EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES



|                                           |  |                              |        |   |      |   |        |  
|------------------------------------------ |  | ---------------------------- | ------ | - | ---- | - | ------ | -
|                                           |  | Three months ended March 31, |       
|(in millions)                              |  | 2009                         |        |   | 2008 |  
|Earnings:                                  |  |                              |        |   |      |   |        |  
|Loss before income taxes(1)                |  | $                            | (376.1 | ) |      | $ | (352.2 | )
|Interest expense                           |  |                              | 448.2  |   |      |   | 517.7  |  
|Other adjustments                          |  |                              | 6.0    |   |      |   | 6.9    |  
|                                           |  |                              |        |   |      |   |        |  
|Total earnings(a)                          |  | $                            | 78.1   |   |      | $ | 172.4  |  
|                                           |  |                              |        |   |      |   |        |  
|Fixed charges:                             |  |                              |        |   |      |   |        |  
|Interest expense                           |  | $                            | 448.2  |   |      | $ | 517.7  |  
|Other adjustments                          |  |                              | 6.0    |   |      |   | 6.9    |  
|                                           |  |                              |        |   |      |   |        |  
|Total fixed charges(b)                     |  | $                            | 454.2  |   |      | $ | 524.6  |  
|                                           |  |                              |        |   |      |   |        |  
|Ratio of earnings to fixed charges(a/b)(2) |  |                              |        |   |      |   |        |  



|(1) | Loss before income taxes includes equity earnings in affiliates and excludes net income attributable to noncontrolling
interests. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|(2) | The Companys ratio of earnings to fixed charges is less than one-to-one for the three months ended March 31,
2009 and 2008, respectively. The deficiencies in total earnings were $376.1 million and $352.2 million.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

For purposes of
computing the ratio of earnings to fixed charges, fixed charges consist of interest on debt, amortization of deferred financing costs and a portion of rentals determined to be representative of interest. Fixed charges do not include interest on
income tax liabilities. Earnings consist of income before income taxes plus fixed charges.