Federal Register / Vol. 87, No. 19 / Friday, January 28, 2022 / Notices 4711 

actions by TxDOT and Federal agencies 

and the laws under which such actions 

were taken are described in the Final 

Environmental Assessment (EA) the 

Finding of No Significant Impact 

(FONSI) issued on 9/01/2021, and other 

documents in the TxDOT project file. 

The EA, FONSI and other documents in 

the TxDOT project file are available by 

contacting the TxDOT Laredo District 

Office at 1817 Bob Bullock Loop, 

Laredo, TX 78043, ATTN Raul LealLaredo District Public Information 

Officer; telephone: 956–712–7416; 

email: Raul.Leal@txdot.gov. The EA can 

also be viewed and downloaded from 

the following website: https://

www.txdot.gov/inside-txdot/projects/ 

studies/laredo/092021.html. 

10. I–35 Capital Express North from 

SH 45N to US 290E, Travis and 

Williamson Counties. The project will 

add one non-tolled managed lane in 

each direction, reconstruct intersections 

and bridges to accommodate the 

additional lane and increase east/west 

mobility, add a diverging diamond 

interchange at Wells Branch Parkway, 

improve bicycle and pedestrian 

accommodations along I–35 frontage 

roads and at east/west crossings and 

make additional safety and mobility 

improvements. The project is 

approximately 11.5 miles in length. The 

actions by TxDOT and Federal agencies 

and the laws under which such actions 

were taken are described in the Final 

Environmental Assessment (EA), 

Finding of No Significant Impact 

(FONSI) issued on December 17, 2021 

and other documents in the TxDOT 

project file. The EA, FONSI and other 

documents in the TxDOT project file are 

available by contacting the TxDOT 

Austin District Office at 7901 North I– 

35, Austin, TX 78753; telephone: 512– 

832–7000. The EA and FONSI can also 

be viewed and downloaded from the 

following website: https://

my35capex.com/. 

11. I–35 Capital Express South from 

US 290W/SH 71 to SH 45SE, Travis and 

Hays Counties. The project would add 

two non-tolled high-occupancy 

managed lanes in each direction. The 

managed lanes would be elevated from 

north of Stassney Lane to south of 

William Cannon Drive. Additionally, 

the project would reconstruct bridges, 

add auxiliary lanes, improve bicycle 

and pedestrian accommodations along 

I–35 frontage roads and includes other 

safety and mobility improvements. The 

project is approximately 10 miles in 

length. The actions by TxDOT and 

Federal agencies and the laws under 

which such actions were taken are 

described in the Final Environmental 

Assessment (EA), Finding of No 

Significant Impact (FONSI) issued on 

December 21, 2021, and other 

documents in the TxDOT project file. 

The EA, FONSI and other documents in 

the TxDOT project file are available by 

contacting the TxDOT Austin District 

Office at 7901 North I–35, Austin, TX 

78753; telephone: 512–832–7000. The 

EA and FONSI can also be viewed and 

downloaded from the following website: 

https://my35capex.com/. 

Authority: 23 U.S.C. 139(l)(1). 

Michael T. Leary, 

Director, Planning and Program Development, 

Federal Highway Administration. 

[FR Doc. 2022–01448 Filed 1–27–22; 8:45 am] 

BILLING CODE 4910–22–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Comment Request; Reverse 

Mortgage Products: Guidance for 

Managing Compliance and Reputation 

Risks 

AGENCY: Office of the Comptroller of the 

Currency, Treasury (OCC). 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other Federal 

agencies to comment on the renewal of 

an information collection, as required 

by the Paperwork Reduction Act of 1995 

(PRA). An agency may not conduct or 

sponsor, and respondents are not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. The OCC is 

soliciting comment concerning renewal 

of its information collection titled 

‘‘Reverse Mortgage Products: Guidance 

for Managing Compliance and 

Reputation Risks’’ (Guidance). 

DATES: Comments must be received by 

March 29, 2022. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, Office 

of the Comptroller of the Currency, 

Attention: 1557–0246, 400 7th Street 

SW, suite 3E–218, Washington, DC 

20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 465–4326. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0246’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Following the close of this notice’s 

60-day comment period, the OCC will 

publish a second notice with a 30-day 

comment period. You may review 

comments and other related materials 

that pertain to this information 

collection beginning on the date of 

publication of the second notice for this 

collection by the method set forth in the 

next bullet. 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Hover over the 

‘‘Information Collection Review’’ tab 

and click on ‘‘Information Collection 

Review’’ dropdown. Underneath the 

‘‘Currently under Review’’ section 

heading, from the drop-down menu 

select ‘‘Department of Treasury’’ and 

then click ‘‘submit.’’ This information 

collection can be located by searching 

by OMB control number ‘‘1557–0246’’ 

or ‘‘Reverse Mortgage Products: 

Guidance for Managing Compliance and 

Reputation Risks.’’ Upon finding the 

appropriate information collection, click 

on the related ‘‘ICR Reference Number.’’ 

On the next screen, select ‘‘View 

Supporting Statement and Other 

Documents’’ and then click on the link 

to any comment listed at the bottom of 

the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, Clearance Officer, 

(202) 649–5490, Chief Counsel’s Office, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, Suite 3E– 

218, Washington, DC 20219. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501–3520), Federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 


jspears on DSK121TN23PROD with NOTICES1
4712 Federal Register / Vol. 87, No. 19 / Friday, January 28, 2022 / Notices 

1 74 FR 66652. 

2 75 FR 50801. 

submit reports, keep records, or provide 

information to a third party. Section 

3506(c)(2)(A) of title 44 requires Federal 

agencies to provide a 60-day notice in 

the Federal Register concerning each 

proposed collection of information, 

including each proposed renewal of an 

existing collection of information, 

before submitting the collection to OMB 

for approval. To comply with this 

requirement, the OCC is publishing this 

notice. 

Description: On December 16, 2009, 

the OCC, FDIC, FRB, and NCUA sought 

comment on proposed Guidance,1

which they subsequently issued in final 

form on August 17, 2010.2 The 

Guidance focuses on the need to 

provide adequate information to 

consumers about reverse mortgage 

products, to provide qualified 

independent counseling to consumers 

considering these products, and to avoid 

potential conflicts of interest. The 

Guidance also addresses related 

policies, procedures, internal controls, 

and third party risk management. 

• The information collection 

requirements contained in the Guidance 

address the implementation of policies 

and procedures, training, and program 

maintenance. Institutions offering 

reverse mortgages should have written 

policies and procedures that prohibit 

the practice of directing a consumer to 

a particular counseling agency or 

contacting a counselor on the 

consumer’s behalf. 

• Policies should be clear so that 

originators do not have an inappropriate 

incentive to sell other products that 

appear linked to the granting of a 

mortgage. 

• Legal and compliance reviews 

should include oversight of 

compensation programs so that lending 

personnel are not improperly 

encouraged to direct consumers to 

particular products. 

• Training should be designed so that 

relevant lending personnel are able to 

convey information to consumers about 

product terms and risks in a timely, 

accurate, and balanced manner. 

Title of Information Collection: 

Reverse Mortgage Products: Guidance 

for Managing Compliance and 

Reputation Risks. 

OMB Control No.: 1557–0246. 

Affected Public: National banks, 

Federal savings associations, 

subsidiaries of national banks and 

Federal savings associations, and 

Federal branches or agencies of foreign 

banks. 

Type of Review: Regular. 

Estimated Number of Respondents: 

12. 

Frequency of Response: On occasion. 

Total Estimated Annual Burden: 136 

hours. 

Comments submitted in response to 

this notice will be summarized, 

included in the request for OMB 

approval, and become a matter of public 

record. Comments are invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the OCC’s functions, 

including whether the information has 

practical utility; 

(b) The accuracy of the estimates of 

the burden of the information 

collection, including the validity of the 

methodology and assumptions used; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the information collection on 

respondents, including the use of 

automated collection techniques or 

other forms of information technology; 

and 

(e) Estimates of capital or start up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Theodore J. Dowd, 

Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2022–01700 Filed 1–27–22; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Open Meeting of the Federal Advisory 

Committee on Insurance 

AGENCY: Departmental Offices, 

Department of the Treasury. 

ACTION: Notice of open meeting. 

SUMMARY: This notice announces that 

the U.S. Department of the Treasury’s 

Federal Advisory Committee on 

Insurance (FACI) will meet via 

videoconference on Thursday, February 

17, 2022 from 12:00 p.m.–3:30 p.m. 

Eastern Time. The meeting is open to 

the public. The FACI provides nonbinding recommendation and advice to 

the Federal Insurance Office (FIO) in the 

U.S. Department of Treasury. 

DATES: The meeting will be held via 

videoconference on Thursday, February 

17, 2022, from 12:00 p.m.–3:30 p.m. 

Eastern Time. 

Attendance: The meeting will be held 

via videoconference and is open to the 

public. The public can attend remotely 

via live webcast: www.yorkcast.com/ 

treasury/events/2022/02/17/faci. The 

webcast will also be available through 

the FACI’s website: https://

home.treasury.gov/policy-issues/ 

financial-markets-financial-institutionsand-fiscal-service/federal-insuranceoffice/federal-advisory-committee-oninsurance-faci. Please refer to the FACI 

website for up-to-date information on 

this meeting. Requests for reasonable 

accommodations under Section 504 of 

the Rehabilitation Act should be 

directed to Snider Page, Office of Civil 

Rights and Diversity, Department of the 

Treasury at (202) 622–0341, or 

snider.page@treasury.gov. 

FOR FURTHER INFORMATION CONTACT: Jigar 

Gandhi, Senior Insurance Regulatory 

Policy Analyst, Federal Insurance 

Office, U.S. Department of the Treasury, 

1500 Pennsylvania Ave. NW, Room 

1410 MT, Washington, DC 20220, at 

(202) 622–3220 (this is not a toll-free 

number). Persons who have difficulty 

hearing or speaking may access this 

number via TTY by calling the toll-free 

Federal Relay Service at (800) 877–8339. 

SUPPLEMENTARY INFORMATION: Notice of 

this meeting is provided in accordance 

with the Federal Advisory Committee 

Act (FACA), 5 U.S.C. app. 10(a)(2), 

through implementing regulations at 41 

CFR 102–3.150. 

Public Comment: Members of the 

public wishing to comment on the 

business of the FACI are invited to 

submit written statements by either of 

the following methods: 

Electronic Statements 

• Send electronic comments to faci@

treasury.gov. 

Paper Statements 

• Send paper statements in triplicate 

to the Federal Advisory Committee on 

Insurance, U.S. Department of the 

Treasury, 1500 Pennsylvania Ave. NW, 

Room 1410 MT, Washington, DC 20220. 

In general, the Department of the 

Treasury will make submitted 

comments available upon request 

without change, including any business 

or personal information provided such 

as names, addresses, email addresses, or 

telephone numbers. Requests for public 

comments can be submitted via email to 

faci@treasury.gov. The Department of 

the Treasury will also make such 

statements available for public 

inspection and copying in the 

Department of the Treasury’s Library, 

720 Madison Place NW, Room 1020, 

Washington, DC 20220, on official 

business days between the hours of 

10:00 a.m. and 5:00 p.m. Eastern Time. 

You can make an appointment to 

inspect statements by telephoning (202) 

622–2000. All statements received, 

including attachments and other 


jspears on DSK121TN23PROD with NOTICES1