<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
</LEGEND>
<CIK>                         883756
<NAME>                        CNB Financial Corp.
<MULTIPLIER>                                 1000
<CURRENCY>                           U.S. Dollars

<S>                             <C>                     <C>
<PERIOD-TYPE>                               9-MOS              9-MOS
<FISCAL-YEAR-END>                     DEC-31-1999        DEC-31-1998
<PERIOD-START>                         JAN-1-1999         JAN-1-1999
<PERIOD-END>                          SEP-30-1999        SEP-30-1998
<EXCHANGE-RATE>                             1.000              1.000
<CASH>                                     22,488             23,688
<INT-BEARING-DEPOSITS>                          0                  0
<FED-FUNDS-SOLD>                           23,000              2,625
<TRADING-ASSETS>                                0                  0
<INVESTMENTS-HELD-FOR-SALE>               351,177            170,660
<INVESTMENTS-CARRYING>                          0            114,667
<INVESTMENTS-MARKET>                            0            120,685
<LOANS>                                   425,383            371,561
<ALLOWANCE>                                 8,508              8,403
<TOTAL-ASSETS>                            858,129            696,958
<DEPOSITS>                                759,652            618,719
<SHORT-TERM>                                8,924              7,978
<LIABILITIES-OTHER>                         8,782              8,117
<LONG-TERM>                                24,195              6,617
<PREFERRED-MANDATORY>                           0                  0
<PREFERRED>                                     0                  0
<COMMON>                                    9,761              9,744
<OTHER-SE>                                 46,815             46,323
<TOTAL-LIABILITIES-AND-EQUITY>            858,129            696,958
<INTEREST-LOAN>                            25,481             24,489
<INTEREST-INVEST>                          14,579             14,394
<INTEREST-OTHER>                              439                195
<INTEREST-TOTAL>                           40,499             39,078
<INTEREST-DEPOSIT>                         18,314             18,408
<INTEREST-EXPENSE>                         19,527             19,391
<INTEREST-INCOME-NET>                      20,972             19,687
<LOAN-LOSSES>                               1,060                610
<SECURITIES-GAINS>                           (620)               318
<EXPENSE-OTHER>                            15,648             14,745
<INCOME-PRETAX>                             6,560              7,332
<INCOME-PRE-EXTRAORDINARY>                  6,560              7,332
<EXTRAORDINARY>                                 0                  0
<CHANGES>                                       0                  0
<NET-INCOME>                                4,804              5,428
<EPS-BASIC><F1>                            0.63               0.71
<EPS-DILUTED><F2>                            0.63               0.71
<YIELD-ACTUAL><F3>                           4.07               4.33
<LOANS-NON>                                 4,098              3,874
<LOANS-PAST>                                1,039              1,580
<LOANS-TROUBLED>                                0                  0
<LOANS-PROBLEM>                                 0                  0
<ALLOWANCE-OPEN>                            8,384              8,378
<CHARGE-OFFS>                               1,226                954
<RECOVERIES>                                  290                369
<ALLOWANCE-CLOSE>                           8,508              8,403
<ALLOWANCE-DOMESTIC>                        8,508              8,403
<ALLOWANCE-FOREIGN>                             0                  0
<ALLOWANCE-UNALLOCATED>                     1,603              2,234

<FN>
(1) Basic earnings per share under SFAS No.128
(2) Diluted earnings per share under SFAS No. 128
(3) Fully taxable equivalent
</FN>

</TABLE>