a 01 1 -Por B S4 51 P 

CERTIFICATION 

This certifies that in accordance with Massachusetts General Law (MGL) Chapter 111, Sections 

142A through 142E, and Title 40 of the Code of Federal Regulations (CFR) Section 51 .102, 

public notice was given that the Massachusetts Department of Environmental Protection 

(MassDEP) prepared and intended to submit to the U.S . Environmental Protection Agency, a 

Regional Haze State Implementation Plan (SIP) to meet the requirements of the federal Clean 

Air Act (CAA), section 169A, pertaining to visibility protection for Federal Class I Areas. 

I hereby certify that : 

Notice of the public hearing was published at least 30 days prior to the date of public hearings in 

the following newspapers : Boston Globe and The Republican; 

The notice specified the date, time, and place of the public hearings concerning the proposed 

SIP; 

The notice specified how the public could inspect the proposed SIP; and 

The notice was sent via electronic mail on or before the public hearings to all known potentially 

interested parties, including the Environmental Protection Agency. 

I further certify that on the following dates and at the following locations, the Department 

conducted public hearings : 

February 10, 2011 at 1 :00 p.m. 

Springfield Public Library 

220 State Street 

Springfield, Massachusetts 

February 11, 2011 at 9 :30 a.m. 

Department of Environmental Protection 

One Winter Street, 2°d Floor Atlantic Conference Room 

Boston, Massachusetts 

ATTEST: 

Glenn Keith, Hearing Officer Date 

/2e,-,-l- I 'I za I (--Z 
DEPARTMENT OF ENVIRONMENTAL PROTECTION 

NOTICE OF PUBLIC HEARINGS 

Notice is hereby given that the Massachusetts Department of Environmental Protection (MassDEP), in 

accordance with the provisions of M.G .L. c 111, Sections 142A through 142N and Section 169A of the 

Clean Air Act, solicits public comment and will hold public hearings on the draft Massachusetts 

Regional Haze State Implementation Plan (SIP). MassDEP intends to submit the SIP to the U.S . 

Environmental Protection Agency to meet the requirements of the federal Clean Air Act, Section 169A, 

pertaining to visibility protection for federal Class I Areas (includes 156 national parks, forests and 

wilderness areas) . Emissions from Massachusetts sources adversely affect visibility in Class I areas in 

Vermont, New Hampshire, and Maine. The federal requirements that Massachusetts must meet are 

contained in 40 CFR 51 .300-309. These regulations, often referred to as the Regional Haze Rule, seek to 

address the combined visibility impacts caused by various air pollution sources over a large geographic 

region with the national goal of restoring natural visibility conditions to Federal Class I Areas by 2064. 

Components of the SIP include an assessment of baseline and natural visibility conditions, an air 

monitoring strategy, application of Best Available Retrofit Technology, a set of reasonable progress 

visibility goals, and a long-term strategy for achieving those goals . The public hearing dates and _ 

locations are : 

February 10, 2011 at 1 :00 p.m . 

Springfield Public Library 

220 State Street 

Springfield, Massachusetts 

February 11, 2011 at 9 :30 a.m. 

Department of Environmental Protection 

One Winter Street, 2°d Floor Atlantic Conference Room 

Boston, Massachusetts 

Testimony may be presented orally or in writing at the public hearing. Written comments also will be 

accepted until 5 :00 PM on February 21, 2011 . Written testimony must be submitted by email (preferred) 

or mail to: 

Glenn Keith Email: Glenn.Keitht~state.ma.us 

Department of Environmental Protection 

Bureau of Waste Prevention 

One Winter Street, 7th Floor 

Boston, MA 02108 

The proposed SIP is available on MassDEP's web site at www.mass .g_ov/dep/public/publiche .htm. The 

proposed SIP also is available for inspection during normal business hours at MassDEP's Boston Office 

and at the four MassDEP Regional Offices. For more information contact Glenn Keith at 617-292-5874 . 

This information is available in alternate format . Call Michelle Waters-Ekanem, Diversity Director, at 

617-292-5751 . TDD# 1-866-539-7622 or 1-617-574-6868 . 

By Order of the Department 

Kenneth L. Kimmell 

Commissioner 
T_" '2~ (~ kb 1 r c cs .7 (' ' 1- ~IAJ l 

C7 

Legal Notices 

VEGA BRENDA Y, 

LAND & BUILDING located at 46 ATHOL 

Si in SPRINGFIELD, containing 6,000 

SO FT 

show 

an Parceli0 0g7650009, 

recorded at HAMPDEN COUNTY REGIS1RY OF DEEDS - BoakIPage 

1659110384. 

Tax for FY-2010 . . . . . . . . 52,437.50. 

W 

WACHOWA BANK OF DELAWARE, 

Suhsequent Owoer: ATTAKORAH 

KWAKU&EMMANUELYEBGAH, LAND 

& BUILDING loeated at 106 HELOSTON 

ST in SPIUNGFOiq containing 5,000 

SD FT shown an PareeHD 051200022, 

recorded at HAMPDEY COMM REG-, 

ISfRYOFDEEDS- BooklPsge -

1743310509. 

TexforFY-2010 . . . . . . . $579.34. 

WADUER ROBERT W, 

LAND & BUILDING located at 154 

CARNARVON C! in SPRINGFIELD, contaking 12,471 SO FT shown on Parcel10 024000653, recorded at HAMP. DEN COUNTY REGISTRY OF BEDS - 

9ooWPege13078103W. 

Tax for FY-2010 . . . . . . E7,300.61 . 

WAUACEWIILIES, IAND&BUIIDMIG 

located a174 MONMOUTH ST in 

SPRINGFIELD, conlafning 10,061 SO 

Fr shown on Parcel-10 087500019. 

Tax for FY-2010 . . . . . . . . $2,04.68. 

WANDOLmNSID JOSEPH A, 

LAND & BUILDING located at 163 

SPIKENARD ST In SPRINGFIELD, containing 8,617 SO FT shown on ParcelID 110360094- 

TaxfarFY-2010 . . . . . . . S1,522 .19. 

WASHINGTON MUTUAL BANK, 

Subsequent Owner. DIN MAIfD WW, 

LAND 8 BUILDING located at 41 CRYSTALA In SPRINGFIELD, containing 

4,483 SO Ff shown on Parcel-ID 

035100034, recorded at HAMPOEN 

COUNTY REGISTRY OF BEDS -

BooIrIPege1747510P21 . 

Tax iarFY-2010 . . . . . . . . . . $412.50. 

WATERFALL VICTORIA RED ULC, LAND&BUB.oiNGlor:etedat116 

WESTMINSIENSTIn SPRINGFIELD, 

containing 5,921 SO FT Shown an 

PerceHD 122010024, recorded at 

HAMPDEN COUNTY REGISTRY OF 

DEEDS -BoobPege18020/8. 

Tax lorFY-2010 . . . . . . . . . .381 .61 . 

WATKINS JOHNNY H, 

LAND & BUILDING located at 39 GAR. 

VEYEYDR!nSPRINGHRA containing 

11,015 SO FT shawn an Percd-ID 

055510122, nzarded at HAMPDEN 

COUNTY REGISTRY OF DEEDSBooM'age 10257N239. 

TeutorFY-2010 . . . . . . . . . .5718 .90. 

WEBB DEIRDRE J, 

LAND & BUILDING located at 29VASSAR Si in SPRINGAELO, containing 

5,437 SO FT shown on Pucel-ID 

118250014, recorded at HAMPDEN 

COUNTY REGISTRY OF DEEDS -

BookIPage17614A)579. 

Tax for FY-2010 . . . . . . . . . $1,821 .30. 

WEITHOFER ROBERT 8 & ROBERf P, 

LAND It BUILDING located at 85 ST 

GEORGE RD in SPRINGFIELD, containing 27,097 SO FT shown on ParcelID 111650g17, recaded at HAMPDEN COUNTY REGISTRY OF DEEDS -

Book/Page 09037N388. 

Tax for FY-20f0 . . . . . .5i5,185.88.- 

WELLS FANGO BANK NA TRUSTEE 

SuhseWan Owna: FWMAN GARY N, 

LAND & BUILDING located at 3N ST 

JAMESAVinSPRIN6FIELD, contefnIng 5,000 SD FT shown on Parcel-RI 

111700038, recorded at HM1P,8EN 

COUNTY REGISTRY OF DEEDS 

BookIPage 17811113. 

Tax for FY-20,g . . . .- . . . #Y,498.00. 

WHITE DONALA 

LAND & BUILDING located at 155 COLLEGE ST in SPRINGFIELD, containing 

5,379 SO FT sham an Parcel-ID 

030200067, recorded at HAMPDEN 

COUNTY REGISTRY OF DEEDS -

BookIPage 16058Po353. 

Tax for FY-2010 . . . . . . . . . . $2,028.W. 

WHRE JUDITH L, ' 

fU1ND & BLW-D81G kcatsd a1115YALE 

Sr in SPRINGFIELD, conmirdrip 5,DOD 

90 Fr shown an Pan" 1259OM36, 

recorded at HAMPOEN COUNTY REGISTRYOFDEEOS- Book/Paw 

17874/0247. 

Tax for FY-2010 . . . . . . . . . . $2,029 .95. 

WHIfMORE MARK H & SARAH LEE, 

LAND & BUILDING located at 85 REGAL 

ST in SPRINGFIELD, comairong 7,149 

SO FT shown on Parcel-10101400032, 

recorded at HAMPDEN COUtfiY REGISTHVOFDEEDS - Book/Page 

05IX18UOD78. 

Tax for FY-2010 . . . . . . . . . . $7,152 .51 . 

WIGGINS.MICHAEL 0,_ . - . , 

legal Notices 

Y 

YEAGER EU & MELISA, 

LAND & BUILDING located at 29 S S 

BARRINGTON OR In SPRINGFIELD, containing 7,501 SO FT shown on ParcelID 010080290, recorded al HAMPDEN 

COUNTY REGISHIr OF DEEDS -

3ooWPage17069/443. 

Taxfor FY-2010 . . . . . . . $4,228.36. Z 

ZAGULA MICHAEL L & CATHERINE 

M, PULCHINSIO, 

LAND & BUILDING located M 146 

DEVENS Si in SPRINGFIELD, c6nlaining 13,200 SO PT shown on Parcel-ID 

038850025, recorded at HAMPOEN 

COUNTY REGISTRY OF DEEDS -

BoahIPage 0r5841g125. 

Tax for FY-2010 . . . . . . . $2,687.60. 

ZIELINSKI HELEN A, 

LAND & BULDING located at 19 

BLANDING Sr in SPRINGFIELD, con. 

telning 10,2gD SO FT shown an Parcel10 015500032, recorded at HAMPDEN COUNTY REGISTRY OF DEEDS -

BaokIPage 

Tax tar FY-2010 

169M101 . 

. . . . . . . . 9800.g9. 

ZOBL MARK A & JUDRH R, 

LAND & BUILDING located at 56 

SAMUEL ST in SPRINGFIELD, conlainIng 9,600 SO FT shown an Parcel-ID 

105400012, recorded 91 HAMPOEN 

COUNTY REGISTRY OF DEEDS -

BaokIPageg902410574 . 

Tax forFY-2910 .- . . . . .12,954.25. 

The best local 

classifieds in print 

in The Republican 

and online 

wvvw masslive.com 

Notice is hereby given that 

the Massachusetts Department of Environmental 

Protection (MassDEP), In 

accordance with the provisions of M.G .L. c 111, Sections 142A through 142N 

and Section 169A of the 

Clean Air Act, solicits public comment and will hold 

public hearings on the 

draft Massachusetts Regional Haze State Implementation Plan (SIP), 

MassDEP intends to submit the SIP to the U.S. Environmental Protection 

Agency to meet the requirements of the federal 

Clean Air Act, Section 

169A, pertaining to visibility protection for federal 

Class 

= 

I Areas (includes 156 

:arks, forests and 

wildemess areas). Emisslons from Massachusetts 

sources adversely affect 

visibility In Class 1 areas in 

Vermont, New Hampshire, 

and Maine. The federal requirements that Massachusetts must meet are' 

contained In 40 CFR 51.300-

309, These regulations, often referred to as the Regional Haze Rule, seek to 

address the combined visibility Impacts caused by 

various air pollution sources over a large geographIc region with the national 

goal of restoring natural 

visibility conditions to Federal class I Areas by 2064. 

Components of the SIP include an assessment Of 

baseline and natural visibility conditions, an air 

monitorin9 strategy, apPllcation of Best Available 

Retrofit Technology, a set 

of reasonable 

visibility goals, and 

pra o9orensgs 

-

term strategy for achieving those goals, The public 

hearing dates and locatlons are: 

February 10, 2011 at 1:00 

p.m. 

Springfield Public Library 

220 State Street 

Springfield Massachusetts 

February f1, 2011 at 9:30 

am. 

Department of , Environmental Protection 

One Winter Street, 2nd 

Floor Atlantic Conference 

Room 

Boston, Massachusetts 

TestimonY may be presented orally or in writing 

at the public hearing. WrB; 

ten comments also will be 

accepted until 5:00 PM on 

February 21, 2011. Written 

testimony must be submitted by email (preferred) or 

mail to: 

Glenn Keith Email: 

Glenn.KeithCe)state.ma.us 

mpmen a - 

Environmental Protection -

Bureau of Waste 

Prevention 

One Winter Street, 

7th Floor 

Boston, MA 02106 

The proposed SIP Is available on MassDEP's web 

swtww.mass,gov/dep/publlc 

7 P ublr Ie .fil-m. e pro. 

p~e351P alsti ls availabie 

for inspection during normal business hours at 

MassDEP's Boston Office 

and at the four MassDEP 

Regional Offices. For more 

information contact Glenn 

Keith at 617-292-5674. 

This Information Is avaiiable In alternate format Call Michelle Waters- Ekanem, Diversity Director, 

at 617-Z92-5751. TDD# 1-

866-539-7622, or 1-617-574-

66 By O Order of the Department 

Kennth L. Kimmell 

Commissioner 

(January 12) 

ware & No~ 

Commonwealth of 

Massachusetts 

The Trial Court 

Probate and Family Court 

Department 

Hampshire Division 

Docket NO .H51000243DR 

Divorce/Separate Support 

Summons By Publication 

Doris A. Oyakapeli, Plaintiff 

Tyrone Starks, Defendant 

To the above named De-' 

fendant; . - , . _ 

be entitled only to a return 

of the deposit paid, The 

purchaser shall- have no 

further recourse against 

the Mortgagor, the Mortgagee the 

The desc~iption 

of the premises contained 

in said mortgage shall control in the event of an error 

in this publication . TIME 

WILL 

Other 

BE 

terms 

OF THE 

if any, 

ESSENCE . 

to be 

announced at the sale. 

GMAC Mortgage, LL C, 

Present Holder of saM 

M0rtgage , 8y Its Attorneys, Orlans oran PILL 

P.0- Box 962169, Boston, 

MA 02196, Phone: (617) 

502-4100 (260,8799 

/Taylor)(12-29-10, 01-05-11,-

01-12-11)(262953). 

(December 29: Jan. 5.12) 

PUBLIC HEARING NOTICE 

CITY OF CHICOPEE CONSERVATION COMMISSION 

Pursuant to- Massachusetts General Laws Chapter 131,-Section 40 and the 

Chicopee Wetlands Ordlnance, chapter 272, the 

Chicopee Conservation 

Commission will hold a 

publk hearing on January 

19, 2011 at 6:15 PM In the 

Crty Council Chambers, 4th 

Floor City Hail Annex to 

discuss the followin g: 

RDA for Installation of 

communications ducts 

which Includes trenching 

backfllling seeding and mulching. Location : 

Westover Air Reserve, Base 

- from Airfield Electrical 

Vault to end of Runway 05-

23. APPlkant: Versar, Inc. 

1058 Technology Park or., 

Glen Allen, VA 23059 

Information : Chicopee 

Planning/COnservatlon 

413-584-1516 

(January 12) 

MORTGAGEE'S NOTICE OF 

SALE OF REAL ESTATE 

BY virtue and In execution 

of the Power of Sale con. 

talned in a certain Mortgage given by Idells D. 

Sato to MOrtgage Electron -

Ic Registration Systems 

Inc, dated October 29, 200d 

an~ recorded with the 

Hampden County Regis" 

of Deeds at Book 14595, 

Page 246 of which the 

Mortgage the undersigned 

is the present holder by 

assignment for breach of 

the conditions of said 

Mortgay e and for the purpOSe Of -foreelosing same 

will be sold at Publlc Auction at 12 :00 PM On FebruarY Dwight 

S tre~,20HOOke~MA, 

and slngularlYthe p remises 

desaibed In said' Mortgage, to wit: 

The Land in and with the 

buildings thereon bounded 

and described as follows : - 

S~outherlY aside 

Point IWn the 

Dwi9 ht Street, Four Hundred and fifty (450) feet 

Easterl y from . the Easterly 

side of Lynwood Avenue, 

andthence running 

Street EASTERLY fifty on West Dwight 

(50) ' feet; 

thence 

SOUTHERLY and at a right 

angle to said West Dwight 

Street one hundred And 

twenty (120) feet-. thence 

WESTERLY and parallel 

with said West Dwight 

Street fifty (50) feet ;, 

thence 

NORTHERLY In a straight 

line one hundred and 

twenty (120)- feet to the 

Place Of beginning, contabling 6,000 square feet 

more or less. 

Being Lot . numbered 89 on 

a Plan of lots of Thomas F. 

Greaney recorded In 

Hampden County Massachusetts Registry of 

Deeds, Book 512, Page 601. 

srnold subject ~t0~and wRh 

the benefit of all easements; restrictions, building and zoning - laws, unvaid bum tax titles , water 

biils, mun~Ctpal liens and 

assessments, rights of tenants and partles In posses= 

slon. 

TERMS OF SALE: ~7~~os~f- of FIVE 

-~++~ n -I' ADC Nn 

j cable. = 

SUBJECT TO easement 

I dghts ~ranted Western 

Massachusetts Electric 

I Company et al under ihstrument dated April Q' 

I 1971 recorded as aforesaid' 

In Book 3582, Page 85, and 

dated April 2, 1963 record* 

j~ ed as aforesaid In bopk 

2942, Page 432, t0 the ex, 

tent that the same may, be 

II in force and applicable, 

I Together with the right ;tq 

use . street and ways ' as 

shown on ,aaid plan. The 

I above legal description beI Ing the same as the last 

deed of record, no boun :, 

dary survey having been 

I made at the time of this 

conveyance, - -

I Parcel #M-27P-205 

I-BEING the same property 

conveyed to Yvorlne 

I Cormler Individually, by 

deed ,om Shirley ' A, 

I LaFrance, a/k/a Shirley 

' LaFrance, dated 04-06-R4, 

I recorded 04-19-84, in Book 

I 5596, page 265, In the RegI Istry of Deeds of Hampden 

County, MA. 

This Derivation . Clause 

represents a 24 month 

Chain of Title. . 

The above, Information is 

to be used for reference 

IIp urposes only and not to 

be relied on as evidence, of 

I title and/or encumbrar%, 

ces. Accordingly Said .,in : 

formation Is furnished ati 

I reduced rate, and the 

I Company's liability shall In 

no event exceed the 

I amount paid for said Itlior' 

matian. . a" 

' For mortgagor's(s' Htie 

jl see deed recorded). with 

Hampden County Registry 

of Deeds in Book 5596; 

i Pa g e 265, 

These-premises willlbe 

sold and conveyed sub rect 

to and with the beneflt ;of 

i all rights, rights of waxre, 

j strictlons easements, cov ; 

enents, Yens or clalms"Jn 

the nature of liens, ;IM, 

~ provements, public ,asj sessments; any and all unald taxes, tax titles, ,tax 

I Pens, water and sewer 

liens and any other munlcl;-

~ pal assessments or liens 

or existin g encumbrances 

of record which are ., In 

force and are applicable 

having priority over ,said 

mortgage, whether or ;not 

reference to such restrictlons; easements, Improve= 

ments, liens or encuYShd~andces IS made, 

, in the 

TERMS OF SALE: E,v~ 

ep0A Sft_0fFiYe Thousand 

a 

00o0r-ban~idtaleck wlllrtbe 

required to be paid by the 

~ purchaser at the time and 

place of sale . The balance 

~ is M be paid .by certifier(,or 

bank check at Harmon Lavy 

' Offices, P,C., 150 California 

Street, Newton, Massacfiy; 

setts 02458, or by mall, - $ 

Hlohiands, 6Maschurs~itett5 

02461-0389 within thiriy (30) days, 1rom the date'-'bf 

sale. Deed will be providr 

ad to purchaser for reco'rd~ 

ing upon receipt in full :Of 

the purchase price. Tfie 

descHPNon of the prem-~ 

ises contained In said 

mortgage shall controF ill 

the event of an error In this 

publication. r :.r 

Other terms; If any o: be 

announced at the safe.' -

CiTIMORTGAGE, INC. 

Present holder of said 

mortgage . 

By its Attarneys - ~ a 

HARMON LAW OFFICES', 

P.C. 4 . 

150 California Street 

Newton, MA 02458 . ., .-: 

(617) 556-0500 ~ - - ` 

203008,-0086-BLU 

(January 5,12-19) 

THE COMMONWEALTH OF 

' MASSACHUSETTS T'3 

- LAND COURT 

DEPARTMENT. OF THESi_, 

TRIAL COURT _ _ 

(SEAL) - . 

Case No. 438229 

To : Debra C. Monday, f/k(A 

Debra C . DeRase - 

and to all persons entitled to the,- benefit . of ;tBE 

Servicemembeis Civil 'Re= 

lief Act. Sunerust Mtsrt4 age, Inc. claiming to',. b,g 

Me holder of a Martga~ 

covering real property "lh 

Ludlow, numbered 1275' 

East StreetLyIven by De, 

bra C. Monday, f/k/a Debra 

C. DeRose to Mortgage 

Electronic : RegistrationSystems, Inc., dated Octoe~ an reco rded u.. ... ..re,. r_ ..+n, 
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TUESDAY, JANUARY 11, 2011 

Offering iPhones 

risky for Verizon 

By Peter Stensson 

NEW YORK - Vernon Wits, 

lesss u,wool d seem m be a big winmerit after its expected announce, 

today that it will start 

selling the tPhone and break Apple Inc:s monogamous mlanonship with AT&T Inc. m the Unitoil 

States. 

Hut for several reasons, the 

'Phone's arrival m Veru.on woWd 

be poorly timed, and Verizon's 

gains won't be as cleapcut es one 

might believe. 

i There's no doubt that a Vann, iPhone would attract mtllions ofbuyers, and it would give 

the country's largest wireless carrier a chance to catch up with 

AT&T in atttectmg htgh-paymg 

smartphone customers . 

Since the iPhone's debut in 

2007, ATgfP has been its exclu-

've dtstnbutor in the United 

States . That means, for the most 

part, that the iPhone doesn't 

work with other carriers, and 

anyone who wants an iPhone 

needs to get service through 

AT&'L Mary people held back bese they already had service 

u~th Verizon or another carrier 

they liked at were apprehensive 

u 

congestion on AT&T's netsho 

t 

wark, particularly in New York 

an San Ftenasco. 

Rumors about a verston of an 

iPhone for Verizon have swtrled 

for years, but they have been its, 

ing in recent months. The Wall 

Street Journal has reported thin 

vent that Vernon is holding 

today is indeed for a Verizon 

iPhone, to go on sale at the end of 

the month . 

Venzon, Apple, and AT&T 

woWdn'teanfirmthat. 

Anatysts' predictions for Vesizon's iPhone sales dies year vary 

widelg fmm 5 million to 13 Oillion - and some of that would 

;~w me me from what AT&T would 

The Whom is big bum. 

ess for AT&1': The carrier ach111.11, iPhones m the 

first nine months of 2010, according to the latest figure available. 

Many analysts estimate that 

Vertmn would be the largest seller of Thos, in the United States 

thisyear, outdomgAT&Tasnsatisfies pent-up demand. Verizon 

has been doingfis best to keep up 

with AT&T by selling smartphones other than the tPhone, 

but n'sstillbeenlagging. 

Yet several factors may give 

prospective Verizon 'Phone buyers Pause 

Vertzan is making a big deal 

out of its brand-new, blazing-fast 

"4G" network . The carrier revealed the first phones and tablet for the network at the Intes" 

national Consumer Electronics 

ShowinLas Vegaslaatweek 

Foreclosure tribunal 

is sought by Galvin 

C ann` ul Af om PoSeaS 

someone was wmrtgly foreclosed 

upon, banks could be forced return a property to its former 

Galvtu, who as secretary of 

state heads the Massachusetts 

Registry of Deeds, said officials 

should quickly move to address 

title questions that could further 

stall the houstng market's recovemy, ait by seat'ing prospective buyers 

keeping thousands of properties m legal limbo. 

Over the last three years 

alone, lenders have completed 

Mtlan 33,000 foreclosus in 

Massachusetts, according to 

Warren Group, a Boston companythin tracks local realesrate. 

Galwn also wants legislators 

m set a nine limit for homeoamers make title claims, so that 

m 

ershrp questions do not retrsolved inde6mtely. 

"We have to have some order 

in the system," he said. 

The SJC confirmed a 2009 

]and Court ruling that rebuffed 

the way lenders have routinely 

conducted foreclosure in recent 

years without having all the documentation m piece 

at the time a 

pmperty is taken hack Title ownetshtp became an issue because 

of the housing boom, during 

which millions of home loans 

me bundled into bonds and 

m twncmrs. As that procc v 

repeated over and over, it 

often became difficult m follow 

thetrailofdocumen6. 

Befom the 2009 ruling, lendumed they could forecloam~ nahomeandlaterpmduce 

formal proof they owned the 

mortgage. 

Representative Angelo M. 

Scaceta, a Readville Democraq 

said he supports Calvin's propass], but only ifjudges mrs, hired 

n a temporary bases. He said he 

_Wit 

iuclude the plan as part of 

a broader hrll to be filed this 

month that will require judicial 

approval 

"You 

of 

need 

all foreclosures . 

to get a whole 

bunch of people involved very 

quickly;' Svaceta said. "We are 

talking about a lot of properties. 

These properties aren't going to 

be liable 

A spokeswoman for the Suprome Judiaal Court sald thejustlces have not seen Galvin's proposal, but noted that the court 

system already faces "severs, understaffing due to budget cuts 

andanongoinghinngfreeze" 

Iaral real estam lawyets, wicmgsrmdarconcemsabout howa 

tribunal would operate, were 

guarded m their support for Galwn'sPmposal . 

Meanwhile, several lawsuits 

are making their way through 

state courts that could address 

questions about the rights of Feepie who purchased bank-owned 

properties or wete unfsirly foreclosed up... 

The SIC reeentty agreed to re, 

wow another ]and Court deciWe can't let this sit 

here for months 

and fester.' 

WILLIAM F. CA IN 

Seern,taryof,- 

man by.Iustica Keith C. Long that 

found a home buyer had no right 

to a house he bought in Haverhill 

because the lender that seized it 

didn't have all the documents in 

place at the nine. m his decision, 

Lang said he waii sympathetic in 

the plight of the plaintiff, Francis 

Bevdacqua, who was seeking a 

dear title to the property. But he 

added that Bevilacquas "proper 

grievance and proper remedy" is 

with the lender that improperly 

foreclosed on the house . 

Also, a statewide class action 

filed by homeownets who allege 

they were wmnghtEy foreclosed 

upon wdl now move forward. 

The 2008 case against GMAC 

Mortgage, Avelo Mortgage, and 

US Bank National Association 

among others was on hold pondmg Friday's SIC decision, said 

Kevin Costello, a Boston lawyer 

representing the plaintiffs. Y -

terday, Coatella said he has requested that the US District 

Court in Bosmn reopen the cas% 

which seeks m halt affected fmeclosures and prnvtdedamages . 

Jeny(er B. McKim mn be ma. W 

atjmc81m@8fobe.eom. 

Progressive acknowledges error 

" PROGRESSIVE 

Cannnved/bm~ Bs 

Progressive =it it would ensure that such natices wem made 

in the fit" . 

On the webste pricing matter, 

the compauy mistakenly provtded comperrson shoppers with 

the cost of a six-month policy 

from Progressive alongside 

prices of rival,' 12-month pollso that Progressave's cares 

IookedsubstantiaBylower. 

The company apologized for 

the errors and stopped offering 

mtecompansonsonitswebsite. 

Deapite the glitches, Pmgres 

ve has signed up thousands of 

new custamers. 

As of last October, the rompany had 3.2 percent of the . .. . 

commercial sum insurance marketmMaav husetts . 

7bdd Wnlfack can be reached at 

tisdlnck®gfabe .mm . 

THE BOSTON GLOBE 

A Verizon plan to selliPhones could help the country's largest 

wireless carrier toattracthigh-payingemartphonecustomers, 

but the dealhas some pitfalls far the compmy as welt . 

But indications are that the 

firm Verizon iPhoue would only 

work on the older, "3G" network 

That network has wide covemge, 

ezcellent reliability, and less congestion than AT&'1"s, but data 

seeds am much lower. You also 

nemit talk and surf at the same 

time with Verizon 3G phones . 

These factors give AT&T open. 

mgaforiheirmarketmg. 

Also, Apple has been launching a new tPhone model every 

summer, and presumably an 

iPhpne 5 is mining. But its Out 

dear when Vereson would 

get 

it . 

The carner may be an the same 

ne-year, upgrade cycle, so Veil. 

zon 

may 

have to wait until January and leave AT&T with the advantage of a fresher model m the 

fall. 

Most importantly, cellphone 

companies do their best to tie 

subscribers up with contracts 

and limit their mobility. AT&T excunves last year stressed to investors that most af their tPhone 

users are on famdy, end employer 

plans, which are mote difficult to 

switch from. 

For these reasons, analysis expect most Verizo tPhone buyers 

to be people who already have 

Verizon service. John HodWik at 

~ S~expects that 77 percent of 

tunated 13 million VefvAn 

Thanes this year would go to 

current cu ~Verizan subsrnbets. 

means Venzon would be 

paying heavilyto upgrade its own 

subscribers to the Thome . Apple 

charges AT&T about $600 for ' 

each tPhone 4 . The carrier subsidizer that dawn m the $199 retail 

puce, figuring it will make money back an service fees Over the 

rmt of atwo-year contract. An init= of iPhone buyers would have 

VerimnputtingppasuWlarm400 

for each am, mom than it would, 

say, rora BlaafeBern'Curve. 

 

Business B9 

'Intel, Nvidia in 

, $1.5b patent deal 

By Jordan Robertson 

SAN FRANCISCO - Intel 

Corp . is paying $1 .5 billion to 

end a fight it minted with Nvidia 

Corp. over a key computer technWogy. 

The legal battle centered on 

Nvtdia's ability to make "chipsets" that are compatible with Intel's latest processors - a fight 

that has bnphcanous for many of 

the world's computer users, since 

Intel and Nvidia's chips are ubiquitaus 

Nvidia is a top maker of 

graphics chips. Intel is the leader 

in microprocessors, the 'brains" 

of personal computers . Both 

compantes also made chlpsets, 

which am used to help both types 

of chfps talk to each other, 

amoogoNerjobs. 

Intel sued Nvidia m February 

2009, alleging that Nvidia would 

need m pony up for a new Bcanse 

to make chtpsets that are compatible with Intel's latest processors . Nvidia countetsued, argtting that a license it has had in 

place since 2004 u sufactem. 

Both sides had a lot at stake . 

Intel needed the patent deal fur 

access to Nvidia's graphies technologies 

Nvtdta needed it because 

without the ability to talk m Intel's processors, Nvidia's chspset 

business would be essentially 

dead. Indeed, Nvidla announced 

in October 2009 that it 

was 

erztt-

'utgthechipsetbusiness. 

Intel wdl pay Nvidia $1.5 bdIwn 

in 

licensing fees aver the 

next 5 years as part of the deal 

disalncedyestetday. 

The reason mtel finds itself in 

the uNikely position 

;., 

f paying 

Nvidia is thm Intel a license 

to Nvtdia's entire patent library 

out of the deal, while Nvtdia gets 

a license to same of Intel's patents, but not those covering Intel's primary products - pmtreularly microprocessors and 

chipsers based on the sa-called 

x86 design. 

The settlement comes as the 

companies ass adjusting to their 

changing roles m the semiconductor industry, as smartphones 

and tablets form chip makers to 

design smaller and mare energy 

efficient chips, and the exploston 

of btgh-defirunon content online 

has placed an mcreased premt " on high yuahtygmphta. 

Intel's general counsel, Doug 

Melamed, said the settlement 

'N reserves patent Fears and pmdes pmtections that allow for 

continued freedom in product 

deaigt" 

Nvrdia's CEO, Jen-Hsun 

Huang, said the "agreement stgnals a new em for Nvtdia" 

O MP6a"CXuaEIIa BAY 

T LPRN9Panr"TONAl1MOany 

MATERIALS MANAGEMENT 

DIRECTORATE 

-1-1- 1.- 

s ..' 

.v,.w.nmr.an~ 

w~mM .w .nio m i~e:~"m~e:M eea ~ 

all 11 I'll 11111oA1 1 

eE~oE f:"°>Uo'.S .o E, 

Going away? 

Donate 

the value of your neuispapers 

to local classrooms. 

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