” 


 

	 	b.	Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Intercreditor Agreement” and replacing it with the following: 


 

	 	•	 	“Intercreditor Agreement shall mean that certain Second Amended and Restated Intercreditor Agreement originally dated June 20, 2017, and as amended by that certain Amendment No. 1 to Intercreditor
Agreement dated November 21, 2017, entered into by the Agent, the Collateral Agent, Regional, in its individual capacity and as servicer under the Securitization Documents and the other parties thereto, including any Securitization Agent or any
Warehouse Facility Agent and as acknowledged by the Borrowers, Regional Management Receivables, LLC, Regional Management Receivables II, LLC and any Special Purpose Subsidiary formed for the purpose of entering into any Warehouse Facility or
Securitization, as such Second Amended and Restated Intercreditor Agreement, as amended, may be further amended, restated or otherwise modified and in effect from time to time, among the Persons then party thereto.” 


 

	 	c.	The Schedules attached to the Loan Agreement are hereby replaced with the Schedules attached hereto as Exhibit A. 


Section 3 REPRESENTATIONS AND WARRANTIES. 

Each of the Borrowers hereby represents and warrants to the Agent, as of the Amendment Effective Date, as follows: 

3.1 Authorization; Enforceability; Ratification. This Amendment has been duly and validly executed by an authorized officer of such
Borrower and constitutes the legal, valid and binding obligation of such Borrower enforceable against such Borrower in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency or similar laws affecting the
enforcement of creditors’ rights generally. The Loan Agreement remains in full force and effect and remains the valid and binding obligation of each such Borrower enforceable against such Borrower in accordance with its terms, except as
enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally. 

  
 2 








 3.2 No Default or Event of Default. No Default or Event of Default is existing under the
Loan Agreement and no Default or Event of Default will occur as a result of the effectiveness of this Amendment. 
 3.3 Restatement of
Representations and Warranties; Schedules. The representations and warranties of such Borrower contained in the Loan Agreement and the other Loan Documents are true and correct in all material respects (except that if any such representation or
warranty contains any materiality qualifier, such representation or warranty shall be true and correct in all respects) on and as of the date of this Amendment as though made on the date of this Amendment (except for representations and warranties
that expressly relate to an earlier date). The Schedules to the Loan Agreement are accurate and complete on and as of the date of this Amendment (except for Schedules that expressly relate to an earlier date). 

Section 4 CONDITIONS TO EFFECTIVENESS. 

This Amendment shall become effective (the “Amendment Effective Date”) when and only when (a) this Amendment shall be
executed and delivered by each Borrower, the Agent and the Lenders, (b) the Agent shall have received a certificate of the Secretary of each Borrower as to (x) resolutions of its board of directors, or applicable governing body, then in
full force and effect authorizing the execution, delivery and performance of this Amendment and (y) the incumbency signatures of those of its officers authorized to act with respect to this Amendment, (c) the Agent shall have received an
executed Reaffirmation from the Guarantors, (d) the Agent shall have received a fee in the amount of $1,000.00 in connection with this Amendment, and (e) the Agent shall have received the First Amendment to Second Amended and Restated
Intercreditor Agreement dated the date hereof, executed by the parties to the Intercreditor Agreement. 

  
 3 








 Section 5 CONSENT 

The Agent and the Lenders hereby consent for all purposes under the Loan Agreement and the other Loan Documents (including, without limitation,
Section 8.18(a) of the Loan Agreement), to Regional’s entering into that certain Amended and Restated Credit Agreement dated November 21, 2017 by and among Regional Management Receivables, LLC, as borrower, Regional Management Corp.,
as servicer, the lenders from time to time party thereto, Wells Fargo Securities, LLC, as administrative agent for the lenders, and Wells Fargo Bank, National Association, as account bank, collateral custodian, and backup servicer, and to
consummating the transactions contemplated thereby; provided, however, that such consent shall not be interpreted as constituting a waiver of any other Events of Default that might arise from the consummation of such transaction pursuant to the
terms of the Loan Documents. 
 Section 6 MISCELLANEOUS. 

6.1 Governing Law. This Amendment shall be governed by and construed in accordance with the laws of the State of New York without giving
effect to any conflict of law principles that would cause the laws of another jurisdiction to apply (except federal laws relating to national banks). 

6.2 Severability. Any provision of this Amendment which is prohibited or unenforceable shall be ineffective to the extent of such
prohibition or unenforceability without invalidating the remaining provisions of this Amendment. 
 6.3 Counterparts. This Amendment
may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an original, and all of which taken together shall constitute but one and the
same instrument, and counterparts hereof may be delivered by facsimile or .PDF electronic transmission which shall be effective as a manually signed original counterpart. 

6.4 Headings. Section headings used in this Amendment are for the convenience of reference only and are not a part of this Amendment for
any other purpose. 
 6.5 Negotiations. By accepting this Amendment, each Borrower acknowledges and agrees that all of the provisions
contained herein were negotiated and agreed to in good faith after discussion with the Agent. 
 6.6 Nonwaiver. Except as set forth in
Sections 2 and 5 above or as otherwise expressly set forth herein, the execution, delivery, performance and effectiveness of this Amendment shall not operate as, or be deemed or construed to be, a waiver: (a) of any right, power or remedy of
the Agent under the Loan Agreement or the other Loan Documents or (b) of any term, provision, representation, warranty or covenant contained in the Loan Agreement or any other Loan Document. Further, none of the provisions of this Amendment
shall constitute, or be deemed to be or construed as, a waiver of any Default or Event of Default under the Loan Agreement. 

  
 4 








 6.7 Reference to and Effect on the Loan Agreement; Successor and Assigns. Upon the
effectiveness of this Amendment, each reference in the Loan Agreement to “this Agreement,” “hereunder,” “hereof,” “herein,” or words of like import shall mean and be a reference to the Loan Agreement, as
modified by this Amendment and each reference to the Loan Agreement in any other document, instrument or agreement executed and/or delivered in connection with the Loan Agreement shall mean and be a reference to the Loan Agreement, as modified by
this Amendment. This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective permitted successors and assigns. 

6.8 Acknowledgment; Release of Claims. No Borrower is aware of any claim or offset against, or defense or counterclaim to, such
Borrower’s obligations or liabilities under the Loan Agreement or any Loan Document to which it is a party. In consideration of the Lenders’ agreements contained in this Amendment, each Borrower hereby irrevocably releases and forever
discharges the Agent and its Affiliates, subsidiaries, successors, assigns, directors, officers, employees, agents, consultants and attorneys (each, a “Released Person”) of and from any and all claims, suits, actions,
investigations, proceedings or demands, whether based in contract, tort, implied or express warranty, strict liability, criminal or civil statute or common law of any kind or character, known or unknown, which such Borrower ever had or now has
against the Agent or any other Released Person which relates, directly or indirectly, to any acts or omissions of the Agent or any other Released Person relating to the Loan Agreement or any Loan Document on or prior to the date hereof. 

6.9 Reaffirmation. Each of the parties hereto (as debtor, grantor, pledgor, guarantor, assignor, or in any other similar capacity in
which such party grants liens or security interests in its property or otherwise acts as accommodation party or guarantor, as the case may be, under the Loan Documents) hereby: (i) ratifies and reaffirms all of its payment and performance
obligations, contingent or otherwise, under the Loan Agreement and the other Loan Documents to which it is a party and (ii) to the extent such party has granted liens on or security interests in any of its property pursuant to the Loan
Agreement or any other Loan Document as security for or otherwise guaranteed the Obligations, ratifies and reaffirms such guarantee and grant of security interests and liens and confirms and agrees that such security interests and liens hereafter
secure all of the Obligations. Each of the parties hereto hereby consents to this Amendment and hereby ratifies and affirms the Loan Agreement and the other Loan Documents, as modified hereby. 

6.10 Waiver of Jury Trial. Each party hereto waives to the fullest extent permitted by law, any right it may have to a trial by jury of
any claim, counterclaim, action or other proceeding arising under or relating to this amendment or the transactions contemplated hereby. 

6.11 Loan Document. This Amendment is a Loan Document. 

  
 5 








 6.12 Fees and Expenses. The Borrowers shall pay all outstanding costs, expenses and fees
of the Agent and its advisors, service providers and legal counsels incurred in connection with the documentation of this Amendment, in the manner and to the extent set forth in the Loan Agreement. 

[Signature Pages Follow] 

  
 6 








 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed by their
respective officers or agents thereunto duly authorized as of the date first written above. 
  

			
	BORROWERS
	
	REGIONAL MANAGEMENT CORP.
	REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA
	REGIONAL FINANCE CORPORATION OF GEORGIA
	REGIONAL FINANCE CORPORATION OF TEXAS
	REGIONAL FINANCE CORPORATION OF NORTH CAROLINA
	REGIONAL FINANCE CORPORATION OF ALABAMA
	REGIONAL FINANCE CORPORATION OF TENNESSEE
	REGIONAL FINANCE COMPANY OF OKLAHOMA, LLC
	REGIONAL FINANCE COMPANY OF NEW MEXICO, LLC
	REGIONAL FINANCE COMPANY OF MISSOURI, LLC
	REGIONAL FINANCE COMPANY OF GEORGIA, LLC
	REGIONAL FINANCE COMPANY OF MISSISSIPPI, LLC
	REGIONAL FINANCE COMPANY OF LOUISIANA, LLC
	RMC FINANCIAL SERVICES OF FLORIDA, LLC
	REGIONAL FINANCE COMPANY OF KENTUCKY, LLC
	REGIONAL FINANCE COMPANY OF VIRGINIA, LLC,
	as Regional Borrowers
	
	By:   /s/ Donald E.
Thomas                                        
  
	Name: Donald E. Thomas
	Title: EVP and CFO
	Address: 979 Batesville Road, Suite B, Greer, South Carolina 29651 (with a mailing address of Post Office Box 776, Mauldin, South Carolina 296662)









 
			
	AGENT
	
	BANK OF AMERICA, N.A., as Agent


 
			
		
	By:	 	 /s/ Bruce Jenks



 
			
	Name:	 	Bruce Jenks
	Title:	 	Senior Vice President
	Address:	 	4 Sentry Parkway, Suite 200
		 	Blue Bell, PA 19422
	Attn:	 	Bruce Jenks
	
	LENDERS
	
	BANK OF AMERICA, N.A.,
	as a Lender and Letter of Credit Issuer


 
			
		
	By:	 	 /s/ Bruce Jenks



 
			
	Name: Bruce Jenks
	Title: Senior Vice President
	
	Commitment = $215,000,000.00
	
	BMO HARRIS FINANCING, INC.,
	as a Lender


 
			
		
	By:	 	 /s/ Michael S. Cameli





			
	Name: Michael S. Cameli
	Title: Director
	
	Commitment = $108,000,000.00
	
	FIRST TENNESSEE BANK NATIONAL ASSOCIATION,
	as a Lender
		
	By:	 	 /s/ Blake Chandler





			
	Name:	 	Blake Chandler
	Title:	 	Vice President
	
	Commitment = $40,000,000.00









 
			
	SYNOVUS BANK
	as a Lender


 
			
		
	By:	 	 /s/ Chris S. Abele

	Name: Chris S. Abele
	Title: Sr. Director
	
	Commitment = $25,000,000.00
	
	TEXAS CAPITAL BANK, N.A.
	as a Lender


 
			
		
	By:	 	 /s/ Stephanie Bowman

	Name: Stephanie Bowman
	Title: SVP
	
	Commitment = $35,000,000.00


 
			
	
	WELLS FARGO BANK, NATIONAL ASSOCIATION


 
			
	as a Lender
		
	By:	 	 /s/ William M. Laird

	Name: William M. Laird
	Title: SVP
	
	Commitment = $165,000,000.00
	
	CAPITAL BANK, N.A.
	as a Lender


 
			
		
	By:	 	 /s/ Lam B. Britton

	Name: Lam B. Britton
	Title: SVP
	
	Commitment = $20,000,000.00
	
	BANKUNITED, N.A.
	as a Lender


 
			
		
	By:	 	 /s/ Stephen Derby

	Name: Stephen Derby
	Title: SVP
	
	Commitment = $30,000,000.00









 EXHIBIT A 

See attached. 







 SCHEDULE 4.4 

LOCATIONS OF BOOKS AND RECORDS AND COLLATERAL 

The following is a correct and complete list of the locations of all books and records concerning the Collateral, the locations of the
Collateral, and the locations of all Borrowers’ places of business as of the Closing Date: 
 979 Batesville Road, Suite B, Greer,
South Carolina 29651 
 The following branch locations: 
  

									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	101	  	101 Verdae Boulevard, Suite 130	  	Greenville	  	SC	  	29607-3887
	103	  	1544 West Floyd Baker Blvd	  	Gaffney	  	SC	  	29341-1204
	104	  	7800 Rivers Ave. Suite 1450	  	North Charleston	  	SC	  	29406-3241
	105	  	120 Highway 14, Suite C	  	Simpsonville	  	SC	  	29681-6056
	106	  	2303 Boundary Street, Suite 3	  	Beaufort	  	SC	  	29902-3720
	107	  	1200 Sam Rittenburg Blvd, Suite B	  	Charleston	  	SC	  	29407-5006
	108	  	6729 Two Notch Road, Suite L	  	Columbia	  	SC	  	29223-7535
	109	  	314 Richland Avenue West	  	Aiken	  	SC	  	29801-3868
	110	  	110 A North Memorial Avenue	  	Walterboro	  	SC	  	29488-3908
	111	  	1641 Springdale Dr, Suite C	  	Camden	  	SC	  	29020-2091
	112	  	592 North Anderson Road	  	Rock Hill	  	SC	  	29730-7300
	113	  	251 Broad Street	  	Sumter	  	SC	  	29150-4146
	114	  	1450 W.O. Ezell Blvd, Suite 950	  	Spartanburg	  	SC	  	29301-1500
	115	  	716 B Montague Avenue	  	Greenwood	  	SC	  	29649-1439
	118	  	1610 Church Street, Suite D	  	Conway	  	SC	  	29526-2960
	119	  	1113 N. Fraser Street	  	Georgetown	  	SC	  	29440-2851
	121	  	2705 C North Main Street	  	Anderson	  	SC	  	29621-3283
	122	  	1136 Orangeburg Mall Circle	  	Orangeburg	  	SC	  	29115-3439
	123	  	810 Dutch Square Blvd., Suite 102	  	Columbia	  	SC	  	29210-7318
	124	  	145 Highway 15 & 401 Bypass, Suite 7	  	Bennettsville	  	SC	  	29512-4359
	125	  	112 East Carolina Avenue	  	Hartsville	  	SC	  	29550-4214
	126	  	115 E Richardson Avenue	  	Summerville	  	SC	  	29483-6332
	127	  	2889 Main Street	  	Newberry	  	SC	  	29108-4133
	128	  	109 East Main Street	  	Lake City	  	SC	  	29560-2626
	129	  	410 D North Duncan Bypass	  	Union	  	SC	  	29379-8641
	130	  	517 Radford Blvd, Suite D	  	Dillon	  	SC	  	29536-2469
	131	  	1309 B West Poinsett Street	  	Greer	  	SC	  	29650-1251
	132	  	605 Broadway Street	  	Myrtle Beach	  	SC	  	29577-3814
	133	  	5809 Calhoun Memorial Hwy, Suite K	  	Easley	  	SC	  	29640-3876
	134	  	1137-B Hwy 9 Bypass W	  	Lancaster	  	SC	  	29720-4781
	135	  	1107 East Godbold Street	  	Marion	  	SC	  	29571-3907
	136	  	129 Lee Avenue	  	Hampton	  	SC	  	29924-3439
	137	  	1612 State Rd, Suite A-14	  	Cheraw	  	SC	  	29520-5106









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	139	  	141 E. Church Street, Suite M	  	Batesburg-Leesville	  	SC	  	29070-7066
	140	  	104 Bi-Lo Way, Suite A2	  	Moncks Corner	  	SC	  	29461-3975
	141	  	197 Main Street	  	Barnwell	  	SC	  	29812-1847
	142	  	721 US Hwy 321 BYP South, Unit 11	  	Winnsboro	  	SC	  	29180-6326
	143	  	3720 Boiling Springs Rd, Suite F	  	Boiling Springs	  	SC	  	29316-5760
	144	  	211 Oconee Square Drive	  	Seneca	  	SC	  	29678-2546
	145	  	507 N Harper Street, Suite D	  	Laurens	  	SC	  	29360-2337
	146	  	348 North Highway 701 Unit 1	  	Loris	  	SC	  	29569-2464
	147	  	404 E. Martintown Road, Suite D	  	North Augusta	  	SC	  	29841-4236
	148	  	938 E. Liberty Street	  	York	  	SC	  	29745-1662
	149	  	200 West Mill Street	  	Kingstree	  	SC	  	29556-3340
	151	  	134 Saint James Avenue, Suite 6	  	Goose Creek	  	SC	  	29445-2995
	153	  	229 Apple Square Plaza	  	Edgefield	  	SC	  	29824-4203
	154	  	218 City Square	  	Belton	  	SC	  	29627-1433
	155	  	1035 Johnnie Dodds Blvd., Suite C-7	  	Mt. Pleasant	  	SC	  	29464-6154
	156	  	867 U.S. Highway 17 South	  	North Myrtle Beach	  	SC	  	29582-3428
	157	  	7509 Garners Ferry Road, Suite F	  	Columbia	  	SC	  	29209-2664
	158	  	3405 White Horse Road, Suite C	  	Greenville	  	SC	  	29611-5947
	160	  	7249 Saint Andrews Road, Suite B	  	Columbia	  	SC	  	29212-1178
	161	  	400 N Dobys Bridge Rd, Suite 103	  	Fort Mill	  	SC	  	29715-6805
	180	  	2523 S. Cashua Dr.	  	Florence	  	SC	  	29501-5350
	187	  	475 N Main Street, Suite D	  	Hemingway	  	SC	  	29554-9191
	189	  	103 South Brooks Street	  	Manning	  	SC	  	29102-3111
	190	  	509 12th Street	  	West Columbia	  	SC	  	29169-6334
	301	  	2301 Wade Hampton Blvd., Suite 3	  	Greenville	  	SC	  	29615-1059
	303	  	100 Forum Dr, Suite 4	  	Columbia	  	SC	  	29229-7945
	304	  	110 Garner Road, Suite 10	  	Spartanburg	  	SC	  	29303-3155
	305	  	1884 Columbia Road	  	Orangeburg	  	SC	  	29115-3365
	306	  	1222 West Evans Street	  	Florence	  	SC	  	29501-3322
	307	  	8600 Dorchester Rd, Suite 203	  	North Charleston	  	SC	  	29420-7383
	308	  	479 Bypass 72 NW, Suite 111	  	Greenwood	  	SC	  	29649-1405
	309	  	5175 Sunset Blvd., Suite 4	  	Lexington	  	SC	  	29072-7320
	311	  	124 Commons Parkway	  	Anderson	  	SC	  	29621-4133
	312	  	1300 Savannah Highway, Suite 11	  	Charleston	  	SC	  	29407-7849
	313	  	708 Bultman Drive	  	Sumter	  	SC	  	29150-2517
	501	  	2523 East 5th Street	  	Tyler	  	TX	  	75701-3544
	502	  	500 8th Avenue, Suite 100	  	Fort Worth	  	TX	  	76104-2065
	503	  	217 S. Oklahoma Ave, Suite D	  	Weslaco	  	TX	  	78596-7970
	504	  	2912 North Laurent Street	  	Victoria	  	TX	  	77901-4141
	505	  	2501 N. 23rd Street, Suite 30	  	McAllen	  	TX	  	78501-7891
	506	  	318 East Jackson Street	  	Harlingen	  	TX	  	78550-6850
	507	  	502 West Calton Road, Suite 109	  	Laredo	  	TX	  	78041-6631









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	508	  	2200 Boca Chica Blvd, Suite 104	  	Brownsville	  	TX	  	78521-2241
	509	  	1121 SW Military Drive, Suite 103	  	San Antonio	  	TX	  	78221-1672
	510	  	4918 Ayers Road, Suite 136	  	Corpus Christi	  	TX	  	78415-1431
	511	  	530 S Zapata Highway, Suite 3	  	Laredo	  	TX	  	78043-5037
	512	  	2400 Veterans Blvd, Suite 10	  	Del Rio	  	TX	  	78840-3136
	513	  	4761 E Hwy 83, Suite B	  	Rio Grande City	  	TX	  	78582-6494
	514	  	2708 H East Griffin Parkway	  	Mission	  	TX	  	78572-3309
	515	  	206 B San Antonio Street	  	San Marcos	  	TX	  	78666-5585
	516	  	14145 Nacogdoches Road, Suite 1	  	San Antonio	  	TX	  	78247-1931
	517	  	220 Jefferson Street	  	Eagle Pass	  	TX	  	78852-4820
	518	  	2551 Judson Road, Suite C	  	Longview	  	TX	  	75605-4645
	519	  	8868 Research Blvd., Suite 705	  	Austin	  	TX	  	78758-8522
	520	  	3221 Wurzbach Road	  	San Antonio	  	TX	  	78238-4002
	521	  	218 East Kleberg Avenue	  	Kingsville	  	TX	  	78363-4573
	522	  	840 Secretary Drive	  	Arlington	  	TX	  	76015-1640
	523	  	817 West Pioneer Parkway, Suite 156	  	Grand Prairie	  	TX	  	75051-4738
	524	  	1615 North Valley Mills Drive	  	Waco	  	TX	  	76710-2552
	525	  	3655 Fredericksburg Road, Suite 119	  	San Antonio	  	TX	  	78201-3859
	526	  	1919 South Texas Ave	  	Bryan	  	TX	  	77802-1832
	527	  	2314 C West Adams Avenue	  	Temple	  	TX	  	76504-3931
	528	  	2725 NE 28th Street, Suite 130	  	Fort Worth	  	TX	  	76111-2966
	529	  	1918 North Story Road	  	Irving	  	TX	  	75061-1936
	530	  	3115 South 1st, Suite 300	  	Garland	  	TX	  	75041-3422
	531	  	719 West William Cannon Drive, Suite 112	  	Austin	  	TX	  	78745-3981
	532	  	1645 E. Canton Rd	  	Edinburg	  	TX	  	78542-2925
	533	  	1804 Wirt Road	  	Houston	  	TX	  	77055-2407
	534	  	5517 Airline Drive, Suite E	  	Houston	  	TX	  	77076-4946
	535	  	3910 Fairmont Parkway, Suite D	  	Pasadena	  	TX	  	77504-3066
	536	  	12220 Murphy Road, Suite H	  	Stafford	  	TX	  	77477-2410
	537	  	6240 Phelan Blvd	  	Beaumont	  	TX	  	77706-6120
	538	  	4525 Rigsby Avenue, Suite 106	  	San Antonio	  	TX	  	78222-1275
	539	  	459 Uvalde Road	  	Houston	  	TX	  	77015-3717
	540	  	3401 W. Davis Street, Suite A1	  	Conroe	  	TX	  	77304-1841
	541	  	6003 Bellaire Blvd., Suite G	  	Houston	  	TX	  	77081-5421
	542	  	500 N. Oregon, Suite E	  	El Paso	  	TX	  	79901-1124
	543	  	8720 Alameda Ave., Suite A	  	El Paso	  	TX	  	79907-6275
	544	  	10755 N. Loop Drive, Suite P	  	Socorro	  	TX	  	79927-4694
	545	  	3333 N. Yarbrough Dr., Suite V	  	El Paso	  	TX	  	79925-1739
	546	  	9861 Dyer Street, Suite 4	  	El Paso	  	TX	  	79924-4747
	547	  	6920 Delta Drive, Suite 2	  	El Paso	  	TX	  	79905-5519
	548	  	1605 George Dieter Drive, Suite 302	  	El Paso	  	TX	  	79936-6586
	549	  	3806 Avenue I, Suite 22	  	Rosenberg	  	TX	  	77471-3951









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	550	  	7500 Eckhert Road, Suite 460	  	San Antonio	  	TX	  	78240-3068
	551	  	5015 FM 2920 Road, Suite B	  	Spring	  	TX	  	77388-3114
	552	  	230 W. Parker Road, Suite 190	  	Plano	  	TX	  	75075-2383
	553	  	11819 West Avenue, Suite 2	  	San Antonio	  	TX	  	78216-2533
	554	  	3465 W. Walnut Street, Suite 107	  	Garland	  	TX	  	75042-7169
	555	  	1015 S. Mays Street, Suite 101	  	Round Rock	  	TX	  	78664-6745
	556	  	6242 Rufe Snow Drive, Suite 230	  	North Richland Hills	  	TX	  	76148-3347
	557	  	1703 Shaver Street	  	Pasadena	  	TX	  	77502-2027
	558	  	2550 Broadway Street	  	Pearland	  	TX	  	77581-4904
	559	  	11925 Southwest Freeway, Suite 6	  	Stafford	  	TX	  	77477-2300
	560	  	4485 North Freeway	  	Houston	  	TX	  	77022-6229
	561	  	873 S. Mason Road, Suite 324	  	Katy	  	TX	  	77450-3882
	562	  	3917 W. Camp Wisdom Road, Suite 107	  	Dallas	  	TX	  	75237-2468
	563	  	2506 25th Avenue North, Suite 2	  	Texas City	  	TX	  	77590-4666
	564	  	2901 Alta Mere Drive, Suite 1000	  	Fort Worth	  	TX	  	76116-4180
	565	  	1700 N. Zaragoza Rd., Suite 103	  	El Paso	  	TX	  	79936-7964
	566	  	14181 Northwest Freeway	  	Houston	  	TX	  	77040-5013
	567	  	1931 Texas Parkway	  	Missouri City	  	TX	  	77489-3121
	568	  	1101 E. Highway 6, Suite A	  	Alvin	  	TX	  	77511-2878
	569	  	2364 E. Southcross Blvd.	  	San Antonio	  	TX	  	78223-2263
	570	  	1420 FM 1960 Bypass Rd. E, Suite 118	  	Humble	  	TX	  	77338-3934
	571	  	5488 Walzem Rd	  	San Antonio	  	TX	  	78218-2125
	572	  	2301 N. Collins Street, Suite 116	  	Arlington	  	TX	  	76011-2645
	573	  	901 N. Raul Longoria Rd, Suite 4	  	San Juan	  	TX	  	78589-3747
	574	  	4010 W. Commerce St, Suite 101	  	San Antonio	  	TX	  	78207-3650
	575	  	4902 Holly Rd, Suite 112	  	Corpus Christi	  	TX	  	78411-4767
	576	  	16876 Stuebner Airline Rd	  	Spring	  	TX	  	77379-6207
	577	  	713 W. Wheatland Rd	  	Duncanville	  	TX	  	75116-4520
	578	  	3719 N. Fry Rd, Suite O	  	Katy	  	TX	  	77449-6740
	579	  	4509 50th Street	  	Lubbock	  	TX	  	79414-3611
	580	  	4070 N. Belt Line Road, Suite 153	  	Irving	  	TX	  	75038-5010
	581	  	12637 Westheimer Rd, Suite 150	  	Houston	  	TX	  	77077-5746
	582	  	9714 Potranco Road, Suite 113	  	San Antonio	  	TX	  	78251-9617
	583	  	2400 E. Oltorf Street, Suite 12A	  	Austin	  	TX	  	78741-4567
	584	  	2644 SW 34th Avenue	  	Amarillo	  	TX	  	79109-4806
	585	  	1607 East 8th Street, Suite A	  	Odessa	  	TX	  	79761-4806
	586	  	2252 E. Main Street	  	Uvalde	  	TX	  	78801-4947
	587	  	1645 Pat Booker Road, Suite 115	  	Universal City	  	TX	  	78148-3400
	588	  	810 E. Veterans Blvd,Suite F	  	Palmview	  	TX	  	78572-5019
	589	  	3552 Sherwood Way	  	San Angelo	  	TX	  	76901-3533
	590	  	7097 N Expressway 77, Suite 4	  	Olmito	  	TX	  	78575-9808
	591	  	3482 Catclaw Drive	  	Abilene	  	TX	  	79606-8224









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	592	  	1909 Texoma Parkway, Suite G	  	Sherman	  	TX	  	75090-2668
	593	  	3301 E. Rancier Ave, Suite 103G	  	Killeen	  	TX	  	76543-7855
	594	  	601 Sunset Street	  	Denton	  	TX	  	76201-2665
	595	  	1812 Santa Fe Dr, Suite D	  	Weatherford	  	TX	  	76086-6429
	596	  	2708 Southwest Pkwy, Suite 114	  	Wichita Falls	  	TX	  	76308-3727
	597	  	386 Landa St, Suite B	  	New Braunfels	  	TX	  	78130-5401
	598	  	120 FM2821 Rd W, Suite C	  	Huntsville	  	TX	  	77320-8414
	601	  	11 Crispin Ct, Suite 103	  	Asheville	  	NC	  	28803-8208
	602	  	2367 Hwy 70 SE	  	Hickory	  	NC	  	28602-8300
	650	  	2568 West Franklin Blvd	  	Gastonia	  	NC	  	28052-1250
	651	  	7309 East Independence Blvd., Suite 24	  	Charlotte	  	NC	  	28227-9439
	652	  	1897 E. Broad Street	  	Statesville	  	NC	  	28625-4307
	653	  	3733 B Farmington Drive	  	Greensboro	  	NC	  	27407-6246
	654	  	2108 N Centennial Street, Suite 114	  	High Point	  	NC	  	27262-7742
	655	  	3193 D Peters Creek Parkway	  	Winston Salem	  	NC	  	27127-4710
	656	  	811 South Jake Alexander Blvd	  	Salisbury	  	NC	  	28147-9058
	657	  	9601 North Tryon Street, Suite H	  	Charlotte	  	NC	  	28262-8460
	658	  	3306 Highway 74 West, Unit D	  	Monroe	  	NC	  	28110-8695
	659	  	6407 South Blvd., Suite J	  	Charlotte	  	NC	  	28217-4401
	660	  	638 Spartanburg Highway, Suite 30	  	Hendersonville	  	NC	  	28792-5921
	661	  	2140 South Church Street	  	Burlington	  	NC	  	27215-5328
	662	  	1231 Rockingham Rd.	  	Rockingham	  	NC	  	28379-4958
	663	  	1337 C East Dixie Drive	  	Asheboro	  	NC	  	27203-8889
	664	  	3379 Cloverleaf Parkway	  	Kannapolis	  	NC	  	28083-6991
	665	  	1941 Hoffman Road, Suite 10	  	Gastonia	  	NC	  	28054-7524
	667	  	2403 Battleground Avenue, Suite 10	  	Greensboro	  	NC	  	27408-4035
	668	  	420 Eastwood Road, Suite 101	  	Wilmington	  	NC	  	28403-1866
	669	  	1829 Capital Boulevard, Suite 105	  	Raleigh	  	NC	  	27604-2177
	670	  	5410 NC Highway 55, Suite R	  	Durham	  	NC	  	27713-7802
	671	  	4964 Martin View Lane	  	Winston Salem	  	NC	  	27104-5066
	672	  	1111 Ireland Drive, Suite 102	  	Fayetteville	  	NC	  	28304-3329
	673	  	5069 Fayetteville Rd	  	Lumberton	  	NC	  	28358-2107
	674	  	3250 Wilkinson Blvd., Suite H	  	Charlotte	  	NC	  	28208-5667
	675	  	1330 Fifth Avenue, Suite 250	  	Garner	  	NC	  	27529-3638
	676	  	2630 S. Main Street, Suite 103	  	High Point	  	NC	  	27263-1941
	677	  	12265 Capital Blvd.	  	Wake Forest	  	NC	  	27587-6200
	678	  	4731 Ramsey Street	  	Fayetteville	  	NC	  	28311-1614
	679	  	260 Summit Square Blvd, Unit A6	  	Winston Salem	  	NC	  	27105-1461
	680	  	2316 S. 17th Street, Suite 120	  	Wilmington	  	NC	  	28401-7913
	681	  	1331 Mebane Oaks Rd	  	Mebane	  	NC	  	27302-9681
	682	  	5539 W. Market St	  	Greensboro	  	NC	  	27409-2525
	683	  	3607 Matthews Mint Hill Road, Suite 10	  	Matthews	  	NC	  	28105-4146









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	684	  	460 Moye Blvd, Suite 103	  	Greenville	  	NC	  	27834-2886
	685	  	5279 N. Roxboro Road, Suite E, Box 8	  	Durham	  	NC	  	27712
	701	  	7118 Maynardville Highway	  	Knoxville	  	TN	  	37918-5738
	702	  	3014 Bristol Highway, Suite 3	  	Johnson City	  	TN	  	37601-1512
	703	  	421 West Stone Drive, Suite 3	  	Kingsport	  	TN	  	37660-3270
	704	  	1135 Volunteer Parkway, Suite 1	  	Bristol	  	TN	  	37620-4658
	705	  	5716 Ringgold Road, Unit 106	  	Chattanooga	  	TN	  	37412-3597
	706	  	891 Keith Street NW, Suite 6	  	Cleveland	  	TN	  	37311-1879
	707	  	126 The Crossings	  	Crossville	  	TN	  	38555-8754
	708	  	1645 Downtown West Blvd., Unit 11	  	Knoxville	  	TN	  	37919-5411
	709	  	516 S. Willow Avenue	  	Cookeville	  	TN	  	38501-3727
	710	  	1631 E. Andrew Johnson Highway	  	Morristown	  	TN	  	37814-5401
	711	  	1240 NW Broad Street	  	Murfreesboro	  	TN	  	37129-1713
	712	  	224 West Main Street, Suite D	  	Lebanon	  	TN	  	37087-2680
	713	  	136 Bear Creek Pike, Suite E	  	Columbia	  	TN	  	38401-2484
	714	  	2565 East Andrew Johnson Highway	  	Greeneville	  	TN	  	37745-0951
	715	  	319 Vann Drive, Suite B	  	Jackson	  	TN	  	38305-6032
	716	  	2021 Gallatin Pike North, Suite 240	  	Madison	  	TN	  	37115-2029
	717	  	200 Able Drive, Suite 16	  	Dayton	  	TN	  	37321-6034
	718	  	121 Henslee Drive, Suite H	  	Dickson	  	TN	  	37055-2076
	719	  	1321 Bell Road	  	Antioch	  	TN	  	37013-3730
	720	  	371 West Church Street	  	Lexington	  	TN	  	38351-2096
	721	  	7444 Winchester Road, Suite 104	  	Memphis	  	TN	  	38125-2206
	801	  	449 George Wallace Drive	  	Gadsden	  	AL	  	35903-2282
	802	  	2314 6th Avenue SE, Suite B	  	Decatur	  	AL	  	35601-6565
	803	  	4925 University Drive, Suite 110	  	Huntsville	  	AL	  	35816-1849
	804	  	2801 Mall Road, Suite 9	  	Florence	  	AL	  	35630-1676
	805	  	8144 U.S. Hwy 431	  	Albertville	  	AL	  	35950-1135
	806	  	1225 Snow Street, Suite 4	  	Oxford	  	AL	  	36203-1964
	807	  	1710 2nd Avenue SW, Suite 5	  	Cullman	  	AL	  	35055-5337
	808	  	1845 Montgomery Hwy, Suite 221	  	Hoover	  	AL	  	35244-2501
	809	  	2001 Skyland Blvd. East, Suite C-1	  	Tuscaloosa	  	AL	  	35405-1545
	810	  	1930 Edwards Lake Road, Suite 120	  	Birmingham	  	AL	  	35235-3719
	811	  	246 Interstate Commercial Park Loop	  	Prattville	  	AL	  	36066-7361
	812	  	3074 Ross Clark Circle, Suite 8	  	Dothan	  	AL	  	36301-1194
	813	  	2140 E. University Drive, Suite E	  	Auburn	  	AL	  	36830-1853
	814	  	6144 Atlanta Highway	  	Montgomery	  	AL	  	36117-2800
	815	  	3304 U.S. Highway 80 West, Suite E	  	Phenix City	  	AL	  	36870-6405
	816	  	220 Town Mart	  	Clanton	  	AL	  	35045-3784
	817	  	792 Commerce Drive, Suite 101	  	Alexander City	  	AL	  	35010-4213
	818	  	5238 U.S. Highway 90 W, Suite D	  	Mobile	  	AL	  	36619-4220
	819	  	5031 Ford Parkway, Suite 104	  	Bessemer	  	AL	  	35022-5284









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	820	  	6345 Airport Boulevard, Suite G	  	Mobile	  	AL	  	36608-3127
	821	  	1237 Highway 231 South	  	Troy	  	AL	  	36081-3054
	822	  	631 Willow Lane, Suite K	  	Greenville	  	AL	  	36037-8028
	823	  	1605 S. Broad Street	  	Scottsboro	  	AL	  	35768-2610
	824	  	458 1st Street SW	  	Alabaster	  	AL	  	35007-9703
	825	  	4405 N. College Avenue, Suite C	  	Jackson	  	AL	  	36545-2045
	826	  	1123 N. McKenzie Street	  	Foley	  	AL	  	36535-3550
	827	  	1209 N. Main Avenue	  	Sylacauga	  	AL	  	35150-1648
	828	  	33208 Highway 43, Suite A	  	Thomasville	  	AL	  	36784-1631
	829	  	906 McMeans Avenue, Suite B	  	Bay Minette	  	AL	  	36507-3308
	830	  	306 Palisades Blvd, Suite 4	  	Homewood	  	AL	  	35209-5148
	831	  	632 Boll Weevil Circle	  	Enterprise	  	AL	  	36330-2734
	870	  	1310 Quintard Avenue	  	Anniston	  	AL	  	36201-4620
	871	  	959 Gilbert Ferry Road, SE Suite M	  	Attalla	  	AL	  	35954-3335
	872	  	3186 Alabama Highway 157	  	Cullman	  	AL	  	35058-0686
	873	  	841 Odum Road, Suite 105	  	Gardendale	  	AL	  	35071-4112
	875	  	1811 Highway 78 East, Suite 110	  	Jasper	  	AL	  	35501-4081
	876	  	2206 Village Drive	  	Moody	  	AL	  	35004-3241
	881	  	583 Brindlee Mountain Pkwy	  	Arab	  	AL	  	35016-1054
	882	  	920 Highway 72 E	  	Athens	  	AL	  	35611-4318
	883	  	981 U.S. Highway 431 South	  	Boaz	  	AL	  	35957-1749
	886	  	2415 Rosedale St, Suite C	  	Muscle Shoals	  	AL	  	35661-6427
	887	  	2308 Gault Avenue North	  	Fort Payne	  	AL	  	35967-3644
	888	  	587 Highway 31 NW, Suite A,	  	Hartselle	  	AL	  	35640-4470
	889	  	700 Airport Road, Suite E	  	Huntsville	  	AL	  	35802-4360
	891	  	80 McFarland Blvd., Suite 2	  	Northport	  	AL	  	35476-3332
	893	  	305 East Battle Street, Suite A	  	Talladega	  	AL	  	35160-2421
	894	  	2401 Stemley Bridge Rd, Ste 13	  	Pell City	  	AL	  	35128-2393
	901	  	9200 S. Pennsylvania Ave	  	Oklahoma City	  	OK	  	73159-6902
	902	  	2108 A W. Lindsey Street	  	Norman	  	OK	  	73069-4108
	903	  	6221 N. Meridian Avenue	  	Oklahoma City	  	OK	  	73112-1249
	904	  	1300 West Vandament Avenue, Suite 2301	  	Yukon	  	OK	  	73099-4575
	905	  	1510 N. Kickapoo Avenue, Suite 1	  	Shawnee	  	OK	  	74804-4331
	906	  	7505 SE 15th Street	  	Midwest City	  	OK	  	73110-5425
	907	  	1915 W. Gore Boulevard, Suite 3	  	Lawton	  	OK	  	73501-3661
	908	  	1208 North York Street, Suite B	  	Muskogee	  	OK	  	74403-2562
	909	  	3202 S. Memorial Drive, Suite 7A	  	Tulsa	  	OK	  	74145-1322
	910	  	1231 SE Frank Phillips Blvd	  	Bartlesville	  	OK	  	74003-4321
	911	  	806 S. Aspen Avenue, Suite B	  	Broken Arrow	  	OK	  	74012-4884
	912	  	305 W. Taft Road	  	Sapulpa	  	OK	  	74066-5436
	913	  	1942 S. Highway 66	  	Claremore	  	OK	  	74019-4371
	914	  	1500 Hoppe Boulevard, Suite 6	  	Ada	  	OK	  	74820-2309









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	915	  	120 N 5th Street	  	Chickasha	  	OK	  	73018-2406
	916	  	302 W. Edmond Road	  	Edmond	  	OK	  	73003-5600
	917	  	1212 Merrick Drive, Suite 5	  	Ardmore	  	OK	  	73401-1824
	918	  	2329 W. Willow Road	  	Enid	  	OK	  	73703-2433
	919	  	639 NW 7th Street	  	Moore	  	OK	  	73160-3803
	920	  	701 N Main Street	  	Stillwater	  	OK	  	74075-5410
	921	  	200 E. Choctaw Avenue	  	McAlester	  	OK	  	74501-5026
	922	  	111 S. Main Street	  	Miami	  	OK	  	74354-7024
	923	  	3040 S. Muskogee Avenue, Suite 101	  	Tahlequah	  	OK	  	74464-5485
	924	  	2135 NW 23rd St	  	Oklahoma City	  	OK	  	73107-2401
	925	  	512 Plaza Court	  	Sand Springs	  	OK	  	74063-7915
	926	  	2501 N 14th Street	  	Ponca City	  	OK	  	74601-1734
	927	  	1519 N Highway 81	  	Duncan	  	OK	  	73533-1407
	928	  	6961 S. Lewis Avenue	  	Tulsa	  	OK	  	74136-3914
	1001	  	2300 N Main Street, Suite 205	  	Las Cruces	  	NM	  	88001-1117
	1002	  	1215 Anthony Drive, Suite D	  	Anthony	  	NM	  	88021-9371
	1003	  	5504 Menaul Boulevard NE, Suite G-East	  	Albuquerque	  	NM	  	87110-3184
	1004	  	5300 Sequoia Rd NW, Suite L	  	Albuquerque	  	NM	  	87120-1418
	1005	  	1001 Golf Course Rd. SE, Suite 103	  	Rio Rancho	  	NM	  	87124-2575
	1006	  	200 1st Street, Suite C	  	Alamogordo	  	NM	  	88310-6517
	1007	  	3000 E. 20th Street, Suite B	  	Farmington	  	NM	  	87402-5350
	1008	  	2404 Cerrillos Road	  	Santa Fe	  	NM	  	87505-3392
	1009	  	1698 Rio Bravo Blvd SW, Suite C	  	Albuquerque	  	NM	  	87105-6000
	1010	  	2013 N. Prince Street	  	Clovis	  	NM	  	88101-4858
	1011	  	101 W. Broadway St	  	Hobbs	  	NM	  	88240-6001
	1012	  	107 E 5th Street	  	Roswell	  	NM	  	88201-6205
	1013	  	1331 Juan Tabo Blvd NE, Suite 2C	  	Albuquerque	  	NM	  	87112-4463
	1014	  	1405 S. Valley Drive, Suite 700	  	Las Cruces	  	NM	  	88005-3132
	1015	  	601 Main Street SE, Suite 23A	  	Los Lunas	  	NM	  	87031-4309
	1017	  	1900 E Historic Hwy 66, Suite E	  	Gallup	  	NM	  	87301-4883
	1018	  	2514 7th St Ste E	  	Las Vegas	  	NM	  	87701-4988
	1019	  	3301 Coors Blvd NW, Suite 16	  	Albuquerque	  	NM	  	87120-1292
	1101	  	6409 Abercorn Street, Suite A	  	Savannah	  	GA	  	31405-5796
	1102	  	3421-6 Cypress Mill Road	  	Brunswick	  	GA	  	31520-2876
	1103	  	2768 Cumberland Blvd SE	  	Smyrna	  	GA	  	30080-3048
	1104	  	3412 Wrightsboro Rd, Suite 902	  	Augusta	  	GA	  	30909-1099
	1105	  	1200 Ernest W Barrett Pkwy NW, Suite 216	  	Kennesaw	  	GA	  	30144-4513
	1106	  	690 Hwy 29 N, Suite 135	  	Athens	  	GA	  	30601-1545
	1107	  	322 Oak St, Suite 4	  	Gainesville	  	GA	  	30501-3580
	1108	  	755 Lawrenceville Suwanee Rd, Suite 1520	  	Lawrenceville	  	GA	  	30043-7344
	1201	  	3260 Electric Road, Suite 501	  	Roanoke	  	VA	  	24018-6400
	1202	  	165 Holt Garrison Pkwy, Unit 560B	  	Danville	  	VA	  	24540-5949


  









									
	 Branch #
	  	 Street Address
	  	 City
	  	 State
	  	 Zip

	1203	  	3920 Wards Rd, Suite E	  	Lynchburg	  	VA	  	24502-3569
	1204	  	4511 John Tyler Hwy, Suite A	  	Williamsburg	  	VA	  	23185-2415
	1205	  	614 Albemarle Square	  	Charlottesville	  	VA	  	22901-7406
	1206	  	5694 Brook Road	  	Richmond	  	VA	  	23227-2274
	1207	  	65 Conston Ave	  	Christiansburg	  	VA	  	24073-1164
	1208	  	340 Town Center Dr	  	Abingdon	  	VA	  	24210-3248
	1209	  	7225 Bell Creek Rd, Suite 268	  	Mechanicsville	  	VA	  	23111-3503
	1210	  	932 Edwards Ferry Rd NE, Suite B1	  	Leesburg	  	VA	  	20176-3324
	1211	  	9668 Liberia Avenue	  	Manassas	  	VA	  	20110-1700
	1212	  	241 Charles H Dimmock Pkwy, Suite 1	  	Colonial Heights	  	VA	  	23834-2915
	1213	  	14516 Smoketown Rd	  	Woodbridge	  	VA	  	22192-4719
	1214	  	3940 Plank Rd, Suite K	  	Fredericksburg	  	VA	  	22407-6869
	1215	  	14260-M Centreville Square	  	Centreville	  	VA	  	20121-2364
	1216	  	2516 S Pleasant Valley Rd	  	Winchester	  	VA	  	22601-7010
	1217	  	6810-A Bland Street	  	Springfield	  	VA	  	22150-2612








 SCHEDULE 7.6 

GAAP EXCEPTIONS 
 None.








 SCHEDULE 7.9 

PERMITTED LIENS 
 None.








 SCHEDULE 7.10 

LICENSES 
 None. 







 SCHEDULE 7.13 

COMPLIANCE WITH LAWS 

None. 







 SCHEDULE 7.16 

SUBSIDIARIES 
 Each of the
entities listed below is a direct or indirect wholly-owned Subsidiary of Regional Management Corp. Unless otherwise indicated, the equity interests of each Subsidiary are owned directly by Regional Management Corp. 

 

	
	Regional Finance Corporation of Alabama
	Regional Finance Corporation of Georgia
	Regional Finance Corporation of North Carolina
	Regional Finance Corporation of South Carolina
	Regional Finance Corporation of Tennessee
	Regional Finance Corporation of Texas
	Regional Finance Company of Oklahoma, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	Regional Finance Company of New Mexico, LLC (wholly-owned by Regional Finance Corporation of South Carolina)
	Regional Finance Company of Missouri, LLC
	Regional Finance Company of Louisiana, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	Regional Finance Company of Mississippi, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	RMC Financial Services of Florida, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	Regional Finance Company of Georgia, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	Regional Finance Company of Kentucky, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	Regional Finance Company of Virginia, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
	Upstate Motor Company
	Credit Recovery Associates, Inc.
	RMC Reinsurance, LTD
	Regional Management Receivables, LLC
	Regional Management Receivables II, LLC








 SCHEDULE 7.19 

BANK ACCOUNTS 
  

													
	 Bank Name
	  	 Account
Number
	  	 City
	  	 State
	  	 Purpose
	  	 Company Name
	  	 Sweep
Account

	Arvest Bank	  	XXXXXXXX	  	Bartlesville	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	BancFirst	  	XXXXXXXX	  	Ardmore	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	Bank Independent	  	XXXXXXXX	  	Athens	  	AL	  	Depository	  	Regional Finance Corporation of Alabama	  	
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Master Funding	  	Regional Management Corp.	  	
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Master Depository	  	Regional Management Corp.	  	
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Accounts Payable	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Payroll	  	Regional Management Corp.	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	OK Checking	  	Regional Management Corp.	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of South Carolina	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of Texas	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of Texas	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Bank of America	  	XXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of North Carolina	  	Sweep
	Bank of America	  	XXXXXXXX	  	Minneapolis	  	MN	  	Depository	  	Regional Management Receivables, LLC	  	
	BB & T	  	XXXXXXXX	  	Winston Salem	  	NC	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	BB & T	  	XXXXXXXX	  	Winston Salem	  	NC	  	Depository	  	Regional Finance Corporation of North Carolina	  	
	BB & T	  	XXXXXXXX	  	Winston Salem	  	NC	  	Depository	  	Regional Management Corp.	  	
	First Bank (NC)	  	XXXXXXXX	  	Rockingham	  	NC	  	Depository	  	Regional Finance Corporation of North Carolina	  	
	First Bank (TN)	  	XXXXXXXX	  	Dickson	  	TN	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	First Bank AL	  	XXXXXXXX	  	Talladega	  	AL	  	Depository	  	Regional Finance Corporation of Alabama	  	
	First Citizens	  	XXXXXXXX	  	Columbia	  	SC	  	Depository	  	Regional Finance Corporation of South Carolina	  	
	First National Bank of TX	  	XXXXXXXX	  	Killeen	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	
	First State Bank (AL)	  	XXXXXXXX	  	Fort Payne	  	AL	  	Depository	  	Regional Finance Corporation of Alabama	  	
	First Tennessee	  	XXXXXXXX	  	Memphis	  	TN	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	FNB Community Bank	  	XXXXXXXX	  	Midwest City	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	International Bank and Commerce	  	XXXXXXXX	  	Zapata	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	









													
	 Bank Name
	  	 Account
Number
	  	 City
	  	 State
	  	 Purpose
	  	 Company Name
	  	 Sweep
Account

	Liberty Federal Savings Bank	  	XXXXXXXX	  	Enid	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	Merchants	  	XXXXXXXX	  	Jackson	  	AL	  	Depository	  	Regional Finance Corporation of Alabama	  	
	Prosperity	  	XXXXXXXX	  	Abilene	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	
	RCB	  	XXXXXXXX	  	Ponca City	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	Southside	  	XXXXXXXX	  	Tyler	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	
	Synovus	  	XXXXXXXX	  	Columbus	  	GA	  	Depository	  	Regional Finance Company of Georgia, LLC	  	
	Synovus	  	XXXXXXXX	  	Columbus	  	GA	  	Depository	  	Regional Finance Corporation of South Carolina	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Master Funding	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Insurance Refunds	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Corporate A/P	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Tax Payments/Other ACH Debits	  	Regional Management Corp.	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Depository	  	Regional Management Receivables, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Depository	  	Regional Management Receivables II, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	CRA Depository	  	Credit Recovery Associates, Inc.	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	RMC (Insurance ACH Credits)	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	RMC Reinsurance Depository	  	RMC Reinsurance, Ltd.	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	CRA Licensing	  	Credit Recovery Associates, Inc.	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Georgia Licensing	  	Regional Finance Company of Georgia, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	Missouri Licensing	  	Regional Finance Company of Missouri, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	VA Licensing	  	Regional Finance Company of Virginia, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	AL Checking	  	Regional Finance Corporation of Alabama	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	GA Checking	  	Regional Finance Company of Georgia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NC Checking	  	Regional Finance Corporation of North Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NC Checking	  	Regional Finance Corporation of North Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	AL Checking	  	Regional Finance Corporation of Alabama	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NM Checking	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	SC Checking	  	Regional Finance Corporation of South Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	TN Checking	  	Regional Finance Corporation of Tennessee	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	TX Checking	  	Regional Finance Corporation of Texas	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	VA Checking	  	Regional Finance Company of Virginia, LLC	  	Sweep









													
	 Bank Name
	  	 Account
Number
	  	 City
	  	 State
	  	 Purpose
	  	 Company Name
	  	 Sweep
Account

	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	AL Depository	  	Regional Finance Corporation of Alabama	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	GA Depository	  	Regional Finance Company of Georgia, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NM Depository	  	Regional Finance Company of New Mexico, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NC Depository	  	Regional Finance Corporation of North Carolina	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	TN Depository	  	Regional Finance Corporation of Tennessee	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	SC Depository	  	Regional Finance Corporation of South Carolina	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	TX Depository	  	Regional Finance Corporation of Texas	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	VA Depository	  	Regional Finance Company of Virginia, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	AL Loan Solicitation	  	Regional Finance Corporation of Alabama	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	GA Loan Solicitation	  	Regional Finance Company of Georgia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NM Loan Solicitation	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	NC Loan Solicitation	  	Regional Finance Corporation of North Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	OK Loan Solicitation	  	Regional Finance Company of Oklahoma, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	SC Loan Solicitation	  	Regional Finance Corporation of South Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	TN Loan Solicitation	  	Regional Finance Corporation of Tennessee	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	TX Loan Solicitation	  	Regional Finance Corporation of Texas	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Greenville	  	SC	  	VA Checking	  	Regional Finance Company of Virginia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXX	  	Minneapolis	  	MN	  	Collection	  	Regional Management Receivables II, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Minneapolis	  	MN	  	Reserve	  	Regional Management Receivables II, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Minneapolis	  	MN	  	Reserve	  	RMC Reinsurance Ltd.	  	
	Wells Fargo	  	XXXXXXXX	  	Minneapolis	  	MN	  	Collection	  	Regional Management Receivables, LLC	  	
	Wells Fargo	  	XXXXXXXX	  	Minneapolis	  	MN	  	Reserve	  	Regional Management Receivables, LLC	  	








 SCHEDULE 8.3 

GUARANTIES 
 None. 







 SCHEDULE 8.6 

DEBT 
 None.