Exhibit 10


                  SIXTH AMENDMENT TO THE AMENDED AND RESTATED
                              UNITED RETAIL GROUP
                     SUPPLEMENTAL RETIREMENT SAVINGS PLAN

                                   RECITALS

         United Retail Group, Inc. (the "Company") maintains for the benefit
of its employees the United Retail Group Supplemental Retirement Savings Plan
(the "Plan").

         The Company has adopted, effective as of January 1, 1997 an amendment
and restatement of the Plan.

         The Company wishes to revise certain provisions which appear in the
Plan.

         Therefore, this Sixth Amendment to the Plan shall be adopted
effective as of February 2, 2003.

                                   AMENDMENT

I.       Section 1 of the Plan shall be amended by inserting the following
language at the end of the definition of "Compensation":

         A Participant's Compensation shall include any cost of living or
         other increase in a Participant's base salary provided to a
         Participant pursuant to any employment agreement entered into
         between the Participant and the Employer, whether or not such
         increase has actually been paid to the Participant.

II.      In all other respects, the Plan shall remain unchanged.

         Dated this 29th day of May, 2003.


                                                UNITED RETAIL GROUP, INC.

                                                By: /s/Kenneth P. Carroll

                                                Title: Senior Vice President











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                 SEVENTH AMENDMENT TO THE AMENDED AND RESTATED
                              UNITED RETAIL GROUP
                     SUPPLEMENTAL RETIREMENT SAVINGS PLAN

                                   RECITALS

         United Retail Group, Inc. (the "Company") maintains for the benefit
of its employees the United Retail Group Supplemental Retirement Savings Plan
(the "Plan").

           The Company has adopted, effective as of January 1, 1997 an
amendment and restatement of the Plan.

           The Company wishes to revise certain provisions which appear in the
Plan.

         Therefore, this Seventh Amendment to the Plan shall be adopted
effective as of June 1, 2003.

                                   AMENDMENT

I.       Section 7 of the Plan shall be amended by inserting the following
language as Section 7.10:

         7.10      Distribution of Company Securities.

         Notwithstanding any contrary provision of the Plan, no Participant
         or Beneficiary shall be eligible to receive a distribution from the
         Plan in the form of qualifying employer securities ("Company
         securities") until the earlier of the date on which (i) the Plan
         has been approved by an affirmative vote of a majority of the
         issued and outstanding shares of the Company present in person or
         by proxy at a meeting of stockholders, (ii) the listing
         requirements of the principal exchange (including the NASDAQ Stock
         Market) on which Company securities are then traded no longer
         require such approval or (iii) Company securities are no longer
         traded on an exchange.

II.      In all other respects, the Plan shall remain unchanged.

         Dated this 29th day of May, 2003.



                                                   UNITED RETAIL GROUP, INC.

                                                   By: /s/Kenneth P. Carroll

                                                   Title: Senior Vice President