Exhibit 33.2

[Letterhead of GMAC Mortgage, LLC]

Certification Regarding Compliance with Applicable Servicing Criteria



|1. | GMAC Mortgage, LLC (GMACM), for itself and its affiliated servicing participant Homecomings Financial, LLC (Homecomings), is responsible for assessing
compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ending December 31, 2007 (the Reporting Period), as set forth in Appendix A
hereto. The transactions covered by this report include (i) all SEC-registered transactions closed on or after January 1, 2006 and (ii) unregistered transactions where GMACM has agreed to prepare an assessment of compliance in
conformity with Item 1122 of Regulation AB, for which GMACM acted as a primary servicer and involving first and second lien mortgage loans and home equity loans (the GMACM Primary Servicing Platform), as set forth in Appendix B
hereto.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|2. | GMACM has engaged certain vendors, which are not servicers as defined in Item 1101(j) of Regulation AB (the Vendors), to perform specific, limited or scripted
activities, and GMACM elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors activities as set forth in Appendix A hereto. GMACM has policies and
procedures in place designed to provide reasonable assurance that such Vendors activities comply in all material respects with the servicing criteria applicable to such Vendors;
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|3. | Except as set forth in paragraph 4 below, GMACM used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable
servicing criteria;
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|4. | The criteria listed in the column titled Inapplicable Servicing Criteria in Appendix A hereto are inapplicable to GMACM based on the activities it performs, directly or
through its Vendors, with respect to the GMACM Primary Servicing Platform;
|-- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|5. | GMACM has complied, in all material respects, with the applicable servicing criteria as of December 31, 2007 and for the Reporting Period with respect to the GMACM Primary
Servicing Platform taken as a whole, except as described in Appendix C hereto.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|6. | GMACM has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2007 and for the
Reporting Period with respect to the GMACM Primary Servicing Platform taken as a whole;
|-- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|7. | GMACM has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of
December 31, 2007 and for the Reporting Period with respect to the GMACM Primary Servicing Platform taken as a whole; and
|-- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



---

|8. | PricewaterhouseCoopers LLP, a registered independent public accounting firm, has issued an attestation report on GMACMs compliance with the applicable servicing criteria for
the Reporting Period.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|               |  |  |  |                    |  |     |  |                                
|-------------- |  |  |  | ------------------ |  | --- |  | -------------------------------
|March 17, 2008 |  |  |  |                   
|               |  | 
|               |  |  |  | GMAC Mortgage, LLC
|               |  |  |  |                   
|               |  |  |  |                    |  | By: |  | /s/ Anthony N. Renzi           
|               |  |  |  |                    |  |     |  | Name: Anthony N. Renzi         
|               |  |  |  |                    |  |     |  | Title: Executive Vice President



---

APPENDIX A



|                   |  |                                                                                                                                                                                                                                                                                                                                                                                 |  |                                |  |                                                          |  |                                                                       
|------------------ |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------ |  | -------------------------------------------------------- |  | ----------------------------------------------------------------------
|SERVICING CRITERIA |  | APPLICABLESERVICING CRITERIA                                                                                                                                                                                                                                                                                                                                                    |  | INAPPLICABLESERVICING
CRITERIA
|Reference          |  | Criteria                                                                                                                                                                                                                                                                                                                                                                        |  | Performed DirectlybyGMACM      |  | PerformedbyVendor(s)for whichGMACM istheResponsibleParty |  | NOT performed byGMACM or bysubservicer(s) or vendor(s)retained byGMACM
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                 |  |                               
|                   |  | General Servicing Considerations                                                                                                                                                                                                                                                                                                                                                |  |                                |  |                                                          |  |                                                                       
|1122(d)(1)(i)      |  | Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.                                                                                                                                                                                                                        |  |                                |  |                                                          |  | X                                                                     
|1122(d)(1)(ii)     |  | If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third partys performance
and compliance with such servicing activities.                                                                                                                                                                            |  | X                              |  |                                                          |  |                                                                       
|1122(d)(1)(iii)    |  | Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.                                                                                                                                                                                                                                                               |  |                                |  |                                                          |  | X                                                                     
|1122(d)(1)(iv)     |  | A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the
amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.                                                                                                               |  | X                              |  |                                                          |  |                                                                       
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                 |  |                               
|                   |  | Cash Collection and Administration                                                                                                                                                                                                                                                                                                                                              |  |                                |  |                                                          |  |                                                                       
|1122(d)(2)(i)      |  | Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days
following receipt, or such other number of days specified in the transaction agreements.                                                                                                                                   |  | X                              |  | X(1)                                                     |  |                                                                       
|1122(d)(2)(ii)     |  | Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.                                                                                                                                                                                                                                                           |  | X                              |  |                                                          |  |                                                                       
|1122(d)(2)(iii)    |  | Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made,
reviewed and approved as specified in the transaction agreements.                                                                                                                                                       |  | X                              |  |                                                          |  |                                                                       
|1122(d)(2)(iv)     |  | The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately
maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                           |  | X                              |  |                                                          |  |                                                                       
|1122(d)(2)(v)      |  | Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this
criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |  | X                              |  |                                                          |  |                                                                       
|1122(d)(2)(vi)     |  | Unissued checks are safeguarded so as to prevent unauthorized access.                                                                                                                                                                                                                                                                                                           |  | X                              |  |                                                          |  |                                                                       



---

|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                                |  |                                                          |  |                                                                       
|------------------ |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------ |  | -------------------------------------------------------- |  | ----------------------------------------------------------------------
|SERVICING CRITERIA |  | APPLICABLESERVICING CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |  | INAPPLICABLESERVICING
CRITERIA
|Reference          |  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |  | Performed DirectlybyGMACM      |  | PerformedbyVendor(s)for whichGMACM istheResponsibleParty |  | NOT performed byGMACM or bysubservicer(s) or vendor(s)retained byGMACM
|1122(d)(2)(vii)    |  | Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank
clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by
someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified
in the transaction agreements. |  | X                              |  |                                                          |  |                                                                       
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                               
|                   |  | Investor Remittances and Reporting                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |  |                                |  |                                                          |  |                                                                       
|1122(d)(3)(i)      |  | Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable
Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction
agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of pool assets serviced by the Servicer.                                              |  |                                |  |                                                          |  | X                                                                     
|1122(d)(3)(ii)     |  | Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction
agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |  |                                |  |                                                          |  | X                                                                     
|1122(d)(3)(iii)    |  | Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of days specified in
the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                                |  |                                                          |  | X                                                                     
|1122(d)(3)(iv)     |  | Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  |                                |  |                                                          |  | X                                                                     
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                               
|                   |  | Pool Asset Administration                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                |  |                                                          |  |                                                                       
|1122(d)(4)(i)      |  | Collateral or security on pool assets is maintained as required by the transaction agreements or related mortgage loan documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |  |                                |  |                                                          |  | X                                                                     
|1122(d)(4)(ii)     |  | pool asset and related documents are safeguarded as required by the transaction agreements                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                |  |                                                          |  | X                                                                     
|1122(d)(4)(iii)    |  | Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the
transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  |                                |  |                                                          |  | X                                                                     
|1122(d)(4)(iv)     |  | Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicers obligor records
maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.                                                                                                                                                                                                                                                                                         |  | X                              |  | X(1)                                                     |  |                                                                       
|1122(d)(4)(v)      |  | The Servicers records regarding the pool assets agree with the Servicers records with respect to an obligors unpaid principal balance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  | X                              |  |                                                          |  |                                                                       



---

|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |  |                                |  |                                                          |  |                                                                       
|------------------ |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------ |  | -------------------------------------------------------- |  | ----------------------------------------------------------------------
|SERVICING CRITERIA |  | APPLICABLESERVICING CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  | INAPPLICABLESERVICING
CRITERIA
|Reference          |  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |  | Performed DirectlybyGMACM      |  | PerformedbyVendor(s)for whichGMACM istheResponsibleParty |  | NOT performed byGMACM or bysubservicer(s) or vendor(s)retained byGMACM
|1122(d)(4)(vi)     |  | Changes with respect to the terms or status of an obligors pool assets (e.g., loan modifications or re-agings)
are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.                                                                                                                                                                                                                                                                                                                               |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(vii)    |  | Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures
and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.                                                                                                                                                                                                                                                                                |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(viii)   |  | Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the
transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring delinquent pool assets including, for example,
phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).                                                                        |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(ix)     |  | Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related
pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                          |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(x)      |  | Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance
with the obligors pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents
and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(xi)     |  | Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or
expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the
transaction agreements.                                                                                                                                                                                       |  | X                              |  | X(2)                                                     |  |                                                                       
|1122(d)(4)(xii)    |  | Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the
Servicers funds and not charged to the obligor, unless the late payment was due to the obligors error or omission.                                                                                                                                                                                                                                                                                                                                                   |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(xiii)   |  | Disbursements made on behalf of an obligor are posted within two business days to the obligors records maintained by
the Servicer, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                             |  | X                              |  | X(2)                                                     |  |                                                                       
|1122(d)(4)(xiv)    |  | Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction
agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  | X                              |  |                                                          |  |                                                                       
|1122(d)(4)(xv)     |  | Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is
maintained as set forth in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                         |  | X                              |  |                                                          |  |                                                                       





---

|(1) | A vendor posts cash receipts received via lockbox submission to GMACMs lockbox clearing account.
|--- | -------------------------------------------------------------------------------------------------



|(2) | A vendor provides certain information to GMACM to assist GMACM in making tax and insurance payments on behalf of certain obligors.
|--- | ----------------------------------------------------------------------------------------------------------------------------------





---

APPENDIX B



|               |  |           |  |           |  |         
|-------------- |  | --------- |  | --------- |  | --------
|2007-EMX1      |  | 2007-RS1  |  | 2006-KS9  |  | 2006-QS5
|2007-HI1       |  | 2007-RS2  |  | 2006-NC1  |  | 2006-QS6
|2007-HSA1      |  | 2007-RZ1  |  | 2006-NC2  |  | 2006-QS7
|2007-HSA2      |  | 2007-S1   |  | 2006-NC3  |  | 2006-QS8
|2007-HSA3      |  | 2007-S2   |  | 2006-QA1  |  | 2006-QS9
|2007-KS1       |  | 2007-S3   |  | 2006-QA10 |  | 2006-RS1
|2007-KS2       |  | 2007-S4   |  | 2006-QA11 |  | 2006-RS2
|2007-KS3       |  | 2007-S5   |  | 2006-QA2  |  | 2006-RS3
|2007-KS4       |  | 2007-S6   |  | 2006-QA3  |  | 2006-RS4
|2007-QA1       |  | 2007-S7   |  | 2006-QA4  |  | 2006-RS5
|2007-QA2       |  | 2007-S8   |  | 2006-QA5  |  | 2006-RS6
|2007-QA3       |  | 2007-S9   |  | 2006-QA6  |  | 2006-RZ1
|2007-QA4       |  | 2007-SA1  |  | 2006-QA7  |  | 2006-RZ2
|2007-QA5       |  | 2007-SA2  |  | 2006-QA8  |  | 2006-RZ3
|2007-QH1       |  | 2007-SA3  |  | 2006-QA9  |  | 2006-RZ4
|2007-QH2       |  | 2007-SA4  |  | 2006-QH1  |  | 2006-RZ5
|2007-QH3       |  | 2007-SP1  |  | 2006-QO1  |  | 2006-S1 
|2007-QH4       |  | 2007-SP2  |  | 2006-QO10 |  | 2006-S10
|2007-QH5       |  | 2007-SP3  |  | 2006-QO2  |  | 2006-S11
|2007-QH6       |  | 2006-EFC1 |  | 2006-QO3  |  | 2006-S12
|2007-QH7       |  | 2006-EFC2 |  | 2006-QO4  |  | 2006-S2 
|2007-QH8       |  | 2006-HI1  |  | 2006-QO5  |  | 2006-S3 
|2007-QH9       |  | 2006-HI2  |  | 2006-QO6  |  | 2006-S4 
|2007-QO1       |  | 2006-HI3  |  | 2006-QO7  |  | 2006-S5 
|2007-QO2       |  | 2006-HI4  |  | 2006-QO8  |  | 2006-S6 
|2007-QO3       |  | 2006-HI5  |  | 2006-QO9  |  | 2006-S7 
|2007-QO4       |  | 2006-HSA1 |  | 2006-QS1  |  | 2006-S8 
|2007-QO5       |  | 2006-HSA2 |  | 2006-QS10 |  | 2006-S9 
|2007-QS1       |  | 2006-HSA3 |  | 2006-QS11 |  | 2006-SA1
|2007-QS10      |  | 2006-HSA4 |  | 2006-QS12 |  | 2006-SA2
|2007-QS11      |  | 2006-HSA5 |  | 2006-QS13 |  | 2006-SA3
|2007-QS2       |  | 2006-KS1  |  | 2006-QS14 |  | 2006-SA4
|2007-QS3       |  | 2006-KS2  |  | 2006-QS15 |  | 2006-SP1
|2007-QS4       |  | 2006-KS3  |  | 2006-QS16 |  | 2006-SP2
|2007-QS5       |  | 2006-KS4  |  | 2006-QS17 |  | 2006-SP3
|2007-QS6       |  | 2006-KS5  |  | 2006-QS18 |  | 2006-SP4
|2007-QS7       |  | 2006-KS6  |  | 2006-QS2  |  |         
|2007-QS8       |  | 2006-KS7  |  | 2006-QS3  |  |         
|2007-QS9       |  | 2006-KS8  |  | 2006-QS4  |  |         
|               |  |           | 
|2007-2N        |  |           |  |           |  |         
|2007-DBALT-OA1 |  |           |  |           |  |         
|2007-GSR-AR1   |  |           |  |           |  |         
|2007-GSR-OA1   |  |           |  |           |  |         
|2007-HALO-AR2  |  |           |  |           |  |         
|2007-HV2       |  |           |  |           |  |         
|2007-HV7       |  |           |  |           |  |         
|2007-LUM-2     |  |           |  |           |  |         
|2007-LXS-12N   |  |           |  |           |  |         
|2007-LXS-15N   |  |           |  |           |  |         



---

2007-LXS-4N LEHMAN

2007-MANA-A2

2007-MANA-AF1

2007-MANA-OAR3

2007-MANA-OAR4

2007-MARM-3

2007-POWH3

2007-SARM-06

2006-BAFC-1

2006-LUM-5

2006-LUM-6

2006-MARM-OA1

2006-MARM-OA2

2006-POWH13

2006-POWH13B

2006-POWH16

2006-POWH16B

2006-POWH17

2006-POWH17B

2006-POWH18

2006-POWH18B

2006-POWH20

2006-POWH21

2006-POWH22

2006-QWH20

2006-QWH8

2006-WH1

2006-WH11

2006-WH12

2006-WH21

2005-QWH7

2007-DBALT-RAMP1

2007-DLJMC-HCSB

2007-GSR-OA2

2007-GSR-HEL1

2007-QRWH1

2007-SARM-3 LEHMAN

2001-PTWH11

2003-PTWH18

2005-QWH13

2005-WH20

2005-WH25A

2005-WH25B

2005-WH28B

2005-WH29

2007-ACE SL1

2007-HALO AR1

2007-MARM1

2007-RFC1 CCM

2006-18N

2006-BAFC6

2006-CMLT1 AAR7



---

|              
|--------------
|2006-D        
|2006-DBALT-AF1
|2006-GSAA1    
|2006-GSAMP HE8
|2006-GSR-AR2  
|2006-LUM3     
|2006-MARM-OA3 
|2006-RFC1 CCM 
|2006-BAFC-5   
|2006-DBALT-AR1
|2006-HWH10    
|2006-KWH3B    
|2006-HWH17    
|2006-HWH19    
|2006-KWH1     



|            
|------------
|SACO 06-1   
|2006-5      
|SACO 06-8   
|SACO 06-6   
|SACO 06-7   
|SACO 06-9   
|SACO 06-9   
|SACO 06-10  
|SACO 06-12  
|SACO 2007-2 
|BSSLT07-1   
|BSSLT07-1   
|BSSLT 2007-2
|2006-S1     
|2006-RF2    
|SAIL2006-2  
|2006-3H     
|LMT 2006-2  
|2006-GP2    
|2006-4N     
|2006-GP1    
|LXS 2006-7  
|LXS 2006-8  
|2006-GP3    
|LXS 06-10N  
|2006-ARS1   
|LXS 06-10N  
|LXS2006-11  



---

|            
|------------
|LXS2006-GP4 
|LXS 06-12N  
|2006-GEL3   
|LXS2006-12N 
|GPMF2006AR4 
|LXS2006-13  
|GPMF2006AR5 
|GPMF2006AR6 
|LMT 2006-7  
|2006-GEL4   
|GPMF2006AR7 
|GPMF2006AR8 
|2007-GEL1   
|2007-GEL1   
|GPMF2007AR1 
|SASCO07-RF1 
|GPMF2007AR2 
|2007-GEL2   
|2007-GEL2   
|SAS2007-TC1 
|SASCO07-RF2 
|SASCO07-RNP1
|LXS 06-18N  
|LXS 2007-4N 
|LXS 07-15N  
|BOA-PNC     
|BOA-PNC     
|LEHMAN 0705 
|BV 2007-18  
|SECURITIES  
|2007-AR1    
|BAFC 06-5   
|SNDVW2006-A 
|SNDV2007-1  
|HBVW 06-SB1 
|BAYVIEW     
|BAYVIEW     
|MASD 2007-1 
|MASD 2007-1 
|MASTR 07-2  
|MASTR 07-2  
|ISAC 2006-5 
|SAC 2006-3  



---

|                
|----------------
|ISAC 2006-4     
|CMB 2007-A      
|MSM 06-10SL     
|MSM 06-14SL     
|MSM2007-4SL     
|BV 2007-1       
|MSM 06-4SL      
|NAAC2006AP1     
|ACE2007HE5      
|Macquarie 2007-1
|GSMPS06RP1      
|GSR 2006-4F     
|2006-1          
|TCMLT 07-1      
|DLJMC-WACHO     
|DLJMC-HUDSO     
|2006-HE1        
|MSM 06-2        
|MSM 06-3AR      
|MSM 06-5AR      
|MSM 06-6AR      
|MSM 06-7        
|MSM 06-8AR      
|MSM 06-11       
|MSM06-12XS      
|LUM 2006-6      
|CMLTI07AMC2     
|MARM 2007-2     
|DBALT06AB1      
|DBALT06AR1      
|GSR 2006-2F     
|MALT 2006-1     
|MSM 06-1AR      
|NAAC2006AR1     
|BAFC 06-1       
|BSALTA 06-1     
|MASD 2006-1     
|MARP 06-1       
|ACE2006-SL1     
|CSMC 2006-1     
|GSR2006-AR1     
|NAAC2006S1      
|MIT 2006-1      



---

|           
|-----------
|BAFC 06-2  
|GSR 2006-3F
|NAAC2006AR2
|DBALT06AF1 
|MASTR 06-1 
|2006-B     
|GSR2006-AR2
|BSALTA 06-3
|PRIME06-CL1
|ARMT 2006-2
|LUM 2006-4 
|NAAC2006S2 
|DBALT06AB2 
|DBALT06AR2 
|SAIL 2006-3
|BSABS06SD2 
|BSARM2006-2
|NAAC 06-AF1
|NAAC 06-AF1
|MASD 2006-2
|DBALT06AB3 
|MALT 2006-3
|LUM 2006-5 
|MASD 2006-2
|BSALTA 06-4
|BAFC 06-4  
|2006-S3    
|MSM 06-9AR 
|DBALT06AR3 
|GSMPS2004-4
|HBRVW 06-8 
|NAAC 06-AF2
|NAAC 06-AF2
|NAAC 06-AF2
|MSM07-3XS  
|GSMPS 06-2 
|ACE2006-SL4
|SASCO 06BC2
|MARP 06-2  
|MSM06-13ARX
|MARM 06OA2 
|DBALT06AB4 
|DBALT06AR4 



---

|            
|------------
|HBRVW 06-8  
|2006-AR3    
|CSMC 2006-8 
|MSM2007-5AX 
|DBALT06AR5  
|MSM06-16AX  
|MASD 2006-3 
|MSM06-15XS  
|HBRVW 06-10 
|CSMC 2006-9 
|MASTR 06-3  
|MASD 2006-03
|2006-AR4    
|2006-S5     
|NHELI 06AF1 
|HBVW2006-14 
|DBALT06AR6  
|HBVW2006-13 
|MSM06-17XS  
|BAYVW2006-D 
|BSALTA 06-8 
|DBALT06OA1  
|SACO2006-11 
|MSM2007-1XS 
|MSM2007-2AX 
|DBALT07AR1  
|MALT 2007-1 
|NAAC 2007S1 
|NHEL 07-1   
|NHEL 07-1   
|DBALT07AR2  
|DBALT07BAR1 
|ACE2007SL1  
|RBSGC2007-B 
|MARM 2007-2 
|NAAC 2007-1 
|MSM07-6XS   
|DBALT07AR3  
|BSABS07SD2  
|DBALT07OA2  
|SEMT 2007-1 
|BSSLT07SV1  
|NAAC 2007S2 





---

|           
|-----------
|HVMLT 07-2 
|BSSLT07SV1 
|DBALT07AB1 
|ASC 2007-S1
|BAYVW2007-A
|MARM 07-HF1
|HVMLT 07-3 
|HVMLT 07-A 
|BAFC 2007-3
|ACE2007HE4 
|MSM07-7AX  
|CG2007-SHL1
|NAAC 2007-1
|ACE07STICS1
|BSABS07SD3 
|SEMT 07-02 
|BAFC 2007-4
|DBALT07OA3 
|HVMLT 07-4 
|HVMLT 07-4 
|MHL 2007-1 
|MSM07-8XS  
|DBALT 07-2 
|SEMT 07-4  
|GSR 2007-4F
|DBALT07OA4 
|MSM07-10XS 
|MSM07-11AR 
|MHL 2007-2 
|DBALT07-1  
|NAAC 2007-3
|NAAC 2007-2
|DBALT07OA45
|MSM07-12   
|HVMLT07-06 
|BAYVW2007-B
|SEMT 07-03 
|MARM 07-HF2
|ACE2007SL2 
|BAFC 2007-7
|ACE2007SL3 
|ACE2007SL3 
|MSM07-13   





---

|           
|-----------
|CSMC 2007-6
|HVMLT07-07 
|DBALT 07-3 
|MALT 07-HF1
|DBALT 07-4 
|MSM07-14AR 
|MSM07-15AR 
|CSMC 2007-7
|2006-S4    
|           
|2006-J1    
|2006-AR1   
|2006-AR2   
|2006-HLTV1 
|2006-HE1   
|2006-HE2   
|2006-HE3   
|2006-HE4   
|2006-HE5   
|2007-HE1   
|2007-HE2   
|2007-HE3   





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APPENDIX C

1. Certain custodial account reconciliations were not reviewed within timelines outlined in the GMACMs policies and procedures, as required by criteria 1122(d)(2)(vii)(C). Certain custodial accounts had reconciling items which were
not resolved within 90 calendar days of original identification, as required by criteria 1122(d)(2)(vii)(D).





---

CORRECTIVE ACTION

Management has implemented the appropriate measures to resolve the bank reconciliation items noted in the report.

With respect to the remediation
efforts described above, such discussions do not constitute a part of managements assertion or the accompanying attestation report.





---

PLATFORM INTEGRATION

The Homecomings servicing platform was integrated into the GMACM Primary Servicing Platform on May 1, 2007.

With respect to the platform
integration described above, such discussions do not constitute a part of managements assertion or the accompanying attestation report.