EXHIBIT 12

FIRST DATA CORPORATION

COMPUTATION OF

RATIO OF EARNINGS TO FIXED CHARGES



|                                        |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|--------------------------------------- |  | ----------------------------- | ------ | - |  |  | ----------------------------- | - | --------------------------- |  | - | ------ | - | --------------------------- |  |  | - | -----
|                                        |  | Successor                     |        |   |  |  | Predecessor                   |   | Successor                   |  |   |        |   | Predecessor                
|(in millions)                           |  | Three monthsendedJune 30,2008 |        |   |  |  | Three monthsendedJune 30,2007 |   | Six monthsendedJune 30,2008 |  |   |        |   | Six monthsendedJune 30,2007
|Earnings:                               |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|(Loss) income before income taxes(1)    |  | $                             | (230.0 | ) |  |  |                               | $ | 299.1                       |  | $ | (582.2 | ) |                             |  |  | $ | 508.2
|Interest expense                        |  |                               | 451.1  |   |  |  |                               |   | 35.9                        |  |   | 968.8  |   |                             |  |  |   | 70.4 
|Other adjustments                       |  |                               | 6.1    |   |  |  |                               |   | 8.2                         |  |   | 13.0   |   |                             |  |  |   | 16.2 
|                                        |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|Total earnings(a)                       |  | $                             | 227.2  |   |  |  |                               | $ | 343.2                       |  | $ | 399.6  |   |                             |  |  | $ | 594.8
|                                        |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|Fixed charges:                          |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|Interest expense                        |  | $                             | 451.1  |   |  |  |                               | $ | 35.9                        |  | $ | 968.8  |   |                             |  |  | $ | 70.4 
|Other adjustments                       |  |                               | 6.1    |   |  |  |                               |   | 8.2                         |  |   | 13.0   |   |                             |  |  |   | 16.2 
|                                        |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|Total fixed charges(b)                  |  | $                             | 457.2  |   |  |  |                               | $ | 44.1                        |  | $ | 981.8  |   |                             |  |  | $ | 86.6 
|                                        |  |                               |        |   |  |  |                               |   |                             |  |   |        |   |                             |  |  |   |      
|Ratio of earnings to fixed charges(a/b) |  |                               | 0.50   |   |  |  |                               |   | 7.78                        |  |   | 0.41   |   |                             |  |  |   | 6.87 



|(1) | (Loss) income before income taxes includes minority interest and equity earnings in affiliates, and excludes
discontinued operations. Reflecting such amounts on a cash basis would not materially impact the ratio due to the frequency of cash distributions.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

For purposes of computing the ratio of earnings to fixed charges, fixed charges consist of interest on debt, amortization of deferred financing costs and a portion of rentals determined to be representative of
interest. Fixed charges do not include interest on income tax liabilities. Earnings consist of income before income taxes plus fixed charges.