**Exhibit 32.1**

**CERTIFICATION OF  CEO**

STATEMENT FURNISHED  PURSUANT TO SECTION 906 OF THE  SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350

     The  undersigned, Larry M. Rinehart is the President, Chief Executive Officer and  Director of PFF Bancorp, Inc. (the "Company").

     This  statement is being furnished in connection with the filing by the Company of  the Company's Quarterly Report on Form 10‐Q for the quarter ended June  30, 2003 (the "Report").

     By execution  of this statement, I certify that:
> 
A) the Report fully complies with the requirements of Section 13(a)    or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a)    or 78o(d)) and

B) the information contained in the Report fairly presents, in all    material respects, the financial condition and results of operations of the    Company as of the dates and for the periods covered by the Report.

     This  statement is authorized to be attached as an exhibit to the Report so that  this statement will accompany the Report at such time as the Report is filed  with the Securities and Exchange Commission, pursuant to Section 906 of  the Sarbanes‐Oxley Act of 2002, 18 U.S.C. Section 1350.  It is  not intended that this statement be deemed to be filed for purposes of the  Securities Exchange Act of 1934, as amended.

     A signed  original of this written statement required by Section 906 has been provided  to PFF Bancorp, Inc. and will be retained by PFF Bancorp, Inc. and furnished  to the Securities and Exchange Commission or its staff upon request.

 
| August 14, 2003 |  | /s/ Larry M.        Rinehart                |
|-----------------|--|------------------------------------------------------------------------------------------------------------------------|
| Dated           |  | Larry M. RinehartPresident,        Chief Executive Officer, and Director                                               |

 

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**CERTIFICATION OF  CFO**

STATEMENT FURNISHED  PURSUANT TO SECTION 906 OF THE  SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350

     The  undersigned, Gregory C. Talbott is the Executive Vice President, Chief  Financial Officer and Treasurer of PFF Bancorp, Inc. (the "Company").

     This  statement is being furnished in connection with the filing by the Company of  the Company's Quarterly Report on Form 10‐Q for the quarter ended June  30, 2003 (the "Report").

     By execution  of this statement, I certify that:
> 
A) the Report fully complies with    the requirements of Section 13(a) or 15(d) of the Securities Exchange    Act of 1934 (15 U.S.C. 78m(a) or 78o(d)) and

B) the information contained in the Report fairly presents, in all    material respects, the financial condition and results of operations of the    Company as of the dates and for the periods covered by the Report.

     This  statement is authorized to be attached as an exhibit to the Report so that  this statement will accompany the Report at such time as the Report is filed  with the Securities and Exchange Commission, pursuant to Section 906 of  the Sarbanes‐Oxley Act of 2002, 18 U.S.C. Section 1350.  It is  not intended that this statement be deemed to be filed for purposes of the  Securities Exchange Act of 1934, as amended.

     A signed  original of this written statement required by Section 906 has been provided  to PFF Bancorp, Inc. and will be retained by PFF Bancorp, Inc. and furnished  to the Securities and Exchange Commission or its staff upon request.

 
| August 14, 2003 |  | /s/  Gregory C. Talbott                                                               |
|-----------------|--|--------------------------------------------------------------------------------------------|
| Dated           |  | Gregory C. Talbott        Executive Vice President, Chief Financial Officer, and Treasurer |