<TABLE> <S> <C>


<ARTICLE>                                                                      9
<MULTIPLIER>                                                               1,000

<S>                                                                          <C>
<PERIOD-TYPE>                                                              3-MOS
<FISCAL-YEAR-END>                                                    JUN-30-2001
<PERIOD-START>                                                       JUL-01-2000
<PERIOD-END>                                                         SEP-30-2000
<CASH>                                                                     1,409
<INT-BEARING-DEPOSITS>                                                     2,542
<FED-FUNDS-SOLD>                                                               0
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                               11,643
<INVESTMENTS-CARRYING>                                                     3,987
<INVESTMENTS-MARKET>                                                       3,992
<LOANS>                                                                  103,730
<ALLOWANCE>                                                                  400
<TOTAL-ASSETS>                                                           126,990
<DEPOSITS>                                                                82,101
<SHORT-TERM>                                                                   0
<LIABILITIES-OTHER>                                                          674
<LONG-TERM>                                                               27,876
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<COMMON>                                                                       0
<OTHER-SE>                                                                16,339
<TOTAL-LIABILITIES-AND-EQUITY>                                           126,990
<INTEREST-LOAN>                                                            2,021
<INTEREST-INVEST>                                                            325
<INTEREST-OTHER>                                                               0
<INTEREST-TOTAL>                                                           2,346
<INTEREST-DEPOSIT>                                                           916
<INTEREST-EXPENSE>                                                         1,387
<INTEREST-INCOME-NET>                                                        959
<LOAN-LOSSES>                                                                 25
<SECURITIES-GAINS>                                                             0
<EXPENSE-OTHER>                                                              592
<INCOME-PRETAX>                                                              394
<INCOME-PRE-EXTRAORDINARY>                                                   262
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                                 262
<EPS-BASIC>                                                                  .20
<EPS-DILUTED>                                                                .20
<YIELD-ACTUAL>                                                              3.12
<LOANS-NON>                                                                  213
<LOANS-PAST>                                                                   0
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                             375
<CHARGE-OFFS>                                                                  0
<RECOVERIES>                                                                   0
<ALLOWANCE-CLOSE>                                                            400
<ALLOWANCE-DOMESTIC>                                                           0
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                      400



</TABLE>