| v   | I      acknowledge that I have reviewed the July 5, 2001 memorandum prepared by      Graham & Dunn that addresses various legal matters associated with the      Plan. |
|---------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| v   |  I      represent that I am not aware of any material, non-public information      about the Company (“Information”). |
|---------------|----------------------------------------------------------------------------------------------------------------------------------------|

| v   | I      understand that I will be permitted to change my allocation to the Plan      semi-annually in October and April each year so long as I am not aware of      any information at the time of such modification.  Any      modification to the Plan will be effective 90 days after it is      made.  Any change will be implemented with the January and June      payments. |
|---------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| v   | I      understand that I may terminate the Plan at any time.  In the      event that I terminate the Plan, I must wait at least 90 days before      entering into a new Plan, and I must not be aware of any Information at      such time. |
|---------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| v   | I      understand that I am responsible for compliance with insider trading laws,      and that if I desire to enter into a 10b5-1 trading plan to facilitate      purchases of stock under this Plan in compliance with these laws, I must      contact my broker and enter into such a plan with my    broker. |
|---------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| v   | I      understand that I am responsible for compliance with other securities law      requirements and restrictions, including Section 16, which may limit my      ability to sell any shares of      Company stock within six months before or after any purchase      hereunder. |
|---------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| v   | I      acknowledge that the Board may terminate my ability to participate in the      Plan at any time. |
|---------------|---------------------------------------------------------------------------------------------------------|

| q   | All      director fees; |
|---------------|-------------------------|

| q   | Monthly      retainer (but not committee fees); |
|---------------|-------------------------------------------------|

| q   | Committee      fees (but not monthly retainer); or |
|---------------|----------------------------------------------------|

| q   | _______%      of total director fees. |
|---------------|---------------------------------------|

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