Exhibit 35.2 SERVICER COMPLIANCE CERTIFICATE PURSUANT TO ITEM 1123 OF REGULATION AB UNDER THE SECURITIES EXCHANGE ACT OF 1934 Re:
        HSBC Home Equity Loan Trust 2006-3
 I, Gregory T. Zeeman, Vice President of  Beneficial Alabama Inc., Beneficial California Inc., Beneficial Consumer Discount Company, Beneficial Delaware Inc., Beneficial Florida Inc., Beneficial Hawaii Inc., Beneficial Homeowner Service Corporation, Beneficial Illinois Inc., Beneficial Indiana Inc., Beneficial Iowa Inc., Beneficial Kentucky Inc., Beneficial Maine Inc., Beneficial Massachusetts Inc., Beneficial Michigan Inc., Beneficial Mortgage Co. of Arizona, Beneficial Mortgage Co. of Colorado, Beneficial Mortgage Co. of Connecticut, Beneficial Mortgage Co. of Georgia, Beneficial Mortgage Co. of Idaho, Beneficial Mortgage Co. of Kansas, Inc., Beneficial Mortgage Co. of Maryland, Beneficial Mortgage Co. of Missouri, Inc., Beneficial Mortgage Co. of Nevada, Beneficial Mortgage Co. of New Hampshire, Beneficial Mortgage Co. of North Carolina, Beneficial Mortgage Co. of Rhode Island, Beneficial
Mortgage Co. of South Carolina, Beneficial Mortgage Co. of Utah, Beneficial Mortgage Co. of Virginia, Beneficial Mortgage Corporation, Beneficial Nebraska Inc., Beneficial New Jersey Inc., Beneficial New Mexico Inc., Beneficial Ohio Inc., Beneficial Oklahoma Inc., Beneficial Oregon Inc., Beneficial South Dakota Inc., Beneficial Tennessee Inc., Beneficial Texas Inc., Beneficial Washington Inc., Beneficial West Virginia, Inc., Beneficial Wisconsin Inc., Beneficial Wyoming Inc., Household Finance Consumer Discount Company, Household Finance Corporation II, Household Finance Corporation III, Household Finance Corporation of Alabama, Household Finance Corporation of California, Household Finance Industrial Loan Company of Iowa, Household Finance Realty Corporation of Nevada, Household Finance Realty Corporation of New York, Household Financial Center Inc., Household Realty Corporation and Mortgage One Corporation (each a Company and, together, the Companies),
pursuant to Item 1123 of Regulation AB under the Securities Act of 1934, as amended, and Section 3.10(a) of the Pooling and Servicing Agreement, dated as of October 26, 2006 (the Agreement), among HSBC Home Equity Loan Corporation I, as Depositor, HSBC Finance Corporation, as Servicer, HSBC Bank USA, National Association, as Administrator, and U.S. Bank National Association, as Trustee, hereby certify that:  1.
        A review of the activities of the Companies from October 26, 2006 through December 31, 2006 and of its performance under the Agreement has been made under my supervision; and
  2.
        To the best of my knowledge, based on my review, each of the Companies has fulfilled all of its obligations under the Agreement in all material respects throughout the reporting period referred to above except as set forth below:
  NONE
     IN WITNESS WHEREOF, I have signed this certificate this 5th day of March 2007.  Beneficial Alabama Inc.
Beneficial California Inc.
Beneficial Consumer Discount Company
Beneficial Delaware Inc.
Beneficial Florida Inc.
Beneficial Hawaii Inc.
Beneficial Homeowner Service Corporation
Beneficial Illinois Inc.
Beneficial Indiana Inc.
Beneficial Iowa Inc.
Beneficial Kentucky Inc.
Beneficial Maine Inc.
Beneficial Massachusetts Inc.
Beneficial Michigan Inc.
Beneficial Mortgage Co. of Arizona
Beneficial Mortgage Co. of Colorado
Beneficial Mortgage Co. of Connecticut
Beneficial Mortgage Co. of Georgia
Beneficial Mortgage Co. of Idaho
Beneficial Mortgage Co. of Kansas, Inc.
Beneficial Mortgage Co. of Maryland
Beneficial Mortgage Co. of Missouri Inc.
Beneficial Mortgage Co. of Nevada
Beneficial Mortgage Co. of New
Hampshire
Beneficial Mortgage Co. of North Carolina
Beneficial Mortgage Co. of Rhode Island
Beneficial Mortgage Co. of South Carolina
Beneficial Mortgage Co. of Utah
        Beneficial Mortgage Co. of Virginia
Beneficial Mortgage Corporation
Beneficial Nebraska Inc.
Beneficial New Jersey Inc.
Beneficial New Mexico Inc.
Beneficial Ohio Inc.
Beneficial Oklahoma Inc.
Beneficial Oregon Inc.
Beneficial South Dakota Inc.
Beneficial Tennessee Inc.
Beneficial Texas Inc.
Beneficial Washington Inc.
Beneficial West Virginia, Inc.
Beneficial Wisconsin Inc.
Beneficial Wyoming Inc.
Household Finance Consumer Discount
Company
Household Finance Corporation II
Household Finance Corporation III
Household Finance Corporation of
Alabama
Household Finance Corporation of California
Household Finance Industrial Loan Company
of Iowa
Household Finance Realty Corporation of
Nevada
Household Finance Realty Corporation of
New York
Household Financial Center Inc.
Household Realty Corporation
Mortgage One Corporation
   By:
        /s/ Gregory T. Zeeman
 Name:
        Gregory T. Zeeman
 Title:
        Vice President
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