# **EXHIBIT 32.1**

**CEO  CERTIFICATION PURSUANT TO**

**18  U.S.C. SECTION 1350,**

**AS  ADOPTED PURSUANT TO**

**SECTION  906 OF THE SARBANES-OXLEY ACT OF 2002**

In connection with the Quarterly  Report of PFF Bancorp, Inc. (the "Company"), on Form 10-Q for the  period ending June 30, 2005, as filed with the Securities and Exchange  Commission on the date hereof (the "Report"), I, Larry M. Rinehart,  President, Chief Executive Officer and Director of the Company, certify,  pursuant to 18 U.S.C. Section 1350, as adopted pursuant to section 906 of the  Sarbanes-Oxley Act of 2002, that:

         (1)  The Report fully complies with the requirements of Section 13(a) or  15(d) of the Securities 

    Exchange Act of  1934 (15 U.S.C 78m(a) or 78o(d)) and

 

         (2)  The information contained in the Report fairly presents, in all  material respects, the financial 

    condition and  results of operations of the Company.

This statement is authorized to be  attached as an exhibit to the Report so that this statement will accompany the  Report at such time as the Report is filed with the Securities and Exchange  Commission, pursuant to Section 906 of the Sarbanes‐Oxley Act of 2002,  18 U.S.C. Section 1350.  It is not intended that this statement be deemed  to be filed for purposes of the Securities Exchange Act of 1934, as amended.
|                  |  |                                                                                                                               |
|-----------------------|--|-------------------------------------------------------------------------------------------------------------------------------|
|                       |  |                                                                                                                               |
| August        9, 2005 |  | /s/        Larry M.        Rinehart                |
| Dated                 |  | Larry        M. Rinehart

President,        Chief Executive Officer, and Director                                             |

----

# **EXHIBIT 32.2**

**CFO  CERTIFICATION PURSUANT TO**

**18  U.S.C. SECTION 1350,**

**AS  ADOPTED PURSUANT TO**

**SECTION  906 OF THE SARBANES-OXLEY ACT OF 2002**

In connection with the Quarterly  Report of PFF Bancorp, Inc. (the "Company"), on Form 10-Q for the  period ended June 30, 2005, as filed with the Securities and Exchange  Commission on the date hereof (the "Report"), I, Gregory C. Talbott,  Executive Vice President, Chief Financial Officer, and Treasurer of the  Company, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to  Section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1)  The Report fully complies with the requirements of Section 13(a) or  15(d) of the Securities 

    Exchange Act of  1934 (15 U.S.C 78m(a) or 78o (d)) and

 

         (2)  The information contained in the Report fairly presents, in all  material respects, the financial 

    condition and  results of operations of the Company.

This statement is authorized to be  attached as an exhibit to the Report so that this statement will accompany the  Report at such time as the Report is filed with the Securities and Exchange  Commission, pursuant to Section 906 of the Sarbanes‐Oxley Act of 2002,  18 U.S.C. Section 1350.  It is not intended that this statement be deemed  to be filed for purposes of the Securities Exchange Act of 1934, as amended.

 
| August        9, 2005 |  | /s/        Gregory C. Talbott               |
|-----------------------|--|-------------------------------------------------------------------------------------------------------------------|
| Dated                 |  | Gregory        C. Talbott

Executive        Vice President, Chief Financial Officer, and Treasurer                |