EXHIBIT 10.3
                                                                    ------------



Consulting Agreement between Humana Trans Services Group, Ltd. and NBM
Information Technology, Inc.

                                       NBM
                          ----------------------------
                          INFORMATION TECHNOLOGY, INC.


            EXCLUSIVE INVESTOR RELATIONS SERVICES PROVIDER AGREEMENT

     AGREEMENT made this 17th day of December, 2001, by and between Humana Trans
     Services Group, Inc. (hereinafter, CLIENT), a Delaware corporation, with
     its principal place of business located at 150 Broadhollow Road, Melville,
     NY 11747 and NBM INFORMATION TECHNOLOGY, INC. (hereinafter, NBM), a New
     York corporation, with its principal place of business located at 150
     Broadhollow Road - Suite 103, Melville, New York ll747, upon terms and
     conditions as follows:

     NBM will provide to CLIENT investor and shareholder relations in the
     following areas:

     c.   news releases
     d.   advertising
     e.   financial reporting - Edgar filings
     f.   web site development and hosting
     g.   shareholder contact
     h.   investment community and media contact
     i.   corporate development information
     j.   marketing
     k.   crisis communication management

     NBM will be available to render all services represented during normal and
     customary working hours.

     NBM will at all times render the foregoing, and all other services, on a
     "best efforts" basis.

     It is understood and agreed to by CLIENT, its employees, agents, and
     assignors, that during the term of this AGREEMENT, NBM shall be CLIENT'S
     exclusive representative for all the services set forth hereinabove.

6.   COMPENSATION

     a.   A non refundable initial client account set-up fee of $350.00 paid by
          CLIENT to NBM, And; the following:

          (II) $200.00 minimum monthly service fee payable the first day of each
               month (pro rata payment for first month's fee), and then
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               consecutive monthly thereafter each and every month during the
               term of, and any extension(s) of this AGREEMENT, terms are net 10
               days;

          (ii) fees for each CLIENT service required under terms of this
               agreement are stipulated in the menu of services, attached hereto
               and acknowledge received by CLIENT.

     b.   From time to time NBM will present for payment receipts for necessary
          and reasonable business expenses for any and all tasks assigned by
          CLIENT, or required to be rendered to CLIENT under the terms of this
          agreement or undertaken by NBM in its discretion in furtherance of
          CLIENT business goals and objectives, including but not limited to
          travel and entertainment, material supplies, SEC filings, media
          releases, and other professional fees. It is agreed that these
          expenses, which represent "out of pocket" costs, if any, incurred by
          NBM in behalf of CLIENT, will be reimbursed by CLIENT on a "forthwith"
          basis. "Forthwith" is to be construed and interpreted as "without
          delay", but is in no event, more than 5 business days from the date of
          billing.

     c.   Failure by CLIENT to perform obligations as per the terms of this
          paragraph and or for the terms of any clause pertaining to
          reimbursement, may result in NBM withholding future services until
          compensation is satisfied and current;

     d.   Except for "CLIENT set up fee", and pro rata first minimum monthly
          service fee, which are acknowledged paid commensurate with the
          execution of this AGREEMENT, all compensation required as per the
          terms of paragraph 1b herein shall accrue as a primary and preferred
          obligation of CLIENT to NBM and shall be paid to NBM by CLIENT at such
          time as CLIENT is financially able, or commensurate with receipt of
          funds from a private placement or public offering, or from any source
          whatever, whichever event shall first occur

7.   CONFIDENTIALITY

     NBM agrees that it will not, without consent, communicate to any individual
     or business entity information relating to any confidential material which
     it might from time to time acquire with respect to the business of CLIENT,
     its affiliates or subsidiaries. This clause shall survive for one year
     after the termination of this AGREEMENT.

8.   DEFENSE AND INDEMNIFICATION

     CLIENT agrees, at its sole expense, to defend NBM, and to indemnify and
     hold NBM harmless from any claims or suits by a third party against NBM or
     from any liabilities or judgments based thereon, either arising from NBM
     performance of services for CLIENT under this AGREEMENT, or arising from
     any CLIENT products, or which result from NBM performance of general
     services under this AGREEMENT.
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9.   TERMS AND TERMINATION

     This AGREEMENT with all rights and privileges pertaining thereto shall be
     for a term of not less than 18 months from the date hereof and shall be
     deemed automatically renewed upon its same terms and conditions for an
     additional 12 month period unless, not less than 60 days prior to
     expiration, either party serves upon the other written notice to terminate.
     Said notices shall be in conformance with paragraph "5c." set forth herein.

10.  MISCELLANEOUS

     a.   Any and all work generated on behalf of CLIENT including but not
          limited to: databases, models, charts and, presentations, will remain
          the sole property of NBM.

     b.   The relationship created by this AGREEMENT shall be that of
          independent contractor, and neither NBM nor CLIENT shall have
          authority to bind or act as agent for the other or for their
          respective employees for any purpose, except as to those NBM tasks,
          duties & items enumerated in paragraph 1b herein, unless specifically
          agreed to in writing and executed by an officer of each party.

     c.   Notice given by one party to the other hereunder shall be in writing
          and deemed to have been properly given if deposited with the United
          States Postal Service, registered or certified mail, addressed as
          follows:

          HUMANATRANS   150 BROADHOLLOW ROAD, MELVILLE, NY 11747
          NBM           150 BROADHOLLOW ROAD - SUITE 103, MELVILLE, NY 11747


     d.   This AGREEMENT replaces any previous AGREEMENT and the discussions
          relating to the subject matters hereof and constitutes the entire
          AGREEMENT between CLIENT and NBM with respect to the subject matters
          of this AGREEMENT. This AGREEMENT may not be modified in any respect
          by any verbal statement, representation, or writing made by any
          employee, officer, or representative of CLIENT or NBM unless such
          writing is in proper form and executed by an officer of each party.

6.   This AGREEMENT is of immediate effect.

     IN WITNESS WHEREOF, the parties have executed this AGREEMENT effective the
     date first stated above. This AGREEMENT is bound under the Laws of the
     State of New York and shall be construed and enforced in accordance with
     those laws. Any remedies on breach of the AGREEMENT will be determined
     exclusively through binding arbitration provided by the New York State
     court system.

     By: ___________________________                        ________________
         Lee Rubinstein- President                          Date
     By: ___________________________                        ________________
         James Zimbler - President                          Date
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                          MENU OF SERVICES AND PRICING

     NEWS RELEASES
     -------------
     NEWS RELEASE METRO (FIRST 400 WORDS)                   $275.00
          EACH ADDITIONAL 100 WORDS OR FRACTION THEREOF     $100.00
     NEWS RELEASE NATIONAL                                  $675.00
          EACH ADDITIONAL 100 WORDS OR FRACTION THEREOF     $250.00
     NEWS RELEASE REGIONAL                                  $575.00
          EACH ADDITIONAL 100 WORDS OR FRACTION THEREOF     $200.00
     INDIVIDUAL STATES (ADDITIONAL FEE FOR EACH)            $250.00 - $ 500.00
     INDUSTRIAL WIRES (ADDITIONAL FEE FOR EACH)             $250.00 - $ 2,000.00

     SEC REGULATORY FILINGS
     ----------------------
     SEC EDGAR FILING FEE                                   $250.00
     CONVERSION OF WORD PROCESSING DOCUMENT **
     MORE THAN 6 HOURS NOTICE         TEXT PER PAGE         $ 20.00
                                      TABLES PER PAGE       $ 35.00
     LESS THAN 6 HOURS NOTICE         TEXT PER PAGE         $ 30.00
                                      TABLES PER PAGE       $ 55.00
     EDITS TO FILING                  PER 15 MINUTES        $ 35.00



     ** IN ADDITION TO ANY EDGAR FILING FEE
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