EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES



|                                        |  |                                |        |   |  |  |                                |   |      
|--------------------------------------- |  | ------------------------------ | ------ | - |  |  | ------------------------------ | - | -----
|                                        |  | Successor                      |        |   |  |  | Predecessor                   
|(in millions)                           |  | Three monthsendedMarch 31,2008 |        |   |  |  | Three monthsendedMarch 31,2007
|Earnings:                               |  |                                |        |   |  |  |                                |   |      
|(Loss) income before income taxes(1)    |  | $                              | (352.2 | ) |  |  |                                | $ | 209.1
|Interest expense                        |  |                                | 517.7  |   |  |  |                                |   | 34.5 
|Other adjustments                       |  |                                | 6.9    |   |  |  |                                |   | 8.0  
|                                        |  |                                |        |   |  |  |                                |   |      
|Total earnings(a)                       |  | $                              | 172.4  |   |  |  |                                | $ | 251.6
|                                        |  |                                |        |   |  |  |                                |   |      
|Fixed charges:                          |  |                                |        |   |  |  |                                |   |      
|Interest expense                        |  | $                              | 517.7  |   |  |  |                                | $ | 34.5 
|Other adjustments                       |  |                                | 6.9    |   |  |  |                                |   | 8.0  
|                                        |  |                                |        |   |  |  |                                |   |      
|Total fixed charges(b)                  |  | $                              | 524.6  |   |  |  |                                | $ | 42.5 
|                                        |  |                                |        |   |  |  |                                |   |      
|Ratio of earnings to fixed charges(a/b) |  |                                | 0.33   |   |  |  |                                |   | 5.92 



|(1) | (Loss) income before income taxes includes minority interest and equity earnings in affiliates, and excludes
discontinued operations. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

For purposes of computing the ratio of earnings to fixed charges, fixed charges consist of interest on debt, amortization of deferred financing costs and a portion of rentals determined to be representative of
interest. Fixed charges do not include interest on income tax liabilities. Earnings consist of income before income taxes plus fixed charges.