EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES



|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|------------------------------------------- |  | --------------------------------------------- | ----- | - |  |  | ------------------------------------------ | - | ------------------------------- |  | - | -----
|                                            |  | Successor                                     |       |   |  |  | Predecessor                               
|                                            |  | Period from September 25through September 30, |       |   |  |  | Period from July 1through September 24,    |   | Three months endedSeptember 30,
|(in millions)                               |  | 2007                                          |       |   |  |  | 2007                                       |   | 2006                           
|Earnings:                                   |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Income before income taxes (1)              |  | $                                             | (49.9 | ) |  |  |                                            | $ | 82.0                            |  | $ | 136.0
|Interest expense                            |  |                                               | 34.6  |   |  |  |                                            |   | 33.2                            |  |   | 72.3 
|Other adjustments                           |  |                                               | 3.6   |   |  |  |                                            |   | 7.3                             |  |   | 8.7  
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Total earnings (a)                          |  | $                                             | (11.7 | ) |  |  |                                            | $ | 122.5                           |  | $ | 217.0
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Fixed charges:                              |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Interest expense                            |  | $                                             | 34.6  |   |  |  |                                            | $ | 33.2                            |  | $ | 72.3 
|Other adjustments                           |  |                                               | 3.6   |   |  |  |                                            |   | 7.3                             |  |   | 8.7  
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Total fixed charges (b)                     |  | $                                             | 38.2  |   |  |  |                                            | $ | 40.5                            |  | $ | 81.0 
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Ratio of earnings to fixed charges (a/b)(2) |  |                                               |      |   |  |  |                                            |   | 3.02                            |  |   | 2.68 
|                                            |  |                                               |      
|                                            |  | Successor                                     |       |   |  |  | Predecessor                               
|                                            |  | Period from September 25through September 30, |       |   |  |  | Period from January 1through September 24, |   | Nine months endedSeptember 30, 
|(in millions)                               |  | 2007                                          |       |   |  |  | 2007                                       |   | 2006                           
|Earnings:                                   |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Income before income taxes (1)              |  | $                                             | (49.9 | ) |  |  |                                            | $ | 590.2                           |  | $ | 772.5
|Interest expense                            |  |                                               | 34.6  |   |  |  |                                            |   | 103.6                           |  |   | 190.8
|Other adjustments                           |  |                                               | 3.6   |   |  |  |                                            |   | 23.5                            |  |   | 23.7 
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Total earnings (a)                          |  | $                                             | (11.7 | ) |  |  |                                            | $ | 717.3                           |  | $ | 987.0
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Fixed charges:                              |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Interest expense                            |  | $                                             | 34.6  |   |  |  |                                            | $ | 103.6                           |  | $ | 190.8
|Other adjustments                           |  |                                               | 3.6   |   |  |  |                                            |   | 23.5                            |  |   | 23.7 
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Total fixed charges (b)                     |  | $                                             | 38.2  |   |  |  |                                            | $ | 127.1                           |  | $ | 214.5
|                                            |  |                                               |       |   |  |  |                                            |   |                                 |  |   |      
|Ratio of earnings to fixed charges (a/b)(2) |  |                                               |      |   |  |  |                                            |   | 5.64                            |  |   | 4.60 

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|(1) | Income before income taxes includes minority interest and equity earnings in
affiliates, and excludes discontinued operations. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|(2) | The computed ratio is not meaningful as a loss was generated in the period.
|--- | ---------------------------------------------------------------------------

For purposes of computing the ratio of earnings to fixed charges, fixed charges consist of interest on debt, amortization of
deferred financing costs and a portion of rentals determined to be representative of interest. Fixed charges do not include interest on income tax liabilities. Earnings consist of income before income taxes plus fixed charges.