Federal Register / Vol. 87, No. 15 / Monday, January 24, 2022 / Notices 3511 

1The press release and sample order can be found 

at https://www.consumerfinance.gov/about-us/ 

newsroom/consumer-financial-protection-bureauopens-inquiry-into-buy-now-pay-later-credit/. 

TABLE 1—STANDARD EX-VESSEL PRICES BY SPECIES FOR THE 2021 ROCKFISH PROGRAM SEASON IN KODIAK, ALASKA— 

Continued 

Species Period ending 

Standard 

ex-vessel price 

per pound 

May 31 ..................................................................................... 0.19 

June 30 .................................................................................... 0.16 

July 31 ..................................................................................... 0.19 

Aug 31 ..................................................................................... 0.19 

September 30 .......................................................................... 0.19 

October 31 ............................................................................... 0.19 

November 30 ........................................................................... 0.26 

Thornyhead Rockfish ............................................................... April 30 .................................................................................... 0.19 

May 31 ..................................................................................... 0.19 

June 30 .................................................................................... 0.13 

July 31 ..................................................................................... 0.19 

Aug 31 ..................................................................................... 0.19 

September 30 .......................................................................... 0.19 

October 31 ............................................................................... 0.14 

November 30 ........................................................................... 0.25 

Authority: 16 U.S.C. 773 et seq.; 1801 

et seq.; 3631 et seq.; Pub. L. 108–447; 

Pub. L. 111–281. 

Dated: January 18, 2022. 

Ngagne Jafnar Gueye, 

Acting Director, Office of Sustainable 

Fisheries, National Marine Fisheries Service. 

[FR Doc. 2022–01198 Filed 1–21–22; 8:45 am] 

BILLING CODE 3510–22–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No.: CFPB–2022–0002] 

Notice and Request for Comment 

Regarding the CFPB’s Inquiry Into 

Buy-Now-Pay-Later (BNPL) Providers 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice; request for comment. 

SUMMARY: On December 16, 2021, the 

Consumer Financial Protection Bureau 

(Bureau) opened market monitoring 

orders, inquiring into Buy-Now-PayLater (BNPL) products in the United 

States to gain information about the 

size, scope, and business practices of 

the BNPL market. The information will 

help the Bureau better understand how 

consumers interact with BNPL 

providers, and how BNPL business 

models impact the broader e-commerce 

and consumer credit marketplaces. The 

Bureau also issued a press release to 

accompany these orders. The Bureau 

invites any interested parties, including 

consumers, small businesses, consumer 

advocates, financial institutions, trade 

associations, investors, state and Federal 

regulators and Attorneys General, and 

experts in consumer lending, payments, 

and marketing to submit comments to 

inform the agency’s inquiry. 

DATES: Comments must be received on 

or before March 25, 2022. 

ADDRESSES: You may submit comments, 

identified by Docket No.: CFPB–2022– 

0002, by any of the following methods: 

• Federal eRulemaking Portal: 

https://www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: BNPLInquiry@cfpb.gov. 

Include Docket No.: CFPB–2022–0002 

in the subject line of the message. 

• Mail/Hand Delivery/Courier: 

Comment Intake—Statement into BNPL 

Providers, Bureau of Consumer 

Financial Protection, 1700 G Street NW, 

Washington, DC 20552. Please note that 

due to circumstances associated with 

the COVID–19 pandemic, the Bureau 

discourages the submission of 

comments by hand delivery, mail, or 

courier. 

Instructions: The Bureau encourages 

the early submission of comments. All 

submissions should include document 

title and docket number. Because paper 

mail in the Washington, DC area and at 

the Bureau is subject to delay, 

commenters are encouraged to submit 

comments electronically. In general, all 

comments received will be posted 

without change to https://

www.regulations.gov. In addition, once 

the Bureau’s headquarters reopens, 

comments will be available for public 

inspection and copying at 1700 G Street 

NW, Washington, DC 20552, on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. At that 

time, you can make an appointment to 

inspect the documents by telephoning 

202–435–7275. 

All comments, including attachments 

and other supporting materials, will 

become part of the public record and 

subject to public disclosure. Proprietary 

information or sensitive personal 

information, such as account numbers 

or Social Security numbers, or names of 

other individuals, should not be 

included. Comments will not be edited 

to remove any identifying or contact 

information. This docket is not for 

submitting other information to the 

Bureau, such as consumer complaints 

on a particular company. If you would 

like to submit a complaint, please visit 

consumerfinance.gov (https://

www.consumerfinance.gov/complaint/). 

FOR FURTHER INFORMATION CONTACT: 

Laura Udis, Program Manager, Small 

Dollar, Marketplace, and Installment 

Lending, 202–435–9158. If you require 

this document in an alternative 

electronic format, please contact CFPB_

Accessibility@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

I. Background 

In the December 16, 2021, market 

monitoring orders and accompanying 

press release, the Bureau required five 

providers of Buy-Now-Pay-Later (BNPL) 

products in the United States to provide 

information about their size, scope, and 

business practices.1 The Bureau listed 

six areas of specific interest: 

• Business Model and Transaction 

Metrics 

• Loan Performance Metrics 

• Consumer Protections 

• User Contacts and Demographics 

• Data Harvesting 

• Data Monetization 

The Bureau invites any interested 

parties to submit comments to inform 

the agency’s inquiry. 


jspears on DSK121TN23PROD with NOTICES1
3512 Federal Register / Vol. 87, No. 15 / Monday, January 24, 2022 / Notices 

II. Public Comment 

The Bureau encourages comments 

about BNPL products. For example: 

What is the consumer experience with 

BNPL products? What are the benefits 

and risks to consumers from BNPL 

products? What is the merchant 

experience with BNPL products? What 

perspectives do regulators and 

Attorneys General have with respect to 

BNPL products? Are there ways in 

which the BNPL market can be 

improved? 

The Bureau is opening a docket on 

Regulations.gov and invites any 

interested parties to submit relevant 

comments to inform the agency’s 

inquiry. 

Rohit Chopra, 

Director, Bureau of Consumer Financial 

Protection. 

[FR Doc. 2022–01278 Filed 1–21–22; 8:45 am] 

BILLING CODE 4810–AM–P 

CONSUMER PRODUCT SAFETY 

COMMISSION 

Sunshine Act Meeting 

TIME AND DATE: Wednesday, January 26, 

2022, 10:00–11:00 a.m. 

PLACE: This meeting will be held 

remotely. 

STATUS: Commission Meeting—Open to 

the Public. 

MATTERS TO BE CONSIDERED: Decisional 

Matter: 

Final Rule: Safety Standard for Crib 

Mattresses 

All attendees and participants should 

pre-register for the Commission meeting 

(Webinar). To pre-register for the 

Webinar, please visit https://

attendee.gotowebinar.com/register/ 

9089674042451601677 and fill in the 

information. After registering you will 

receive a confirmation email containing 

information about joining the webinar. 

CONTACT PERSON FOR MORE INFORMATION: 

Alberta E. Mills, Office of the Secretary, 

U.S. Consumer Product Safety 

Commission, 4330 East-West Highway, 

Bethesda, MD 20814, 301–504–7479 

(Office) or 240–863–8938 (Cell). 

Dated: January 19, 2022. 

Alberta E. Mills, 

Commission Secretary. 

[FR Doc. 2022–01355 Filed 1–20–22; 11:15 am] 

BILLING CODE 6355–01–P 

DEPARTMENT OF DEFENSE 

Office of the Secretary 

[Docket ID: DoD–2021–OS–0111] 

Submission for OMB Review; 

Comment Request 

AGENCY: Office of the Under Secretary of 

Defense for Personnel and Readiness 

(USD(P&R)), Department of Defense 

(DoD). 

ACTION: 30-Day information collection 

notice. 

SUMMARY: The Department of Defense 

has submitted to OMB for clearance the 

following proposal for collection of 

information under the provisions of the 

Paperwork Reduction Act. 

DATES: Consideration will be given to all 

comments received by February 23, 

2022. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Angela Duncan, 571–372–7574, whs.mcalex.esd.mbx.dd-dod-informationcollections@mail.mil. 

SUPPLEMENTARY INFORMATION: 

Title; Associated Form; and OMB 

Number: DoD Mortuary Affairs Forms; 

DD Form(s) 3045, 3046, 3047, 3048, 

3049, 3050; OMB Control Number 

0704–0581. 

Type of Request: Extension. 

Number of Respondents: 900. 

Responses per Respondent: 1.33. 

Annual Responses: 1,200. 

Average Burden per Response: 15 

minutes. 

Annual Burden Hours: 300 hours. 

Needs and Uses: The information 

collection requirement is necessary to 

obtain and document the selection (as 

applicable) of the Person Authorized to 

Direct Disposition (PADD), who is 

authorized to direct disposition of 

human remains of decedents. As stated 

in 10 U.S. Code 1481, ‘Recovery, Care, 

and Disposition of Remains: Decedents 

Covered,’ the DoD may provide for the 

recovery, care, and disposition of the 

remains for active-duty regulars, reserve 

component members, applicants, 

trainees, military prisoners, and others. 

The DoD is further authorized, per 10 

U.S.C. 1482 and 10 U.S.C. 1482a to 

provide reimbursement, cover expenses, 

or otherwise provide mortuary services 

for decedents, including civilian 

employees serving with the armed 

forces. In order to provide 

reimbursement or these services, the 

DoD is charged with electing and 

documenting the elections of PADD of 

the remains, to whom the payment/ 

reimbursement is made. The Service 

Casualty Office and DoD mortuaries use 

the information provided in this 

collection to document the election of 

the PADD for the preparation, 

transportation, and final disposition of 

the remains, as applicable. Depending 

on the circumstances, a PADD may be 

asked to complete up to six forms. All 

PADDs will complete the DD Form 

3045, but may additionally be asked to 

provide information on the DD Forms 

3046, 3047, 3048, 3049, and/or 3050. A 

description of each form has been 

provided to clarify under which 

circumstances each form may be used. 

Affected Public: Individuals or 

households. 

Frequency: On occasion. 

Respondent’s Obligation: Voluntary. 

OMB Desk Officer: Ms. Jasmeet 

Seehra. 

You may also submit comments and 

recommendations, identified by Docket 

ID number and title, by the following 

method: 

• Federal eRulemaking Portal: 

https://www.regulations.gov. Follow the 

instructions for submitting comments. 

Instructions: All submissions received 

must include the agency name, Docket 

ID number, and title for this Federal 

Register document. The general policy 

for comments and other submissions 

from members of the public is to make 

these submissions available for public 

viewing on the internet at https://

www.regulations.gov as they are 

received without change, including any 

personal identifiers or contact 

information. 

DOD Clearance Officer: Ms. Angela 

Duncan. 

Requests for copies of the information 

collection proposal should be sent to 

Ms. Duncan at whs.mc-alex.esd.mbx.dddod-information-collections@mail.mil. 

Dated: January 19, 2022. 

Aaron T. Siegel, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

[FR Doc. 2022–01270 Filed 1–21–22; 8:45 am] 

BILLING CODE 5001–06–P 


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