**EXHIBIT 10.16**

SENIOR UNSECURED GUARANTEE 

THIS SENIOR UNSECURED GUARANTEE dated as of September 24, 2007, by each ofthe signatories listed on the signature pages hereto and each of the other entities that becomes a party hereto pursuant to Section 19 (the “Guarantors” and individually, a “Guarantor”), in favor of Citibank,N.A. as the Administrative Agent for the benefit of the Guaranteed Parties. 

WITNESSETH: 

WHEREAS, reference is made to that certain Senior Unsecured Interim Loan Agreement, dated as of September 24, 2007 (as the same may be amended,restated, supplemented or otherwise modified, refinanced or replaced from time to time, the “Loan Agreement”) among First Data Corporation, a Delaware corporation (the “Company”), the lenders or other financialinstitutions or entities from time to time party thereto (the “Lenders”) and Citibank, N.A., as Administrative Agent, pursuant to which, among other things, the Lenders have severally agreed to make Loans to the Company (the“Extensions of Credit”) upon the terms and subject to the conditions set forth therein; 

WHEREAS, each Guarantor is adirect or indirect wholly-owned Subsidiary of the Company; 

WHEREAS, the proceeds of the Extensions of Credit will be used in part toenable valuable transfers to the Guarantors in connection with the operation of their respective businesses; 

WHEREAS, each Guarantoracknowledges that it will derive substantial direct and indirect benefit from the making of the Extensions of Credit; and 

WHEREAS, it is acondition precedent to the obligation of the Lenders to make their respective Extensions of Credit to the Company under the Loan Agreement that the Guarantors shall have executed and delivered this Guarantee to the Administrative Agent for thebenefit of the Guaranteed Parties; 

NOW, THEREFORE, in consideration of the premises and to induce the Administrative Agent, theAdministrative Agent and the Lenders to enter into the Loan Agreement and to induce the respective Lenders to make their respective Extensions of Credit to the Company under the Loan Agreement, the Guarantors hereby agree with the AdministrativeAgent, for the benefit of the Guaranteed Parties, as follows: 

1. Defined Terms. 

(a) Unless otherwise defined herein, terms defined in the Loan Agreement and used herein shall have the meanings given to them in the Loan Agreement.

(b) The words “hereof”, “herein” and “hereunder” and words of similarimport when used in this Guarantee shall refer to this Guarantee as a whole and not to any particular provision of this Guarantee, and Section references are to Sections of this Guarantee unless otherwise specified. The words “include”,“includes” and “including” shall be deemed to be followed by the phrase “without limitation”. 

(c) Themeanings given to terms defined herein shall be equally applicable to both the singular and plural forms of such terms. 

2.Guarantee. 

(a) Subject to the provisions of Section 2(b), each of the Guarantors hereby, jointly and severally, unconditionallyand irrevocably, guarantees, as primary obligor and not merely as surety, to the Administrative Agent, for the benefit of the Guaranteed Parties, the prompt and complete payment and performance when due (whether at the stated maturity, byacceleration or otherwise) of the Obligations of anyone other than such Guarantor (including amounts that would become due for operation of the automatic stay under 362(a) of the Bankruptcy Code, 11 U.S.C. § 362(a)). 

(b) Anything herein or in any other Loan Document to the contrary notwithstanding, the maximum liability of each Guarantor hereunder and under the otherLoan Documents shall in no event exceed the amount that can be guaranteed by such Guarantor under the Bankruptcy Code or any applicable laws relating to fraudulent conveyances, fraudulent transfers or the insolvency of debtors. 

(c) Each Guarantor further agrees to pay any and all expenses (including all reasonable fees and disbursements of counsel) that may be paid or incurredby the Administrative Agent or any other Guaranteed Party in enforcing, or obtaining advice of counsel in respect of, any rights with respect to, or collecting, any or all of the Obligations and/or enforcing any rights with respect to, or collectingagainst, such Guarantor under this Guarantee. 

(d) Each Guarantor agrees that the Obligations may at any time and from time to time exceedthe amount of the liability of such Guarantor hereunder without impairing this Guarantee or affecting the rights and remedies of the Administrative Agent or any other Guaranteed Party hereunder. 

(e) No payment or payments made by the Company, any of the Guarantors, any other guarantor or any other Person or received or collected by theAdministrative Agent or any other Guaranteed Party from the Company, any of the Guarantors, any other guarantor or any other Person by virtue of any action or proceeding or any set-off or appropriation or application at any time or from time to timein reduction of or in payment of the Obligations shall be deemed to modify, reduce, release or otherwise affect the liability of any Guarantor hereunder, which shall, notwithstanding any such payment or payments, other than payments made by suchGuarantor in respect of the Obligations or payments received or collected from such Guarantor in 

respect of the Obligations, remain liable for the Obligations up to the maximum liability of such Guarantor hereunder until the Obligations under the LoanDocuments are paid in full and the Commitments are terminated. 

(f) Each Guarantor agrees that whenever, at any time, or from time to time,it shall make any payment to the Administrative Agent or any other Guaranteed Party on account of its liability hereunder, it will notify the Administrative Agent in writing that such payment is made under this Guarantee for such purpose.

3. Right of Contribution. Each Guarantor hereby agrees that to the extent that a Guarantor shall have paid more than itsproportionate share of any payment made hereunder (including by way of set-off rights being exercised against it), such Guarantor shall be entitled to seek and receive contribution from and against any other Guarantor hereunder who has not paid itsproportionate share of such payment. Each Guarantor ’s right of contribution shall be subject to the terms and conditions of Section 5 hereof. The provisions of this Section 3 shall in no respect limit the obligations and liabilitiesof any Guarantor to the Administrative Agent and the other Guaranteed Parties, and each Guarantor shall remain liable to the Administrative Agent and the other Guaranteed Parties up to the maximum liability of such Guarantor hereunder. 

4. Right of Set-off. In addition to any rights and remedies of the Guaranteed Parties provided by law, each Guarantor hereby irrevocablyauthorizes each Guaranteed Party at any time and from time to time following the occurrence and during the continuance of an Event of Default, without notice to such Guarantor or any other Guarantor, any such notice being expressly waived by eachGuarantor, upon any amount becoming due and payable by such Guarantor hereunder (whether at stated maturity, by acceleration or otherwise), to set-off and appropriate and apply against such amount any and all deposits (general or special, time ordemand, provisional or final), in any currency, and any other credits, indebtedness or claims, in any currency, in each case whether direct or indirect, absolute or contingent, matured or unmatured, at any time held or owing by such Guaranteed Partyto or for the credit or the account of such Guarantor (excluding, for the avoidance of doubt, any Settlement Assets). Each Guaranteed Party shall notify such Guarantor promptly of any such set-off and the appropriation and application made by suchGuaranteed Party, provided that the failure to give such notice shall not affect the validity of such set-off and application. 

5. NoSubrogation. Notwithstanding any payment or payments made by any of the Guarantors hereunder or any set-off or appropriation and application of funds of any of the Guarantors by the Administrative Agent or any other Guaranteed Party, noGuarantor shall be entitled to be subrogated to any of the rights (or if subrogated by operation of law, such Guarantor hereby waives such rights to the extent permitted by applicable law) of the Administrative Agent or any other Guaranteed Partyagainst the Company or any Guarantor or any collateral security or guarantee or right of offset held by the Administrative Agent or any other Guaranteed Party for the payment of any of the Obligations, nor shall any Guarantor seek or be entitled toseek any contribution or reimbursement from the Company or any Guarantor or other guarantor 

in respect of payments made by such Guarantor hereunder, in each case, until all amounts owing to the Administrative Agent and the other Guaranteed Partieson account of the Obligations under the Loan Documents are paid in full, the Commitments are terminated. If any amount shall be paid to any Guarantor on account of such subrogation rights at any time when all the Obligations shall not have been paidin full, such amount shall be held by such Guarantor in trust for the Administrative Agent and the other Guaranteed Parties, segregated from other funds of such Guarantor, and shall, forthwith upon receipt by such Guarantor, be turned over to theAdministrative Agent in the exact form received by such Guarantor (duly indorsed by such Guarantor to the Administrative Agent, if required), to be applied against the Obligations, whether due or to become due, in such order as the AdministrativeAgent may determine. 

6. Amendments, etc. with Respect to the Obligations; Waiver of Rights. Each Guarantor shall remain obligatedhereunder notwithstanding that, without any reservation of rights against any Guarantor and without notice to or further assent by any Guarantor, (a) any demand for payment of any of the Obligations made by the Administrative Agent or any otherGuaranteed Party may be rescinded by such party and any of the Obligations continued, (b) the Obligations, or the liability of any other party upon or for any part thereof, or any collateral security or guarantee therefor or right of offsetwith respect thereto, may, from time to time, in whole or in part, be renewed, extended, amended, modified, accelerated, compromised, waived, surrendered or released by the Administrative Agent or any other Guaranteed Party, (c) the LoanAgreement, the other Loan Documents, and any other documents executed and delivered in connection therewith may be amended, modified, supplemented or terminated, in whole or in part, as the Administrative Agent (or the Required Lenders, as the casemay be) may deem advisable from time to time, and (d) any collateral security, guarantee or right of offset at any time held by the Administrative Agent or any other Guaranteed Party for the payment of any of the Obligations may be sold,exchanged, waived, surrendered or released. Neither the Administrative Agent nor any other Guaranteed Party shall have any obligation to protect, secure, perfect or insure any Lien at any time held by it as security for the Obligations or for thisGuarantee or any property subject thereto. When making any demand hereunder against any Guarantor, the Administrative Agent or any other Guaranteed Party may, but shall be under no obligation to, make a similar demand on the Company or any Guarantoror any other person, and any failure by the Administrative Agent or any other Guaranteed Party to make any such demand or to collect any payments from the Company or any Guarantor or any other person or any release of the Company or any Guarantor orany other person shall not relieve any Guarantor in respect of which a demand or collection is not made or any Guarantor not so released of its several obligations or liabilities hereunder, and shall not impair or affect the rights and remedies,express or implied, or as a matter of law, of the Administrative Agent or any other Guaranteed Party against any Guarantor. For the purposes hereof “demand” shall include the commencement and continuance of any legal proceedings.

7. Guarantee Absolute and Unconditional. 

(a) Each Guarantor waives any and all notice of the creation, contraction, incurrence, renewal, extension, amendment, waiver or accrual of any of the Obligations, and notice of or proof of reliance by theAdministrative Agent or any other Guaranteed Party upon this 

Guarantee or acceptance of this Guarantee. All Obligations shall conclusively be deemed to have been created, contracted or incurred, or renewed, extended,amended, waived or accrued, in reliance upon this Guarantee, and all dealings between the Company and any of the Guarantors, on the one hand, and the Administrative Agent and the other Guaranteed Parties, on the other hand, likewise shall beconclusively presumed to have been had or consummated in reliance upon this Guarantee. To the fullest extent permitted by applicable law, each Guarantor waives diligence, promptness, presentment, protest and notice of protest, demand for payment orperformance, notice of default or nonpayment, notice of acceptance and any other notice in respect of the Obligations or any part of them, and any defense arising by reason of any disability or other defense of the Company or any of the Guarantorswith respect to the Obligations. Each Guarantor understands and agrees that this Guarantee shall be construed as a continuing, absolute and unconditional guarantee of payment without regard to (a) the validity, regularity or enforceability ofthe Loan Agreement, any other Loan Document, any of the Obligations or any collateral security therefor or guarantee or right of offset with respect thereto at any time or from time to time held by the Administrative Agent or any other GuaranteedParty, (b) any defense, set-off or counterclaim (other than a defense of payment or performance) that may at any time be available to or be asserted by the Company against the Administrative Agent or any other Guaranteed Party or (c) anyother circumstance whatsoever (with or without notice to or knowledge of the Company or such Guarantor ) that constitutes, or might be construed to constitute, an equitable or legal discharge of the Company for the Obligations, or of such Guarantorunder this Guarantee, in bankruptcy or in any other instance. When pursuing its rights and remedies hereunder against any Guarantor, the Administrative Agent and any other Guaranteed Party may, but shall be under no obligation to, pursue such rightsand remedies as it may have against the Company or any other Person or against any collateral security or guarantee for the Obligations or any right of offset with respect thereto, and any failure by the Administrative Agent or any other GuaranteedParty to pursue such other rights or remedies or to collect any payments from the Company or any such other Person or to realize upon any such collateral security or guarantee or to exercise any such right of offset, or any release of the Company orany such other Person or any such collateral security, guarantee or right of offset, shall not relieve such Guarantor of any liability hereunder, and shall not impair or affect the rights and remedies, whether express, implied or available as amatter of law, of the Administrative Agent and the other Guaranteed Parties against such Guarantor. 

(b) This Guarantee shall remain infull force and effect and be binding in accordance with and to the extent of its terms upon each Guarantor and the successors and assigns thereof and shall inure to the benefit of the Administrative Agent and the other Guaranteed Parties and theirrespective successors, indorsees, transferees and assigns until all Obligations (other than any contingent indemnity obligations not then due) shall have been satisfied by payment in full and the Commitments thereunder shall be terminated,notwithstanding that from time to time during the term of the Loan Agreement, the Loan Parties may be free from any Obligations. 

(c) AGuarantor shall automatically be released from its obligations hereunder and the Guarantee of such Guarantor shall be automatically released under the circumstances described in Section 13.1 of the Loan Agreement. 

8. Reinstatement. This Guarantee shall continue to be effective, or be reinstated, as the case maybe, if at any time payment, or any part thereof, of any of the Obligations is rescinded or must otherwise be restored or returned by the Administrative Agent or any other Guaranteed Party upon the insolvency, bankruptcy, dissolution, liquidation orreorganization of the Company or any Guarantor, or upon or as a result of the appointment of a receiver, intervenor or conservator of, or trustee or similar officer for, the Company or any Guarantor or any substantial part of its property, orotherwise, all as though such payments had not been made. 

9. Payments. Each Guarantor hereby guarantees that payments hereunderwill be paid to the Administrative Agent without set-off or counterclaim in Dollars at the Administrative Agent’s Office. Each Guarantor agrees that the provisions of Sections 5.4 and 13.19 of the Loan Agreement shall apply to such Guarantor’s obligations under this Guarantee. 

10. Representations and Warranties; Covenants. 

(a) Each Guarantor hereby represents and warrants that the representations and warranties set forth in Section 8 of the Loan Agreement as they relateto such Guarantor and in the other Loan Documents to which such Guarantor is a party, each of which is hereby incorporated herein by reference, are true and correct in all material respects as of the Closing Date (except where such representationsand warranties expressly relate to an earlier date, in which case such representations and warranties were true and correct in all material respects as of such earlier date), and the Administrative Agent and each other Guaranteed Party shall beentitled to rely on each of them as if they were fully set forth herein. 

(b) Each Guarantor hereby covenants and agrees with theAdministrative Agent and each other Guaranteed Party that, from and after the date of this Guarantee until the Obligations are paid in full and the Commitments are terminated, such Guarantor shall take, or shall refrain from taking, as the case maybe, all actions that are necessary to be taken or not taken so that no violation of any provision, covenant or agreement contained in Section 9 or Section 10 of the Loan Agreement and so that no Default or Event of Default, is caused byany act or failure to act of such Guarantor or any of its Subsidiaries. 

11. Authority of the Administrative Agent. 

(a) The Administrative Agent enters into this Guarantee in its capacity as agent for the Guaranteed Parties from time to time. The rights and obligationsof the Administrative Agent under this Guarantee at any time are the rights and obligations of the Guaranteed Parties at that time. Each of the Guaranteed Parties has (subject to the terms of the Loan Documents) a several entitlement to each suchright, and a several liability in respect of each such obligation, in the proportions described in the Loan Documents. The rights, remedies and discretions of the Guaranteed Parties, or any of them, under this Guarantee may be exercised by theAdministrative Agent. No party to this Guarantee is obliged to inquire whether an exercise by the Administrative Agent of any such right, remedy or discretion is within the Administrative Agent’s authority as agent for the Guaranteed Parties.

(b) Each party to this Guarantee acknowledges and agrees that any changes (in accordance with theprovisions of the Loan Documents) in the identity of the persons from time to time comprising the Guaranteed Parties gives rise to an equivalent change in the Guaranteed Parties, without any further act. Upon such an occurrence, the persons thencomprising the Guaranteed Parties are vested with the rights, remedies and discretions and assume the obligations of the Guaranteed Parties under this Guarantee. Each party to this Guarantee irrevocably authorizes the Administrative Agent to giveeffect to the change in Lenders contemplated in this Section 11(b) by countersigning an Assignment and Acceptance. 

12.Notices. All notices, requests and demands pursuant hereto shall be made in accordance with Section 13.2 of the Loan Agreement. All communications and notices hereunder to any Guarantor shall be given to it in care of the Company at theCompany’s address set forth in Section 13.2 of the Loan Agreement. 

13. Counterparts. This Guarantee may be executed byone or more of the parties to this Guarantee on any number of separate counterparts (including by facsimile or other electronic transmission), and all of said counterparts taken together shall be deemed to constitute one and the same instrument. Aset of the copies of this Guarantee signed by all the parties shall be lodged with the Administrative Agent and the Company. 

14.Severability. Any provision of this Guarantee that is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remainingprovisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. The parties hereto shall endeavor in good-faith negotiations to replace theinvalid, illegal or unenforceable provisions with valid provisions the economic effect of which comes as close as possible to that of the invalid, illegal or unenforceable provisions. 

15. Integration. This Guarantee together with the other Loan Documents represent the agreement of each Guarantor and the Administrative Agent withrespect to the subject matter hereof, and there are no promises, undertakings, representations or warranties by the Administrative Agent or any other Guaranteed Party relative to the subject matter hereof not expressly set forth or referred toherein or in the other Loan Documents. 

16. Amendments in Writing; No Waiver; Cumulative Remedies. 

(a) None of the terms or provisions of this Guarantee may be waived, amended, supplemented or otherwise modified except in accordance withSection 13.1 of the Loan Agreement. 

(b) Neither the Administrative Agent nor any other Guaranteed Party shall by any act (except by awritten instrument pursuant to Section 16(a)), delay, indulgence, omission 

or otherwise be deemed to have waived any right or remedy hereunder or to have acquiesced in any Default or Event of Default or in any breach of any of theterms and conditions hereof. No failure to exercise, nor any delay in exercising, on the part of the Administrative Agent or any other Guaranteed Party, any right, power or privilege hereunder shall operate as a waiver thereof. No single or partialexercise of any right, power or privilege hereunder shall preclude any other or further exercise thereof or the exercise of any other right, power or privilege. A waiver by the Administrative Agent or any other Guaranteed Party of any right orremedy hereunder on any one occasion shall not be construed as a bar to any right or remedy that the Administrative Agent or any Guaranteed Party would otherwise have on any future occasion. 

(c) The rights, remedies, powers and privileges herein provided are cumulative, may be exercised singly or concurrently and are not exclusive of anyother rights or remedies provided by law. 

17. Section Headings. The Section headings used in this Guarantee are for convenience ofreference only and are not to affect the construction hereof or be taken into consideration in the interpretation hereof. 

18.Successors and Assigns. This Guarantee shall be binding upon the successors and assigns of each Guarantor and shall inure to the benefit of the Administrative Agent and the other Guaranteed Parties and their respective successors and assignsexcept that no Guarantor may assign, transfer or delegate any of its rights or obligations under this Guarantee without the prior written consent of the Administrative Agent. 

19. Additional Guarantors. Each Subsidiary of the Company that is required to become a party to this Guarantee pursuant to Section 9.13 ofthe Loan Agreement shall become a Guarantor, with the same force and effect as if originally named as a Guarantor herein, for all purposes of this Guarantee, upon execution and delivery by such Subsidiary of a written supplement substantially in theform of Annex A hereto. The execution and delivery of any instrument adding an additional Guarantor as a party to this Guarantee shall not require the consent of any other Guarantor hereunder. The rights and obligations of each Guarantor hereundershall remain in full force and effect notwithstanding the addition of any new Guarantor as a party to this Guarantee. 

**20. WAIVER OFJURY TRIAL. EACH GUARANTOR HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES TRIAL BY JURY IN ANY LEGAL ACTION OR PROCEEDING RELATING TO THIS GUARANTEE, ANY OTHER CREDIT DOCUMENT AND FOR ANY COUNTERCLAIM THEREIN.**

21. Submission to Jurisdiction; Waivers; Service of Process. Each Guarantor hereby irrevocably and unconditionally: 

(a) submits for itself and its property in any legal action or proceeding relating to this Guarantee and the other Loan Documents to whichit is a party, or for recognition and enforcement of any judgment in respect thereof, to the non-exclusive general jurisdiction of the courts of the State of New York, the courts of the United States of America for the Southern District ofNew York and appellate courts from any thereof; 

(b) consents that any such action or proceeding may be brought in such courts and waivesany objection that it may now or hereafter have to the venue of any such action or proceeding in any such court or that such action or proceeding was brought in an inconvenient court and agrees not to plead or claim the same; 

(c) agrees that service of process in any such action or proceeding may be effected by mailing a copy thereof by registered or certifiedmail (or any substantially similar form of mail), postage prepaid, to such Guarantor in care of the Company at the Company’s address set forth in the Loan Agreement, and such Person hereby irrevocably authorizes and directs the Company toaccept such service on its behalf; 

(d) agrees that nothing herein shall affect the right of the Administrative Agent or anyother Guaranteed Party to effect service of process in any other manner permitted by law or shall limit the right of the Administrative Agent or any other Guaranteed Party to sue in any other jurisdiction; and 

(e) waives, to the maximum extent not prohibited by law, any right it may have to claim or recover in any legal action or proceedingreferred to in this Section 21 any special, exemplary, punitive or consequential damages. 

**22. GOVERNING LAW. THIS GUARANTEEAND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.**

[Signature pages follow] 

IN WITNESS WHEREOF, each of the undersigned has caused this Guarantee to be duly executed and deliveredby its duly authorized officer or other representative as of the day and year first above written. 

 
The following entities, each as Guarantor:ACHEX, INC.ATLANTIC BANKCARD PROPERTIES CORPORATIONATLANTIC STATES BANKCARD ASSOCATION, INC.B1 PTI SERVICES, INC.BANKCARD INVESTIGATIVE GROUP INC.BUSINESS OFFICE SERVICES, INC.BUYPASS INCO CORPORATIONCALL INTERACTIVE HOLDINGS LLCCALLTELESERVICES, INC.CARDSERVICE DELAWARE, INC.CARDSERVICE INTERNATIONAL, INC.CESI HOLDINGS, INC.CIFS CORPORATIONCIFS LLCCONCORD COMPUTING CORPORATIONCONCORD CORPORATE SERVICES, INC.CONCORD EFS FINANCIAL SERVICES, INC.CONCORD EFS, INC.CONCORD EMERGING TECHNOLOGIES, INC.CONCORD EQUIPMENT SALES, INC.CONCORD FINANCIAL TECHNOLOGIES, INC.CONCORD NN, LLCCONCORD ONE, LLCCONCORD PAYMENT SERVICES, INC.CONCORD PROCESSING, INC.CONCORD TRANSACTION SERVICES, LLCCREDIT PERFORMANCE INC.CTS HOLDINGS, LLCCTS, INC.DDA PAYMENT SERVICES, LLCDW HOLDINGS, INC.EFTLOGIX, INC.EPSF CORPORATION
FDC INTERNATIONAL INC.FDMS PARTNER, INC.FDR INTERACTIVE TECHNOLOGIES CORPORATIONFDR IRELAND LIMITEDFDR MISSOURI INC.FDR SIGNET INC.FDR SUBSIDIARY CORP.FIRST DATA FINANCIAL SRVICES, L.L.C.FIRST DATA AVIATION LLCFIRST DATA CARD SOLUTIONS, INC.FIRST DATA COMMERCIAL SERVICES HOLDINGS, INC.FIRST DATA COMMUNICATIONS CORPORATIONFIRST DATA INTEGRATED SERVICES INC.FIRST DATA LATIN AMERICA INC.FIRST DATA MERCHANT SERVICES CORPORATIONFIRST DATA MERCHANT SERVICES NORTHEAST, LLCFIRST DATA MERCHANT SERVICES SOUTEAST, L.L.C.FIRST DATA PITSSBURGH ALLIANCE PARTNER INC.FIRST DATA PS ACQUISITION INC.FIRST DATA REAL ESTATE HOLDINGS L.L.C.FIRST DATA RESOURCES, LLCFIRST DATA RETAIL ATM SERVICES L.P.FIRST DATA SECURE LLCFIRST DATA SOLUTIONS L.L.C.FIRST DATA TECHNOLOGIES, INC.FIRST DATA VOICE SERVICESFIRST DATA, L.L.C.FSM SERVICES INC.FUNDSXPRESS FINANCIAL NETWORK, INC.FUNDSXPRESS, INC.FX SECURITIES, INC.GIBBS MANAGEMENT GROUP, INC.GIFT CARD SERVICES, INC.H & F SERVICES, INC.
ICVERIFY INC.IDLOGIX, INC.INITIAL MERCHANT SERVICES, LLCINSTANT CASH SERVICES, LLCINTELLIGENT RESULTS, INC.IPS INC.JOT, INC.LINKPOINT INTERNATIONAL, INC.LOYALTYCO LLCMAS INCO CORPORATIONMAS OHIO CORPORATIONNATIONAL PAYMENT SYSTEMS INC.NEW PAYMENT SERVICES, INC.NPSF CORPORATIONPAYPOINT ELECTRONIC PAYMENT SYSTEMS, LLCPAYSYS INTERNATIONAL, INC.POS HOLDINGS, INC.QSAT FINANCIAL, LLCREMITCO LLCSIZE TECHNOLOGIES, INC.SOUTHERN TELECHECK, INC.STAR NETWORKS, INC.STAR PROCESSING, INC.STAR SYSTEMS ASSETS, INC.STAR SYSTEMS, INC.STAR SYSTEMS, LLCSTRATEGIC INVESTMENT ALTERNATIVES LLCSY HOLDINGS, INC.TASQ CORPORATIONTASQ TECHNOLOGY, INC.TELECHECK ACQUISITION LLCTELECHECK HOLDINGS, INC.TELECHECK INTERNATIONAL, INC.TRANSACTION SOLUTIONS HOLDINGS, INC.TRANSACTION SOLUTIONS, LLCUNIFIED MERCHANT SERVICESUNIFIED PARTNER, INC.VALUELINK, LLCVIRTUAL FINANCIAL SERVICES, LLCYCLIP, LLC
 
By: 
/s/ Stanley J. Andersen
Name: Stanley J. AndersenTitle: Vice President and Assistant Secretary
The following entities, each as Guarantor:FIRST DATA CAPITAL, INC.FIRST DATA DIGITAL CERTIFICATES INC.GRATITUDE HOLDINGS LLCIPS HOLDINGS INC.SAGEBRUSH HOLDINGS INC.SAGETOWN HOLDINGS INC.SAGEVILLE HOLDINGS LLCSUREPAY REAL ESTATE HOLDINGS, INC.TECHNOLOGY SOLUTIONS INTERNATIONAL, INC.UNIBEX, LLCBy: 
/s/ Stanley J. Andersen
Name: Stanley J. AndersenTitle: PresidentFDFS HOLDINGS, LLC, as GuarantorBy: 
/s/ Kimberly S. Patmore
Name: Kimberly S. PatmoreTitle: PresidentEFS TRANSPORTATION SERVICES, INC., as GuarantorBy: 
/s/ Edward A. Labry III
Name: Edward A. Labry IIITitle: PresidentThe following entities, each as Guarantor:TELECHECK SERVICES, INC.TELECHECK ACQUISITION – MICHIGAN, LLCBy: 
/s/ Lee H. Pint
Name: Lee H. PintTitle: Assistant Secretary
FDR LIMITED, as GuarantorBy: 
/s/ David G. Yates
Name: David G. YatesTitle: Chief Executive OfficerThe following entities, each as Guarantor:FIRST DATA PAYMENT SERVICES, LLCSHARED GLOBAL SYSTEMS, INC.TELECHECK PITTSBURGH/WEST VIRGINIA, INC.By: 
/s/ Jeffrey R. Billat
Name: Jeffrey R. BillatTitle: Vice PresidentCITIBANK, N.A., as Administrative AgentBy: 
/s/ Edward T. Crook
Name: Edward T. CrookTitle: Managing Director

ANNEX A TO 

THE SENIOR UNSECURED GUARANTEE 

SUPPLEMENT NO. [    ] dated as of[                    ] to the GUARANTEE dated as of September 24, 2007 (the “Supplement”), among each of the Guarantors listedon the signature pages thereto (each such subsidiary individually, a “Guarantor” and, collectively, the “Guarantors”), and Citibank, N.A., as Administrative Agent for the Lenders from time to time parties to theLoan Agreement referred to below. 

A. Reference is made to that certain Senior Unsecured Interim Loan Agreement, dated as ofSeptember 24, 2007 (as the same may be amended, restated, supplemented or otherwise modified, refinanced or replaced from time to time, the “Loan Agreement”), among First Data Corporation, a Delaware corporation (the“Company”), the lenders or other financial institutions or entities from time to time parties thereto (the “Lenders”) and Citibank, N.A., as Administrative Agent. 

B. Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Guarantee. 

C. The Guarantors have entered into the Guarantee in order to induce the Administrative Agent and the Lenders to enter into the Loan Agreement and toinduce the Lenders to make their respective Extensions of Credit to the Company under the Loan Agreement. 

D. Section 9.13 of the LoanAgreement and Section 19 of the Guarantee provide that additional Subsidiaries may become Guarantors under the Guarantee by execution and delivery of an instrument in the form of this Supplement. Each undersigned Subsidiary (each a “NewGuarantor”) is executing this Supplement in accordance with the requirements of the Loan Agreement to become a Guarantor under the Guarantee in order to induce the Lenders to make additional Extensions of Credit, and as consideration forExtensions of Credit previously made. 

Accordingly, the Administrative Agent and each New Guarantor agrees as follows: 

SECTION 1. In accordance with Section 19 of the Guarantee, each New Guarantor by its signature below becomes a Guarantor under the Guarantee with thesame force and effect as if originally named therein as a Guarantor, and each New Guarantor hereby (a) agrees to all the terms and provisions of the Guarantee applicable to it as a Guarantor thereunder and (b) represents and warrants thatthe representations and warranties made by it as a Guarantor thereunder are true and correct on and as of the date hereof (except where such representations and warranties expressly relate to an earlier date, in which case such representations andwarranties were true and correct in all material respects as of such earlier date). Each reference to a Guarantor in the Guarantee shall be deemed to include each New Guarantor. The Guarantee is hereby incorporated herein by reference. 

SECTION 2. Each New Guarantor represents and warrants to the Administrative Agent and the otherGuaranteed Parties that this Supplement has been duly authorized, executed and delivered by it and constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except as enforceability thereof may belimited by bankruptcy, insolvency or other similar laws affecting creditors’ rights generally and subject to general principles of equity. 

SECTION 3. This Supplement may be executed by one or more of the parties to this Supplement on any number of separate counterparts (including by facsimile or other electronic transmission), and all of said counterparts taken together shallbe deemed to constitute one and the same instrument. A set of the copies of this Supplement signed by all the parties shall be lodged with the Company and the Administrative Agent. This Supplement shall become effective as to each New Guarantor whenthe Administrative Agent shall have received counterparts of this Supplement that, when taken together, bear the signatures of such New Guarantor and the Administrative Agent. 

SECTION 4. Except as expressly supplemented hereby, the Guarantee shall remain in full force and effect. 

**SECTION 5. THIS SUPPLEMENT AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER SHALL****BE GOVERNED BY, AND CONSTRUED AND INTERPRETED INACCORDANCE WITH, THE LAW OF THE STATE OF****NEW YORK.**

SECTION 6. Any provision of this Supplement that is prohibited orunenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof and in the Guarantee, and any such prohibition orunenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. The parties hereto shall endeavor in good-faith negotiations to replace the invalid, illegal or unenforceable provisions withvalid provisions the economic effect of which comes as close as possible to that of the invalid, illegal or unenforceable provisions. 

SECTION 7. All notices, requests and demands pursuant hereto shall be made in accordance with Section 13.2 of the Loan Agreement. All communications and notices hereunder to each New Guarantor shall be given to it in care of theCompany at the Company’s address set forth in Section 13.2 of the Loan Agreement. 

IN WITNESS WHEREOF, each New Guarantor and the Administrative Agent have duly executed this Supplement tothe Guarantee as of the day and year first above written. 

 

[NAME OF NEW GUARANTOR ]

By:
 
 

Name:
 
Title:
 
CITIBANK, N.A., as Administrative Agent

By:
 
 

Name:
 
Title: