<TABLE> <S> <C>

<ARTICLE>                                7
<CIK>                                    0000881453
<NAME>                        American Skandia Life Assurance Corporation
<MULTIPLIER>                                    1,000
<CURRENCY>                               U.S. Dollars

<S>                                      <C>
<PERIOD-TYPE>                            9-MOS
<FISCAL-YEAR-END>                        DEC-31-1999
<PERIOD-START>                           JAN-01-1999
<PERIOD-END>                             SEP-30-1999
<EXCHANGE-RATE>                                         1
<DEBT-HELD-FOR-SALE>                              138,026
<DEBT-CARRYING-VALUE>                             144,052
<DEBT-MARKET-VALUE>                               144,047
<EQUITIES>                                         10,599
<MORTGAGE>                                              0
<REAL-ESTATE>                                           0
<TOTAL-INVEST>                                    191,185
<CASH>                                             68,315
<RECOVER-REINSURE>                                  5,584
<DEFERRED-ACQUISITION>                            967,768
<TOTAL-ASSETS>                                 24,082,613    <F1>
<POLICY-LOSSES>                                    55,905
<UNEARNED-PREMIUMS>                                     0
<POLICY-OTHER>                                          0
<POLICY-HOLDER-FUNDS>                                   0
<NOTES-PAYABLE>                                   203,000
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<COMMON>                                            2,000
<OTHER-SE>                                        306,723
<TOTAL-LIABILITY-AND-EQUITY>                   24,082,613    <F2>
<PREMIUMS>                                          1,236
<INVESTMENT-INCOME>                                 8,231
<INVESTMENT-GAINS>                                    526
<OTHER-INCOME>                                    263,566    <F3>
<BENEFITS>                                          4,737
<UNDERWRITING-AMORTIZATION>                        74,620
<UNDERWRITING-OTHER>                              124,149
<INCOME-PRETAX>                                    70,053
<INCOME-TAX>                                       18,884
<INCOME-CONTINUING>                                     0
<DISCONTINUED>                                          0
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                       51,169
<EPS-BASIC>                                             0
<EPS-DILUTED>                                           0
<RESERVE-OPEN>                                          0
<PROVISION-CURRENT>                                     0
<PROVISION-PRIOR>                                       0
<PAYMENTS-CURRENT>                                      0
<PAYMENTS-PRIOR>                                        0
<RESERVE-CLOSE>                                         0
<CUMULATIVE-DEFICIENCY>                                 0

<FN>
<F1> Included in Total Assets are Assets Held in Separate Accounts of
     $22,796,470.
<F2> Included in Total Liabilities and Equity are Liabilities Related to
     Separate Accounts of $22,796,470.
<F3> Other income includes annuity charges and fees of $204,103 and  fee
     income of $58,184.
</FN>


</TABLE>