PriceWaterHouseCoopers
                                             PriceWaterHouseCoopers LLP
                                             Suite 1800
                                             2001 Ross Ave.
                                             Dallas TX 752012997
                                             Telephone (214) 909-1400
                                             Facsimilie (214) 754-7991

Report of Independent Registered Public Accounting Firm To the Board
of Directors of The First American Corporation:

We have examined First American Real Estate Solutions of Texas, LP.'s (the
"Company" and an indirect subsidiary of The First American Corporation),
compliance with the servicing criteria set forth in item 1122(d) of the
Securities and Exchange Commission's Regulation AS for all loans for
residential mortgage loan outsourcing customers for which the Company served
as the residential tax service provider (the "Platform") described in the
accompanying Report on Assessment of Compliance, as of December 31, 2006 and
far the year then ended, excluding criteria 1122(d)(1)(i)-(iii),
1122(d)(2)(i)-(iv), 1122(d)(3)(i)-(iv), 1122(d)(4)(i)-(x) and
1122(d)(4)(xiv)(xv), which the Company has determined are not applicable to
the servicing activities performed by it with respect to the Platform.
Management is responsible for the Company's compliance with the servicing
criteria, Our responsibility is to express an opinion on the Company's
compliance with the servicing criteria based on our examination.

Our examination was conducted in accordance with standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Company's compliance with
the applicable' servicing criteria and performing such other procedures as
we considered necessary in the circumstances. Our examination included
testing of selected securities that comprise the Platform, testing of
selected servicing activities related to the Platform, and determining
whether the Company processed those selected transactions and performed
those selected activities in compliance with the applicable servicing
criteria. Our procedures were limited to the selected transactions and
servicing activities performed by the Company during the period covered
by this report. Our Procedures were not designed to detect noncompliance
arising from errors that may have occurred prior to or subsequent to our
tests that may have affected the balances or amounts calculated or reported
by the Company during the period covered by this report. We believe that
our examination provides a reasonable basis for our opinion. Our examination
does not provide a legal determination on the Company's compliance with
the servicing criteria.

Our examination disclosed the following material instance of noncompliance
with the servicing criteria set forth in Item 1122(d)(2)(vii)(B) of
Regulation AB applicable to the Company during year ended December 31,
2006. Account reconciliations for all asset backed securities related
bank accounts were not prepared within 30 calendar days after the bank
statement cutoff date, or such other number of days specified in the
transaction agreements as required by Item 1122(d)(2)(vii)(B) of
Regulation AB.

In our opinion, except for the material instance of noncompliance described
in the preceding paragraph, First American Real Estate Solutions of Texas,
LP. complied with the aforementioned applicable servicing criteria as of and
for the year ended December 31, 2006 for all loans for residential mortgage
loan outsourcing customers for which the Company served as the residential
tax service provider, in all material respects.



/s/ PriceWaterHouseCoopers

February 28, 2007