<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               SEP-30-1999             SEP-30-1998
<CASH>                                         123,737                 283,939
<INT-BEARING-DEPOSITS>                           5,808                  14,187
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                71,622                  70,993
<INVESTMENTS-HELD-FOR-SALE>                     71,717                  69,937
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      1,642,641               1,669,306
<ALLOWANCE>                                     28,444                  28,216
<TOTAL-ASSETS>                               2,110,500               2,325,312
<DEPOSITS>                                   1,571,732               1,711,397
<SHORT-TERM>                                     1,220                  40,544
<LIABILITIES-OTHER>                             51,384                  58,002
<LONG-TERM>                                    259,513                 289,847
<PREFERRED-MANDATORY>                           30,000                       0
<PREFERRED>                                          0                       0
<COMMON>                                        96,928                 128,711
<OTHER-SE>                                      97,533                  96,784
<TOTAL-LIABILITIES-AND-EQUITY>               2,110,500               2,094,389
<INTEREST-LOAN>                                133,121                 149,227
<INTEREST-INVEST>                               18,507                  19,294
<INTEREST-OTHER>                                 3,163                   4,844
<INTEREST-TOTAL>                               154,791                 173,365
<INTEREST-DEPOSIT>                              63,886                  62,253
<INTEREST-EXPENSE>                              90,090                  89,473
<INTEREST-INCOME-NET>                           64,701                  83,892
<LOAN-LOSSES>                                   28,130                  16,800
<SECURITIES-GAINS>                               3,098                   (564)
<EXPENSE-OTHER>                                 86,539                  87,453
<INCOME-PRETAX>                               (23,684)               (113,500)
<INCOME-PRE-EXTRAORDINARY>                    (14,566)                (80,279)
<EXTRAORDINARY>                                  3,670                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                  (10,896)                (80,279)
<EPS-BASIC>                                     (0.31)                  (2.07)
<EPS-DILUTED>                                   (0.31)                  (2.07)
<YIELD-ACTUAL>                                       0                       0
<LOANS-NON>                                     58,661                  48,248
<LOANS-PAST>                                    11,500                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                24,881                  26,954
<CHARGE-OFFS>                                   25,790                  17,553
<RECOVERIES>                                     1,223                   2,015
<ALLOWANCE-CLOSE>                               28,444                  28,216
<ALLOWANCE-DOMESTIC>                            28,444                  28,216
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>