<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
</LEGEND>
<CIK>                         0000883756
<NAME>                        CNB Financial Corp
<MULTIPLIER>                                1000
<CURRENCY>                          U.S. Dollars

<S>                             <C>                    <C>
<PERIOD-TYPE>                               YEAR              YEAR
<FISCAL-YEAR-END>                    DEC-31-1999       DEC-31-1998
<PERIOD-START>                       JUN-30-1999       JUN-30-1998
<PERIOD-END>                         JUN-30-1998       JUN-30-1997
<EXCHANGE-RATE>                             1.00              1.00
<CASH>                                    19,266            18,431
<INT-BEARING-DEPOSITS>                         0                 0
<FED-FUNDS-SOLD>                               0                 0
<TRADING-ASSETS>                               0                 0
<INVESTMENTS-HELD-FOR-SALE>              395,322           167,950
<INVESTMENTS-CARRYING>                         0           111,637
<INVESTMENTS-MARKET>                           0           116,778
<LOANS>                                  403,774           368,533
<ALLOWANCE>                                8,452             8,394
<TOTAL-ASSETS>                           745,387           681,684
<DEPOSITS>                               607,766           587,305
<SHORT-TERM>                              63,904            24,162
<LIABILITIES-OTHER>                        8,930             7,474
<LONG-TERM>                                6,286             6,702
<PREFERRED-MANDATORY>                          0                 0
<PREFERRED>                                    0                 0
<COMMON>                                   9,761             9,743
<OTHER-SE>                                48,740            46,298
<TOTAL-LIABILITIES-AND-EQUITY>           745,387           681,684
<INTEREST-LOAN>                           16,759            16,175
<INTEREST-INVEST>                          9,373             9,702
<INTEREST-OTHER>                              71               157
<INTEREST-TOTAL>                          26,203            26,034
<INTEREST-DEPOSIT>                        12,055            12,207
<INTEREST-EXPENSE>                        12,689            12,878
<INTEREST-INCOME-NET>                     13,514            13,156
<LOAN-LOSSES>                                720               290
<SECURITIES-GAINS>                          (652)              236
<EXPENSE-OTHER>                            9,795            10,009
<INCOME-PRETAX>                            4,265             4,837
<INCOME-PRE-EXTRAORDINARY>                 4,265             4,837
<EXTRAORDINARY>                                0                 0
<CHANGES>                                      0                 0
<NET-INCOME>                               3,146             3,576
<EPS-BASIC><F1>                           0.41              0.47
<EPS-DILUTED><F2>                           0.41              0.46
<YIELD-ACTUAL><F3>                          4.05              4.27
<LOANS-NON>                                4,637             3,966
<LOANS-PAST>                               1,646             1,279
<LOANS-TROUBLED>                               0                 0
<LOANS-PROBLEM>                                0                 0
<ALLOWANCE-OPEN>                           8,384             8,378
<CHARGE-OFFS>                                845               537
<RECOVERIES>                                 193               263
<ALLOWANCE-CLOSE>                          8,452             8,394
<ALLOWANCE-DOMESTIC>                       8,452             8,394
<ALLOWANCE-FOREIGN>                            0                 0
<ALLOWANCE-UNALLOCATED>                    2,025             2,574

<FN>
<F1> Basic earnings per share under SFAS No.128
<F2> Diluted earnings per share under SFAS No. 128
<F3> Fully taxable equivalent
</FN>

</TABLE>