Exhibit 32.1      Section 1350 Certifications.



               STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE
               SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350

The undersigned, David M. Bradley, is the President and Chief Executive Officer
of North Central Bancshares, Inc. (the "Company").

This statement is being furnished in connection with the filing by the Company
of the Company's Form 10-Q for the third quarter ended September 30, 2004 (the
"Report").

By execution of this statement, I certify that:

     A)   the Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or
          78o(d)), and

     B)   the information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company as of the dates and for the periods covered by the
          Report.

This statement is authorized to be attached as an exhibit to the Report so that
this statement will accompany the Report at such time as the Report is filed
with the Securities and Exchange Commission, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that this
statement be deemed to be filed for purposes of the Securities Exchange Act of
1934, as amended.

A signed original of this written statement required by Section 906 has been
provided to the Company and will be retained by the Company and furnished to the
Securities and Exchange Commission or its staff upon request.



November 12, 2004                         /s/ David M. Bradley
-----------------                         --------------------
Date                                      David M. Bradley
                                          President and Chief Executive Officer


<PAGE>
               STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE
               SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350


The undersigned, David W. Edge, is the Chief Financial Officer and Treasurer of
North Central Bancshares, Inc. (the "Company").

This statement is being furnished in connection with the filing by the Company
of the Company's Form 10-Q for the third quarter ended September, 2004 (the
"Report").

By execution of this statement, I certify that:

     A)   the Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or
          78o(d)), and

     B)   the information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company as of the dates and for the periods covered by the
          Report.

This statement is authorized to be attached as an exhibit to the Report so that
this statement will accompany the Report at such time as the Report is filed
with the Securities and Exchange Commission, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that this
statement be deemed to be filed for purposes of the Securities Exchange Act of
1934, as amended.

A signed original of this written statement required by Section 906 has been
provided to the Company and will be retained by the Company and furnished to the
Securities and Exchange Commission or its staff upon request.



November 12, 2004                        /s/ David W. Edge
-----------------                        -----------------
Dated                                    David W. Edge
                                         Chief Financial Officer and Treasurer