<TABLE> <S> <C>


<ARTICLE>                                                9               
<MULTIPLIER>                                        1,000
       
<S>                                               <C>
<PERIOD-TYPE>                                       9-MOS
<FISCAL-YEAR-END>                              SEP-30-1997
<PERIOD-START>                                 OCT-01-1996
<PERIOD-END>                                   JUN-30-1997
<CASH>                                                 982
<INT-BEARING-DEPOSITS>                               2,446
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                            281
<INVESTMENTS-CARRYING>                               4,180
<INVESTMENTS-MARKET>                                 4,187
<LOANS>                                             29,470
<ALLOWANCE>                                            187
<TOTAL-ASSETS>                                      38,240
<DEPOSITS>                                          29,587
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                    334
<LONG-TERM>                                            800
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                           7,519
<TOTAL-LIABILITIES-AND-EQUITY>                      38,240
<INTEREST-LOAN>                                      1,773
<INTEREST-INVEST>                                      225
<INTEREST-OTHER>                                       115
<INTEREST-TOTAL>                                     2,113
<INTEREST-DEPOSIT>                                   1,047
<INTEREST-EXPENSE>                                   1,078
<INTEREST-INCOME-NET>                                1,035
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                        695
<INCOME-PRETAX>                                        385
<INCOME-PRE-EXTRAORDINARY>                             257
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           257
<EPS-PRIMARY>                                          .54
<EPS-DILUTED>                                          .53
<YIELD-ACTUAL>                                        3.83
<LOANS-NON>                                            299
<LOANS-PAST>                                             7
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                       187
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                      187
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                187
        


</TABLE>