SETTLEMENT AGREEMENT

     This  Settlement Agreement (the "Settlement Agreement") is made and entered
into  this  30  day  of  May,  2002,  by  and  among  JACOB  INTERNATIONAL, INC.
           ----
(hereinafter  referred to as "Jacob"); MARC H. NATHAN, Individually (hereinafter
referred  to  as "Marc"); MARTIN R. NATHAN (hereinafter referred to as "Marty");
MARTIN  R.  NATHAN  &  ASSOCIATES,  P.C.  (hereinafter  referred  to  as "Nathan
Associates");  RAPID  RELEASE  RESEARCH,  LLC (hereinafter referred to as "Rapid
Release")  (all  hereinafter jointly called "First Party"); and PANGEA PETROELUM
CORP.  (hereinafter referred to as "Pangea"); PANGEA SERVICES, INC. (hereinafter
referred  to  as  "PSI")  and  CHARLES  B.  POLLOCK  (hereinafter referred to as
"Chuck")  (hereinafter  jointly  called  "Second  Party").  All of the aforesaid
parties to this Settlement Agreement are hereinafter collectively referred to as
the  "Parties".

     WHEREAS,  there  are  disputes  regarding  the  liability and amount of the
claims  payable  by and between the First Party and the Second Party, some which
are  known  and  may  be  asserted  and  some  which may not be known and may be
asserted  in  the  future,  and the Parties, upon consideration of the facts and
law,  and  in consultation with their own legal counsel, agree that it is in the
best  interests  of  all  Parties  to  compromise  and settle all controversies,
claims,  demands,  liabilities  and  causes of action, known or unknown, between
themselves  as  set forth herein in order to resolve controversies, reduce costs
and  recognize  the  rights  and  privileges  of  each  party;  and

     WHEREAS, the Parties have considered the amount of time, effort and cost to
do  an  audit of the assets, receipts, liabilities, debts and obligations of the
Parties;  and

     WHEREAS,  among  other  assets,  Jacob  owns:

     (a)     approximately 5,591,000 shares of Pangea represented by two (2)
     certificates  in hand and a missing or lost certificate for 215,000 shares;
     and

     (b)     1,000,000 shares of Consolidated Medical Management, Inc. ("CMMI")
     represented  by  certificate dated February 11, 2000.

     WHEREAS,  among  other  assets,  Pangea  owns:

     (a)     All (100%) of the issued and outstanding shares of PSI; and

     (b)     Twelve Million Five Hundred Thousand (12,500,000) warrants
("Warrants")  to  purchase  shares  of  Paradigm  Advanced  Technologies,  Inc.
("Paradigm")  at  a  price  of  $1.00  per  share.

     WHEREAS, PSI  owns 475,000 shares of the Class A common membership units of
WorldLink  USA,  LLC,  a  Nevada  limited liability company ("WorldLink"), which
shares  are  subject  to  a Voting Trust and Transfer Agreement and which has no
debts  or  agreements  except  to  Marc  and/or  WorldLink;  and


        Settlement Agreement between Jacob and Pangea, et al. Page 1 of 9
<PAGE>
     WHEREAS,  Rapid  Release owns or asserts claims against Pangea for accounts
receivable  and/or  promissory  notes,  as set forth below, in the amount of not
less  than  $158,000;  and

     WHEREAS,  Pangea owns or asserts claims against Rapid Release and/or Nathan
Associates  and/or  Marty  for  medical  insurance  premiums  paid;  and

     WHEREAS,  the Parties hereto have agreed to this Settlement Agreement which
sets  forth the terms, conditions and stipulations of the settlement between the
Parties.

     NOW,  THEREFORE, the First Party and the Second Party have agreed, for good
and  valuable  consideration,  the  receipt  of  which  is  hereby acknowledged,
voluntarily  and  knowingly,  execute this Settlement Agreement with the express
intention  of  settling  any  and all controversies, disputes, claims, debts and
liabilities  between  themselves  and  releasing each other as set forth herein.

     1.     The  recitals  set  forth  above are hereby adopted and incorporated
herein.

     2.     The Parties  hereto agree that a Closing shall be held at the Office
of  Martin  R. Nathan at 4550 Post Oak Place, Suite 175, Houston, Texas 77027 on
May  30,  2002  (the  "Closing  Date").  At the Closing the Parties hereto shall
execute  this Settlement Agreement and the documents contemplated to be executed
pursuant  to  Section  4  hereof.

     3.     The Parties hereto agree that at or before Closing:

     (a)    Jacob  will  transfer  to  its  wholly  owned, debt-free  subsidiary
     (e-natomy,  Inc.,  a  Nevada  corporation,  or  such  other  wholly  owned
     subsidiary  as  it  may  choose, provided that there are no other assets or
     debt  in  the  subsidiary);

          (i)     Its  two  certificates for shares of Pangea and a bill of sale
          and  affidavit  of  loss  or missing certificate for 215,000 shares of
          Pangea,  which affidavit will state that Jacob has no knowledge of the
          existence or previous transfer of such certificate and that the shares
          should be cancelled, and will agree, that the lost certificate will be
          delivered  to  the  Transfer Agent if such certificate is found in the
          possession  or  control  of  Jacob  or  its  officers, shareholders or
          directors;  and

          (ii)     Nine  hundred  thousand  (900,000)  shares  of  Consolidated
          Medical  Management,  Inc.

     (b)     Pangea  will  cause  to  be transferred to PSI two hundred thousand
     (200,000)  warrants  dated  August  30,  2000,  to purchase common stock of
     Paradigm  for  $1.00  per  share.

     4.     At  Closing,  the  Parties  will  deliver  the  following  executed
documents:


          Settlement Agreement between Jacob and Pangea, et al. Page 2 of 9
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     (a)     Stock Exchange-Bill of Sale - Pangea  will  exchange,  transfer and
             ---------------------------
     deliver  with  and  to Jacob all of the issued and outstanding stock of PSI
     for all of the issued and outstanding stock of e-natomy, Inc. in a tax free
     exchange;

     b)     Cash Payment--  Jacob  shall deliver to Pangea at Closing $75,000.00
            --------------
     in cash  or  cash  equivalent  on  behalf  of  e-natomy, Inc.;

     (c)     Paradigm Stock--Jacob  shall  deliver  or  cause to be delivered to
             --------------
             e-natomy,  Inc.  900,000 shares of Paradigm  common stock, free  of
             any  restrictive  legends;

     (d)     Promissory Notes  -  between  Rapid  Release  and  Pangea  shall be
             ----------------
             delivered  to  Pangea  marked  cancelled, or an  Affidavit of  Lost
             Note  shall  be  delivered  to  Pangea;

     (e)     Quit-Claim Deed from  Pangea to  Marc for any  interest in or to or
             ---------------
     joint  ownership  or  claim  in, to or of Lot Seven (7) of Bloc Four (4) of
     Lake  Colony,  Section  One  (1), a subdivision in Fort Bend County, Texas,
     commonly known as 5034 Cave Run, in the City of Stafford, Fort Bend County,
     Texas,  together  with all improvements thereon, hereinafter referred to as
     the  "Property";

     (f)     Mutual Release  between  Jacob, Marc, Marty and  Nathan  Associates
             --------------
     (hereinafter  collectively  referred  to as the "First Party"), and Pangea,
     PSI and Chuck (hereinafter collectively referred to as the "Second Party");

     (g)     Mutual Release between Pangea and Rapid Release;
             --------------

     (h)     Stock  Certificates  -  such  certificates  as  may  be  reasonably
             -------------------
     necessary  and  appropriate  to  evidence  the transfer and delivery of the
     shares  of  all  capital  stock  of PSI, CMMI, Paradigm, e-natomy, Inc. and
     Pangea;

     (i)     Resignation  by  the entire  Board of  Directors  of  PSI  and  the
             -----------
     appointment  of  a  new  Board  of  Directors  as  provided  by  Jacob;

     (j)     Resignation by the  entire Board of Directors of e-natomy, Inc. and
             -----------
     the appointment of a new Board of Directors as provided by Pangea;

     (k)     Corporate Resolutions of the Board of  Directors of  Jacob,  Nathan
             ---------------------
     Associates,  Rapid  Release,  Pangea and PSI, certified by their respective
     officers,  which  authorize the execution, delivery and performance of this
     Settlement Agreement and the documents referred to herein to which it is or
     is  to  be  a  party  dated  as  of  the  Closing  Date;

     (1)     Certificates of Incumbency  as  may  be  reasonably  necessary  and
             --------------------------
     appropriate to evidence the authority of the signatories to the instruments
     to  be  delivered  by  any  corporation  or  limited liability company; and

     (m)     Written Consent of  Bruce C.  Pollock  to the transactions  by  and
             -------------------------------------
     between  (i)  Jacob  and  Pangea,  (ii)  the cancellation of the Promissory
     Notes,  and  (iii)  the  execution  of  the


        Settlement Agreement between Jacob and Pangea, et al. Page 3 of 9
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     Release  between  Rapid  Release  and  Pangea. In the alternative, Bruce C.
     Pollock  may  join  in  the  execution  of  the  documents.

     5.     Prior  to  Closing,  Jacob will submit its certificate for 1,000,000
shares  of  CMMI  ("CMII  Shares")  to  the  transfer  agent,  Deposit  Guaranty
Insurance,  to  be  reissued  in two certificates: one for 900,000 shares in the
name of Pangea and one for 100,000 shares in the name of Jacob, neither of which
shall  bear  any restrictive legend. Pangea will obtain and submit an attorney's
opinion  from  Richard  Markle,  who  is  counsel for CMMI, that the restrictive
legend  on  the  1,000,000  CMMI  Shares  can  be  removed.

     6.     Rapid  Release  holds  various accounts receivable and/or promissory
notes  ("Promissory  Notes")  owed  or  issued  by  Pangea  which total at least
$158,000; and Pangea hold claims for reimbursement of medical insurance premiums
paid  for  and  on behalf of Rapid Release and Nathan Associates. The Promissory
Notes  and  claims for medical insurance premiums will be mutually cancelled and
mutual  releases  executed.

     7.     Pangea  shall  execute  and deliver a Quitclaim Deed to Marc for any
right,  title or interest or joint ownership or claim in, to or of Lot Seven (7)
of  Block  Four  (4) of Lake Colony, Section One (1), a subdivision in Fort Bend
County,  Texas,  commonly known as: 5034 Cave Run, in the City of Stafford, Fort
Bend County, Texas, together with all improvements thereon, hereinafter referred
to  as  the "Property". The Property is appraised at approximately $137,000 less
$102,000  mortgage.

     8.     This  Settlement  Agreement  shall  bind  each person or party named
herein,  jointly  and  severally,  and  their  successors  and  assigns  and
beneficiaries,  from  all claims, demands and actions, which any named member of
one Party now has against the named members of the other Party.

     9.     The  Parties  further  acknowledge  and represent to each other that
they  have not assigned or agreed to assign, all or any portion of any causes of
action  which may be asserted in the above-styled and numbered causes or arising
by  and between the Parties, whether known or unknown as of the date of closing.

     10.     Authorization  of  Agreement.  Jacob,  Nathan  Associates,  Rapid
             ----------------------------
Release,  Pangea  and  PSI  (collectively  the  "Corporate  Parties")  have  all
requisite  corporate  power  and authority to execute and deliver this Agreement
and  to  perform  its  obligations  hereunder. The execution and delivery by the
Corporate Parties of this Agreement and the performance by the Corporate Parties
of  its  obligations  hereunder (a) have been duly and validly authorized by all
requisite  corporate  action  and  (b) will not violate its charter or bylaws or
Articles of Organization or Regulations, as the case may be, or any order, writ,
injunction,  decree, statute, rule or regulations applicable to it or any of its
properties  or  assets,  or  be  in  conflict  with,  result  in  a breach of or
constitute  a default under any note, bond, indenture, mortgage, lease, license,
franchise  agreement  or other agreement, instrument or obligation, or result in
the  creation  or  imposition  of any lien, charge or encumbrance of any kind or
nature whatsoever upon any of the properties or assets of the Corporate Parties.
This Agreement and each and every agreement, document, exhibit and instrument to
be  executed,  delivered  and  performed  by  the  Corporate  Parties  in


        Settlement Agreement between Jacob and Pangea, et al. Page 4 of 9
<PAGE>
connection  herewith constitute or will, when executed and delivered, constitute
the  valid  and legally binding obligations of the Corporate Parties enforceable
against  it  in accordance with their respective terms, except as enforceability
may  be limited by applicable equitable principles or by bankruptcy, insolvency,
reorganization,  moratorium,  or  similar  laws  from  time  to  time  in effect
affecting  the  enforcement  of  creditors'  rights  generally.

     11.     Marc, Marty and Chuck are individuals of full age of maturity, with
full  power,  capacity and authority to enter into this Settlement Agreement and
perform  the  obligations contemplated hereby by and for himself and his spouse.
All action on the part of Marc, Marty and Chuck necessary for the authorization,
execution, delivery and performance of this Settlement Agreement by him has been
taken  and  will be taken prior to Closing. This Settlement Agreement, when duly
executed  and  delivered  in  accordance  with its terms, will constitute legal,
valid  and  binding  obligations  of  Marc, Marty and Chuck, enforceable against
Marc,  Marty and Chuck in accordance with its terms, except as may be limited by
bankruptcy,  insolvency  and  other  similar  laws  affecting  creditors' rights
generally  or  by  general  equitable  principles.

     12.     Conditions Precedent:


     (a)     Pangea  will  obtain the written consent of Bruce C. Pollock to the
     transactions  by and between (i) Jacob and Pangea, (ii) the cancellation of
     the  Promissory  Notes  and  (iii)  the  Release  between Rapid Release and
     Pangea.  The  document shall be satisfactory in form and substance to legal
     counsel  for  the  Parties  and  shall  provide that Bruce C. Pollock shall
     relinquish,  waive  and/or release any of his claims against Pangea, Jacob,
     Marc or Marty arising from or out of the transactions provided herein only.
     Alternatively,  Bruce  C.  Pollock  may  join  in the instruments contained
     herein  without  release of claims against him nor release of claims he may
     hold  against  any  party  hereto.

     (b)     Pangea  will  obtain the Promissory Notes from Bruce C. Pollock for
     cancellation.

     13.     Non-Disparagement.  All Parties hereto agree that they will make no
             -----------------
deliberate  action,  by word or deed, to criticize, disparage, harm or discredit
the  interests, character or reputation of the other Parties hereto, or to cause
the  other Parties hereto to appear in an unfavorable light, or to damage in any
way  the  other  Parties'  relations  with  the  media,  employees,  vendors  or
customers;  provided,  that  this  Paragraph  13  shall  not  be  applicable  in
litigation  or  arbitration or response pursuant to a subpoena or other judicial
or  governmental  matter.

     14.     Miscellaneous.
             -------------

     (a)     Notices.  Except  as  otherwise  provided,  any  notices  or  other
             -------
     communications required or permitted to be given pursuant to this Agreement
     shall  be in writing and shall be considered as properly given if mailed by
     first  class  United  States  mail  properly  addressed,  postage  prepaid,
     registered  or  certified,  with  return  receipt  requested, or by prepaid
     telegram  or  by  facsimile  transmission if receipt is acknowledged by the


       Settlement Agreement between Jacob and Pangea, et al. Page 5 of 9.
<PAGE>
     addressee. Notice so mailed shall be effective upon the expiration of three
     business  days after its deposit. Notice given in any other manner shall be
     effective  only  if  and  when  received  by the addressee. For purposes of
     notice, the address of each party shall be the address set forth below such
     party's  name  on  the  Signature Page hereof; provided, however, that each
     party  shall  have  the  right to change his respective address for notices
     hereunder  to  another  location(s) within the continental United States by
     giving  written  notice  to  the  other  party  in  the  manner  set  forth
     hereinabove.

     (b)     Applicable Law.  This  Settlement Agreement, and the obligations of
             --------------
     the  parties  hereunder, shall be governed by and construed and enforced in
     accordance  with the laws of the State of Texas and the substantive laws of
     the  United  States  of America notwithstanding the law of conflicts of any
     other  state.

     (c)     Binding Effect. This Settlement Agreement and the terms, provisions
             --------------
     and conditions hereof, shall be binding upon and shall inure to the benefit
     of  the  parties, their respective legal representatives, heirs, successors
     and  assigns; provided, however, that nothing contained herein shall negate
     or  diminish  the restrictions set forth in this Settlement Agreement. This
     Settlement Agreement shall not be for the benefit of any third party who is
     not  a  signatory  hereof  or  assignee  by  written  instrument.

     (d)     Representations  and Warranties of Parties.  Each  of  the  parties
             ------------------------------------------
     hereto  represents  and  warrants  to the other that (i) such party has the
     full  right,  power and authority to enter into and execute this Settlement
     Agreement;  (ii)  such  party  has  not  assigned or transferred any of its
     claims  or  related  rights to any other person or entity, (iii) when fully
     executed  and  performed  by  all  parties,  this Settlement Agreement will
     constitute  the binding obligation of such party, fully enforceable against
     such  party  in accordance with its terms; and (iv) such party has the full
     right,  power  and authority to settle this dispute on behalf of itself and
     its  members  or  shareholders  and  each  of  their  respective  members,
     shareholders,  directors,  managers,  officers,  agents,  employees,
     representatives, affiliates, subsidiaries, parent corporations, successors,
     assigns,  owners,  predecessors, agents, lawyers and all persons acting by,
     through,  under  or  in  concert  with  them,  or  any  of  them.

     (e)     Entire Agreement.  This  Settlement  Agreement  contains the entire
             ----------------
     agreement  between the parties hereto relating to the subject matter hereof
     and all prior agreements relative hereto which are not contained herein are
     terminated,  cancelled  and  superseded.  THIS SETTLEMENT AGREEMENT AND ALL
     DOCUMENTS  EXECUTED IN CONNECTION HEREWITH OR CONTEMPLATED HEREBY REPRESENT
     THE  FINAL  AGREEMENT  BETWEEN  THE  PARTIES AND MAY NOT BE CONTRADICTED BY
     EVIDENCE  OF  PRIOR,  CONTEMPORANEOUS  OR SUBSEQUENT ORAL AGREEMENTS OF THE
     PARTIES.  THERE  ARE  NO  UNWRITTEN  ORAL  AGREEMENTS  BETWEEN THE PARTIES.

     (f)     Amendment.  This  Settlement  Agreement may be modified or changed,
             ---------
     subject  to  the  other  provisions  of  this Settlement Agreement, only by
     setting  same  forth  in  a written instrument executed by all Parties. Any
     such  amendments,  variations,  modifications  or


        Settlement Agreement between Jacob and Pangea, et al. Page 6 of 9
<PAGE>
     changes  shall  not  be  effective  and binding upon the parties until such
     written  instrument  is  executed  by  all  the  Parties  hereto,  or their
     successors-in-interest.

     (g)     Counterpart Originals. This Settlement Agreement may be executed in
             ---------------------
     any number of counterparts, each of which shall be deemed to be an original
     and  all  of which taken together shall be deemed to constitute one and the
     same.

     (h)     Facsimile Signatures.  Each  Party  agrees  to accept the facsimile
             --------------------
     signature  of the other Parties to this Settlement Agreement as evidence of
     the  execution  and  delivery  of this Settlement Agreement. Such facsimile
     signature  will  be  deemed  to  be  binding  upon the Parties sending such
     facsimile  signature.

     (i)     Exhibits. All exhibits, schedules and documents attached hereto, if
             --------
     any,  are  hereby incorporated in this Settlement Agreement and made a part
     hereof  by  reference.

     (j)     Severability. This Settlement Agreement is intended to be performed
             ------------
     in  accordance  with,  and  only to the extent permitted by, all applicable
     laws,  ordinances,  rules  and  regulations.  If  any  provision  of  this
     Settlement  Agreement  or  the  application  thereof  to  any  person  or
     circumstances  shall,  for  any  reason  and  to  any extent, be invalid or
     unenforceable,  the remainder of this Agreement and the application of such
     provision  to  the  other  persons  or  circumstances shall not be effected
     thereby,  but  rather shall be enforced to the greatest extent permitted by
     law.

     (k)     Time of the Essence.  Time  is  of  the  essence of this Settlement
             -------------------
     Agreement.

     (l)     Waiver.  Any  waiver  as  to any of the terms or conditions of this
             ------
     Settlement Agreement shall not operate as a future waiver of the same terms
     and  conditions  or  prevent the future enforcement of any of the terms and
     conditions  hereof.

     (m)     Captions.  Captions  and  headings  of  sections,  paragraphs  or
             --------
     subparagraphs  of  this Settlement Agreement are solely for the convenience
     of  the  Parties and are not a part of this Settlement Agreement, and shall
     not  be  used  for the interpretation or determination of the conditions of
     this  Settlement  Agreement  or  any  provision  hereof.

     (n)     Execution of Additional Documents.  Each  party  hereto  agrees  to
             ---------------------------------
     execute,  within  ten  (10)  days  after  notice,  such  other  documents,
     instruments  or  written  evidence  of conveyance or assignment as shall be
     reasonably  required  or  appropriate to perfect or evidence any agreement,
     transfer,  conveyance  or assignment of any asset or instrument conveyed or
     assigned  herein;  provided,  each proposed document or instrument shall be
     subject  to approval by counsel for the parties to be bound, which approval
     shall  be  exercised  reasonably  and  in  good  faith.

     (o)     Litigation and Attorney's Fees. In the event of a dispute or breach
             ------------------------------
     or  default  hereunder,  which  result  in  the  commencement  of  judicial
     litigation  or  commercial  arbitration,  the  successful  party  shall  be
     entitled  to  receive  from  the unsuccessful party, any and all reasonable
     attorney's  fees,  court  costs  and  expenses  incurred  in  determination


        Settlement Agreement between Jacob and Pangea, et al. Page 7 of 9
<PAGE>
     of  the  dispute  or  breach  or  default.  In  the  event  of any judicial
     litigation,  each  of  the  parties  waives  its  right to a trial by jury.

     (p)     Arbitration.  As  concluded  by the parties hereto, any controversy
             -----------
     between  the  parties hereto involving any dispute or claim, by, through or
     under,  or  the  construction  or  application  of any terms, covenants, or
     conditions  of,  this Settlement Agreement, shall on the written request of
     one  party  served  upon  the  other, be submitted to arbitration, and such
     arbitration  shall  comply  with  and  be governed by the provisions of the
     Texas  Arbitration  Act  ("TAA")  as  it  may  be  amended;  provided, that
     Arbitration  shall  be  conducted  in Harris County, Texas and be conducted
     under the auspices of the American Arbitration Association ("AAA"). The TAA
     laws shall apply, and the AAA rules shall apply if not in conflict with the
     TAA  laws.  All  evidence  shall  be  subject  to  the Texas Rules of Civil
     Evidence. There will be three (3) Arbiters, one to be selected by the First
     Party  and  one  to  be selected by the Second Party, both of whom shall be
     selected  from  the  list of Arbiters provided by the AAA. The two selected
     Arbiters  will select a third Arbiter who will be approved or listed by the
     AAA  and  who shall be an attorney or former judge having been licensed for
     at  least  5  years  as  an  attorney  in  Texas;  and  who  shall  be  the
     administrator of the panel. If a party does not designate an Arbiter within
     ten  (10)  days  after written notice of the commencement of Arbitration by
     the other party, then the AAA shall submit a list of potential Arbiters and
     the  requesting  party  shall select at least three Arbiters from the list,
     who  shall  serve as the sole Arbiters. Each party shall, on written demand
     of  the other party, pay one-half of any Arbitration costs or expenses, and
     such payments shall be awarded to the prevailing party as determined by the
     Arbiters. A party who fails to pay its one-half of any Arbitration costs or
     expenses  within  ten (10) business days after receipt of written demand by
     the  requesting  party  shall  be deemed to have defaulted and the Arbiters
     shall  award  all  reasonable  relief requested to the non-defaulting party
     without  hearing  evidence  from  the defaulting party. Notwithstanding the
     requirement  of  Arbitration,  either  party may seek ancillary judicial or
     equitable remedies from a court of appropriate jurisdiction to preserve the
     status  quo  or  to  avoid  irreparable  harm  either  before or during the
     Arbitration,  and  such  shall  be  deemed  incidental  to  the Arbitration
     Agreement  and not an election. Any party to the Arbitration shall have the
     right to seek judicial review of any punitive or exemplary damages actually
     awarded  by the Arbitrators. Any party to the Arbitration may seek judicial
     enforcement  of  the  Arbitration  awarded  by  a  court  of  appropriate
     jurisdiction.

     AGREED this 30th day of May, 2002, at Houston, Texas by each of the parties
                 ----
who  or  which  have  signed  the  signature  page  attached  hereto  and hereby
incorporated  herein.

                          SIGNATURES ON FOLLOWING PAGE


        Settlement Agreement between Jacob and Pangea, Et al. Page 8 of 9
<PAGE>
JACOB INTERNATIONAL, INC.

By:  /s/  Jacob International, Inc.
     ----------------------------------


MARC H. NATHAN, INDIVIDUALLY

By:  /s/  Marc H. Nathan
     ----------------------------------
     Marc H. Nathan


MARTIN R. NATHAN, INDIVIDUALLY

By:   /s/  Martin R. Nathan
     ----------------------------------
     Martin R. Nathan


MARTIN R. NATHAN & ASSOCIATES, P.C.

By:  /s/  Martin R. Nathan
     ----------------------------------


RAPID RELEASE RESEARCH, LLC

By:   /s/  Rapid Release Research, LLC
     ----------------------------------


PANGEA PETROLEUM

By:  /s/  Pangea Petroleum
     ----------------------------------


CHARLES B. POLLOCK, INDIVIDUALLY

By:  /s/  Charles B. Pollock
     ----------------------------------
     Charles B. Pollock


        Settlement Agreement between Jacob and Pangea, et al. Page 9 of 9
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