7452 Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices 

Federal Deposit Insurance Corporation. 

James P. Sheesley, 

Assistant Executive Secretary. 

[FR Doc. 2022–02691 Filed 2–8–22; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

[OMB No. 3064–0152; –0190] 

Agency Information Collection 

Activities: Proposed Collection 

Renewal; Comment Request 

AGENCY: Federal Deposit Insurance 

Corporation (FDIC). 

ACTION: Notice and request for comment. 

SUMMARY: The FDIC, as part of its 

obligations under the Paperwork 

Reduction Act of 1995 (PRA), invites the 

general public and other Federal 

agencies to take this opportunity to 

comment on the renewal of the existing 

information collections described below 

(OMB Control No. 3064–0152; and— 

0190). 

DATES: Comments must be submitted on 

or before April 11, 2022. 

ADDRESSES: Interested parties are 

invited to submit written comments to 

the FDIC by any of the following 

methods: 

• Agency Website: https:// 

www.fdic.gov/resources/regulations/ 

federal-register-publications/index.html. 

• Email: comments@fdic.gov. Include 

the name and number of the collection 

in the subject line of the message. 

• Mail: Manny Cabeza (202–898– 

3767), Regulatory Counsel, MB–3128, 

Federal Deposit Insurance Corporation, 

550 17th Street NW, Washington, DC 

20429. 

• Hand Delivery: Comments may be 

hand-delivered to the guard station at 

the rear of the 17th Street building 

(located on F Street), on business days 

between 7:00 a.m. and 5:00 p.m. 

All comments should refer to the 

relevant OMB control number. A copy 

of the comments may also be submitted 

to the OMB desk officer for the FDIC: 

Office of Information and Regulatory 

Affairs, Office of Management and 

Budget, New Executive Office Building, 

Washington, DC 20503. 

FOR FURTHER INFORMATION CONTACT: 

Manny Cabeza, Regulatory Counsel, 

202–898–3767, mcabeza@fdic.gov, MB– 

3128, Federal Deposit Insurance 

Corporation, 550 17th Street NW, 

Washington, DC 20429. 

SUPPLEMENTARY INFORMATION: Proposal 

to renew the following currently 

approved collections of information: 

1. Title: ID Theft Red Flags. 

OMB Number: 3064–0152. 

Form Number: None. 

Affected Public: Insured state 

nonmember banks. 

Burden Estimate: 

SUMMARY OF ESTIMATED ANNUAL BURDEN

[OMB No. 3064–0152] 

Information collection description Type of burden 

(obligation to respond) 

Frequency of 

response 

Number of 

respondents 

Number of 

responses 

per 

respondent 

Hours per 

response 

Annual 

burden 

(hours) 

FACT Act Section 114: Identity Theft Prevention 

Program Establishment 12 CFR 334.90(d); 

12 CFR 334.91(c).

Recordkeeping (Mandatory) ........................ Annual .......... 8 1 40 320 

Program Operations 12 CFR 334.90(c),(e); 

12 CFR 334.91(c).

Recordkeeping (Mandatory) ........................ Annual .......... 3,171 1 16 50,832 

Section 114 Hours Subtotal .................. ...................................................................... ....................... .................... .................... .................... 51,152 

FACT Act Section 315: Address Discrepancy Program 

Program Establishment 12 CFR 

334.82(c),(d).

Recordkeeping (Mandatory) ........................ Annual .......... 8 1 40 320 

Program Operations 12 CFR 334.82(c),(d) Recordkeeping (Mandatory) ........................ Annual .......... 3,111 1 4 12,444 

Specific Incident Responses 12 CFR 

334.82(d)(1–3).

Disclosures (Mandatory) ............................. On occasion 3,111 17.1 0.1667 8,868 

Section 315 Hours Subtotal .................. ...................................................................... ....................... .................... .................... .................... 21,632 

Total Annual Burden (Hours) ......... ...................................................................... ....................... .................... .................... .................... 72,784 

Source: FDIC. 

General Description of Collection: The 

regulation containing this information 

collection requirement is 12 CFR part 

334, which implements sections 114 

and 315 of the Fair and Accurate Credit 

Transactions Act of 2003 (FACT Act), 

Public Law 108–159 (2003). FACT Act 

Section 114: Section 114 requires the 

Board of Governors of the Federal 

Reserve System, the Office of the 

Comptroller of the Currency and the 

FDIC (the Agencies) to jointly propose 

guidelines for financial institutions and 

creditors identifying patterns, practices, 

and specific forms of activity that 

indicate the possible existence of 

identity theft. In addition, each financial 

institution and creditor is required to 

establish reasonable policies and 

procedures to address the risk of 

identity theft that incorporate the 

guidelines. Credit card and debit card 

issuers must develop policies and 

procedures to assess the validity of a 

request for a change of address under 

certain circumstances. The information 

collections pursuant to section 114 

require each financial institution and 

creditor to create an Identity Theft 

Prevention Program and report to the 

board of directors, a committee thereof, 

or senior management at least annually 

on compliance with the proposed 

regulations. In addition, staff must be 

trained to carry out the program. Each 

credit and debit card issuer is required 

to establish policies and procedures to 

assess the validity of a change of 

address request. The card issuer must 

notify the cardholder or use another 

means to assess the validity of the 

change of address. FACT Act Section 

315: Section 315 requires the Agencies 

to issue regulations providing guidance 

regarding reasonable policies and 

procedures that a user of consumer 

reports must employ when such a user 

receives a notice of address discrepancy 

from a consumer reporting agencies. 

Part 334 provides such guidance. Each 

user of consumer reports must develop 


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Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices 7453 

reasonable policies and procedures that 

it will follow when it receives a notice 

of address discrepancy from a consumer 

reporting agency. A user of consumer 

reports must furnish an address that the 

user has reasonably confirmed to be 

accurate to the consumer reporting 

agency from which it receives a notice 

of address discrepancy. 

There is no change in the method or 

substance of the information collection. 

The total estimated annual burden 

hours have increased due to the 

inclusion of estimated program 

establishment costs for de novo 

institutions and the introduction of the 

costs of responses to specific address 

discrepancy incidents for newly 

established consumer accounts. 

2. Title: Interagency Appraisal 

Complaint Form. 

OMB Number: 3064–0190. 

Form Numbers: None. 

Affected Public: Individuals, financial 

institutions and other private sector 

entities. 

Burden Estimate: 

SUMMARY OF ESTIMATED ANNUAL BURDEN

[OMB No. 3064–0190] 

Information collection description Type of burden 

(obligation to respond) 

Frequency of 

response 

Number of 

respondents 

Number of 

responses 

per 

respondent 

Hours per 

response 

Annual 

burden 

(hours) 

Interagency Appraisal Complaint Form ....... Reporting (Voluntary) .................................. On Occasion 116 1 0.5 58 

Source: FDIC. 

General Description of Collection: As 

provided in section 1473(p) of the 

Dodd-Frank Wall Street Reform and 

Consumer Protection Act (Dodd-Frank 

Act), on January 12, 2011, the Appraisal 

Subcommittee (‘‘ASC’’), of the Federal 

Financial Institutions Examination 

Council (FFIEC) determined that no 

national hotline existed to receive 

complaints of noncompliance with 

appraisal standards. A notice of that 

determination was published in the 

Federal Register on January 28, 2011 

(76 FR 5161). As required by the DoddFrank Act, the ASC established a hotline 

to refer complaints to appropriate state 

and Federal regulators. For those 

instances where the ASC determines the 

FDIC, OCC, FRB, or NCUA is the 

appropriate regulator, the agencies 

developed the Interagency Appraisal 

Complaint Form as a means to 

efficiently collect necessary 

information. The Interagency Appraisal 

Complaint Form is designed to collect 

information necessary for one or more 

agencies to take further action on a 

complaint from an appraiser, other 

individual, financial institution, or 

other entities. The FDIC will use the 

information to take further action on the 

complaint to the extent it relates to an 

issue within its jurisdiction. 

There is no change in the method or 

substance of the collection. The overall 

increase in burden hours (from 20 hours 

to 58 hours) is the result of a change in 

the agency’s estimate of the number of 

annual responses based on a review of 

the actual number of complaints 

received over the last five years. In 

particular, the estimated number of 

respondents has increased from 40 to 

116 while the estimated time per 

response and the frequency of response 

have remained the same. 

Request for Comment 

Comments are invited on: (a) Whether 

the collection of information is 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collection, 

including the validity of the 

methodology and assumptions used; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. All comments will become 

a matter of public record. 

Dated at Washington, DC, on February 4, 

2022. 

Federal Deposit Insurance Corporation. 

James P. Sheesley, 

Assistant Executive Secretary. 

[FR Doc. 2022–02692 Filed 2–8–22; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL ELECTION COMMISSION 

Sunshine Act Meeting 

TIME AND DATE: Tuesday, February 15, 

2022 at 10:00 a.m. and its continuation 

at the conclusion of the open meeting 

on February 17, 2022. 

PLACE: 1050 First Street NE, 

Washington, DC. (This meeting will be 

a virtual meeting). 

STATUS: This meeting will be closed to 

the public. 

MATTERS TO BE CONSIDERED: Compliance 

matters pursuant to 52 U.S.C. 30109. 

Matters relating to internal personnel 

decisions, or internal rules and 

practices. 

Information the premature disclosure 

of which would be likely to have a 

considerable adverse effect on the 

implementation of a proposed 

Commission action. 

Matters concerning participation in 

civil actions or proceedings or 

arbitration. 

CONTACT PERSON FOR MORE INFORMATION: 

Judith Ingram, Press Officer, Telephone: 

(202) 694–1220. 

Authority: Government in the Sunshine 

Act, 5 U.S.C. 552b. 

Vicktoria J. Allen, 

Acting Deputy Secretary of the Commission. 

[FR Doc. 2022–02836 Filed 2–7–22; 11:15 am] 

BILLING CODE 6715–01–P 

FEDERAL MARITIME COMMISSION 

Correction to 60-Day Notice 

Requesting Extension of a Currently 

Approved Information Collection for 

Negotiated Rate Arrangements 

AGENCY: Federal Maritime Commission. 

ACTION: Correction; extension of 

comment period. 

SUMMARY: The Federal Maritime 

Commission (The Commission) is 

issuing a correction to the 60-day Public 

Comment Request notice to extend 

Information Collection Request (ICR) 

3072–0071 published in the Federal 

Register on December 7, 2021. The 

notice contains an incorrect annual 

burden estimate for the Information 

Collection. Because this correction and 

extension notice updates the annual 

respondents and the total annual burden 

hours in the previously published 60- 

day notice, the Commission is extending 

the previous comment period for ICR 

3072–0071 for an additional 30 days. 

The Commission is also extending the 


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