<TABLE> <S> <C>


<ARTICLE>                                                9          
<MULTIPLIER>                                         1,000
       
<S>                                                  <C>
<PERIOD-TYPE>                                        9-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-START>                                 JUL-01-1996
<PERIOD-END>                                   MAR-31-1997
<CASH>                                                 559
<INT-BEARING-DEPOSITS>                               2,089
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                         21,354
<INVESTMENTS-CARRYING>                               6,256
<INVESTMENTS-MARKET>                                 6,564
<LOANS>                                             53,017
<ALLOWANCE>                                            145
<TOTAL-ASSETS>                                      85,286
<DEPOSITS>                                          54,669
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                    933
<LONG-TERM>                                          8,582
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          21,102
<TOTAL-LIABILITIES-AND-EQUITY>                      85,286
<INTEREST-LOAN>                                      2,794
<INTEREST-INVEST>                                      932
<INTEREST-OTHER>                                       650
<INTEREST-TOTAL>                                     4,376
<INTEREST-DEPOSIT>                                   1,937
<INTEREST-EXPENSE>                                   2,303
<INTEREST-INCOME-NET>                                2,073
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                     (43)
<EXPENSE-OTHER>                                      1,476
<INCOME-PRETAX>                                        595
<INCOME-PRE-EXTRAORDINARY>                             400
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           400
<EPS-PRIMARY>                                          .30
<EPS-DILUTED>                                          .30
<YIELD-ACTUAL>                                        3.32
<LOANS-NON>                                              3
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                       146
<CHARGE-OFFS>                                            1
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                      145
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                145
        


</TABLE>