EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES

(in millions)



|                                         |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|---------------------------------------- |  | --------------------------- | ----- | ------------------------- | - | --------------- |  | --------------- | ------- |  | - | -------
|                                         |  | Three months ended June 30, |       | Six months ended June 30,
|                                         |  | 2006 (Restated)             |       | 2005 (Restated)           |   | 2006 (Restated) |  | 2005 (Restated)
|Earnings:                                |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|Income before income taxes(1)            |  | $                           | 652.6 |                           | $ | 374.5           |  | $               | 1,262.8 |  | $ | 1,047.7
|Interest expense                         |  |                             | 72.8  |                           |   | 55.0            |  |                 | 142.0   |  |   | 103.1  
|Other adjustments                        |  |                             | 9.7   |                           |   | 9.6             |  |                 | 20.0    |  |   | 20.1   
|                                         |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|Total earnings (a)                       |  | $                           | 735.1 |                           | $ | 439.1           |  | $               | 1,424.8 |  | $ | 1,170.9
|                                         |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|Fixed charges:                           |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|Interest expense                         |  | $                           | 72.8  |                           | $ | 55.0            |  | $               | 142.0   |  | $ | 103.1  
|Other adjustments                        |  |                             | 9.7   |                           |   | 9.6             |  |                 | 20.0    |  |   | 20.1   
|                                         |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|Total fixed charges (b)                  |  | $                           | 82.5  |                           | $ | 64.6            |  | $               | 162.0   |  | $ | 123.2  
|                                         |  |                             |       |                           |   |                 |  |                 |         |  |   |        
|Ratio of earnings to fixed charges (a/b) |  |                             | 8.9   |                           |   | 6.8             |  |                 | 8.8     |  |   | 9.5    



|(1) | Income before income taxes includes minority interest and equity earnings in affiliates and
excludes discontinued operations. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

For purposes of computing the ratio of earnings to fixed charges, fixed charges consist of interest on debt, amortization of deferred financing costs and a portion of rentals determined to be representative of
interest. Earnings consist of income before income taxes plus fixed charges.