<TABLE> <S> <C>

<ARTICLE>                     9
<RESTATED>
<MULTIPLIER>                  1,000
<CURRENCY>                    U.S. Dollars
       
<S>                             <C>                      <C>                       <C>                   
<PERIOD-TYPE>                   3-MOS                    6-MOS                     9-MOS
<FISCAL-YEAR-END>                       DEC-31-1996              DEC-31-1996               DEC-31-1996 
<PERIOD-START>                          JAN-01-1996              JAN-01-1996               JAN-01-1996 
<PERIOD-END>                            MAR-31-1996              JUN-30-1996               SEP-30-1996 
<EXCHANGE-RATE>                                   1                        1                         1 
<CASH>                                       21,596                   23,252                    56,852
<INT-BEARING-DEPOSITS>                            0                        0                         0
<FED-FUNDS-SOLD>                                  0                        0                         0
<TRADING-ASSETS>                                  0                        0                         0
<INVESTMENTS-HELD-FOR-SALE>                       0                        0                         0
<INVESTMENTS-CARRYING>                            0                        0                         0
<INVESTMENTS-MARKET>                              0                        0                         0
<LOANS>                                   6,442,945                6,697,013                 7,058,306
<ALLOWANCE>                                 133,403                  136,917                   144,293
<TOTAL-ASSETS>                            7,123,496                7,439,995                 7,875,848
<DEPOSITS>                                        0                        0                         0
<SHORT-TERM>                                      0                        0                         0
<LIABILITIES-OTHER>                         539,979                  597,883                   629,224
<LONG-TERM>                               5,736,159                5,970,459                 6,350,043
<PREFERRED-MANDATORY>                             0                        0                         0
<PREFERRED>                                       0                        0                         0
<COMMON>                                        568                      568                       568
<OTHER-SE>                                  846,790                  871,085                   896,013
<TOTAL-LIABILITIES-AND-EQUITY>            7,123,496                7,439,995                 7,875,848
<INTEREST-LOAN>                             183,291                  370,176                   567,578
<INTEREST-INVEST>                                 0                        0                         0
<INTEREST-OTHER>                                  0                        0                         0
<INTEREST-TOTAL>                                  0                        0                         0
<INTEREST-DEPOSIT>                                0                        0                         0
<INTEREST-EXPENSE>                           88,224                  177,942                   269,571
<INTEREST-INCOME-NET>                        78,419                  160,331                   250,857
<LOAN-LOSSES>                                11,624                   19,500                    31,164
<SECURITIES-GAINS>                                0                        0                         0
<EXPENSE-OTHER>                              37,587                   72,075                   110,644
<INCOME-PRETAX>                              42,669                   89,912                   138,172
<INCOME-PRE-EXTRAORDINARY>                        0                        0                         0
<EXTRAORDINARY>                                   0                        0                         0
<CHANGES>                                         0                        0                         0
<NET-INCOME>                                 27,121                   55,242                    85,005
<EPS-PRIMARY>                                  0.50                     1.02                      1.56
<EPS-DILUTED>                                  0.49                     1.00                      1.53
<YIELD-ACTUAL>                                  5.2                      5.3                       5.4
<LOANS-NON>                                 167,454                  174,859                   172,766
<LOANS-PAST>                                      0                        0                         0
<LOANS-TROUBLED>                                  0                        0                         0
<LOANS-PROBLEM>                              22,031                   22,523                    38,755
<ALLOWANCE-OPEN>                            129,077                  129,077                   129,077
<CHARGE-OFFS>                                 7,858                   15,240                    24,018
<RECOVERIES>                                    581                    1,482                     1,918
<ALLOWANCE-CLOSE>                           133,403                  136,917                   144,293
<ALLOWANCE-DOMESTIC>                              0                        0                         0
<ALLOWANCE-FOREIGN>                               0                        0                         0
<ALLOWANCE-UNALLOCATED>                           0                        0                         0
        

</TABLE>