<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               JUN-30-1997             JUN-30-1996
<CASH>                                          20,550                 116,778
<INT-BEARING-DEPOSITS>                         241,285                  45,881
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                37,408                       0
<INVESTMENTS-HELD-FOR-SALE>                     45,134                   6,596
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      1,718,551               1,747,210
<ALLOWANCE>                                     24,520                  13,951
<TOTAL-ASSETS>                               2,277,736               2,121,039
<DEPOSITS>                                   1,260,991                 989,224
<SHORT-TERM>                                   358,129                 709,967
<LIABILITIES-OTHER>                            104,794                 122,895
<LONG-TERM>                                    289,792                  88,189
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       147,208                 142,892
<OTHER-SE>                                     110,087                  64,650
<TOTAL-LIABILITIES-AND-EQUITY>               2,277,736               2,121,039
<INTEREST-LOAN>                                 96,442                  88,282
<INTEREST-INVEST>                                6,754                   2,389
<INTEREST-OTHER>                                 1,391                   3,209
<INTEREST-TOTAL>                               104,587                  93,880
<INTEREST-DEPOSIT>                              34,084                  30,010
<INTEREST-EXPENSE>                              60,056                  67,738
<INTEREST-INCOME-NET>                           44,531                  26,142
<LOAN-LOSSES>                                    8,606                   3,525
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                 54,852                  50,930
<INCOME-PRETAX>                                 25,105                  92,536
<INCOME-PRE-EXTRAORDINARY>                      25,105                  92,536
<EXTRAORDINARY>                                (3,995)                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    21,110                  51,657
<EPS-PRIMARY>                                     0.55<F1>                1.46<F1>
<EPS-DILUTED>                                     0.52<F1>                1.35<F1>
<YIELD-ACTUAL>                                    4.29                    3.88
<LOANS-NON>                                     48,312                  43,266
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                   1,314
<ALLOWANCE-OPEN>                                19,999                  13,729
<CHARGE-OFFS>                                    7,969                   3,361
<RECOVERIES>                                       607                      58
<ALLOWANCE-CLOSE>                               24,520                  13,951
<ALLOWANCE-DOMESTIC>                            24,520                  13,951
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
<FN>
<F1>RESTATE JUNE 30, 1997 AND 1996 FINANCIAL DATA SCHEDULE PER FAS 128.
</FN>
        

</TABLE>