# **EXHIBIT 32.1**

**CEO  CERTIFICATION PURSUANT TO**

**18  U.S.C. SECTION 1350,**

**AS  ADOPTED PURSUANT TO**

**SECTION  906 OF THE SARBANES-OXLEY ACT OF 2002**

         In connection with the Quarterly Report of PFF Bancorp, Inc. (the  "Company"), on Form 10-Q for the period ending September 30, 2005,  as filed with the Securities and Exchange Commission on the date hereof (the  "Report"), I, Larry M. Rinehart, Chief Executive Officer and  Director of the Company, certify, pursuant to 18 U.S.C. Section 1350, as  adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1)  The Report fully complies with the requirements of Section 13(a) or  15(d) of the Securities    

        Exchange Act of 1934 (15 U.S.C 78m(a) or 78o(d)) and

 

         (2)  The information contained in the Report fairly presents, in all  material respects, the financial 

        condition and results of operations of the Company.

This statement is authorized to be  attached as an exhibit to the Report so that this statement will accompany the  Report at such time as the Report is filed with the Securities and Exchange  Commission, pursuant to Section 906 of the Sarbanes‐Oxley Act of 2002,  18 U.S.C. Section 1350.  It is not intended that this statement be deemed  to be filed for purposes of the Securities Exchange Act of 1934, as amended.
| November 9,        2005       |  |    /s/        Larry M.        Rinehart                                                |
|-------------------------------------------------------------|--|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                             |  |                                                                                                                                                                                                                                                                                                    |
| Dated                                                       |  |           Larry M. Rinehart

          Chief Executive Officer and Director                                                                                                                                                                                                    |

 

----

# **EXHIBIT 32.2**

**CFO  CERTIFICATION PURSUANT TO**

**18  U.S.C. SECTION 1350,**

**AS  ADOPTED PURSUANT TO**

**SECTION  906 OF THE SARBANES-OXLEY ACT OF 2002**

         In connection with the Quarterly Report of PFF Bancorp, Inc. (the  "Company"), on Form 10-Q for the period ended September 30, 2005, as  filed with the Securities and Exchange Commission on the date hereof (the  "Report"), I, Gregory C. Talbott, Executive Vice President, Chief  Financial Officer, and Treasurer of the Company, certify, pursuant to 18 U.S.C.  section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of  2002, that:

         (1)  The Report fully complies with the requirements of Section 13(a) or  15(d) of the Securities 

         Exchange Act of 1934 (15 U.S.C 78m(a) or 78o (d)) and

 

         (2)  The information contained in the Report fairly presents, in all  material respects, the financial 

         condition and results of operations of the Company.

This statement is authorized to be  attached as an exhibit to the Report so that this statement will accompany the  Report at such time as the Report is filed with the Securities and Exchange  Commission, pursuant to Section 906 of the Sarbanes‐Oxley Act of 2002,  18 U.S.C. Section 1350.  It is not intended that this statement be deemed  to be filed for purposes of the Securities Exchange Act of 1934, as amended.

 
| November 9,        2005      |  |   /s/        Gregory C. Talbott                                                                 |
|-------------------------------------------------------|--|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                       |  |                                                                                                                                                                                                                                                                                                                                                                                              |
| Dated                                                 |  |          Gregory C. Talbott

         Executive Vice President, Chief Financial Officer, 

         and Treasurer                                                                                                                                                                                                                                                             |