I 

114TH CONGRESS 

2D SESSION H. R. 6196 

To amend the National Flood Insurance Act of 1968 to ensure community 

accountability for areas repetitively damaged by floods, and for other 

purposes. 

IN THE HOUSE OF REPRESENTATIVES 

SEPTEMBER 28, 2016 

Mr. ROYCE (for himself and Mr. BLUMENAUER) introduced the following bill; 

which was referred to the Committee on Financial Services 

A BILL 

To amend the National Flood Insurance Act of 1968 to 

ensure community accountability for areas repetitively 

damaged by floods, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Repeatedly Flooded 

5 Communities Preparation Act’’. 

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1 SEC. 2. COMMUNITY ACCOUNTABILITY FOR REPETITIVELY 

2 FLOODED AREAS. 

3 (a) IN GENERAL.—Section 1361 of the National 

4 Flood Insurance Act of 1968 (42 U.S.C. 4102) is amended 

5 by adding at the end the following new subsection: 

6 ‘‘(e) COMMUNITY ACCOUNTABILITY FOR REPET7 ITIVELY DAMAGED AREAS.— 

8 ‘‘(1) IN GENERAL.—The Administrator shall, 

9 by regulation, require any covered community (as 

10 such term is defined in paragraph (3))— 

11 ‘‘(A) to analyze and map areas within the 

12 community where properties described in para13 graph (3)(B) or flood-damaged facilities are lo14 cated to determine areas repeatedly damaged by 

15 floods and to assess the continuing risks to 

16 such areas; and 

17 ‘‘(B) to develop a community-specific plan 

18 for addressing any continuing flood risks, sub19 mit such plan to the Administrator and update 

20 such plan at appropriate intervals, and make 

21 such plan, plan updates, and reports on 

22 progress in reducing flood risk available to the 

23 public, subject to section 552a of title 5, United 

24 States Code. 

25 ‘‘(2) SANCTIONS.—The Administrator shall, by 

26 regulation, provide appropriate sanctions for covered 

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1 communities that fail to comply with the require2 ments under this subsection or to make sufficient 

3 progress in reducing the flood risks to areas in the 

4 community that are repeatedly damaged by floods. 

5 ‘‘(3) COVERED COMMUNITY.—For purposes of 

6 this subsection, the term ‘covered community’ means 

7 a community— 

8 ‘‘(A) that is participating, pursuant to sec9 tion 1315, in the national flood insurance pro10 gram; and 

11 ‘‘(B) within which are located— 

12 ‘‘(i) 50 or more repetitive loss struc13 tures (as such term is defined in para14 graph (4)); 

15 ‘‘(ii) 5 or more severe repetitive loss 

16 structures (as such term is defined in sec17 tion 1366(h)) for which mitigation activi18 ties meeting the standards for approval 

19 under section 1366(c)(2)(A) have not been 

20 conducted; or 

21 ‘‘(iii) a public facility or a private 

22 nonprofit facility (as such terms are as de23 fined in section 102 of the Robert T. Staf24 ford Disaster Relief and Emergency Assist25 ance Act (42 U.S.C. 5122)), that has remstockstill on DSK3G9T082PROD with BILLS

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1 ceived assistance for repair, restoration, re2 construction, or replacement under section 

3 406 of the Robert T. Stafford Disaster Re4 lief and Emergency Assistance Act (42 

5 U.S.C. 5172) in connection with more than 

6 one flooding event in the most recent 10- 

7 year period. 

8 ‘‘(4) REPETITIVE-LOSS STRUCTURE.—For pur9 poses of this subsection, the term ‘repetitive-loss 

10 structure’ means a structure insured under a con11 tract for flood insurance made available under this 

12 title that has had at least 2 flood losses for which 

13 claims were paid under such coverage of more than 

14 $1,000 each in any 10-year period beginning after 

15 1978. 

16 ‘‘(5) REPORTS TO CONGRESS.—Not later than 

17 the expiration of the 6-year period beginning upon 

18 the date of the enactment of this subsection, and not 

19 less than every 2 years thereafter, the Administrator 

20 shall submit a report to the Congress regarding the 

21 progress in implementing plans developed pursuant 

22 to paragraph (1)(B).’’. 

23 (b) REGULATIONS.—The Administrator of the Fed24 eral Emergency Management Agency shall issue regula25 tions necessary to carry out subsection (e) of section 1361 

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1 of the National Flood Insurance Act of 1968, as added 

2 by the amendment made by subsection (a) of this section, 

3 not later than the expiration of the 2-year period that be4 gins on the date of the enactment of this Act. 

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