<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMETNS OF FIRST NORTHERN CAPITAL CORP. FOR THE
FISCAL YEAR ENDED DECEMBER 31,1996, AND IS QULAIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                           1,965
<INT-BEARING-DEPOSITS>                           1,598
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,472
<INVESTMENTS-CARRYING>                          25,908
<INVESTMENTS-MARKET>                            25,880
<LOANS>                                        559,464<F1>
<ALLOWANCE>                                      2,937
<TOTAL-ASSETS>                                 615,503
<DEPOSITS>                                     458,323
<SHORT-TERM>                                    17,622
<LIABILITIES-OTHER>                              4,237
<LONG-TERM>                                     59,650
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         4,568
<OTHER-SE>                                     65,6563
<TOTAL-LIABILITIES-AND-EQUITY>                 615,503
<INTEREST-LOAN>                                 39,556
<INTEREST-INVEST>                                2,320
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                41,876
<INTEREST-DEPOSIT>                              20,244
<INTEREST-EXPENSE>                              23,203
<INTEREST-INCOME-NET>                           18,673
<LOAN-LOSSES>                                      370
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 15,939
<INCOME-PRETAX>                                  5,050
<INCOME-PRE-EXTRAORDINARY>                       5,050
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,283
<EPS-PRIMARY>                                      .72
<EPS-DILUTED>                                      .71
<YIELD-ACTUAL>                                    3.31
<LOANS-NON>                                        744
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,608
<CHARGE-OFFS>                                       66
<RECOVERIES>                                        25
<ALLOWANCE-CLOSE>                                2,937
<ALLOWANCE-DOMESTIC>                             2,937
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>See financial statements and notes thereto in Form 10-K.
</FN>


</TABLE>