Exhibit No. 31

CERTIFICATIONS

PURSUANT TO

SECTION 302 OF THE
SARBANES-OXLEY ACT

I, Raphael Benaroya, the
registrants Chairman of the Board, President and Chief Executive Officer, certify
that:

1. I have reviewed this Quarterly Report on Form 10-Q of United Retail Group, Inc.;
2. based on my knowledge,  this report does not contain any untrue  statement of a material fact or omit to state a material fact
         necessary to make the statements  made, in light of the  circumstances  under which such  statements were made, not misleading
         with respect to the period covered by this report;
3. based on my knowledge,  the financial  statements,  and other financial information included in this report, fairly present in
         all material  respects the financial  condition,  results of operations  and cash flows of the  registrant as of, and for, the
         periods presented in this report;
4. the registrant's  other certifying  officer and I are responsible for  establishing  and maintaining  disclosure  controls and
         procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and have:

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| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| | (a)     designed such disclosure  controls and procedures,  or caused such disclosure  controls and procedures to be
                  designed  under our  supervision,  to ensure that  material  information  relating to the  registrant,  including its
                  consolidated  subsidiaries,  is made known to us by others within those entities,  particularly  during the period in
                  which this report is being prepared;
| | (b)     evaluated the  effectiveness  of the registrant's  disclosure  controls and procedures and presented in this
                  report our  conclusions  about the  effectiveness  of the disclosure  controls and  procedures,  as of the end of the
                  period covered by this report based on such evaluation; and                                                                                                                 
| | (c)     disclosed in this report any change in the  registrant's  internal  control over  financial  reporting  that
                  occurred during the registrant's most recent fiscal quarter that has materially affected,  or is reasonably likely to
                  materially affect, the registrant's internal control over financial reporting; and                                                                                          

1. the registrant's other certifying  officer and I have disclosed,  based on our most recent evaluation of internal control over
         financial reporting,  to the registrant's  auditors and the audit committee of the registrant's board of directors (or persons
         performing the equivalent functions):

| |                                                                                                                                                                                                                                                                                                                               
| | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| | (a)     all significant  deficiencies  and material  weaknesses in the design or operation of internal  control over
                  financial  reporting which are reasonably  likely to adversely  affect the registrant's  ability to record,  process,
                  summarize and report financial information; and
| | (b)     any fraud, whether or not material,  that involves management or other employees who have a significant role
                  in the registrant's internal control over financial reporting.                                                                                                                         

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|----------------------- | -----------------------------------
|Date: December 20, 2004 | /s/RAPHAEL BENAROYARaphael Benaroya

I, George R. Remeta, the
registrants Chief Administrative Officer and Chief Financial Officer, certify that:

1. I have reviewed this Quarterly Report on Form 10-Q of United Retail Group, Inc.;
2. based on my knowledge,  this report does not contain any untrue  statement of a material fact or omit to state a material fact
         necessary to make the statements  made, in light of the  circumstances  under which such  statements were made, not misleading
         with respect to the period covered by this report;
3. based on my knowledge,  the financial  statements,  and other financial information included in this report, fairly present in
         all material  respects the financial  condition,  results of operations  and cash flows of the  registrant as of, and for, the
         periods presented in this report;
4. the registrant's  other certifying  officer and I are responsible for  establishing  and maintaining  disclosure  controls and
         procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and have:

| |                                                                                                                                                                                                                                                                                                                                                                                                                                                            
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| | (a)     designed such disclosure  controls and procedures,  or caused such disclosure  controls and procedures to be
                  designed  under our  supervision,  to ensure that  material  information  relating to the  registrant,  including its
                  consolidated  subsidiaries,  is made known to us by others within those entities,  particularly  during the period in
                  which this report is being prepared;
| | (b)     evaluated the  effectiveness  of the registrant's  disclosure  controls and procedures and presented in this
                  report our  conclusions  about the  effectiveness  of the disclosure  controls and  procedures,  as of the end of the
                  period covered by this report based on such evaluation; and                                                                                                                 
| | (c)     disclosed in this report any change in the  registrant's  internal  control over  financial  reporting  that
                  occurred during the registrant's most recent fiscal quarter that has materially affected,  or is reasonably likely to
                  materially affect, the registrant's internal control over financial reporting; and                                                                                          

1. the registrant's other certifying  officer and I have disclosed,  based on our most recent evaluation of internal control over
         financial reporting,  to the registrant's  auditors and the audit committee of the registrant's board of directors (or persons
         performing the equivalent functions):

| |                                                                                                                                                                                                                                                                                                                               
| | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| | (a)     all significant  deficiencies  and material  weaknesses in the design or operation of internal  control over
                  financial  reporting which are reasonably  likely to adversely  affect the registrant's  ability to record,  process,
                  summarize and report financial information; and
| | (b)     any fraud, whether or not material,  that involves management or other employees who have a significant role
                  in the registrant's internal control over financial reporting.                                                                                                                         

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|----------------------- | -----------------------------------
|Date: December 20, 2004 | /s/GEORGE R. REMETAGeorge R. Remeta