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                                                                 Exhibit 10.36

                             SECURED PROMISSORY NOTE



$500,000.00                                                 New York, New York
                                                            December 15,  1999


For value received, the undersigned, Financial Performance Corporation
("Maker"), a New York corporation with an address at 335 Madison Avenue, New
York, New York 10017, hereby absolutely and unconditionally promises to pay to
the order of Robert S. Trump ("Payee"), an individual with an address c/o Trump
Management, Inc., 2611 West 2nd Street, Brooklyn, New York 11223, at such
address or at such other address as may be designated by the holder of this
Note, the principal sum of Five Hundred Thousand and 00/100 ($500,000.00)
Dollars, together with accrued interest thereon from the date hereof at the rate
of ten (10%) percent per annum, in lawful money of the United States of America.
Interest shall be computed on the basis of the actual number of days elapsed in
a 360-day year.

Interest on the principal amount of this note shall be payable at maturity. The
entire principal balance and all unpaid accrued interest thereon shall be due
and payable on February 15, 2000 ("Maturity Date").

If the entire principal balance due hereunder and all accrued interest thereon
is not paid by Maker to Payee on or before the Maturity Date; or if Maker shall
make, or attempt to make, any assignment for the benefit of creditors or be
adjudged to be insolvent or be unable to pay its debts as they mature, or should
any receiver, trustee, liquidator, custodian or like officer be appointed to
take custody, possession or control of any property of Maker, or application be
made therefor; or should Maker otherwise default hereunder or under the security
agreement between Maker, as debtor, and Maker, as secured party, dated even date
herewith (the "Security Agreement"); or if there shall occur any event by which
under the terms of the Security Agreement the indebtedness evidenced hereby may
or shall become due or payable; or if any representation or warranty made by
Maker to Payee pursuant to the Security Agreement shall be false, incorrect or
misleading, then and in any of such events, Payee may, without notice to Maker,
declare the entire principal balance of this note, plus all accrued unpaid
interest thereon, immediately due and payable.

This note is secured by a first priority security interest in a sixty-day
certificate of deposit to be purchased with the proceeds of this note, and to be
issued by European American Bank, New York, New York, in the principal amount of
five hundred thousand and 00/100 ($500,000.00) dollars, having a maturity date
of on or about February 15, 2000 (the "Certificate of Deposit").
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From and after the Maturity Date (whether by acceleration, extension or
otherwise) and until the entire principal amount of this note, together with all
accrued unpaid interest thereon and the prepayment fee referred herein, if
applicable, shall be paid, this note shall bear interest at the lesser of twenty
(20%) percent per annum or the then highest rate permitted by applicable law. If
default be made in the payment of the indebtedness evidenced hereby, Maker
agrees to pay, in addition to all principal and interest, all costs and expenses
incurred by Payee in connection with enforcing this note and the Security
Agreement, including, without limitation, attorneys' fees, disbursements and
court costs, all of which sums shall be deemed part of the indebtedness
evidenced hereby. Maker shall also pay all costs and expenses incurred by Payee
if it is determined that there has occurred a default or any event which, with
the giving of notice or the passage of time, or both, would constitute a
default, regardless of whether Payee takes any action to enforce this note or
any of the Security Agreements. Any sums received hereunder by Payee shall be
applied first to the payment of collection costs and expenses, if any, second,
to the payment of accrued interest, and the balance, to the reduction of the
principal sum.

If any payment required hereunder shall be determined to be a payment of
interest in excess of the maximum legal rate of interest allowable under any
applicable usury laws, such excess payment shall, at the sole option of Payee,
(i) be reduced by an amount necessary to reduce same to the permitted amount, or
(ii) be credited by Payee against the outstanding principal balance, it being
the intention of the parties hereto that only a permissible rate of interest
shall be charged to and payable by Maker.

This note may be voluntarily prepaid, in whole only, upon not less than three
(3) days' prior written notice to the Payee of Maker's intention to so prepay,
which notice shall specify the date on which such prepayment is to occur (the
"Prepayment Date"). Any prepayment of this note, whether voluntary or
involuntary, by acceleration or otherwise, shall be made together with the
payment of: (i) all interest accrued hereunder through the Prepayment Date; and
(ii) any and all other sums due and owing from Maker to Payee, whether under
this note and/or the Security Agreement or otherwise.

Payee and each subsequent holder of this note, may freely transfer, assign,
pledge, hypothecate or otherwise make any disposition of Payee's (or such
holder's) interest in this note, and in any or all of the Security Agreement, in
whole or in part, from time to time.

Maker and all others who are or may become liable for the payment of all or any
part of the indebtedness evidenced hereby, hereby waive diligence, presentment,
demand for payment, notice of nonpayment, notice of dishonor, protest, notice of
protest and all other notices or demands in connection with the delivery,
acceptance, performance, default, endorsement or guarantee of this note. In
addition, Maker expressly waives the benefit of any statute of limitations
affecting its liability hereunder or the enforcement hereof any and all existing
and future claims, off-sets and defenses to this note, including, without
limitation, any defense based on or arising out of the unenforceability of this
note or any part thereof. No delay or failure on the part of Payee in exercising

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any right hereunder or under the Security Agreement shall operate as a waiver of
such right, any provision of this note or any of the Security Agreement or of
any of Payee's other rights or remedies under this note or the Security
Agreement, at law or in equity, nor shall it prevent Payee from exercising any
rights or remedies with respect to the subsequent happening of the same or
similar occurrences.

The liability of Maker hereunder is exclusive and independent of any security
for payment of this note under the Security Agreement or otherwise and upon any
default in payment pursuant to this note, Payee may, at its option, proceed
directly against Maker in a separate action or actions without foreclosing upon,
selling or otherwise disposing of or collecting any property or other collateral
securing payment of this note under the Security Agreement or otherwise. No
release of any security for the principal indebtedness due under this note or
extension of time for payment of this note, and no alteration, amendment or
waiver of any provision of this note or the Security Agreement, shall release,
discharge, modify, change or affect the liability of Maker under this note or
under the Security Agreement.

This note may not be modified orally, and shall be governed, construed and
interpreted under the internal laws of the State of New York. In the event of
any dispute between Maker and Payee, venue shall lie in New York County.

If any provision of this note is found to be void or unenforceable by a court of
competent jurisdiction, the remaining provisions of this note shall nevertheless
be binding upon the parties hereto with the same force and effect as though the
void or unenforceable part had been severed and deleted.

This note, and the rights and obligations of Maker hereunder, are not assignable
in whole or in part by Maker. The provisions of this note shall bind Maker, its
successors and assigns and shall inure to the benefit of Payee, any subsequent
holder of this note and their respective successors and assigns. This note may
be freely transferred and assigned, in whole or in part, from time to time, by
Payee and Payee's successors and assigns.


Witness:                               Maker: Financial Performance Corporation



                                       By: /s/ William F. Finley
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                                               William F. Finley, President

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                                 ACKNOWLEDGMENT



STATE OF NEW YORK    )
                     : ss.:
COUNTY OF NEW YORK   )

         On the 15th day of December, 1999, before me, the undersigned, a Notary
Public in and for said State, personally appeared William F. Finley, personally
known to me or proved to me on the basis of satisfactory evidence to be the
individual whose name is subscribed to the within instrument and acknowledged to
me that he executed the same in his capacity, and that by his signature on the
instrument, the individual, or the person upon behalf of which the individual
acted, executed the instrument.


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Signature and Office of individual
taking acknowledgment

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