<TABLE> <S> <C>


<ARTICLE>                                                9
                  
<MULTIPLIER>                                         1,000

       
<S>                                                 <C>
<PERIOD-TYPE>                                        3-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-START>                                 JUL-01-1997
<PERIOD-END>                                   SEP-01-1997
<CASH>                                                 647
<INT-BEARING-DEPOSITS>                               1,985
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                         16,071
<INVESTMENTS-CARRYING>                               8,486
<INVESTMENTS-MARKET>                                     0
<LOANS>                                             58,540
<ALLOWANCE>                                            270
<TOTAL-ASSETS>                                      88,220
<DEPOSITS>                                          57,280
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                  1,186
<LONG-TERM>                                          8,281
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          21,473
<TOTAL-LIABILITIES-AND-EQUITY>                      88,220
<INTEREST-LOAN>                                      1,090
<INTEREST-INVEST>                                      260
<INTEREST-OTHER>                                       215
<INTEREST-TOTAL>                                     1,565
<INTEREST-DEPOSIT>                                     692
<INTEREST-EXPENSE>                                     813
<INTEREST-INCOME-NET>                                  752
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                        425
<INCOME-PRETAX>                                        339
<INCOME-PRE-EXTRAORDINARY>                             224
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           224
<EPS-PRIMARY>                                          .17
<EPS-DILUTED>                                          .17
<YIELD-ACTUAL>                                        7.27
<LOANS-NON>                                              0
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                        129
<ALLOWANCE-OPEN>                                       270
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                      270
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                270
        


</TABLE>