<TABLE> <S> <C>

<ARTICLE>                     9
<RESTATED>
<MULTIPLIER>                  1,000
<CURRENCY>                    U.S. Dollars
       
<S>                             <C>                          <C>                       <C>
<PERIOD-TYPE>                   3-MOS                        6-MOS                     9-MOS                    
<FISCAL-YEAR-END>                         DEC-31-1997                  DEC-31-1997             DEC-31-1997 
<PERIOD-START>                            JAN-01-1997                  JAN-01-1997             JAN-01-1997 
<PERIOD-END>                              MAR-31-1997                  JUN-30-1997             SEP-30-1997 
<EXCHANGE-RATE>                                     1                            1                       1 
<CASH>                                         67,439                       49,587                  42,567 
<INT-BEARING-DEPOSITS>                              0                            0                       0 
<FED-FUNDS-SOLD>                                    0                            0                       0 
<TRADING-ASSETS>                                    0                            0                       0 
<INVESTMENTS-HELD-FOR-SALE>                         0                            0                       0 
<INVESTMENTS-CARRYING>                              0                            0                       0 
<INVESTMENTS-MARKET>                                0                            0                       0 
<LOANS>                                     7,479,373                    7,826,196               8,075,600 
<ALLOWANCE>                                   152,545                      159,747                 167,754 
<TOTAL-ASSETS>                              7,734,844                    8,060,403               8,307,720 
<DEPOSITS>                                          0                            0                       0 
<SHORT-TERM>                                        0                            0                       0 
<LIABILITIES-OTHER>                           686,719                      662,136                 715,737 
<LONG-TERM>                                 6,010,987                    6,338,122               6,502,512 
<PREFERRED-MANDATORY>                         111,550                      111,550                 111,550 
<PREFERRED>                                         0                            0                       0 
<COMMON>                                          568                          568                     568 
<OTHER-SE>                                    925,020                      948,027                 977,353 
<TOTAL-LIABILITIES-AND-EQUITY>              7,734,844                    8,060,403               8,307,720 
<INTEREST-LOAN>                               209,293                      429,193                 656,991 
<INTEREST-INVEST>                                   0                            0                       0 
<INTEREST-OTHER>                                    0                            0                       0 
<INTEREST-TOTAL>                                    0                            0                       0 
<INTEREST-DEPOSIT>                                  0                            0                       0 
<INTEREST-EXPENSE>                             97,172                      199,055                 304,647 
<INTEREST-INCOME-NET>                          95,672                      196,079                 300,558 
<LOAN-LOSSES>                                   8,000                       26,300                  48,300 
<SECURITIES-GAINS>                                  0                            0                       0 
<EXPENSE-OTHER>                                45,878                       92,490                 137,263 
<INCOME-PRETAX>                                52,811                      107,361                 163,331 
<INCOME-PRE-EXTRAORDINARY>                          0                            0                       0 
<EXTRAORDINARY>                                     0                            0                       0 
<CHANGES>                                           0                            0                       0 
<NET-INCOME>                                   31,658                       65,409                 100,330 
<EPS-PRIMARY>                                     .59                         1.21                    1.86
<EPS-DILUTED>                                     .56                         1.15                    1.76 
<YIELD-ACTUAL>                                    5.5                          5.5                     5.6 
<LOANS-NON>                                   158,255                      165,885                 173,390 
<LOANS-PAST>                                        0                            0                       0 
<LOANS-TROUBLED>                                    0                            0                       0 
<LOANS-PROBLEM>                                     0                            0                       0 
<ALLOWANCE-OPEN>                              148,693                      148,693                 148,693 
<CHARGE-OFFS>                                   5,300                       16,858                  31,263 
<RECOVERIES>                                    1,211                        1,634                   2,098 
<ALLOWANCE-CLOSE>                             152,545                      159,747                 167,754 
<ALLOWANCE-DOMESTIC>                                0                            0                       0 
<ALLOWANCE-FOREIGN>                                 0                            0                       0 
<ALLOWANCE-UNALLOCATED>                             0                            0                       0 
        

</TABLE>