EXHIBIT 32.1 CERTIFICATION OF CEO STATEMENT FURNISHED
PURSUANT TO SECTION 906 OF THE
SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350 The undersigned, Larry M. Rinehart is the President, Chief Executive Officer and
Director of PFF Bancorp, Inc. (the "Company"). This statement is being furnished in connection with the filing by the Company
of the Company's Quarterly Report on Form 10-Q for the quarter ended December
31, 2003 (the "Report"). By execution of this statement, I certify that: A)
    the Report fully complies with the requirements of
      Section 13(a) or 15(d) of the Securities Exchange Act of 1934
      (15 U.S.C. 78m(a) or 78o(d)) andB)
    the information contained in the Report fairly presents,
      in all material respects, the financial condition and results of
      operations of the Company as of the dates and for the periods covered by
      the Report. This statement is authorized to be attached
as an exhibit to the Report so that this statement will accompany the Report at
such time as the Report is filed with the Securities and Exchange Commission,
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C.
Section 1350.  It is not intended that this statement be deemed to be filed
for purposes of the Securities Exchange Act of 1934, as amended. A signed original of this written statement required by Section 906 has been
provided to PFF Bancorp, Inc. and will be retained by PFF Bancorp, Inc. and
furnished to the Securities and Exchange Commission or its staff upon
request.  February 11, 2004
    
    /s/ Larry M.
      RinehartDated
    
    Larry M. RinehartPresident, Chief Executive
      Officer, and Director


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CERTIFICATION OF CFO STATEMENT FURNISHED
PURSUANT TO SECTION 906 OF THE
SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350 The undersigned, Gregory C. Talbott is the Executive Vice President, Chief
Financial Officer and Treasurer of PFF Bancorp, Inc. (the "Company"). This statement is being furnished in connection with the filing by the Company
of the Company's Quarterly Report on Form 10-Q for the quarter ended December
31, 2003 (the "Report"). By execution of this statement, I certify that: A)
    the Report fully complies with the requirements of
      Section 13(a) or 15(d) of the Securities Exchange Act of 1934
      (15 U.S.C. 78m(a) or 78o(d)) andB)
    the information contained in the Report fairly presents,
      in all material respects, the financial condition and results of
      operations of the Company as of the dates and for the periods covered by
      the Report. This statement is authorized to be attached as an exhibit to the Report so that
this statement will accompany the Report at such time as the Report is filed
with the Securities and Exchange Commission, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350.  It is not
intended that this statement be deemed to be filed for purposes of the
Securities Exchange Act of 1934, as amended. A signed original of this written statement required by Section 906 has been
provided to PFF Bancorp, Inc. and will be retained by PFF Bancorp, Inc. and
furnished to the Securities and Exchange Commission or its staff upon
request. February 11, 2004
    
    /s/  Gregory C.
      TalbottDated
    
    Gregory C. TalbottExecutive
      Vice President, Chief Financial Officer, and
    Treasurer