<TABLE> <S> <C>


<ARTICLE>                                                                      9
<MULTIPLIER>                                                               1,000

<S>                                                                          <C>
<PERIOD-TYPE>                                                              9-MOS
<FISCAL-YEAR-END>                                                    JUN-30-2000
<PERIOD-START>                                                       JUL-01-1999
<PERIOD-END>                                                         MAR-31-2000
<CASH>                                                                     1,176
<INT-BEARING-DEPOSITS>                                                     2,122
<FED-FUNDS-SOLD>                                                               0
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                               12,319
<INVESTMENTS-CARRYING>                                                     4,309
<INVESTMENTS-MARKET>                                                       4,360
<LOANS>                                                                  100,383
<ALLOWANCE>                                                                  351
<TOTAL-ASSETS>                                                           124,693
<DEPOSITS>                                                                77,254
<SHORT-TERM>                                                                   0
<LIABILITIES-OTHER>                                                          766
<LONG-TERM>                                                               30,528
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<COMMON>                                                                       0
<OTHER-SE>                                                                16,145
<TOTAL-LIABILITIES-AND-EQUITY>                                           124,693
<INTEREST-LOAN>                                                            5,119
<INTEREST-INVEST>                                                            706
<INTEREST-OTHER>                                                             252
<INTEREST-TOTAL>                                                           6,077
<INTEREST-DEPOSIT>                                                         2,321
<INTEREST-EXPENSE>                                                         3,449
<INTEREST-INCOME-NET>                                                      2,628
<LOAN-LOSSES>                                                                 82
<SECURITIES-GAINS>                                                             0
<EXPENSE-OTHER>                                                            1,724
<INCOME-PRETAX>                                                              942
<INCOME-PRE-EXTRAORDINARY>                                                   630
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                                 630
<EPS-BASIC>                                                                  .47
<EPS-DILUTED>                                                                .46
<YIELD-ACTUAL>                                                              3.04
<LOANS-NON>                                                                  203
<LOANS-PAST>                                                                   0
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                             269
<CHARGE-OFFS>                                                                  0
<RECOVERIES>                                                                   0
<ALLOWANCE-CLOSE>                                                            351
<ALLOWANCE-DOMESTIC>                                                           0
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                      351



</TABLE>