<PAGE>

                                                                   Exhibit 10.24

                             FOURTEENTH AMENDMENT TO
                        RESTATED BUSINESS LOAN AGREEMENT

THIS FOURTEENTH AMENDMENT TO RESTATED BUSINESS LOAN AGREEMENT (the "Amendment")
is entered into as of January 2, 2002, between FRESH AMERICA CORP., a Texas
corporation ("Borrower"), the "Subsidiary/Debtors" (herein so called) named on
the signature pages of this Amendment, and ENDEAVOUR, LLC, assignee of Bank of
America, N.A., formerly Bank of America NT & SA, successor in interest by merger
with Bank of America, N.A., formerly NationsBank, N.A. ("Bank").

Borrower and Bank entered into the Restated Business Loan Agreement dated
February 2, 1998 (as amended, extended, renewed, or restated, the "Loan
Agreement"), providing Borrower with a revolving line of credit. Borrower has
requested Bank to amend certain provisions of the Loan Agreement as provided in
Paragraph 2 below and the other Loan Documents as provided herein, including
without limitation a restructure and conversion of the line of credit into a
term loan, and Bank has, upon and subject to the terms of this Amendment,
agreed. Accordingly, for adequate and sufficient consideration, Bank, Borrower,
and Subsidiary/Debtors hereby agree as follows:

         1.  DEFINITIONS. Capitalized terms used herein and defined in the Loan
Agreement shall have the meanings set forth in the Loan Agreement except as
otherwise provided herein.

         2.  AMENDMENTS. The Loan Documents are amended as follows:

             (A)   The definition of Reference Rate in Section 1 is entirely
amended as follows:

                   "Reference Rate" is defined in Section 4.1 of this Agreement.
                   Provided, however, that the Reference Rate shall not at any
                   time equal less than 4.75% per annum.

(B) Section 2.2 of the Loan Agreement is amended to delete therefrom the date
"January 2, 2002" and substitute in lieu thereof the date "January 6, 2003".

             (C)   Sections 2.4(c) is entirely amended to read as follows:

                   (c)      The Borrower will pay on each of April 1, 2002,
                            July 1, 2002, September 30, 2002, and December 30,
                            2002, installments of principal outstanding under
                            the Term Note in the amount of $350,000, with a
                            final installment in the amount of the remaining
                            principal balance thereof to be due and payable on
                            January 2, 2003, unless otherwise accelerated
                            pursuant to the terms hereof. In addition, the
                            Borrower will pay on July 1, 2002, an installment of
                            principal outstanding under the Term Note in the
                            amount of one percent (1.00%) of the outstanding
                            principal balance thereof on

<PAGE>

                                    June 30, 2002, which installment payment
                                    shall be in addition to the installment
                                    payment referenced in the previous sentence
                                    of this Section 2.4(c).

          (D)  The first sentence of Section 4.1 of the Loan Agreement is
entirely amended as follows:

                          The interest rate on the outstanding principal amounts
                          under the Term Loan Commitment is equal to the lesser
                          of either (a) the maximum lawful rate of interest
                          permitted under applicable usury laws, now or
                          hereafter enacted (the "Maximum Rate") or (b) the rate
                          that is equal to the sum of the Bank's Reference Rate
                          plus four percent (4.00%) from January 2, 2002,
                          through and including April 1, 2002, four and one-half
                          percent (4.50%) from April 2, 2002, through and
                          including June 30, 2002, five percent (5.0%) from July
                          1, 2002, through and including September 30, 2002, and
                          five and one-half percent (5.50%) from October 1,
                          2002, and thereafter.

          (E)  Section 5.2(c) of the Loan Agreement is entirely amended as
follows:

                          (c)       The Borrower agrees to reimburse the Bank
                                    for the reasonable costs of periodic audits
                                    and appraisals of the Collateral at such
                                    intervals as the Bank may reasonably
                                    require. The audits and appraisals may be
                                    performed by employees of the Bank or by
                                    independent appraisers.

          (F)  The first paragraph of Section 10.4 of the Loan Agreement is
entirely amended to read as follows:

                          10.4      Adjusted Borrowing Base Mandatory
                                    Prepayment. If at any time the principal
                                    outstanding under the Term Note plus the
                                    outstanding amounts of any letters of credit
                                    on such date (including the face amount of
                                    all undrawn and uncancelled letters of
                                    credit and amounts drawn on letters of
                                    credit and not yet reimbursed) exceeds the
                                    Adjusted Borrowing Base (calculated as of
                                    the most recent of (i) the last day of the
                                    most recently preceding calendar month, or
                                    (ii) the 15th day of the most recently
                                    preceding calendar month), the Company shall
                                    immediately pay to the Bank any such excess.
                                    Such payment shall be applied to
                                    installments due under the Term Note in the
                                    inverse order of maturity.

          (G)  Section 10.11 is entirely amended as follows:

                          Capital Expenditures. No Company shall make Capital
                          Expenditures other than Permitted Capital
                          Expenditures. "Permitted Capital Expenditures" means
                          commencing with the period beginning January 1, 2002,
                          through and including March 31, 2002, a total amount
                          of Capital Expenditures that does not exceed $540,000
                          in the aggregate, for the

                                       -2-

<PAGE>

                          period beginning April 1, 2002, through and including
                          June 30, 2002, a total amount of Capital Expenditures
                          that does not exceed $640,000 in the aggregate, for
                          the period beginning July 1, 2002, through and
                          including September 30, 2002, a total amount of
                          Capital Expenditures that does not exceed $215,000 in
                          the aggregate, and for the period beginning October 1,
                          2002, through and including December 31, 2002, a total
                          amount of Capital Expenditures that does not exceed
                          $235,000 in the aggregate. Additionally, the Borrower
                          shall provide to the Bank within thirty (30) days
                          after the end of each month a report of the Capital
                          Expenditures for the prior month and year to date
                          period from January 1, 2002, and a comparison of such
                          Capital Expenditures actually incurred to Capital
                          Expenditures budgeted to occur in such calendar
                          quarter and year to date period from January 1, 2002,
                          commencing January 1, 2002. Provided that if any
                          amount referred to above is not expended in the
                          quarter for which it is permitted, such amount may be
                          carried over for expenditure into future calendar
                          quarters in such fiscal year, and provided further
                          that Capital Expenditures made during any quarter
                          shall be deemed made first in respect of amounts
                          permitted for such quarter and second in respect of
                          amounts carried over from the prior quarter.

          (H)  Section 10.25(n) and Section 10.25(o) are entirely amended to
read as follows:

                          (n)       Additionally, the outstanding principal
                                    balance of the Term Note shall be reduced
                                    from time to time by the amount of one
                                    hundred percent (100%) of any and all tax
                                    refunds received by the Borrower, net of any
                                    penalties required to be paid in connection
                                    therewith and any repatriation costs if such
                                    amount is paid by a non-U.S. taxing
                                    authority, all of which shall be applied to
                                    the principal owing to the Bank immediately
                                    upon receipt thereof by the Borrower. Such
                                    amounts shall be applied to the next
                                    maturing installments due under the Term
                                    Note.

                          (o)       Additionally, the outstanding principal
                                    balance of the Term Note shall be reduced by
                                    seventy-five percent (75%) of the cash
                                    proceeds, net of reasonable expenses of
                                    issuance, of any equity issued by any
                                    Company (other than the $5,000,000 in
                                    preferred stock to be issued by the Borrower
                                    on April 30, 2000, as described in the Tenth
                                    Amendment to Restated Business Loan
                                    Agreement and Waiver dated as of March 31,
                                    2000, and the shares issued pursuant to that
                                    certain Securities Exchange and Purchase
                                    Agreement (the "Securities Agreement") dated
                                    as of August 14, 2001, among North Texas
                                    Opportunity Fund LP, John Hancock Life
                                    Insurance Company, John Hancock Variable
                                    Life Insurance Company, Signature 1A
                                    (Cayman), Ltd., Signature 3 Limited,
                                    Investors Partner Life Insurance Company,
                                    and the Borrower, the terms of which shall
                                    not be amended without the prior written

                                       -3-

<PAGE>

                                    consent of the Bank). Such amounts shall be
                                    applied to the next maturing installments
                                    due under the Term Note.

         3. CONDITIONS PRECEDENT. This Amendment will not become effective until
all corporate actions of Borrower and each of the Subsidiary/Debtors taken in
connection herewith and the transactions contemplated hereby shall be
satisfactory in form and substance to the Bank, and each of the following
conditions precedent shall have been satisfied, all of which must occur on or
before January 2, 2002:

           (a)        Bank has received counterparts of this Amendment duly
                      executed and duly delivered by Bank, Borrower, and each
                      other party named on the signature page below.

           (b)        All fees and expenses, including reasonable legal and
                      other professional fees and expenses incurred on or prior
                      to the date of this Amendment by the Bank, including
                      without limitation the fees and expenses of legal counsel
                      and financial advisors to the Bank, shall have been paid
                      to the extent that same have been billed.

           (c)        The Bank shall have received a certificate of the Borrower
                      certifying as to the accuracy, after giving effect to this
                      Amendment, of the representations and warranties set forth
                      in the Loan Agreement, the other Loan Documents and this
                      Amendment, that there exists no Default or Potential
                      Default after giving effect to this Amendment, and that
                      the execution, delivery and performance of this Amendment
                      will not cause a Default or Potential Default.

           (d)        The Bank shall have received such other documents,
                      instruments and certificates, in form and substance
                      reasonably satisfactory to the Bank, as the Bank shall
                      deem necessary or appropriate in connection with this
                      Amendment and the transactions contemplated hereby,
                      including without limitation copies of resolutions of the
                      boards of directors of each of Borrower and each
                      Subsidiary/Debtor which is a party to the documents
                      contemplated by this Amendment.

           (e)        The Bank shall have received an amendment fee in the
                      principal amount of $25,000, plus all accrued and unpaid
                      interest due under the Term Loan through December 31,
                      2001.

           (f)        The Bank shall have received (i) a true and correct copy
                      of any and all agreements between the Borrower and Larry
                      Martin upon terms and conditions satisfactory to the Bank
                      addressing payment of amounts due to Larry Martin pursuant
                      to that certain Stock Purchase Agreement dated December
                      19, 1997, between the Borrower, Larry Martin and Hereford
                      Haven, Inc., and (ii) a true and correct copy of any and
                      all agreements between the Borrower and Joseph M.
                      Cognetti, upon terms and conditions satisfactory to the
                      Bank.

                                       -4-

<PAGE>

         4.  RELEASE. In consideration of the Bank's agreements herein and
certain other good and valuable consideration, Borrower hereby expressly
acknowledges and agrees that as of the date hereof it has no setoffs,
counterclaims, adjustments, recoupments, defenses, claims or actions of any
character, whether contingent, non-contingent, liquidated, unliquidated, fixed,
matured, unmatured, disputed, undisputed, legal, equitable, secured or
unsecured, known or unknown, against the Bank or any grounds or cause for
reduction, modification or subordination of the obligations or owed to the Bank
or any liens or security interests of the Bank. To the extent Borrower may
possess any such setoffs, counterclaims, adjustments, recoupments, claims,
actions, grounds or causes, Borrower hereby waives, and hereby releases the Bank
from, any and all of such setoffs, counterclaims, adjustments, recoupments,
claims, actions, grounds and causes, such waiver and release being with full
knowledge and understanding of the circumstances and effects of such waiver and
release and after having consulted counsel with respect thereto.

         5.  CONTINUED EFFECT. Except to the extent provided herein, all terms,
provisions, and conditions of the Loan Agreement and the other Loan Documents
shall continue in full force and effect and are hereby ratified and confirmed,
and the Loan Agreement and the other Loan Documents shall remain enforceable and
binding in accordance with their respective terms. Borrower and each
Subsidiary/Debtor confirms and agrees that the other Loan Documents, and the
guaranties, liens, and security interests granted therein, shall continue to
assure and secure Borrower's obligations and indebtedness to Bank, direct or
indirect, arising pursuant to the Revolving Note and the Loan Agreement, whether
or not such other Loan Documents shall be expressly affected by this Amendment.
All references in the Loan Documents to the Loan Agreement shall hereafter be
deemed to be references to the Loan Agreement affected by this Amendment.

         6.  COUNTERPARTS. This Amendment may be executed in any number of
counterparts, all of which when taken together shall constitute one and the same
document, and each party hereto may execute this Amendment by signing any of
such counterparts. Telecopies of signatures shall be binding and effective as
originals.

         7.  SUCCESSORS AND ASSIGNS. This Amendment shall be binding upon, and
inure to be the benefit of, the parties hereto and their respective heirs,
administrators, successors and assigns.

         8.  NO ORAL AGREEMENTS. This written document and the documents
executed in connection herewith represent the final agreement between the
parties in respect of the matters covered herein and may not be contradicted by
evidence of prior, contemporaneous, or subsequent oral agreements of the
parties. There are no unwritten oral agreements between the parties.

         9.  GOVERNING LAW. This Amendment shall be governed by and construed in
accordance with the laws of the State of Texas.

         10. LOAN DOCUMENT. This Amendment is a Loan Document and is subject to
all provisions of the Loan Agreement applicable to Loan Documents, all of which
are

                                      -5-

<PAGE>

incorporated in this Amendment by reference the same as if set forth in this
Amendment verbatim.

      [Remainder of Page Left Intentionally Blank - Signature Page Follows]

                                       -6-

<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
executed as of the date first written above.

ENDEAVOUR, LLC, assignee of Bank of           FRESH AMERICA CORP., as Borrower
America, N.A. (formerly Bank of
America NT & SA, successor in
interest by merger with Bank of
America, N.A., formerly NationsBank,
N.A.), as Bank


By:      PPM America, Inc.,
         its Attorney-in-Fact

                                                 By /s/ Cheryl A. Taylor
                                                    ---------------------------
By      /s/ Bradley Scher                            Name: Cheryl A. Taylor
  -------------------------------------                    --------------------
        Name: Bradley Scher                          Title: EVP - CFO
              -------------------------                     -------------------
        Title: Managing Director
               -----------------

                              CONSENT AND AGREEMENT

To induce Bank to enter into this Amendment the undersigned jointly and
severally (a) consent and agree to this Amendment's execution and delivery and
the terms hereof, (b) ratify and confirm that all guaranties, assurances, liens,
and subordinations granted, conveyed, or assigned to Bank under the Loan
Documents (as they may have been renewed, extended, and amended) (i) are not
released, diminished, impaired, reduced, or otherwise adversely affected by this
Amendment, and (ii) continue to guarantee, assure, secure, and subordinate other
debt to the full payment and performance of all present and future obligations
under the Loan Documents, and (c) waive notice of acceptance of this consent and
agreement, which consent and agreement binds the undersigned and their
successors and permitted assigns and inures to Bank and its successors and
permitted assigns.

FRESH AMERICA FLORIDA, INC.,
FRANCISCO ACQUISITION CORP.,
ALLIED-PERRICONE, INC., f/k/a
SAM PERRICONE CITRUS CO.,
each as a Subsidiary/Debtor


By:      /s/ Cheryl A. Taylor
   ------------------------------------------------------
         Name:         Cheryl A. Taylor
                  ---------------------------------------
         Title:        Chief Financial Officer
               ------------------------------------------

                                      -7-