**Exhibit      12(b)**

**General      Electric Capital Services, Inc.**

**and      consolidated affiliates**

**Computation      of Ratio of Earnings to Combined Fixed Charges and Preferred Stock      Dividends**

|                                                          | **Year                ended December 31** |   |
|---------------------------------------------------------------|-------------------------------------------|--------|
| *(Dollars                in millions)*                        | **2005**                                  |   | **2004** |   | **2003** |   | **2002** |   | **2001** |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings                from continuing operations            | $                                         | 9,141  |   | $ | 7,853 |   | $ | 5,931 |   | $ | 5,291 |   | $ | 4,406 |   |
| Provision                for income taxes                     |                                      | 1,104  |   |   | 1,513 |   |   | 988 |   |   | 699 |   |   | 988 |   |
| Minority                interest                              |                                      | 202    |   |   | 190 |   |   | 127 |   |   | 145 |   |   | 158 |   |
| Earnings                from continuing operations before     |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| income                taxes and minority interest             |                                      | 10,447 |   |   | 9,556 |   |   | 7,046 |   |   | 6,135 |   |   | 5,552 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Fixed                Charges:                                 |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest                                                      |                                      | 14,469 |   |   | 11,223 |   |   | 10,002 |   |   | 9,639 |   |   | 10,399 |   |
| One-third                of rentals(a)                        |                                      | 331    |   |   | 310 |   |   | 276 |   |   | 300 |   |   | 307 |   |
| Total                fixed charges                            |                                      | 14,800 |   |   | 11,533 |   |   | 10,278 |   |   | 9,939 |   |   | 10,706 |   |
| Less                interest capitalized, net of amortization |                                      | (72    | ) |   | (37 | ) |   | (23 | ) |   | (38 | ) |   | (88 | ) |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings                from continuing operations            |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| before                income taxes and minority               |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| interest                plus fixed charges                    | $                                         | 25,175 |   | $ | 21,052 |   | $ | 17,301 |   | $ | 16,036 |   | $ | 16,170 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Preferred                stock dividend requirements          | $                                         | 1      |   | $ | 1 |   | $ | 1 |   | $ | 1 |   | $ | 1 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ratio                of earnings before provision for income  |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| taxes                to earnings from continuing operations   |                                      | 1.12   |   |   | 1.19 |   |   | 1.17 |   |   | 1.13 |   |   | 1.22 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Preferred                stock dividend factor                |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| on                pre-tax basis                               |                                      | 1      |   |   | 1 |   |   | 1 |   |   | 1 |   |   | 1 |   |
| Fixed                charges                                  |                                      | 14,800 |   |   | 11,533 |   |   | 10,278 |   |   | 9,939 |   |   | 10,706 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                fixed charges and preferred stock        |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| dividend                requirements                          | $                                         | 14,801 |   | $ | 11,534 |   | $ | 10,279 |   | $ | 9,940 |   | $ | 10,707 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ratio                of earnings to combined fixed charges    |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| and                preferred stock dividends                  |                                      | 1.70   |   |   | 1.83 |   |   | 1.68 |   |   | 1.61 |   |   | 1.51 |   |
|                                                          |                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |

| (a) | Considered                to be representative of interest factor in rental expense. |   |
|-----|--------------------------------------------------------------------------------------|--------|