EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES

(Unaudited)



|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|------------------------------------------ |  | ---------------------------------- | ------- | - | ----------------------------------------------- | - | ----------- | - |  | -------------------------------------------- |  | - | -----
|                                           |  | Successor                          |         |   |                                                 |   | Predecessor
|(in millions)                              |  | Three monthsendedSeptember 30,2008 |         |   | Period fromSeptember 25throughSeptember 30,2007 |   |             |   |  | Period fromJuly 1throughSeptember 24,2007   
|Earnings:                                  |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|(Loss) income before income taxes(1)       |  | $                                  | (309.9  | ) |                                                 | $ | (49.9       | ) |  |                                              |  | $ | 82.0 
|Interest expense                           |  |                                    | 497.7   |   |                                                 |   | 34.6        |   |  |                                              |  |   | 33.2 
|Other adjustments                          |  |                                    | 6.8     |   |                                                 |   | 3.6         |   |  |                                              |  |   | 7.3  
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Total earnings(a)                          |  | $                                  | 194.6   |   |                                                 | $ | (11.7       | ) |  |                                              |  | $ | 122.5
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Fixed charges:                             |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Interest expense                           |  | $                                  | 497.7   |   |                                                 | $ | 34.6        |   |  |                                              |  | $ | 33.2 
|Other adjustments                          |  |                                    | 6.8     |   |                                                 |   | 3.6         |   |  |                                              |  |   | 7.3  
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Total fixed charges(b)                     |  | $                                  | 504.5   |   |                                                 | $ | 38.2        |   |  |                                              |  | $ | 40.5 
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Ratio of earnings to fixed charges(a/b)(2) |  |                                    | 0.39    |   |                                                 |   |             |   |  |                                              |  |   | 3.02 
|                                           |  |                                    |         |  
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|                                           |  | Successor                          |         |   |                                                 |   | Predecessor
|(in millions)                              |  | Nine monthsendedSeptember 30,2008  |         |   | Period fromSeptember 25throughSeptember 30,2007 |   |             |   |  | Period fromJanuary 1throughSeptember 24,2007
|Earnings:                                  |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|(Loss) income before income taxes(1)       |  | $                                  | (892.1  | ) |                                                 | $ | (49.9       | ) |  |                                              |  | $ | 590.2
|Interest expense                           |  |                                    | 1,466.5 |   |                                                 |   | 34.6        |   |  |                                              |  |   | 103.6
|Other adjustments                          |  |                                    | 19.8    |   |                                                 |   | 3.6         |   |  |                                              |  |   | 23.5 
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Total earnings(a)                          |  | $                                  | 594.2   |   |                                                 | $ | (11.7       | ) |  |                                              |  | $ | 717.3
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Fixed charges:                             |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Interest expense                           |  | $                                  | 1,466.5 |   |                                                 | $ | 34.6        |   |  |                                              |  | $ | 103.6
|Other adjustments                          |  |                                    | 19.8    |   |                                                 |   | 3.6         |   |  |                                              |  |   | 23.5 
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Total fixed charges(b)                     |  | $                                  | 1,486.3 |   |                                                 | $ | 38.2        |   |  |                                              |  | $ | 127.1
|                                           |  |                                    |         |   |                                                 |   |             |   |  |                                              |  |   |      
|Ratio of earnings to fixed charges(a/b)(2) |  |                                    | 0.40    |   |                                                 |   |             |   |  |                                              |  |   | 5.64 



|(1) | (Loss) income before income taxes includes minority interest and equity earnings in affiliates, and excludes
discontinued operations. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|(2) | The Companys ratio of earnings to fixed charges is less than one-to-one for the successor three and nine-month
periods in 2008 as well as the successor period from September 25, 2007 through September 30, 2007. The deficiencies in total earnings were $309.9 million and $892.1 million for the three and nine months ended September 30, 2008, respectively, and
$49.9 million for the successor period from September 25, 2007 through September 30, 2007.
|--- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

For purposes of computing the ratio of
earnings to fixed charges, fixed charges consist of interest on debt, amortization of deferred financing costs and a portion of rentals determined to be representative of interest. Fixed charges do not include interest on income tax liabilities.
Earnings consist of income before income taxes plus fixed charges.