EMPLOYMENT AGREEMENT

     This Employment Agreement (this "Agreement"), dated as of October 11, 1999,
is by and among AccuFacts Pre-Employment Screening, Inc., a Delaware corporation
("AccuFacts"),  Maglio-  AccuFacts  Pre-Employment  Screening,  Inc., a Delaware
corporation ("Employer"), and Richard J. Maglio ("Executive").

In  consideration  of the mutual  covenants and promises herein  contained,  the
parties hereto agree as follows:

1. Employment.

     Employer agrees to employ Executive as the  Vice-President of Operations of
Employer and Executive  accepts such employment,  under and subject to the terms
and conditions hereinafter set forth.

2. Term.

     Subject to earlier termination as hereafter provided,  this Agreement shall
have a term of three (3) years commencing on the date first appearing above (the
"Effective Date") and ending on the third anniversary of the Effective Date (the
"Term").

3. Duties.

     During the Term,  Executive  shall be  responsible  for the  operations  of
Employer,  the transition and integration of Maglio,  Inc. into the Employer and
such other duties  consistent with his status as Vice President of Operations as
are given to him from time to time by the Board of  Directors.  Executive  shall
devote his best  efforts,  skills,  and abilities to the discharge of his duties
hereunder and in promoting the interests of the Employer.  In the performance of
his duties,  he shall  cooperate with agents and other employees of the Employer
and its affiliates. Executive shall not be engaged in, or be concerned with, any
other  commercial  duties or pursuits  which detract from  performing his duties
provided for herein.

4. Compensation: Salary, Equity Participation and Other Benefits.

     4.1 Salary.  During the Term, Employer shall pay Executive a base salary in
the  amount of  seventy-five  thousand  dollars  ($75,000)  per annum (the "Base
Salary"),  which shall be payable bi-weekly in arrears,  or in such other manner
as may be reasonably  determined by the Board,  but in no event less  frequently
than  monthly,  and which shall be subject to all  applicable  federal and state
withholding,  payroll and other taxes. Beginning on the first anniversary of the
Effective  Date,  the Base Salary  shall be  increased by a minimum of 4% of the
Base Salary (the  "First  Anniversary  Base  Salary").  Beginning  on the second
anniversary of the Effective  Date, the First  Anniversary  Base Salary shall be
increased by a minimum of 4% of the First  Anniversary  Base Salary (the "Second
Anniversary Base Salary").  The Base Salary,  the First Anniversary Base Salary,
the  Second  Anniversary  Base  Salary  and fringe  benefits  shall be  reviewed
annually by the Board

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following  the close of each full year end of Employer or at such other times as
the Board may consider appropriate, and an upward adjustment to the Base Salary,
the First Anniversary Base Salary, the Second Anniversary Base Salary and/or the
awarding  of a bonus  or  other  form of  compensation  may be made in the  sole
discretion of the Board.

     4.2 Bonus of Profit  Participation.  Employer shall pay Executive 2% of any
profit  EBITA of  AccuFacts  (including  AccuFact's  subsidiaries)  in excess of
$500,000.00  as determined by AccuFact's  accountants  at the end of each fiscal
year  during  the  Term.  Such  amounts,  if any,  shall be paid as  bonuses  to
Executive no later than April 15 of the following fiscal year.

     4.3  Grant  of Stock  Options.  In  partial  consideration  of  Executive's
covenants  hereunder,  AccuFacts shall issue to Executive stock options granting
the option to purchase fifty  thousand  (50,000)  shares (the  "Options") of the
common  stock,  $.01 par value,  of  AccuFacts.  The Options shall be vested and
exercisable  upon the first  anniversary of the Effective Date at a strike price
of $2.50 per share and shall expire on the third  anniversary  of the  Effective
Date.

     4.4 Automobile Lease.  During the Term,  Executive shall be entitled to the
use of an  automobile  leased or owned by  Employer  and  Employer  shall pay or
reimburse   Executive  the  direct  expenses  associated  with  such  automobile
(insurance,  maintenance and the like).  The monthly lease or purchase  payments
for such automobile shall not exceed $521.

     4.5 Fringe  Benefits.  Executive shall be entitled to participation in such
medical plans,  insurance (including without limitation,  disability  insurance)
and other  benefits as are  accorded  other  employees  of  Employer  generally;
provided,  however,  that in the event that Employer institutes company policies
to provide any members of senior  management more extensive  insurance and other
similar plans and benefits than it provides its employees  generally,  Executive
shall be entitled to participate in such plans and benefits.

     4.6 Vacation. Executive shall be entitled to three (3) weeks' paid vacation
during  each  calendar  year,  and a pro-rata  portion  thereof  for any partial
calendar year in which Executive's employment hereunder commences or terminates.
If the  employment of Executive is terminated  for any reason,  he shall be paid
for all accrued and unused vacation time.

     4.7 Business  Expenses.  It is understood  that Executive will from time to
time incur reasonable expenses in conjunction with his employment. Employer will
reimburse him for any such  reasonable  expenses if he shall present an itemized
written account in accordance with Employer's policies.

5. Guaranty.  AccuFacts hereby acknowledges and agrees that it will guaranty all
obligations of Subsidiary to be performed hereunder.

6.  Nondisclosure  and  Developments.  In  consideration  of his  employment  by
Employer, Executive shall, contemporaneously with his signing of this Agreement,
execute a Nondisclosure and Developments Agreement in the form annexed hereto as
Exhibit A (the "Nondisclosure Agreement"), the terms and conditions of which are
incorporated  herein by reference.  In the event that  Executive has  previously
executed the Nondisclosure Agreement, then such agreement shall

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<PAGE>



remain in full force and effect in accordance  with its terms and all references
herein to the  Nondisclosure  Agreement shall refer to such previously  executed
agreement.

7. Covenant Not to Compete.

     (a) In consideration of the  Non-Competition  Consideration as set forth in
the Supplemental Agreement (the "Supplemental  Agreement") dated as of even date
herewith by and among AccuFacts,  Employer,  Executive and Maglio, Inc., and for
other good and  valuable  consideration  the  receipt and  sufficiency  of which
Executive  hereby  acknowledges,  Executive  hereby  agrees  that for the period
commencing on the Effective  Date and ending on the later of (i) three (3) years
following the Effective  Date or (ii) two (2) years from the date of termination
of the Term hereof (the "Non-Compete Period"),  Executive shall not, without the
prior written consent of Employer:

          (i)  directly  or  indirectly,   engage,   whether  as  an  individual
     proprietor,  partner, stockholder,  officer, executive, director, employee,
     author,   consultant,   contractor,   joint  venturer,   lender,  investor,
     representative or in any other capacity  whatsoever (other than as a holder
     of not more  than one  percent  (1%) of the  total  outstanding  stock of a
     publicly held company), with or without pay, or assist any other Person (as
     such term is defined in the  Supplemental  Agreement)  in  engaging  in any
     activity or line of business which is similar to, or competitive  with, the
     Business  (as  such  term is  defined  in the  Supplemental  Agreement)  as
     conducted  by  Employer  at any time  during the  Non-Compete  Period  (the
     "Proscribed Business Activities");

          (ii)  directly or  indirectly  (1) enter into any kind of  arrangement
     with any person then  employed  by  AccuFacts  or  Employer  with a view to
     terminating the employment of such person or (2) solicit,  engage,  or hire
     any  individual  who is then  employed  or was  employed  by  AccuFacts  or
     Employer during the previous six (6) month period;

          (iii) directly or indirectly, either on its own behalf or on behalf of
     any other Person:

               A.  attempt  in any  manner to  persuade  any  customer,  client,
          distributor  or  supplier  of  AccuFacts  or  Employer  to cease to do
          business,  or to reduce the amount of  business  which such  customer,
          client,  distributor or supplier has customarily  done or contemplates
          doing, with AccuFacts or Employer; or

               B.  solicit  business of any  customer,  client,  distributor  or
          supplier  of  Employer  or render  any  services  of the type  usually
          rendered by  AccuFacts  or  Employer  for any such  customer,  client,
          distributor or supplier of AccuFacts or Employer.

     (b)  Notwithstanding  anything  herein to the  contrary,  for  purposes  of
clarification,  the parties  hereby  acknowledge  that the  Proscribed  Business
Activities do not include general business  consulting within the field of human
resources and executive/professional  recruitment or placement,  including, as a
part of such recruiting or placement, background checks; provided, however, that
such background  checks not included in the Proscribed  Business  Activities may
not be conducted  by  Executive  with a view  towards  re-sale  and/or  separate
charging.


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     (c) The  provisions of this Section 7 shall be void and of no effect in the
event that (i) Executive's  employment with Employer is terminated without cause
as set forth herein and  Executive  has not received  the  Severance  Payment in
connection with such termination as set forth herein or (ii) Employer has failed
to pay Executive the  consideration  payable to him pursuant to the terms hereof
and Executive subsequently terminates this Agreement by reason of such failure.

     (d) The covenants contained in the preceding  paragraphs shall be construed
as a series of separate  covenants,  one for each county,  city and state of any
geographic  area where any  business  is carried on by  AccuFacts  or  Employer.
Except for  geographic  coverage,  each such separate  covenant  shall be deemed
identical in terms to the covenant contained in the preceding paragraphs. If, in
any  judicial  proceeding,  a court  refuses  to  enforce  any of such  separate
covenants (or any part thereof), then such unenforceable covenant (or such part)
shall be eliminated  from this  Agreement to the extent  necessary to permit the
remaining separate covenants (or portions thereof) to be enforced.  In the event
that the provisions of this Section 7 are deemed to exceed the time,  geographic
or scope limitations  permitted by applicable law, then such provisions shall be
reformed to the maximum time,  geographic or scope limitations,  as the case may
be, permitted by applicable laws.

8. Termination.

     8.1 Death.  Executive's employment hereunder shall terminate forthwith upon
the death of Executive.

     8.2 Disability.  Executive's  employment hereunder shall terminate,  at the
option of Employer,  upon 30 days prior  written  notice  delivered to Executive
after  the 90 Day  Period,  in the  event  that  the  Board  makes a good  faith
determination that Executive suffers from Disability (as hereinafter defined) so
as to be unable to  substantially  perform his duties hereunder for an aggregate
of ninety (90) calendar days during any period of twelve (12) consecutive months
(the "90 Day Period").  As used in this Agreement,  the term "Disability"  shall
mean the  material  inability,  in the  opinion  of a  majority  of the Board of
Directors,  set  forth  in a  resolution  giving  the  particulars  thereof,  of
Executive to perform his duties in accordance with the terms of Section 3 hereof
due to  physical  and/or  mental  infirmity,  which  opinion is  concurred  by a
physician or psychiatrist  reasonably  satisfactory to Employer and Executive or
his duly appointed representative or guardian.

     8.3 Without Cause. Employer may terminate this Agreement at any time during
the term without cause, subject to the provisions of Section 9.4 hereof.

     8.4 For Cause. At any time during the term of this Agreement,  Employer (by
vote of a  disinterested  majority  of the  Board of  Directors)  may  terminate
Executive's  employment  hereunder  for "Cause" upon a good faith finding of the
Board of Directors of Cause and notice to Executive  setting forth in reasonable
detail the nature of such  "Cause".  The  following  actions of Executive  shall
constitute "Cause" for purposes of this Agreement:

          (i)  Executive's  embezzlement  or substantial  and material misuse of
     Employer's funds for unauthorized purposes;


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<PAGE>


          (ii) Executive's  conviction by a court of competent  jurisdiction of,
     or  plea  of  guilty  or nolo  contendere  to,  any  felony  involving  the
     possession of controlled substances,  homicide,  moral turpitude,  theft or
     larceny, including, but not limited to, the theft of Employer's property;

          (iii) Executive's  breach of his covenants set forth in Articles 6 and
     7 of this Agreement in a material manner; or

          (iv)  Substantial  non-performance  by  Executive  of  his  duties  in
     accordance with the terms of Section 3 hereof, which non-performance is not
     the result of illness, disability, death or accident.

Termination under clauses (i) through (iii) hereunder may be made forthwith upon
the events recited  therein.  Termination  under clause (iv) may be made upon 45
days prior written  notice,  with  Executive  having an  opportunity to cure his
default during such period.

9. Limited Compensation Upon Termination.

     9.1 Death. If the Executive's  employment  shall be terminated by reason of
his death, the Employer shall pay to such person as Executive shall designate in
a notice filed with Employer,  or if no such person shall be designated,  to his
estate as a lump sum benefit, Executive's Salary earned to the date of his death
and,  except  as  otherwise  provided  in  this  Agreement,   any  payments  the
Executive's spouse,  beneficiaries or estate may be entitled to receive pursuant
to any pension or employee benefit plan or life insurance policy or similar plan
or policy then  maintained  by the Employer for such  purpose,  and such payment
shall,  assuming  the  Employer  is in  compliance  with the  provision  of this
Agreement,  fully discharge the Employer's obligations with respect to Section 4
of this Agreement.

     9.2  Disability.  During any period that the Executive fails to perform his
duties  hereunder as a result of  incapacity  due to  Disability,  the Executive
shall  continue to receive his Base Salary until  either of (i) the  Executive's
employment is terminated  pursuant to Section 7.2 of this  Agreement or (ii) the
payments of disability  benefits under any disability  policy for which Employer
has paid the premiums shall become generally available to the Executive.

     9.3 For Cause. If the Executive's employment shall be terminated for Cause,
the  Employer  shall  pay the  Executive  his full  Salary  through  the Date of
Termination,  at the rate in effect at the time Notice of  Termination is given,
and, the Employer shall have no further obligations with respect to Section 4 of
this Agreement.

     9.4  Without  Cause.  If the  Executive's  employment  shall be  terminated
without cause,  the Employer shall pay the Executive his full salary through the
Date of Termination,  at the rate in effect at the time notice of termination is
given,  and, in addition,  Executive will be entitled to continue to receive his
then current salary,  including any increases thereto as contemplated by Section
4.1 of this Agreement (the "Severance  Payment") for a period  commencing on the
date of his termination  and continuing  through the end of the Term hereof (the
"Severance Period"). Executive shall receive no other bonuses or benefits, other
than COBRA and no other rights shall accrue during the Severance Period.

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<PAGE>



10. Change in Control.

     (a) Unless he elects to terminate this Agreement pursuant to subsection (c)
below, executive understands and acknowledges that the Employer may be merged or
consolidated   with  or  into   another   entity  and  that  such  entity  shall
automatically succeed to the rights and obligations of the Employer hereunder.

     (b) In the event of a Change of Control (as defined herein), Executive may,
at his sole discretion,  elect to terminate this Agreement by providing  written
notice to the  Employer  at least five  business  days prior to the  anticipated
closing of the transaction  giving rise to the Change in Control.  In such case,
the  applicable  provisions of Section 9.4 will apply as though the Employer had
terminated Executive's  employment without cause; provided,  however, that under
such  circumstances,  the amount of the Severance Payment due shall be paid in a
lump sum at the then  present  value  thereof  (at a 5%  interest  rate) and the
non-competition  provisions of Section 7 shall apply for a period of three years
from the effective date of termination.

     (c) For purposes of applying Section 9.4 under the circumstances  described
in subsection (b) above,  the effective date of termination  will be the closing
date  of  the  transaction  giving  rise  to  the  Change  of  Control  and  all
compensation,  severance, reimbursements and lump-sum payments due the Executive
must be paid in full by AccuFacts at or prior to such closing.

     (d) a "Change of  Control"  shall be deemed to have  occurred  in the event
that,  prior  to the  expiration  of  this  Agreement,  (i)  there  is a sale or
acquisition  of  AccuFacts  or  Employer,  (ii)  Philip  Luizzo no longer  has a
"controlling  interest" (as such term is defined in the U.S. Securities Exchange
Act of 1934, as amended) in AccuFacts, or (iii) there is a sale of substantially
all of the assets of AccuFacts or its subsidiaries.

     (e) Executive  must be notified in writing by the Employer at any time that
the Employer or AccuFacts anticipates that a Change of Control may take place.

11. Miscellaneous.

     11.1  Notices.  All  notices  shall be in  writing  and  given by  personal
delivery,  certified mail, return receipt requested,  or by commercial overnight
courier,  to the recipient's address set forth above or to such other address or
addresses as either  party may specify in writing to the other.  Notice shall be
deemed  given  the date of  personal  delivery,  the  fifth  business  day after
mailing,  or the next  business day after  delivery to such courier  (unless the
return receipt or the couriers records evidence a later delivery).

     11.2 No Assignment.  This  Agreement  shall not be assigned by either party
without the advance  written  consent of the other,  provided  that Employer may
assign this  Agreement  to a successor  to all or a  substantial  portion of its
business.  This Agreement  shall be binding upon and inure to the benefit of the
parties, their successors and permitted assigns.

     11.3  Entire  Agreement.   This  Agreement   (including  the  Nondisclosure
Agreement executed simultaneously)  constitutes the entire agreement between the
parties with respect to its

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<PAGE>



subject  matter,   except  as  provided  herein,  all  other  prior  agreements,
representations,  statements,  negotiations  and undertakings are terminated and
superseded hereby.

     11.4  Survival.  After  expiration or termination  of this  Agreement,  all
provisions  relating  to payment  shall  survive  until  completion  of required
payments.  In  addition  to those  provisions  which  specifically  provide  for
survival beyond expiration or termination, all provisions regarding restrictions
on  competition,  assignment of  Developments  (as defined in the  Nondisclosure
Agreement), post-termination solicitation of employees or customers of Employer,
confidentiality  and/or protection of proprietary rights and trade secrets shall
survive  without any time  limits  unless and until the  expiration  of any time
period  specified  elsewhere in this  Agreement with respect to the provision in
question.

     Notwithstanding  the  foregoing,  in no event shall any of the  Executive's
obligations,  other than those relating to confidentiality  and/or protection of
proprietary  rights and trade secrets,  survive beyond  twenty-four  (24) months
from Executive's termination.

     11.5  Governing  Law. This  Agreement  shall be deemed to have been made in
State of Florida,  and shall be governed by and construed in accordance with the
laws of the State of Florida, exclusive of its rules governing choice of law and
conflict of laws. Each party hereto irrevocably and  unconditionally  (i) agrees
that any suit,  action or other legal  proceeding  arising out of this Agreement
may be brought in the United States  District  Court for the Middle  District of
Florida,  Orlando Division or, if such court does not have  jurisdiction or will
not accept  jurisdiction,  in any court of general jurisdiction in the County of
Orange, Florida; (ii) consents to the jurisdiction or any such court in any such
suit, action or proceeding;  and (iii) waives any objection which such party may
have to the laying of venue of any such suit,  action or  proceeding in any such
court.

     11.6  Counterparts.  This  Agreement  may  be  executed  in any  number  of
counterparts,   each  of  which  shall  be  deemed  to  constitute  an  original
instrument.


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<PAGE>



     IN WITNESS  WHEREOF,  the  parties  hereto  have  executed  or caused to be
executed this Employment Agreement on the date first above written.

                                            EXECUTIVE

                                            /s/ Richard J. Maglio
                                            ---------------------
                                            Richard J. Maglio

                                            ACCUFACTS PRE-EMPLOYMENT
                                            SCREENING, INC.

                                            By: /s/ Philip Luizzo
                                                ---------------------
                                                Name: Philip Luizzo
                                                Title: President

                                            MAGLIO-ACCUFACTS PRE-EMPLOYMENT
                                            SCREENING, INC.

                                            By: /s/ Philip Luizzo
                                                ---------------------
                                                Name: Philip Luizzo
                                                Title: President



As Guarantor of all obligations hereunder of
Maglio-AccuFacts Pre-Employment Screening, Inc.,
pursuant to Section 5 of this Agreement,


ACCUFACTS PRE-EMPLOYMENT
SCREENING, INC.

By: /s/ Philip Luizzo
---------------------
Name: Philip Luizzo
Title: President


                                       -8-

<PAGE>


                                    Exhibit A
                    NONDISCLOSURE AND DEVELOPMENTS AGREEMENT

     In  consideration  and as a condition of my employment by  Maglio-AccuFacts
Pre- Employment Screening, Inc. (the "Employer"),  the undersigned hereby agrees
with the Employer as follows:

     1. I will not at any time,  during my  employment  or for a period of seven
years after the termination of my employment, reveal to any person or entity any
of the trade secrets or confidential  information  ("Confidential  Information")
concerning  the  organization,  business or finances of the Employer,  including
without  limitation  any  names  or lists  of  names  of  customers,  employees,
potential  employees,  independent  contractors or any other  business  contacts
developed by me or by other employees or agents of the Employer, or of any third
party which the Employer is under an obligation to keep confidential,  except as
may be required in the ordinary course of performing my duties as an employee of
the Employer,  and I shall keep secret all matters entrusted to me and shall not
use or attempt  to use any such  information  in any manner  which may injure or
cause loss or may be  calculated  to injure or cause loss,  whether  directly or
indirectly, to the Employer.

     Further,  I agree that during the Term of my employment and for seven years
thereafter,  I  shall  not  make,  use  or  indirectly  cause  to  be  used  any
Confidential  Information of any nature  relating to any matter within the scope
of the  business of the  Employer or  concerning  any of its dealings or affairs
other than for the benefit of the  Employer.  I further  agree that I shall not,
after the  termination  of my  employment,  use or directly cause to be used any
such Confidential  Information of the Employer,  it being agreed that all of the
foregoing  shall be and remain the sole and  exclusive  property of the Employer
and that  immediately  upon the  termination of my employment I shall deliver at
the Employer's  request,  all of the foregoing,  and all copies thereof,  to the
Employer, at its main office.

     Notwithstanding  the  foregoing,  I shall not be  obligated to maintain the
confidentiality  of  any  information  contemplated  under  the  terms  of  this
Agreement which:

          a. is already known to me prior to disclosure by the Employer;

          b. at the time of disclosure  is generally  available to the public or
     which  after such  disclosure  becomes  generally  available  to the public
     through no fault of mine; or

          c. is  acquired  by me  from a  third  party  without  restriction  on
     disclosure or use;

or

          d. is approved for use or disclosure by written  authorization  of the
     Employer.

     2. If at any time or times during my  employment,  I shall (either alone or
with others)  make,  conceive,  discovery  or reduce to practice any  invention,
modification,  discovery,  design, development,  improvement,  process, software
program, work of authorship,  documentation, formula, data, technique, know-how,
secret  or  intellectual  property  right  whatsoever  or any  interest  therein
(whether or not patentable or registrable under copyright or similar statutes or
subject to analogous protection) (herein called  "Developments") that relates to
the then current business of the

                                       -1-

<PAGE>



Employer  or any then  planned  new  business  as  defined  in the then  current
business plan or then current corporate documents of the Employer, or any of the
products or services being  developed,  manufactured  or sold by the Employer or
which may be used in relation  therewith,  then: (A) such  Developments  and the
benefits thereof shall immediately  become the sole and absolute property of the
Employer and its assigns and I hereby assign any rights I may have or acquire in
the Developments  and benefits and/or right resulting  therefrom to the Employer
and its assigns without further compensation,  (B) to the extent consistent with
the Copyright Act of 1976 (the "Copyright  Act"), each such Development shall be
a "work made for hire" as that term is defined in Section  101 of the  Copyright
Act, and shall be the sole  property of the  Employer and the Employer  shall be
the sole author thereof within the meaning of the Copyright Act, and if any such
Development  or any portion  thereof is not deemed to be a "work made for hire,"
this Agreement  shall operate as an  irrevocable  assignment of the copyright to
the  Development  throughout  the world,  (C) I shall  promptly  disclose to the
Employer  (or any persons  designated  by it) each such  Development,  and (D) I
shall  communicate,  without cost or delay, and without publishing the same, all
available  information relating thereto (with all necessary plans and models) to
the Employer.

     Upon  disclosure of each  Development  to the Employer,  I will,  during my
employment and at any time thereafter,  at the request and cost of the Employer,
sign,  execute,  make and do all such deeds,  documents,  acts and things as the
Employer and its duly authorized agents may reasonably require:

          (a) to apply for,  obtain and vest in the name of the  Employer  alone
     (unless the Employer otherwise directs) letters patent, copyrights or other
     analogous  protection  in any  country  throughout  the  world  and when so
     obtained or vested to renew and restore the same; and

          (b)  to  defend  any   opposition   proceedings  in  respect  of  such
     applications  and any opposition  proceedings or petitions or  applications
     for  revocation  of such  letters  patent,  copyright  or  other  analogous
     protection.

     In the event the Employer is unable,  after reasonable effort, to secure my
signature on any letter patent, copyright or other analogous protection relating
to a Development, whether because of my physical or mental incapacity or for any
other reason whatsoever, I hereby irrevocably designate and appoint the Employer
attorney-in-fact,  to act for and in my behalf and stead to execute and file any
such application or applications and to do all other lawfully  permitted acts to
further the  prosecution  and  issuance of letters  patent,  copyright  or other
analogous protection thereon with the same legal force and effect as if executed
by me.

     3. I represent  that my  performance  of all of the terms of this Agreement
and as an employee of the Employer does not and will not breach any agreement to
keep in confidence  proprietary  information  acquired by me in confidence or in
trust prior to my  employment by the  Employer.  I have not entered into,  and I
agree I will not enter into, any agreement,  either written or oral, in conflict
herewith.

     4.  I  recognize  that  the  Confidential  Information  constitutes  "trade
secrets" under Section  688.002(4),  Florida  Statutes and that Section 812.081,
Florida  Statutes,   specifically  prohibits,  and  makes  a  criminal  offense,
unauthorized possession and use of such Confidential Information by me and/or by
any person acting in concert with me.

                                       -2-

<PAGE>



     5.  Any  waiver  by the  Employer  of a  breach  of any  provision  of this
Agreement shall not operate or be construed as a waiver of any subsequent breach
of such provision or any other provision hereof.

     6. I hereby agree that each provision herein shall be treated as a separate
and independent  clause, and the  unenforceability of any one clause shall in no
way impair the enforceability of any of the other clauses herein.  Moreover,  if
one or more of the provisions  contained in this Agreement  shall for any reason
be held to be  excessively  broad as to scope,  activity  or subject so as to be
unenforceable  at law, such  provision or  provisions  shall be construed by the
appropriate  judicial  body by limiting  and  reducing  it or them,  so as to be
enforceable to the maximum extent compatible with the applicable law as it shall
then appear.

     7. My obligations  under this Agreement shall survive the termination of my
employment  regardless  of the manner of such  termination  and shall be binding
upon  my   heirs,   executors,   administrators   and   legal   representatives.
Notwithstanding  the foregoing,  in no event shall any of my  obligations  under
this  Agreement  survive  beyond  one (1) year from my  termination  except  the
covenants set forth in paragraph 1.

     8. The term "Employer" shall include  AccuFacts  Pre-Employment  Screening,
Inc., and any of its  subsidiaries,  subdivisions  or  affiliates.  The Employer
shall have the right to assign this  Agreement in its entirety to its successors
and assigns (and its rights in part to any purchaser of any of its products,  to
the  extent  relevant  to such  products),  and  all  covenants  and  agreements
hereunder  shall inure to the benefit of and be enforceable by said  successors,
assigns or purchasers.

     9. This Agreement shall be governed by and construed in accordance with the
laws of the State of New York, exclusive of its conflict of laws rules.


                                       -3-

<PAGE>


                  IN  WITNESS   WHEREOF,   the  undersigned  has  executed  this
Agreement as of the 11th day of October 1999.

                                 Richard J. Maglio
                                 Name of Executive

                                 /s/ Richard J. Maglio
                                 ----------------------------------
                                 Signature
                                 Address

                                 Maglio-AccuFacts Pre-Employment Screening, Inc.

                                 By: /s/ Philip Luizzo
                                     ----------------------------------
                                     Name: Philip Luizzo
                                     Title: President

                                       -4-