[LETTERHEAD OF LITTON LOAN SERVICING]


                       REPORT ON ASSESSMENT OF COMPLIANCE
                      WITH REGULATION AB SERVICING CRITERIA


Litton  Loan  Servicing  LP  (the   "Servicer")  is  responsible  for  assessing
compliance  as of and for the year  ended  December  31,  2006  (the  "Reporting
Period")  with the servicing  criteria set forth in Section  229.1122 (d) of the
Code of Federal  Regulations  (the "CFR"),  except for the criteria set forth in
Sections  1122(d)(4)(xv),  1122(d)(3)(i)(C)  and  1122(d)(3)(ii)  regarding  the
waterfall   calculation   (which  are  the   responsibility   of  the  Trustee),
1122(d)(4)(i)  and   1122(d)(4)(ii)   (which  are  the   responsibility  of  the
Custodian), and 229.1122(d)(1)(iii) in the CFR, which the Servicer has concluded
is not  applicable to the  servicing  activities it performs with respect to the
asset-backed  securities  transactions  covered by this report (the  "Applicable
Servicing  Criteria").  The  transactions  covered by this  report  include  the
asset-backed  securities  transactions,  which were  completed  after January 1,
2006,  and that were  registered  with the SEC pursuant to the Securities Act of
1933 or were not required to be  registered  (the  "Platform")  for which Litton
Loan Servicing LP served as servicer.


The Servicer has assessed its compliance with the Applicable  Servicing Criteria
as of and for the year ended  December  31, 2006 and has  concluded  that it has
complied, in all material respects,  with the Applicable Servicing Criteria with
respect to the Platform taken as a whole, except as disclosed on Exhibit A.

Deloitte & Touche LLP, an independent  registered  public  accounting  firm, has
issued an attestation report on the assessment of compliance with the Applicable
Servicing Criteria as of and for the year ended December 31, 2006.



Date:  February 27, 2007


LITTON LOAN SERVICING LP, as Servicer



By:      /s/ Elizabeth Folk
         Elizabeth Folk
         Senior Vice President and
         Chief Financial Officer




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                                    EXHIBIT A

                           INSTANCES OF NON-COMPLIANCE
                      WITH REGULATION AB SERVICING CRITERIA


     The  Servicer has assessed its  compliance  with the  Applicable  Servicing
     Criteria as of and for the year ended  December 31, 2006, and has concluded
     that  it has  complied,  in all  material  respects,  with  the  Applicable
     Servicing Criteria with respect to the Platform taken as a whole, except as
     disclosed below:



     Reconciliations for Asset-Backed Securities Related Bank Account -
                1122(d)(2)(vii)(D)


     Our investor  bank account  reconciliations  included  certain  reconciling
     items that were not  resolved  within 90  calendar  days of their  original
     identification   on   eleven   of   sixty-three   investor   bank   account
     reconciliations  selected for testing. The sum of the reconciling items for
     those eleven reconciliations was $216,950.



     Adjustments to Interest Rates for Pool Assets With Variable Rates -
                1122(d)(4)(ix)


     Our testing of sixty-five  adjustable rate mortgages revealed two instances
     where certain  adjustable  rate mortgages for which the interest rate reset
     in the servicing  system did not agree to interest rates in the appropriate
     source index per the borrower's  note  documents.  These were the result of
     incorrect information  transferring from the prior servicer.  Additionally,
     the same sixty-five  mortgages  selected for testing  included one instance
     where the  adjustable  rate mortgage  payment  change date in the servicing
     system did not agree to the loan documents.