EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES



|                                         |  |                             |       |                           |   |       |  |      |       |  |   |      
|---------------------------------------- |  | --------------------------- | ----- | ------------------------- | - | ----- |  | ---- | ----- |  | - | -----
|                                         |  | Three months ended June 30, |       | Six months ended June 30,
|(in millions)                            |  | 2007                        |       | 2006                      |   | 2007  |  | 2006
|Earnings:                                |  |                             |       |                           |   |       |  |      |       |  |   |      
|Income before income taxes (1)           |  | $                           | 299.1 |                           | $ | 339.6 |  | $    | 508.2 |  | $ | 636.5
|Interest expense                         |  |                             | 35.9  |                           |   | 60.9  |  |      | 70.4  |  |   | 118.5
|Other adjustments                        |  |                             | 8.2   |                           |   | 7.4   |  |      | 16.2  |  |   | 15.0 
|                                         |  |                             |       |                           |   |       |  |      |       |  |   |      
|Total earnings (a)                       |  | $                           | 343.2 |                           | $ | 407.9 |  | $    | 594.8 |  | $ | 770.0
|                                         |  |                             |       |                           |   |       |  |      |       |  |   |      
|Fixed charges:                           |  |                             |       |                           |   |       |  |      |       |  |   |      
|Interest expense                         |  | $                           | 35.9  |                           | $ | 60.9  |  | $    | 70.4  |  | $ | 118.5
|Other adjustments                        |  |                             | 8.2   |                           |   | 7.4   |  |      | 16.2  |  |   | 15.0 
|                                         |  |                             |       |                           |   |       |  |      |       |  |   |      
|Total fixed charges (b)                  |  | $                           | 44.1  |                           | $ | 68.3  |  | $    | 86.6  |  | $ | 133.5
|                                         |  |                             |       |                           |   |       |  |      |       |  |   |      
|Ratio of earnings to fixed charges (a/b) |  |                             | 7.78  |                           |   | 5.97  |  |      | 6.87  |  |   | 5.77 

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|(1) | Income before income taxes includes minority interest and equity earnings in
affiliates, and excludes discontinued operations. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

For purposes of computing the ratio of earnings to fixed charges, fixed charges consist of interest on debt, amortization of deferred financing costs and
a portion of rentals determined to be representative of interest. Fixed charges do not include interest on income tax liabilities. Earnings consist of income before income taxes plus fixed charges.