# a 01 1 -Por B S4 51 P



# CERTIFICATION This certifies that in accordance with Massachusetts General Law (MGL) Chapter 111, Sections 142A through 142E, and Title 40 of the Code of Federal Regulations (CFR) Section 51 .102, public notice was given that the Massachusetts Department of Environmental Protection (MassDEP) prepared and intended to submit to the U.S. Environmental Protection Agency, a Regional Haze State Implementation Plan (SIP) to meet the requirements of the federal Clean Air Act (CAA), section 169A, pertaining to visibility protection for Federal Class I Areas
. I hereby certify that : Notice of the public hearing was published at least 30 days prior to the date of public hearings in the following newspapers: Boston Globe and The Republican; The notice specified the date, time, and place of the public hearings concerning the proposed SIP; The notice specified how the public could inspect the proposed SIP ; and The notice was sent via electronic mail on or before the public hearings to all known potentially interested parties, including the Environmental Protection Agency
. I further certify that on the following dates and at the following locations, the Department conducted public hearings : February 10, 2011 at 1 :00 p.m . Springfield Public Library 220 State Street Springfield, Massachusetts February 11, 2011 at 9:30a.m . Department of Environmental Protection One Winter Street, 2°d Floor Atlantic Conference Room Boston, Massachusetts
ATTEST: Glenn Keith, Hearing Officer Date 

# /2e,-,-l- 

# I 

# 'Iza I (--Z

# DEPARTMENT OF ENVIRONMENTAL PROTECTION NOTICE OF PUBLIC HEARINGS Notice is hereby given that the Massachusetts Department of Environmental Protection (MassDEP), in accordance with the provisions of M .G.L
. c 111, Sections 142A through 142N and Section 169A of the Clean Air Act, solicits public comment and will hold public hearings on the draft Massachusetts Regional Haze State Implementation Plan (SIP)
. MassDEP intends to submit the SIPto the U.S
. Environmental Protection Agency to meet the requirements of the federal Clean Air Act, Section 169A, pertaining to visibility protection for federal Class I Areas (includes 156 national parks, forests and wilderness areas)

. Emissions fromMassachusetts sources adversely affect visibility in Class I areas in Vermont, New

Hampshire, and Maine
. The federal requirements that Massachusetts must meet are contained in 40 CFR51 .300-309
. These regulations, often referred to as the Regional Haze Rule, seek to address the combined visibility impacts caused by various air pollution sources over a large geographic region with the national goal of restoring natural visibility conditions to Federal Class I Areas by 2064
. Components of the SIP include an assessment of baseline and natural visibility conditions, an air monitoring strategy, application of Best Available Retrofit Technology, a set of reasonable progress visibility goals, and a long-termstrategy for achieving those goals
. The public hearing dates and
_ locations are: February 10, 2011 at 1 :00 p.m . Springfield Public Library 220 State Street Springfield, Massachusetts February 11, 2011 at 9:30 a.m . Department of Environmental Protection One Winter Street, 2°d Floor Atlantic Conference Room Boston, Massachusetts Testimony may be presented orally or in writing at the public hearing
. Written comments also will be accepted until 5:00 PM on February 21, 2011
. Written testimony must be submitted by email (preferred) or mail to: Glenn Keith Email : Glenn.Keitht~state.ma.us Department of Environmental Protection Bureau of Waste Prevention One Winter Street, 7th Floor Boston, MA 02108 The proposed SIP is available on MassDEP's web site at www .mass .g_ov/dep/public/publiche .htm
. The proposed SIP also is available for inspection during normal business hours at MassDEP's Boston Office and at the four MassDEP Regional Offices
. For more information contact Glenn Keith at 617-292-5874
. This information is available in alternate format
. Call Michelle Waters-Ekanem, Diversity Director, at 617-292-5751
. TDD# 1-866-539-7622 or 1-617-574-6868
. By Order of the Department Kenneth L
. Kimmell Commissioner

# T_" '2~ (~ kb1 r ccs .7 (' '1- ~IAJl 

# C7 Legal Notices

VEGA BRENDAY, LAND& BUILDINGlocatedat46ATHOL Si in SPRINGFIELD, containing 6,000 SO FT show

an Parceli0 0g7650009, recorded at HAMPDENCOUNTY REGIS1RY OF DEEDS- BoakIPage 1659110384
. Tax for FY-2010
. . . . . . . . 52,437.50
. 

### W WACHOWA BANKOF DELAWARE, Suhsequent Owoer:ATTAKORAH KWAKU&EMMANUELYEBGAH, LAND &BUILDING loeatedat 106HELOSTON ST in SPIUNGFOiq containing 5,000 

# SD FTshown anPareeHD 051200022, recorded at HAMPDEYCOMM REG-, ISfRYOFDEEDS- BooklPsge

- 1743310509
. TexforFY-2010
. . . . . . . $579 .34 . WADUER ROBERT W, LAND& BUILDINGlocatedat 154 CARNARVONC! in SPRINGFIELD, contaking 12,471 SOFT shownon Parcel10 024000653, recorded at HAMP
. 

# DENCOUNTYREGISTRYOF BEDS- 9ooWPege13078103W

. Tax for FY-2010

. . . . . . E7,300 .61
. WAUACEWIILIES, IAND&BUIIDMIG locateda174 MONMOUTH ST in SPRINGFIELD, conlafning 10,061 SO Fr shown on Parcel-10 087500019
. Tax for FY-2010
. . . . . . . . $2,04 .68 . 

# WANDOLmNSID JOSEPH A, LAND& BUILDINGlocatedat 163 SPIKENARD ST In SPRINGFIELD, containing 8,617SOFT shownon ParcelID 110360094- TaxfarFY-2010
. . . . . . . S1,522 .19
. WASHINGTONMUTUAL BANK, Subsequent Owner

. DINMAIfDWW, LAND 8 BUILDINGlocatedat41 CRYSTALAIn SPRINGFIELD, containing 4,483SOFf shownon Parcel-ID 035100034, recorded at HAMPOEN COUNTY REGISTRY OF BEDS
- BooIrIPege1747510P21
. Tax iarFY-2010
. . . . . . . . . . $412 .50
. WATERFALL VICTORIA RED ULC, 

# LAND&BUB .oiNGlor :etedat116 WESTMINSIENSTIn SPRINGFIELD, containing 5,921SOFT Shownan PerceHD 122010024, recorded at HAMPDENCOUNTY REGISTRY OF DEEDS -BoobPege18020/8

. Tax lorFY-2010
. . . . . . . . . .381 .61
. WATKINSJOHNNY H, LAND& BUILDINGlocatedat 39GAR

. VEY EYDR!nSPRINGHRA containing 11,015 SO FT shawn an Percd-ID 055510122, nzardedat HAMPDEN COUNTY REGISTRY OF DEEDSBooM'age 10257N239

. TeutorFY-2010
. . . . . . . . . .5718.90
. WEBBDEIRDRE J, LAND& BUILDINGlocated at 29VASSARSi in SPRINGAELO, containing 5,437SOFT shownon Pucel-ID 118250014, recorded at HAMPDEN COUNTY REGISTRY OF DEEDS
- BookIPage17614A)579

. Taxfor FY-2010
. . . . . . . . . $1,821 .30
. WEITHOFERROBERT 8 &

ROBERf P, LANDIt BUILDINGlocatedat 85ST GEORGE RD in SPRINGFIELD, containing 27,097 SOFT shownon ParcelID 111650g17, recadedat HAMPDENCOUNTY REGISTRY OF DEEDS
- Book/Page09037N388

. Taxfor FY-20f0
. . . . . .5i5,185 .88 .- WELLS FANGO BANK NA TRUSTEE SuhseWan Owna: FWMANGARY N, LAND& BUILDINGlocated at 3NST JAMESAVinSPRIN6FIELD, contefnIng5,000SD FT shownon Parcel-RI 111700038, recorded at HM1P,8EN COUNTY REGISTRY OF DEEDS BookIPage 17811113

. Tax for FY-20,g
. . . .- . . . #Y,498 .00
. WHITE DONALA LAND& BUILDINGlocatedat 155COLLEGE ST in SPRINGFIELD, containing 5,379SO FT sham

an Parcel-ID 030200067, recorded at HAMPDEN COUNTY REGISTRY OF DEEDS
- BookIPage 16058Po353

. Taxfor FY-2010
. . . . . . . . . . $2,028 .W
. WHRE JUDITHL, ' fU1ND& BLW-D81Gkcatsd a1115YALE Sr in SPRINGFIELD, conmirdrip 5,DOD 90 Fr shownan Pan" 1259OM36, recorded at HAMPOENCOUNTY REGISTRYOFDEEOS- Book/Paw 17874/0247
. Taxfor FY-2010

. . . . . . . . . . $2,029.95
. WHIfMORE MARK H &

SARAH LEE, LAND& BUILDINGlocated at 85 REGAL ST in SPRINGFIELD, comairong 7,149 SO FT shownon Parcel-10101400032, recorded at HAMPDENCOUtfiY REGISTHVOFDEEDS - Book/Page 05IX18UOD78

. Taxfor FY-2010
. . . . . . . . . . $7,152 .51
. WIGGINS .MICHAEL 0,_
. - . , 

# legal Notices Y YEAGER EU&MELISA, LAND & BUILDINGlocated at 29SS BARRINGTONORIn SPRINGFIELD, containing 7,501SOFT shownon Parcel

### ID 010080290, recorded al HAMPDEN COUNTY REGISHIr OF DEEDS
- 3ooWPage17069/443
. Taxfor FY-2010
. . . . . . . $4,228.36
. 

# Z ZAGULA MICHAEL L &

CATHERINE M, PULCHINSIO, LAND & BUILDINGlocated M

146 DEVENS Si in SPRINGFIELD, c6nlaining 13,200SOPT shownon Parcel-ID 038850025, recorded at HAMPOEN COUNTY REGISTRY OF DEEDS
- BoahIPage0r5841g125

. Taxfor FY-2010

. . . . . . . $2,687.60
. ZIELINSKI HELEN A, LAND &BULDINGlocated at 19 BLANDINGSr in SPRINGFIELD, con . telning 10,2gDSOFT shownan Parcel10 015500032, recorded at HAMPDEN COUNTY REGISTRY OF DEEDS
- BaokIPage 169M101

. Taxtar FY-2010

. . . . . . . . 9800 .g9
. ZOBL MARK

A & JUDRHR, LAND & BUILDINGlocated at 56 SAMUEL ST in SPRINGFIELD, conlainIng9,600 SO FT shownan Parcel-ID 105400012, recorded 91 HAMPOEN COUNTY REGISTRY OF DEEDS
- BaokIPageg902410574
. TaxforFY-2910 .- . . . . .12,954 .25
.



# The best local classifieds in print in The Republican 

# and online wvvw masslive.com Notice is hereby given that the Massachusetts Department of Environmental Protection (MassDEP), In accordance with the provisions of M

.G.L
. c 111, Sections 142A through 142N and Section 169A of the Clean Air Act, solicits public comment and will hold public hearings on the draft Massachusetts Regional Haze State Implementation Plan (SIP), MassDEP intends to submit the SIP to the U

.S
. Environmental Protection Agency to meet the requirements of the federal Clean Air Act, Section 169A, pertaining to visibility protection for federal Class I Areas (includes 156 = :arks, forests and wildemess areas)
. Emisslons from Massachusetts sources adversely affect visibility In Class 1 areas in Vermont, NewHampshire, and Maine
. Thefederal requirements that Massachusetts must meet are' contained In 40 CFR 51.300- 309, These regulations, often referred to as the Regional Haze Rule, seek to address the combined visibility Impacts caused by various air pollution sources over a large geographIc region with the national goal of restoring natural visibility conditions to Federal class I Areas by 2064
. Components of the SIP include an assessment Of baseline and natural visibility conditions, an air monitorin9 strategy, apPllcation of Best Available Retrofit Technology, a set of reasonable visibility goals, and

pra o9 orensgs

- term strategy for achieving those goals, The public hearing dates and locatlons are: February 10, 2011 at 1:00 p.m . 

### Springfield Public Library 220State Street Springfield Massachusetts February f1, 2011 at 9 :30 am . Department of , Environmental Protection One Winter Street, 2nd Floor Atlantic Conference Room Boston, Massachusetts Testimon Y may be presented orally or in writing at the public hearing
. WrB ; ten comments also will be accepted until 5

:00 PMon February 21, 2011
. Written testimony must be submitted by email (preferred) or mail to: Glenn Keith Email : Glenn.KeithCe)state.ma.us mpmen a - Environmental Protection
- Bureau of Waste Prevention One Winter Street, 7th Floor Boston, MA02106 The proposed SIP Is available on MassDEP's web swtww .mass, gov/dep/publlc 7Publr Ie .fil-m

. e pro

. p~e351P

alstils availabie for inspection during normal business hours at MassDEP's Boston Office and at the four MassDEP Regional Offices
. For more information contact Glenn Keith at 617-292-5674
. This Information Is avaiiable In alternate format Call Michelle Waters- Ekanem, Diversity Director, at 617-Z92-5751
. TDD# 1- 866-539-7622, or 1-617-574- 66 O By Order of the Department Kennth L
. Kimmell Commissioner (January 12)

ware & No~ 

### Commonwealth of Massachusetts The Trial Court Probate and Family Court Department Hampshire Division Docket NO.H51000243DR Divorce/Separate Support Summons By Publication DorisA
. Oyakapeli, Plaintiff Tyrone Starks, Defendant To the above named De-' fendant ; . - , . _ 

### be entitled only to a return of the deposit paid, The purchaser shall- have no further recourse against the Mortgagor, the Mortgagee the

The desc~iption of the premises contained in said mortgage shall control in the event of an error in this publication
. TIME WILL BE OF THE ESSENCE

. Other terms if any, to be announced at the sale

. GMAC Mortgage, LLC, Present Holder of saM M0rtgage, 8y Its Attorneys, Orlans oran PILL P .0- Box 962169, Boston, MA 02196, Phone: (617) 502-4100 (260,8799 /Taylor)(12-29-10, 01-05-11,- 01-12-11)(262953)
. (December 29

:Jan
. 5 .12) PUBLICHEARING NOTICE CITYOF CHICOPEE CONSERVATIONCOMMISSION Pursuant to- Massachusetts General Laws Chapter 131,-Section 40 and the Chicopee Wetlands Ordlnance, chapter 272, the Chicopee Conservation Commission will hold a publk hearing on January 19, 2011 at 6

:15 PMIn the Crty Council Chambers, 4th Floor City Hail Annex to discuss the followin g: RDA for Installation of communications ducts which Includes trenching backfllling seeding and mulching
. Location : Westover Air Reserve, Base - from Airfield Electrical Vault to end of Runway 05- 23
. APPlkant: Versar, Inc
. 1058 Technology Park or., Glen Allen, VA 23059 Information : Chicopee Planning/COnservatlon 413-584-1516 (January 12)
MORTGAGEE'S NOTICE OF SALE OF REAL ESTATE B Y virtue and In execution of the Power of Sale con. talned in a certain Mortgage given by Idells D
. Sato to M

Ortgage Electron - Ic Registration Systems 

### Inc, dated October 29, 200d an~ recorded with the Hampden County Regis" of Deeds at Book 14595, Page 246 of which the Mortgage the undersigned is the present holder by 

### assignment for breach of the conditions of said Mortga y e and for the purpOSe Of -foreelosing same will be sold at Publlc Auction at 12:00 PMOn FebruDwight arY Stre~,20HOOke~MA, and slngularlYthe p remises desaibed In said' Mortgage,to wit: 

### The Land in and with the buildings thereon bounded and described as follows : - S~outherlY aside

Point IWn the Dwi 9ht Street, Four Hundred and fifty (450) feet Easterl y from

. the Easterly side of Lynwood Avenue, andthence running EASTERLY on West Dwight Street fifty (50) ' feet; thence SOUTHERLY and at a right angle to said West Dwight Street one hundred And twenty (120) feet-
. thence WESTERLY and parallel with said West Dwight Street fifty (50) feet ;, thence NORTHERLY In a straight line one hundred and twenty (120)- feet to the Place Of beginning, contabling 6,000 square feet more or less
. Being Lot
. numbered 89 on a Plan of lots of Thomas F
. Greaney recorded In Hampden County Massachusetts Registry of Deeds, Book 512, Page 601
. srnold subject

~t0~andwRh the benefit of all easements; restrictions, buildi ng and zoning- laws, unvaid bumtax titles water

, biils, mun~Ctpal liens and assessments, rights of tenants and partles In posses= slon
. TERMS OF SALE: ~7~~os~f- of FIVE -~++~ n -I' ADC Nn 

### j cable
. = SUBJECT TO easement I dghts ~ranted Western Massachusetts Electric I Company et al under ihstrument dated April Q' I 1971 recorded as aforesaid' In Book 3582, Page 85, and dated April 2, 1963 record* j~ ed as aforesaid In bopk 2942, Page 432, t0 the ex, tent that the same may, be II in force and applicable, I Together with the right ;tq use . street and ways ' as shown on ,aaid plan
. The I above legal description beI Ing the same as the last deed of record, no boun:, dary survey having been I made at the time of this conveyance, - - I Parcel #M-27P-205 I-BEING the same property conveyed to Yvorlne I Cormler Individually, by deed ,om Shirley ' A, I LaFrance, a/k/a Shirley ' LaFrance, dated 04-06-R4, I recorded 04-19-84, in Book I 5596, page 265, In the RegI Istry of Deeds of Hampden County, MA

. This Derivation
. Clause represents a 24 month Chain ofTitle
. . The above, Information is to be used for reference IIpurposes only and not to be relied on as evidence, of I title and/or encumbrar%, ces. Accordingly Said .,in: formation Is furnished ati I reduced rate, and the I Company's liability shall In no event exceed the I amount paid for said Itlior' matian
. . a" ' For mortgagor's(s' Htie jl see deed recorded)
. with Hampden County Registry of Deeds in Book 5596 ; i Pa g e 265, These-premises willlbe sold and conveyed subr ect to and with the beneflt ;of i all rights, rights of waxre, j strictlons easements, cov; enents, Yens or clalms"Jn the nature of liens, ;IM, ~ provements, public ,asj sessments;any and all unald taxes, tax titles, ,tax I Pens, water and sewer liens and any other munlcl ;- ~ pal assessments or liens or existin g encumbrances of record which are ., In force and are applicable having priority over ,said mortgage, whether or ;not reference to such restrictlons; easements, Improve= ments, liens or encuYShd~andces IS made

, , in the TERMS OF SALE: E,v~ ep0A Sft_0fFiYe Thousand a 00o0r-ban~idtaleck wlllrtbe required to be paid by the ~ purchaser at the time and place of sale
. The balance ~ is M be paid .by certifier(,or bank check at Harmon Lavy ' Offices, P,C

., 150 California Street, Newton, Massacfiy; setts 02458, or by mall,
- $ Hlohiands, 6Maschurs~itett5 02461-0389 within thiriy (30) days, 1romthe date'-'bf sale
. Deed will be providr ad to purchaser for reco'rd~ ing upon receipt in full :Of the purchase price
. Tfie descHPNon of the prem-~ ises contained In said mortgage shall controF ill the event of an error In this publication. r : .r Other terms; If any o

: be announced at the safe
.'
- CiTIMORTGAGE, INC

. Present holder of said mortgage . By its Attarneys - ~a HARMON LAW OFFICES', P .C
. 4
. 150California Street Newton, MA02458
. ., .-: (617) 556-0500 ~ - - ` 203008,-0086-BLU (January 5,12-19) THE COMMONWEALTH OF ' MASSACHUSETTS T'3 - LAND COURT DEPARTMENT

. OF THESi_, TRIAL COURT
_ _ (SEAL) - .

Case No
. 438229 To: Debra C

. Monday, f/k(A Debra C
. DeRase - and to all persons entitled to the,- benefit
. of ;tBE Servicemembeis Civil 'Re= lief Act
. Sunerust Mtsrt4age, Inc
. claiming to',
. b,g Me holder of a Martga ~ covering real property "lh Ludlow, numbered 1275' East StreetLyIven by De, bra C
. Monday, f/k/a Debra C
. DeRose to Mortgage Electronic : RegistrationSystems, Inc., dated Octoe~ an reco rded u. . .. . ..re, . r_..+n,.

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# :E TUESDAY, JANUARY 11, 2011 

# Offering iPhones risky for Verizon
By Peter Stensson NEW YORK - Vernon Wits, lesss woold seem mbe a big winu, after its expected announce, m erit today that it will start selling the tPhone and break Apple Inc:s monogamous mlanonship with AT&T Inc
. mthe Unitoil States
. Hut for several reasons, the 'Phone's arrival m

Veru .on woWd be poorly timed, and Verizon's gains won't be as cleapcut es one might believe
. There's no doubt that a Vani n, iPhone would attract mtllions ofbuyers, and it would give the country's largest wireless carrier a chance to catch up with AT&T in atttectmg htgh-paymg smartphone customers

. Since the iPhone's debut in 2007, ATgfP has been its exclu- 've dtstnbutor in the United States
. That means, for the most part, that the iPhone doesn't work with other carriers, and anyone who wants an iPhone needs to get service through AT&'L Mary people held back bese they already had service u~th Verizon or another carrier they liked at were apprehensive u congestion on AT&T's netsho t wark, particularly in New York an San Ftenasco

. Rumors about a verston of an iPhone for Verizon have swtrled for years, but they have been its, ing in recent months
. The Wall Street Journal has reported thin vent that Vernon is holding today is indeed for a Verizon iPhone, to go on sale at the end of the month
. Venzon, Apple, and AT&T woWdn'teanfirmthat
. Anatysts' predictions for Vesizon's iPhone sales dies year vary widelg fmm

5 million to 13 Oillion - and some of that would me from what AT&T would ;~w me The Whom

is big bum

. ess for AT&1' : The carrier ach111 .11, iPhones m the first nine months of 2010, according to the latest figure available
. Many analysts estimate that Vertmn would be the largest seller of Thos, in the United States thisyear, outdomgAT&Tasnsatisfies pent-up demand
. Verizon has been doingfis best to keep up with AT&T by selling smartphones other than the tPhone, but n'sstillbeenlagging
. Yet several factors may give prospective Verizon 'Phone buyers Pause Vertzan is making a big deal out of its brand-new, blazing-fast "4G" network
. The carrier revealed the first phones and tablet for the network at the Intes" national Consumer Electronics ShowinLas Vegaslaatweek 

# Foreclosure tribunal is sought by Galvin

ann` ul C Afom

PoSeaS someone was wmrtgly foreclosed upon, banks could be forced return a property to its former Galvtu, who as secretary of state heads the Massachusetts Registry of Deeds, said officials should quickly move to address title questions that could further stall the houstng market's recovemy, by seat'ing prospective buyers ait keeping thousands ofproperties m

legal limbo

. Over the last three years alone, lenders have completed Mtlan 33,000foreclosus in Massachusetts, according to Warren Group, a Boston companythin tracks local realesrate
. Galwn also wants legislators m set a nine limit for homeoamers make title claims, so that

m ershrp questions do not retrsolved inde6mtely

. "We have to have some order in the system," he said
. The SJC confirmed a 2009 ]and Court ruling that rebuffed the way lenders have routinely conducted foreclosure in recent years without having all the documentation m

piece at the time a pmperty is taken hack Title ownetshtp became an issue because of the housing boom, during which millions of home loans me bundled into bonds and m twncmrs. As that procc v repeated over and over, it often became difficult m follow thetrailofdocumen6
. lendBefom the 2009 ruling, umed they could foreclonahomeandlaterpmduce am~ formal proof they owned the mortgage. Representative Angelo M
. Scaceta, a Readville Democraq said he supports Calvin's propass], but only ifjudges mrs, hired n a temporary bases
. He said he _Wit iuclude the plan as part of a broader hrll to be filed this month that will requirejudicial approval ofall foreclosures

. "You need to get a whole bunch of people involved very quickly;' Svaceta said
. "We are talking about a lot of properties
. These properties aren't going to be liable A spokeswoman for the Suprome Judiaal Court sald thejustlces have not seen Galvin's proposal, but noted that the court system already faces "severs, understaffing due to budget cuts andanongoinghinngfreeze" Iaral real estam

lawyets, wicmgsrmdarconcemsabout howa tribunal would operate, were guarded m

their support for Galwn'sPmposal . Meanwhile, several lawsuits are making their way through state courts that could address questions about the rights of Feepie who purchased bank-owned properties or wete unfsirly foreclosed up. . . The SIC reeentty agreed to re, wowanother ]and Court deci

## Wecan't let this sit hereformonths and fester.' WILLIAMF
. CA IN Seern,taryof,-

man by.Iustica Keith C
. Longthat found a home buyer had no right to a house he bought in Haverhill because the lender that seized it didn't have all the documents in place at the nine
. m

his decision, Lang said he waii sympathetic in the plight of the plai ntiff, Francis Bevdacqua, who was seeking a dear title to the property . But he added that Bevilacquas "proper grievance and proper remedy" is with the lender that improperly foreclosed on the house
. Also, a statewide class action filed by homeownets who allege they were wmnghtEy foreclosed upon wdl nowmove forward
. The 2008 case against GMAC Mortgage, Avelo Mortgage, and US Bank National Association among others was on hold pondmg Friday's SIC decision, said Kevin Costello, a Boston lawyer representing the plaintiffs
. Y
- terday, Coatella said he has requested that the US District Court in Bosmn reopen the cas% which seeks m

halt affected fmeclosures and prnvtdedamages
. Jeny(er B

. McKimmn be ma.W atjmc81m@8fobe.eom . 

# Progressive acknowledges error
" PROGRESSIVE Cannnved/bm~Bs Progressive =it it would ensure that such natices wem made in the fit"
. On the webste pricing matter, the compauy mistakenly provtded comperrson shoppers with the cost of a six-month policy from Progressive alongside prices of rival,' 12-month pollso that Progressave's cares IookedsubstantiaBylower
. The company apologized for the errors and stopped offering mtecompansonsonitswebsite. Deapite the glitches, Pmgres ve has signed up thousands of new custamers. As of last October, the rompany had 3

.2 percent of the
. . . . commercial suminsurance marketmMaavhusetts
. 7bdd Wnlfack can be reached at tisdlnck®gfabe .mm

. THE BOSTON GLOBE

AVerizon plan to selliPhones could help the country's largest wireless carrier toattracthigh-payingemartphonecustomers, but the dealhas some pitfalls far the compmy aswelt
. But indications are that the firm Verizon iPhoue would only work on the older, "3G" network That network has wide covemge, ezcellent reliability, and less congestion than AT&'1"s, but data seeds am

much lower
. You also nemit talk and surf at the same time with Verizon 3G phones . These factors give AT&T open. mgaforiheirmarketmg
. Also, Apple has been launching a newtPhone model every summer, and presumably an iPhpne 5 is mining
. But its Out dear when Vereson would get it
. The carner may be an the same ne-year, upgrade cycle, so Veil
. zon may have to wait until January and leave AT&T with the advantage of a fresher model mthe fall
. Most importantly, cellphone companies do their best to tie subscribers up with contracts and limit their mobility
. AT&T excunves last year stressed to investors that most af their tPhone users are on famdy, end employer plans, which are mote difficult to switch from

. For these reasons, analysis expect most Verizo tPhone buyers to be people who already have Verizon service
. John HodWik at
~ S~expects that 77 percent of tunated 13 million VefvAn Thanes this year would go to currentVerizan subsrnbets
. cu ~means Venzon would be paying heavilyto upgrade its own subscribers to the Thome

. Apple charges AT&T about $600 for ' each tPhone 4
. The carrier subsidizer that dawn m

the $199 retail puce, figuring it will make money back an service fees Over the rmt ofatwo-year contract. An init= of iPhone buyers would have VerimnputtingppasuWlarm400 for each am, mom

than it would, 

### say, rora BlaafeBern'Curve
.

#  Business B9 

# 'Intel, Nvidia in

, $1 .5b patent deal

By Jordan Robertson SAN FRANCISCO - Intel Corp
. is paying $1 .5 billion to end a fight it minted with Nvidia Corp
. over a key computer technWogy
. The legal battle centered on Nvtdia's ability to make "chipsets" thatare compatible with Intel's latest processors - a fight that has bnphcanous for many of the world's computer users, since Intel and Nvidia's chips are ubiquitaus Nvidia is a top maker of graphics chips
. Intel is the leader in m icroprocessors, the 'brains" of personal computers . Both compantes also made chlpsets, which amused to help both types of chfps talk to each other, amoogoNerjobs
. Intel sued Nvidia mFebruary 2009, alleging that Nvidia would need m pony up for a new

Bcanse to make chtpsets that are compatible with Intel's latest processors . Nvidia countetsued, argtting that a license it has had in place since 2004 u sufactem
. Both sides had a lot at stake
. Intel needed the patent deal fur access to Nvidia's graphies technologies Nvtdta needed it because without the ability to talk mIntel's processors, Nvidia's chspset business would be essentially dead
. Indeed, Nvidla announced in October 2009that it was erztt- 'utgthechipsetbusiness
. Intel wdl pay Nvidia $1 .5 bdIwn in licensing fees aver the next 5 years as part of the deal disalncedyestetday

. The reason mtel finds itself in the uNikely position

; ., f paying Nvidia is thm

Intel a license to Nvtdia's entire patent library out of the deal, while Nvtdia gets a license to same of Intel's patents, but not those covering Intel's primary products - pmtreularly microprocessors and chipsers based on the sa-called x86design
. The settlement comes as the companies ass adjusting to their changing roles m

the semiconductor industry, as smartphones and tablets form chip makers to design smaller and mare energy efficient chips, and the exploston of btgh-defirunon content online has placed an mcreased pre" yuahtygmphta. mt on high Intel's general counsel, Doug Melamed, said the settlement 'N reserves patent Fears and pmdes pmtections that allow for continued freedom in product deaigt" Nvrdia's CEO, Jen-Hsun Huang, said the "agreement stgnals a new

em for Nvtdia"

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